Home > First Bank of the South > Income and Expense
First Bank of the South, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,939 |
| Total interest expense | $113,000 | 4,921 |
| Net interest income | $1,240,000 | 4,893 |
| Provision for loan and lease losses | $114,000 | 2,207 |
| Total noninterest income | $278,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $152,000 | 2,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,190 |
| Total noninterest expense | $3,466,000 | 2,579 |
| Salaries and employee benefits | $2,545,000 | 2,067 |
| Premises and equipment expense | $283,000 | 3,156 |
| Additional noninterest expense | $638,000 | 3,727 |
| Pre-tax net operating income | $-2,062,000 | 6,039 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-816,000 | 6,027 |
| Income before extraordinary items | $-1,246,000 | 6,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,246,000 | 6,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,246,000 | 6,023 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,246,000 | 6,022 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 4,941 |
| Total interest expense | $58,000 | 4,933 |
| Net interest income | $639,000 | 4,892 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $103,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $746,000 | 4,322 |
| Salaries and employee benefits | $393,000 | 4,387 |
| Premises and equipment expense | $122,000 | 3,479 |
| Additional noninterest expense | $231,000 | 4,399 |
| Pre-tax net operating income | $-4,000 | 5,811 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-4,000 | 5,829 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-4,000 | 5,827 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-4,000 | 5,828 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-4,000 | 5,799 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,945 |
| Total interest expense | $244,000 | 4,908 |
| Net interest income | $2,561,000 | 4,896 |
| Provision for loan and lease losses | $15,000 | 4,132 |
| Total noninterest income | $485,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $325,000 | 2,876 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $160,000 | 4,679 |
| Total noninterest expense | $2,944,000 | 4,370 |
| Salaries and employee benefits | $1,610,000 | 4,345 |
| Premises and equipment expense | $490,000 | 3,521 |
| Additional noninterest expense | $844,000 | 4,586 |
| Pre-tax net operating income | $87,000 | 5,705 |
| Securities gains (losses) | $15,000 | 2,396 |
| Applicable income taxes | $-24,000 | 5,925 |
| Income before extraordinary items | $126,000 | 5,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $126,000 | 5,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $126,000 | 5,641 |
| Net charge-offs | $161,000 | 2,190 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $111,000 | 5,631 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 4,990 |
| Total interest expense | $186,000 | 4,962 |
| Net interest income | $1,941,000 | 4,939 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $367,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $243,000 | 2,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,692 |
| Total noninterest expense | $2,115,000 | 4,482 |
| Salaries and employee benefits | $1,185,000 | 4,414 |
| Premises and equipment expense | $355,000 | 3,631 |
| Additional noninterest expense | $575,000 | 4,826 |
| Pre-tax net operating income | $178,000 | 5,515 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $15,000 | 4,038 |
| Income before extraordinary items | $178,000 | 5,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,496 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $178,000 | 5,497 |
| Net charge-offs | $30,000 | 3,122 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $164,200 | 5,480 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 5,040 |
| Total interest expense | $125,000 | 5,003 |
| Net interest income | $1,283,000 | 4,985 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $237,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $161,000 | 2,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,793 |
| Total noninterest expense | $1,405,000 | 4,530 |
| Salaries and employee benefits | $800,000 | 4,424 |
| Premises and equipment expense | $237,000 | 3,661 |
| Additional noninterest expense | $368,000 | 4,933 |
| Pre-tax net operating income | $110,000 | 5,584 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $7,000 | 4,172 |
| Income before extraordinary items | $103,000 | 5,597 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 5,598 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $103,000 | 5,599 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $103,000 | 5,547 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 5,045 |
| Total interest expense | $63,000 | 5,034 |
| Net interest income | $652,000 | 4,990 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $114,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $705,000 | 4,556 |
| Salaries and employee benefits | $399,000 | 4,467 |
| Premises and equipment expense | $125,000 | 3,567 |
| Additional noninterest expense | $181,000 | 4,990 |
| Pre-tax net operating income | $61,000 | 5,537 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $61,000 | 5,510 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $61,000 | 5,511 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $61,000 | 5,511 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $61,000 | 5,448 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 5,062 |
| Total interest expense | $253,000 | 5,203 |
| Net interest income | $2,728,000 | 4,989 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $577,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $372,000 | 2,806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $205,000 | 4,504 |
| Total noninterest expense | $2,987,000 | 4,500 |
| Salaries and employee benefits | $1,701,000 | 4,352 |
| Premises and equipment expense | $523,000 | 3,528 |
| Additional noninterest expense | $763,000 | 5,012 |
| Pre-tax net operating income | $293,000 | 5,495 |
| Securities gains (losses) | $73,000 | 1,471 |
| Applicable income taxes | $61,000 | 3,634 |
| Income before extraordinary items | $305,000 | 5,395 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $305,000 | 5,393 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $305,000 | 5,394 |
| Net charge-offs | $71,000 | 3,490 |
| Cash dividends | $110,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $244,410 | 5,498 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 5,129 |
| Total interest expense | $189,000 | 5,290 |
| Net interest income | $2,029,000 | 5,059 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $403,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $280,000 | 2,835 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $123,000 | 4,822 |
| Total noninterest expense | $2,193,000 | 4,573 |
| Salaries and employee benefits | $1,256,000 | 4,390 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $553,000 | 5,104 |
| Pre-tax net operating income | $214,000 | 5,608 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $34,000 | 3,812 |
| Income before extraordinary items | $220,000 | 5,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 5,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $220,000 | 5,503 |
| Net charge-offs | $80,000 | 2,898 |
| Cash dividends | $110,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $185,200 | 5,570 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,137 |
| Total interest expense | $125,000 | 5,352 |
| Net interest income | $1,362,000 | 5,063 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $259,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $186,000 | 2,841 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $73,000 | 4,934 |
| Total noninterest expense | $1,469,000 | 4,598 |
| Salaries and employee benefits | $842,000 | 4,427 |
| Premises and equipment expense | $258,000 | 3,647 |
| Additional noninterest expense | $369,000 | 5,121 |
| Pre-tax net operating income | $152,000 | 5,546 |
| Securities gains (losses) | $17,000 | 1,729 |
| Applicable income taxes | $24,000 | 3,770 |
| Income before extraordinary items | $145,000 | 5,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $145,000 | 5,498 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $145,000 | 5,499 |
| Net charge-offs | $93,000 | 2,250 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $130,380 | 5,545 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 5,249 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $653,000 | 5,181 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $126,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $93,000 | 2,818 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $748,000 | 4,590 |
| Salaries and employee benefits | $425,000 | 4,440 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $195,000 | 5,071 |
| Pre-tax net operating income | $31,000 | 5,926 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $33,000 | 5,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,902 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $33,000 | 5,903 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $31,000 | 5,890 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 5,208 |
| Total interest expense | $264,000 | 5,591 |
| Net interest income | $2,766,000 | 5,109 |
| Provision for loan and lease losses | $72,000 | 3,981 |
| Total noninterest income | $575,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $408,000 | 2,765 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $167,000 | 4,839 |
| Total noninterest expense | $2,807,000 | 4,761 |
| Salaries and employee benefits | $1,641,000 | 4,548 |
| Premises and equipment expense | $513,000 | 3,678 |
| Additional noninterest expense | $653,000 | 5,450 |
| Pre-tax net operating income | $462,000 | 5,077 |
| Securities gains (losses) | $78,000 | 1,497 |
| Applicable income taxes | $121,000 | 3,297 |
| Income before extraordinary items | $419,000 | 5,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $419,000 | 5,092 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $419,000 | 5,092 |
| Net charge-offs | $78,000 | 3,978 |
| Cash dividends | $55,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $358,160 | 5,199 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 5,252 |
| Total interest expense | $202,000 | 5,660 |
| Net interest income | $2,082,000 | 5,147 |
| Provision for loan and lease losses | $72,000 | 3,695 |
| Total noninterest income | $425,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $302,000 | 2,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 4,940 |
| Total noninterest expense | $2,063,000 | 4,828 |
| Salaries and employee benefits | $1,220,000 | 4,580 |
| Premises and equipment expense | $369,000 | 3,808 |
| Additional noninterest expense | $474,000 | 5,519 |
| Pre-tax net operating income | $372,000 | 5,114 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $75,000 | 3,487 |
| Income before extraordinary items | $297,000 | 5,281 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $297,000 | 5,282 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $297,000 | 5,283 |
| Net charge-offs | $75,000 | 3,529 |
| Cash dividends | $55,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $297,000 | 5,190 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 5,277 |
| Total interest expense | $138,000 | 5,690 |
| Net interest income | $1,390,000 | 5,153 |
| Provision for loan and lease losses | $62,000 | 3,366 |
| Total noninterest income | $270,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $195,000 | 2,842 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,078 |
| Total noninterest expense | $1,384,000 | 4,836 |
| Salaries and employee benefits | $849,000 | 4,499 |
| Premises and equipment expense | $245,000 | 3,831 |
| Additional noninterest expense | $290,000 | 5,673 |
| Pre-tax net operating income | $214,000 | 5,248 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $175,000 | 5,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $175,000 | 5,414 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $175,000 | 5,414 |
| Net charge-offs | $70,000 | 3,069 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $175,000 | 5,277 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 5,299 |
| Total interest expense | $71,000 | 5,729 |
| Net interest income | $699,000 | 5,170 |
| Provision for loan and lease losses | $32,000 | 3,154 |
| Total noninterest income | $131,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $690,000 | 4,887 |
| Salaries and employee benefits | $442,000 | 4,448 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $124,000 | 5,979 |
| Pre-tax net operating income | $108,000 | 5,238 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $36,000 | 2,673 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 5,227 |
| Total interest expense | $388,000 | 5,595 |
| Net interest income | $3,025,000 | 5,077 |
| Provision for loan and lease losses | $119,000 | 4,527 |
| Total noninterest income | $589,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $441,000 | 2,736 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $148,000 | 4,954 |
| Total noninterest expense | $3,165,000 | 4,611 |
| Salaries and employee benefits | $1,668,000 | 4,583 |
| Premises and equipment expense | $556,000 | 3,568 |
| Additional noninterest expense | $941,000 | 4,933 |
| Pre-tax net operating income | $330,000 | 5,338 |
| Securities gains (losses) | $203,000 | 1,680 |
| Applicable income taxes | $113,000 | 3,426 |
| Income before extraordinary items | $420,000 | 5,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $420,000 | 5,141 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $420,000 | 5,142 |
| Net charge-offs | $261,000 | 3,471 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $259,630 | 5,405 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 5,272 |
| Total interest expense | $311,000 | 5,614 |
| Net interest income | $2,285,000 | 5,139 |
| Provision for loan and lease losses | $96,000 | 4,403 |
| Total noninterest income | $440,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $326,000 | 2,806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,955 |
| Total noninterest expense | $2,337,000 | 4,678 |
| Salaries and employee benefits | $1,228,000 | 4,649 |
| Premises and equipment expense | $412,000 | 3,654 |
| Additional noninterest expense | $697,000 | 5,010 |
| Pre-tax net operating income | $292,000 | 5,334 |
| Securities gains (losses) | $41,000 | 2,548 |
| Applicable income taxes | $54,000 | 3,749 |
| Income before extraordinary items | $279,000 | 5,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $279,000 | 5,403 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $279,000 | 5,403 |
| Net charge-offs | $211,000 | 3,243 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $244,560 | 5,358 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 5,306 |
| Total interest expense | $222,000 | 5,568 |
| Net interest income | $1,519,000 | 5,165 |
| Provision for loan and lease losses | $59,000 | 4,467 |
| Total noninterest income | $285,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $214,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,087 |
| Total noninterest expense | $1,562,000 | 4,704 |
| Salaries and employee benefits | $827,000 | 4,649 |
| Premises and equipment expense | $275,000 | 3,641 |
| Additional noninterest expense | $460,000 | 5,056 |
| Pre-tax net operating income | $183,000 | 5,395 |
| Securities gains (losses) | $41,000 | 2,175 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $200,000 | 5,333 |
| Net charge-offs | $195,000 | 2,786 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $163,510 | 5,377 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 5,337 |
| Total interest expense | $121,000 | 5,510 |
| Net interest income | $757,000 | 5,212 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $133,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $794,000 | 4,677 |
| Salaries and employee benefits | $420,000 | 4,653 |
| Premises and equipment expense | $136,000 | 3,691 |
| Additional noninterest expense | $238,000 | 4,981 |
| Pre-tax net operating income | $61,000 | 5,804 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $57,000 | 5,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 5,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $57,000 | 5,902 |
| Net charge-offs | $177,000 | 1,949 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $57,000 | 5,760 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 5,299 |
| Total interest expense | $677,000 | 5,273 |
| Net interest income | $3,046,000 | 5,223 |
| Provision for loan and lease losses | $319,000 | 4,028 |
| Total noninterest income | $726,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $268,000 | 4,036 |
| Total noninterest expense | $3,221,000 | 4,679 |
| Salaries and employee benefits | $1,734,000 | 4,561 |
| Premises and equipment expense | $565,000 | 3,731 |
| Additional noninterest expense | $922,000 | 5,089 |
| Pre-tax net operating income | $232,000 | 5,420 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $8,000 | 4,354 |
| Income before extraordinary items | $224,000 | 5,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $224,000 | 5,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $224,000 | 5,477 |
| Net charge-offs | $274,000 | 3,905 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $224,000 | 5,358 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 5,342 |
| Total interest expense | $538,000 | 5,265 |
| Net interest income | $2,272,000 | 5,285 |
| Provision for loan and lease losses | $107,000 | 4,876 |
| Total noninterest income | $446,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $337,000 | 2,799 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $109,000 | 4,984 |
| Total noninterest expense | $2,417,000 | 4,688 |
| Salaries and employee benefits | $1,303,000 | 4,563 |
| Premises and equipment expense | $423,000 | 3,781 |
| Additional noninterest expense | $691,000 | 5,133 |
| Pre-tax net operating income | $194,000 | 5,494 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $10,000 | 4,260 |
| Income before extraordinary items | $184,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,550 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $184,000 | 5,550 |
| Net charge-offs | $161,000 | 3,947 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $184,000 | 5,424 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 5,391 |
| Total interest expense | $377,000 | 5,268 |
| Net interest income | $1,507,000 | 5,327 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $291,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $227,000 | 2,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,194 |
| Total noninterest expense | $1,614,000 | 4,737 |
| Salaries and employee benefits | $857,000 | 4,631 |
| Premises and equipment expense | $278,000 | 3,847 |
| Additional noninterest expense | $479,000 | 5,100 |
| Pre-tax net operating income | $169,000 | 5,304 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $159,000 | 5,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 5,304 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $159,000 | 5,305 |
| Net charge-offs | $57,000 | 4,347 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $159,000 | 5,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,435 |
| Total interest expense | $198,000 | 5,263 |
| Net interest income | $735,000 | 5,394 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $146,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $118,000 | 2,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $795,000 | 4,805 |
| Salaries and employee benefits | $420,000 | 4,723 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $234,000 | 5,161 |
| Pre-tax net operating income | $71,000 | 5,476 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $71,000 | 5,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $71,000 | 5,399 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $71,000 | 5,400 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $71,000 | 5,346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 5,372 |
| Total interest expense | $973,000 | 5,287 |
| Net interest income | $3,070,000 | 5,293 |
| Provision for loan and lease losses | $560,000 | 3,966 |
| Total noninterest income | $663,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $516,000 | 2,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 5,004 |
| Total noninterest expense | $3,180,000 | 4,859 |
| Salaries and employee benefits | $1,754,000 | 4,602 |
| Premises and equipment expense | $566,000 | 3,873 |
| Additional noninterest expense | $860,000 | 5,452 |
| Pre-tax net operating income | $-7,000 | 5,791 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-58,000 | 6,740 |
| Income before extraordinary items | $51,000 | 5,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 5,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $51,000 | 5,799 |
| Net charge-offs | $408,000 | 3,913 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $51,000 | 5,660 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 5,508 |
| Total interest expense | $749,000 | 5,385 |
| Net interest income | $2,236,000 | 5,441 |
| Provision for loan and lease losses | $560,000 | 3,346 |
| Total noninterest income | $495,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $378,000 | 2,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $117,000 | 5,006 |
| Total noninterest expense | $2,372,000 | 4,890 |
| Salaries and employee benefits | $1,299,000 | 4,667 |
| Premises and equipment expense | $392,000 | 4,137 |
| Additional noninterest expense | $681,000 | 5,339 |
| Pre-tax net operating income | $-201,000 | 6,292 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-201,000 | 6,440 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-201,000 | 6,441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-201,000 | 6,440 |
| Net charge-offs | $351,000 | 3,521 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-201,000 | 6,348 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 5,477 |
| Total interest expense | $517,000 | 5,398 |
| Net interest income | $1,542,000 | 5,364 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $330,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $252,000 | 2,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 5,012 |
| Total noninterest expense | $1,587,000 | 4,889 |
| Salaries and employee benefits | $864,000 | 4,706 |
| Premises and equipment expense | $259,000 | 4,185 |
| Additional noninterest expense | $464,000 | 5,298 |
| Pre-tax net operating income | $-265,000 | 6,524 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-265,000 | 6,645 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-265,000 | 6,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-265,000 | 6,646 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-265,000 | 6,597 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,554 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $758,000 | 5,454 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $151,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $799,000 | 4,924 |
| Salaries and employee benefits | $431,000 | 4,780 |
| Premises and equipment expense | $118,000 | 4,511 |
| Additional noninterest expense | $250,000 | 5,116 |
| Pre-tax net operating income | $90,000 | 5,167 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $78,000 | 5,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,294 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $78,000 | 5,294 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $78,000 | 5,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 5,471 |
| Total interest expense | $1,347,000 | 5,402 |
| Net interest income | $3,057,000 | 5,337 |
| Provision for loan and lease losses | $277,000 | 5,390 |
| Total noninterest income | $508,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $499,000 | 2,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $3,189,000 | 5,008 |
| Salaries and employee benefits | $1,740,000 | 4,755 |
| Premises and equipment expense | $566,000 | 4,047 |
| Additional noninterest expense | $883,000 | 5,569 |
| Pre-tax net operating income | $99,000 | 5,093 |
| Securities gains (losses) | $133,000 | 1,884 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $225,000 | 4,727 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $225,000 | 4,726 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $225,000 | 4,727 |
| Net charge-offs | $242,000 | 4,764 |
| Cash dividends | $247,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $95,990 | 5,107 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 5,517 |
| Total interest expense | $1,054,000 | 5,438 |
| Net interest income | $2,278,000 | 5,378 |
| Provision for loan and lease losses | $167,000 | 5,394 |
| Total noninterest income | $311,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $367,000 | 2,956 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-56,000 | 7,767 |
| Total noninterest expense | $2,319,000 | 5,108 |
| Salaries and employee benefits | $1,279,000 | 4,837 |
| Premises and equipment expense | $415,000 | 4,154 |
| Additional noninterest expense | $625,000 | 5,714 |
| Pre-tax net operating income | $103,000 | 5,276 |
| Securities gains (losses) | $84,000 | 1,958 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $184,000 | 4,915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $184,000 | 4,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $184,000 | 4,915 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $247,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $101,680 | 5,242 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 5,566 |
| Total interest expense | $728,000 | 5,483 |
| Net interest income | $1,499,000 | 5,407 |
| Provision for loan and lease losses | $142,000 | 4,854 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $236,000 | 2,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-95,000 | 7,956 |
| Total noninterest expense | $1,501,000 | 5,251 |
| Salaries and employee benefits | $854,000 | 4,901 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $375,000 | 5,996 |
| Pre-tax net operating income | $-3,000 | 5,813 |
| Securities gains (losses) | $84,000 | 1,604 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $78,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 5,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $78,000 | 5,361 |
| Net charge-offs | $117,000 | 4,075 |
| Cash dividends | $247,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,640 | 5,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,544 |
| Total interest expense | $374,000 | 5,531 |
| Net interest income | $773,000 | 5,320 |
| Provision for loan and lease losses | $87,000 | 4,142 |
| Total noninterest income | $143,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $783,000 | 5,021 |
| Salaries and employee benefits | $434,000 | 4,902 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $197,000 | 5,637 |
| Pre-tax net operating income | $46,000 | 5,690 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $46,000 | 5,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $46,000 | 5,749 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $46,000 | 5,749 |
| Net charge-offs | $93,000 | 2,945 |
| Cash dividends | $247,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,000 | 5,579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 5,449 |
| Total interest expense | $1,817,000 | 5,545 |
| Net interest income | $3,203,000 | 5,228 |
| Provision for loan and lease losses | $114,000 | 5,900 |
| Total noninterest income | $669,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $518,000 | 2,932 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $151,000 | 5,304 |
| Total noninterest expense | $3,145,000 | 4,969 |
| Salaries and employee benefits | $1,773,000 | 4,840 |
| Premises and equipment expense | $583,000 | 4,023 |
| Additional noninterest expense | $789,000 | 5,508 |
| Pre-tax net operating income | $613,000 | 4,590 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $162,000 | 3,003 |
| Income before extraordinary items | $494,000 | 4,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $494,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $358,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $461,750 | 4,736 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 5,465 |
| Total interest expense | $1,403,000 | 5,604 |
| Net interest income | $2,425,000 | 5,237 |
| Provision for loan and lease losses | $92,000 | 5,243 |
| Total noninterest income | $504,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $387,000 | 2,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $2,280,000 | 5,063 |
| Salaries and employee benefits | $1,300,000 | 4,925 |
| Premises and equipment expense | $405,000 | 4,278 |
| Additional noninterest expense | $575,000 | 5,542 |
| Pre-tax net operating income | $557,000 | 4,767 |
| Securities gains (losses) | $35,000 | 1,656 |
| Applicable income taxes | $147,000 | 3,254 |
| Income before extraordinary items | $445,000 | 4,633 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $445,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $358,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $418,750 | 4,886 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 5,495 |
| Total interest expense | $958,000 | 5,688 |
| Net interest income | $1,626,000 | 5,236 |
| Provision for loan and lease losses | $82,000 | 4,565 |
| Total noninterest income | $328,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $256,000 | 2,944 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $1,515,000 | 5,089 |
| Salaries and employee benefits | $863,000 | 4,970 |
| Premises and equipment expense | $268,000 | 4,319 |
| Additional noninterest expense | $384,000 | 5,534 |
| Pre-tax net operating income | $357,000 | 4,985 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $98,000 | 3,474 |
| Income before extraordinary items | $294,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,402 |
| Cash dividends | $358,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $267,750 | 5,117 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,523 |
| Total interest expense | $497,000 | 5,784 |
| Net interest income | $828,000 | 5,203 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $158,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $752,000 | 5,128 |
| Salaries and employee benefits | $430,000 | 5,019 |
| Premises and equipment expense | $131,000 | 4,397 |
| Additional noninterest expense | $191,000 | 5,503 |
| Pre-tax net operating income | $224,000 | 4,747 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $164,000 | 5,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $358,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $165,480 | 4,944 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 5,636 |
| Total interest expense | $2,027,000 | 5,810 |
| Net interest income | $3,131,000 | 5,387 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $687,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $529,000 | 2,924 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $158,000 | 5,489 |
| Total noninterest expense | $2,928,000 | 5,077 |
| Salaries and employee benefits | $1,630,000 | 5,040 |
| Premises and equipment expense | $570,000 | 3,978 |
| Additional noninterest expense | $728,000 | 5,634 |
| Pre-tax net operating income | $740,000 | 5,333 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $206,000 | 3,812 |
| Income before extraordinary items | $538,000 | 5,546 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $538,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,513 |
| Cash dividends | $495,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $535,120 | 5,545 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 5,694 |
| Total interest expense | $1,502,000 | 5,865 |
| Net interest income | $2,320,000 | 5,447 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $519,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $393,000 | 2,938 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $2,142,000 | 5,135 |
| Salaries and employee benefits | $1,171,000 | 5,176 |
| Premises and equipment expense | $399,000 | 4,177 |
| Additional noninterest expense | $572,000 | 5,446 |
| Pre-tax net operating income | $592,000 | 5,467 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $156,000 | 4,011 |
| Income before extraordinary items | $440,000 | 5,628 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $440,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,703 |
| Cash dividends | $495,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $437,040 | 5,632 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 5,768 |
| Total interest expense | $976,000 | 5,927 |
| Net interest income | $1,530,000 | 5,510 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $332,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $256,000 | 2,980 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $76,000 | 5,609 |
| Total noninterest expense | $1,356,000 | 5,342 |
| Salaries and employee benefits | $770,000 | 5,252 |
| Premises and equipment expense | $254,000 | 4,334 |
| Additional noninterest expense | $332,000 | 5,834 |
| Pre-tax net operating income | $421,000 | 5,407 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $112,000 | 4,002 |
| Income before extraordinary items | $309,000 | 5,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $309,000 | 5,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $495,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $309,000 | 5,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 5,828 |
| Total interest expense | $472,000 | 5,996 |
| Net interest income | $752,000 | 5,580 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $163,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $668,000 | 5,407 |
| Salaries and employee benefits | $378,000 | 5,346 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $163,000 | 5,882 |
| Pre-tax net operating income | $182,000 | 5,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $46,000 | 4,214 |
| Income before extraordinary items | $136,000 | 5,846 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $136,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $495,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $136,000 | 5,826 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 5,908 |
| Total interest expense | $1,556,000 | 6,030 |
| Net interest income | $2,808,000 | 5,724 |
| Provision for loan and lease losses | $101,000 | 4,702 |
| Total noninterest income | $884,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $527,000 | 2,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 3,956 |
| Total noninterest expense | $2,853,000 | 5,047 |
| Salaries and employee benefits | $1,497,000 | 5,194 |
| Premises and equipment expense | $564,000 | 3,947 |
| Additional noninterest expense | $792,000 | 5,264 |
| Pre-tax net operating income | $738,000 | 5,819 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $204,000 | 4,277 |
| Income before extraordinary items | $534,000 | 6,034 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $534,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,728 |
| Cash dividends | $495,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $534,000 | 6,034 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 5,989 |
| Total interest expense | $1,114,000 | 6,093 |
| Net interest income | $2,076,000 | 5,806 |
| Provision for loan and lease losses | $61,000 | 4,844 |
| Total noninterest income | $717,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $394,000 | 2,977 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 3,611 |
| Total noninterest expense | $2,142,000 | 5,037 |
| Salaries and employee benefits | $1,083,000 | 5,299 |
| Premises and equipment expense | $385,000 | 4,196 |
| Additional noninterest expense | $674,000 | 4,833 |
| Pre-tax net operating income | $590,000 | 5,897 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $165,000 | 4,374 |
| Income before extraordinary items | $425,000 | 6,110 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $425,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,430 |
| Cash dividends | $495,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $425,000 | 6,104 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 6,058 |
| Total interest expense | $706,000 | 6,115 |
| Net interest income | $1,339,000 | 5,931 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $530,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $244,000 | 3,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,107 |
| Total noninterest expense | $1,473,000 | 4,940 |
| Salaries and employee benefits | $717,000 | 5,339 |
| Premises and equipment expense | $258,000 | 4,192 |
| Additional noninterest expense | $498,000 | 4,499 |
| Pre-tax net operating income | $350,000 | 6,157 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $94,000 | 4,592 |
| Income before extraordinary items | $256,000 | 6,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $495,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $256,000 | 6,337 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 6,136 |
| Total interest expense | $330,000 | 6,178 |
| Net interest income | $652,000 | 6,021 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $343,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,242 |
| Total noninterest expense | $823,000 | 4,602 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $337,000 | 3,548 |
| Pre-tax net operating income | $172,000 | 6,137 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $44,000 | 4,649 |
| Income before extraordinary items | $128,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $495,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $128,000 | 6,289 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,056 |
| Total interest expense | $1,050,000 | 6,162 |
| Net interest income | $2,629,000 | 5,908 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $625,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $474,000 | 3,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $2,582,000 | 5,270 |
| Salaries and employee benefits | $1,436,000 | 5,198 |
| Premises and equipment expense | $517,000 | 4,078 |
| Additional noninterest expense | $629,000 | 5,911 |
| Pre-tax net operating income | $572,000 | 6,516 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $157,000 | 4,948 |
| Income before extraordinary items | $428,000 | 6,659 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $428,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $220,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $418,510 | 6,669 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 6,078 |
| Total interest expense | $751,000 | 6,174 |
| Net interest income | $1,968,000 | 5,936 |
| Provision for loan and lease losses | $89,000 | 4,490 |
| Total noninterest income | $472,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $352,000 | 3,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $1,914,000 | 5,287 |
| Salaries and employee benefits | $1,069,000 | 5,197 |
| Premises and equipment expense | $371,000 | 4,197 |
| Additional noninterest expense | $474,000 | 5,867 |
| Pre-tax net operating income | $437,000 | 6,637 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $132,000 | 4,962 |
| Income before extraordinary items | $318,000 | 6,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $318,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $220,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $308,770 | 6,828 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 6,086 |
| Total interest expense | $475,000 | 6,169 |
| Net interest income | $1,300,000 | 5,951 |
| Provision for loan and lease losses | $31,000 | 5,120 |
| Total noninterest income | $303,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $227,000 | 3,228 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $1,247,000 | 5,344 |
| Salaries and employee benefits | $696,000 | 5,264 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $309,000 | 5,921 |
| Pre-tax net operating income | $325,000 | 6,434 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $101,000 | 4,803 |
| Income before extraordinary items | $224,000 | 6,727 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $224,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $220,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $224,000 | 6,680 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,175 |
| Total interest expense | $230,000 | 6,176 |
| Net interest income | $631,000 | 6,069 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $599,000 | 5,519 |
| Salaries and employee benefits | $339,000 | 5,398 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $159,000 | 6,445 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $110,000 | 6,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $110,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $220,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $110,000 | 6,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 6,077 |
| Total interest expense | $858,000 | 6,075 |
| Net interest income | $2,508,000 | 6,000 |
| Provision for loan and lease losses | $178,000 | 3,978 |
| Total noninterest income | $635,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $517,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,136 |
| Total noninterest expense | $2,623,000 | 5,130 |
| Salaries and employee benefits | $1,436,000 | 5,093 |
| Premises and equipment expense | $507,000 | 4,045 |
| Additional noninterest expense | $680,000 | 5,612 |
| Pre-tax net operating income | $342,000 | 7,299 |
| Securities gains (losses) | $109,000 | 1,185 |
| Applicable income taxes | $99,000 | 5,513 |
| Income before extraordinary items | $352,000 | 7,011 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $352,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,815 |
| Cash dividends | $110,000 | 5,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $266,980 | 7,314 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 6,103 |
| Total interest expense | $632,000 | 6,118 |
| Net interest income | $1,870,000 | 6,023 |
| Provision for loan and lease losses | $77,000 | 4,765 |
| Total noninterest income | $479,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $385,000 | 3,100 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $1,857,000 | 5,299 |
| Salaries and employee benefits | $1,023,000 | 5,247 |
| Premises and equipment expense | $353,000 | 4,268 |
| Additional noninterest expense | $481,000 | 5,744 |
| Pre-tax net operating income | $415,000 | 6,669 |
| Securities gains (losses) | $68,000 | 1,433 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $367,000 | 6,510 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $367,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $110,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $315,320 | 6,741 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 6,150 |
| Total interest expense | $427,000 | 6,103 |
| Net interest income | $1,235,000 | 6,069 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $256,000 | 3,085 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,205,000 | 5,431 |
| Salaries and employee benefits | $664,000 | 5,370 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $312,000 | 5,860 |
| Pre-tax net operating income | $279,000 | 6,641 |
| Securities gains (losses) | $68,000 | 1,269 |
| Applicable income taxes | $84,000 | 5,065 |
| Income before extraordinary items | $263,000 | 6,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $110,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $211,320 | 6,703 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,120 |
| Total interest expense | $222,000 | 6,052 |
| Net interest income | $618,000 | 6,054 |
| Provision for loan and lease losses | $52,000 | 3,247 |
| Total noninterest income | $154,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $599,000 | 5,453 |
| Salaries and employee benefits | $328,000 | 5,435 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $121,000 | 6,841 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,668 |
| Cash dividends | $110,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 6,057 |
| Total interest expense | $1,058,000 | 5,956 |
| Net interest income | $2,425,000 | 6,008 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $657,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $531,000 | 2,958 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $2,699,000 | 4,943 |
| Salaries and employee benefits | $1,467,000 | 4,918 |
| Premises and equipment expense | $484,000 | 4,175 |
| Additional noninterest expense | $748,000 | 5,274 |
| Pre-tax net operating income | $293,000 | 7,458 |
| Securities gains (losses) | $162,000 | 1,492 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $404,000 | 6,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $404,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $259,820 | 7,331 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 6,117 |
| Total interest expense | $822,000 | 5,989 |
| Net interest income | $1,804,000 | 6,049 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $494,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $386,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 5,935 |
| Total noninterest expense | $1,946,000 | 5,080 |
| Salaries and employee benefits | $1,063,000 | 5,038 |
| Premises and equipment expense | $340,000 | 4,345 |
| Additional noninterest expense | $543,000 | 5,361 |
| Pre-tax net operating income | $262,000 | 7,377 |
| Securities gains (losses) | $162,000 | 1,363 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $335,000 | 6,746 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $335,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,593 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $207,020 | 7,395 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 6,124 |
| Total interest expense | $564,000 | 6,020 |
| Net interest income | $1,202,000 | 6,058 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $308,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $251,000 | 3,057 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $1,295,000 | 5,073 |
| Salaries and employee benefits | $704,000 | 5,063 |
| Premises and equipment expense | $223,000 | 4,402 |
| Additional noninterest expense | $368,000 | 5,299 |
| Pre-tax net operating income | $125,000 | 7,804 |
| Securities gains (losses) | $162,000 | 1,183 |
| Applicable income taxes | $52,000 | 5,878 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $102,160 | 7,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 6,126 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $608,000 | 6,026 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $152,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 2,989 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $675,000 | 4,921 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $212,000 | 4,752 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $79,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,000 | 7,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 5,843 |
| Total interest expense | $1,430,000 | 5,872 |
| Net interest income | $2,649,000 | 5,710 |
| Provision for loan and lease losses | $256,000 | 3,804 |
| Total noninterest income | $642,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $488,000 | 3,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,539 |
| Total noninterest expense | $2,582,000 | 4,970 |
| Salaries and employee benefits | $1,452,000 | 4,813 |
| Premises and equipment expense | $437,000 | 4,353 |
| Additional noninterest expense | $693,000 | 5,443 |
| Pre-tax net operating income | $453,000 | 6,951 |
| Securities gains (losses) | $97,000 | 1,784 |
| Applicable income taxes | $82,000 | 6,144 |
| Income before extraordinary items | $468,000 | 6,538 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $468,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,405 |
| Cash dividends | $375,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $385,550 | 6,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 5,631 |
| Total interest expense | $2,320,000 | 5,632 |
| Net interest income | $2,660,000 | 5,514 |
| Provision for loan and lease losses | $125,000 | 5,119 |
| Total noninterest income | $562,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $483,000 | 2,923 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $2,827,000 | 4,544 |
| Salaries and employee benefits | $1,614,000 | 4,280 |
| Premises and equipment expense | $436,000 | 4,331 |
| Additional noninterest expense | $777,000 | 4,882 |
| Pre-tax net operating income | $270,000 | 7,545 |
| Securities gains (losses) | $175,000 | 1,305 |
| Applicable income taxes | $96,000 | 6,057 |
| Income before extraordinary items | $349,000 | 6,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $349,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,270 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $212,500 | 7,517 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,384,000 | 5,468 |
| Total interest expense | $2,390,000 | 5,720 |
| Net interest income | $2,994,000 | 5,171 |
| Provision for loan and lease losses | $256,000 | 3,180 |
| Total noninterest income | $598,000 | 4,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,011 |
| Total noninterest expense | $2,838,000 | 4,420 |
| Salaries and employee benefits | $1,620,000 | 4,114 |
| Premises and equipment expense | $435,000 | 4,240 |
| Additional noninterest expense | $783,000 | 4,806 |
| Pre-tax net operating income | $498,000 | 7,013 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $129,000 | 6,182 |
| Income before extraordinary items | $369,000 | 7,046 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $369,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,724 |
| Cash dividends | $948,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $369,000 | 7,043 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 5,343 |
| Total interest expense | $2,359,000 | 5,407 |
| Net interest income | $2,976,000 | 5,191 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $604,000 | 4,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,795 |
| Total noninterest expense | $2,815,000 | 4,451 |
| Salaries and employee benefits | $1,708,000 | 3,911 |
| Premises and equipment expense | $428,000 | 4,299 |
| Additional noninterest expense | $679,000 | 5,357 |
| Pre-tax net operating income | $586,000 | 6,761 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $131,000 | 6,497 |
| Income before extraordinary items | $466,000 | 6,610 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $466,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,487 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $457,420 | 6,635 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,552 |
| Total interest expense | $2,486,000 | 5,392 |
| Net interest income | $2,684,000 | 5,574 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $569,000 | 4,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,324 |
| Total noninterest expense | $2,627,000 | 4,602 |
| Salaries and employee benefits | $1,605,000 | 4,029 |
| Premises and equipment expense | $365,000 | 4,744 |
| Additional noninterest expense | $657,000 | 5,408 |
| Pre-tax net operating income | $530,000 | 7,228 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $160,000 | 6,714 |
| Income before extraordinary items | $370,000 | 7,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $370,000 | 7,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 711 |
| Net operating income | $370,000 | 7,337 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,298 |
| Total interest expense | $2,003,000 | 6,267 |
| Net interest income | $2,420,000 | 6,180 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $520,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,011 |
| Total noninterest expense | $2,124,000 | 5,423 |
| Salaries and employee benefits | $1,278,000 | 4,843 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $565,000 | 6,016 |
| Pre-tax net operating income | $694,000 | 6,997 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $436,000 | 7,399 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $436,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $437,920 | 7,342 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 7,185 |
| Total interest expense | $1,686,000 | 7,120 |
| Net interest income | $1,997,000 | 7,151 |
| Provision for loan and lease losses | $79,000 | 5,643 |
| Total noninterest income | $419,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $1,838,000 | 6,300 |
| Salaries and employee benefits | $1,115,000 | 5,540 |
| Premises and equipment expense | $284,000 | 5,786 |
| Additional noninterest expense | $439,000 | 7,557 |
| Pre-tax net operating income | $499,000 | 7,945 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $349,000 | 8,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $349,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $344,170 | 7,994 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 8,190 |
| Total interest expense | $1,338,000 | 8,162 |
| Net interest income | $1,668,000 | 8,098 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $345,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,688,000 | 6,762 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $241,000 | 6,490 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $325,000 | 9,574 |
| Securities gains (losses) | $61,000 | 1,185 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $264,980 | 9,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 8,922 |
| Total interest expense | $943,000 | 8,932 |
| Net interest income | $1,545,000 | 8,749 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $373,000 | 6,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,468,000 | 7,703 |
| Salaries and employee benefits | $839,000 | 6,982 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $439,000 | 8,431 |
| Pre-tax net operating income | $415,000 | 9,248 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $324,000 | 8,890 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $324,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $324,780 | 8,931 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 9,772 |
| Total interest expense | $865,000 | 9,718 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $374,000 | 6,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,354,000 | 8,321 |
| Salaries and employee benefits | $785,000 | 7,411 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $394,000 | 9,328 |
| Pre-tax net operating income | $344,000 | 9,861 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $220,000 | 5,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,660 | 9,430 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 10,212 |
| Total interest expense | $962,000 | 10,574 |
| Net interest income | $1,377,000 | 9,714 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $387,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,365,000 | 8,422 |
| Salaries and employee benefits | $748,000 | 7,624 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $389,000 | 9,339 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $95,000 | 10,051 |
| Income before extraordinary items | $333,000 | 8,898 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $333,000 | 9,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $302,580 | 8,910 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.