Home > First Bank & Trust > Assets and Liabilities
First Bank & Trust, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 269 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $943,445,000 | 570 |
| Cash and due from depository institutions | $28,077,000 | 630 |
| Interest-bearing balances | $1,043,000 | 2,370 |
| Securities | $103,636,000 | 1,108 |
| Federal funds sold & reverse repurchase agreements | $27,500,000 | 398 |
| Net loans & leases | $721,231,000 | 493 |
| Loan loss allowance | $15,581,000 | 345 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,291,000 | 575 |
| Other real estate owned | $329,000 | 630 |
| Goodwill and other intangibles | $16,053,000 | 289 |
| All other assets | $33,328,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $943,445,000 | 570 |
| Total liabilities | $841,431,000 | 577 |
| Total deposits | $804,476,000 | 500 |
| Interest-bearing deposits | $638,162,000 | 534 |
| Deposits held in domestic offices | $804,476,000 | 497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,073,000 | 671 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,347,000 | 4,329 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,535,000 | 784 |
| Total equity capital | $102,014,000 | 483 |
| Total bank equity capital | $102,014,000 | 483 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $23,627,000 | 150 |
| Surplus | $69,086,000 | 365 |
| Undivided profits | $9,301,000 | 2,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,628,000 | 279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $922,000 | 174 |
| Income earned, not collected on loans | $4,245,000 | 529 |
| Earning assets | $853,410,000 | 570 |
| Long-term assets (5+ years) | $40,624,000 | 2,031 |
| Average Assets, year-to-date | $811,174,800 | 611 |
| Average Assets, quarterly | $874,707,500 | 597 |
| Volatile liabilities | $124,050,000 | 844 |
| Insider loans | $7,000 | 9,029 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $250,098,000 | 402 |
| Tier 1 (core) risk-based capital | $80,740,000 | 561 |
| Tier 2 risk-based capital | $10,463,270 | 443 |
| Total risk weighted assets | $831,944,070 | 453 |
| Total unused commitments | $250,098,000 | 403 |
| Derivatives | $190,000,000 | 154 |
| 1998-12-31 | Rank | |
| # of Employees: | 227 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $793,847,000 | 632 |
| Cash and due from depository institutions | $37,655,000 | 746 |
| Interest-bearing balances | $2,573,000 | 1,901 |
| Securities | $134,203,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 1,395 |
| Net loans & leases | $560,217,000 | 565 |
| Loan loss allowance | $12,820,000 | 387 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,408,000 | 788 |
| Other real estate owned | $774,000 | 746 |
| Goodwill and other intangibles | $12,776,000 | 323 |
| All other assets | $26,514,000 | 458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $793,847,000 | 632 |
| Total liabilities | $718,682,000 | 628 |
| Total deposits | $701,506,000 | 546 |
| Interest-bearing deposits | $564,409,000 | 584 |
| Deposits held in domestic offices | $701,506,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,371,000 | 1,071 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $544,000 | 4,132 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,261,000 | 772 |
| Total equity capital | $75,165,000 | 636 |
| Total bank equity capital | $75,165,000 | 636 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $23,504,000 | 163 |
| Surplus | $44,345,000 | 495 |
| Undivided profits | $7,316,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,099,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 407 |
| Income earned, not collected on loans | $3,522,000 | 602 |
| Earning assets | $709,293,000 | 643 |
| Long-term assets (5+ years) | $36,817,000 | 2,049 |
| Average Assets, year-to-date | $732,814,000 | 640 |
| Average Assets, quarterly | $794,573,500 | 622 |
| Volatile liabilities | $80,218,000 | 973 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $193,357,000 | 449 |
| Tier 1 (core) risk-based capital | $58,738,000 | 731 |
| Tier 2 risk-based capital | $8,100,060 | 531 |
| Total risk weighted assets | $643,285,160 | 534 |
| Total unused commitments | $193,357,000 | 452 |
| Derivatives | $40,000,000 | 271 |
| 1997-12-31 | Rank | |
| # of Employees: | 186 | 944 |
| Assets and Liabilities | ||
| Total Assets: | $672,410,000 | 724 |
| Cash and due from depository institutions | $36,030,000 | 944 |
| Interest-bearing balances | $1,806,000 | 1,891 |
| Securities | $224,617,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,440 |
| Net loans & leases | $376,323,000 | 809 |
| Loan loss allowance | $9,179,000 | 509 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,357,000 | 2,367 |
| Other real estate owned | $1,653,000 | 944 |
| Goodwill and other intangibles | $1,421,000 | 1,160 |
| All other assets | $19,509,000 | 532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $672,410,000 | 724 |
| Total liabilities | $617,972,000 | 712 |
| Total deposits | $598,572,000 | 643 |
| Interest-bearing deposits | $500,695,000 | 658 |
| Deposits held in domestic offices | $598,572,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,030,000 | 931 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,474,000 | 3,189 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,896,000 | 1,024 |
| Total equity capital | $54,438,000 | 846 |
| Total bank equity capital | $54,438,000 | 846 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $23,504,000 | 168 |
| Surplus | $25,089,000 | 732 |
| Undivided profits | $5,845,000 | 3,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,358,000 | 916 |
| Earning assets | $612,246,000 | 732 |
| Long-term assets (5+ years) | $20,397,000 | 2,760 |
| Average Assets, year-to-date | $560,469,000 | 811 |
| Average Assets, quarterly | $644,202,500 | 741 |
| Volatile liabilities | $87,511,000 | 917 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $132,535,000 | 527 |
| Tier 1 (core) risk-based capital | $49,484,000 | 862 |
| Tier 2 risk-based capital | $5,584,450 | 668 |
| Total risk weighted assets | $443,161,150 | 708 |
| Total unused commitments | $132,535,000 | 530 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 138 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $472,874,000 | 1,039 |
| Cash and due from depository institutions | $19,650,000 | 1,345 |
| Interest-bearing balances | $1,657,000 | 1,830 |
| Securities | $80,676,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $56,000,000 | 280 |
| Net loans & leases | $302,518,000 | 1,014 |
| Loan loss allowance | $8,412,000 | 603 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,089,000 | 3,661 |
| Other real estate owned | $3,370,000 | 1,345 |
| Goodwill and other intangibles | $374,000 | 1,829 |
| All other assets | $8,197,000 | 1,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,874,000 | 1,039 |
| Total liabilities | $424,098,000 | 1,049 |
| Total deposits | $400,388,000 | 984 |
| Interest-bearing deposits | $321,775,000 | 1,049 |
| Deposits held in domestic offices | $400,388,000 | 977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,084,000 | 998 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,039,000 | 2,034 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,587,000 | 819 |
| Total equity capital | $48,776,000 | 951 |
| Total bank equity capital | $48,776,000 | 951 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $23,504,000 | 176 |
| Surplus | $25,088,000 | 766 |
| Undivided profits | $184,000 | 10,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,196,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,764,000 | 1,218 |
| Earning assets | $440,851,000 | 1,021 |
| Long-term assets (5+ years) | $22,892,000 | 2,414 |
| Average Assets, year-to-date | $409,654,200 | 1,142 |
| Average Assets, quarterly | $442,396,500 | 1,094 |
| Volatile liabilities | $57,291,000 | 1,264 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $79,281,000 | 783 |
| Tier 1 (core) risk-based capital | $48,706,000 | 898 |
| Tier 2 risk-based capital | $4,082,210 | 877 |
| Total risk weighted assets | $322,246,910 | 946 |
| Total unused commitments | $79,281,000 | 790 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $264,808,000 | 1,775 |
| Cash and due from depository institutions | $8,676,000 | 2,512 |
| Interest-bearing balances | $547,000 | 3,190 |
| Securities | $31,760,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,658 |
| Net loans & leases | $214,435,000 | 1,376 |
| Loan loss allowance | $10,595,000 | 538 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $763,000 | 6,980 |
| Other real estate owned | $780,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,594,000 | 1,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,808,000 | 1,775 |
| Total liabilities | $220,532,000 | 1,916 |
| Total deposits | $194,893,000 | 2,021 |
| Interest-bearing deposits | $149,818,000 | 2,274 |
| Deposits held in domestic offices | $194,893,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 842 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,272,000 | 2,276 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,367,000 | 997 |
| Total equity capital | $44,276,000 | 1,053 |
| Total bank equity capital | $44,276,000 | 1,053 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $23,504,000 | 189 |
| Surplus | $16,015,000 | 1,092 |
| Undivided profits | $4,757,000 | 4,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,382,000 | 430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,719,000 | 1,293 |
| Earning assets | $250,542,000 | 1,721 |
| Long-term assets (5+ years) | $11,021,000 | 3,793 |
| Average Assets, year-to-date | $227,921,400 | 1,976 |
| Average Assets, quarterly | $278,889,000 | 1,671 |
| Volatile liabilities | $47,758,000 | 1,333 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $28,936,000 | 1,525 |
| Tier 1 (core) risk-based capital | $43,865,000 | 1,008 |
| Tier 2 risk-based capital | $2,678,680 | 1,233 |
| Total risk weighted assets | $206,378,380 | 1,384 |
| Total unused commitments | $28,936,000 | 1,535 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $226,111,000 | 2,049 |
| Cash and due from depository institutions | $5,848,000 | 2,960 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $33,952,000 | 3,831 |
| Federal funds sold & reverse repurchase agreements | $24,600,000 | 450 |
| Net loans & leases | $141,114,000 | 1,975 |
| Loan loss allowance | $3,686,000 | 1,168 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,175,000 | 1,777 |
| Other real estate owned | $6,182,000 | 2,960 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,240,000 | 972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,111,000 | 2,049 |
| Total liabilities | $183,452,000 | 2,290 |
| Total deposits | $175,082,000 | 2,208 |
| Interest-bearing deposits | $137,111,000 | 2,426 |
| Deposits held in domestic offices | $175,082,000 | 2,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,768,000 | 1,839 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,602,000 | 1,141 |
| Total equity capital | $42,659,000 | 984 |
| Total bank equity capital | $42,659,000 | 984 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $40,000,000 | 112 |
| Surplus | $2,896,000 | 4,284 |
| Undivided profits | $-237,000 | 11,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,832,000 | 1,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,351,000 | 1,441 |
| Earning assets | $199,766,000 | 2,111 |
| Long-term assets (5+ years) | $2,928,000 | 7,437 |
| Average Assets, year-to-date | $311,231,800 | 1,448 |
| Average Assets, quarterly | $251,589,500 | 1,828 |
| Volatile liabilities | $41,089,000 | 1,434 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,264,000 | 1,769 |
| Tier 1 (core) risk-based capital | $43,623,000 | 955 |
| Tier 2 risk-based capital | $2,244,130 | 1,422 |
| Total risk weighted assets | $178,088,230 | 1,565 |
| Total unused commitments | $22,264,000 | 1,782 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 175 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $378,908,000 | 1,272 |
| Cash and due from depository institutions | $13,790,000 | 1,177 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $34,406,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $31,000,000 | 439 |
| Net loans & leases | $244,453,000 | 1,148 |
| Loan loss allowance | $4,586,000 | 1,047 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,858,000 | 1,513 |
| Other real estate owned | $6,699,000 | 1,177 |
| Goodwill and other intangibles | $7,912,000 | 322 |
| All other assets | $35,790,000 | 407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $378,908,000 | 1,272 |
| Total liabilities | $333,444,000 | 1,313 |
| Total deposits | $329,620,000 | 1,203 |
| Interest-bearing deposits | $192,837,000 | 1,802 |
| Deposits held in domestic offices | $329,620,000 | 1,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,824,000 | 1,142 |
| Total equity capital | $45,464,000 | 922 |
| Total bank equity capital | $45,464,000 | 922 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $40,000,000 | 105 |
| Surplus | $2,896,000 | 4,254 |
| Undivided profits | $2,568,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,351,000 | 1,259 |
| Earning assets | $309,959,000 | 1,389 |
| Long-term assets (5+ years) | $33,223,000 | 1,745 |
| Average Assets, year-to-date | $379,278,000 | 1,229 |
| Average Assets, quarterly | $387,737,500 | 1,227 |
| Volatile liabilities | $42,713,000 | 1,360 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $45,604,000 | 119 |
| Unused loan commitments | $71,366,000 | 763 |
| Tier 1 (core) risk-based capital | $45,384,000 | 889 |
| Tier 2 risk-based capital | $3,782,060 | 904 |
| Total risk weighted assets | $301,760,860 | 963 |
| Total unused commitments | $71,366,000 | 784 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 192 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $360,380,000 | 1,370 |
| Cash and due from depository institutions | $13,864,000 | 1,111 |
| Interest-bearing balances | $988,000 | 3,897 |
| Securities | $31,219,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 694 |
| Net loans & leases | $250,950,000 | 1,135 |
| Loan loss allowance | $3,776,000 | 1,267 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,932,000 | 1,476 |
| Other real estate owned | $4,700,000 | 1,111 |
| Goodwill and other intangibles | $12,202,000 | 244 |
| All other assets | $16,513,000 | 703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,380,000 | 1,370 |
| Total liabilities | $306,515,000 | 1,477 |
| Total deposits | $304,443,000 | 1,383 |
| Interest-bearing deposits | $202,186,000 | 1,801 |
| Deposits held in domestic offices | $304,443,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,072,000 | 1,818 |
| Total equity capital | $53,865,000 | 762 |
| Total bank equity capital | $53,865,000 | 762 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $40,000,000 | 102 |
| Surplus | $2,896,000 | 4,156 |
| Undivided profits | $10,969,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 12,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,658,000 | 1,154 |
| Earning assets | $309,157,000 | 1,448 |
| Long-term assets (5+ years) | $53,437,000 | 1,103 |
| Average Assets, year-to-date | $314,534,200 | 1,516 |
| Average Assets, quarterly | $359,620,500 | 1,357 |
| Volatile liabilities | $31,120,000 | 1,663 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $48,418,000 | 99 |
| Unused loan commitments | $65,422,000 | 795 |
| Tier 1 (core) risk-based capital | $53,456,000 | 738 |
| Tier 2 risk-based capital | $3,636,490 | 953 |
| Total risk weighted assets | $290,779,790 | 1,020 |
| Total unused commitments | $65,422,000 | 808 |
| Derivatives | $0 | 651 |