Home > First Bank of West Texas > Income and Expense
First Bank of West Texas, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,522 |
| Total interest expense | $548,000 | 4,588 |
| Net interest income | $1,078,000 | 4,351 |
| Provision for loan and lease losses | $49,000 | 4,950 |
| Total noninterest income | $269,000 | 3,225 |
| Gross Fiduciary activities income | $13,000 | 959 |
| Service charges on deposit accounts | $172,000 | 2,214 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $1,040,000 | 4,197 |
| Salaries and employee benefits | $633,000 | 3,763 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $262,000 | 4,816 |
| Pre-tax net operating income | $258,000 | 3,583 |
| Securities gains (losses) | $-4,000 | 7,767 |
| Applicable income taxes | $77,000 | 2,438 |
| Income before extraordinary items | $177,000 | 4,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $177,000 | 4,070 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $179,800 | 3,896 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,566,000 | 4,280 |
| Total interest expense | $3,045,000 | 4,216 |
| Net interest income | $4,521,000 | 4,216 |
| Provision for loan and lease losses | $258,000 | 4,856 |
| Total noninterest income | $1,145,000 | 3,133 |
| Gross Fiduciary activities income | $14,000 | 1,164 |
| Service charges on deposit accounts | $787,000 | 2,157 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $344,000 | 3,860 |
| Total noninterest expense | $4,451,000 | 3,914 |
| Salaries and employee benefits | $2,475,000 | 3,810 |
| Premises and equipment expense | $662,000 | 3,644 |
| Additional noninterest expense | $1,314,000 | 3,986 |
| Pre-tax net operating income | $957,000 | 3,836 |
| Securities gains (losses) | $-480,000 | 7,533 |
| Applicable income taxes | $121,000 | 3,235 |
| Income before extraordinary items | $356,000 | 4,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $356,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 4,567 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 894 |
| Net operating income | $716,000 | 4,042 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 4,298 |
| Total interest expense | $2,379,000 | 4,221 |
| Net interest income | $3,410,000 | 4,228 |
| Provision for loan and lease losses | $194,000 | 4,273 |
| Total noninterest income | $826,000 | 3,263 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $567,000 | 2,227 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $247,000 | 4,047 |
| Total noninterest expense | $3,356,000 | 3,881 |
| Salaries and employee benefits | $1,879,000 | 3,795 |
| Premises and equipment expense | $488,000 | 3,698 |
| Additional noninterest expense | $989,000 | 3,900 |
| Pre-tax net operating income | $686,000 | 4,378 |
| Securities gains (losses) | $-450,000 | 7,742 |
| Applicable income taxes | $58,000 | 4,010 |
| Income before extraordinary items | $178,000 | 5,820 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $178,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 696 |
| Net operating income | $515,500 | 4,532 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 4,297 |
| Total interest expense | $1,678,000 | 4,186 |
| Net interest income | $2,268,000 | 4,236 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $519,000 | 3,433 |
| Gross Fiduciary activities income | $12,000 | 1,091 |
| Service charges on deposit accounts | $337,000 | 2,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $170,000 | 4,091 |
| Total noninterest expense | $2,211,000 | 3,936 |
| Salaries and employee benefits | $1,236,000 | 3,877 |
| Premises and equipment expense | $337,000 | 3,638 |
| Additional noninterest expense | $638,000 | 3,986 |
| Pre-tax net operating income | $447,000 | 4,574 |
| Securities gains (losses) | $-34,000 | 8,207 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $296,000 | 5,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 515 |
| Net operating income | $320,480 | 4,834 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 4,287 |
| Total interest expense | $914,000 | 4,148 |
| Net interest income | $1,105,000 | 4,311 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $245,000 | 3,562 |
| Gross Fiduciary activities income | $10,000 | 1,024 |
| Service charges on deposit accounts | $159,000 | 2,493 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $1,082,000 | 4,009 |
| Salaries and employee benefits | $606,000 | 3,944 |
| Premises and equipment expense | $163,000 | 3,740 |
| Additional noninterest expense | $313,000 | 3,997 |
| Pre-tax net operating income | $203,000 | 4,932 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $144,000 | 5,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $144,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 441 |
| Net operating income | $145,440 | 5,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 4,505 |
| Total interest expense | $3,375,000 | 4,436 |
| Net interest income | $4,239,000 | 4,461 |
| Provision for loan and lease losses | $221,000 | 3,718 |
| Total noninterest income | $981,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $680,000 | 2,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $301,000 | 4,235 |
| Total noninterest expense | $4,029,000 | 4,103 |
| Salaries and employee benefits | $2,264,000 | 3,996 |
| Premises and equipment expense | $628,000 | 3,717 |
| Additional noninterest expense | $1,137,000 | 4,226 |
| Pre-tax net operating income | $970,000 | 4,796 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $289,000 | 3,422 |
| Income before extraordinary items | $697,000 | 5,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $697,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,974 |
| Cash dividends | $318,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 756 |
| Net operating income | $685,640 | 5,082 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 4,581 |
| Total interest expense | $2,419,000 | 4,578 |
| Net interest income | $3,164,000 | 4,501 |
| Provision for loan and lease losses | $155,000 | 3,427 |
| Total noninterest income | $709,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $496,000 | 2,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $213,000 | 4,368 |
| Total noninterest expense | $2,924,000 | 4,170 |
| Salaries and employee benefits | $1,624,000 | 4,118 |
| Premises and equipment expense | $470,000 | 3,717 |
| Additional noninterest expense | $830,000 | 4,267 |
| Pre-tax net operating income | $794,000 | 4,854 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $239,000 | 3,476 |
| Income before extraordinary items | $564,000 | 5,133 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $564,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $162,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 589 |
| Net operating income | $557,700 | 5,153 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 4,661 |
| Total interest expense | $1,534,000 | 4,728 |
| Net interest income | $2,088,000 | 4,565 |
| Provision for loan and lease losses | $84,000 | 3,624 |
| Total noninterest income | $461,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $310,000 | 2,586 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $151,000 | 4,293 |
| Total noninterest expense | $1,921,000 | 4,236 |
| Salaries and employee benefits | $1,075,000 | 4,182 |
| Premises and equipment expense | $304,000 | 3,821 |
| Additional noninterest expense | $542,000 | 4,320 |
| Pre-tax net operating income | $544,000 | 4,881 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $162,000 | 3,539 |
| Income before extraordinary items | $382,000 | 5,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $382,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,413 |
| Cash dividends | $162,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $382,000 | 5,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,720 |
| Total interest expense | $761,000 | 4,728 |
| Net interest income | $1,019,000 | 4,634 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $199,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $139,000 | 2,749 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $933,000 | 4,343 |
| Salaries and employee benefits | $536,000 | 4,215 |
| Premises and equipment expense | $157,000 | 3,744 |
| Additional noninterest expense | $240,000 | 4,674 |
| Pre-tax net operating income | $253,000 | 5,024 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,464 |
| Cash dividends | $86,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,782 |
| Total interest expense | $2,613,000 | 4,700 |
| Net interest income | $3,828,000 | 4,784 |
| Provision for loan and lease losses | $162,000 | 3,925 |
| Total noninterest income | $730,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $528,000 | 2,946 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 5,109 |
| Total noninterest expense | $3,677,000 | 4,235 |
| Salaries and employee benefits | $1,990,000 | 4,282 |
| Premises and equipment expense | $601,000 | 3,765 |
| Additional noninterest expense | $1,086,000 | 4,252 |
| Pre-tax net operating income | $719,000 | 5,873 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $186,000 | 4,367 |
| Income before extraordinary items | $501,000 | 6,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $501,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $327,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $524,360 | 6,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 4,838 |
| Total interest expense | $1,882,000 | 4,726 |
| Net interest income | $2,840,000 | 4,855 |
| Provision for loan and lease losses | $123,000 | 3,795 |
| Total noninterest income | $479,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $382,000 | 3,034 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $2,680,000 | 4,313 |
| Salaries and employee benefits | $1,446,000 | 4,363 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $786,000 | 4,326 |
| Pre-tax net operating income | $516,000 | 6,155 |
| Securities gains (losses) | $-32,000 | 8,013 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $354,000 | 6,447 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $354,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,202 |
| Cash dividends | $176,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $377,360 | 6,354 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 4,867 |
| Total interest expense | $1,209,000 | 4,690 |
| Net interest income | $1,869,000 | 4,915 |
| Provision for loan and lease losses | $83,000 | 3,687 |
| Total noninterest income | $301,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,804,000 | 4,296 |
| Salaries and employee benefits | $961,000 | 4,386 |
| Premises and equipment expense | $296,000 | 3,809 |
| Additional noninterest expense | $547,000 | 4,200 |
| Pre-tax net operating income | $283,000 | 6,566 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $72,000 | 4,887 |
| Income before extraordinary items | $219,000 | 6,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,156 |
| Cash dividends | $75,000 | 4,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $213,000 | 6,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 4,877 |
| Total interest expense | $587,000 | 4,638 |
| Net interest income | $922,000 | 4,946 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $879,000 | 4,393 |
| Salaries and employee benefits | $474,000 | 4,450 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $265,000 | 4,284 |
| Pre-tax net operating income | $159,000 | 6,292 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $122,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,214 |
| Cash dividends | $74,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,160 | 6,470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,012 |
| Total interest expense | $1,817,000 | 4,713 |
| Net interest income | $3,406,000 | 5,098 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $543,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $435,000 | 3,352 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $3,128,000 | 4,635 |
| Salaries and employee benefits | $1,699,000 | 4,665 |
| Premises and equipment expense | $568,000 | 3,824 |
| Additional noninterest expense | $861,000 | 4,917 |
| Pre-tax net operating income | $755,000 | 5,996 |
| Securities gains (losses) | $-50,000 | 8,185 |
| Applicable income taxes | $177,000 | 4,814 |
| Income before extraordinary items | $528,000 | 6,264 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $528,000 | 6,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,315 |
| Cash dividends | $259,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $565,500 | 6,094 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 5,086 |
| Total interest expense | $1,284,000 | 4,751 |
| Net interest income | $2,508,000 | 5,170 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $385,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $302,000 | 3,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,247 |
| Total noninterest expense | $2,229,000 | 4,761 |
| Salaries and employee benefits | $1,207,000 | 4,810 |
| Premises and equipment expense | $414,000 | 3,873 |
| Additional noninterest expense | $608,000 | 5,075 |
| Pre-tax net operating income | $610,000 | 5,967 |
| Securities gains (losses) | $-31,000 | 8,339 |
| Applicable income taxes | $145,000 | 4,848 |
| Income before extraordinary items | $434,000 | 6,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $434,000 | 6,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,746 |
| Cash dividends | $176,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $457,250 | 6,065 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,067 |
| Total interest expense | $808,000 | 4,760 |
| Net interest income | $1,687,000 | 5,138 |
| Provision for loan and lease losses | $47,000 | 4,683 |
| Total noninterest income | $248,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $190,000 | 3,623 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $1,461,000 | 4,809 |
| Salaries and employee benefits | $769,000 | 4,942 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $414,000 | 4,975 |
| Pre-tax net operating income | $427,000 | 5,821 |
| Securities gains (losses) | $-31,000 | 8,483 |
| Applicable income taxes | $100,000 | 4,812 |
| Income before extraordinary items | $296,000 | 6,152 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $296,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $176,000 | 3,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $319,250 | 5,932 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,086 |
| Total interest expense | $385,000 | 4,791 |
| Net interest income | $853,000 | 5,130 |
| Provision for loan and lease losses | $39,000 | 3,651 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $743,000 | 4,775 |
| Salaries and employee benefits | $408,000 | 4,761 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $187,000 | 6,106 |
| Securities gains (losses) | $13,000 | 933 |
| Applicable income taxes | $47,000 | 4,839 |
| Income before extraordinary items | $153,000 | 6,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $153,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,274 |
| Cash dividends | $55,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,120 | 6,157 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 4,967 |
| Total interest expense | $1,489,000 | 4,528 |
| Net interest income | $3,330,000 | 5,077 |
| Provision for loan and lease losses | $198,000 | 3,721 |
| Total noninterest income | $488,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $404,000 | 3,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $84,000 | 6,699 |
| Total noninterest expense | $2,953,000 | 4,709 |
| Salaries and employee benefits | $1,571,000 | 4,771 |
| Premises and equipment expense | $546,000 | 3,814 |
| Additional noninterest expense | $836,000 | 4,950 |
| Pre-tax net operating income | $667,000 | 6,200 |
| Securities gains (losses) | $76,000 | 1,435 |
| Applicable income taxes | $158,000 | 5,041 |
| Income before extraordinary items | $585,000 | 6,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $585,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $116,000 | 5,390 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 8,866 |
| Net operating income | $524,960 | 6,194 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 4,984 |
| Total interest expense | $1,119,000 | 4,490 |
| Net interest income | $2,460,000 | 5,115 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $368,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $307,000 | 3,608 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 6,777 |
| Total noninterest expense | $2,131,000 | 4,797 |
| Salaries and employee benefits | $1,133,000 | 4,868 |
| Premises and equipment expense | $392,000 | 3,938 |
| Additional noninterest expense | $606,000 | 5,015 |
| Pre-tax net operating income | $539,000 | 6,149 |
| Securities gains (losses) | $78,000 | 1,346 |
| Applicable income taxes | $138,000 | 4,951 |
| Income before extraordinary items | $479,000 | 5,916 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $479,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $41,000 | 5,067 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 8,946 |
| Net operating income | $418,160 | 6,142 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 5,013 |
| Total interest expense | $747,000 | 4,489 |
| Net interest income | $1,628,000 | 5,134 |
| Provision for loan and lease losses | $118,000 | 3,243 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $1,405,000 | 4,865 |
| Salaries and employee benefits | $748,000 | 4,939 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $409,000 | 4,986 |
| Pre-tax net operating income | $332,000 | 6,294 |
| Securities gains (losses) | $38,000 | 1,632 |
| Applicable income taxes | $81,000 | 5,100 |
| Income before extraordinary items | $289,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,487 |
| Cash dividends | $41,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $259,360 | 6,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 5,074 |
| Total interest expense | $378,000 | 4,484 |
| Net interest income | $796,000 | 5,228 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $661,000 | 5,115 |
| Salaries and employee benefits | $362,000 | 5,069 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $185,000 | 5,342 |
| Pre-tax net operating income | $155,000 | 6,374 |
| Securities gains (losses) | $38,000 | 1,356 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,360 | 6,398 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 5,043 |
| Total interest expense | $1,607,000 | 4,682 |
| Net interest income | $3,177,000 | 5,125 |
| Provision for loan and lease losses | $139,000 | 4,718 |
| Total noninterest income | $489,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $450,000 | 3,372 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $2,812,000 | 4,812 |
| Salaries and employee benefits | $1,488,000 | 4,870 |
| Premises and equipment expense | $536,000 | 3,854 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $715,000 | 5,959 |
| Securities gains (losses) | $228,000 | 1,248 |
| Applicable income taxes | $251,000 | 4,576 |
| Income before extraordinary items | $692,000 | 5,617 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $692,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $57,000 | 5,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $525,560 | 6,080 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 5,103 |
| Total interest expense | $1,214,000 | 4,781 |
| Net interest income | $2,378,000 | 5,154 |
| Provision for loan and lease losses | $97,000 | 4,715 |
| Total noninterest income | $348,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $330,000 | 3,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $2,105,000 | 4,819 |
| Salaries and employee benefits | $1,074,000 | 4,997 |
| Premises and equipment expense | $415,000 | 3,749 |
| Additional noninterest expense | $616,000 | 4,915 |
| Pre-tax net operating income | $524,000 | 6,183 |
| Securities gains (losses) | $228,000 | 1,153 |
| Applicable income taxes | $199,000 | 4,653 |
| Income before extraordinary items | $553,000 | 5,595 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $553,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $57,000 | 5,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $384,280 | 6,276 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 5,084 |
| Total interest expense | $814,000 | 4,876 |
| Net interest income | $1,614,000 | 5,077 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $216,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $214,000 | 3,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $1,356,000 | 4,924 |
| Salaries and employee benefits | $705,000 | 5,053 |
| Premises and equipment expense | $240,000 | 4,180 |
| Additional noninterest expense | $411,000 | 4,909 |
| Pre-tax net operating income | $411,000 | 5,793 |
| Securities gains (losses) | $178,000 | 1,115 |
| Applicable income taxes | $159,000 | 4,406 |
| Income before extraordinary items | $430,000 | 5,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $430,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $300,060 | 5,898 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,267 |
| Total interest expense | $403,000 | 5,018 |
| Net interest income | $756,000 | 5,291 |
| Provision for loan and lease losses | $31,000 | 4,417 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-15,000 | 9,286 |
| Total noninterest expense | $640,000 | 5,121 |
| Salaries and employee benefits | $337,000 | 5,232 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $187,000 | 5,211 |
| Pre-tax net operating income | $176,000 | 6,145 |
| Securities gains (losses) | $43,000 | 1,472 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $169,000 | 5,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $135,890 | 6,095 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 5,223 |
| Total interest expense | $1,933,000 | 4,903 |
| Net interest income | $3,000,000 | 5,278 |
| Provision for loan and lease losses | $113,000 | 5,518 |
| Total noninterest income | $548,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $483,000 | 3,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $2,577,000 | 4,979 |
| Salaries and employee benefits | $1,349,000 | 5,073 |
| Premises and equipment expense | $415,000 | 4,517 |
| Additional noninterest expense | $813,000 | 4,868 |
| Pre-tax net operating income | $858,000 | 5,593 |
| Securities gains (losses) | $45,000 | 2,504 |
| Applicable income taxes | $233,000 | 4,874 |
| Income before extraordinary items | $670,000 | 5,662 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $670,000 | 5,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $636,700 | 5,684 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 5,399 |
| Total interest expense | $2,987,000 | 4,743 |
| Net interest income | $2,349,000 | 5,930 |
| Provision for loan and lease losses | $52,000 | 6,614 |
| Total noninterest income | $539,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $423,000 | 3,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $116,000 | 6,082 |
| Total noninterest expense | $2,503,000 | 4,945 |
| Salaries and employee benefits | $1,286,000 | 5,070 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $760,000 | 4,968 |
| Pre-tax net operating income | $333,000 | 7,261 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $37,000 | 6,929 |
| Income before extraordinary items | $297,000 | 7,167 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $297,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $296,110 | 7,044 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 5,600 |
| Total interest expense | $2,716,000 | 5,291 |
| Net interest income | $2,490,000 | 5,814 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $458,000 | 5,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $2,249,000 | 5,254 |
| Salaries and employee benefits | $1,140,000 | 5,423 |
| Premises and equipment expense | $430,000 | 4,279 |
| Additional noninterest expense | $679,000 | 5,298 |
| Pre-tax net operating income | $686,000 | 6,279 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $156,000 | 5,851 |
| Income before extraordinary items | $530,000 | 6,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $530,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $140,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $530,000 | 6,179 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,691 |
| Total interest expense | $2,369,000 | 5,390 |
| Net interest income | $2,455,000 | 5,862 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $469,000 | 5,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,085,000 | 5,531 |
| Salaries and employee benefits | $1,063,000 | 5,653 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $630,000 | 5,648 |
| Pre-tax net operating income | $712,000 | 6,271 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $170,000 | 6,037 |
| Income before extraordinary items | $542,000 | 6,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $542,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $542,000 | 6,182 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 5,648 |
| Total interest expense | $2,687,000 | 5,119 |
| Net interest income | $2,358,000 | 6,049 |
| Provision for loan and lease losses | $839,000 | 1,139 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $2,041,000 | 5,521 |
| Salaries and employee benefits | $1,033,000 | 5,652 |
| Premises and equipment expense | $364,000 | 4,752 |
| Additional noninterest expense | $644,000 | 5,480 |
| Pre-tax net operating income | $-63,000 | 9,885 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $-98,000 | 10,227 |
| Income before extraordinary items | $36,000 | 9,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $36,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 806 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 774 |
| Net operating income | $35,360 | 9,638 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 6,060 |
| Total interest expense | $2,482,000 | 5,441 |
| Net interest income | $2,198,000 | 6,539 |
| Provision for loan and lease losses | $543,000 | 1,665 |
| Total noninterest income | $459,000 | 5,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $1,977,000 | 5,700 |
| Salaries and employee benefits | $989,000 | 5,912 |
| Premises and equipment expense | $396,000 | 4,482 |
| Additional noninterest expense | $592,000 | 5,860 |
| Pre-tax net operating income | $137,000 | 9,914 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-14,000 | 10,535 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 469 |
| Net operating income | $151,000 | 9,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,656 |
| Total interest expense | $1,696,000 | 7,093 |
| Net interest income | $1,560,000 | 8,124 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $361,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,692,000 | 6,622 |
| Salaries and employee benefits | $883,000 | 6,542 |
| Premises and equipment expense | $310,000 | 5,456 |
| Additional noninterest expense | $499,000 | 7,061 |
| Pre-tax net operating income | $103,000 | 10,348 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $-19,000 | 10,985 |
| Income before extraordinary items | $124,000 | 10,005 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $124,000 | 10,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,624 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $122,000 | 9,969 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 9,201 |
| Total interest expense | $1,203,000 | 8,576 |
| Net interest income | $1,135,000 | 9,526 |
| Provision for loan and lease losses | $-23,000 | 11,487 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,031,000 | 8,819 |
| Salaries and employee benefits | $563,000 | 8,621 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $305,000 | 9,195 |
| Pre-tax net operating income | $384,000 | 9,168 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $81,000 | 9,559 |
| Income before extraordinary items | $312,000 | 8,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $312,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $136,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $304,890 | 8,869 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 9,587 |
| Total interest expense | $864,000 | 9,292 |
| Net interest income | $1,247,000 | 9,630 |
| Provision for loan and lease losses | $-8,000 | 11,743 |
| Total noninterest income | $214,000 | 8,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $951,000 | 9,547 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $277,000 | 10,219 |
| Pre-tax net operating income | $518,000 | 8,535 |
| Securities gains (losses) | $-183,000 | 11,902 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $284,000 | 9,314 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $284,000 | 9,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $439,550 | 7,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 10,950 |
| Total interest expense | $563,000 | 11,348 |
| Net interest income | $1,065,000 | 10,548 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $908,000 | 10,162 |
| Salaries and employee benefits | $479,000 | 9,872 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $284,000 | 10,641 |
| Pre-tax net operating income | $332,000 | 9,968 |
| Securities gains (losses) | $97,000 | 2,547 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $286,000 | 9,629 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $221,010 | 10,158 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 12,112 |
| Total interest expense | $500,000 | 12,758 |
| Net interest income | $938,000 | 11,346 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $668,000 | 11,693 |
| Salaries and employee benefits | $374,000 | 11,165 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $177,000 | 12,569 |
| Pre-tax net operating income | $367,000 | 9,524 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $107,000 | 9,719 |
| Income before extraordinary items | $264,000 | 9,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $261,160 | 9,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.