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First Bank Richmond, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$67,340,000	729
Total interest expense	$30,104,000	586
Net interest income	$37,236,000	853
Provision for loan and lease losses	$532,000	1,233
Total noninterest income	$5,102,000	1,181
Gross Fiduciary activities income	$792,000	543
Service charges on deposit accounts	$912,000	1,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,398,000	1,162
Total noninterest expense	$29,437,000	904
Salaries and employee benefits	$15,373,000	942
Premises and equipment expense	$2,289,000	1,085
Additional noninterest expense	$3,398,000	1,162
Pre-tax net operating income	$12,369,000	987
Securities gains (losses)	$0	988
Applicable income taxes	$2,025,000	983
Income before extraordinary items	$10,344,000	984
Extraordinary gains, net	$0	54
Net income	$10,344,000	998
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,344,000	987
Net charge-offs	$678,000	642
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$10,344,000	999
2023-09-30 (YTD Data)		Rank
Total interest income	$48,777,000	741
Total interest expense	$20,764,000	588
Net interest income	$28,013,000	855
Provision for loan and lease losses	$228,000	1,546
Total noninterest income	$3,764,000	1,195
Gross Fiduciary activities income	$578,000	540
Service charges on deposit accounts	$669,000	1,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,517,000	1,170
Total noninterest expense	$21,740,000	921
Salaries and employee benefits	$11,411,000	954
Premises and equipment expense	$1,733,000	1,072
Additional noninterest expense	$2,517,000	1,170
Pre-tax net operating income	$9,809,000	979
Securities gains (losses)	$0	849
Applicable income taxes	$1,680,000	939
Income before extraordinary items	$8,129,000	987
Extraordinary gains, net	$0	52
Net income	$8,129,000	991
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,129,000	987
Net charge-offs	$436,000	621
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,129,000	1,005
2023-06-30 (YTD Data)		Rank
Total interest income	$31,381,000	738
Total interest expense	$12,382,000	578
Net interest income	$18,999,000	850
Provision for loan and lease losses	$178,000	1,430
Total noninterest income	$2,493,000	1,136
Gross Fiduciary activities income	$369,000	543
Service charges on deposit accounts	$439,000	1,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,685,000	1,105
Total noninterest expense	$14,063,000	929
Salaries and employee benefits	$7,520,000	963
Premises and equipment expense	$1,162,000	1,058
Additional noninterest expense	$1,685,000	1,104
Pre-tax net operating income	$7,251,000	921
Securities gains (losses)	$0	938
Applicable income taxes	$1,268,000	862
Income before extraordinary items	$5,983,000	918
Extraordinary gains, net	$0	51
Net income	$5,983,000	930
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,983,000	918
Net charge-offs	$137,000	809
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,983,000	930
2023-03-31 (YTD Data)		Rank
Total interest income	$15,174,000	752
Total interest expense	$5,402,000	569
Net interest income	$9,772,000	843
Provision for loan and lease losses	$170,000	969
Total noninterest income	$1,210,000	1,159
Gross Fiduciary activities income	$180,000	563
Service charges on deposit accounts	$215,000	1,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$815,000	1,117
Total noninterest expense	$7,014,000	936
Salaries and employee benefits	$3,745,000	988
Premises and equipment expense	$626,000	1,028
Additional noninterest expense	$815,000	1,117
Pre-tax net operating income	$3,798,000	915
Securities gains (losses)	$0	950
Applicable income taxes	$666,000	870
Income before extraordinary items	$3,132,000	911
Extraordinary gains, net	$0	4
Net income	$3,132,000	909
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,132,000	910
Net charge-offs	$-78,000	4,518
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,132,000	925
2022-12-31 (YTD Data)		Rank
Total interest income	$51,847,000	720
Total interest expense	$10,406,000	440
Net interest income	$41,441,000	795
Provision for loan and lease losses	$600,000	1,102
Total noninterest income	$5,290,000	1,171
Gross Fiduciary activities income	$621,000	591
Service charges on deposit accounts	$842,000	1,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,827,000	1,080
Total noninterest expense	$28,190,000	911
Salaries and employee benefits	$16,277,000	901
Premises and equipment expense	$2,466,000	1,017
Additional noninterest expense	$3,827,000	1,080
Pre-tax net operating income	$17,941,000	820
Securities gains (losses)	$0	691
Applicable income taxes	$3,413,000	767
Income before extraordinary items	$14,528,000	814
Extraordinary gains, net	$0	5
Net income	$14,528,000	815
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,528,000	815
Net charge-offs	$295,000	782
Cash dividends	$20,000,000	292
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$14,528,000	832
2022-09-30 (YTD Data)		Rank
Total interest income	$37,557,000	713
Total interest expense	$6,570,000	374
Net interest income	$30,987,000	790
Provision for loan and lease losses	$600,000	860
Total noninterest income	$3,843,000	1,198
Gross Fiduciary activities income	$452,000	595
Service charges on deposit accounts	$625,000	1,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,766,000	1,127
Total noninterest expense	$20,701,000	918
Salaries and employee benefits	$12,038,000	902
Premises and equipment expense	$1,784,000	1,040
Additional noninterest expense	$2,766,000	1,127
Pre-tax net operating income	$13,529,000	824
Securities gains (losses)	$0	740
Applicable income taxes	$2,579,000	767
Income before extraordinary items	$10,950,000	821
Extraordinary gains, net	$0	4
Net income	$10,950,000	821
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,950,000	821
Net charge-offs	$152,000	780
Cash dividends	$20,000,000	227
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,950,000	837
2022-06-30 (YTD Data)		Rank
Total interest income	$24,389,000	699
Total interest expense	$3,862,000	324
Net interest income	$20,527,000	761
Provision for loan and lease losses	$400,000	782
Total noninterest income	$2,555,000	1,187
Gross Fiduciary activities income	$303,000	555
Service charges on deposit accounts	$413,000	1,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,839,000	1,154
Total noninterest expense	$13,296,000	929
Salaries and employee benefits	$7,872,000	903
Premises and equipment expense	$1,202,000	1,024
Additional noninterest expense	$4,222,000	891
Pre-tax net operating income	$9,386,000	752
Securities gains (losses)	$0	687
Applicable income taxes	$1,817,000	698
Income before extraordinary items	$7,569,000	751
Extraordinary gains, net	$0	4
Net income	$7,569,000	751
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,569,000	751
Net charge-offs	$127,000	654
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,569,000	766
2022-03-31 (YTD Data)		Rank
Total interest income	$11,942,000	693
Total interest expense	$1,923,000	298
Net interest income	$10,019,000	752
Provision for loan and lease losses	$200,000	654
Total noninterest income	$1,235,000	1,215
Gross Fiduciary activities income	$151,000	564
Service charges on deposit accounts	$200,000	1,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$884,000	1,166
Total noninterest expense	$6,720,000	927
Salaries and employee benefits	$3,900,000	917
Premises and equipment expense	$602,000	1,035
Additional noninterest expense	$2,218,000	844
Pre-tax net operating income	$4,334,000	769
Securities gains (losses)	$0	623
Applicable income taxes	$774,000	759
Income before extraordinary items	$3,560,000	769
Extraordinary gains, net	$0	4
Net income	$3,560,000	769
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,560,000	769
Net charge-offs	$-9,000	3,881
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,560,000	776
2021-12-31 (YTD Data)		Rank
Total interest income	$45,900,000	734
Total interest expense	$7,743,000	363
Net interest income	$38,157,000	801
Provision for loan and lease losses	$1,430,000	414
Total noninterest income	$5,805,000	1,195
Gross Fiduciary activities income	$578,000	559
Service charges on deposit accounts	$744,000	1,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,483,000	1,153
Total noninterest expense	$26,143,000	951
Salaries and employee benefits	$15,482,000	912
Premises and equipment expense	$2,255,000	1,090
Additional noninterest expense	$8,406,000	892
Pre-tax net operating income	$16,389,000	881
Securities gains (losses)	$56,000	1,077
Applicable income taxes	$3,074,000	850
Income before extraordinary items	$13,371,000	907
Extraordinary gains, net	$0	10
Net income	$13,371,000	908
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,371,000	908
Net charge-offs	$-92,000	4,332
Cash dividends	$10,000,000	476
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,325,640	896
2021-09-30 (YTD Data)		Rank
Total interest income	$33,896,000	753
Total interest expense	$5,783,000	379
Net interest income	$28,113,000	830
Provision for loan and lease losses	$1,430,000	307
Total noninterest income	$4,604,000	1,163
Gross Fiduciary activities income	$437,000	553
Service charges on deposit accounts	$528,000	1,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,639,000	1,114
Total noninterest expense	$18,976,000	981
Salaries and employee benefits	$11,048,000	961
Premises and equipment expense	$1,719,000	1,085
Additional noninterest expense	$6,209,000	908
Pre-tax net operating income	$12,311,000	909
Securities gains (losses)	$56,000	1,015
Applicable income taxes	$2,353,000	888
Income before extraordinary items	$10,014,000	949
Extraordinary gains, net	$0	8
Net income	$10,014,000	948
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,014,000	949
Net charge-offs	$167,000	863
Cash dividends	$10,000,000	378
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,968,640	938
2021-06-30 (YTD Data)		Rank
Total interest income	$21,993,000	762
Total interest expense	$3,823,000	405
Net interest income	$18,170,000	844
Provision for loan and lease losses	$930,000	338
Total noninterest income	$3,381,000	1,103
Gross Fiduciary activities income	$291,000	555
Service charges on deposit accounts	$326,000	1,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,764,000	1,034
Total noninterest expense	$12,636,000	974
Salaries and employee benefits	$7,355,000	951
Premises and equipment expense	$1,135,000	1,086
Additional noninterest expense	$4,146,000	897
Pre-tax net operating income	$7,985,000	918
Securities gains (losses)	$38,000	979
Applicable income taxes	$1,547,000	876
Income before extraordinary items	$6,476,000	969
Extraordinary gains, net	$0	6
Net income	$6,476,000	969
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,476,000	969
Net charge-offs	$85,000	973
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,445,220	949
2021-03-31 (YTD Data)		Rank
Total interest income	$10,882,000	771
Total interest expense	$1,891,000	433
Net interest income	$8,991,000	839
Provision for loan and lease losses	$400,000	436
Total noninterest income	$1,656,000	1,121
Gross Fiduciary activities income	$144,000	559
Service charges on deposit accounts	$158,000	1,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,354,000	1,047
Total noninterest expense	$6,356,000	959
Salaries and employee benefits	$3,706,000	937
Premises and equipment expense	$598,000	1,040
Additional noninterest expense	$2,052,000	877
Pre-tax net operating income	$3,891,000	934
Securities gains (losses)	$0	1,392
Applicable income taxes	$753,000	872
Income before extraordinary items	$3,138,000	977
Extraordinary gains, net	$0	3
Net income	$3,138,000	977
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,138,000	977
Net charge-offs	$27,000	1,045
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,138,000	956
2020-12-31 (YTD Data)		Rank
Total interest income	$42,860,000	781
Total interest expense	$9,463,000	529
Net interest income	$33,397,000	856
Provision for loan and lease losses	$3,770,000	695
Total noninterest income	$6,996,000	1,018
Gross Fiduciary activities income	$503,000	571
Service charges on deposit accounts	$615,000	1,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,878,000	914
Total noninterest expense	$22,852,000	1,015
Salaries and employee benefits	$13,436,000	987
Premises and equipment expense	$2,195,000	1,083
Additional noninterest expense	$7,221,000	964
Pre-tax net operating income	$13,771,000	807
Securities gains (losses)	$196,000	1,043
Applicable income taxes	$2,849,000	723
Income before extraordinary items	$11,118,000	870
Extraordinary gains, net	$0	4
Net income	$11,118,000	870
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,118,000	870
Net charge-offs	$273,000	1,343
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,961,200	841
2020-09-30 (YTD Data)		Rank
Total interest income	$31,870,000	790
Total interest expense	$7,407,000	540
Net interest income	$24,463,000	864
Provision for loan and lease losses	$2,830,000	720
Total noninterest income	$5,022,000	1,020
Gross Fiduciary activities income	$388,000	565
Service charges on deposit accounts	$427,000	1,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,207,000	905
Total noninterest expense	$16,920,000	1,011
Salaries and employee benefits	$9,899,000	988
Premises and equipment expense	$1,638,000	1,083
Additional noninterest expense	$5,383,000	952
Pre-tax net operating income	$9,735,000	819
Securities gains (losses)	$196,000	900
Applicable income taxes	$2,040,000	721
Income before extraordinary items	$7,891,000	872
Extraordinary gains, net	$0	4
Net income	$7,891,000	872
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,891,000	872
Net charge-offs	$110,000	1,607
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,736,160	856
2020-06-30 (YTD Data)		Rank
Total interest income	$21,122,000	800
Total interest expense	$5,079,000	572
Net interest income	$16,043,000	879
Provision for loan and lease losses	$1,530,000	846
Total noninterest income	$3,027,000	1,039
Gross Fiduciary activities income	$260,000	569
Service charges on deposit accounts	$303,000	1,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,464,000	932
Total noninterest expense	$11,048,000	1,013
Salaries and employee benefits	$6,404,000	1,008
Premises and equipment expense	$1,054,000	1,115
Additional noninterest expense	$3,590,000	950
Pre-tax net operating income	$6,492,000	740
Securities gains (losses)	$79,000	1,087
Applicable income taxes	$1,371,000	647
Income before extraordinary items	$5,200,000	825
Extraordinary gains, net	$0	4
Net income	$5,200,000	825
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,200,000	825
Net charge-offs	$98,000	1,368
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,137,590	792
2020-03-31 (YTD Data)		Rank
Total interest income	$10,522,000	807
Total interest expense	$2,581,000	627
Net interest income	$7,941,000	870
Provision for loan and lease losses	$210,000	1,405
Total noninterest income	$899,000	1,377
Gross Fiduciary activities income	$129,000	571
Service charges on deposit accounts	$223,000	1,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	1,428
Total noninterest expense	$5,514,000	1,025
Salaries and employee benefits	$3,248,000	1,002
Premises and equipment expense	$519,000	1,155
Additional noninterest expense	$1,747,000	986
Pre-tax net operating income	$3,116,000	707
Securities gains (losses)	$69,000	735
Applicable income taxes	$675,000	599
Income before extraordinary items	$2,510,000	765
Extraordinary gains, net	$0	4
Net income	$2,510,000	765
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,510,000	765
Net charge-offs	$-7,000	4,334
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,455,490	766
2019-12-31 (YTD Data)		Rank
Total interest income	$41,849,000	816
Total interest expense	$11,185,000	624
Net interest income	$30,664,000	886
Provision for loan and lease losses	$2,600,000	426
Total noninterest income	$4,283,000	1,240
Gross Fiduciary activities income	$440,000	589
Service charges on deposit accounts	$974,000	1,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,869,000	1,231
Total noninterest expense	$42,743,000	550
Salaries and employee benefits	$32,996,000	406
Premises and equipment expense	$2,039,000	1,154
Additional noninterest expense	$7,708,000	879
Pre-tax net operating income	$-10,396,000	5,182
Securities gains (losses)	$99,000	940
Applicable income taxes	$-3,246,000	5,172
Income before extraordinary items	$-7,051,000	5,171
Extraordinary gains, net	$0	11
Net income	$-7,051,000	5,171
Minority interest net income	$0	76
Net income of bank and minority interests.	$-7,051,000	5,171
Net charge-offs	$1,111,000	622
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-7,129,210	5,170
2019-09-30 (YTD Data)		Rank
Total interest income	$31,191,000	824
Total interest expense	$8,459,000	627
Net interest income	$22,732,000	897
Provision for loan and lease losses	$1,715,000	459
Total noninterest income	$3,432,000	1,188
Gross Fiduciary activities income	$320,000	590
Service charges on deposit accounts	$713,000	1,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,399,000	1,139
Total noninterest expense	$17,740,000	942
Salaries and employee benefits	$10,672,000	897
Premises and equipment expense	$1,471,000	1,200
Additional noninterest expense	$5,597,000	900
Pre-tax net operating income	$6,709,000	1,166
Securities gains (losses)	$84,000	861
Applicable income taxes	$1,396,000	976
Income before extraordinary items	$5,397,000	1,236
Extraordinary gains, net	$0	11
Net income	$5,397,000	1,238
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,397,000	1,238
Net charge-offs	$419,000	839
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,330,640	1,218
2019-06-30 (YTD Data)		Rank
Total interest income	$20,196,000	843
Total interest expense	$5,625,000	618
Net interest income	$14,571,000	923
Provision for loan and lease losses	$1,010,000	485
Total noninterest income	$2,164,000	1,206
Gross Fiduciary activities income	$215,000	598
Service charges on deposit accounts	$458,000	1,197
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,491,000	1,167
Total noninterest expense	$11,523,000	959
Salaries and employee benefits	$6,915,000	917
Premises and equipment expense	$972,000	1,212
Additional noninterest expense	$3,636,000	940
Pre-tax net operating income	$4,202,000	1,183
Securities gains (losses)	$62,000	679
Applicable income taxes	$871,000	993
Income before extraordinary items	$3,393,000	1,265
Extraordinary gains, net	$0	11
Net income	$3,393,000	1,265
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,393,000	1,265
Net charge-offs	$329,000	743
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,343,400	1,262
2019-03-31 (YTD Data)		Rank
Total interest income	$9,825,000	865
Total interest expense	$2,674,000	629
Net interest income	$7,151,000	937
Provision for loan and lease losses	$525,000	459
Total noninterest income	$1,068,000	1,183
Gross Fiduciary activities income	$97,000	622
Service charges on deposit accounts	$220,000	1,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$751,000	1,107
Total noninterest expense	$5,702,000	968
Salaries and employee benefits	$3,382,000	940
Premises and equipment expense	$509,000	1,175
Additional noninterest expense	$1,811,000	919
Pre-tax net operating income	$1,992,000	1,217
Securities gains (losses)	$25,000	528
Applicable income taxes	$406,000	1,035
Income before extraordinary items	$1,611,000	1,290
Extraordinary gains, net	$0	5
Net income	$1,611,000	1,289
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,611,000	1,289
Net charge-offs	$289,000	488
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,591,000	1,285
2018-12-31 (YTD Data)		Rank
Total interest income	$35,131,000	894
Total interest expense	$7,886,000	641
Net interest income	$27,245,000	958
Provision for loan and lease losses	$1,680,000	580
Total noninterest income	$4,506,000	1,163
Gross Fiduciary activities income	$385,000	629
Service charges on deposit accounts	$1,060,000	1,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,061,000	1,126
Total noninterest expense	$22,692,000	962
Salaries and employee benefits	$13,451,000	913
Premises and equipment expense	$1,948,000	1,206
Additional noninterest expense	$7,293,000	921
Pre-tax net operating income	$7,379,000	1,298
Securities gains (losses)	$18,000	598
Applicable income taxes	$1,391,000	1,102
Income before extraordinary items	$6,006,000	1,357
Extraordinary gains, net	$0	6
Net income	$6,006,000	1,355
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,006,000	1,356
Net charge-offs	$880,000	662
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,991,420	1,349
2018-09-30 (YTD Data)		Rank
Total interest income	$25,676,000	907
Total interest expense	$5,526,000	644
Net interest income	$20,150,000	967
Provision for loan and lease losses	$1,350,000	513
Total noninterest income	$2,863,000	1,319
Gross Fiduciary activities income	$286,000	624
Service charges on deposit accounts	$777,000	1,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,800,000	1,344
Total noninterest expense	$16,316,000	987
Salaries and employee benefits	$10,011,000	925
Premises and equipment expense	$1,413,000	1,238
Additional noninterest expense	$4,892,000	1,016
Pre-tax net operating income	$5,347,000	1,341
Securities gains (losses)	$14,000	640
Applicable income taxes	$1,055,000	1,125
Income before extraordinary items	$4,306,000	1,407
Extraordinary gains, net	$0	5
Net income	$4,306,000	1,406
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,306,000	1,406
Net charge-offs	$522,000	698
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,294,800	1,399
2018-06-30 (YTD Data)		Rank
Total interest income	$16,726,000	920
Total interest expense	$3,459,000	641
Net interest income	$13,267,000	974
Provision for loan and lease losses	$900,000	507
Total noninterest income	$1,827,000	1,364
Gross Fiduciary activities income	$188,000	630
Service charges on deposit accounts	$508,000	1,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,131,000	1,411
Total noninterest expense	$10,886,000	991
Salaries and employee benefits	$6,681,000	924
Premises and equipment expense	$959,000	1,222
Additional noninterest expense	$3,246,000	1,012
Pre-tax net operating income	$3,308,000	1,409
Securities gains (losses)	$13,000	554
Applicable income taxes	$654,000	1,168
Income before extraordinary items	$2,667,000	1,488
Extraordinary gains, net	$0	6
Net income	$2,667,000	1,487
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,667,000	1,487
Net charge-offs	$67,000	1,566
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,656,600	1,478
2018-03-31 (YTD Data)		Rank
Total interest income	$8,163,000	923
Total interest expense	$1,642,000	628
Net interest income	$6,521,000	983
Provision for loan and lease losses	$450,000	507
Total noninterest income	$854,000	1,420
Gross Fiduciary activities income	$93,000	632
Service charges on deposit accounts	$245,000	1,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$516,000	1,457
Total noninterest expense	$5,409,000	1,003
Salaries and employee benefits	$3,320,000	940
Premises and equipment expense	$499,000	1,202
Additional noninterest expense	$1,590,000	1,018
Pre-tax net operating income	$1,516,000	1,470
Securities gains (losses)	$1,000	666
Applicable income taxes	$292,000	1,245
Income before extraordinary items	$1,225,000	1,564
Extraordinary gains, net	$0	7
Net income	$1,225,000	1,563
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,225,000	1,564
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,224,190	1,554
2017-12-31 (YTD Data)		Rank
Total interest income	$29,090,000	985
Total interest expense	$5,332,000	640
Net interest income	$23,758,000	1,053
Provision for loan and lease losses	$1,370,000	697
Total noninterest income	$4,046,000	1,274
Gross Fiduciary activities income	$374,000	637
Service charges on deposit accounts	$1,078,000	1,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,594,000	1,292
Total noninterest expense	$20,625,000	1,031
Salaries and employee benefits	$12,441,000	958
Premises and equipment expense	$1,774,000	1,309
Additional noninterest expense	$6,410,000	1,013
Pre-tax net operating income	$5,809,000	1,505
Securities gains (losses)	$98,000	633
Applicable income taxes	$2,750,000	1,027
Income before extraordinary items	$3,157,000	1,949
Extraordinary gains, net	$0	9
Net income	$3,157,000	1,948
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,157,000	1,949
Net charge-offs	$1,964,000	406
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,094,280	1,956
2017-09-30 (YTD Data)		Rank
Total interest income	$21,369,000	1,004
Total interest expense	$3,825,000	650
Net interest income	$17,544,000	1,067
Provision for loan and lease losses	$1,040,000	668
Total noninterest income	$2,925,000	1,331
Gross Fiduciary activities income	$280,000	637
Service charges on deposit accounts	$810,000	1,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,835,000	1,359
Total noninterest expense	$15,455,000	1,033
Salaries and employee benefits	$9,389,000	957
Premises and equipment expense	$1,317,000	1,332
Additional noninterest expense	$4,749,000	1,018
Pre-tax net operating income	$3,974,000	1,650
Securities gains (losses)	$86,000	643
Applicable income taxes	$988,000	1,473
Income before extraordinary items	$3,072,000	1,709
Extraordinary gains, net	$0	9
Net income	$3,072,000	1,710
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,072,000	1,710
Net charge-offs	$351,000	1,025
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,006,640	1,712
2017-06-30 (YTD Data)		Rank
Total interest income	$13,924,000	1,019
Total interest expense	$2,417,000	663
Net interest income	$11,507,000	1,080
Provision for loan and lease losses	$660,000	691
Total noninterest income	$1,755,000	1,436
Gross Fiduciary activities income	$189,000	636
Service charges on deposit accounts	$515,000	1,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,051,000	1,495
Total noninterest expense	$10,244,000	1,049
Salaries and employee benefits	$6,262,000	962
Premises and equipment expense	$883,000	1,331
Additional noninterest expense	$3,099,000	1,043
Pre-tax net operating income	$2,358,000	1,788
Securities gains (losses)	$65,000	560
Applicable income taxes	$508,000	1,679
Income before extraordinary items	$1,915,000	1,760
Extraordinary gains, net	$0	11
Net income	$1,915,000	1,760
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,915,000	1,760
Net charge-offs	$321,000	796
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,863,650	1,782
2017-03-31 (YTD Data)		Rank
Total interest income	$6,772,000	1,034
Total interest expense	$1,163,000	675
Net interest income	$5,609,000	1,098
Provision for loan and lease losses	$330,000	620
Total noninterest income	$811,000	1,493
Gross Fiduciary activities income	$91,000	649
Service charges on deposit accounts	$248,000	1,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$472,000	1,579
Total noninterest expense	$5,095,000	1,060
Salaries and employee benefits	$3,128,000	974
Premises and equipment expense	$476,000	1,243
Additional noninterest expense	$1,491,000	1,074
Pre-tax net operating income	$995,000	1,967
Securities gains (losses)	$56,000	325
Applicable income taxes	$200,000	1,870
Income before extraordinary items	$851,000	1,882
Extraordinary gains, net	$0	8
Net income	$851,000	1,882
Minority interest net income	$0	55
Net income of bank and minority interests.	$851,000	1,882
Net charge-offs	$130,000	777
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$805,640	1,936
2016-12-31 (YTD Data)		Rank
Total interest income	$26,456,000	1,023
Total interest expense	$4,123,000	715
Net interest income	$22,333,000	1,060
Provision for loan and lease losses	$1,155,000	811
Total noninterest income	$4,149,000	1,300
Gross Fiduciary activities income	$382,000	645
Service charges on deposit accounts	$1,140,000	1,077
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,627,000	1,324
Total noninterest expense	$21,240,000	1,000
Salaries and employee benefits	$12,176,000	963
Premises and equipment expense	$1,726,000	1,338
Additional noninterest expense	$7,338,000	904
Pre-tax net operating income	$4,087,000	1,910
Securities gains (losses)	$339,000	598
Applicable income taxes	$1,054,000	1,585
Income before extraordinary items	$3,372,000	1,905
Extraordinary gains, net	$0	5
Net income	$3,372,000	1,904
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,372,000	1,904
Net charge-offs	$1,007,000	658
Cash dividends	$76,000	4,044
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,114,360	1,988
2016-09-30 (YTD Data)		Rank
Total interest income	$16,036,000	1,229
Total interest expense	$2,526,000	865
Net interest income	$13,510,000	1,295
Provision for loan and lease losses	$900,000	743
Total noninterest income	$2,276,000	1,632
Gross Fiduciary activities income	$287,000	635
Service charges on deposit accounts	$617,000	1,406
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,372,000	1,679
Total noninterest expense	$12,002,000	1,256
Salaries and employee benefits	$7,236,000	1,184
Premises and equipment expense	$994,000	1,710
Additional noninterest expense	$3,772,000	1,257
Pre-tax net operating income	$2,884,000	2,013
Securities gains (losses)	$100,000	1,255
Applicable income taxes	$809,000	1,611
Income before extraordinary items	$2,175,000	2,205
Extraordinary gains, net	$0	5
Net income	$2,175,000	2,204
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,175,000	2,205
Net charge-offs	$692,000	628
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,102,000	2,196
2016-06-30 (YTD Data)		Rank
Total interest income	$10,712,000	1,230
Total interest expense	$1,641,000	887
Net interest income	$9,071,000	1,286
Provision for loan and lease losses	$600,000	726
Total noninterest income	$1,483,000	1,636
Gross Fiduciary activities income	$192,000	650
Service charges on deposit accounts	$414,000	1,389
Trading account gains and fees	$0	157
Additional Noninterest Income	$877,000	1,701
Total noninterest expense	$8,016,000	1,254
Salaries and employee benefits	$4,816,000	1,188
Premises and equipment expense	$659,000	1,709
Additional noninterest expense	$2,541,000	1,250
Pre-tax net operating income	$1,938,000	1,993
Securities gains (losses)	$89,000	1,037
Applicable income taxes	$555,000	1,562
Income before extraordinary items	$1,472,000	2,171
Extraordinary gains, net	$0	16
Net income	$1,472,000	2,170
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,472,000	2,170
Net charge-offs	$43,000	2,261
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,407,030	2,165
2016-03-31 (YTD Data)		Rank
Total interest income	$5,321,000	1,232
Total interest expense	$795,000	913
Net interest income	$4,526,000	1,281
Provision for loan and lease losses	$300,000	670
Total noninterest income	$551,000	1,938
Gross Fiduciary activities income	$90,000	657
Service charges on deposit accounts	$206,000	1,399
Trading account gains and fees	$0	142
Additional Noninterest Income	$255,000	2,313
Total noninterest expense	$3,955,000	1,278
Salaries and employee benefits	$2,370,000	1,216
Premises and equipment expense	$331,000	1,725
Additional noninterest expense	$1,254,000	1,256
Pre-tax net operating income	$822,000	2,225
Securities gains (losses)	$17,000	1,296
Applicable income taxes	$206,000	1,814
Income before extraordinary items	$633,000	2,364
Extraordinary gains, net	$0	12
Net income	$633,000	2,364
Minority interest net income	$0	62
Net income of bank and minority interests.	$633,000	2,364
Net charge-offs	$125,000	893
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$620,250	2,344
2015-12-31 (YTD Data)		Rank
Total interest income	$20,433,000	1,250
Total interest expense	$2,872,000	985
Net interest income	$17,561,000	1,290
Provision for loan and lease losses	$830,000	947
Total noninterest income	$2,853,000	1,662
Gross Fiduciary activities income	$395,000	647
Service charges on deposit accounts	$902,000	1,330
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,556,000	1,811
Total noninterest expense	$16,132,000	1,232
Salaries and employee benefits	$9,187,000	1,218
Premises and equipment expense	$1,201,000	1,893
Additional noninterest expense	$5,744,000	1,127
Pre-tax net operating income	$3,452,000	2,087
Securities gains (losses)	$157,000	884
Applicable income taxes	$1,008,000	1,581
Income before extraordinary items	$2,601,000	2,270
Extraordinary gains, net	$0	23
Net income	$2,601,000	2,270
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,601,000	2,271
Net charge-offs	$1,531,000	486
Cash dividends	$750,000	2,459
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,487,960	2,316
2015-09-30 (YTD Data)		Rank
Total interest income	$15,077,000	1,273
Total interest expense	$2,152,000	991
Net interest income	$12,925,000	1,318
Provision for loan and lease losses	$600,000	892
Total noninterest income	$2,041,000	1,726
Gross Fiduciary activities income	$284,000	654
Service charges on deposit accounts	$669,000	1,353
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,088,000	1,914
Total noninterest expense	$11,723,000	1,272
Salaries and employee benefits	$6,852,000	1,226
Premises and equipment expense	$910,000	1,884
Additional noninterest expense	$3,961,000	1,220
Pre-tax net operating income	$2,643,000	2,115
Securities gains (losses)	$144,000	808
Applicable income taxes	$841,000	1,541
Income before extraordinary items	$1,946,000	2,312
Extraordinary gains, net	$0	21
Net income	$1,946,000	2,313
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,946,000	2,313
Net charge-offs	$1,432,000	362
Cash dividends	$750,000	1,886
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,845,200	2,362
2015-06-30 (YTD Data)		Rank
Total interest income	$9,953,000	1,288
Total interest expense	$1,423,000	1,009
Net interest income	$8,530,000	1,326
Provision for loan and lease losses	$450,000	841
Total noninterest income	$1,340,000	1,755
Gross Fiduciary activities income	$189,000	666
Service charges on deposit accounts	$440,000	1,359
Trading account gains and fees	$0	157
Additional Noninterest Income	$711,000	1,945
Total noninterest expense	$7,705,000	1,289
Salaries and employee benefits	$4,500,000	1,243
Premises and equipment expense	$607,000	1,896
Additional noninterest expense	$2,598,000	1,231
Pre-tax net operating income	$1,715,000	2,135
Securities gains (losses)	$125,000	729
Applicable income taxes	$562,000	1,519
Income before extraordinary items	$1,278,000	2,317
Extraordinary gains, net	$0	22
Net income	$1,278,000	2,319
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,278,000	2,319
Net charge-offs	$983,000	359
Cash dividends	$750,000	1,515
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,191,750	2,391
2015-03-31 (YTD Data)		Rank
Total interest income	$4,976,000	1,276
Total interest expense	$717,000	1,008
Net interest income	$4,259,000	1,326
Provision for loan and lease losses	$225,000	816
Total noninterest income	$635,000	1,808
Gross Fiduciary activities income	$85,000	676
Service charges on deposit accounts	$207,000	1,403
Trading account gains and fees	$0	152
Additional Noninterest Income	$343,000	1,943
Total noninterest expense	$3,950,000	1,268
Salaries and employee benefits	$2,284,000	1,225
Premises and equipment expense	$313,000	1,858
Additional noninterest expense	$1,353,000	1,173
Pre-tax net operating income	$719,000	2,381
Securities gains (losses)	$112,000	548
Applicable income taxes	$250,000	1,606
Income before extraordinary items	$581,000	2,447
Extraordinary gains, net	$0	13
Net income	$581,000	2,450
Minority interest net income	$0	64
Net income of bank and minority interests.	$581,000	2,449
Net charge-offs	$472,000	376
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$502,600	2,638
2014-12-31 (YTD Data)		Rank
Total interest income	$20,773,000	1,214
Total interest expense	$3,191,000	943
Net interest income	$17,582,000	1,273
Provision for loan and lease losses	$1,800,000	515
Total noninterest income	$2,914,000	1,609
Gross Fiduciary activities income	$325,000	693
Service charges on deposit accounts	$976,000	1,321
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,613,000	1,692
Total noninterest expense	$16,036,000	1,240
Salaries and employee benefits	$8,908,000	1,221
Premises and equipment expense	$1,235,000	1,875
Additional noninterest expense	$5,893,000	1,116
Pre-tax net operating income	$2,660,000	2,470
Securities gains (losses)	$289,000	620
Applicable income taxes	$879,000	1,686
Income before extraordinary items	$2,070,000	2,636
Extraordinary gains, net	$0	17
Net income	$2,070,000	2,634
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,070,000	2,636
Net charge-offs	$2,321,000	439
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,867,700	2,790
2014-09-30 (YTD Data)		Rank
Total interest income	$15,749,000	1,216
Total interest expense	$2,447,000	927
Net interest income	$13,302,000	1,264
Provision for loan and lease losses	$1,500,000	449
Total noninterest income	$2,262,000	1,566
Gross Fiduciary activities income	$234,000	694
Service charges on deposit accounts	$737,000	1,323
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,291,000	1,630
Total noninterest expense	$12,009,000	1,248
Salaries and employee benefits	$6,723,000	1,201
Premises and equipment expense	$944,000	1,851
Additional noninterest expense	$4,342,000	1,138
Pre-tax net operating income	$2,055,000	2,469
Securities gains (losses)	$224,000	598
Applicable income taxes	$687,000	1,666
Income before extraordinary items	$1,592,000	2,620
Extraordinary gains, net	$0	15
Net income	$1,592,000	2,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,592,000	2,620
Net charge-offs	$1,796,000	413
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,435,200	2,763
2014-06-30 (YTD Data)		Rank
Total interest income	$10,613,000	1,204
Total interest expense	$1,643,000	925
Net interest income	$8,970,000	1,243
Provision for loan and lease losses	$1,160,000	403
Total noninterest income	$1,664,000	1,445
Gross Fiduciary activities income	$159,000	689
Service charges on deposit accounts	$477,000	1,338
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,028,000	1,420
Total noninterest expense	$8,150,000	1,233
Salaries and employee benefits	$4,507,000	1,197
Premises and equipment expense	$647,000	1,828
Additional noninterest expense	$2,996,000	1,086
Pre-tax net operating income	$1,324,000	2,461
Securities gains (losses)	$174,000	529
Applicable income taxes	$453,000	1,636
Income before extraordinary items	$1,045,000	2,569
Extraordinary gains, net	$0	20
Net income	$1,045,000	2,572
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,045,000	2,573
Net charge-offs	$1,918,000	298
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$923,200	2,757
2014-03-31 (YTD Data)		Rank
Total interest income	$5,389,000	1,187
Total interest expense	$838,000	917
Net interest income	$4,551,000	1,229
Provision for loan and lease losses	$420,000	528
Total noninterest income	$668,000	1,646
Gross Fiduciary activities income	$72,000	715
Service charges on deposit accounts	$222,000	1,416
Trading account gains and fees	$0	147
Additional Noninterest Income	$374,000	1,737
Total noninterest expense	$4,277,000	1,191
Salaries and employee benefits	$2,249,000	1,225
Premises and equipment expense	$341,000	1,763
Additional noninterest expense	$1,687,000	948
Pre-tax net operating income	$522,000	2,816
Securities gains (losses)	$133,000	356
Applicable income taxes	$187,000	1,792
Income before extraordinary items	$468,000	2,696
Extraordinary gains, net	$0	16
Net income	$468,000	2,699
Minority interest net income	$0	66
Net income of bank and minority interests.	$468,000	2,699
Net charge-offs	$68,000	1,622
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$373,570	3,112
2013-12-31 (YTD Data)		Rank
Total interest income	$21,074,000	1,218
Total interest expense	$4,344,000	765
Net interest income	$16,730,000	1,304
Provision for loan and lease losses	$2,600,000	505
Total noninterest income	$2,800,000	1,690
Gross Fiduciary activities income	$286,000	714
Service charges on deposit accounts	$989,000	1,375
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,525,000	1,824
Total noninterest expense	$15,698,000	1,270
Salaries and employee benefits	$8,126,000	1,308
Premises and equipment expense	$1,270,000	1,821
Additional noninterest expense	$6,302,000	1,070
Pre-tax net operating income	$1,232,000	3,733
Securities gains (losses)	$92,000	1,385
Applicable income taxes	$246,000	2,793
Income before extraordinary items	$1,078,000	3,753
Extraordinary gains, net	$0	29
Net income	$1,078,000	3,757
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,078,000	3,757
Net charge-offs	$4,130,000	398
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,003,480	3,836
2013-09-30 (YTD Data)		Rank
Total interest income	$15,738,000	1,227
Total interest expense	$3,469,000	750
Net interest income	$12,269,000	1,332
Provision for loan and lease losses	$2,000,000	497
Total noninterest income	$2,068,000	1,749
Gross Fiduciary activities income	$217,000	706
Service charges on deposit accounts	$738,000	1,393
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,113,000	1,905
Total noninterest expense	$11,501,000	1,298
Salaries and employee benefits	$5,940,000	1,345
Premises and equipment expense	$960,000	1,826
Additional noninterest expense	$4,601,000	1,096
Pre-tax net operating income	$836,000	3,989
Securities gains (losses)	$85,000	1,331
Applicable income taxes	$145,000	3,047
Income before extraordinary items	$776,000	3,877
Extraordinary gains, net	$0	25
Net income	$776,000	3,880
Minority interest net income	$0	84
Net income of bank and minority interests.	$776,000	3,880
Net charge-offs	$2,966,000	431
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$704,600	3,988
2013-06-30 (YTD Data)		Rank
Total interest income	$10,560,000	1,210
Total interest expense	$2,392,000	746
Net interest income	$8,168,000	1,318
Provision for loan and lease losses	$1,400,000	506
Total noninterest income	$1,181,000	1,996
Gross Fiduciary activities income	$156,000	697
Service charges on deposit accounts	$473,000	1,409
Trading account gains and fees	$0	157
Additional Noninterest Income	$552,000	2,341
Total noninterest expense	$7,495,000	1,332
Salaries and employee benefits	$3,789,000	1,389
Premises and equipment expense	$634,000	1,834
Additional noninterest expense	$3,072,000	1,100
Pre-tax net operating income	$454,000	4,299
Securities gains (losses)	$82,000	1,233
Applicable income taxes	$63,000	3,358
Income before extraordinary items	$473,000	4,040
Extraordinary gains, net	$0	22
Net income	$473,000	4,042
Minority interest net income	$0	82
Net income of bank and minority interests.	$473,000	4,043
Net charge-offs	$2,180,000	417
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$400,840	4,207
2013-03-31 (YTD Data)		Rank
Total interest income	$5,275,000	1,214
Total interest expense	$1,262,000	735
Net interest income	$4,013,000	1,343
Provision for loan and lease losses	$600,000	594
Total noninterest income	$480,000	2,287
Gross Fiduciary activities income	$59,000	756
Service charges on deposit accounts	$222,000	1,480
Trading account gains and fees	$0	148
Additional Noninterest Income	$199,000	2,785
Total noninterest expense	$3,790,000	1,329
Salaries and employee benefits	$1,893,000	1,405
Premises and equipment expense	$321,000	1,856
Additional noninterest expense	$1,576,000	1,064
Pre-tax net operating income	$103,000	5,292
Securities gains (losses)	$43,000	987
Applicable income taxes	$-18,000	6,785
Income before extraordinary items	$164,000	4,599
Extraordinary gains, net	$0	10
Net income	$164,000	4,600
Minority interest net income	$0	76
Net income of bank and minority interests.	$164,000	4,601
Net charge-offs	$295,000	1,068
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$121,000	4,906
2012-12-31 (YTD Data)		Rank
Total interest income	$23,729,000	1,129
Total interest expense	$6,215,000	689
Net interest income	$17,514,000	1,254
Provision for loan and lease losses	$2,898,000	793
Total noninterest income	$4,360,000	1,252
Gross Fiduciary activities income	$293,000	710
Service charges on deposit accounts	$1,041,000	1,376
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,026,000	1,154
Total noninterest expense	$16,503,000	1,227
Salaries and employee benefits	$8,667,000	1,217
Premises and equipment expense	$1,256,000	1,873
Additional noninterest expense	$6,580,000	1,057
Pre-tax net operating income	$2,473,000	2,426
Securities gains (losses)	$381,000	1,156
Applicable income taxes	$807,000	1,684
Income before extraordinary items	$2,047,000	2,540
Extraordinary gains, net	$0	29
Net income	$2,047,000	2,542
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,047,000	2,541
Net charge-offs	$5,540,000	532
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,772,680	2,695
2012-09-30 (YTD Data)		Rank
Total interest income	$18,251,000	1,118
Total interest expense	$4,778,000	703
Net interest income	$13,473,000	1,241
Provision for loan and lease losses	$2,298,000	763
Total noninterest income	$3,497,000	1,194
Gross Fiduciary activities income	$232,000	696
Service charges on deposit accounts	$754,000	1,421
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,511,000	1,071
Total noninterest expense	$12,614,000	1,205
Salaries and employee benefits	$6,631,000	1,189
Premises and equipment expense	$961,000	1,854
Additional noninterest expense	$5,022,000	1,030
Pre-tax net operating income	$2,058,000	2,313
Securities gains (losses)	$379,000	924
Applicable income taxes	$724,000	1,542
Income before extraordinary items	$1,713,000	2,404
Extraordinary gains, net	$0	20
Net income	$1,713,000	2,405
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,713,000	2,405
Net charge-offs	$3,589,000	589
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,447,700	2,576
2012-06-30 (YTD Data)		Rank
Total interest income	$11,999,000	1,141
Total interest expense	$3,263,000	724
Net interest income	$8,736,000	1,274
Provision for loan and lease losses	$928,000	1,166
Total noninterest income	$2,263,000	1,212
Gross Fiduciary activities income	$172,000	680
Service charges on deposit accounts	$485,000	1,456
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,606,000	1,086
Total noninterest expense	$8,695,000	1,156
Salaries and employee benefits	$4,417,000	1,184
Premises and equipment expense	$630,000	1,885
Additional noninterest expense	$3,648,000	954
Pre-tax net operating income	$1,376,000	2,286
Securities gains (losses)	$162,000	1,261
Applicable income taxes	$426,000	1,659
Income before extraordinary items	$1,112,000	2,409
Extraordinary gains, net	$0	19
Net income	$1,112,000	2,409
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,112,000	2,409
Net charge-offs	$2,358,000	615
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$995,360	2,491
2012-03-31 (YTD Data)		Rank
Total interest income	$6,114,000	1,130
Total interest expense	$1,733,000	693
Net interest income	$4,381,000	1,266
Provision for loan and lease losses	$1,000	5,211
Total noninterest income	$766,000	1,580
Gross Fiduciary activities income	$78,000	710
Service charges on deposit accounts	$220,000	1,571
Trading account gains and fees	$0	148
Additional Noninterest Income	$468,000	1,579
Total noninterest expense	$4,648,000	1,072
Salaries and employee benefits	$2,313,000	1,123
Premises and equipment expense	$312,000	1,914
Additional noninterest expense	$2,023,000	835
Pre-tax net operating income	$498,000	2,878
Securities gains (losses)	$68,000	1,092
Applicable income taxes	$109,000	2,361
Income before extraordinary items	$457,000	2,800
Extraordinary gains, net	$0	19
Net income	$457,000	2,802
Minority interest net income	$0	78
Net income of bank and minority interests.	$457,000	2,803
Net charge-offs	$1,702,000	449
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$401,920	2,903
2011-12-31 (YTD Data)		Rank
Total interest income	$27,141,000	1,033
Total interest expense	$8,591,000	674
Net interest income	$18,550,000	1,197
Provision for loan and lease losses	$21,147,000	220
Total noninterest income	$3,503,000	1,340
Gross Fiduciary activities income	$246,000	695
Service charges on deposit accounts	$900,000	1,629
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,357,000	1,221
Total noninterest expense	$17,075,000	1,152
Salaries and employee benefits	$8,529,000	1,165
Premises and equipment expense	$1,233,000	2,006
Additional noninterest expense	$7,313,000	961
Pre-tax net operating income	$-16,169,000	7,280
Securities gains (losses)	$1,447,000	314
Applicable income taxes	$-5,930,000	7,320
Income before extraordinary items	$-8,792,000	7,192
Extraordinary gains, net	$0	29
Net income	$-8,792,000	7,192
Minority interest net income	$0	96
Net income of bank and minority interests.	$-8,792,000	7,192
Net charge-offs	$22,042,000	232
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-9,718,080	7,203
2011-09-30 (YTD Data)		Rank
Total interest income	$20,734,000	1,022
Total interest expense	$6,703,000	675
Net interest income	$14,031,000	1,198
Provision for loan and lease losses	$19,909,000	179
Total noninterest income	$2,581,000	1,363
Gross Fiduciary activities income	$180,000	684
Service charges on deposit accounts	$627,000	1,732
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,774,000	1,211
Total noninterest expense	$12,916,000	1,143
Salaries and employee benefits	$6,360,000	1,167
Premises and equipment expense	$928,000	2,022
Additional noninterest expense	$5,628,000	940
Pre-tax net operating income	$-16,213,000	7,382
Securities gains (losses)	$1,178,000	298
Applicable income taxes	$-6,024,000	7,412
Income before extraordinary items	$-9,011,000	7,329
Extraordinary gains, net	$0	21
Net income	$-9,011,000	7,330
Minority interest net income	$0	87
Net income of bank and minority interests.	$-9,011,000	7,330
Net charge-offs	$15,208,000	243
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-9,764,920	7,332
2011-06-30 (YTD Data)		Rank
Total interest income	$14,221,000	1,004
Total interest expense	$4,632,000	681
Net interest income	$9,589,000	1,161
Provision for loan and lease losses	$18,511,000	143
Total noninterest income	$1,732,000	1,349
Gross Fiduciary activities income	$132,000	684
Service charges on deposit accounts	$397,000	1,783
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,203,000	1,180
Total noninterest expense	$9,012,000	1,113
Salaries and employee benefits	$4,291,000	1,169
Premises and equipment expense	$609,000	2,071
Additional noninterest expense	$4,112,000	883
Pre-tax net operating income	$-16,202,000	7,473
Securities gains (losses)	$456,000	387
Applicable income taxes	$-6,212,000	7,495
Income before extraordinary items	$-9,534,000	7,440
Extraordinary gains, net	$0	15
Net income	$-9,534,000	7,440
Minority interest net income	$0	89
Net income of bank and minority interests.	$-9,534,000	7,440
Net charge-offs	$14,112,000	207
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-9,825,840	7,441
2011-03-31 (YTD Data)		Rank
Total interest income	$7,175,000	1,005
Total interest expense	$2,424,000	680
Net interest income	$4,751,000	1,178
Provision for loan and lease losses	$16,349,000	104
Total noninterest income	$739,000	1,505
Gross Fiduciary activities income	$56,000	719
Service charges on deposit accounts	$191,000	1,812
Trading account gains and fees	$0	158
Additional Noninterest Income	$492,000	1,355
Total noninterest expense	$5,155,000	971
Salaries and employee benefits	$2,238,000	1,134
Premises and equipment expense	$318,000	2,020
Additional noninterest expense	$2,599,000	695
Pre-tax net operating income	$-16,014,000	7,559
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$-6,265,000	7,562
Income before extraordinary items	$-9,746,000	7,538
Extraordinary gains, net	$0	9
Net income	$-9,746,000	7,538
Minority interest net income	$0	86
Net income of bank and minority interests.	$-9,746,000	7,538
Net charge-offs	$10,460,000	151
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-9,747,920	7,539
2010-12-31 (YTD Data)		Rank
Total interest income	$32,683,000	939
Total interest expense	$13,047,000	603
Net interest income	$19,636,000	1,137
Provision for loan and lease losses	$6,788,000	900
Total noninterest income	$3,445,000	1,407
Gross Fiduciary activities income	$209,000	752
Service charges on deposit accounts	$858,000	1,711
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,378,000	1,246
Total noninterest expense	$16,067,000	1,251
Salaries and employee benefits	$8,219,000	1,201
Premises and equipment expense	$1,213,000	2,080
Additional noninterest expense	$6,635,000	1,110
Pre-tax net operating income	$226,000	5,125
Securities gains (losses)	$464,000	944
Applicable income taxes	$-50,000	6,718
Income before extraordinary items	$740,000	3,758
Extraordinary gains, net	$0	29
Net income	$740,000	3,757
Minority interest net income	$0	111
Net income of bank and minority interests.	$740,000	3,759
Net charge-offs	$8,198,000	702
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$276,000	4,882
2010-09-30 (YTD Data)		Rank
Total interest income	$24,963,000	930
Total interest expense	$10,284,000	602
Net interest income	$14,679,000	1,145
Provision for loan and lease losses	$4,993,000	884
Total noninterest income	$2,427,000	1,457
Gross Fiduciary activities income	$163,000	734
Service charges on deposit accounts	$654,000	1,746
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,610,000	1,276
Total noninterest expense	$12,120,000	1,230
Salaries and employee benefits	$6,093,000	1,205
Premises and equipment expense	$973,000	1,982
Additional noninterest expense	$5,054,000	1,059
Pre-tax net operating income	$-7,000	5,990
Securities gains (losses)	$412,000	876
Applicable income taxes	$-172,000	7,170
Income before extraordinary items	$577,000	3,855
Extraordinary gains, net	$0	23
Net income	$577,000	3,855
Minority interest net income	$0	110
Net income of bank and minority interests.	$577,000	3,856
Net charge-offs	$6,603,000	647
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$165,000	5,292
2010-06-30 (YTD Data)		Rank
Total interest income	$17,152,000	906
Total interest expense	$7,139,000	593
Net interest income	$10,013,000	1,123
Provision for loan and lease losses	$2,744,000	1,012
Total noninterest income	$1,684,000	1,397
Gross Fiduciary activities income	$116,000	722
Service charges on deposit accounts	$424,000	1,790
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,144,000	1,182
Total noninterest expense	$8,168,000	1,219
Salaries and employee benefits	$4,034,000	1,210
Premises and equipment expense	$655,000	1,986
Additional noninterest expense	$3,479,000	1,020
Pre-tax net operating income	$785,000	2,830
Securities gains (losses)	$161,000	1,083
Applicable income taxes	$72,000	3,052
Income before extraordinary items	$874,000	2,350
Extraordinary gains, net	$0	19
Net income	$874,000	2,346
Minority interest net income	$0	105
Net income of bank and minority interests.	$874,000	2,349
Net charge-offs	$2,693,000	905
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$725,880	2,593
2010-03-31 (YTD Data)		Rank
Total interest income	$8,726,000	906
Total interest expense	$3,722,000	606
Net interest income	$5,004,000	1,127
Provision for loan and lease losses	$1,425,000	927
Total noninterest income	$722,000	1,563
Gross Fiduciary activities income	$53,000	749
Service charges on deposit accounts	$195,000	1,912
Trading account gains and fees	$0	175
Additional Noninterest Income	$474,000	1,347
Total noninterest expense	$4,300,000	1,170
Salaries and employee benefits	$2,036,000	1,216
Premises and equipment expense	$333,000	2,019
Additional noninterest expense	$1,931,000	923
Pre-tax net operating income	$1,000	6,236
Securities gains (losses)	$142,000	648
Applicable income taxes	$-205,000	7,565
Income before extraordinary items	$348,000	2,832
Extraordinary gains, net	$0	16
Net income	$348,000	2,829
Minority interest net income	$0	91
Net income of bank and minority interests.	$348,000	2,832
Net charge-offs	$1,543,000	774
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$206,000	3,698
2009-12-31 (YTD Data)		Rank
Total interest income	$37,490,000	900
Total interest expense	$17,802,000	644
Net interest income	$19,688,000	1,116
Provision for loan and lease losses	$17,984,000	532
Total noninterest income	$3,368,000	1,485
Gross Fiduciary activities income	$244,000	710
Service charges on deposit accounts	$989,000	1,706
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,135,000	1,309
Total noninterest expense	$16,332,000	1,268
Salaries and employee benefits	$7,946,000	1,237
Premises and equipment expense	$1,378,000	1,952
Additional noninterest expense	$7,008,000	1,113
Pre-tax net operating income	$-11,260,000	7,532
Securities gains (losses)	$82,000	2,295
Applicable income taxes	$-4,301,000	7,727
Income before extraordinary items	$-6,877,000	7,422
Extraordinary gains, net	$0	34
Net income	$-6,877,000	7,421
Minority interest net income	$0	115
Net income of bank and minority interests.	$-6,877,000	7,421
Net charge-offs	$12,248,000	578
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-6,929,480	7,438
2009-09-30 (YTD Data)		Rank
Total interest income	$28,488,000	908
Total interest expense	$13,611,000	673
Net interest income	$14,877,000	1,106
Provision for loan and lease losses	$12,798,000	513
Total noninterest income	$2,429,000	1,548
Gross Fiduciary activities income	$194,000	693
Service charges on deposit accounts	$730,000	1,731
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,505,000	1,391
Total noninterest expense	$12,354,000	1,247
Salaries and employee benefits	$5,945,000	1,261
Premises and equipment expense	$1,044,000	1,952
Additional noninterest expense	$5,365,000	1,053
Pre-tax net operating income	$-7,846,000	7,668
Securities gains (losses)	$76,000	2,013
Applicable income taxes	$-2,963,000	7,809
Income before extraordinary items	$-4,807,000	7,561
Extraordinary gains, net	$0	27
Net income	$-4,807,000	7,561
Minority interest net income	$0	118
Net income of bank and minority interests.	$-4,807,000	7,561
Net charge-offs	$5,804,000	730
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-4,855,640	7,571
2009-06-30 (YTD Data)		Rank
Total interest income	$19,137,000	921
Total interest expense	$9,260,000	700
Net interest income	$9,877,000	1,117
Provision for loan and lease losses	$11,850,000	406
Total noninterest income	$1,368,000	1,756
Gross Fiduciary activities income	$140,000	686
Service charges on deposit accounts	$456,000	1,814
Trading account gains and fees	$0	193
Additional Noninterest Income	$772,000	1,697
Total noninterest expense	$8,155,000	1,281
Salaries and employee benefits	$3,877,000	1,324
Premises and equipment expense	$691,000	1,987
Additional noninterest expense	$3,587,000	1,065
Pre-tax net operating income	$-8,760,000	7,893
Securities gains (losses)	$39,000	2,048
Applicable income taxes	$-3,247,000	7,984
Income before extraordinary items	$-5,474,000	7,827
Extraordinary gains, net	$0	21
Net income	$-5,474,000	7,826
Minority interest net income	$0	112
Net income of bank and minority interests.	$-5,474,000	7,826
Net charge-offs	$3,308,000	785
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-5,498,960	7,838
2009-03-31 (YTD Data)		Rank
Total interest income	$10,112,000	873
Total interest expense	$4,645,000	718
Net interest income	$5,467,000	991
Provision for loan and lease losses	$1,900,000	779
Total noninterest income	$749,000	1,623
Gross Fiduciary activities income	$62,000	728
Service charges on deposit accounts	$221,000	1,808
Trading account gains and fees	$0	171
Additional Noninterest Income	$466,000	1,452
Total noninterest expense	$3,831,000	1,310
Salaries and employee benefits	$1,789,000	1,466
Premises and equipment expense	$351,000	1,997
Additional noninterest expense	$1,691,000	997
Pre-tax net operating income	$485,000	2,436
Securities gains (losses)	$70,000	1,152
Applicable income taxes	$288,000	1,092
Income before extraordinary items	$267,000	3,332
Extraordinary gains, net	$0	15
Net income	$267,000	3,332
Minority interest net income	$0	102
Net income of bank and minority interests.	$267,000	3,333
Net charge-offs	$2,214,000	570
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$222,200	3,543
2008-12-31 (YTD Data)		Rank
Total interest income	$42,667,000	886
Total interest expense	$20,704,000	760
Net interest income	$21,963,000	979
Provision for loan and lease losses	$5,799,000	905
Total noninterest income	$2,760,000	1,683
Gross Fiduciary activities income	$207,000	773
Service charges on deposit accounts	$912,000	1,898
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,641,000	1,499
Total noninterest expense	$15,553,000	1,262
Salaries and employee benefits	$7,720,000	1,309
Premises and equipment expense	$1,304,000	2,075
Additional noninterest expense	$6,529,000	982
Pre-tax net operating income	$3,371,000	1,617
Securities gains (losses)	$-325,000	7,435
Applicable income taxes	$883,000	1,309
Income before extraordinary items	$2,163,000	1,847
Extraordinary gains, net	$0	39
Net income	$2,163,000	1,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,034,000	683
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,393,750	1,791
2008-09-30 (YTD Data)		Rank
Total interest income	$32,189,000	908
Total interest expense	$15,704,000	785
Net interest income	$16,485,000	991
Provision for loan and lease losses	$4,294,000	715
Total noninterest income	$1,912,000	1,835
Gross Fiduciary activities income	$159,000	770
Service charges on deposit accounts	$668,000	1,941
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,085,000	1,707
Total noninterest expense	$11,659,000	1,245
Salaries and employee benefits	$5,812,000	1,325
Premises and equipment expense	$964,000	2,113
Additional noninterest expense	$4,883,000	937
Pre-tax net operating income	$2,444,000	1,966
Securities gains (losses)	$-566,000	7,803
Applicable income taxes	$549,000	1,787
Income before extraordinary items	$1,329,000	2,561
Extraordinary gains, net	$0	31
Net income	$1,329,000	2,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,983,000	529
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,730,860	2,132
2008-06-30 (YTD Data)		Rank
Total interest income	$21,595,000	913
Total interest expense	$10,735,000	793
Net interest income	$10,860,000	997
Provision for loan and lease losses	$2,944,000	614
Total noninterest income	$1,523,000	1,624
Gross Fiduciary activities income	$112,000	778
Service charges on deposit accounts	$410,000	2,061
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,001,000	1,391
Total noninterest expense	$7,812,000	1,241
Salaries and employee benefits	$3,854,000	1,353
Premises and equipment expense	$646,000	2,083
Additional noninterest expense	$3,312,000	900
Pre-tax net operating income	$1,627,000	2,036
Securities gains (losses)	$-97,000	8,258
Applicable income taxes	$500,000	1,602
Income before extraordinary items	$1,030,000	2,509
Extraordinary gains, net	$0	21
Net income	$1,030,000	2,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,865,000	431
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,094,990	2,342
2008-03-31 (YTD Data)		Rank
Total interest income	$10,979,000	923
Total interest expense	$5,578,000	815
Net interest income	$5,401,000	995
Provision for loan and lease losses	$1,594,000	455
Total noninterest income	$775,000	1,602
Gross Fiduciary activities income	$50,000	803
Service charges on deposit accounts	$165,000	2,426
Trading account gains and fees	$0	158
Additional Noninterest Income	$560,000	1,300
Total noninterest expense	$3,940,000	1,230
Salaries and employee benefits	$1,869,000	1,406
Premises and equipment expense	$321,000	2,121
Additional noninterest expense	$1,750,000	825
Pre-tax net operating income	$642,000	2,574
Securities gains (losses)	$-97,000	8,419
Applicable income taxes	$176,000	2,125
Income before extraordinary items	$369,000	3,363
Extraordinary gains, net	$0	15
Net income	$369,000	3,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,646,000	332
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$434,960	2,920
2007-12-31 (YTD Data)		Rank
Total interest income	$43,527,000	969
Total interest expense	$22,192,000	890
Net interest income	$21,335,000	1,037
Provision for loan and lease losses	$4,125,000	487
Total noninterest income	$3,409,000	1,488
Gross Fiduciary activities income	$193,000	809
Service charges on deposit accounts	$601,000	2,670
Trading account gains and fees	$36,000	147
Additional Noninterest Income	$2,579,000	1,134
Total noninterest expense	$15,763,000	1,185
Salaries and employee benefits	$7,812,000	1,278
Premises and equipment expense	$1,325,000	1,973
Additional noninterest expense	$6,626,000	853
Pre-tax net operating income	$4,856,000	1,691
Securities gains (losses)	$22,000	1,079
Applicable income taxes	$1,604,000	1,348
Income before extraordinary items	$3,274,000	1,899
Extraordinary gains, net	$0	39
Net income	$3,274,000	1,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,526,000	339
Cash dividends	$5,000,000	733
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,259,260	1,891
2007-09-30 (YTD Data)		Rank
Total interest income	$32,212,000	979
Total interest expense	$16,204,000	911
Net interest income	$16,008,000	1,039
Provision for loan and lease losses	$3,075,000	382
Total noninterest income	$2,563,000	1,492
Gross Fiduciary activities income	$151,000	796
Service charges on deposit accounts	$427,000	2,774
Trading account gains and fees	$36,000	149
Additional Noninterest Income	$1,949,000	1,142
Total noninterest expense	$11,724,000	1,186
Salaries and employee benefits	$5,863,000	1,280
Premises and equipment expense	$999,000	1,938
Additional noninterest expense	$4,862,000	844
Pre-tax net operating income	$3,772,000	1,754
Securities gains (losses)	$23,000	791
Applicable income taxes	$1,256,000	1,399
Income before extraordinary items	$2,539,000	1,981
Extraordinary gains, net	$0	33
Net income	$2,539,000	1,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,418,000	273
Cash dividends	$5,000,000	572
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,523,590	1,982
2007-06-30 (YTD Data)		Rank
Total interest income	$21,158,000	1,013
Total interest expense	$10,528,000	946
Net interest income	$10,630,000	1,053
Provision for loan and lease losses	$2,025,000	323
Total noninterest income	$1,727,000	1,499
Gross Fiduciary activities income	$104,000	804
Service charges on deposit accounts	$271,000	2,862
Trading account gains and fees	$36,000	133
Additional Noninterest Income	$1,316,000	1,155
Total noninterest expense	$7,776,000	1,217
Salaries and employee benefits	$3,859,000	1,319
Premises and equipment expense	$661,000	1,967
Additional noninterest expense	$3,256,000	867
Pre-tax net operating income	$2,556,000	1,791
Securities gains (losses)	$0	1,444
Applicable income taxes	$856,000	1,429
Income before extraordinary items	$1,700,000	2,013
Extraordinary gains, net	$0	29
Net income	$1,700,000	2,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,736,000	305
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,700,000	1,991
2007-03-31 (YTD Data)		Rank
Total interest income	$10,499,000	1,014
Total interest expense	$5,199,000	948
Net interest income	$5,300,000	1,054
Provision for loan and lease losses	$975,000	307
Total noninterest income	$1,075,000	1,230
Gross Fiduciary activities income	$62,000	772
Service charges on deposit accounts	$131,000	2,892
Trading account gains and fees	$36,000	151
Additional Noninterest Income	$846,000	956
Total noninterest expense	$3,561,000	1,304
Salaries and employee benefits	$1,742,000	1,487
Premises and equipment expense	$340,000	1,922
Additional noninterest expense	$1,479,000	927
Pre-tax net operating income	$1,839,000	1,268
Securities gains (losses)	$0	1,187
Applicable income taxes	$557,000	1,184
Income before extraordinary items	$1,282,000	1,374
Extraordinary gains, net	$0	22
Net income	$1,282,000	1,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$829,000	278
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,282,000	1,365
2006-12-31 (YTD Data)		Rank
Total interest income	$41,050,000	949
Total interest expense	$18,848,000	883
Net interest income	$22,202,000	1,002
Provision for loan and lease losses	$3,870,000	309
Total noninterest income	$3,392,000	1,458
Gross Fiduciary activities income	$180,000	830
Service charges on deposit accounts	$553,000	2,855
Trading account gains and fees	$-57,000	8,660
Additional Noninterest Income	$2,716,000	1,068
Total noninterest expense	$15,238,000	1,184
Salaries and employee benefits	$8,086,000	1,204
Premises and equipment expense	$1,360,000	1,851
Additional noninterest expense	$5,792,000	921
Pre-tax net operating income	$6,486,000	1,496
Securities gains (losses)	$-4,000	7,017
Applicable income taxes	$2,129,000	1,265
Income before extraordinary items	$4,353,000	1,659
Extraordinary gains, net	$0	51
Net income	$4,353,000	1,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,625,000	247
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,355,680	1,645
2006-09-30 (YTD Data)		Rank
Total interest income	$30,389,000	960
Total interest expense	$13,695,000	890
Net interest income	$16,694,000	1,020
Provision for loan and lease losses	$2,895,000	291
Total noninterest income	$2,542,000	1,476
Gross Fiduciary activities income	$136,000	811
Service charges on deposit accounts	$423,000	2,832
Trading account gains and fees	$-42,000	8,724
Additional Noninterest Income	$2,025,000	1,091
Total noninterest expense	$11,315,000	1,206
Salaries and employee benefits	$6,029,000	1,227
Premises and equipment expense	$1,016,000	1,859
Additional noninterest expense	$4,270,000	930
Pre-tax net operating income	$5,026,000	1,500
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,670,000	1,283
Income before extraordinary items	$3,356,000	1,654
Extraordinary gains, net	$0	45
Net income	$3,356,000	1,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,834,000	217
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,356,000	1,640
2006-06-30 (YTD Data)		Rank
Total interest income	$20,012,000	951
Total interest expense	$8,834,000	875
Net interest income	$11,178,000	1,017
Provision for loan and lease losses	$1,875,000	291
Total noninterest income	$1,423,000	1,712
Gross Fiduciary activities income	$93,000	825
Service charges on deposit accounts	$291,000	2,723
Trading account gains and fees	$-154,000	8,765
Additional Noninterest Income	$1,193,000	1,197
Total noninterest expense	$7,450,000	1,232
Salaries and employee benefits	$4,006,000	1,240
Premises and equipment expense	$678,000	1,860
Additional noninterest expense	$2,766,000	974
Pre-tax net operating income	$3,276,000	1,539
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,106,000	1,291
Income before extraordinary items	$2,170,000	1,682
Extraordinary gains, net	$0	39
Net income	$2,170,000	1,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,889,000	221
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,170,000	1,666
2006-03-31 (YTD Data)		Rank
Total interest income	$9,823,000	948
Total interest expense	$4,218,000	875
Net interest income	$5,605,000	1,013
Provision for loan and lease losses	$900,000	293
Total noninterest income	$815,000	1,488
Gross Fiduciary activities income	$46,000	829
Service charges on deposit accounts	$134,000	2,842
Trading account gains and fees	$-102,000	8,775
Additional Noninterest Income	$737,000	1,005
Total noninterest expense	$3,628,000	1,267
Salaries and employee benefits	$1,951,000	1,270
Premises and equipment expense	$347,000	1,824
Additional noninterest expense	$1,330,000	1,002
Pre-tax net operating income	$1,892,000	1,312
Securities gains (losses)	$0	955
Applicable income taxes	$640,000	1,136
Income before extraordinary items	$1,252,000	1,455
Extraordinary gains, net	$0	21
Net income	$1,252,000	1,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$969,000	218
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,252,000	1,434
2005-12-31 (YTD Data)		Rank
Total interest income	$39,175,000	829
Total interest expense	$16,863,000	685
Net interest income	$22,312,000	953
Provision for loan and lease losses	$3,671,000	304
Total noninterest income	$3,574,000	1,397
Gross Fiduciary activities income	$127,000	906
Service charges on deposit accounts	$593,000	2,684
Trading account gains and fees	$-25,000	8,810
Additional Noninterest Income	$2,879,000	1,049
Total noninterest expense	$15,316,000	1,119
Salaries and employee benefits	$7,861,000	1,174
Premises and equipment expense	$1,318,000	1,831
Additional noninterest expense	$6,137,000	842
Pre-tax net operating income	$6,899,000	1,389
Securities gains (losses)	$10,000	1,476
Applicable income taxes	$2,312,000	1,210
Income before extraordinary items	$4,597,000	1,530
Extraordinary gains, net	$0	46
Net income	$4,597,000	1,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,012,000	246
Cash dividends	$1,100,000	2,279
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,590,300	1,512
2005-09-30 (YTD Data)		Rank
Total interest income	$29,401,000	799
Total interest expense	$12,682,000	637
Net interest income	$16,719,000	948
Provision for loan and lease losses	$2,771,000	285
Total noninterest income	$2,613,000	1,445
Gross Fiduciary activities income	$85,000	911
Service charges on deposit accounts	$443,000	2,690
Trading account gains and fees	$-5,000	8,833
Additional Noninterest Income	$2,090,000	1,084
Total noninterest expense	$11,687,000	1,080
Salaries and employee benefits	$5,910,000	1,162
Premises and equipment expense	$994,000	1,809
Additional noninterest expense	$4,783,000	802
Pre-tax net operating income	$4,874,000	1,470
Securities gains (losses)	$10,000	1,474
Applicable income taxes	$1,629,000	1,287
Income before extraordinary items	$3,255,000	1,613
Extraordinary gains, net	$0	35
Net income	$3,255,000	1,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,077,000	230
Cash dividends	$1,100,000	1,667
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,248,300	1,587
2005-06-30 (YTD Data)		Rank
Total interest income	$19,565,000	783
Total interest expense	$8,373,000	604
Net interest income	$11,192,000	935
Provision for loan and lease losses	$1,872,000	276
Total noninterest income	$1,827,000	1,365
Gross Fiduciary activities income	$43,000	956
Service charges on deposit accounts	$276,000	2,784
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,508,000	1,009
Total noninterest expense	$7,892,000	1,059
Salaries and employee benefits	$3,918,000	1,162
Premises and equipment expense	$662,000	1,802
Additional noninterest expense	$3,312,000	781
Pre-tax net operating income	$3,255,000	1,438
Securities gains (losses)	$10,000	1,355
Applicable income taxes	$1,099,000	1,262
Income before extraordinary items	$2,166,000	1,591
Extraordinary gains, net	$0	30
Net income	$2,166,000	1,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,959,000	230
Cash dividends	$1,100,000	1,190
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,159,400	1,567
2005-03-31 (YTD Data)		Rank
Total interest income	$9,729,000	767
Total interest expense	$4,132,000	582
Net interest income	$5,597,000	926
Provision for loan and lease losses	$971,000	268
Total noninterest income	$858,000	1,414
Gross Fiduciary activities income	$20,000	983
Service charges on deposit accounts	$132,000	2,810
Trading account gains and fees	$0	115
Additional Noninterest Income	$706,000	1,035
Total noninterest expense	$3,942,000	1,056
Salaries and employee benefits	$1,929,000	1,188
Premises and equipment expense	$349,000	1,722
Additional noninterest expense	$1,664,000	765
Pre-tax net operating income	$1,542,000	1,478
Securities gains (losses)	$7,000	1,110
Applicable income taxes	$508,000	1,340
Income before extraordinary items	$1,041,000	1,604
Extraordinary gains, net	$0	24
Net income	$1,041,000	1,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,356,000	192
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,036,310	1,595
2004-12-31 (YTD Data)		Rank
Total interest income	$38,023,000	729
Total interest expense	$16,409,000	513
Net interest income	$21,614,000	910
Provision for loan and lease losses	$4,196,000	292
Total noninterest income	$3,138,000	1,541
Gross Fiduciary activities income	$30,000	1,142
Service charges on deposit accounts	$590,000	2,743
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,518,000	1,122
Total noninterest expense	$14,285,000	1,140
Salaries and employee benefits	$7,029,000	1,251
Premises and equipment expense	$1,340,000	1,724
Additional noninterest expense	$5,916,000	843
Pre-tax net operating income	$6,271,000	1,377
Securities gains (losses)	$216,000	786
Applicable income taxes	$2,124,000	1,201
Income before extraordinary items	$4,363,000	1,475
Extraordinary gains, net	$0	34
Net income	$4,363,000	1,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,560,000	296
Cash dividends	$2,000,000	1,347
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,218,280	1,477
2004-09-30 (YTD Data)		Rank
Total interest income	$28,410,000	731
Total interest expense	$12,388,000	491
Net interest income	$16,022,000	923
Provision for loan and lease losses	$3,171,000	305
Total noninterest income	$2,355,000	1,545
Gross Fiduciary activities income	$16,000	1,173
Service charges on deposit accounts	$446,000	2,744
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,893,000	1,128
Total noninterest expense	$10,680,000	1,137
Salaries and employee benefits	$5,213,000	1,264
Premises and equipment expense	$1,010,000	1,721
Additional noninterest expense	$4,457,000	836
Pre-tax net operating income	$4,526,000	1,433
Securities gains (losses)	$216,000	734
Applicable income taxes	$1,549,000	1,247
Income before extraordinary items	$3,193,000	1,521
Extraordinary gains, net	$0	26
Net income	$3,193,000	1,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,596,000	293
Cash dividends	$2,000,000	976
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,048,280	1,543
2004-06-30 (YTD Data)		Rank
Total interest income	$18,862,000	730
Total interest expense	$8,405,000	477
Net interest income	$10,457,000	932
Provision for loan and lease losses	$2,404,000	281
Total noninterest income	$1,629,000	1,500
Gross Fiduciary activities income	$3,000	1,346
Service charges on deposit accounts	$283,000	2,841
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,343,000	1,072
Total noninterest expense	$7,024,000	1,148
Salaries and employee benefits	$3,439,000	1,273
Premises and equipment expense	$688,000	1,678
Additional noninterest expense	$2,897,000	857
Pre-tax net operating income	$2,658,000	1,584
Securities gains (losses)	$217,000	618
Applicable income taxes	$992,000	1,289
Income before extraordinary items	$1,883,000	1,700
Extraordinary gains, net	$0	21
Net income	$1,883,000	1,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,989,000	261
Cash dividends	$1,000,000	1,241
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,741,950	1,764
2004-03-31 (YTD Data)		Rank
Total interest income	$9,534,000	731
Total interest expense	$4,333,000	481
Net interest income	$5,201,000	947
Provision for loan and lease losses	$1,307,000	258
Total noninterest income	$718,000	1,634
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$141,000	2,795
Trading account gains and fees	$0	121
Additional Noninterest Income	$576,000	1,183
Total noninterest expense	$3,464,000	1,173
Salaries and employee benefits	$1,741,000	1,273
Premises and equipment expense	$356,000	1,644
Additional noninterest expense	$1,367,000	906
Pre-tax net operating income	$1,148,000	1,791
Securities gains (losses)	$216,000	467
Applicable income taxes	$446,000	1,425
Income before extraordinary items	$918,000	1,711
Extraordinary gains, net	$0	16
Net income	$918,000	1,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,302,000	228
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$773,280	1,930
2003-12-31 (YTD Data)		Rank
Total interest income	$38,206,000	743
Total interest expense	$18,555,000	498
Net interest income	$19,651,000	976
Provision for loan and lease losses	$4,955,000	330
Total noninterest income	$923,000	3,891
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$505,000	3,066
Trading account gains and fees	$-345,000	9,165
Additional Noninterest Income	$763,000	2,819
Total noninterest expense	$12,997,000	1,241
Salaries and employee benefits	$6,299,000	1,365
Premises and equipment expense	$1,413,000	1,611
Additional noninterest expense	$5,285,000	964
Pre-tax net operating income	$2,622,000	2,783
Securities gains (losses)	$841,000	535
Applicable income taxes	$1,031,000	2,134
Income before extraordinary items	$2,432,000	2,418
Extraordinary gains, net	$0	54
Net income	$2,432,000	2,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,294,000	314
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,843,300	2,915
2003-09-30 (YTD Data)		Rank
Total interest income	$28,703,000	759
Total interest expense	$14,091,000	509
Net interest income	$14,612,000	994
Provision for loan and lease losses	$3,836,000	339
Total noninterest income	$301,000	6,013
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$354,000	3,249
Trading account gains and fees	$-345,000	9,218
Additional Noninterest Income	$292,000	4,087
Total noninterest expense	$9,513,000	1,285
Salaries and employee benefits	$4,564,000	1,419
Premises and equipment expense	$1,084,000	1,580
Additional noninterest expense	$3,865,000	993
Pre-tax net operating income	$1,564,000	3,434
Securities gains (losses)	$766,000	522
Applicable income taxes	$661,000	2,482
Income before extraordinary items	$1,669,000	2,729
Extraordinary gains, net	$0	40
Net income	$1,669,000	2,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,195,000	311
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,117,480	3,526
2003-06-30 (YTD Data)		Rank
Total interest income	$19,402,000	756
Total interest expense	$9,489,000	520
Net interest income	$9,913,000	979
Provision for loan and lease losses	$2,532,000	331
Total noninterest income	$31,000	8,774
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$199,000	3,639
Trading account gains and fees	$-345,000	9,250
Additional Noninterest Income	$177,000	4,260
Total noninterest expense	$6,212,000	1,310
Salaries and employee benefits	$2,988,000	1,441
Premises and equipment expense	$865,000	1,325
Additional noninterest expense	$2,359,000	1,073
Pre-tax net operating income	$1,200,000	3,083
Securities gains (losses)	$113,000	1,411
Applicable income taxes	$315,000	3,153
Income before extraordinary items	$998,000	2,978
Extraordinary gains, net	$0	30
Net income	$998,000	2,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,371,000	292
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$912,120	3,006
2003-03-31 (YTD Data)		Rank
Total interest income	$9,669,000	762
Total interest expense	$4,777,000	537
Net interest income	$4,892,000	987
Provision for loan and lease losses	$1,676,000	272
Total noninterest income	$-111,000	9,304
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$96,000	3,642
Trading account gains and fees	$-256,000	9,294
Additional Noninterest Income	$49,000	5,306
Total noninterest expense	$3,001,000	1,346
Salaries and employee benefits	$1,438,000	1,489
Premises and equipment expense	$497,000	1,166
Additional noninterest expense	$1,066,000	1,149
Pre-tax net operating income	$104,000	7,126
Securities gains (losses)	$23,000	1,827
Applicable income taxes	$-79,000	9,207
Income before extraordinary items	$206,000	5,253
Extraordinary gains, net	$0	21
Net income	$206,000	5,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,756,000	237
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$183,000	5,342
2002-12-31 (YTD Data)		Rank
Total interest income	$40,975,000	745
Total interest expense	$21,111,000	554
Net interest income	$19,864,000	976
Provision for loan and lease losses	$4,660,000	410
Total noninterest income	$2,144,000	2,017
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$418,000	3,423
Trading account gains and fees	$-160,000	9,315
Additional Noninterest Income	$1,886,000	1,381
Total noninterest expense	$11,767,000	1,311
Salaries and employee benefits	$5,360,000	1,509
Premises and equipment expense	$1,282,000	1,719
Additional noninterest expense	$5,125,000	976
Pre-tax net operating income	$5,581,000	1,487
Securities gains (losses)	$-158,000	9,175
Applicable income taxes	$1,460,000	1,691
Income before extraordinary items	$3,963,000	1,542
Extraordinary gains, net	$0	70
Net income	$3,963,000	1,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,953,000	372
Cash dividends	$1,150,000	2,016
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,078,340	1,460
2001-12-31 (YTD Data)		Rank
Total interest income	$45,063,000	753
Total interest expense	$25,141,000	666
Net interest income	$19,922,000	887
Provision for loan and lease losses	$2,818,000	533
Total noninterest income	$2,243,000	1,837
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$392,000	3,465
Trading account gains and fees	$-7,000	9,561
Additional Noninterest Income	$1,858,000	1,314
Total noninterest expense	$12,873,000	1,145
Salaries and employee benefits	$4,697,000	1,598
Premises and equipment expense	$1,260,000	1,717
Additional noninterest expense	$6,916,000	741
Pre-tax net operating income	$6,474,000	1,151
Securities gains (losses)	$-1,049,000	9,588
Applicable income taxes	$1,431,000	1,559
Income before extraordinary items	$3,994,000	1,370
Extraordinary gains, net	$0	105
Net income	$3,994,000	1,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,078,000	556
Cash dividends	$4,500,000	663
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,770,260	1,098
2000-12-31 (YTD Data)		Rank
Total interest income	$41,322,000	861
Total interest expense	$24,846,000	730
Net interest income	$16,476,000	1,067
Provision for loan and lease losses	$1,657,000	706
Total noninterest income	$1,997,000	1,880
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$474,000	2,820
Trading account gains and fees	$104,000	125
Additional Noninterest Income	$1,419,000	1,443
Total noninterest expense	$11,184,000	1,239
Salaries and employee benefits	$4,095,000	1,755
Premises and equipment expense	$1,144,000	1,834
Additional noninterest expense	$5,945,000	836
Pre-tax net operating income	$5,632,000	1,313
Securities gains (losses)	$-292,000	9,637
Applicable income taxes	$1,178,000	1,851
Income before extraordinary items	$4,162,000	1,257
Extraordinary gains, net	$0	38
Net income	$4,162,000	1,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,410,000	594
Cash dividends	$3,000,000	949
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$4,389,760	1,206
1999-12-31 (YTD Data)		Rank
Total interest income	$39,397,000	865
Total interest expense	$20,970,000	763
Net interest income	$18,427,000	958
Provision for loan and lease losses	$2,136,000	535
Total noninterest income	$772,000	3,719
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$424,000	3,062
Trading account gains and fees	$-191,000	4,536
Additional Noninterest Income	$539,000	2,820
Total noninterest expense	$9,450,000	1,464
Salaries and employee benefits	$3,595,000	1,955
Premises and equipment expense	$965,000	2,116
Additional noninterest expense	$4,890,000	977
Pre-tax net operating income	$7,613,000	1,022
Securities gains (losses)	$398,000	389
Applicable income taxes	$2,409,000	1,048
Income before extraordinary items	$5,602,000	987
Extraordinary gains, net	$0	35
Net income	$5,602,000	987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,036,000	449
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,323,400	1,023
1998-12-31 (YTD Data)		Rank
Total interest income	$37,777,000	889
Total interest expense	$20,583,000	790
Net interest income	$17,194,000	978
Provision for loan and lease losses	$2,816,000	467
Total noninterest income	$2,061,000	1,792
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$373,000	3,327
Trading account gains and fees	$236,000	126
Additional Noninterest Income	$1,452,000	1,435
Total noninterest expense	$9,138,000	1,450
Salaries and employee benefits	$3,360,000	1,990
Premises and equipment expense	$814,000	2,412
Additional noninterest expense	$4,964,000	958
Pre-tax net operating income	$7,301,000	1,037
Securities gains (losses)	$1,855,000	246
Applicable income taxes	$2,859,000	913
Income before extraordinary items	$6,297,000	866
Extraordinary gains, net	$0	32
Net income	$6,297,000	866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,356,000	423
Cash dividends	$5,000,000	633
Sale, conversion, retirement of capital stock, net	$2,000,000	377
Net operating income	$5,017,050	1,033
1997-12-31 (YTD Data)		Rank
Total interest income	$33,060,000	1,036
Total interest expense	$19,083,000	861
Net interest income	$13,977,000	1,240
Provision for loan and lease losses	$1,719,000	665
Total noninterest income	$3,575,000	1,158
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$345,000	3,658
Trading account gains and fees	$178,000	143
Additional Noninterest Income	$3,052,000	836
Total noninterest expense	$8,274,000	1,589
Salaries and employee benefits	$2,879,000	2,296
Premises and equipment expense	$660,000	2,891
Additional noninterest expense	$4,735,000	1,012
Pre-tax net operating income	$7,559,000	1,066
Securities gains (losses)	$1,067,000	267
Applicable income taxes	$2,447,000	1,114
Income before extraordinary items	$6,179,000	894
Extraordinary gains, net	$0	44
Net income	$6,179,000	896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,003,000	504
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,410,760	997
1996-12-31 (YTD Data)		Rank
Total interest income	$28,347,000	1,212
Total interest expense	$16,621,000	1,005
Net interest income	$11,726,000	1,517
Provision for loan and lease losses	$2,910,000	468
Total noninterest income	$1,243,000	2,615
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$300,000	4,229
Trading account gains and fees	$64,000	194
Additional Noninterest Income	$879,000	1,982
Total noninterest expense	$7,636,000	1,855
Salaries and employee benefits	$2,623,000	2,542
Premises and equipment expense	$602,000	3,201
Additional noninterest expense	$4,411,000	1,263
Pre-tax net operating income	$2,423,000	2,854
Securities gains (losses)	$661,000	349
Applicable income taxes	$421,000	4,725
Income before extraordinary items	$2,663,000	1,856
Extraordinary gains, net	$0	53
Net income	$2,663,000	1,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,064,000	567
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,094,540	2,304
1995-12-31 (YTD Data)		Rank
Total interest income	$24,925,000	1,376
Total interest expense	$14,947,000	1,124
Net interest income	$9,978,000	1,791
Provision for loan and lease losses	$1,251,000	804
Total noninterest income	$839,000	3,555
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$240,000	5,071
Trading account gains and fees	$135,000	267
Additional Noninterest Income	$464,000	3,015
Total noninterest expense	$6,960,000	1,982
Salaries and employee benefits	$2,216,000	3,003
Premises and equipment expense	$565,000	3,381
Additional noninterest expense	$4,179,000	1,290
Pre-tax net operating income	$2,606,000	2,730
Securities gains (losses)	$745,000	272
Applicable income taxes	$463,000	4,440
Income before extraordinary items	$2,888,000	1,750
Extraordinary gains, net	$0	65
Net income	$2,888,000	1,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,047,000	864
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,247,300	2,216
1994-12-31 (YTD Data)		Rank
Total interest income	$18,805,000	1,641
Total interest expense	$9,619,000	1,354
Net interest income	$9,186,000	1,973
Provision for loan and lease losses	$1,559,000	689
Total noninterest income	$764,000	3,862
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$202,000	5,828
Trading account gains and fees	$21,000	342
Additional Noninterest Income	$541,000	2,805
Total noninterest expense	$4,711,000	2,935
Salaries and employee benefits	$2,055,000	3,209
Premises and equipment expense	$478,000	3,944
Additional noninterest expense	$2,178,000	2,408
Pre-tax net operating income	$3,680,000	1,935
Securities gains (losses)	$113,000	730
Applicable income taxes	$766,000	2,878
Income before extraordinary items	$3,027,000	1,612
Extraordinary gains, net	$0	249
Net income	$3,027,000	1,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,082,000	825
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,936,600	1,671
1993-12-31 (YTD Data)		Rank
Total interest income	$17,168,000	1,825
Total interest expense	$8,385,000	1,581
Net interest income	$8,783,000	2,055
Provision for loan and lease losses	$966,000	1,333
Total noninterest income	$224,000	8,790
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$143,000	7,269
Trading account gains and fees	$0	532
Additional Noninterest Income	$81,000	8,582
Total noninterest expense	$4,348,000	3,222
Salaries and employee benefits	$1,559,000	4,134
Premises and equipment expense	$430,000	4,425
Additional noninterest expense	$2,359,000	2,367
Pre-tax net operating income	$3,693,000	1,850
Securities gains (losses)	$31,000	4,064
Applicable income taxes	$1,133,000	2,023
Income before extraordinary items	$2,591,000	1,934
Extraordinary gains, net	$690,000	326
Net income	$3,281,000	1,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	2,570
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,569,300	1,832
1992-12-31 (YTD Data)		Rank
Total interest income	$15,437,000	2,286
Total interest expense	$8,608,000	1,979
Net interest income	$6,829,000	2,663
Provision for loan and lease losses	$381,000	3,566
Total noninterest income	$497,000	5,662
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$51,000	315
Additional Noninterest Income	$446,000	3,454
Total noninterest expense	$3,653,000	3,787
Salaries and employee benefits	$1,355,000	4,642
Premises and equipment expense	$574,000	3,509
Additional noninterest expense	$1,724,000	3,172
Pre-tax net operating income	$3,292,000	1,884
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$850,000	2,446
Income before extraordinary items	$2,445,000	1,857
Extraordinary gains, net	$0	1,422
Net income	$2,445,000	1,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$460,000	2,604
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,442,780	1,713

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.