Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 9,660 |
| Total interest expense | $676,000 | 9,602 |
| Net interest income | $829,000 | 9,601 |
| Provision for loan and lease losses | $539,000 | 1,680 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,994 |
| Total noninterest expense | $598,000 | 9,753 |
| Salaries and employee benefits | $308,000 | 9,897 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $182,000 | 9,643 |
| Pre-tax net operating income | $19,000 | 10,326 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $8,000 | 9,918 |
| Income before extraordinary items | $11,000 | 10,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,000 | 10,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,303 |
| Cash dividends | $6,000 | 7,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,000 | 10,337 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 9,878 |
| Total interest expense | $773,000 | 9,730 |
| Net interest income | $885,000 | 9,868 |
| Provision for loan and lease losses | $281,000 | 2,717 |
| Total noninterest income | $74,000 | 10,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $593,000 | 10,193 |
| Salaries and employee benefits | $338,000 | 10,046 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $176,000 | 10,221 |
| Pre-tax net operating income | $85,000 | 10,446 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $20,000 | 10,197 |
| Income before extraordinary items | $65,000 | 10,491 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $65,000 | 10,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,230 |
| Cash dividends | $22,000 | 8,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $65,000 | 10,443 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 10,397 |
| Total interest expense | $743,000 | 10,147 |
| Net interest income | $827,000 | 10,455 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $82,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $646,000 | 10,382 |
| Salaries and employee benefits | $371,000 | 10,161 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $202,000 | 10,386 |
| Pre-tax net operating income | $249,000 | 10,122 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $171,000 | 10,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $171,000 | 10,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $171,000 | 10,227 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 11,048 |
| Total interest expense | $547,000 | 10,865 |
| Net interest income | $798,000 | 11,064 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $720,000 | 10,615 |
| Salaries and employee benefits | $351,000 | 10,725 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $281,000 | 10,181 |
| Pre-tax net operating income | $163,000 | 11,177 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $114,000 | 11,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $114,000 | 11,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $34,000 | 8,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $114,700 | 11,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 11,531 |
| Total interest expense | $539,000 | 11,479 |
| Net interest income | $826,000 | 11,425 |
| Provision for loan and lease losses | $-19,000 | 12,575 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $666,000 | 11,323 |
| Salaries and employee benefits | $337,000 | 11,285 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $235,000 | 11,256 |
| Pre-tax net operating income | $249,000 | 10,622 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $183,000 | 10,830 |
| Extraordinary gains, net | $-219,000 | 13,066 |
| Net income | $-36,000 | 12,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $183,000 | 10,617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 12,105 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $783,000 | 11,985 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $41,000 | 13,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $639,000 | 11,828 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $220,000 | 11,961 |
| Pre-tax net operating income | $185,000 | 11,215 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $55,000 | 11,116 |
| Income before extraordinary items | $130,000 | 11,542 |
| Extraordinary gains, net | $42,000 | 1,044 |
| Net income | $172,000 | 11,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,000 | 11,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.