Home > First Bank of Wyoming > Assets and Liabilities
First Bank of Wyoming, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 77 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $403,045,000 | 1,661 |
| Cash and due from depository institutions | $7,451,000 | 1,958 |
| Interest-bearing balances | $236,000 | 6,495 |
| Securities | $245,347,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $126,893,000 | 2,938 |
| Loan loss allowance | $2,224,000 | 2,956 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,338,000 | 1,600 |
| Other real estate owned | $3,516,000 | 1,958 |
| Goodwill and other intangibles | $2,597,000 | 1,042 |
| All other assets | $9,903,000 | 1,835 |
| Life insurance assets | $3,583,000 | 1,745 |
| Total liabilities and capital | $403,045,000 | 1,661 |
| Total liabilities | $358,474,000 | 1,678 |
| Total deposits | $292,834,000 | 1,895 |
| Interest-bearing deposits | $246,658,000 | 1,868 |
| Deposits held in domestic offices | $292,834,000 | 1,895 |
| % insured | 78.90% | 6,308 |
| Federal funds purchased & repurchase agreements | $26,129,000 | 487 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $35,000,000 | 770 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,511,000 | 1,127 |
| Total equity capital | $44,571,000 | 1,575 |
| Total bank equity capital | $44,571,000 | 1,573 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $35,303,000 | 967 |
| Undivided profits | $8,768,000 | 3,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,603,000 | 2,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,556,000 | 1,019 |
| Earning assets | $372,476,000 | 1,649 |
| Long-term assets (5+ years) | $105,681,000 | 1,748 |
| Average Assets, year-to-date | $397,098,000 | 1,675 |
| Average Assets, quarterly | $397,098,000 | 1,675 |
| Volatile liabilities | $71,094,000 | 684 |
| Insider loans | $4,906,000 | 1,293 |
| FHLB advances | $35,000,000 | 715 |
| Loans and leases held for sale | $417,000 | 1,664 |
| Unused loan commitments | $40,822,000 | 1,510 |
| Tier 1 (core) risk-based capital | $40,003,000 | 1,624 |
| Tier 2 risk-based capital | $2,234,000 | 2,219 |
| Total risk weighted assets | $220,313,000 | 1,923 |
| Total unused commitments | $40,822,000 | 1,510 |
| Derivatives | $20,980,000 | 514 |
| 2011-12-31 | Rank | |
| # of Employees: | 78 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $391,151,000 | 1,700 |
| Cash and due from depository institutions | $12,109,000 | 1,938 |
| Interest-bearing balances | $3,684,000 | 4,547 |
| Securities | $228,388,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $128,587,000 | 2,958 |
| Loan loss allowance | $2,180,000 | 2,990 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,405,000 | 1,595 |
| Other real estate owned | $1,728,000 | 1,938 |
| Goodwill and other intangibles | $2,741,000 | 1,010 |
| All other assets | $10,193,000 | 1,804 |
| Life insurance assets | $3,552,000 | 1,721 |
| Total liabilities and capital | $391,151,000 | 1,700 |
| Total liabilities | $347,377,000 | 1,715 |
| Total deposits | $288,482,000 | 1,883 |
| Interest-bearing deposits | $241,326,000 | 1,891 |
| Deposits held in domestic offices | $288,482,000 | 1,882 |
| % insured | 78.66% | 6,389 |
| Federal funds purchased & repurchase agreements | $14,027,000 | 757 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $41,000,000 | 706 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,868,000 | 1,274 |
| Total equity capital | $43,774,000 | 1,597 |
| Total bank equity capital | $43,774,000 | 1,596 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $35,303,000 | 972 |
| Undivided profits | $7,971,000 | 3,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,909,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,741,000 | 984 |
| Earning assets | $360,659,000 | 1,673 |
| Long-term assets (5+ years) | $96,947,000 | 1,585 |
| Average Assets, year-to-date | $370,868,600 | 1,760 |
| Average Assets, quarterly | $384,115,000 | 1,730 |
| Volatile liabilities | $70,996,000 | 762 |
| Insider loans | $3,161,000 | 1,930 |
| FHLB advances | $41,000,000 | 657 |
| Loans and leases held for sale | $348,000 | 1,533 |
| Unused loan commitments | $37,865,000 | 1,555 |
| Tier 1 (core) risk-based capital | $39,670,000 | 1,618 |
| Tier 2 risk-based capital | $2,190,000 | 2,272 |
| Total risk weighted assets | $209,867,000 | 2,022 |
| Total unused commitments | $37,865,000 | 1,556 |
| Derivatives | $19,442,000 | 446 |
| 2011-09-30 | Rank | |
| # of Employees: | 76 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $377,079,000 | 1,760 |
| Cash and due from depository institutions | $9,042,000 | 2,002 |
| Interest-bearing balances | $1,816,000 | 5,257 |
| Securities | $206,014,000 | 716 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 897 |
| Net loans & leases | $132,240,000 | 2,910 |
| Loan loss allowance | $2,712,000 | 2,587 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,416,000 | 1,584 |
| Other real estate owned | $2,017,000 | 2,002 |
| Goodwill and other intangibles | $2,886,000 | 990 |
| All other assets | $10,264,000 | 1,820 |
| Life insurance assets | $3,523,000 | 1,703 |
| Total liabilities and capital | $377,079,000 | 1,760 |
| Total liabilities | $333,535,000 | 1,770 |
| Total deposits | $293,266,000 | 1,858 |
| Interest-bearing deposits | $245,675,000 | 1,875 |
| Deposits held in domestic offices | $293,266,000 | 1,857 |
| % insured | 81.57% | 6,107 |
| Federal funds purchased & repurchase agreements | $15,694,000 | 717 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $20,930,000 | 1,254 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,645,000 | 1,338 |
| Total equity capital | $43,544,000 | 1,606 |
| Total bank equity capital | $43,544,000 | 1,605 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $35,303,000 | 977 |
| Undivided profits | $7,741,000 | 3,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $7,705,000 | 1,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,768,000 | 1,014 |
| Earning assets | $347,270,000 | 1,744 |
| Long-term assets (5+ years) | $91,978,000 | 1,612 |
| Average Assets, year-to-date | $365,798,000 | 1,782 |
| Average Assets, quarterly | $375,052,000 | 1,760 |
| Volatile liabilities | $49,075,000 | 1,081 |
| Insider loans | $3,443,000 | 1,823 |
| FHLB advances | $20,000,000 | 1,187 |
| Loans and leases held for sale | $782,000 | 1,218 |
| Unused loan commitments | $34,811,000 | 1,686 |
| Tier 1 (core) risk-based capital | $39,298,000 | 1,658 |
| Tier 2 risk-based capital | $2,586,000 | 1,952 |
| Total risk weighted assets | $206,761,000 | 2,051 |
| Total unused commitments | $34,811,000 | 1,690 |
| Derivatives | $19,582,000 | 484 |
| 2011-06-30 | Rank | |
| # of Employees: | 78 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $373,025,000 | 1,763 |
| Cash and due from depository institutions | $8,664,000 | 1,968 |
| Interest-bearing balances | $1,258,000 | 5,439 |
| Securities | $195,354,000 | 756 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 574 |
| Net loans & leases | $135,885,000 | 2,858 |
| Loan loss allowance | $2,409,000 | 2,835 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,405,000 | 1,579 |
| Other real estate owned | $1,263,000 | 1,968 |
| Goodwill and other intangibles | $3,030,000 | 979 |
| All other assets | $10,874,000 | 1,761 |
| Life insurance assets | $3,489,000 | 1,697 |
| Total liabilities and capital | $373,025,000 | 1,763 |
| Total liabilities | $330,647,000 | 1,788 |
| Total deposits | $289,015,000 | 1,883 |
| Interest-bearing deposits | $240,751,000 | 1,920 |
| Deposits held in domestic offices | $289,015,000 | 1,882 |
| % insured | 83.85% | 5,774 |
| Federal funds purchased & repurchase agreements | $13,125,000 | 793 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,604,000 | 1,109 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,903,000 | 1,500 |
| Total equity capital | $42,378,000 | 1,615 |
| Total bank equity capital | $42,378,000 | 1,614 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $35,303,000 | 973 |
| Undivided profits | $6,575,000 | 3,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,836,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,545,000 | 1,097 |
| Earning assets | $343,047,000 | 1,753 |
| Long-term assets (5+ years) | $93,109,000 | 1,561 |
| Average Assets, year-to-date | $362,037,670 | 1,810 |
| Average Assets, quarterly | $367,007,500 | 1,791 |
| Volatile liabilities | $42,189,000 | 1,249 |
| Insider loans | $3,558,000 | 1,797 |
| FHLB advances | $25,000,000 | 1,050 |
| Loans and leases held for sale | $2,319,000 | 566 |
| Unused loan commitments | $35,389,000 | 1,663 |
| Tier 1 (core) risk-based capital | $39,093,000 | 1,644 |
| Tier 2 risk-based capital | $2,423,000 | 2,088 |
| Total risk weighted assets | $208,775,000 | 2,049 |
| Total unused commitments | $35,389,000 | 1,665 |
| Derivatives | $18,334,000 | 400 |
| 2011-03-31 | Rank | |
| # of Employees: | 74 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $360,990,000 | 1,838 |
| Cash and due from depository institutions | $7,367,000 | 2,073 |
| Interest-bearing balances | $384,000 | 6,154 |
| Securities | $176,786,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $18,400,000 | 375 |
| Net loans & leases | $136,148,000 | 2,890 |
| Loan loss allowance | $2,312,000 | 2,917 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,430,000 | 1,594 |
| Other real estate owned | $1,309,000 | 2,073 |
| Goodwill and other intangibles | $3,174,000 | 962 |
| All other assets | $10,376,000 | 1,843 |
| Life insurance assets | $3,448,000 | 1,706 |
| Total liabilities and capital | $360,990,000 | 1,838 |
| Total liabilities | $320,430,000 | 1,856 |
| Total deposits | $270,582,000 | 2,021 |
| Interest-bearing deposits | $225,692,000 | 2,043 |
| Deposits held in domestic offices | $270,582,000 | 2,019 |
| % insured | 78.97% | 6,552 |
| Federal funds purchased & repurchase agreements | $15,294,000 | 733 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,930,000 | 1,319 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $13,624,000 | 465 |
| Total equity capital | $40,560,000 | 1,661 |
| Total bank equity capital | $40,560,000 | 1,660 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $35,303,000 | 978 |
| Undivided profits | $4,757,000 | 4,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,377,000 | 1,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,328,000 | 1,219 |
| Earning assets | $331,718,000 | 1,816 |
| Long-term assets (5+ years) | $81,928,000 | 1,701 |
| Average Assets, year-to-date | $356,544,000 | 1,848 |
| Average Assets, quarterly | $356,544,000 | 1,848 |
| Volatile liabilities | $48,012,000 | 1,156 |
| Insider loans | $3,722,000 | 1,785 |
| FHLB advances | $20,000,000 | 1,263 |
| Loans and leases held for sale | $281,000 | 1,251 |
| Unused loan commitments | $40,441,000 | 1,509 |
| Tier 1 (core) risk-based capital | $38,606,000 | 1,661 |
| Tier 2 risk-based capital | $2,326,000 | 2,178 |
| Total risk weighted assets | $210,196,000 | 2,051 |
| Total unused commitments | $40,441,000 | 1,511 |
| Derivatives | $13,952,000 | 416 |
| 2010-12-31 | Rank | |
| # of Employees: | 80 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $352,098,000 | 1,870 |
| Cash and due from depository institutions | $7,749,000 | 1,929 |
| Interest-bearing balances | $1,724,000 | 5,111 |
| Securities | $154,329,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $28,175,000 | 222 |
| Net loans & leases | $140,697,000 | 2,872 |
| Loan loss allowance | $2,527,000 | 2,739 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,539,000 | 1,595 |
| Other real estate owned | $0 | 1,929 |
| Goodwill and other intangibles | $3,319,000 | 951 |
| All other assets | $10,290,000 | 1,898 |
| Life insurance assets | $3,420,000 | 1,702 |
| Total liabilities and capital | $352,098,000 | 1,870 |
| Total liabilities | $311,776,000 | 1,898 |
| Total deposits | $258,454,000 | 2,095 |
| Interest-bearing deposits | $213,686,000 | 2,168 |
| Deposits held in domestic offices | $258,454,000 | 2,094 |
| % insured | 79.66% | 6,469 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 747 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $35,930,000 | 928 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,392,000 | 2,605 |
| Total equity capital | $40,322,000 | 1,661 |
| Total bank equity capital | $40,322,000 | 1,659 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $35,303,000 | 972 |
| Undivided profits | $4,519,000 | 4,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,189,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,273,000 | 1,281 |
| Earning assets | $324,925,000 | 1,849 |
| Long-term assets (5+ years) | $75,176,000 | 1,780 |
| Average Assets, year-to-date | $311,162,400 | 2,084 |
| Average Assets, quarterly | $329,070,000 | 1,991 |
| Volatile liabilities | $90,986,000 | 1,475 |
| Insider loans | $1,620,000 | 3,207 |
| FHLB advances | $35,000,000 | 870 |
| Loans and leases held for sale | $1,397,000 | 1,059 |
| Unused loan commitments | $38,883,000 | 1,535 |
| Tier 1 (core) risk-based capital | $38,476,000 | 1,654 |
| Tier 2 risk-based capital | $2,539,000 | 2,040 |
| Total risk weighted assets | $205,299,000 | 2,140 |
| Total unused commitments | $38,883,000 | 1,536 |
| Derivatives | $8,776,000 | 562 |
| 2010-09-30 | Rank | |
| # of Employees: | 75 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $306,042,000 | 2,177 |
| Cash and due from depository institutions | $10,433,000 | 2,076 |
| Interest-bearing balances | $11,000 | 7,056 |
| Securities | $108,631,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $17,385,000 | 427 |
| Net loans & leases | $148,637,000 | 2,787 |
| Loan loss allowance | $2,498,000 | 2,793 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,668,000 | 1,597 |
| Other real estate owned | $745,000 | 2,076 |
| Goodwill and other intangibles | $3,463,000 | 925 |
| All other assets | $9,080,000 | 2,103 |
| Life insurance assets | $3,386,000 | 1,705 |
| Total liabilities and capital | $306,042,000 | 2,177 |
| Total liabilities | $264,461,000 | 2,239 |
| Total deposits | $243,667,000 | 2,237 |
| Interest-bearing deposits | $202,016,000 | 2,303 |
| Deposits held in domestic offices | $243,667,000 | 2,234 |
| % insured | 79.13% | 6,253 |
| Federal funds purchased & repurchase agreements | $17,860,000 | 706 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $765,000 | 4,576 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,169,000 | 2,079 |
| Total equity capital | $41,581,000 | 1,641 |
| Total bank equity capital | $41,581,000 | 1,640 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $35,303,000 | 951 |
| Undivided profits | $5,778,000 | 4,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,074,000 | 1,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,355,000 | 1,326 |
| Earning assets | $274,664,000 | 2,209 |
| Long-term assets (5+ years) | $55,291,000 | 2,232 |
| Average Assets, year-to-date | $300,928,500 | 2,181 |
| Average Assets, quarterly | $300,887,500 | 2,195 |
| Volatile liabilities | $52,165,000 | 2,500 |
| Insider loans | $1,627,000 | 3,249 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $1,970,000 | 966 |
| Unused loan commitments | $37,759,000 | 1,597 |
| Tier 1 (core) risk-based capital | $38,777,000 | 1,649 |
| Tier 2 risk-based capital | $2,508,000 | 2,112 |
| Total risk weighted assets | $208,259,000 | 2,145 |
| Total unused commitments | $37,759,000 | 1,599 |
| Derivatives | $26,194,000 | 432 |
| 2010-06-30 | Rank | |
| # of Employees: | 78 | 2,024 |
| Assets and Liabilities | ||
| Total Assets: | $295,733,000 | 2,239 |
| Cash and due from depository institutions | $7,298,000 | 2,024 |
| Interest-bearing balances | $60,000 | 6,741 |
| Securities | $107,090,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $11,215,000 | 668 |
| Net loans & leases | $150,404,000 | 2,783 |
| Loan loss allowance | $2,565,000 | 2,699 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,748,000 | 1,598 |
| Other real estate owned | $0 | 2,024 |
| Goodwill and other intangibles | $3,607,000 | 911 |
| All other assets | $8,371,000 | 2,297 |
| Life insurance assets | $3,357,000 | 1,712 |
| Total liabilities and capital | $295,733,000 | 2,239 |
| Total liabilities | $254,821,000 | 2,314 |
| Total deposits | $236,684,000 | 2,291 |
| Interest-bearing deposits | $195,786,000 | 2,392 |
| Deposits held in domestic offices | $236,684,000 | 2,289 |
| % insured | 93.27% | 2,332 |
| Federal funds purchased & repurchase agreements | $15,800,000 | 749 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $390,000 | 4,868 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,947,000 | 2,166 |
| Total equity capital | $40,912,000 | 1,649 |
| Total bank equity capital | $40,912,000 | 1,647 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $35,303,000 | 950 |
| Undivided profits | $5,109,000 | 4,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,967,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $274,000 | 706 |
| Income earned, not collected on loans | $2,043,000 | 1,518 |
| Earning assets | $268,769,000 | 2,254 |
| Long-term assets (5+ years) | $52,445,000 | 2,287 |
| Average Assets, year-to-date | $299,224,000 | 2,205 |
| Average Assets, quarterly | $300,859,500 | 2,201 |
| Volatile liabilities | $50,489,000 | 2,603 |
| Insider loans | $1,593,000 | 3,331 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $1,157,000 | 984 |
| Unused loan commitments | $41,785,000 | 1,485 |
| Tier 1 (core) risk-based capital | $38,559,000 | 1,650 |
| Tier 2 risk-based capital | $2,566,000 | 2,074 |
| Total risk weighted assets | $205,546,000 | 2,201 |
| Total unused commitments | $41,785,000 | 1,487 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 83 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $305,986,000 | 2,229 |
| Cash and due from depository institutions | $21,095,000 | 1,905 |
| Interest-bearing balances | $11,722,000 | 2,402 |
| Securities | $97,565,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 426 |
| Net loans & leases | $146,719,000 | 2,901 |
| Loan loss allowance | $2,212,000 | 3,029 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,868,000 | 1,583 |
| Other real estate owned | $138,000 | 1,905 |
| Goodwill and other intangibles | $3,751,000 | 906 |
| All other assets | $8,850,000 | 2,239 |
| Life insurance assets | $3,335,000 | 1,718 |
| Total liabilities and capital | $305,986,000 | 2,229 |
| Total liabilities | $268,855,000 | 2,259 |
| Total deposits | $251,385,000 | 2,215 |
| Interest-bearing deposits | $207,136,000 | 2,314 |
| Deposits held in domestic offices | $251,385,000 | 2,213 |
| % insured | 76.17% | 6,802 |
| Federal funds purchased & repurchase agreements | $14,885,000 | 809 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $668,000 | 4,854 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,917,000 | 2,171 |
| Total equity capital | $37,131,000 | 1,831 |
| Total bank equity capital | $37,131,000 | 1,827 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $32,303,000 | 1,051 |
| Undivided profits | $4,328,000 | 4,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,340,000 | 1,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $476,000 | 543 |
| Income earned, not collected on loans | $2,246,000 | 1,393 |
| Earning assets | $276,006,000 | 2,245 |
| Long-term assets (5+ years) | $30,745,000 | 3,370 |
| Average Assets, year-to-date | $300,969,500 | 2,245 |
| Average Assets, quarterly | $300,969,500 | 2,245 |
| Volatile liabilities | $50,452,000 | 2,686 |
| Insider loans | $1,593,000 | 3,407 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $381,000 | 1,334 |
| Unused loan commitments | $46,361,000 | 1,415 |
| Tier 1 (core) risk-based capital | $34,977,000 | 1,835 |
| Tier 2 risk-based capital | $2,212,000 | 2,435 |
| Total risk weighted assets | $182,522,000 | 2,548 |
| Total unused commitments | $46,361,000 | 1,419 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 75 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $295,953,000 | 2,286 |
| Cash and due from depository institutions | $12,949,000 | 2,165 |
| Interest-bearing balances | $5,495,000 | 3,181 |
| Securities | $106,881,000 | 1,205 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,625 |
| Net loans & leases | $151,379,000 | 2,875 |
| Loan loss allowance | $1,679,000 | 3,608 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,895,000 | 1,615 |
| Other real estate owned | $139,000 | 2,165 |
| Goodwill and other intangibles | $3,896,000 | 894 |
| All other assets | $7,814,000 | 2,524 |
| Life insurance assets | $3,303,000 | 1,734 |
| Total liabilities and capital | $295,953,000 | 2,286 |
| Total liabilities | $264,589,000 | 2,303 |
| Total deposits | $247,257,000 | 2,243 |
| Interest-bearing deposits | $205,738,000 | 2,330 |
| Deposits held in domestic offices | $247,257,000 | 2,241 |
| % insured | 77.90% | 6,617 |
| Federal funds purchased & repurchase agreements | $15,056,000 | 834 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $786,000 | 4,937 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,490,000 | 2,677 |
| Total equity capital | $31,364,000 | 2,120 |
| Total bank equity capital | $31,364,000 | 2,118 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $27,303,000 | 1,204 |
| Undivided profits | $3,561,000 | 4,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,407,000 | 2,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $293,000 | 652 |
| Income earned, not collected on loans | $2,495,000 | 1,297 |
| Earning assets | $268,755,000 | 2,303 |
| Long-term assets (5+ years) | $50,261,000 | 2,376 |
| Average Assets, year-to-date | $284,389,600 | 2,316 |
| Average Assets, quarterly | $288,285,500 | 2,328 |
| Volatile liabilities | $49,512,000 | 2,753 |
| Insider loans | $1,618,000 | 3,419 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $40,756,000 | 1,581 |
| Tier 1 (core) risk-based capital | $29,517,000 | 2,137 |
| Tier 2 risk-based capital | $1,679,000 | 3,042 |
| Total risk weighted assets | $184,739,000 | 2,560 |
| Total unused commitments | $40,756,000 | 1,582 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 76 | 2,150 |
| Assets and Liabilities | ||
| Total Assets: | $280,618,000 | 2,398 |
| Cash and due from depository institutions | $32,365,000 | 2,150 |
| Interest-bearing balances | $24,822,000 | 1,031 |
| Securities | $50,407,000 | 2,362 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 924 |
| Net loans & leases | $173,738,000 | 2,587 |
| Loan loss allowance | $4,360,000 | 1,755 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,566,000 | 2,737 |
| Other real estate owned | $802,000 | 2,150 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,740,000 | 2,085 |
| Life insurance assets | $3,273,000 | 1,735 |
| Total liabilities and capital | $280,618,000 | 2,398 |
| Total liabilities | $254,829,000 | 2,377 |
| Total deposits | $236,866,000 | 2,307 |
| Interest-bearing deposits | $196,005,000 | 2,428 |
| Deposits held in domestic offices | $236,866,000 | 2,305 |
| % insured | 79.19% | 6,583 |
| Federal funds purchased & repurchase agreements | $15,763,000 | 842 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $503,000 | 5,134 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,697,000 | 2,656 |
| Total equity capital | $25,789,000 | 2,607 |
| Total bank equity capital | $25,789,000 | 2,606 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $10,530,000 | 2,589 |
| Undivided profits | $14,759,000 | 2,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,215,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $293,000 | 633 |
| Income earned, not collected on loans | $2,561,000 | 1,365 |
| Earning assets | $258,967,000 | 2,391 |
| Long-term assets (5+ years) | $50,530,000 | 2,357 |
| Average Assets, year-to-date | $281,498,750 | 2,350 |
| Average Assets, quarterly | $276,300,500 | 2,416 |
| Volatile liabilities | $49,444,000 | 2,797 |
| Insider loans | $1,677,000 | 3,373 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $1,378,000 | 815 |
| Unused loan commitments | $40,601,000 | 1,679 |
| Tier 1 (core) risk-based capital | $24,700,000 | 2,555 |
| Tier 2 risk-based capital | $2,416,000 | 2,277 |
| Total risk weighted assets | $191,290,000 | 2,518 |
| Total unused commitments | $40,601,000 | 1,680 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 78 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $271,983,000 | 2,455 |
| Cash and due from depository institutions | $20,205,000 | 2,137 |
| Interest-bearing balances | $13,442,000 | 1,498 |
| Securities | $51,865,000 | 2,260 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,015 |
| Net loans & leases | $176,562,000 | 2,591 |
| Loan loss allowance | $4,376,000 | 1,678 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,777,000 | 2,663 |
| Other real estate owned | $802,000 | 2,137 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,772,000 | 2,299 |
| Life insurance assets | $3,244,000 | 1,751 |
| Total liabilities and capital | $271,983,000 | 2,455 |
| Total liabilities | $247,812,000 | 2,432 |
| Total deposits | $231,627,000 | 2,343 |
| Interest-bearing deposits | $191,491,000 | 2,464 |
| Deposits held in domestic offices | $231,627,000 | 2,341 |
| % insured | 68.68% | 6,267 |
| Federal funds purchased & repurchase agreements | $14,133,000 | 906 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $705,000 | 5,143 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,347,000 | 3,155 |
| Total equity capital | $24,171,000 | 2,747 |
| Total bank equity capital | $24,171,000 | 2,746 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $10,531,000 | 2,576 |
| Undivided profits | $13,140,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,547,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 686 |
| Income earned, not collected on loans | $2,206,000 | 1,552 |
| Earning assets | $251,869,000 | 2,445 |
| Long-term assets (5+ years) | $52,107,000 | 2,274 |
| Average Assets, year-to-date | $281,792,330 | 2,367 |
| Average Assets, quarterly | $281,451,500 | 2,383 |
| Volatile liabilities | $46,488,000 | 2,936 |
| Insider loans | $1,686,000 | 3,396 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $1,612,000 | 986 |
| Unused loan commitments | $41,237,000 | 1,721 |
| Tier 1 (core) risk-based capital | $23,767,000 | 2,666 |
| Tier 2 risk-based capital | $2,403,000 | 2,276 |
| Total risk weighted assets | $190,215,000 | 2,535 |
| Total unused commitments | $41,237,000 | 1,723 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 77 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $290,920,000 | 2,343 |
| Cash and due from depository institutions | $32,328,000 | 2,174 |
| Interest-bearing balances | $24,766,000 | 780 |
| Securities | $53,510,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,215 |
| Net loans & leases | $182,533,000 | 2,531 |
| Loan loss allowance | $4,958,000 | 1,441 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,915,000 | 2,621 |
| Other real estate owned | $0 | 2,174 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,634,000 | 2,325 |
| Life insurance assets | $3,215,000 | 1,761 |
| Total liabilities and capital | $290,920,000 | 2,343 |
| Total liabilities | $265,851,000 | 2,310 |
| Total deposits | $250,071,000 | 2,202 |
| Interest-bearing deposits | $207,839,000 | 2,276 |
| Deposits held in domestic offices | $250,071,000 | 2,200 |
| % insured | 65.39% | 6,732 |
| Federal funds purchased & repurchase agreements | $13,606,000 | 938 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $734,000 | 5,194 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,440,000 | 2,944 |
| Total equity capital | $25,069,000 | 2,664 |
| Total bank equity capital | $25,069,000 | 2,662 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $10,531,000 | 2,565 |
| Undivided profits | $14,038,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,779,000 | 1,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $224,000 | 644 |
| Income earned, not collected on loans | $2,340,000 | 1,498 |
| Earning assets | $270,809,000 | 2,302 |
| Long-term assets (5+ years) | $54,893,000 | 2,171 |
| Average Assets, year-to-date | $286,697,000 | 2,354 |
| Average Assets, quarterly | $286,697,000 | 2,354 |
| Volatile liabilities | $47,523,000 | 2,857 |
| Insider loans | $2,046,000 | 3,088 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $852,000 | 1,170 |
| Unused loan commitments | $50,651,000 | 1,529 |
| Tier 1 (core) risk-based capital | $24,667,000 | 2,586 |
| Tier 2 risk-based capital | $2,476,000 | 2,210 |
| Total risk weighted assets | $195,535,000 | 2,489 |
| Total unused commitments | $50,651,000 | 1,532 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 80 | 2,113 |
| Assets and Liabilities | ||
| Total Assets: | $282,474,000 | 2,393 |
| Cash and due from depository institutions | $15,242,000 | 2,113 |
| Interest-bearing balances | $7,375,000 | 1,392 |
| Securities | $54,546,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 984 |
| Net loans & leases | $190,534,000 | 2,444 |
| Loan loss allowance | $4,835,000 | 1,426 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,664,000 | 2,744 |
| Other real estate owned | $0 | 2,113 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,488,000 | 2,368 |
| Life insurance assets | $3,185,000 | 1,774 |
| Total liabilities and capital | $282,474,000 | 2,393 |
| Total liabilities | $258,130,000 | 2,356 |
| Total deposits | $244,527,000 | 2,199 |
| Interest-bearing deposits | $201,292,000 | 2,309 |
| Deposits held in domestic offices | $244,527,000 | 2,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,685,000 | 1,119 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $961,000 | 5,349 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $957,000 | 3,832 |
| Total equity capital | $24,344,000 | 2,713 |
| Total bank equity capital | $24,344,000 | 2,713 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $10,132,000 | 2,606 |
| Undivided profits | $13,712,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,709,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,605,000 | 1,397 |
| Earning assets | $262,455,000 | 2,346 |
| Long-term assets (5+ years) | $56,770,000 | 2,094 |
| Average Assets, year-to-date | $277,026,800 | 2,329 |
| Average Assets, quarterly | $279,184,000 | 2,383 |
| Volatile liabilities | $45,279,000 | 2,959 |
| Insider loans | $2,716,000 | 2,613 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $680,000 | 1,011 |
| Unused loan commitments | $59,002,000 | 1,367 |
| Tier 1 (core) risk-based capital | $24,215,000 | 2,613 |
| Tier 2 risk-based capital | $2,586,000 | 2,101 |
| Total risk weighted assets | $204,611,000 | 2,389 |
| Total unused commitments | $59,002,000 | 1,370 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $275,894,000 | 2,405 |
| Cash and due from depository institutions | $9,837,000 | 2,070 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $48,869,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,547 |
| Net loans & leases | $203,049,000 | 2,327 |
| Loan loss allowance | $4,632,000 | 1,357 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,423,000 | 2,834 |
| Other real estate owned | $0 | 2,070 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,716,000 | 2,125 |
| Life insurance assets | $3,160,000 | 1,777 |
| Total liabilities and capital | $275,894,000 | 2,405 |
| Total liabilities | $252,353,000 | 2,372 |
| Total deposits | $235,458,000 | 2,244 |
| Interest-bearing deposits | $193,484,000 | 2,347 |
| Deposits held in domestic offices | $235,458,000 | 2,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,975,000 | 1,046 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $989,000 | 5,308 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,931,000 | 2,393 |
| Total equity capital | $23,541,000 | 2,815 |
| Total bank equity capital | $23,541,000 | 2,815 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $9,864,000 | 2,667 |
| Undivided profits | $13,177,000 | 2,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,915,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 908 |
| Income earned, not collected on loans | $3,573,000 | 1,032 |
| Earning assets | $252,918,000 | 2,402 |
| Long-term assets (5+ years) | $52,629,000 | 2,172 |
| Average Assets, year-to-date | $275,665,000 | 2,351 |
| Average Assets, quarterly | $274,237,500 | 2,402 |
| Volatile liabilities | $43,723,000 | 2,944 |
| Insider loans | $5,050,000 | 1,562 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $425,000 | 1,089 |
| Unused loan commitments | $56,875,000 | 1,512 |
| Tier 1 (core) risk-based capital | $23,524,000 | 2,719 |
| Tier 2 risk-based capital | $2,723,000 | 1,956 |
| Total risk weighted assets | $215,531,000 | 2,276 |
| Total unused commitments | $56,875,000 | 1,513 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 90 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $272,581,000 | 2,416 |
| Cash and due from depository institutions | $8,816,000 | 1,902 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $51,265,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $200,338,000 | 2,324 |
| Loan loss allowance | $4,333,000 | 1,361 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,550,000 | 2,785 |
| Other real estate owned | $0 | 1,902 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,612,000 | 2,297 |
| Life insurance assets | $3,130,000 | 1,785 |
| Total liabilities and capital | $272,581,000 | 2,416 |
| Total liabilities | $253,803,000 | 2,351 |
| Total deposits | $234,738,000 | 2,230 |
| Interest-bearing deposits | $193,679,000 | 2,332 |
| Deposits held in domestic offices | $234,738,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,722,000 | 1,159 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $4,538,000 | 4,170 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,805,000 | 2,507 |
| Total equity capital | $18,778,000 | 3,475 |
| Total bank equity capital | $18,778,000 | 3,475 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $6,114,000 | 3,641 |
| Undivided profits | $12,164,000 | 2,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,346,000 | 1,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $560,000 | 329 |
| Income earned, not collected on loans | $3,054,000 | 1,206 |
| Earning assets | $251,603,000 | 2,414 |
| Long-term assets (5+ years) | $54,720,000 | 2,099 |
| Average Assets, year-to-date | $275,588,670 | 2,357 |
| Average Assets, quarterly | $276,933,000 | 2,371 |
| Volatile liabilities | $45,790,000 | 2,850 |
| Insider loans | $5,015,000 | 1,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $1,666,000 | 704 |
| Unused loan commitments | $57,800,000 | 1,533 |
| Tier 1 (core) risk-based capital | $18,561,000 | 3,419 |
| Tier 2 risk-based capital | $2,688,000 | 1,939 |
| Total risk weighted assets | $210,675,000 | 2,317 |
| Total unused commitments | $57,800,000 | 1,533 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 89 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $281,285,000 | 2,359 |
| Cash and due from depository institutions | $17,805,000 | 1,915 |
| Interest-bearing balances | $10,000,000 | 780 |
| Securities | $53,900,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $195,680,000 | 2,331 |
| Loan loss allowance | $2,611,000 | 2,051 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,552,000 | 2,759 |
| Other real estate owned | $0 | 1,915 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,348,000 | 1,890 |
| Life insurance assets | $3,100,000 | 1,785 |
| Total liabilities and capital | $281,285,000 | 2,359 |
| Total liabilities | $260,141,000 | 2,290 |
| Total deposits | $242,647,000 | 2,177 |
| Interest-bearing deposits | $203,056,000 | 2,241 |
| Deposits held in domestic offices | $242,647,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,318,000 | 1,007 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $710,000 | 5,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,466,000 | 3,132 |
| Total equity capital | $21,144,000 | 3,189 |
| Total bank equity capital | $21,144,000 | 3,189 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $2,314,000 | 5,438 |
| Undivided profits | $18,330,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,320,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 874 |
| Income earned, not collected on loans | $3,091,000 | 1,225 |
| Earning assets | $259,580,000 | 2,338 |
| Long-term assets (5+ years) | $54,691,000 | 2,029 |
| Average Assets, year-to-date | $277,092,500 | 2,352 |
| Average Assets, quarterly | $277,092,500 | 2,352 |
| Volatile liabilities | $44,021,000 | 2,878 |
| Insider loans | $2,810,000 | 2,490 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $488,000 | 1,247 |
| Unused loan commitments | $65,321,000 | 1,434 |
| Tier 1 (core) risk-based capital | $20,172,000 | 3,156 |
| Tier 2 risk-based capital | $2,651,000 | 1,923 |
| Total risk weighted assets | $217,064,000 | 2,223 |
| Total unused commitments | $65,321,000 | 1,435 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $272,900,000 | 2,379 |
| Cash and due from depository institutions | $16,928,000 | 2,066 |
| Interest-bearing balances | $10,000,000 | 598 |
| Securities | $49,051,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,816 |
| Net loans & leases | $188,208,000 | 2,386 |
| Loan loss allowance | $2,303,000 | 2,268 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,557,000 | 2,745 |
| Other real estate owned | $0 | 2,066 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,856,000 | 1,807 |
| Life insurance assets | $3,070,000 | 1,782 |
| Total liabilities and capital | $272,900,000 | 2,379 |
| Total liabilities | $253,257,000 | 2,315 |
| Total deposits | $238,329,000 | 2,195 |
| Interest-bearing deposits | $206,527,000 | 2,184 |
| Deposits held in domestic offices | $238,329,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,584,000 | 1,120 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $205,000 | 5,331 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,139,000 | 3,691 |
| Total equity capital | $19,643,000 | 3,354 |
| Total bank equity capital | $19,643,000 | 3,354 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $2,314,000 | 5,434 |
| Undivided profits | $16,829,000 | 2,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,440,000 | 1,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 865 |
| Income earned, not collected on loans | $3,232,000 | 1,259 |
| Earning assets | $251,559,000 | 2,372 |
| Long-term assets (5+ years) | $49,994,000 | 1,999 |
| Average Assets, year-to-date | $261,187,000 | 2,395 |
| Average Assets, quarterly | $266,124,000 | 2,408 |
| Volatile liabilities | $40,636,000 | 3,054 |
| Insider loans | $2,874,000 | 2,411 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $678,000 | 1,082 |
| Unused loan commitments | $63,324,000 | 1,481 |
| Tier 1 (core) risk-based capital | $19,087,000 | 3,300 |
| Tier 2 risk-based capital | $2,357,000 | 2,101 |
| Total risk weighted assets | $210,679,000 | 2,272 |
| Total unused commitments | $63,324,000 | 1,482 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $259,348,000 | 2,453 |
| Cash and due from depository institutions | $5,567,000 | 1,967 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $46,232,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $194,677,000 | 2,303 |
| Loan loss allowance | $2,321,000 | 2,216 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,647,000 | 2,643 |
| Other real estate owned | $78,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,147,000 | 2,120 |
| Life insurance assets | $3,048,000 | 1,748 |
| Total liabilities and capital | $259,348,000 | 2,453 |
| Total liabilities | $237,942,000 | 2,396 |
| Total deposits | $220,295,000 | 2,328 |
| Interest-bearing deposits | $189,725,000 | 2,337 |
| Deposits held in domestic offices | $220,295,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,503,000 | 1,049 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,044,000 | 4,393 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,100,000 | 2,389 |
| Total equity capital | $21,406,000 | 3,074 |
| Total bank equity capital | $21,406,000 | 3,074 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $2,314,000 | 5,408 |
| Undivided profits | $18,592,000 | 1,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,672,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 893 |
| Income earned, not collected on loans | $3,327,000 | 1,296 |
| Earning assets | $240,909,000 | 2,433 |
| Long-term assets (5+ years) | $40,019,000 | 2,275 |
| Average Assets, year-to-date | $258,258,750 | 2,418 |
| Average Assets, quarterly | $257,881,000 | 2,442 |
| Volatile liabilities | $42,277,000 | 2,948 |
| Insider loans | $3,233,000 | 2,196 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $2,301,000 | 553 |
| Unused loan commitments | $64,127,000 | 1,479 |
| Tier 1 (core) risk-based capital | $20,759,000 | 3,046 |
| Tier 2 risk-based capital | $2,404,000 | 2,062 |
| Total risk weighted assets | $212,185,000 | 2,221 |
| Total unused commitments | $64,127,000 | 1,480 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $256,414,000 | 2,495 |
| Cash and due from depository institutions | $6,299,000 | 2,096 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,200,000 | 2,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $189,550,000 | 2,351 |
| Loan loss allowance | $2,250,000 | 2,274 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,722,000 | 2,594 |
| Other real estate owned | $89,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,554,000 | 2,245 |
| Life insurance assets | $3,018,000 | 1,755 |
| Total liabilities and capital | $256,414,000 | 2,495 |
| Total liabilities | $235,732,000 | 2,431 |
| Total deposits | $215,205,000 | 2,406 |
| Interest-bearing deposits | $188,153,000 | 2,354 |
| Deposits held in domestic offices | $215,205,000 | 2,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,523,000 | 877 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $272,000 | 5,218 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,732,000 | 2,637 |
| Total equity capital | $20,682,000 | 3,120 |
| Total bank equity capital | $20,682,000 | 3,120 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $2,314,000 | 5,418 |
| Undivided profits | $17,868,000 | 1,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 3,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 888 |
| Income earned, not collected on loans | $2,935,000 | 1,370 |
| Earning assets | $237,750,000 | 2,471 |
| Long-term assets (5+ years) | $39,739,000 | 2,239 |
| Average Assets, year-to-date | $257,895,670 | 2,457 |
| Average Assets, quarterly | $258,752,500 | 2,462 |
| Volatile liabilities | $46,944,000 | 2,657 |
| Insider loans | $3,070,000 | 2,277 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $3,101,000 | 572 |
| Unused loan commitments | $63,278,000 | 1,527 |
| Tier 1 (core) risk-based capital | $20,740,000 | 3,034 |
| Tier 2 risk-based capital | $2,339,000 | 2,120 |
| Total risk weighted assets | $207,093,000 | 2,267 |
| Total unused commitments | $63,278,000 | 1,529 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 81 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $261,091,000 | 2,466 |
| Cash and due from depository institutions | $11,792,000 | 2,152 |
| Interest-bearing balances | $7,000,000 | 899 |
| Securities | $52,688,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $12,739,000 | 1,604 |
| Net loans & leases | $171,203,000 | 2,516 |
| Loan loss allowance | $2,083,000 | 2,407 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,808,000 | 2,517 |
| Other real estate owned | $89,000 | 2,152 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,772,000 | 2,131 |
| Life insurance assets | $2,988,000 | 1,745 |
| Total liabilities and capital | $261,091,000 | 2,466 |
| Total liabilities | $240,554,000 | 2,412 |
| Total deposits | $229,547,000 | 2,284 |
| Interest-bearing deposits | $182,260,000 | 2,448 |
| Deposits held in domestic offices | $229,547,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,412,000 | 1,181 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $300,000 | 5,146 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,295,000 | 3,336 |
| Total equity capital | $20,537,000 | 3,160 |
| Total bank equity capital | $20,537,000 | 3,160 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $2,314,000 | 5,406 |
| Undivided profits | $17,723,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,133,000 | 1,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $371,000 | 397 |
| Income earned, not collected on loans | $3,069,000 | 1,266 |
| Earning assets | $243,630,000 | 2,436 |
| Long-term assets (5+ years) | $36,955,000 | 2,327 |
| Average Assets, year-to-date | $258,636,500 | 2,476 |
| Average Assets, quarterly | $258,636,500 | 2,476 |
| Volatile liabilities | $37,320,000 | 3,133 |
| Insider loans | $3,259,000 | 2,124 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $383,000 | 1,331 |
| Unused loan commitments | $67,025,000 | 1,470 |
| Tier 1 (core) risk-based capital | $20,000,000 | 3,132 |
| Tier 2 risk-based capital | $2,083,000 | 2,307 |
| Total risk weighted assets | $193,271,000 | 2,365 |
| Total unused commitments | $67,025,000 | 1,470 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 81 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $256,182,000 | 2,503 |
| Cash and due from depository institutions | $12,644,000 | 2,154 |
| Interest-bearing balances | $7,000,000 | 830 |
| Securities | $49,035,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,794 |
| Net loans & leases | $172,834,000 | 2,479 |
| Loan loss allowance | $2,000,000 | 2,465 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,915,000 | 2,435 |
| Other real estate owned | $89,000 | 2,154 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,465,000 | 2,209 |
| Life insurance assets | $2,958,000 | 1,723 |
| Total liabilities and capital | $256,182,000 | 2,503 |
| Total liabilities | $236,673,000 | 2,435 |
| Total deposits | $224,129,000 | 2,325 |
| Interest-bearing deposits | $171,196,000 | 2,563 |
| Deposits held in domestic offices | $224,129,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,253,000 | 1,126 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $373,000 | 5,258 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $918,000 | 4,047 |
| Total equity capital | $19,509,000 | 3,257 |
| Total bank equity capital | $19,509,000 | 3,257 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $2,314,000 | 5,397 |
| Undivided profits | $16,695,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,237,000 | 1,234 |
| Earning assets | $238,069,000 | 2,456 |
| Long-term assets (5+ years) | $33,344,000 | 2,466 |
| Average Assets, year-to-date | $248,646,000 | 2,481 |
| Average Assets, quarterly | $253,974,500 | 2,508 |
| Volatile liabilities | $36,100,000 | 3,329 |
| Insider loans | $2,567,000 | 2,500 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $453,000 | 1,226 |
| Unused loan commitments | $62,363,000 | 1,542 |
| Tier 1 (core) risk-based capital | $18,942,000 | 3,222 |
| Tier 2 risk-based capital | $2,075,000 | 2,288 |
| Total risk weighted assets | $192,279,000 | 2,361 |
| Total unused commitments | $62,363,000 | 1,543 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 81 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $251,767,000 | 2,522 |
| Cash and due from depository institutions | $5,423,000 | 2,166 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $46,068,000 | 2,515 |
| Federal funds sold & reverse repurchase agreements | $11,198,000 | 1,259 |
| Net loans & leases | $176,691,000 | 2,449 |
| Loan loss allowance | $1,891,000 | 2,596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,997,000 | 2,366 |
| Other real estate owned | $78,000 | 2,166 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,312,000 | 2,249 |
| Life insurance assets | $2,931,000 | 1,694 |
| Total liabilities and capital | $251,767,000 | 2,522 |
| Total liabilities | $232,555,000 | 2,453 |
| Total deposits | $220,304,000 | 2,341 |
| Interest-bearing deposits | $173,760,000 | 2,499 |
| Deposits held in domestic offices | $220,304,000 | 2,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,918,000 | 1,208 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $357,000 | 5,493 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,976,000 | 2,365 |
| Total equity capital | $19,212,000 | 3,265 |
| Total bank equity capital | $19,212,000 | 3,265 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $2,314,000 | 5,395 |
| Undivided profits | $16,398,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,687,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,802,000 | 1,420 |
| Earning assets | $233,957,000 | 2,492 |
| Long-term assets (5+ years) | $27,845,000 | 2,758 |
| Average Assets, year-to-date | $246,762,000 | 2,507 |
| Average Assets, quarterly | $249,613,500 | 2,520 |
| Volatile liabilities | $31,882,000 | 3,601 |
| Insider loans | $2,742,000 | 2,362 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $1,333,000 | 821 |
| Unused loan commitments | $59,385,000 | 1,625 |
| Tier 1 (core) risk-based capital | $19,053,000 | 3,176 |
| Tier 2 risk-based capital | $1,960,000 | 2,397 |
| Total risk weighted assets | $195,115,000 | 2,335 |
| Total unused commitments | $59,385,000 | 1,626 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $247,460,000 | 2,549 |
| Cash and due from depository institutions | $6,392,000 | 2,045 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $48,278,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $13,585,000 | 947 |
| Net loans & leases | $165,450,000 | 2,550 |
| Loan loss allowance | $1,861,000 | 2,613 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,062,000 | 2,306 |
| Other real estate owned | $307,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,386,000 | 1,999 |
| Life insurance assets | $2,901,000 | 1,678 |
| Total liabilities and capital | $247,460,000 | 2,549 |
| Total liabilities | $229,593,000 | 2,471 |
| Total deposits | $217,091,000 | 2,356 |
| Interest-bearing deposits | $170,221,000 | 2,517 |
| Deposits held in domestic offices | $217,091,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,602,000 | 1,170 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $367,000 | 5,457 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,533,000 | 2,642 |
| Total equity capital | $17,867,000 | 3,374 |
| Total bank equity capital | $17,867,000 | 3,374 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $2,314,000 | 5,384 |
| Undivided profits | $15,053,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $461,000 | 341 |
| Income earned, not collected on loans | $2,012,000 | 1,834 |
| Earning assets | $227,313,000 | 2,535 |
| Long-term assets (5+ years) | $27,551,000 | 2,751 |
| Average Assets, year-to-date | $245,093,670 | 2,529 |
| Average Assets, quarterly | $251,414,500 | 2,494 |
| Volatile liabilities | $31,555,000 | 3,568 |
| Insider loans | $2,915,000 | 2,209 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $1,584,000 | 759 |
| Unused loan commitments | $54,334,000 | 1,737 |
| Tier 1 (core) risk-based capital | $17,952,000 | 3,304 |
| Tier 2 risk-based capital | $1,922,000 | 2,413 |
| Total risk weighted assets | $185,467,000 | 2,390 |
| Total unused commitments | $54,334,000 | 1,738 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $255,369,000 | 2,451 |
| Cash and due from depository institutions | $31,438,000 | 2,056 |
| Interest-bearing balances | $6,000,000 | 943 |
| Securities | $52,233,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,607 |
| Net loans & leases | $157,461,000 | 2,602 |
| Loan loss allowance | $1,851,000 | 2,589 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,162,000 | 2,199 |
| Other real estate owned | $154,000 | 2,056 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,921,000 | 2,546 |
| Life insurance assets | $2,871,000 | 1,651 |
| Total liabilities and capital | $255,369,000 | 2,451 |
| Total liabilities | $237,157,000 | 2,385 |
| Total deposits | $225,339,000 | 2,255 |
| Interest-bearing deposits | $179,438,000 | 2,379 |
| Deposits held in domestic offices | $225,339,000 | 2,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,458,000 | 1,117 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $340,000 | 5,373 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,020,000 | 3,509 |
| Total equity capital | $18,212,000 | 3,293 |
| Total bank equity capital | $18,212,000 | 3,293 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $2,314,000 | 5,321 |
| Undivided profits | $15,398,000 | 2,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,419,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 626 |
| Income earned, not collected on loans | $1,898,000 | 1,846 |
| Earning assets | $218,694,000 | 2,600 |
| Long-term assets (5+ years) | $28,936,000 | 2,630 |
| Average Assets, year-to-date | $243,910,500 | 2,530 |
| Average Assets, quarterly | $243,910,500 | 2,530 |
| Volatile liabilities | $31,992,000 | 3,389 |
| Insider loans | $2,672,000 | 2,355 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,774,000 | 633 |
| Unused loan commitments | $57,448,000 | 1,646 |
| Tier 1 (core) risk-based capital | $17,702,000 | 3,289 |
| Tier 2 risk-based capital | $1,917,000 | 2,391 |
| Total risk weighted assets | $175,625,000 | 2,454 |
| Total unused commitments | $57,448,000 | 1,647 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 81 | 2,142 |
| Assets and Liabilities | ||
| Total Assets: | $232,452,000 | 2,646 |
| Cash and due from depository institutions | $11,616,000 | 2,142 |
| Interest-bearing balances | $6,000,000 | 941 |
| Securities | $54,133,000 | 2,210 |
| Federal funds sold & reverse repurchase agreements | $2,770,000 | 3,491 |
| Net loans & leases | $152,488,000 | 2,653 |
| Loan loss allowance | $1,779,000 | 2,628 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,111,000 | 2,211 |
| Other real estate owned | $78,000 | 2,142 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,256,000 | 2,432 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $232,452,000 | 2,646 |
| Total liabilities | $214,327,000 | 2,581 |
| Total deposits | $202,946,000 | 2,455 |
| Interest-bearing deposits | $153,402,000 | 2,705 |
| Deposits held in domestic offices | $202,946,000 | 2,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,377,000 | 1,135 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $353,000 | 5,490 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $651,000 | 4,464 |
| Total equity capital | $18,125,000 | 3,270 |
| Total bank equity capital | $18,125,000 | 3,270 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $2,314,000 | 5,306 |
| Undivided profits | $15,311,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,543,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 545 |
| Income earned, not collected on loans | $1,892,000 | 1,864 |
| Earning assets | $215,391,000 | 2,609 |
| Long-term assets (5+ years) | $30,430,000 | 2,527 |
| Average Assets, year-to-date | $227,815,400 | 2,596 |
| Average Assets, quarterly | $231,151,500 | 2,646 |
| Volatile liabilities | $32,843,000 | 3,278 |
| Insider loans | $2,894,000 | 2,178 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,947,000 | 601 |
| Unused loan commitments | $51,969,000 | 1,731 |
| Tier 1 (core) risk-based capital | $17,497,000 | 3,278 |
| Tier 2 risk-based capital | $1,842,000 | 2,439 |
| Total risk weighted assets | $169,605,000 | 2,494 |
| Total unused commitments | $51,969,000 | 1,731 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 82 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $229,851,000 | 2,635 |
| Cash and due from depository institutions | $12,326,000 | 2,105 |
| Interest-bearing balances | $6,000,000 | 947 |
| Securities | $51,164,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $2,915,000 | 3,170 |
| Net loans & leases | $151,438,000 | 2,636 |
| Loan loss allowance | $1,740,000 | 2,659 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,152,000 | 2,145 |
| Other real estate owned | $0 | 2,105 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,856,000 | 2,206 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $229,851,000 | 2,635 |
| Total liabilities | $211,927,000 | 2,564 |
| Total deposits | $201,452,000 | 2,427 |
| Interest-bearing deposits | $157,009,000 | 2,598 |
| Deposits held in domestic offices | $201,452,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,619,000 | 1,238 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $356,000 | 5,594 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,500,000 | 2,583 |
| Total equity capital | $17,924,000 | 3,260 |
| Total bank equity capital | $17,924,000 | 3,260 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $2,314,000 | 5,271 |
| Undivided profits | $15,110,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,794,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $696,000 | 252 |
| Income earned, not collected on loans | $2,404,000 | 1,348 |
| Earning assets | $211,517,000 | 2,607 |
| Long-term assets (5+ years) | $29,635,000 | 2,598 |
| Average Assets, year-to-date | $226,656,250 | 2,586 |
| Average Assets, quarterly | $227,989,000 | 2,623 |
| Volatile liabilities | $30,233,000 | 3,377 |
| Insider loans | $3,240,000 | 1,975 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $523,000 | 1,215 |
| Unused loan commitments | $50,147,000 | 1,755 |
| Tier 1 (core) risk-based capital | $17,138,000 | 3,285 |
| Tier 2 risk-based capital | $1,796,000 | 2,461 |
| Total risk weighted assets | $168,369,000 | 2,481 |
| Total unused commitments | $50,147,000 | 1,756 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 84 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $226,127,000 | 2,618 |
| Cash and due from depository institutions | $11,546,000 | 2,050 |
| Interest-bearing balances | $6,000,000 | 898 |
| Securities | $53,024,000 | 2,254 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $150,381,000 | 2,590 |
| Loan loss allowance | $1,654,000 | 2,732 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,302,000 | 2,037 |
| Other real estate owned | $0 | 2,050 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,874,000 | 2,407 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $226,127,000 | 2,618 |
| Total liabilities | $208,341,000 | 2,554 |
| Total deposits | $196,109,000 | 2,445 |
| Interest-bearing deposits | $155,919,000 | 2,570 |
| Deposits held in domestic offices | $196,109,000 | 2,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,610,000 | 1,100 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $401,000 | 5,467 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,221,000 | 2,833 |
| Total equity capital | $17,786,000 | 3,229 |
| Total bank equity capital | $17,786,000 | 3,229 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $2,314,000 | 5,251 |
| Undivided profits | $14,972,000 | 2,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,983,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $206,000 | 563 |
| Income earned, not collected on loans | $1,891,000 | 1,613 |
| Earning assets | $209,405,000 | 2,585 |
| Long-term assets (5+ years) | $30,443,000 | 2,566 |
| Average Assets, year-to-date | $225,591,330 | 2,581 |
| Average Assets, quarterly | $227,104,500 | 2,591 |
| Volatile liabilities | $32,288,000 | 3,111 |
| Insider loans | $2,976,000 | 2,057 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $576,000 | 1,200 |
| Unused loan commitments | $48,493,000 | 1,735 |
| Tier 1 (core) risk-based capital | $16,904,000 | 3,257 |
| Tier 2 risk-based capital | $1,725,000 | 2,495 |
| Total risk weighted assets | $165,519,000 | 2,469 |
| Total unused commitments | $48,493,000 | 1,736 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $228,082,000 | 2,577 |
| Cash and due from depository institutions | $15,461,000 | 2,018 |
| Interest-bearing balances | $11,039,000 | 506 |
| Securities | $53,634,000 | 2,260 |
| Federal funds sold & reverse repurchase agreements | $3,185,000 | 3,208 |
| Net loans & leases | $144,174,000 | 2,641 |
| Loan loss allowance | $1,720,000 | 2,649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,431,000 | 1,959 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,197,000 | 2,299 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $228,082,000 | 2,577 |
| Total liabilities | $210,537,000 | 2,506 |
| Total deposits | $205,656,000 | 2,329 |
| Interest-bearing deposits | $166,550,000 | 2,418 |
| Deposits held in domestic offices | $205,656,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,603,000 | 1,788 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $392,000 | 5,355 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $886,000 | 3,456 |
| Total equity capital | $17,545,000 | 3,203 |
| Total bank equity capital | $17,545,000 | 3,203 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $2,314,000 | 5,263 |
| Undivided profits | $14,731,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,544,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,597,000 | 1,881 |
| Earning assets | $212,032,000 | 2,548 |
| Long-term assets (5+ years) | $32,530,000 | 2,499 |
| Average Assets, year-to-date | $225,323,500 | 2,586 |
| Average Assets, quarterly | $225,323,500 | 2,586 |
| Volatile liabilities | $25,777,000 | 3,544 |
| Insider loans | $2,844,000 | 2,103 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $665,000 | 1,070 |
| Unused loan commitments | $51,122,000 | 1,620 |
| Tier 1 (core) risk-based capital | $16,572,000 | 3,282 |
| Tier 2 risk-based capital | $1,784,000 | 2,424 |
| Total risk weighted assets | $160,628,000 | 2,502 |
| Total unused commitments | $51,122,000 | 1,621 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $222,565,000 | 2,630 |
| Cash and due from depository institutions | $11,556,000 | 2,015 |
| Interest-bearing balances | $7,000,000 | 810 |
| Securities | $47,942,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,600 |
| Net loans & leases | $144,550,000 | 2,623 |
| Loan loss allowance | $1,692,000 | 2,656 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,458,000 | 1,937 |
| Other real estate owned | $42,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,817,000 | 2,373 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $222,565,000 | 2,630 |
| Total liabilities | $204,665,000 | 2,569 |
| Total deposits | $198,462,000 | 2,375 |
| Interest-bearing deposits | $159,861,000 | 2,482 |
| Deposits held in domestic offices | $198,462,000 | 2,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,144,000 | 1,579 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $446,000 | 5,375 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $613,000 | 4,245 |
| Total equity capital | $17,900,000 | 3,149 |
| Total bank equity capital | $17,900,000 | 3,149 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $2,314,000 | 5,245 |
| Undivided profits | $15,086,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,581,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,569,000 | 1,884 |
| Earning assets | $206,692,000 | 2,604 |
| Long-term assets (5+ years) | $31,425,000 | 2,626 |
| Average Assets, year-to-date | $214,978,600 | 2,595 |
| Average Assets, quarterly | $219,790,500 | 2,636 |
| Volatile liabilities | $27,823,000 | 3,303 |
| Insider loans | $2,805,000 | 2,104 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,077,000 | 1,668 |
| Tier 1 (core) risk-based capital | $16,417,000 | 3,264 |
| Tier 2 risk-based capital | $1,778,000 | 2,413 |
| Total risk weighted assets | $160,954,000 | 2,475 |
| Total unused commitments | $47,077,000 | 1,668 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $217,016,000 | 2,647 |
| Cash and due from depository institutions | $7,667,000 | 2,030 |
| Interest-bearing balances | $2,000,000 | 2,116 |
| Securities | $46,775,000 | 2,551 |
| Federal funds sold & reverse repurchase agreements | $6,335,000 | 1,737 |
| Net loans & leases | $144,573,000 | 2,586 |
| Loan loss allowance | $1,682,000 | 2,669 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,501,000 | 1,886 |
| Other real estate owned | $42,000 | 2,030 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,123,000 | 2,233 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $217,016,000 | 2,647 |
| Total liabilities | $199,085,000 | 2,591 |
| Total deposits | $192,393,000 | 2,412 |
| Interest-bearing deposits | $160,168,000 | 2,459 |
| Deposits held in domestic offices | $192,393,000 | 2,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,846,000 | 1,663 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $478,000 | 5,387 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,368,000 | 2,552 |
| Total equity capital | $17,931,000 | 3,129 |
| Total bank equity capital | $17,931,000 | 3,129 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $2,314,000 | 5,227 |
| Undivided profits | $15,117,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,257,000 | 565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $543,000 | 299 |
| Income earned, not collected on loans | $1,815,000 | 1,651 |
| Earning assets | $199,683,000 | 2,640 |
| Long-term assets (5+ years) | $29,761,000 | 2,744 |
| Average Assets, year-to-date | $213,082,000 | 2,601 |
| Average Assets, quarterly | $213,110,500 | 2,658 |
| Volatile liabilities | $26,879,000 | 3,339 |
| Insider loans | $3,748,000 | 1,568 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $46,889,000 | 1,644 |
| Tier 1 (core) risk-based capital | $16,291,000 | 3,245 |
| Tier 2 risk-based capital | $1,759,000 | 2,409 |
| Total risk weighted assets | $160,853,000 | 2,437 |
| Total unused commitments | $46,889,000 | 1,645 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 87 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $209,205,000 | 2,709 |
| Cash and due from depository institutions | $5,604,000 | 1,968 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $46,425,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $145,686,000 | 2,521 |
| Loan loss allowance | $1,623,000 | 2,744 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,691,000 | 1,781 |
| Other real estate owned | $319,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,480,000 | 2,429 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $209,205,000 | 2,709 |
| Total liabilities | $192,448,000 | 2,641 |
| Total deposits | $183,882,000 | 2,499 |
| Interest-bearing deposits | $151,704,000 | 2,553 |
| Deposits held in domestic offices | $183,882,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,954,000 | 1,398 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $472,000 | 5,385 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,140,000 | 2,680 |
| Total equity capital | $16,757,000 | 3,207 |
| Total bank equity capital | $16,757,000 | 3,207 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $2,314,000 | 5,227 |
| Undivided profits | $13,943,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $592,000 | 292 |
| Income earned, not collected on loans | $1,566,000 | 1,794 |
| Earning assets | $192,111,000 | 2,707 |
| Long-term assets (5+ years) | $30,946,000 | 2,777 |
| Average Assets, year-to-date | $211,770,670 | 2,620 |
| Average Assets, quarterly | $211,141,500 | 2,657 |
| Volatile liabilities | $24,472,000 | 3,488 |
| Insider loans | $3,493,000 | 1,651 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $750,000 | 1,024 |
| Unused loan commitments | $45,719,000 | 1,675 |
| Tier 1 (core) risk-based capital | $15,873,000 | 3,287 |
| Tier 2 risk-based capital | $1,709,000 | 2,452 |
| Total risk weighted assets | $160,561,000 | 2,406 |
| Total unused commitments | $45,719,000 | 1,678 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $213,078,000 | 2,630 |
| Cash and due from depository institutions | $5,322,000 | 1,984 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $48,374,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $6,670,000 | 2,217 |
| Net loans & leases | $140,346,000 | 2,544 |
| Loan loss allowance | $1,753,000 | 2,544 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,517,000 | 1,806 |
| Other real estate owned | $319,000 | 1,984 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,530,000 | 2,014 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $213,078,000 | 2,630 |
| Total liabilities | $195,188,000 | 2,568 |
| Total deposits | $190,823,000 | 2,387 |
| Interest-bearing deposits | $163,401,000 | 2,361 |
| Deposits held in domestic offices | $190,823,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,282,000 | 1,798 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $419,000 | 5,254 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $664,000 | 4,182 |
| Total equity capital | $17,890,000 | 3,061 |
| Total bank equity capital | $17,890,000 | 3,061 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $2,314,000 | 5,219 |
| Undivided profits | $15,076,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $299,000 | 523 |
| Income earned, not collected on loans | $1,636,000 | 1,704 |
| Earning assets | $195,390,000 | 2,625 |
| Long-term assets (5+ years) | $38,177,000 | 2,320 |
| Average Assets, year-to-date | $213,053,500 | 2,601 |
| Average Assets, quarterly | $213,053,500 | 2,601 |
| Volatile liabilities | $23,144,000 | 3,539 |
| Insider loans | $3,706,000 | 1,541 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $466,000 | 1,313 |
| Unused loan commitments | $50,858,000 | 1,478 |
| Tier 1 (core) risk-based capital | $15,922,000 | 3,233 |
| Tier 2 risk-based capital | $1,843,000 | 2,254 |
| Total risk weighted assets | $155,600,000 | 2,412 |
| Total unused commitments | $50,858,000 | 1,482 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $213,029,000 | 2,616 |
| Cash and due from depository institutions | $8,264,000 | 2,009 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $52,774,000 | 2,382 |
| Federal funds sold & reverse repurchase agreements | $1,890,000 | 4,122 |
| Net loans & leases | $138,720,000 | 2,556 |
| Loan loss allowance | $1,756,000 | 2,515 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,443,000 | 1,826 |
| Other real estate owned | $319,000 | 2,009 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,619,000 | 2,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,029,000 | 2,616 |
| Total liabilities | $195,766,000 | 2,564 |
| Total deposits | $191,290,000 | 2,368 |
| Interest-bearing deposits | $164,716,000 | 2,329 |
| Deposits held in domestic offices | $191,290,000 | 2,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,753,000 | 1,808 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $293,000 | 5,370 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $430,000 | 5,133 |
| Total equity capital | $17,263,000 | 3,095 |
| Total bank equity capital | $17,263,000 | 3,095 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $2,314,000 | 5,207 |
| Undivided profits | $14,449,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 971 |
| Income earned, not collected on loans | $1,805,000 | 1,571 |
| Earning assets | $193,384,000 | 2,648 |
| Long-term assets (5+ years) | $44,812,000 | 2,083 |
| Average Assets, year-to-date | $208,386,000 | 2,601 |
| Average Assets, quarterly | $210,348,000 | 2,622 |
| Volatile liabilities | $22,562,000 | 3,598 |
| Insider loans | $3,093,000 | 1,817 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,594,000 | 715 |
| Unused loan commitments | $46,228,000 | 1,568 |
| Tier 1 (core) risk-based capital | $15,169,000 | 3,342 |
| Tier 2 risk-based capital | $1,849,000 | 2,243 |
| Total risk weighted assets | $156,701,000 | 2,369 |
| Total unused commitments | $46,228,000 | 1,570 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $207,667,000 | 2,677 |
| Cash and due from depository institutions | $8,455,000 | 2,020 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $47,570,000 | 2,547 |
| Federal funds sold & reverse repurchase agreements | $2,430,000 | 4,022 |
| Net loans & leases | $137,898,000 | 2,551 |
| Loan loss allowance | $1,766,000 | 2,507 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,400,000 | 1,827 |
| Other real estate owned | $319,000 | 2,020 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,595,000 | 2,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,667,000 | 2,677 |
| Total liabilities | $190,530,000 | 2,617 |
| Total deposits | $185,561,000 | 2,429 |
| Interest-bearing deposits | $157,262,000 | 2,437 |
| Deposits held in domestic offices | $185,561,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,968,000 | 1,695 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $323,000 | 5,314 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $678,000 | 4,170 |
| Total equity capital | $17,137,000 | 3,109 |
| Total bank equity capital | $17,137,000 | 3,109 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $2,314,000 | 5,184 |
| Undivided profits | $14,323,000 | 2,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,904,000 | 1,571 |
| Earning assets | $187,898,000 | 2,703 |
| Long-term assets (5+ years) | $41,551,000 | 2,171 |
| Average Assets, year-to-date | $207,225,250 | 2,626 |
| Average Assets, quarterly | $206,849,500 | 2,666 |
| Volatile liabilities | $21,012,000 | 3,756 |
| Insider loans | $2,990,000 | 1,849 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,815,000 | 887 |
| Unused loan commitments | $46,227,000 | 1,559 |
| Tier 1 (core) risk-based capital | $15,335,000 | 3,295 |
| Tier 2 risk-based capital | $1,852,000 | 2,214 |
| Total risk weighted assets | $154,828,000 | 2,381 |
| Total unused commitments | $46,227,000 | 1,565 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 87 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $206,032,000 | 2,678 |
| Cash and due from depository institutions | $5,953,000 | 2,005 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $43,801,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $5,535,000 | 2,731 |
| Net loans & leases | $139,139,000 | 2,489 |
| Loan loss allowance | $1,714,000 | 2,515 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,562,000 | 1,730 |
| Other real estate owned | $53,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,989,000 | 2,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,032,000 | 2,678 |
| Total liabilities | $188,496,000 | 2,634 |
| Total deposits | $181,587,000 | 2,465 |
| Interest-bearing deposits | $156,873,000 | 2,431 |
| Deposits held in domestic offices | $181,587,000 | 2,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,705,000 | 1,889 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $320,000 | 5,386 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,884,000 | 1,215 |
| Total equity capital | $17,536,000 | 3,048 |
| Total bank equity capital | $17,536,000 | 3,048 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $2,314,000 | 5,162 |
| Undivided profits | $14,722,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,894,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $368,000 | 496 |
| Income earned, not collected on loans | $1,725,000 | 1,659 |
| Earning assets | $188,475,000 | 2,675 |
| Long-term assets (5+ years) | $44,681,000 | 1,957 |
| Average Assets, year-to-date | $207,078,000 | 2,617 |
| Average Assets, quarterly | $204,788,000 | 2,669 |
| Volatile liabilities | $20,593,000 | 3,750 |
| Insider loans | $617,000 | 5,018 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,590,000 | 1,238 |
| Unused loan commitments | $44,089,000 | 1,577 |
| Tier 1 (core) risk-based capital | $15,171,000 | 3,281 |
| Tier 2 risk-based capital | $1,795,000 | 2,223 |
| Total risk weighted assets | $155,175,000 | 2,338 |
| Total unused commitments | $44,089,000 | 1,583 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 85 | 2,037 |
| Assets and Liabilities | ||
| Total Assets: | $203,544,000 | 2,681 |
| Cash and due from depository institutions | $8,052,000 | 2,037 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $43,711,000 | 2,633 |
| Federal funds sold & reverse repurchase agreements | $5,810,000 | 2,854 |
| Net loans & leases | $134,424,000 | 2,506 |
| Loan loss allowance | $1,717,000 | 2,493 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,666,000 | 1,664 |
| Other real estate owned | $0 | 2,037 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,881,000 | 2,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,544,000 | 2,681 |
| Total liabilities | $186,814,000 | 2,631 |
| Total deposits | $182,871,000 | 2,436 |
| Interest-bearing deposits | $161,128,000 | 2,369 |
| Deposits held in domestic offices | $182,871,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 1,801 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $486,000 | 5,119 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $807,000 | 3,862 |
| Total equity capital | $16,730,000 | 3,136 |
| Total bank equity capital | $16,730,000 | 3,136 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $2,314,000 | 5,139 |
| Undivided profits | $13,916,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,170,000 | 2,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 1,006 |
| Income earned, not collected on loans | $1,779,000 | 1,656 |
| Earning assets | $183,945,000 | 2,690 |
| Long-term assets (5+ years) | $50,473,000 | 1,741 |
| Average Assets, year-to-date | $207,601,000 | 2,591 |
| Average Assets, quarterly | $207,601,000 | 2,591 |
| Volatile liabilities | $23,107,000 | 3,416 |
| Insider loans | $1,021,000 | 3,895 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $489,000 | 1,576 |
| Unused loan commitments | $47,460,000 | 1,456 |
| Tier 1 (core) risk-based capital | $14,613,000 | 3,361 |
| Tier 2 risk-based capital | $1,795,000 | 2,195 |
| Total risk weighted assets | $150,373,000 | 2,356 |
| Total unused commitments | $47,460,000 | 1,469 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 80 | 2,150 |
| Assets and Liabilities | ||
| Total Assets: | $211,658,000 | 2,540 |
| Cash and due from depository institutions | $14,237,000 | 2,150 |
| Interest-bearing balances | $6,800,000 | 1,117 |
| Securities | $43,946,000 | 2,593 |
| Federal funds sold & reverse repurchase agreements | $7,935,000 | 1,838 |
| Net loans & leases | $133,460,000 | 2,504 |
| Loan loss allowance | $1,740,000 | 2,415 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,749,000 | 1,621 |
| Other real estate owned | $30,000 | 2,150 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,301,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,658,000 | 2,540 |
| Total liabilities | $195,245,000 | 2,479 |
| Total deposits | $188,360,000 | 2,322 |
| Interest-bearing deposits | $163,661,000 | 2,280 |
| Deposits held in domestic offices | $188,360,000 | 2,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,051,000 | 1,431 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $629,000 | 5,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,205,000 | 2,981 |
| Total equity capital | $16,413,000 | 3,138 |
| Total bank equity capital | $16,413,000 | 3,138 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $2,314,000 | 5,099 |
| Undivided profits | $13,599,000 | 2,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 2,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 958 |
| Income earned, not collected on loans | $1,964,000 | 1,549 |
| Earning assets | $192,141,000 | 2,545 |
| Long-term assets (5+ years) | $52,953,000 | 1,647 |
| Average Assets, year-to-date | $209,921,400 | 2,438 |
| Average Assets, quarterly | $211,744,000 | 2,510 |
| Volatile liabilities | $30,224,000 | 2,782 |
| Insider loans | $679,000 | 4,799 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,339,000 | 1,220 |
| Unused loan commitments | $46,867,000 | 1,424 |
| Tier 1 (core) risk-based capital | $14,430,000 | 3,340 |
| Tier 2 risk-based capital | $1,821,000 | 2,146 |
| Total risk weighted assets | $150,249,000 | 2,331 |
| Total unused commitments | $46,867,000 | 1,424 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $208,870,000 | 2,451 |
| Cash and due from depository institutions | $10,368,000 | 1,847 |
| Interest-bearing balances | $4,500,000 | 1,366 |
| Securities | $50,577,000 | 2,177 |
| Federal funds sold & reverse repurchase agreements | $9,640,000 | 1,529 |
| Net loans & leases | $126,569,000 | 2,545 |
| Loan loss allowance | $1,551,000 | 2,514 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,091,000 | 1,456 |
| Other real estate owned | $17,000 | 1,847 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,608,000 | 1,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,870,000 | 2,451 |
| Total liabilities | $194,947,000 | 2,374 |
| Total deposits | $188,481,000 | 2,195 |
| Interest-bearing deposits | $166,747,000 | 2,117 |
| Deposits held in domestic offices | $188,481,000 | 2,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,339,000 | 1,440 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $265,000 | 5,222 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $862,000 | 3,847 |
| Total equity capital | $13,923,000 | 3,415 |
| Total bank equity capital | $13,923,000 | 3,415 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $2,314,000 | 5,075 |
| Undivided profits | $11,109,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 2,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,286 |
| Income earned, not collected on loans | $2,209,000 | 1,462 |
| Earning assets | $191,286,000 | 2,435 |
| Long-term assets (5+ years) | $54,490,000 | 1,595 |
| Average Assets, year-to-date | $195,626,200 | 2,481 |
| Average Assets, quarterly | $207,318,000 | 2,437 |
| Volatile liabilities | $37,738,000 | 2,242 |
| Insider loans | $359,000 | 6,074 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,358,000 | 1,068 |
| Unused loan commitments | $37,359,000 | 1,581 |
| Tier 1 (core) risk-based capital | $13,642,000 | 3,327 |
| Tier 2 risk-based capital | $1,653,000 | 2,203 |
| Total risk weighted assets | $141,778,000 | 2,355 |
| Total unused commitments | $37,359,000 | 1,587 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $181,967,000 | 2,647 |
| Cash and due from depository institutions | $5,019,000 | 1,835 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $48,345,000 | 2,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $119,354,000 | 2,609 |
| Loan loss allowance | $1,197,000 | 2,973 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,960,000 | 1,448 |
| Other real estate owned | $18,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,271,000 | 2,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,967,000 | 2,647 |
| Total liabilities | $168,641,000 | 2,592 |
| Total deposits | $159,400,000 | 2,481 |
| Interest-bearing deposits | $140,927,000 | 2,396 |
| Deposits held in domestic offices | $159,400,000 | 2,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,406,000 | 1,290 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $701,000 | 4,838 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,134,000 | 3,259 |
| Total equity capital | $13,326,000 | 3,427 |
| Total bank equity capital | $13,326,000 | 3,427 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $2,314,000 | 5,071 |
| Undivided profits | $10,512,000 | 2,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $313,000 | 414 |
| Income earned, not collected on loans | $2,180,000 | 1,141 |
| Earning assets | $167,699,000 | 2,639 |
| Long-term assets (5+ years) | $59,970,000 | 1,413 |
| Average Assets, year-to-date | $184,082,200 | 2,508 |
| Average Assets, quarterly | $183,510,500 | 2,605 |
| Volatile liabilities | $38,531,000 | 2,176 |
| Insider loans | $1,073,000 | 3,703 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $390,000 | 1,020 |
| Unused loan commitments | $35,231,000 | 1,529 |
| Tier 1 (core) risk-based capital | $13,232,000 | 3,344 |
| Tier 2 risk-based capital | $1,300,500 | 2,595 |
| Total risk weighted assets | $130,181,300 | 2,426 |
| Total unused commitments | $35,231,000 | 1,530 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 95 | 1,785 |
| Assets and Liabilities | ||
| Total Assets: | $184,225,000 | 2,578 |
| Cash and due from depository institutions | $10,055,000 | 1,785 |
| Interest-bearing balances | $2,000,000 | 1,726 |
| Securities | $49,178,000 | 2,310 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 4,728 |
| Net loans & leases | $114,342,000 | 2,608 |
| Loan loss allowance | $1,037,000 | 3,326 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,475,000 | 1,292 |
| Other real estate owned | $0 | 1,785 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,050,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,225,000 | 2,578 |
| Total liabilities | $172,195,000 | 2,497 |
| Total deposits | $169,051,000 | 2,250 |
| Interest-bearing deposits | $149,590,000 | 2,194 |
| Deposits held in domestic offices | $169,051,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,104,000 | 2,430 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,040,000 | 3,168 |
| Total equity capital | $12,030,000 | 3,637 |
| Total bank equity capital | $12,030,000 | 3,637 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $2,314,000 | 5,084 |
| Undivided profits | $9,216,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,432,000 | 1,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $359,000 | 376 |
| Income earned, not collected on loans | $1,752,000 | 1,205 |
| Earning assets | $166,645,000 | 2,604 |
| Long-term assets (5+ years) | $52,830,000 | 1,636 |
| Average Assets, year-to-date | $186,604,400 | 2,415 |
| Average Assets, quarterly | $184,040,500 | 2,541 |
| Volatile liabilities | $35,252,000 | 2,233 |
| Insider loans | $515,000 | 5,301 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $393,000 | 1,011 |
| Unused loan commitments | $33,597,000 | 1,613 |
| Tier 1 (core) risk-based capital | $13,223,000 | 3,329 |
| Tier 2 risk-based capital | $1,111,700 | 2,863 |
| Total risk weighted assets | $127,606,700 | 2,392 |
| Total unused commitments | $33,597,000 | 1,615 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $193,958,000 | 2,364 |
| Cash and due from depository institutions | $5,303,000 | 1,884 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,248,000 | 2,878 |
| Federal funds sold & reverse repurchase agreements | $29,955,000 | 530 |
| Net loans & leases | $108,879,000 | 2,550 |
| Loan loss allowance | $1,068,000 | 3,158 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,935,000 | 1,126 |
| Other real estate owned | $291,000 | 1,884 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,347,000 | 2,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,958,000 | 2,364 |
| Total liabilities | $180,742,000 | 2,281 |
| Total deposits | $177,987,000 | 2,133 |
| Interest-bearing deposits | $155,821,000 | 2,070 |
| Deposits held in domestic offices | $177,987,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,423,000 | 2,190 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,332,000 | 2,774 |
| Total equity capital | $13,216,000 | 3,392 |
| Total bank equity capital | $13,216,000 | 3,392 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,314,000 | 4,965 |
| Undivided profits | $10,404,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $432,000 | 343 |
| Income earned, not collected on loans | $2,043,000 | 1,013 |
| Earning assets | $178,082,000 | 2,370 |
| Long-term assets (5+ years) | $33,144,000 | 2,209 |
| Average Assets, year-to-date | $165,028,400 | 2,622 |
| Average Assets, quarterly | $179,465,000 | 2,508 |
| Volatile liabilities | $47,055,000 | 1,467 |
| Insider loans | $493,000 | 5,326 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,115,000 | 1,015 |
| Unused loan commitments | $29,672,000 | 1,682 |
| Tier 1 (core) risk-based capital | $12,613,000 | 3,376 |
| Tier 2 risk-based capital | $1,154,850 | 2,679 |
| Total risk weighted assets | $126,223,000 | 2,270 |
| Total unused commitments | $29,672,000 | 1,688 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 86 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $152,164,000 | 2,940 |
| Cash and due from depository institutions | $4,421,000 | 2,062 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $30,598,000 | 3,573 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 7,701 |
| Net loans & leases | $106,812,000 | 2,587 |
| Loan loss allowance | $1,035,000 | 3,270 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,433,000 | 1,207 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,645,000 | 1,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,164,000 | 2,940 |
| Total liabilities | $140,353,000 | 2,873 |
| Total deposits | $138,126,000 | 2,694 |
| Interest-bearing deposits | $120,705,000 | 2,654 |
| Deposits held in domestic offices | $138,126,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,079,000 | 2,606 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,148,000 | 3,178 |
| Total equity capital | $11,811,000 | 3,709 |
| Total bank equity capital | $11,811,000 | 3,709 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,314,000 | 4,962 |
| Undivided profits | $8,997,000 | 2,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 759 |
| Income earned, not collected on loans | $1,904,000 | 1,147 |
| Earning assets | $137,665,000 | 2,988 |
| Long-term assets (5+ years) | $25,668,000 | 2,346 |
| Average Assets, year-to-date | $143,783,200 | 2,953 |
| Average Assets, quarterly | $150,513,500 | 2,924 |
| Volatile liabilities | $27,323,000 | 2,306 |
| Insider loans | $350,000 | 6,320 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,205,000 | 763 |
| Unused loan commitments | $27,431,000 | 1,681 |
| Tier 1 (core) risk-based capital | $11,557,000 | 3,654 |
| Tier 2 risk-based capital | $1,035,000 | 2,835 |
| Total risk weighted assets | $117,098,600 | 2,384 |
| Total unused commitments | $27,431,000 | 1,685 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $136,897,000 | 3,300 |
| Cash and due from depository institutions | $5,587,000 | 2,622 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $31,044,000 | 3,823 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,990 |
| Net loans & leases | $91,811,000 | 2,995 |
| Loan loss allowance | $1,084,000 | 3,276 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,632,000 | 1,714 |
| Other real estate owned | $0 | 2,622 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,573,000 | 2,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,897,000 | 3,300 |
| Total liabilities | $125,749,000 | 3,247 |
| Total deposits | $124,773,000 | 3,058 |
| Interest-bearing deposits | $108,302,000 | 3,037 |
| Deposits held in domestic offices | $124,773,000 | 3,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $264,000 | 3,547 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $712,000 | 4,615 |
| Total equity capital | $11,148,000 | 3,938 |
| Total bank equity capital | $11,148,000 | 3,938 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,314,000 | 5,020 |
| Undivided profits | $8,334,000 | 2,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 5,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 839 |
| Income earned, not collected on loans | $2,032,000 | 1,071 |
| Earning assets | $124,105,000 | 3,341 |
| Long-term assets (5+ years) | $26,724,000 | 2,156 |
| Average Assets, year-to-date | $131,531,800 | 3,299 |
| Average Assets, quarterly | $134,816,500 | 3,308 |
| Volatile liabilities | $22,966,000 | 2,616 |
| Insider loans | $98,000 | 8,830 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $793,000 | 825 |
| Unused loan commitments | $23,339,000 | 1,835 |
| Tier 1 (core) risk-based capital | $10,987,000 | 3,890 |
| Tier 2 risk-based capital | $1,084,000 | 2,754 |
| Total risk weighted assets | $110,019,100 | 2,550 |
| Total unused commitments | $23,339,000 | 1,851 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $127,310,000 | 3,542 |
| Cash and due from depository institutions | $3,661,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,378,000 | 2,726 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 4,418 |
| Net loans & leases | $70,151,000 | 3,739 |
| Loan loss allowance | $984,000 | 3,593 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,744,000 | 4,169 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,426,000 | 3,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,310,000 | 3,542 |
| Total liabilities | $117,028,000 | 3,474 |
| Total deposits | $116,183,000 | 3,299 |
| Interest-bearing deposits | $100,636,000 | 3,271 |
| Deposits held in domestic offices | $116,183,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $845,000 | 4,177 |
| Total equity capital | $10,282,000 | 4,233 |
| Total bank equity capital | $10,282,000 | 4,233 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,314,000 | 5,052 |
| Undivided profits | $7,468,000 | 3,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $842,000 | 160 |
| Income earned, not collected on loans | $1,709,000 | 1,296 |
| Earning assets | $119,479,000 | 3,462 |
| Long-term assets (5+ years) | $30,485,000 | 1,789 |
| Average Assets, year-to-date | $123,618,400 | 3,499 |
| Average Assets, quarterly | $126,294,500 | 3,515 |
| Volatile liabilities | $19,015,000 | 2,733 |
| Insider loans | $52,000 | 9,850 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $443,000 | 1,079 |
| Unused loan commitments | $18,283,000 | 2,112 |
| Tier 1 (core) risk-based capital | $9,991,000 | 4,221 |
| Tier 2 risk-based capital | $984,000 | 2,945 |
| Total risk weighted assets | $89,808,500 | 2,982 |
| Total unused commitments | $18,283,000 | 2,123 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $124,231,000 | 3,573 |
| Cash and due from depository institutions | $10,632,000 | 3,477 |
| Interest-bearing balances | $5,767,000 | 628 |
| Securities | $56,517,000 | 2,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $53,795,000 | 4,626 |
| Loan loss allowance | $1,312,000 | 2,850 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $962,000 | 6,231 |
| Other real estate owned | $0 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,325,000 | 3,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,231,000 | 3,573 |
| Total liabilities | $114,586,000 | 3,527 |
| Total deposits | $114,094,000 | 3,339 |
| Interest-bearing deposits | $98,719,000 | 3,292 |
| Deposits held in domestic offices | $114,094,000 | 3,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $492,000 | 5,271 |
| Total equity capital | $9,645,000 | 4,207 |
| Total bank equity capital | $9,645,000 | 4,207 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,314,000 | 5,019 |
| Undivided profits | $6,831,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,467,000 | 1,322 |
| Earning assets | $116,079,000 | 3,501 |
| Long-term assets (5+ years) | $21,378,000 | 2,411 |
| Average Assets, year-to-date | $115,203,400 | 3,761 |
| Average Assets, quarterly | $119,134,000 | 3,692 |
| Volatile liabilities | $21,136,000 | 2,428 |
| Insider loans | $52,000 | 10,225 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $549,000 | 793 |
| Unused loan commitments | $15,262,000 | 2,334 |
| Tier 1 (core) risk-based capital | $9,893,000 | 4,169 |
| Tier 2 risk-based capital | $916,230 | 3,142 |
| Total risk weighted assets | $72,902,330 | 3,531 |
| Total unused commitments | $15,262,000 | 2,346 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $111,185,000 | 4,053 |
| Cash and due from depository institutions | $9,559,000 | 3,600 |
| Interest-bearing balances | $5,856,000 | 1,060 |
| Securities | $56,918,000 | 2,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $42,126,000 | 5,483 |
| Loan loss allowance | $1,423,000 | 2,749 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $961,000 | 6,286 |
| Other real estate owned | $27,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,594,000 | 4,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,185,000 | 4,053 |
| Total liabilities | $101,161,000 | 4,029 |
| Total deposits | $99,293,000 | 3,923 |
| Interest-bearing deposits | $84,578,000 | 3,993 |
| Deposits held in domestic offices | $99,293,000 | 3,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,719 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $818,000 | 3,656 |
| Total equity capital | $10,024,000 | 4,081 |
| Total bank equity capital | $10,024,000 | 4,081 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,314,000 | 4,982 |
| Undivided profits | $7,210,000 | 3,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 8,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $797,000 | 2,231 |
| Earning assets | $104,900,000 | 3,940 |
| Long-term assets (5+ years) | $16,953,000 | 3,013 |
| Average Assets, year-to-date | $110,651,000 | 3,947 |
| Average Assets, quarterly | $110,747,500 | 4,023 |
| Volatile liabilities | $7,810,000 | 4,896 |
| Insider loans | $80,000 | 10,084 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,198,000 | 978 |
| Unused loan commitments | $16,592,000 | 2,143 |
| Tier 1 (core) risk-based capital | $9,630,000 | 4,148 |
| Tier 2 risk-based capital | $696,000 | 3,967 |
| Total risk weighted assets | $54,953,100 | 4,513 |
| Total unused commitments | $16,592,000 | 2,162 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $101,114,000 | 4,485 |
| Cash and due from depository institutions | $5,388,000 | 4,240 |
| Interest-bearing balances | $1,880,000 | 2,841 |
| Securities | $57,546,000 | 2,356 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 7,447 |
| Net loans & leases | $34,155,000 | 6,416 |
| Loan loss allowance | $1,185,000 | 3,255 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $972,000 | 6,320 |
| Other real estate owned | $49,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,479,000 | 4,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,114,000 | 4,485 |
| Total liabilities | $92,269,000 | 4,500 |
| Total deposits | $91,552,000 | 4,359 |
| Interest-bearing deposits | $79,407,000 | 4,384 |
| Deposits held in domestic offices | $91,552,000 | 4,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $717,000 | 4,325 |
| Total equity capital | $8,845,000 | 4,380 |
| Total bank equity capital | $8,845,000 | 4,380 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $6,745,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 7,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $565,000 | 3,597 |
| Earning assets | $95,106,000 | 4,363 |
| Long-term assets (5+ years) | $18,929,000 | 2,715 |
| Average Assets, year-to-date | $101,544,800 | 4,379 |
| Average Assets, quarterly | $102,080,500 | 4,418 |
| Volatile liabilities | $8,828,000 | 4,503 |
| Insider loans | $201,000 | 3,916 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,312,000 | 653 |
| Unused loan commitments | $13,388,000 | 2,417 |
| Tier 1 (core) risk-based capital | $8,845,000 | 4,312 |
| Tier 2 risk-based capital | $571,490 | 4,673 |
| Total risk weighted assets | $45,105,490 | 5,402 |
| Total unused commitments | $13,388,000 | 2,434 |
| Derivatives | $0 | 651 |