Home > First Bank of Washington > Income and Expense

First Bank of Washington, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$3,671,000	7,198
Total interest expense	$1,533,000	7,487
Net interest income	$2,138,000	6,880
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$367,000	6,236
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$194,000	5,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	5,561
Total noninterest expense	$1,465,000	7,212
Salaries and employee benefits	$761,000	7,197
Premises and equipment expense	$201,000	7,007
Additional noninterest expense	$503,000	7,031
Pre-tax net operating income	$1,010,000	5,706
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$306,000	5,765
Income before extraordinary items	$706,000	5,740
Extraordinary gains, net	$0	53
Net income	$706,000	5,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,612
Cash dividends	$511,000	3,335
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$704,600	5,691
1995-12-31 (YTD Data)		Rank
Total interest income	$3,309,000	7,790
Total interest expense	$1,304,000	8,269
Net interest income	$2,005,000	7,299
Provision for loan and lease losses	$55,000	6,005
Total noninterest income	$341,000	6,586
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	5,982
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	5,854
Total noninterest expense	$1,596,000	6,989
Salaries and employee benefits	$858,000	6,772
Premises and equipment expense	$196,000	7,269
Additional noninterest expense	$542,000	6,929
Pre-tax net operating income	$695,000	7,348
Securities gains (losses)	$-8,000	9,956
Applicable income taxes	$201,000	7,387
Income before extraordinary items	$486,000	7,354
Extraordinary gains, net	$0	65
Net income	$486,000	7,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	11,570
Cash dividends	$788,000	2,464
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$491,680	7,286
1994-12-31 (YTD Data)		Rank
Total interest income	$3,012,000	8,011
Total interest expense	$1,070,000	8,390
Net interest income	$1,942,000	7,695
Provision for loan and lease losses	$52,000	6,028
Total noninterest income	$339,000	6,791
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	5,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	6,416
Total noninterest expense	$1,705,000	6,973
Salaries and employee benefits	$849,000	6,930
Premises and equipment expense	$205,000	7,319
Additional noninterest expense	$651,000	6,671
Pre-tax net operating income	$524,000	8,486
Securities gains (losses)	$-3,000	9,178
Applicable income taxes	$107,000	9,194
Income before extraordinary items	$414,000	8,069
Extraordinary gains, net	$0	249
Net income	$414,000	8,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$730,000	2,447
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$416,370	8,080
1993-12-31 (YTD Data)		Rank
Total interest income	$3,116,000	8,152
Total interest expense	$1,211,000	8,204
Net interest income	$1,905,000	7,942
Provision for loan and lease losses	$234,000	3,587
Total noninterest income	$453,000	5,968
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	5,132
Total noninterest expense	$1,629,000	7,413
Salaries and employee benefits	$807,000	7,280
Premises and equipment expense	$215,000	7,389
Additional noninterest expense	$607,000	7,267
Pre-tax net operating income	$495,000	8,686
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$62,000	10,653
Income before extraordinary items	$435,000	8,103
Extraordinary gains, net	$0	3,149
Net income	$435,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	2,996
Cash dividends	$350,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$433,240	7,850
1992-12-31 (YTD Data)		Rank
Total interest income	$3,779,000	7,802
Total interest expense	$1,671,000	7,976
Net interest income	$2,108,000	7,472
Provision for loan and lease losses	$93,000	7,482
Total noninterest income	$306,000	7,642
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,891
Total noninterest expense	$1,532,000	7,796
Salaries and employee benefits	$756,000	7,572
Premises and equipment expense	$284,000	6,214
Additional noninterest expense	$492,000	8,535
Pre-tax net operating income	$789,000	6,616
Securities gains (losses)	$0	8,369
Applicable income taxes	$170,000	8,171
Income before extraordinary items	$619,000	6,443
Extraordinary gains, net	$0	1,422
Net income	$619,000	6,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	5,081
Cash dividends	$693,000	2,163
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$619,000	6,076

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.