Home > First Bank & Trust > Income and Expense

First Bank & Trust, Income and Expense

2023-03-31 (YTD Data)		Rank
Total interest income	$30,869,000	410
Total interest expense	$10,738,000	346
Net interest income	$20,131,000	466
Provision for loan and lease losses	$43,000	1,790
Total noninterest income	$5,511,000	416
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,441,000	250
Trading account gains and fees	$0	97
Additional Noninterest Income	$4,070,000	374
Total noninterest expense	$17,983,000	410
Salaries and employee benefits	$4,715,000	817
Premises and equipment expense	$1,325,000	535
Additional noninterest expense	$4,070,000	374
Pre-tax net operating income	$7,616,000	528
Securities gains (losses)	$-104,000	4,353
Applicable income taxes	$1,730,000	467
Income before extraordinary items	$5,782,000	558
Extraordinary gains, net	$0	4
Net income	$5,782,000	557
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,782,000	557
Net charge-offs	$94,000	612
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,864,160	554
2022-12-31 (YTD Data)		Rank
Total interest income	$102,417,000	397
Total interest expense	$13,145,000	368
Net interest income	$89,272,000	412
Provision for loan and lease losses	$7,067,000	216
Total noninterest income	$24,529,000	412
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$5,700,000	255
Trading account gains and fees	$0	116
Additional Noninterest Income	$18,829,000	370
Total noninterest expense	$72,484,000	390
Salaries and employee benefits	$21,077,000	711
Premises and equipment expense	$5,719,000	485
Additional noninterest expense	$18,829,000	370
Pre-tax net operating income	$34,250,000	515
Securities gains (losses)	$-191,000	4,092
Applicable income taxes	$7,513,000	469
Income before extraordinary items	$26,546,000	522
Extraordinary gains, net	$0	5
Net income	$26,546,000	523
Minority interest net income	$0	63
Net income of bank and minority interests.	$26,546,000	523
Net charge-offs	$4,853,000	157
Cash dividends	$24,000,000	265
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$26,696,890	530
2022-09-30 (YTD Data)		Rank
Total interest income	$72,366,000	402
Total interest expense	$5,887,000	406
Net interest income	$66,479,000	405
Provision for loan and lease losses	$7,168,000	166
Total noninterest income	$20,835,000	386
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$4,235,000	263
Trading account gains and fees	$0	111
Additional Noninterest Income	$16,600,000	332
Total noninterest expense	$55,526,000	382
Salaries and employee benefits	$17,217,000	657
Premises and equipment expense	$4,441,000	469
Additional noninterest expense	$16,600,000	332
Pre-tax net operating income	$24,620,000	520
Securities gains (losses)	$-211,000	4,366
Applicable income taxes	$5,387,000	486
Income before extraordinary items	$19,022,000	528
Extraordinary gains, net	$0	4
Net income	$19,022,000	527
Minority interest net income	$0	57
Net income of bank and minority interests.	$19,022,000	528
Net charge-offs	$4,510,000	125
Cash dividends	$19,000,000	233
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$19,188,690	535
2022-06-30 (YTD Data)		Rank
Total interest income	$45,441,000	403
Total interest expense	$2,198,000	541
Net interest income	$43,243,000	399
Provision for loan and lease losses	$3,729,000	170
Total noninterest income	$14,951,000	354
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,727,000	268
Trading account gains and fees	$0	108
Additional Noninterest Income	$12,224,000	319
Total noninterest expense	$37,522,000	371
Salaries and employee benefits	$11,829,000	628
Premises and equipment expense	$2,933,000	470
Additional noninterest expense	$22,760,000	233
Pre-tax net operating income	$16,943,000	482
Securities gains (losses)	$-113,000	4,385
Applicable income taxes	$3,721,000	451
Income before extraordinary items	$13,109,000	494
Extraordinary gains, net	$0	4
Net income	$13,109,000	493
Minority interest net income	$0	60
Net income of bank and minority interests.	$13,109,000	494
Net charge-offs	$4,646,000	99
Cash dividends	$9,000,000	289
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$13,198,270	497
2022-03-31 (YTD Data)		Rank
Total interest income	$21,339,000	419
Total interest expense	$554,000	994
Net interest income	$20,785,000	404
Provision for loan and lease losses	$2,842,000	97
Total noninterest income	$7,981,000	353
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,296,000	274
Trading account gains and fees	$0	103
Additional Noninterest Income	$6,685,000	319
Total noninterest expense	$19,675,000	364
Salaries and employee benefits	$6,431,000	587
Premises and equipment expense	$1,520,000	464
Additional noninterest expense	$11,724,000	226
Pre-tax net operating income	$6,249,000	586
Securities gains (losses)	$155,000	101
Applicable income taxes	$1,390,000	524
Income before extraordinary items	$5,014,000	591
Extraordinary gains, net	$0	4
Net income	$5,014,000	591
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,014,000	591
Net charge-offs	$4,326,000	76
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,891,550	603
2021-12-31 (YTD Data)		Rank
Total interest income	$96,094,000	372
Total interest expense	$4,225,000	636
Net interest income	$91,869,000	361
Provision for loan and lease losses	$-8,554,000	4,715
Total noninterest income	$33,174,000	364
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$4,886,000	275
Trading account gains and fees	$0	132
Additional Noninterest Income	$28,288,000	324
Total noninterest expense	$82,479,000	348
Salaries and employee benefits	$28,701,000	512
Premises and equipment expense	$7,395,000	378
Additional noninterest expense	$46,383,000	224
Pre-tax net operating income	$51,118,000	381
Securities gains (losses)	$-85,000	4,631
Applicable income taxes	$11,988,000	345
Income before extraordinary items	$39,045,000	392
Extraordinary gains, net	$0	10
Net income	$39,045,000	391
Minority interest net income	$0	74
Net income of bank and minority interests.	$39,045,000	392
Net charge-offs	$980,000	428
Cash dividends	$32,000,000	223
Sale, conversion, retirement of capital stock, net	$-40,000,000	4,836
Net operating income	$39,112,150	386
2021-09-30 (YTD Data)		Rank
Total interest income	$73,519,000	373
Total interest expense	$3,402,000	629
Net interest income	$70,117,000	359
Provision for loan and lease losses	$-6,001,000	4,770
Total noninterest income	$26,285,000	364
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,737,000	271
Trading account gains and fees	$0	132
Additional Noninterest Income	$22,548,000	320
Total noninterest expense	$63,430,000	345
Salaries and employee benefits	$23,864,000	470
Premises and equipment expense	$5,838,000	369
Additional noninterest expense	$33,728,000	223
Pre-tax net operating income	$38,973,000	385
Securities gains (losses)	$361,000	406
Applicable income taxes	$9,233,000	350
Income before extraordinary items	$30,101,000	399
Extraordinary gains, net	$0	8
Net income	$30,101,000	397
Minority interest net income	$0	69
Net income of bank and minority interests.	$30,101,000	399
Net charge-offs	$661,000	423
Cash dividends	$21,000,000	223
Sale, conversion, retirement of capital stock, net	$-40,000,000	4,911
Net operating income	$29,815,810	397
2021-06-30 (YTD Data)		Rank
Total interest income	$50,897,000	356
Total interest expense	$2,430,000	610
Net interest income	$48,467,000	346
Provision for loan and lease losses	$-2,698,000	4,766
Total noninterest income	$17,461,000	362
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,427,000	264
Trading account gains and fees	$0	133
Additional Noninterest Income	$15,034,000	325
Total noninterest expense	$45,211,000	335
Salaries and employee benefits	$17,870,000	427
Premises and equipment expense	$4,138,000	346
Additional noninterest expense	$23,203,000	220
Pre-tax net operating income	$23,415,000	412
Securities gains (losses)	$-108,000	4,864
Applicable income taxes	$5,481,000	377
Income before extraordinary items	$17,826,000	436
Extraordinary gains, net	$0	6
Net income	$17,826,000	435
Minority interest net income	$0	67
Net income of bank and minority interests.	$17,826,000	436
Net charge-offs	$650,000	338
Cash dividends	$14,000,000	216
Sale, conversion, retirement of capital stock, net	$-40,000,000	4,947
Net operating income	$17,911,320	427
2021-03-31 (YTD Data)		Rank
Total interest income	$26,839,000	336
Total interest expense	$1,345,000	581
Net interest income	$25,494,000	323
Provision for loan and lease losses	$-760,000	4,782
Total noninterest income	$10,536,000	326
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,270,000	249
Trading account gains and fees	$0	127
Additional Noninterest Income	$9,266,000	290
Total noninterest expense	$25,454,000	298
Salaries and employee benefits	$10,359,000	376
Premises and equipment expense	$2,366,000	315
Additional noninterest expense	$12,729,000	202
Pre-tax net operating income	$11,336,000	418
Securities gains (losses)	$-306,000	4,936
Applicable income taxes	$2,579,000	394
Income before extraordinary items	$8,451,000	457
Extraordinary gains, net	$0	3
Net income	$8,451,000	454
Minority interest net income	$0	55
Net income of bank and minority interests.	$8,451,000	457
Net charge-offs	$35,000	950
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$-40,000,000	4,977
Net operating income	$8,692,740	433
2020-12-31 (YTD Data)		Rank
Total interest income	$48,971,000	696
Total interest expense	$5,823,000	823
Net interest income	$43,148,000	678
Provision for loan and lease losses	$10,663,000	331
Total noninterest income	$32,385,000	358
Gross Fiduciary activities income	$9,000	900
Service charges on deposit accounts	$2,888,000	395
Trading account gains and fees	$0	133
Additional Noninterest Income	$29,488,000	302
Total noninterest expense	$49,663,000	518
Salaries and employee benefits	$20,171,000	711
Premises and equipment expense	$4,446,000	583
Additional noninterest expense	$25,046,000	353
Pre-tax net operating income	$15,207,000	739
Securities gains (losses)	$270,000	883
Applicable income taxes	$3,976,000	579
Income before extraordinary items	$11,501,000	837
Extraordinary gains, net	$0	4
Net income	$11,501,000	837
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,501,000	837
Net charge-offs	$316,000	1,251
Cash dividends	$9,000,000	494
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,287,700	814
2020-09-30 (YTD Data)		Rank
Total interest income	$33,531,000	748
Total interest expense	$4,610,000	836
Net interest income	$28,921,000	738
Provision for loan and lease losses	$1,895,000	915
Total noninterest income	$23,306,000	355
Gross Fiduciary activities income	$9,000	862
Service charges on deposit accounts	$1,912,000	434
Trading account gains and fees	$0	125
Additional Noninterest Income	$21,385,000	305
Total noninterest expense	$33,908,000	547
Salaries and employee benefits	$14,119,000	746
Premises and equipment expense	$3,150,000	613
Additional noninterest expense	$16,639,000	370
Pre-tax net operating income	$16,424,000	523
Securities gains (losses)	$279,000	748
Applicable income taxes	$4,116,000	423
Income before extraordinary items	$12,587,000	570
Extraordinary gains, net	$0	4
Net income	$12,587,000	570
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,587,000	570
Net charge-offs	$289,000	1,042
Cash dividends	$9,000,000	384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$12,366,590	555
2020-06-30 (YTD Data)		Rank
Total interest income	$22,968,000	735
Total interest expense	$3,389,000	815
Net interest income	$19,579,000	720
Provision for loan and lease losses	$2,352,000	657
Total noninterest income	$13,391,000	362
Gross Fiduciary activities income	$9,000	840
Service charges on deposit accounts	$1,238,000	437
Trading account gains and fees	$0	123
Additional Noninterest Income	$12,144,000	311
Total noninterest expense	$21,628,000	568
Salaries and employee benefits	$8,578,000	797
Premises and equipment expense	$1,806,000	715
Additional noninterest expense	$11,244,000	363
Pre-tax net operating income	$8,990,000	556
Securities gains (losses)	$244,000	626
Applicable income taxes	$2,256,000	453
Income before extraordinary items	$6,978,000	618
Extraordinary gains, net	$0	4
Net income	$6,978,000	618
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,978,000	618
Net charge-offs	$147,000	1,162
Cash dividends	$4,000,000	512
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,785,240	610
2020-03-31 (YTD Data)		Rank
Total interest income	$11,406,000	736
Total interest expense	$1,971,000	801
Net interest income	$9,435,000	725
Provision for loan and lease losses	$1,326,000	518
Total noninterest income	$4,436,000	464
Gross Fiduciary activities income	$7,000	814
Service charges on deposit accounts	$708,000	443
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,721,000	397
Total noninterest expense	$10,237,000	593
Salaries and employee benefits	$3,710,000	895
Premises and equipment expense	$920,000	695
Additional noninterest expense	$5,607,000	360
Pre-tax net operating income	$2,308,000	934
Securities gains (losses)	$23,000	1,095
Applicable income taxes	$574,000	666
Income before extraordinary items	$1,757,000	1,039
Extraordinary gains, net	$0	4
Net income	$1,757,000	1,038
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,757,000	1,039
Net charge-offs	$113,000	825
Cash dividends	$4,000,000	333
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,738,830	1,036
2019-12-31 (YTD Data)		Rank
Total interest income	$49,141,000	704
Total interest expense	$8,204,000	806
Net interest income	$40,937,000	678
Provision for loan and lease losses	$5,258,000	256
Total noninterest income	$21,676,000	405
Gross Fiduciary activities income	$30,000	837
Service charges on deposit accounts	$2,845,000	439
Trading account gains and fees	$0	135
Additional Noninterest Income	$18,801,000	335
Total noninterest expense	$41,510,000	567
Salaries and employee benefits	$17,053,000	774
Premises and equipment expense	$3,797,000	674
Additional noninterest expense	$20,660,000	369
Pre-tax net operating income	$15,845,000	723
Securities gains (losses)	$1,220,000	198
Applicable income taxes	$3,881,000	599
Income before extraordinary items	$13,184,000	744
Extraordinary gains, net	$0	11
Net income	$13,184,000	745
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,184,000	745
Net charge-offs	$2,532,000	344
Cash dividends	$11,000,000	447
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$12,220,200	771
2019-09-30 (YTD Data)		Rank
Total interest income	$36,251,000	718
Total interest expense	$6,016,000	829
Net interest income	$30,235,000	687
Provision for loan and lease losses	$4,790,000	218
Total noninterest income	$15,696,000	412
Gross Fiduciary activities income	$22,000	829
Service charges on deposit accounts	$2,083,000	449
Trading account gains and fees	$0	129
Additional Noninterest Income	$13,591,000	346
Total noninterest expense	$30,870,000	569
Salaries and employee benefits	$12,523,000	789
Premises and equipment expense	$2,880,000	665
Additional noninterest expense	$15,467,000	371
Pre-tax net operating income	$10,271,000	831
Securities gains (losses)	$1,220,000	172
Applicable income taxes	$2,673,000	640
Income before extraordinary items	$8,818,000	825
Extraordinary gains, net	$0	11
Net income	$8,818,000	826
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,818,000	826
Net charge-offs	$2,669,000	254
Cash dividends	$5,000,000	606
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,854,200	902
2019-06-30 (YTD Data)		Rank
Total interest income	$24,505,000	711
Total interest expense	$3,890,000	838
Net interest income	$20,615,000	677
Provision for loan and lease losses	$3,750,000	196
Total noninterest income	$10,228,000	407
Gross Fiduciary activities income	$15,000	829
Service charges on deposit accounts	$1,352,000	456
Trading account gains and fees	$0	131
Additional Noninterest Income	$8,861,000	339
Total noninterest expense	$20,515,000	573
Salaries and employee benefits	$8,063,000	807
Premises and equipment expense	$1,952,000	660
Additional noninterest expense	$10,500,000	377
Pre-tax net operating income	$6,578,000	825
Securities gains (losses)	$1,122,000	140
Applicable income taxes	$1,809,000	613
Income before extraordinary items	$5,891,000	797
Extraordinary gains, net	$0	11
Net income	$5,891,000	797
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,891,000	797
Net charge-offs	$2,525,000	205
Cash dividends	$5,000,000	430
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,004,620	904
2019-03-31 (YTD Data)		Rank
Total interest income	$11,849,000	726
Total interest expense	$1,870,000	842
Net interest income	$9,979,000	694
Provision for loan and lease losses	$902,000	307
Total noninterest income	$4,322,000	446
Gross Fiduciary activities income	$7,000	839
Service charges on deposit accounts	$654,000	468
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,661,000	376
Total noninterest expense	$9,997,000	580
Salaries and employee benefits	$3,775,000	850
Premises and equipment expense	$938,000	690
Additional noninterest expense	$5,284,000	369
Pre-tax net operating income	$3,402,000	790
Securities gains (losses)	$287,000	163
Applicable income taxes	$897,000	599
Income before extraordinary items	$2,792,000	822
Extraordinary gains, net	$0	5
Net income	$2,792,000	822
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,792,000	821
Net charge-offs	$130,000	786
Cash dividends	$2,500,000	431
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,565,270	880
2018-12-31 (YTD Data)		Rank
Total interest income	$34,016,000	925
Total interest expense	$3,691,000	1,211
Net interest income	$30,325,000	870
Provision for loan and lease losses	$4,897,000	262
Total noninterest income	$13,465,000	551
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,707,000	734
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,758,000	450
Total noninterest expense	$26,705,000	828
Salaries and employee benefits	$11,315,000	1,058
Premises and equipment expense	$2,589,000	950
Additional noninterest expense	$12,801,000	550
Pre-tax net operating income	$12,188,000	890
Securities gains (losses)	$-70,000	4,921
Applicable income taxes	$2,927,000	675
Income before extraordinary items	$9,191,000	984
Extraordinary gains, net	$0	6
Net income	$9,191,000	983
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,191,000	983
Net charge-offs	$3,007,000	278
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,246,300	973
2018-09-30 (YTD Data)		Rank
Total interest income	$20,072,000	1,102
Total interest expense	$2,059,000	1,462
Net interest income	$18,013,000	1,065
Provision for loan and lease losses	$2,530,000	329
Total noninterest income	$8,874,000	607
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$960,000	939
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,914,000	488
Total noninterest expense	$16,577,000	978
Salaries and employee benefits	$7,743,000	1,144
Premises and equipment expense	$1,661,000	1,081
Additional noninterest expense	$7,173,000	717
Pre-tax net operating income	$7,780,000	1,014
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$1,922,000	745
Income before extraordinary items	$5,857,000	1,118
Extraordinary gains, net	$0	5
Net income	$5,857,000	1,117
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,857,000	1,117
Net charge-offs	$1,231,000	377
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,857,790	1,108
2018-06-30 (YTD Data)		Rank
Total interest income	$5,587,000	2,312
Total interest expense	$664,000	2,375
Net interest income	$4,923,000	2,276
Provision for loan and lease losses	$336,000	1,098
Total noninterest income	$2,968,000	987
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$280,000	1,848
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,688,000	774
Total noninterest expense	$4,983,000	1,918
Salaries and employee benefits	$2,599,000	2,046
Premises and equipment expense	$421,000	2,323
Additional noninterest expense	$1,963,000	1,534
Pre-tax net operating income	$2,572,000	1,728
Securities gains (losses)	$0	961
Applicable income taxes	$646,000	1,179
Income before extraordinary items	$1,926,000	1,938
Extraordinary gains, net	$0	6
Net income	$1,926,000	1,936
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,926,000	1,937
Net charge-offs	$33,000	1,990
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,926,000	1,928
2018-03-31 (YTD Data)		Rank
Total interest income	$10,994,000	697
Total interest expense	$1,445,000	703
Net interest income	$9,549,000	699
Provision for loan and lease losses	$427,000	529
Total noninterest income	$5,539,000	386
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$616,000	511
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,923,000	315
Total noninterest expense	$9,272,000	617
Salaries and employee benefits	$5,175,000	613
Premises and equipment expense	$956,000	672
Additional noninterest expense	$3,141,000	549
Pre-tax net operating income	$5,389,000	552
Securities gains (losses)	$-1,376,000	5,590
Applicable income taxes	$0	3,948
Income before extraordinary items	$4,013,000	597
Extraordinary gains, net	$0	7
Net income	$4,013,000	597
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,013,000	597
Net charge-offs	$179,000	615
Cash dividends	$9,000,000	148
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,389,000	474
2017-12-31 (YTD Data)		Rank
Total interest income	$40,614,000	706
Total interest expense	$4,359,000	781
Net interest income	$36,255,000	702
Provision for loan and lease losses	$650,000	1,208
Total noninterest income	$23,722,000	370
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,498,000	511
Trading account gains and fees	$0	151
Additional Noninterest Income	$21,224,000	298
Total noninterest expense	$36,727,000	591
Salaries and employee benefits	$21,436,000	562
Premises and equipment expense	$4,104,000	596
Additional noninterest expense	$11,187,000	601
Pre-tax net operating income	$22,600,000	499
Securities gains (losses)	$-568,000	5,597
Applicable income taxes	$0	4,135
Income before extraordinary items	$22,032,000	378
Extraordinary gains, net	$0	9
Net income	$22,032,000	379
Minority interest net income	$0	76
Net income of bank and minority interests.	$22,032,000	379
Net charge-offs	$698,000	884
Cash dividends	$5,600,000	609
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$22,600,000	373
2017-09-30 (YTD Data)		Rank
Total interest income	$29,227,000	731
Total interest expense	$3,108,000	796
Net interest income	$26,119,000	731
Provision for loan and lease losses	$450,000	1,230
Total noninterest income	$18,390,000	362
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,861,000	520
Trading account gains and fees	$0	145
Additional Noninterest Income	$16,529,000	292
Total noninterest expense	$27,887,000	587
Salaries and employee benefits	$15,952,000	570
Premises and equipment expense	$3,112,000	600
Additional noninterest expense	$8,823,000	576
Pre-tax net operating income	$16,172,000	525
Securities gains (losses)	$-568,000	5,707
Applicable income taxes	$0	4,172
Income before extraordinary items	$15,604,000	432
Extraordinary gains, net	$0	9
Net income	$15,604,000	431
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,604,000	432
Net charge-offs	$353,000	1,017
Cash dividends	$5,200,000	481
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$16,172,000	418
2017-06-30 (YTD Data)		Rank
Total interest income	$18,990,000	743
Total interest expense	$1,962,000	812
Net interest income	$17,028,000	737
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$11,640,000	379
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,208,000	526
Trading account gains and fees	$0	139
Additional Noninterest Income	$10,432,000	307
Total noninterest expense	$18,607,000	585
Salaries and employee benefits	$10,600,000	573
Premises and equipment expense	$2,105,000	586
Additional noninterest expense	$5,902,000	575
Pre-tax net operating income	$9,761,000	561
Securities gains (losses)	$-574,000	5,761
Applicable income taxes	$0	4,189
Income before extraordinary items	$9,187,000	466
Extraordinary gains, net	$0	11
Net income	$9,187,000	465
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,187,000	466
Net charge-offs	$41,000	2,135
Cash dividends	$5,200,000	343
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$9,761,000	444
2017-03-31 (YTD Data)		Rank
Total interest income	$9,160,000	766
Total interest expense	$942,000	816
Net interest income	$8,218,000	761
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$5,170,000	415
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$605,000	524
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,565,000	331
Total noninterest expense	$9,196,000	604
Salaries and employee benefits	$5,147,000	601
Premises and equipment expense	$1,084,000	588
Additional noninterest expense	$2,965,000	576
Pre-tax net operating income	$4,042,000	632
Securities gains (losses)	$-614,000	5,842
Applicable income taxes	$0	4,086
Income before extraordinary items	$3,428,000	593
Extraordinary gains, net	$0	8
Net income	$3,428,000	593
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,428,000	593
Net charge-offs	$9,000	2,245
Cash dividends	$2,500,000	335
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$4,042,000	501
2016-12-31 (YTD Data)		Rank
Total interest income	$34,666,000	770
Total interest expense	$3,678,000	799
Net interest income	$30,988,000	775
Provision for loan and lease losses	$2,081,000	513
Total noninterest income	$25,699,000	354
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,499,000	516
Trading account gains and fees	$0	170
Additional Noninterest Income	$23,200,000	280
Total noninterest expense	$38,044,000	572
Salaries and employee benefits	$20,585,000	572
Premises and equipment expense	$4,517,000	559
Additional noninterest expense	$12,942,000	538
Pre-tax net operating income	$16,562,000	597
Securities gains (losses)	$162,000	1,000
Applicable income taxes	$0	4,278
Income before extraordinary items	$16,724,000	472
Extraordinary gains, net	$0	5
Net income	$16,724,000	469
Minority interest net income	$0	82
Net income of bank and minority interests.	$16,724,000	471
Net charge-offs	$662,000	899
Cash dividends	$9,025,000	417
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$16,562,000	469
2016-09-30 (YTD Data)		Rank
Total interest income	$25,726,000	776
Total interest expense	$2,742,000	800
Net interest income	$22,984,000	778
Provision for loan and lease losses	$2,081,000	395
Total noninterest income	$19,325,000	357
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,820,000	542
Trading account gains and fees	$0	169
Additional Noninterest Income	$17,505,000	279
Total noninterest expense	$28,731,000	565
Salaries and employee benefits	$15,303,000	576
Premises and equipment expense	$3,406,000	563
Additional noninterest expense	$10,022,000	528
Pre-tax net operating income	$11,497,000	634
Securities gains (losses)	$69,000	1,528
Applicable income taxes	$0	4,325
Income before extraordinary items	$11,566,000	514
Extraordinary gains, net	$0	5
Net income	$11,566,000	513
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,566,000	514
Net charge-offs	$265,000	1,243
Cash dividends	$5,525,000	468
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$11,497,000	503
2016-06-30 (YTD Data)		Rank
Total interest income	$16,939,000	790
Total interest expense	$1,795,000	812
Net interest income	$15,144,000	787
Provision for loan and lease losses	$1,625,000	346
Total noninterest income	$12,373,000	361
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,188,000	542
Trading account gains and fees	$0	157
Additional Noninterest Income	$11,185,000	287
Total noninterest expense	$19,119,000	567
Salaries and employee benefits	$9,936,000	594
Premises and equipment expense	$2,254,000	563
Additional noninterest expense	$6,929,000	500
Pre-tax net operating income	$6,773,000	689
Securities gains (losses)	$31,000	1,734
Applicable income taxes	$0	4,338
Income before extraordinary items	$6,804,000	563
Extraordinary gains, net	$0	16
Net income	$6,804,000	561
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,804,000	562
Net charge-offs	$135,000	1,396
Cash dividends	$5,525,000	333
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$6,773,000	551
2016-03-31 (YTD Data)		Rank
Total interest income	$8,381,000	799
Total interest expense	$904,000	801
Net interest income	$7,477,000	801
Provision for loan and lease losses	$525,000	443
Total noninterest income	$6,460,000	330
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$581,000	547
Trading account gains and fees	$0	142
Additional Noninterest Income	$5,879,000	262
Total noninterest expense	$9,914,000	550
Salaries and employee benefits	$4,816,000	615
Premises and equipment expense	$1,140,000	554
Additional noninterest expense	$3,958,000	434
Pre-tax net operating income	$3,498,000	661
Securities gains (losses)	$31,000	1,042
Applicable income taxes	$0	4,259
Income before extraordinary items	$3,529,000	531
Extraordinary gains, net	$0	12
Net income	$3,529,000	529
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,529,000	531
Net charge-offs	$104,000	994
Cash dividends	$4,700,000	217
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,498,000	520
2015-12-31 (YTD Data)		Rank
Total interest income	$32,669,000	786
Total interest expense	$4,483,000	629
Net interest income	$28,186,000	806
Provision for loan and lease losses	$2,515,000	371
Total noninterest income	$23,811,000	363
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,306,000	577
Trading account gains and fees	$0	159
Additional Noninterest Income	$21,505,000	290
Total noninterest expense	$37,118,000	571
Salaries and employee benefits	$19,090,000	588
Premises and equipment expense	$4,220,000	580
Additional noninterest expense	$13,808,000	500
Pre-tax net operating income	$12,364,000	727
Securities gains (losses)	$-4,000	5,778
Applicable income taxes	$0	4,402
Income before extraordinary items	$12,360,000	593
Extraordinary gains, net	$0	23
Net income	$12,360,000	591
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,360,000	594
Net charge-offs	$1,489,000	498
Cash dividends	$1,750,000	1,465
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$12,364,000	581
2015-09-30 (YTD Data)		Rank
Total interest income	$24,302,000	795
Total interest expense	$3,368,000	627
Net interest income	$20,934,000	820
Provision for loan and lease losses	$1,465,000	425
Total noninterest income	$16,164,000	394
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,684,000	591
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,480,000	319
Total noninterest expense	$27,721,000	574
Salaries and employee benefits	$14,579,000	589
Premises and equipment expense	$3,029,000	626
Additional noninterest expense	$10,113,000	511
Pre-tax net operating income	$7,912,000	848
Securities gains (losses)	$-66,000	6,165
Applicable income taxes	$0	4,489
Income before extraordinary items	$7,846,000	699
Extraordinary gains, net	$0	21
Net income	$7,846,000	696
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,846,000	699
Net charge-offs	$1,093,000	459
Cash dividends	$1,750,000	1,090
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,912,000	675
2015-06-30 (YTD Data)		Rank
Total interest income	$15,926,000	808
Total interest expense	$2,263,000	616
Net interest income	$13,663,000	832
Provision for loan and lease losses	$875,000	485
Total noninterest income	$9,653,000	430
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,051,000	613
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,602,000	348
Total noninterest expense	$18,376,000	575
Salaries and employee benefits	$9,536,000	592
Premises and equipment expense	$1,977,000	640
Additional noninterest expense	$6,863,000	502
Pre-tax net operating income	$4,065,000	1,070
Securities gains (losses)	$-10,000	6,114
Applicable income taxes	$0	4,497
Income before extraordinary items	$4,055,000	881
Extraordinary gains, net	$0	22
Net income	$4,055,000	881
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,055,000	881
Net charge-offs	$124,000	1,532
Cash dividends	$1,250,000	1,031
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,065,000	854
2015-03-31 (YTD Data)		Rank
Total interest income	$7,667,000	834
Total interest expense	$1,128,000	620
Net interest income	$6,539,000	856
Provision for loan and lease losses	$525,000	397
Total noninterest income	$4,770,000	426
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$484,000	645
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,286,000	331
Total noninterest expense	$9,116,000	580
Salaries and employee benefits	$4,689,000	610
Premises and equipment expense	$987,000	648
Additional noninterest expense	$3,440,000	492
Pre-tax net operating income	$1,668,000	1,215
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,668,000	1,024
Extraordinary gains, net	$0	13
Net income	$1,668,000	1,024
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,668,000	1,025
Net charge-offs	$105,000	1,084
Cash dividends	$1,250,000	543
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,668,000	994
2014-12-31 (YTD Data)		Rank
Total interest income	$28,949,000	868
Total interest expense	$4,985,000	569
Net interest income	$23,964,000	922
Provision for loan and lease losses	$2,860,000	350
Total noninterest income	$22,614,000	352
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,984,000	681
Trading account gains and fees	$0	180
Additional Noninterest Income	$20,630,000	267
Total noninterest expense	$32,111,000	646
Salaries and employee benefits	$16,182,000	684
Premises and equipment expense	$3,634,000	680
Additional noninterest expense	$12,295,000	553
Pre-tax net operating income	$11,607,000	719
Securities gains (losses)	$659,000	310
Applicable income taxes	$0	4,531
Income before extraordinary items	$12,266,000	557
Extraordinary gains, net	$0	17
Net income	$12,266,000	555
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,266,000	557
Net charge-offs	$1,913,000	536
Cash dividends	$9,398,000	353
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$11,607,000	577
2014-09-30 (YTD Data)		Rank
Total interest income	$21,314,000	893
Total interest expense	$3,809,000	568
Net interest income	$17,505,000	952
Provision for loan and lease losses	$960,000	684
Total noninterest income	$13,613,000	419
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,424,000	718
Trading account gains and fees	$0	174
Additional Noninterest Income	$12,189,000	309
Total noninterest expense	$22,902,000	669
Salaries and employee benefits	$11,988,000	693
Premises and equipment expense	$2,629,000	703
Additional noninterest expense	$8,285,000	598
Pre-tax net operating income	$7,256,000	871
Securities gains (losses)	$555,000	268
Applicable income taxes	$0	4,583
Income before extraordinary items	$7,811,000	656
Extraordinary gains, net	$0	15
Net income	$7,811,000	653
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,811,000	654
Net charge-offs	$246,000	1,782
Cash dividends	$5,000,000	433
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,256,000	685
2014-06-30 (YTD Data)		Rank
Total interest income	$13,902,000	908
Total interest expense	$2,581,000	566
Net interest income	$11,321,000	984
Provision for loan and lease losses	$660,000	668
Total noninterest income	$8,644,000	416
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$921,000	723
Trading account gains and fees	$0	172
Additional Noninterest Income	$7,723,000	321
Total noninterest expense	$14,567,000	695
Salaries and employee benefits	$7,802,000	709
Premises and equipment expense	$1,731,000	719
Additional noninterest expense	$5,034,000	655
Pre-tax net operating income	$4,738,000	859
Securities gains (losses)	$-28,000	6,421
Applicable income taxes	$0	4,568
Income before extraordinary items	$4,710,000	692
Extraordinary gains, net	$0	20
Net income	$4,710,000	690
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,710,000	692
Net charge-offs	$56,000	2,694
Cash dividends	$5,000,000	310
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,738,000	675
2014-03-31 (YTD Data)		Rank
Total interest income	$6,776,000	937
Total interest expense	$1,293,000	576
Net interest income	$5,483,000	1,019
Provision for loan and lease losses	$420,000	528
Total noninterest income	$3,145,000	531
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$452,000	725
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,693,000	408
Total noninterest expense	$6,924,000	737
Salaries and employee benefits	$3,645,000	761
Premises and equipment expense	$853,000	745
Additional noninterest expense	$2,426,000	683
Pre-tax net operating income	$1,284,000	1,427
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,284,000	1,190
Extraordinary gains, net	$0	16
Net income	$1,284,000	1,191
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,284,000	1,191
Net charge-offs	$45,000	1,951
Cash dividends	$4,500,000	177
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,284,000	1,170
2013-12-31 (YTD Data)		Rank
Total interest income	$27,601,000	913
Total interest expense	$5,148,000	641
Net interest income	$22,453,000	968
Provision for loan and lease losses	$1,950,000	636
Total noninterest income	$17,365,000	454
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,875,000	744
Trading account gains and fees	$0	184
Additional Noninterest Income	$15,490,000	353
Total noninterest expense	$28,298,000	714
Salaries and employee benefits	$14,997,000	730
Premises and equipment expense	$3,073,000	793
Additional noninterest expense	$10,228,000	678
Pre-tax net operating income	$9,570,000	802
Securities gains (losses)	$855,000	274
Applicable income taxes	$0	4,631
Income before extraordinary items	$10,425,000	620
Extraordinary gains, net	$0	29
Net income	$10,425,000	621
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,425,000	621
Net charge-offs	$1,197,000	1,101
Cash dividends	$3,912,000	711
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$9,570,000	645
2013-09-30 (YTD Data)		Rank
Total interest income	$20,326,000	941
Total interest expense	$3,836,000	670
Net interest income	$16,490,000	1,000
Provision for loan and lease losses	$1,450,000	660
Total noninterest income	$13,707,000	446
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,373,000	768
Trading account gains and fees	$0	180
Additional Noninterest Income	$12,334,000	349
Total noninterest expense	$21,433,000	710
Salaries and employee benefits	$11,260,000	730
Premises and equipment expense	$2,294,000	805
Additional noninterest expense	$7,879,000	659
Pre-tax net operating income	$7,314,000	803
Securities gains (losses)	$834,000	255
Applicable income taxes	$0	4,713
Income before extraordinary items	$8,148,000	612
Extraordinary gains, net	$0	25
Net income	$8,148,000	614
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,148,000	614
Net charge-offs	$380,000	1,876
Cash dividends	$3,912,000	518
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,314,000	638
2013-06-30 (YTD Data)		Rank
Total interest income	$13,178,000	957
Total interest expense	$2,541,000	705
Net interest income	$10,637,000	1,024
Provision for loan and lease losses	$950,000	704
Total noninterest income	$9,310,000	448
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$844,000	814
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,466,000	352
Total noninterest expense	$14,428,000	710
Salaries and employee benefits	$7,506,000	729
Premises and equipment expense	$1,527,000	805
Additional noninterest expense	$5,395,000	633
Pre-tax net operating income	$4,569,000	839
Securities gains (losses)	$834,000	215
Applicable income taxes	$0	4,679
Income before extraordinary items	$5,403,000	616
Extraordinary gains, net	$0	22
Net income	$5,403,000	616
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,403,000	618
Net charge-offs	$196,000	2,117
Cash dividends	$2,812,000	478
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,569,000	674
2013-03-31 (YTD Data)		Rank
Total interest income	$6,436,000	983
Total interest expense	$1,301,000	708
Net interest income	$5,135,000	1,064
Provision for loan and lease losses	$500,000	691
Total noninterest income	$4,100,000	488
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$392,000	853
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,708,000	386
Total noninterest expense	$6,993,000	735
Salaries and employee benefits	$3,618,000	764
Premises and equipment expense	$747,000	837
Additional noninterest expense	$2,628,000	657
Pre-tax net operating income	$1,742,000	1,063
Securities gains (losses)	$834,000	128
Applicable income taxes	$0	4,602
Income before extraordinary items	$2,576,000	635
Extraordinary gains, net	$0	10
Net income	$2,576,000	633
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,576,000	637
Net charge-offs	$-86,000	6,813
Cash dividends	$2,112,000	288
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,742,000	837
2012-12-31 (YTD Data)		Rank
Total interest income	$24,765,000	1,083
Total interest expense	$5,260,000	856
Net interest income	$19,505,000	1,119
Provision for loan and lease losses	$3,050,000	755
Total noninterest income	$15,968,000	486
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,631,000	866
Trading account gains and fees	$0	166
Additional Noninterest Income	$14,337,000	384
Total noninterest expense	$26,773,000	753
Salaries and employee benefits	$13,358,000	785
Premises and equipment expense	$2,767,000	872
Additional noninterest expense	$10,648,000	675
Pre-tax net operating income	$5,650,000	1,231
Securities gains (losses)	$910,000	583
Applicable income taxes	$0	4,751
Income before extraordinary items	$6,560,000	919
Extraordinary gains, net	$0	29
Net income	$6,560,000	918
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,560,000	919
Net charge-offs	$1,975,000	1,168
Cash dividends	$2,975,000	892
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,650,000	999
2012-09-30 (YTD Data)		Rank
Total interest income	$18,416,000	1,107
Total interest expense	$4,008,000	882
Net interest income	$14,408,000	1,161
Provision for loan and lease losses	$2,350,000	746
Total noninterest income	$10,768,000	509
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,226,000	873
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,542,000	413
Total noninterest expense	$19,598,000	767
Salaries and employee benefits	$9,633,000	811
Premises and equipment expense	$2,062,000	879
Additional noninterest expense	$7,903,000	664
Pre-tax net operating income	$3,228,000	1,600
Securities gains (losses)	$591,000	665
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,819,000	1,180
Extraordinary gains, net	$0	20
Net income	$3,819,000	1,180
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,819,000	1,180
Net charge-offs	$1,143,000	1,336
Cash dividends	$2,250,000	707
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,228,000	1,319
2012-06-30 (YTD Data)		Rank
Total interest income	$12,162,000	1,125
Total interest expense	$2,699,000	904
Net interest income	$9,463,000	1,179
Provision for loan and lease losses	$2,050,000	627
Total noninterest income	$7,218,000	503
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$786,000	895
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,432,000	395
Total noninterest expense	$12,764,000	786
Salaries and employee benefits	$6,031,000	865
Premises and equipment expense	$1,388,000	874
Additional noninterest expense	$5,345,000	658
Pre-tax net operating income	$1,867,000	1,777
Securities gains (losses)	$591,000	459
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,458,000	1,216
Extraordinary gains, net	$0	19
Net income	$2,458,000	1,217
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,458,000	1,216
Net charge-offs	$778,000	1,349
Cash dividends	$2,250,000	472
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,867,000	1,483
2012-03-31 (YTD Data)		Rank
Total interest income	$6,082,000	1,132
Total interest expense	$1,374,000	922
Net interest income	$4,708,000	1,183
Provision for loan and lease losses	$1,300,000	500
Total noninterest income	$3,506,000	517
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$370,000	948
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,136,000	397
Total noninterest expense	$6,239,000	800
Salaries and employee benefits	$2,808,000	928
Premises and equipment expense	$709,000	859
Additional noninterest expense	$2,722,000	638
Pre-tax net operating income	$675,000	2,330
Securities gains (losses)	$536,000	255
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,211,000	1,202
Extraordinary gains, net	$0	19
Net income	$1,211,000	1,201
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,211,000	1,202
Net charge-offs	$814,000	775
Cash dividends	$2,250,000	240
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$675,000	1,963
2011-12-31 (YTD Data)		Rank
Total interest income	$23,641,000	1,212
Total interest expense	$6,207,000	983
Net interest income	$17,434,000	1,276
Provision for loan and lease losses	$3,850,000	975
Total noninterest income	$11,361,000	554
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,771,000	831
Trading account gains and fees	$0	146
Additional Noninterest Income	$9,590,000	436
Total noninterest expense	$22,459,000	879
Salaries and employee benefits	$10,323,000	949
Premises and equipment expense	$2,451,000	1,016
Additional noninterest expense	$9,685,000	740
Pre-tax net operating income	$2,486,000	2,145
Securities gains (losses)	$1,236,000	350
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,722,000	1,331
Extraordinary gains, net	$0	29
Net income	$3,722,000	1,331
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,722,000	1,331
Net charge-offs	$3,113,000	1,167
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,486,000	1,796
2011-09-30 (YTD Data)		Rank
Total interest income	$17,674,000	1,232
Total interest expense	$4,756,000	1,002
Net interest income	$12,918,000	1,296
Provision for loan and lease losses	$2,550,000	1,049
Total noninterest income	$9,235,000	531
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,326,000	842
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,909,000	417
Total noninterest expense	$16,385,000	903
Salaries and employee benefits	$7,308,000	1,006
Premises and equipment expense	$1,909,000	997
Additional noninterest expense	$7,168,000	736
Pre-tax net operating income	$3,218,000	1,402
Securities gains (losses)	$1,236,000	279
Applicable income taxes	$0	4,740
Income before extraordinary items	$4,454,000	865
Extraordinary gains, net	$0	21
Net income	$4,454,000	864
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,454,000	865
Net charge-offs	$2,087,000	1,186
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,218,000	1,133
2011-06-30 (YTD Data)		Rank
Total interest income	$11,484,000	1,268
Total interest expense	$3,183,000	1,040
Net interest income	$8,301,000	1,338
Provision for loan and lease losses	$1,650,000	1,039
Total noninterest income	$4,284,000	697
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$815,000	899
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,469,000	560
Total noninterest expense	$10,426,000	963
Salaries and employee benefits	$4,703,000	1,051
Premises and equipment expense	$1,244,000	1,028
Additional noninterest expense	$4,479,000	801
Pre-tax net operating income	$509,000	3,787
Securities gains (losses)	$309,000	541
Applicable income taxes	$0	4,697
Income before extraordinary items	$818,000	2,638
Extraordinary gains, net	$0	15
Net income	$818,000	2,638
Minority interest net income	$0	89
Net income of bank and minority interests.	$818,000	2,638
Net charge-offs	$1,403,000	1,184
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$509,000	3,449
2011-03-31 (YTD Data)		Rank
Total interest income	$5,517,000	1,326
Total interest expense	$1,587,000	1,074
Net interest income	$3,930,000	1,416
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$1,786,000	799
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$380,000	949
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,406,000	657
Total noninterest expense	$5,097,000	980
Salaries and employee benefits	$2,350,000	1,074
Premises and equipment expense	$613,000	1,060
Additional noninterest expense	$2,134,000	834
Pre-tax net operating income	$169,000	4,471
Securities gains (losses)	$309,000	245
Applicable income taxes	$0	4,545
Income before extraordinary items	$478,000	2,336
Extraordinary gains, net	$0	9
Net income	$478,000	2,335
Minority interest net income	$0	86
Net income of bank and minority interests.	$478,000	2,336
Net charge-offs	$209,000	2,091
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$169,000	4,200
2010-12-31 (YTD Data)		Rank
Total interest income	$25,235,000	1,222
Total interest expense	$7,917,000	1,048
Net interest income	$17,318,000	1,295
Provision for loan and lease losses	$2,836,000	1,676
Total noninterest income	$9,935,000	634
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,649,000	919
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,286,000	523
Total noninterest expense	$22,242,000	903
Salaries and employee benefits	$10,626,000	921
Premises and equipment expense	$3,297,000	778
Additional noninterest expense	$8,319,000	887
Pre-tax net operating income	$2,175,000	2,095
Securities gains (losses)	$916,000	530
Applicable income taxes	$0	4,655
Income before extraordinary items	$3,091,000	1,367
Extraordinary gains, net	$0	29
Net income	$3,091,000	1,370
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,091,000	1,371
Net charge-offs	$5,051,000	1,003
Cash dividends	$1,140,000	1,337
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,175,000	1,805
2010-09-30 (YTD Data)		Rank
Total interest income	$18,892,000	1,248
Total interest expense	$6,269,000	1,035
Net interest income	$12,623,000	1,347
Provision for loan and lease losses	$1,461,000	2,010
Total noninterest income	$7,067,000	652
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,257,000	931
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,810,000	523
Total noninterest expense	$16,693,000	888
Salaries and employee benefits	$8,047,000	909
Premises and equipment expense	$1,999,000	964
Additional noninterest expense	$6,647,000	819
Pre-tax net operating income	$1,536,000	2,329
Securities gains (losses)	$825,000	485
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,361,000	1,410
Extraordinary gains, net	$0	23
Net income	$2,361,000	1,413
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,361,000	1,414
Net charge-offs	$3,978,000	914
Cash dividends	$1,140,000	937
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,536,000	2,010
2010-06-30 (YTD Data)		Rank
Total interest income	$12,600,000	1,255
Total interest expense	$4,309,000	1,038
Net interest income	$8,291,000	1,367
Provision for loan and lease losses	$861,000	2,109
Total noninterest income	$5,140,000	595
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$817,000	973
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,323,000	467
Total noninterest expense	$10,723,000	926
Salaries and employee benefits	$5,292,000	917
Premises and equipment expense	$1,295,000	1,029
Additional noninterest expense	$4,136,000	868
Pre-tax net operating income	$1,847,000	1,411
Securities gains (losses)	$341,000	644
Applicable income taxes	$0	4,691
Income before extraordinary items	$2,188,000	1,033
Extraordinary gains, net	$0	19
Net income	$2,188,000	1,034
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,188,000	1,034
Net charge-offs	$1,665,000	1,290
Cash dividends	$473,000	1,408
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,847,000	1,163
2010-03-31 (YTD Data)		Rank
Total interest income	$6,093,000	1,320
Total interest expense	$2,166,000	1,085
Net interest income	$3,927,000	1,459
Provision for loan and lease losses	$1,279,000	989
Total noninterest income	$2,838,000	555
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$365,000	1,074
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,473,000	415
Total noninterest expense	$5,424,000	919
Salaries and employee benefits	$2,651,000	922
Premises and equipment expense	$652,000	1,048
Additional noninterest expense	$2,121,000	843
Pre-tax net operating income	$62,000	5,516
Securities gains (losses)	$191,000	534
Applicable income taxes	$0	4,611
Income before extraordinary items	$253,000	3,460
Extraordinary gains, net	$0	16
Net income	$253,000	3,457
Minority interest net income	$0	91
Net income of bank and minority interests.	$253,000	3,459
Net charge-offs	$1,163,000	933
Cash dividends	$473,000	728
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$62,000	5,416
2009-12-31 (YTD Data)		Rank
Total interest income	$25,669,000	1,335
Total interest expense	$9,211,000	1,288
Net interest income	$16,458,000	1,350
Provision for loan and lease losses	$4,968,000	1,441
Total noninterest income	$9,997,000	640
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,392,000	1,240
Trading account gains and fees	$0	211
Additional Noninterest Income	$8,605,000	492
Total noninterest expense	$21,118,000	989
Salaries and employee benefits	$11,260,000	877
Premises and equipment expense	$2,452,000	1,118
Additional noninterest expense	$7,406,000	1,047
Pre-tax net operating income	$369,000	4,325
Securities gains (losses)	$1,976,000	275
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,345,000	1,421
Extraordinary gains, net	$0	34
Net income	$2,345,000	1,419
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,345,000	1,420
Net charge-offs	$1,829,000	2,141
Cash dividends	$2,948,000	603
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$369,000	4,196
2009-09-30 (YTD Data)		Rank
Total interest income	$19,166,000	1,367
Total interest expense	$6,983,000	1,344
Net interest income	$12,183,000	1,364
Provision for loan and lease losses	$1,518,000	2,195
Total noninterest income	$7,730,000	636
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,006,000	1,281
Trading account gains and fees	$0	212
Additional Noninterest Income	$6,724,000	483
Total noninterest expense	$15,691,000	987
Salaries and employee benefits	$8,585,000	870
Premises and equipment expense	$1,661,000	1,243
Additional noninterest expense	$5,445,000	1,035
Pre-tax net operating income	$2,704,000	1,206
Securities gains (losses)	$1,361,000	286
Applicable income taxes	$0	4,592
Income before extraordinary items	$4,065,000	662
Extraordinary gains, net	$0	27
Net income	$4,065,000	663
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,065,000	664
Net charge-offs	$896,000	2,321
Cash dividends	$1,960,000	659
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,704,000	987
2009-06-30 (YTD Data)		Rank
Total interest income	$12,629,000	1,409
Total interest expense	$4,716,000	1,407
Net interest income	$7,913,000	1,403
Provision for loan and lease losses	$1,118,000	1,941
Total noninterest income	$5,446,000	619
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$626,000	1,357
Trading account gains and fees	$0	193
Additional Noninterest Income	$4,820,000	462
Total noninterest expense	$10,342,000	1,019
Salaries and employee benefits	$5,803,000	877
Premises and equipment expense	$1,048,000	1,328
Additional noninterest expense	$3,491,000	1,104
Pre-tax net operating income	$1,899,000	1,207
Securities gains (losses)	$856,000	334
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,755,000	660
Extraordinary gains, net	$0	21
Net income	$2,755,000	657
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,755,000	661
Net charge-offs	$472,000	2,405
Cash dividends	$1,060,000	847
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,899,000	968
2009-03-31 (YTD Data)		Rank
Total interest income	$6,294,000	1,429
Total interest expense	$2,427,000	1,418
Net interest income	$3,867,000	1,438
Provision for loan and lease losses	$307,000	2,261
Total noninterest income	$1,996,000	745
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$313,000	1,315
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,683,000	572
Total noninterest expense	$5,064,000	996
Salaries and employee benefits	$2,804,000	910
Premises and equipment expense	$523,000	1,362
Additional noninterest expense	$1,737,000	970
Pre-tax net operating income	$492,000	2,410
Securities gains (losses)	$491,000	341
Applicable income taxes	$0	4,835
Income before extraordinary items	$983,000	1,112
Extraordinary gains, net	$0	15
Net income	$983,000	1,114
Minority interest net income	$0	102
Net income of bank and minority interests.	$983,000	1,114
Net charge-offs	$300,000	1,770
Cash dividends	$519,000	829
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$492,000	2,023
2008-12-31 (YTD Data)		Rank
Total interest income	$25,907,000	1,496
Total interest expense	$10,903,000	1,488
Net interest income	$15,004,000	1,492
Provision for loan and lease losses	$770,000	3,106
Total noninterest income	$8,554,000	677
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,252,000	1,435
Trading account gains and fees	$0	154
Additional Noninterest Income	$7,302,000	482
Total noninterest expense	$20,238,000	982
Salaries and employee benefits	$9,704,000	1,030
Premises and equipment expense	$1,756,000	1,576
Additional noninterest expense	$8,778,000	752
Pre-tax net operating income	$2,550,000	2,053
Securities gains (losses)	$985,000	214
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,535,000	1,179
Extraordinary gains, net	$0	39
Net income	$3,535,000	1,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$488,000	2,829
Cash dividends	$2,247,000	1,214
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,550,000	1,697
2008-09-30 (YTD Data)		Rank
Total interest income	$19,340,000	1,542
Total interest expense	$8,301,000	1,526
Net interest income	$11,039,000	1,534
Provision for loan and lease losses	$705,000	2,254
Total noninterest income	$5,916,000	761
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$907,000	1,493
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,009,000	556
Total noninterest expense	$13,069,000	1,119
Salaries and employee benefits	$7,486,000	1,023
Premises and equipment expense	$1,276,000	1,632
Additional noninterest expense	$4,307,000	1,067
Pre-tax net operating income	$3,181,000	1,539
Securities gains (losses)	$320,000	442
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,501,000	1,057
Extraordinary gains, net	$0	31
Net income	$3,501,000	1,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$388,000	2,253
Cash dividends	$1,692,000	1,189
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,181,000	1,235
2008-06-30 (YTD Data)		Rank
Total interest income	$12,699,000	1,595
Total interest expense	$5,580,000	1,568
Net interest income	$7,119,000	1,579
Provision for loan and lease losses	$340,000	2,367
Total noninterest income	$3,693,000	808
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$599,000	1,488
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,094,000	604
Total noninterest expense	$8,681,000	1,117
Salaries and employee benefits	$4,943,000	1,045
Premises and equipment expense	$817,000	1,695
Additional noninterest expense	$2,921,000	1,024
Pre-tax net operating income	$1,791,000	1,861
Securities gains (losses)	$180,000	669
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,971,000	1,413
Extraordinary gains, net	$0	21
Net income	$1,971,000	1,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,056
Cash dividends	$1,138,000	1,277
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,791,000	1,492
2008-03-31 (YTD Data)		Rank
Total interest income	$6,393,000	1,626
Total interest expense	$2,867,000	1,638
Net interest income	$3,526,000	1,575
Provision for loan and lease losses	$175,000	1,958
Total noninterest income	$1,654,000	887
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$300,000	1,456
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,354,000	663
Total noninterest expense	$4,297,000	1,131
Salaries and employee benefits	$2,389,000	1,087
Premises and equipment expense	$403,000	1,713
Additional noninterest expense	$1,505,000	967
Pre-tax net operating income	$708,000	2,394
Securities gains (losses)	$178,000	490
Applicable income taxes	$0	5,622
Income before extraordinary items	$886,000	1,678
Extraordinary gains, net	$0	15
Net income	$886,000	1,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,996
Cash dividends	$624,000	1,138
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$708,000	1,953
2007-12-31 (YTD Data)		Rank
Total interest income	$26,282,000	1,645
Total interest expense	$12,675,000	1,585
Net interest income	$13,607,000	1,660
Provision for loan and lease losses	$1,165,000	1,269
Total noninterest income	$7,609,000	778
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,110,000	1,613
Trading account gains and fees	$0	178
Additional Noninterest Income	$6,499,000	555
Total noninterest expense	$15,609,000	1,196
Salaries and employee benefits	$8,731,000	1,147
Premises and equipment expense	$1,472,000	1,795
Additional noninterest expense	$5,406,000	1,041
Pre-tax net operating income	$4,442,000	1,815
Securities gains (losses)	$193,000	453
Applicable income taxes	$0	6,070
Income before extraordinary items	$4,635,000	1,392
Extraordinary gains, net	$0	39
Net income	$4,635,000	1,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,211,000	881
Cash dividends	$4,822,000	778
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,442,000	1,432
2007-09-30 (YTD Data)		Rank
Total interest income	$19,327,000	1,679
Total interest expense	$9,486,000	1,586
Net interest income	$9,841,000	1,727
Provision for loan and lease losses	$955,000	934
Total noninterest income	$5,815,000	768
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$758,000	1,728
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,057,000	548
Total noninterest expense	$11,369,000	1,221
Salaries and employee benefits	$6,417,000	1,165
Premises and equipment expense	$1,081,000	1,818
Additional noninterest expense	$3,871,000	1,063
Pre-tax net operating income	$3,332,000	1,929
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$0	6,220
Income before extraordinary items	$3,337,000	1,517
Extraordinary gains, net	$0	33
Net income	$3,337,000	1,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$789,000	772
Cash dividends	$4,117,000	662
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,332,000	1,513
2007-06-30 (YTD Data)		Rank
Total interest income	$12,336,000	1,755
Total interest expense	$6,166,000	1,633
Net interest income	$6,170,000	1,864
Provision for loan and lease losses	$670,000	802
Total noninterest income	$4,273,000	720
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$467,000	1,862
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,806,000	524
Total noninterest expense	$7,362,000	1,269
Salaries and employee benefits	$4,159,000	1,221
Premises and equipment expense	$692,000	1,892
Additional noninterest expense	$2,511,000	1,112
Pre-tax net operating income	$2,411,000	1,863
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,413,000	1,451
Extraordinary gains, net	$0	29
Net income	$2,413,000	1,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$653,000	600
Cash dividends	$1,016,000	1,488
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,411,000	1,435
2007-03-31 (YTD Data)		Rank
Total interest income	$6,045,000	1,783
Total interest expense	$3,079,000	1,623
Net interest income	$2,966,000	1,947
Provision for loan and lease losses	$285,000	868
Total noninterest income	$1,341,000	1,042
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$222,000	1,888
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,119,000	752
Total noninterest expense	$3,395,000	1,371
Salaries and employee benefits	$1,942,000	1,323
Premises and equipment expense	$344,000	1,903
Additional noninterest expense	$1,109,000	1,225
Pre-tax net operating income	$627,000	3,027
Securities gains (losses)	$2,000	969
Applicable income taxes	$0	6,196
Income before extraordinary items	$629,000	2,533
Extraordinary gains, net	$0	22
Net income	$629,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,271
Cash dividends	$402,000	1,652
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$627,000	2,515
2006-12-31 (YTD Data)		Rank
Total interest income	$22,391,000	1,809
Total interest expense	$10,302,000	1,632
Net interest income	$12,089,000	1,919
Provision for loan and lease losses	$1,365,000	764
Total noninterest income	$6,908,000	846
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$886,000	1,939
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,022,000	594
Total noninterest expense	$13,348,000	1,338
Salaries and employee benefits	$7,871,000	1,237
Premises and equipment expense	$1,449,000	1,753
Additional noninterest expense	$4,028,000	1,324
Pre-tax net operating income	$4,284,000	2,142
Securities gains (losses)	$72,000	605
Applicable income taxes	$0	6,600
Income before extraordinary items	$4,356,000	1,658
Extraordinary gains, net	$0	51
Net income	$4,356,000	1,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,143,000	617
Cash dividends	$1,997,000	1,568
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,284,000	1,673
2006-09-30 (YTD Data)		Rank
Total interest income	$16,407,000	1,838
Total interest expense	$7,418,000	1,652
Net interest income	$8,989,000	1,958
Provision for loan and lease losses	$1,045,000	727
Total noninterest income	$5,255,000	841
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$664,000	1,938
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,591,000	590
Total noninterest expense	$9,759,000	1,379
Salaries and employee benefits	$5,813,000	1,270
Premises and equipment expense	$1,068,000	1,780
Additional noninterest expense	$2,878,000	1,381
Pre-tax net operating income	$3,440,000	2,095
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,440,000	1,614
Extraordinary gains, net	$0	45
Net income	$3,440,000	1,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$635,000	669
Cash dividends	$1,219,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,440,000	1,594
2006-06-30 (YTD Data)		Rank
Total interest income	$10,680,000	1,847
Total interest expense	$4,676,000	1,663
Net interest income	$6,004,000	1,947
Provision for loan and lease losses	$680,000	730
Total noninterest income	$3,047,000	938
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$437,000	1,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,610,000	655
Total noninterest expense	$6,416,000	1,406
Salaries and employee benefits	$3,738,000	1,326
Premises and equipment expense	$740,000	1,726
Additional noninterest expense	$1,938,000	1,376
Pre-tax net operating income	$1,955,000	2,350
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,956,000	1,868
Extraordinary gains, net	$0	39
Net income	$1,956,000	1,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$418,000	649
Cash dividends	$694,000	1,911
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,955,000	1,850
2006-03-31 (YTD Data)		Rank
Total interest income	$5,143,000	1,867
Total interest expense	$2,144,000	1,718
Net interest income	$2,999,000	1,929
Provision for loan and lease losses	$360,000	670
Total noninterest income	$1,328,000	1,030
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$211,000	1,952
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,117,000	738
Total noninterest expense	$3,084,000	1,469
Salaries and employee benefits	$1,767,000	1,408
Premises and equipment expense	$360,000	1,764
Additional noninterest expense	$957,000	1,377
Pre-tax net operating income	$883,000	2,506
Securities gains (losses)	$1,000	856
Applicable income taxes	$0	6,588
Income before extraordinary items	$884,000	2,002
Extraordinary gains, net	$0	21
Net income	$884,000	2,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	684
Cash dividends	$155,000	2,675
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$883,000	1,988
2005-12-31 (YTD Data)		Rank
Total interest income	$17,515,000	1,919
Total interest expense	$6,554,000	1,737
Net interest income	$10,961,000	2,019
Provision for loan and lease losses	$1,675,000	643
Total noninterest income	$1,735,000	2,443
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$791,000	2,127
Trading account gains and fees	$0	138
Additional Noninterest Income	$944,000	2,297
Total noninterest expense	$13,339,000	1,287
Salaries and employee benefits	$7,321,000	1,264
Premises and equipment expense	$1,324,000	1,820
Additional noninterest expense	$4,694,000	1,087
Pre-tax net operating income	$-2,318,000	8,775
Securities gains (losses)	$21,000	1,240
Applicable income taxes	$0	6,964
Income before extraordinary items	$-2,297,000	8,785
Extraordinary gains, net	$0	46
Net income	$-2,297,000	8,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,138,000	611
Cash dividends	$71,000	5,672
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-2,318,000	8,770
2005-09-30 (YTD Data)		Rank
Total interest income	$12,789,000	1,914
Total interest expense	$4,699,000	1,720
Net interest income	$8,090,000	2,043
Provision for loan and lease losses	$1,020,000	743
Total noninterest income	$878,000	3,197
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$585,000	2,152
Trading account gains and fees	$0	126
Additional Noninterest Income	$293,000	3,845
Total noninterest expense	$10,045,000	1,271
Salaries and employee benefits	$5,629,000	1,223
Premises and equipment expense	$991,000	1,816
Additional noninterest expense	$3,425,000	1,103
Pre-tax net operating income	$-2,097,000	8,815
Securities gains (losses)	$23,000	1,178
Applicable income taxes	$0	6,976
Income before extraordinary items	$-2,074,000	8,825
Extraordinary gains, net	$0	35
Net income	$-2,074,000	8,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	1,017
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$1,411,000	322
Net operating income	$-2,097,000	8,812
2005-06-30 (YTD Data)		Rank
Total interest income	$8,309,000	1,914
Total interest expense	$2,984,000	1,692
Net interest income	$5,325,000	2,048
Provision for loan and lease losses	$690,000	726
Total noninterest income	$-547,000	8,866
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$380,000	2,161
Trading account gains and fees	$0	116
Additional Noninterest Income	$-927,000	8,879
Total noninterest expense	$6,844,000	1,238
Salaries and employee benefits	$3,910,000	1,168
Premises and equipment expense	$655,000	1,828
Additional noninterest expense	$2,279,000	1,096
Pre-tax net operating income	$-2,756,000	8,853
Securities gains (losses)	$28,000	992
Applicable income taxes	$0	6,961
Income before extraordinary items	$-2,728,000	8,854
Extraordinary gains, net	$0	30
Net income	$-2,728,000	8,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	875
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$1,411,000	225
Net operating income	$-2,756,000	8,842
2005-03-31 (YTD Data)		Rank
Total interest income	$3,979,000	1,952
Total interest expense	$1,427,000	1,676
Net interest income	$2,552,000	2,117
Provision for loan and lease losses	$265,000	877
Total noninterest income	$-261,000	8,927
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$185,000	2,151
Trading account gains and fees	$0	115
Additional Noninterest Income	$-446,000	8,942
Total noninterest expense	$3,470,000	1,219
Salaries and employee benefits	$2,013,000	1,132
Premises and equipment expense	$329,000	1,822
Additional noninterest expense	$1,128,000	1,094
Pre-tax net operating income	$-1,444,000	8,911
Securities gains (losses)	$44,000	581
Applicable income taxes	$0	6,892
Income before extraordinary items	$-1,400,000	8,913
Extraordinary gains, net	$0	24
Net income	$-1,400,000	8,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	1,757
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-1,444,000	8,905
2004-12-31 (YTD Data)		Rank
Total interest income	$14,523,000	1,954
Total interest expense	$3,721,000	2,179
Net interest income	$10,802,000	1,874
Provision for loan and lease losses	$983,000	1,051
Total noninterest income	$5,841,000	942
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$767,000	2,217
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,074,000	662
Total noninterest expense	$14,382,000	1,131
Salaries and employee benefits	$7,312,000	1,189
Premises and equipment expense	$1,324,000	1,743
Additional noninterest expense	$5,746,000	871
Pre-tax net operating income	$1,278,000	4,634
Securities gains (losses)	$-66,000	8,651
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,212,000	4,187
Extraordinary gains, net	$0	34
Net income	$1,212,000	4,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$539,000	1,263
Cash dividends	$1,063,000	2,214
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,278,000	3,982
2004-09-30 (YTD Data)		Rank
Total interest income	$10,647,000	1,970
Total interest expense	$2,672,000	2,220
Net interest income	$7,975,000	1,892
Provision for loan and lease losses	$639,000	1,177
Total noninterest income	$5,686,000	768
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$580,000	2,222
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,106,000	535
Total noninterest expense	$10,391,000	1,170
Salaries and employee benefits	$5,357,000	1,219
Premises and equipment expense	$976,000	1,778
Additional noninterest expense	$4,058,000	917
Pre-tax net operating income	$2,631,000	2,291
Securities gains (losses)	$-66,000	8,843
Applicable income taxes	$0	7,220
Income before extraordinary items	$2,565,000	1,864
Extraordinary gains, net	$0	26
Net income	$2,565,000	1,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,452
Cash dividends	$903,000	1,837
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,631,000	1,777
2004-06-30 (YTD Data)		Rank
Total interest income	$6,818,000	2,033
Total interest expense	$1,603,000	2,427
Net interest income	$5,215,000	1,907
Provision for loan and lease losses	$429,000	1,157
Total noninterest income	$3,789,000	768
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$385,000	2,218
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,404,000	546
Total noninterest expense	$6,666,000	1,216
Salaries and employee benefits	$3,442,000	1,272
Premises and equipment expense	$610,000	1,869
Additional noninterest expense	$2,614,000	947
Pre-tax net operating income	$1,909,000	2,128
Securities gains (losses)	$-136,000	8,988
Applicable income taxes	$0	7,214
Income before extraordinary items	$1,773,000	1,788
Extraordinary gains, net	$0	21
Net income	$1,773,000	1,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	1,189
Cash dividends	$762,000	1,584
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,909,000	1,617
2004-03-31 (YTD Data)		Rank
Total interest income	$3,050,000	2,305
Total interest expense	$776,000	2,521
Net interest income	$2,274,000	2,200
Provision for loan and lease losses	$274,000	890
Total noninterest income	$2,081,000	701
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$185,000	2,236
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,896,000	501
Total noninterest expense	$3,351,000	1,213
Salaries and employee benefits	$1,698,000	1,305
Premises and equipment expense	$308,000	1,883
Additional noninterest expense	$1,345,000	918
Pre-tax net operating income	$730,000	2,624
Securities gains (losses)	$-47,000	9,031
Applicable income taxes	$0	7,103
Income before extraordinary items	$683,000	2,224
Extraordinary gains, net	$0	16
Net income	$683,000	2,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,072
Cash dividends	$37,000	3,510
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$730,000	2,015
2003-12-31 (YTD Data)		Rank
Total interest income	$11,549,000	2,467
Total interest expense	$2,769,000	3,079
Net interest income	$8,780,000	2,205
Provision for loan and lease losses	$670,000	1,681
Total noninterest income	$9,662,000	669
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$622,000	2,629
Trading account gains and fees	$0	160
Additional Noninterest Income	$9,040,000	487
Total noninterest expense	$13,467,000	1,205
Salaries and employee benefits	$7,117,000	1,203
Premises and equipment expense	$1,319,000	1,714
Additional noninterest expense	$5,031,000	1,014
Pre-tax net operating income	$4,305,000	1,872
Securities gains (losses)	$91,000	1,974
Applicable income taxes	$0	7,459
Income before extraordinary items	$4,396,000	1,428
Extraordinary gains, net	$0	54
Net income	$4,396,000	1,430
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$549,000	1,490
Cash dividends	$854,000	2,573
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,305,000	1,395
2003-09-30 (YTD Data)		Rank
Total interest income	$8,544,000	2,541
Total interest expense	$2,077,000	3,193
Net interest income	$6,467,000	2,265
Provision for loan and lease losses	$490,000	1,695
Total noninterest income	$7,970,000	648
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$459,000	2,670
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,511,000	469
Total noninterest expense	$9,880,000	1,234
Salaries and employee benefits	$5,254,000	1,235
Premises and equipment expense	$970,000	1,764
Additional noninterest expense	$3,656,000	1,054
Pre-tax net operating income	$4,067,000	1,561
Securities gains (losses)	$90,000	1,840
Applicable income taxes	$0	7,524
Income before extraordinary items	$4,157,000	1,200
Extraordinary gains, net	$0	40
Net income	$4,157,000	1,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$400,000	1,396
Cash dividends	$750,000	2,073
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,067,000	1,151
2003-06-30 (YTD Data)		Rank
Total interest income	$5,763,000	2,530
Total interest expense	$1,415,000	3,220
Net interest income	$4,348,000	2,242
Provision for loan and lease losses	$186,000	2,627
Total noninterest income	$3,232,000	943
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$296,000	2,681
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,936,000	683
Total noninterest expense	$5,946,000	1,359
Salaries and employee benefits	$3,337,000	1,300
Premises and equipment expense	$631,000	1,798
Additional noninterest expense	$1,978,000	1,255
Pre-tax net operating income	$1,448,000	2,674
Securities gains (losses)	$95,000	1,552
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,543,000	2,058
Extraordinary gains, net	$0	30
Net income	$1,543,000	2,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,483
Cash dividends	$750,000	1,617
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,448,000	2,055
2003-03-31 (YTD Data)		Rank
Total interest income	$2,921,000	2,507
Total interest expense	$717,000	3,250
Net interest income	$2,204,000	2,213
Provision for loan and lease losses	$24,000	4,998
Total noninterest income	$228,000	3,851
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$142,000	2,695
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	4,205
Total noninterest expense	$2,896,000	1,384
Salaries and employee benefits	$1,664,000	1,305
Premises and equipment expense	$339,000	1,681
Additional noninterest expense	$893,000	1,353
Pre-tax net operating income	$-488,000	9,195
Securities gains (losses)	$72,000	1,188
Applicable income taxes	$0	7,403
Income before extraordinary items	$-416,000	9,224
Extraordinary gains, net	$0	21
Net income	$-416,000	9,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,620
Cash dividends	$750,000	860
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-488,000	9,194
2002-12-31 (YTD Data)		Rank
Total interest income	$12,460,000	2,480
Total interest expense	$3,027,000	3,515
Net interest income	$9,433,000	2,055
Provision for loan and lease losses	$417,000	2,754
Total noninterest income	$-3,019,000	9,348
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$494,000	3,001
Trading account gains and fees	$0	153
Additional Noninterest Income	$-3,513,000	9,362
Total noninterest expense	$10,079,000	1,535
Salaries and employee benefits	$5,130,000	1,576
Premises and equipment expense	$1,749,000	1,253
Additional noninterest expense	$3,200,000	1,485
Pre-tax net operating income	$-4,082,000	9,306
Securities gains (losses)	$163,000	1,309
Applicable income taxes	$0	7,681
Income before extraordinary items	$-3,919,000	9,318
Extraordinary gains, net	$0	70
Net income	$-3,919,000	9,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	3,452
Cash dividends	$1,593,000	1,570
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-4,082,000	9,300
2001-12-31 (YTD Data)		Rank
Total interest income	$11,196,000	3,020
Total interest expense	$3,961,000	3,827
Net interest income	$7,235,000	2,477
Provision for loan and lease losses	$747,000	1,586
Total noninterest income	$3,230,000	1,400
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$423,000	3,239
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,807,000	994
Total noninterest expense	$7,500,000	1,924
Salaries and employee benefits	$4,112,000	1,820
Premises and equipment expense	$811,000	2,597
Additional noninterest expense	$2,576,000	1,779
Pre-tax net operating income	$2,218,000	2,935
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$2,218,000	2,321
Extraordinary gains, net	$0	105
Net income	$2,218,000	2,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$787,000	1,112
Cash dividends	$922,000	2,391
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,218,000	2,251
2000-12-31 (YTD Data)		Rank
Total interest income	$6,536,000	4,819
Total interest expense	$3,819,000	4,128
Net interest income	$2,717,000	5,514
Provision for loan and lease losses	$376,000	2,390
Total noninterest income	$3,802,000	1,111
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$304,000	4,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,498,000	780
Total noninterest expense	$4,498,000	3,001
Salaries and employee benefits	$1,199,000	5,232
Premises and equipment expense	$439,000	4,204
Additional noninterest expense	$2,860,000	1,564
Pre-tax net operating income	$1,645,000	3,799
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$1,645,000	3,014
Extraordinary gains, net	$0	38
Net income	$1,645,000	3,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,120
Cash dividends	$537,000	3,434
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,645,000	3,006
1999-12-31 (YTD Data)		Rank
Total interest income	$4,373,000	6,037
Total interest expense	$2,464,000	5,234
Net interest income	$1,909,000	6,810
Provision for loan and lease losses	$340,000	2,413
Total noninterest income	$2,365,000	1,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$269,000	4,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,096,000	1,118
Total noninterest expense	$3,241,000	3,946
Salaries and employee benefits	$843,000	6,558
Premises and equipment expense	$431,000	4,271
Additional noninterest expense	$1,967,000	2,223
Pre-tax net operating income	$693,000	6,340
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$-261,000	10,074
Income before extraordinary items	$953,000	4,572
Extraordinary gains, net	$0	35
Net income	$953,000	4,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	1,827
Cash dividends	$521,000	3,424
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$954,000	4,531
1998-12-31 (YTD Data)		Rank
Total interest income	$3,335,000	7,136
Total interest expense	$1,616,000	6,946
Net interest income	$1,719,000	7,243
Provision for loan and lease losses	$193,000	3,591
Total noninterest income	$1,873,000	1,930
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$192,000	5,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,681,000	1,303
Total noninterest expense	$2,812,000	4,364
Salaries and employee benefits	$541,000	8,108
Premises and equipment expense	$173,000	7,183
Additional noninterest expense	$2,098,000	2,034
Pre-tax net operating income	$587,000	6,986
Securities gains (losses)	$25,000	2,265
Applicable income taxes	$391,000	4,485
Income before extraordinary items	$221,000	8,469
Extraordinary gains, net	$0	32
Net income	$221,000	8,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,386
Cash dividends	$28,000	7,171
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$205,000	8,506
1997-12-31 (YTD Data)		Rank
Total interest income	$2,578,000	8,277
Total interest expense	$1,068,000	8,495
Net interest income	$1,510,000	7,952
Provision for loan and lease losses	$126,000	4,509
Total noninterest income	$1,184,000	2,662
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	1,699
Total noninterest expense	$1,900,000	5,851
Salaries and employee benefits	$645,000	7,633
Premises and equipment expense	$130,000	8,242
Additional noninterest expense	$1,125,000	3,533
Pre-tax net operating income	$668,000	7,120
Securities gains (losses)	$0	3,944
Applicable income taxes	$185,000	7,103
Income before extraordinary items	$483,000	7,080
Extraordinary gains, net	$0	44
Net income	$483,000	7,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,267
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$483,000	7,032
1996-12-31 (YTD Data)		Rank
Total interest income	$970,000	10,863
Total interest expense	$215,000	11,216
Net interest income	$755,000	10,238
Provision for loan and lease losses	$52,000	6,510
Total noninterest income	$578,000	4,681
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	8,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,817
Total noninterest expense	$1,016,000	8,621
Salaries and employee benefits	$529,000	8,656
Premises and equipment expense	$57,000	10,437
Additional noninterest expense	$430,000	7,627
Pre-tax net operating income	$265,000	9,372
Securities gains (losses)	$16,000	2,154
Applicable income taxes	$92,000	8,884
Income before extraordinary items	$189,000	9,400
Extraordinary gains, net	$0	53
Net income	$189,000	9,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$717,000	2,701
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$178,280	9,443
1995-12-31 (YTD Data)		Rank
Total interest income	$688,000	11,640
Total interest expense	$276,000	11,627
Net interest income	$412,000	11,581
Provision for loan and lease losses	$0	8,958
Total noninterest income	$116,000	9,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	7,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	10,775
Total noninterest expense	$464,000	11,169
Salaries and employee benefits	$259,000	11,088
Premises and equipment expense	$79,000	10,226
Additional noninterest expense	$126,000	11,366
Pre-tax net operating income	$64,000	11,252
Securities gains (losses)	$0	3,831
Applicable income taxes	$0	11,151
Income before extraordinary items	$64,000	11,205
Extraordinary gains, net	$0	65
Net income	$64,000	11,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,475
Cash dividends	$3,000	8,676
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$64,000	11,176
1994-12-31 (YTD Data)		Rank
Total interest income	$620,000	12,287
Total interest expense	$226,000	12,270
Net interest income	$394,000	12,236
Provision for loan and lease losses	$0	9,146
Total noninterest income	$110,000	10,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	8,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	11,420
Total noninterest expense	$463,000	11,784
Salaries and employee benefits	$252,000	11,650
Premises and equipment expense	$65,000	11,133
Additional noninterest expense	$146,000	11,834
Pre-tax net operating income	$41,000	11,946
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$41,000	11,871
Extraordinary gains, net	$0	249
Net income	$41,000	11,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,370
Cash dividends	$3,000	8,892
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$41,000	11,908
1993-12-31 (YTD Data)		Rank
Total interest income	$610,000	12,933
Total interest expense	$232,000	12,891
Net interest income	$378,000	12,858
Provision for loan and lease losses	$67,000	6,741
Total noninterest income	$115,000	10,961
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	8,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,177
Total noninterest expense	$493,000	12,201
Salaries and employee benefits	$276,000	11,915
Premises and equipment expense	$57,000	11,958
Additional noninterest expense	$160,000	12,287
Pre-tax net operating income	$-67,000	12,560
Securities gains (losses)	$3,000	6,505
Applicable income taxes	$0	12,141
Income before extraordinary items	$-64,000	12,625
Extraordinary gains, net	$23,000	2,642
Net income	$-41,000	12,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	6,126
Cash dividends	$3,000	9,038
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-67,000	12,529
1992-12-31 (YTD Data)		Rank
Total interest income	$716,000	13,467
Total interest expense	$268,000	13,561
Net interest income	$448,000	13,242
Provision for loan and lease losses	$-25,000	13,548
Total noninterest income	$123,000	11,096
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	8,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,735
Total noninterest expense	$546,000	12,372
Salaries and employee benefits	$276,000	12,290
Premises and equipment expense	$63,000	12,143
Additional noninterest expense	$207,000	12,147
Pre-tax net operating income	$50,000	12,416
Securities gains (losses)	$25,000	5,285
Applicable income taxes	$10,000	12,372
Income before extraordinary items	$65,000	12,407
Extraordinary gains, net	$0	1,422
Net income	$65,000	12,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	12,396
Cash dividends	$3,000	8,860
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$43,250	12,364

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.