Home > First Bank Richmond > Net charge- offs to loans
First Bank Richmond, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6980% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6036% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6036% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 4,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0474% | 4,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3467% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3467% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6147% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6147% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 3,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1095% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1404% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7001% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 4,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0910% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6921% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 3,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4737% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4737% | 846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 3,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4953% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4953% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 3,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1999% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2098% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2111% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0802% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1208% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0905% | 4,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2010% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 4,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2845% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2845% | 4,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0474% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0619% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9905% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9905% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0636% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0810% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3037% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3037% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0950% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0613% | 4,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0918% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0918% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.1987% | 4,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1764% | 3,692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 4,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8361% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6929% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6929% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4800% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7102% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7102% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7572% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4440% | 1,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 4,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5982% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7114% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7114% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 5,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1844% | 5,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5933% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1961% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1961% | 2,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9050% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1502% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1502% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 4,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1656% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1656% | 2,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0549% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1335% | 4,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1335% | 4,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3820% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4804% | 169 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 5,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2666% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3419% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4720% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2305% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2305% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.2284% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 5,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2195% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3583% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 939 |
| Percentage Net Loans Charged-off:Construction & development | -0.3560% | 5,066 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 5,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2696% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 3,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2869% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2626% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2626% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1291% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0779% | 5,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3823% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 4,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1043% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1043% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2342% | 571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0616% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5220% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 4,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5539% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4033% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5451% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5451% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1119% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3098% | 355 |
| Percentage Net Loans Charged-off:Construction & development | -0.2364% | 5,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2507% | 5,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8168% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8533% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5696% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2487% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0993% | 5,602 |
| Percentage Net Loans Charged-off:Construction & development | -0.4343% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3672% | 5,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2279% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1680% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1680% | 5,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2191% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 972 |
| Percentage Net Loans Charged-off:Construction & development | -1.0172% | 5,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 5,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2479% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5007% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5834% | 5,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5834% | 5,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1849% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5015% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3186% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 4.3564% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2745% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2861% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4860% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3336% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3336% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3944% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6394% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3625% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 6.0330% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 5,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2676% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1118% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1096% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1096% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4757% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6664% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5675% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 9.3765% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 5,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3960% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4123% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4438% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9676% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9676% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3845% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6410% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5398% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 5.6230% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 5,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5902% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6145% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8992% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1582% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1582% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7138% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7783% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6550% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 10.9207% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 2,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1962% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6557% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2643% | 4,689 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7310% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0884% | 6,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5402% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1735% | 5,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8024% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7602% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 8.3847% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2640% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0367% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3549% | 4,752 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1294% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3573% | 6,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3640% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3644% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1630% | 5,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2829% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6446% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 12.3895% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4043% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0159% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1321% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6507% | 6,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0779% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0779% | 2,841 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1018% | 5,708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0036% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1111% | 6,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6617% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7214% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7872% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0624% | 6,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9390% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9390% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2846% | 5,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3431% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2878% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 17.4070% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1310% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3862% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2385% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5185% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2270% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2319% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6943% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6943% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2878% | 5,952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2802% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0886% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 19.9471% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4516% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4881% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4556% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9712% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3930% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3340% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4475% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4475% | 1,844 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1635% | 5,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4011% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2043% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 24.7107% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6349% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6913% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8844% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5993% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3925% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8991% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8991% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 5,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5136% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3364% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7174% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4355% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7295% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8204% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7415% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7415% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2661% | 6,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6180% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2201% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7406% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9257% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9615% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7562% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7114% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7114% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4020% | 6,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3710% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6731% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9448% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8783% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9115% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4126% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0354% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0354% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4212% | 6,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3285% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3313% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8982% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8254% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8562% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5317% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1258% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1258% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4176% | 6,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8879% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1965% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1953% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1165% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1563% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9704% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9142% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0919% | 6,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3409% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2454% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 11.1248% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.8454% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0298% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3805% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0826% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3489% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9595% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7563% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7277% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7905% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0515% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 7.0895% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.9081% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1830% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5090% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2353% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5470% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3325% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0579% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9797% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5131% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9444% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 5.9490% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.9861% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8457% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7472% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9114% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9824% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5311% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2691% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3318% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.4416% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.6802% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 11.2719% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 20.3989% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4167% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5016% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5368% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5984% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5357% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9213% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2366% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6945% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2289% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 3.4431% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5217% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2580% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 1,886 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2938% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0868% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9793% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8994% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7945% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3182% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 3.7615% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3481% | 2,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4398% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 1,641 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4802% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2059% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2595% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0647% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0800% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5006% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0947% | 6,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5239% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6315% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6498% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1726% | 3,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7692% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2150% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2188% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7773% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | -0.0758% | 6,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8454% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9523% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9799% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3398% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2746% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8595% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3548% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0351% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 8.2652% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0082% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3556% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7483% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3731% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5542% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2690% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9917% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4823% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6229% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3247% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3931% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9034% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0578% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1094% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2652% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1685% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 1,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1095% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1540% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3486% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6906% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3019% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2038% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4358% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4482% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2804% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1832% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3263% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9768% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1050% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 2,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6822% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 2,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 3,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3756% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0360% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2822% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 3,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3456% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5111% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1207% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5354% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2329% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7019% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2880% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6121% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4799% | 2,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1164% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9244% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1912% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 7,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7141% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6297% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9422% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1618% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6306% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7248% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2192% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2253% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8920% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6453% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6993% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1260% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1294% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 6,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2632% | 7,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7355% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7838% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1464% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1735% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7490% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7534% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2287% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8231% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7934% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9615% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3864% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1597% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8310% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2016% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2228% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7700% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1916% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2198% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8670% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7166% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0919% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2643% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8782% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3195% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.6628% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2236% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2384% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2166% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8070% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4734% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2427% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8914% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3523% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.8339% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2951% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0724% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0575% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0293% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1721% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8464% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4571% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 1.1900% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4083% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8648% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1694% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4321% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7179% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0241% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1687% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8962% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 2.5542% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7964% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.2013% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3048% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9833% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6455% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0000% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7932% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2856% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4026% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7610% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8889% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8223% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1835% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7771% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2496% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4768% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0467% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1581% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1620% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9362% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0581% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1999% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8977% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3566% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7320% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3322% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7581% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2539% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1727% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5794% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2439% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3631% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3713% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4736% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 4,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2685% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0058% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2529% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 1.5266% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3133% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6515% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3118% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7247% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6536% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0077% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2256% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3890% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8436% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2926% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5509% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8300% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1290% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5920% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6691% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5581% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8441% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6809% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3946% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1703% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4462% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1298% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9635% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3865% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9567% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6486% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0874% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5155% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1583% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 4,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5860% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1431% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3731% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2655% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5047% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6605% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6119% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8478% | 99 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2773% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5496% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8026% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2356% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3210% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3226% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2758% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0994% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8604% | 32 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7487% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2878% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8455% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0521% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9285% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8863% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2500% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6594% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3816% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0467% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5207% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2968% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1265% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0426% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6292% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 5,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4487% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |