Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $176,945,000 | 278 |
| Total interest expense | $71,193,000 | 333 |
| Net interest income | $105,752,000 | 220 |
| Provision for loan and lease losses | $1,876,000 | 645 |
| Total noninterest income | $12,019,000 | 513 |
| Gross Fiduciary activities income | $146,000 | 865 |
| Service charges on deposit accounts | $6,170,000 | 246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,703,000 | 588 |
| Total noninterest expense | $65,470,000 | 279 |
| Salaries and employee benefits | $25,223,000 | 303 |
| Premises and equipment expense | $12,091,000 | 210 |
| Additional noninterest expense | $28,156,000 | 280 |
| Pre-tax net operating income | $50,425,000 | 232 |
| Securities gains (losses) | $209,000 | 403 |
| Applicable income taxes | $20,064,000 | 201 |
| Income before extraordinary items | $30,570,000 | 250 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $30,570,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,326 |
| Cash dividends | $26,350,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $30,436,240 | 244 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,733,000 | 2,571 |
| Total interest expense | $4,846,000 | 3,017 |
| Net interest income | $7,887,000 | 2,227 |
| Provision for loan and lease losses | $193,000 | 3,639 |
| Total noninterest income | $310,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $4,860,000 | 2,779 |
| Salaries and employee benefits | $2,621,000 | 2,682 |
| Premises and equipment expense | $919,000 | 2,225 |
| Additional noninterest expense | $1,320,000 | 3,181 |
| Pre-tax net operating income | $3,144,000 | 2,309 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,502,000 | 1,605 |
| Income before extraordinary items | $1,642,000 | 3,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,642,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,642,000 | 2,987 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,716,000 | 2,373 |
| Total interest expense | $4,885,000 | 3,064 |
| Net interest income | $8,831,000 | 1,940 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $489,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $5,726,000 | 2,281 |
| Salaries and employee benefits | $3,353,000 | 2,003 |
| Premises and equipment expense | $1,021,000 | 1,932 |
| Additional noninterest expense | $1,352,000 | 3,033 |
| Pre-tax net operating income | $3,480,000 | 2,073 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $1,393,000 | 1,741 |
| Income before extraordinary items | $2,102,000 | 2,447 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,102,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,092,400 | 2,381 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,672,000 | 2,810 |
| Total interest expense | $3,864,000 | 3,808 |
| Net interest income | $7,808,000 | 2,254 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $450,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $250,000 | 4,664 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $200,000 | 4,953 |
| Total noninterest expense | $5,500,000 | 2,353 |
| Salaries and employee benefits | $3,400,000 | 1,934 |
| Premises and equipment expense | $1,010,000 | 1,953 |
| Additional noninterest expense | $1,090,000 | 3,619 |
| Pre-tax net operating income | $2,758,000 | 2,693 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,156,000 | 2,159 |
| Income before extraordinary items | $1,602,000 | 3,160 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,602,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,602,000 | 3,095 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 3,280 |
| Total interest expense | $3,444,000 | 4,253 |
| Net interest income | $6,551,000 | 2,711 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $420,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $5,257,000 | 2,587 |
| Salaries and employee benefits | $3,123,000 | 2,135 |
| Premises and equipment expense | $1,057,000 | 1,903 |
| Additional noninterest expense | $1,077,000 | 4,137 |
| Pre-tax net operating income | $1,714,000 | 3,887 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-200,000 | 11,267 |
| Income before extraordinary items | $1,914,000 | 2,541 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,914,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,914,000 | 2,499 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,207,000 | 3,549 |
| Total interest expense | $2,795,000 | 5,068 |
| Net interest income | $6,412,000 | 2,787 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $373,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $5,340,000 | 2,542 |
| Salaries and employee benefits | $3,083,000 | 2,143 |
| Premises and equipment expense | $1,096,000 | 1,845 |
| Additional noninterest expense | $1,161,000 | 3,853 |
| Pre-tax net operating income | $1,375,000 | 4,765 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $1,314,000 | 3,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,314,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,311,150 | 3,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,607,000 | 3,916 |
| Total interest expense | $1,945,000 | 5,733 |
| Net interest income | $5,662,000 | 3,168 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $424,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $244,000 | 5,135 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $5,310,000 | 2,616 |
| Salaries and employee benefits | $2,838,000 | 2,364 |
| Premises and equipment expense | $1,176,000 | 1,748 |
| Additional noninterest expense | $1,296,000 | 3,781 |
| Pre-tax net operating income | $701,000 | 7,377 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-204,000 | 12,393 |
| Income before extraordinary items | $905,000 | 4,889 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $905,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $905,000 | 4,951 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 4,307 |
| Total interest expense | $2,225,000 | 5,327 |
| Net interest income | $4,789,000 | 3,707 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $429,000 | 6,187 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $194,000 | 5,762 |
| Total noninterest expense | $5,005,000 | 2,853 |
| Salaries and employee benefits | $2,455,000 | 2,689 |
| Premises and equipment expense | $1,182,000 | 1,781 |
| Additional noninterest expense | $1,368,000 | 3,786 |
| Pre-tax net operating income | $153,000 | 11,450 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $166,000 | 11,017 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $166,000 | 11,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $153,000 | 10,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 4,233 |
| Total interest expense | $3,184,000 | 4,910 |
| Net interest income | $4,949,000 | 3,678 |
| Provision for loan and lease losses | $397,000 | 3,491 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $5,065,000 | 2,828 |
| Salaries and employee benefits | $2,505,000 | 2,593 |
| Premises and equipment expense | $1,386,000 | 1,538 |
| Additional noninterest expense | $1,174,000 | 4,433 |
| Pre-tax net operating income | $-121,000 | 12,983 |
| Securities gains (losses) | $270,000 | 1,634 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $107,000 | 11,849 |
| Extraordinary gains, net | $42,000 | 1,044 |
| Net income | $149,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 3,199 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-87,400 | 12,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.