Home > First Bank of West Hartford > Income and Expense
First Bank of West Hartford, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 5,151 |
| Total interest expense | $2,092,000 | 6,242 |
| Net interest income | $3,966,000 | 4,355 |
| Provision for loan and lease losses | $355,000 | 2,296 |
| Total noninterest income | $1,041,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,035 |
| Total noninterest expense | $3,269,000 | 4,031 |
| Salaries and employee benefits | $1,385,000 | 4,619 |
| Premises and equipment expense | $560,000 | 3,429 |
| Additional noninterest expense | $1,324,000 | 3,467 |
| Pre-tax net operating income | $1,383,000 | 4,615 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $1,113,000 | 4,119 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,113,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,194 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $1,261,000 | 351 |
| Net operating income | $1,123,530 | 4,038 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,428 |
| Total interest expense | $1,976,000 | 6,522 |
| Net interest income | $3,736,000 | 4,599 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $848,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 2,398 |
| Total noninterest expense | $3,355,000 | 3,893 |
| Salaries and employee benefits | $1,165,000 | 5,351 |
| Premises and equipment expense | $552,000 | 3,453 |
| Additional noninterest expense | $1,638,000 | 2,838 |
| Pre-tax net operating income | $729,000 | 7,169 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $-1,009,000 | 11,911 |
| Income before extraordinary items | $1,743,000 | 2,830 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,743,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,175 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $1,108,000 | 283 |
| Net operating income | $1,738,000 | 2,796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 5,491 |
| Total interest expense | $1,738,000 | 6,240 |
| Net interest income | $3,460,000 | 4,992 |
| Provision for loan and lease losses | $906,000 | 993 |
| Total noninterest income | $752,000 | 3,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,671 |
| Total noninterest expense | $3,273,000 | 4,090 |
| Salaries and employee benefits | $1,192,000 | 5,265 |
| Premises and equipment expense | $465,000 | 4,054 |
| Additional noninterest expense | $1,616,000 | 3,105 |
| Pre-tax net operating income | $33,000 | 11,976 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $-197,000 | 12,387 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $962,000 | 886 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $230,000 | 9,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 5,545 |
| Total interest expense | $2,083,000 | 5,647 |
| Net interest income | $3,156,000 | 5,434 |
| Provision for loan and lease losses | $1,850,000 | 858 |
| Total noninterest income | $1,021,000 | 3,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 2,303 |
| Total noninterest expense | $3,219,000 | 4,232 |
| Salaries and employee benefits | $1,155,000 | 5,410 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $1,646,000 | 3,236 |
| Pre-tax net operating income | $-892,000 | 12,956 |
| Securities gains (losses) | $134,000 | 2,119 |
| Applicable income taxes | $15,000 | 11,714 |
| Income before extraordinary items | $-773,000 | 12,965 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-773,000 | 12,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,752,000 | 781 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 684 |
| Net operating income | $-907,000 | 12,944 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 5,525 |
| Total interest expense | $2,960,000 | 5,226 |
| Net interest income | $3,001,000 | 5,712 |
| Provision for loan and lease losses | $807,000 | 2,136 |
| Total noninterest income | $681,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 3,176 |
| Total noninterest expense | $2,651,000 | 5,033 |
| Salaries and employee benefits | $1,072,000 | 5,691 |
| Premises and equipment expense | $402,000 | 4,771 |
| Additional noninterest expense | $1,177,000 | 4,417 |
| Pre-tax net operating income | $224,000 | 10,846 |
| Securities gains (losses) | $221,000 | 1,870 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $435,000 | 7,884 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $435,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 2,315 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $218,420 | 10,001 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.