Home > First Bank of the South > Net Loans and Leases
First Bank of the South, Net Loans and Leases
| 2007-06-30 | Rank | |
| Net loans and leases | $537,352,000 | 868 |
| Loan loss allowance | $7,092,000 | 755 |
| Total loans and leases | $544,444,000 | 866 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $544,444,000 | 867 |
| All real estate loans | $444,604,000 | 814 |
| Real estate loans in domestic offices | $444,604,000 | 814 |
| Construction and development loans | $195,640,000 | 413 |
| Commercial RE | $216,600,000 | 549 |
| Commercial real estate owner-occupied | $0 | 4,095 |
| Commercial real estate other non-farm non-residential | $216,600,000 | 272 |
| Multifamily residential real estate | $4,558,000 | 1,999 |
| 1-4 family residential loans | $27,238,000 | 3,662 |
| Farmland loans | $568,000 | 4,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $92,377,000 | 657 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $4,547,000 | 3,708 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $0 | 4,232 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,547,000 | 3,488 |
| All other loans & leases | $2,916,000 | 1,485 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $2,903,000 | 694 |
| Other loans | $13,000 | 5,249 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | $0 | 146 |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $0 | 4,912 |
| Other construction, all land development and other land | $195,640,000 | 281 |
| Allowance for loan and lease losses in tier 2 | $7,092,000 | 709 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $521,288,000 | 872 |
| Loan loss allowance | $7,078,000 | 741 |
| Total loans and leases | $528,366,000 | 872 |
| Unearned income | $437,000 | 541 |
| Loans and leases, gross | $528,803,000 | 871 |
| All real estate loans | $431,515,000 | 819 |
| Real estate loans in domestic offices | $431,515,000 | 819 |
| Construction and development loans | $190,876,000 | 416 |
| Commercial RE | $210,355,000 | 563 |
| Commercial real estate owner-occupied | $121,557,000 | 396 |
| Commercial real estate other non-farm non-residential | $88,798,000 | 668 |
| Multifamily residential real estate | $4,542,000 | 1,967 |
| 1-4 family residential loans | $25,657,000 | 3,793 |
| Farmland loans | $85,000 | 5,734 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $88,151,000 | 675 |
| To non-U.S. addressees | $0 | 174 |
| Loans to individuals | $6,216,000 | 2,941 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $0 | 4,251 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,216,000 | 2,736 |
| All other loans & leases | $2,921,000 | 1,434 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $2,909,000 | 688 |
| Other loans | $12,000 | 5,261 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | $0 | 143 |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $104,152,000 | 271 |
| Other construction, all land development and other land | $86,724,000 | 570 |
| Allowance for loan and lease losses in tier 2 | $7,078,000 | 695 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $528,900,000 | 841 |
| Loan loss allowance | $7,226,000 | 711 |
| Total loans and leases | $536,126,000 | 834 |
| Unearned income | $530,000 | 491 |
| Loans and leases, gross | $536,656,000 | 834 |
| All real estate loans | $444,124,000 | 792 |
| Real estate loans in domestic offices | $444,124,000 | 791 |
| Construction and development loans | $210,249,000 | 369 |
| Commercial RE | $201,123,000 | 579 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,594,000 | 1,913 |
| 1-4 family residential loans | $28,073,000 | 3,597 |
| Farmland loans | $85,000 | 5,738 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $83,182,000 | 701 |
| To non-U.S. addressees | $0 | 163 |
| Loans to individuals | $7,719,000 | 2,463 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $0 | 4,241 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,719,000 | 2,300 |
| All other loans & leases | $1,631,000 | 2,048 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $1,622,000 | 1,067 |
| Other loans | $9,000 | 5,542 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $7,226,000 | 664 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $515,357,000 | 861 |
| Loan loss allowance | $7,336,000 | 714 |
| Total loans and leases | $522,693,000 | 860 |
| Unearned income | $633,000 | 439 |
| Loans and leases, gross | $523,326,000 | 859 |
| All real estate loans | $428,479,000 | 819 |
| Real estate loans in domestic offices | $428,479,000 | 819 |
| Construction and development loans | $200,097,000 | 367 |
| Commercial RE | $195,006,000 | 603 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,644,000 | 1,925 |
| 1-4 family residential loans | $28,647,000 | 3,550 |
| Farmland loans | $85,000 | 5,778 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $85,339,000 | 677 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $7,875,000 | 2,446 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,875,000 | 2,285 |
| All other loans & leases | $1,632,000 | 2,032 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $1,629,000 | 1,088 |
| Other loans | $3,000 | 5,975 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $7,245,000 | 662 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $496,880,000 | 883 |
| Loan loss allowance | $7,204,000 | 713 |
| Total loans and leases | $504,084,000 | 881 |
| Unearned income | $613,000 | 456 |
| Loans and leases, gross | $504,697,000 | 881 |
| All real estate loans | $409,268,000 | 844 |
| Real estate loans in domestic offices | $409,268,000 | 844 |
| Construction and development loans | $193,292,000 | 372 |
| Commercial RE | $183,139,000 | 620 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,686,000 | 1,908 |
| 1-4 family residential loans | $28,126,000 | 3,608 |
| Farmland loans | $25,000 | 5,965 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $86,955,000 | 663 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $6,828,000 | 2,787 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,828,000 | 2,593 |
| All other loans & leases | $1,646,000 | 2,024 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $1,635,000 | 1,068 |
| Other loans | $11,000 | 5,419 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | $0 | 135 |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $6,950,000 | 681 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $499,660,000 | 859 |
| Loan loss allowance | $7,075,000 | 706 |
| Total loans and leases | $506,735,000 | 859 |
| Unearned income | $740,000 | 384 |
| Loans and leases, gross | $507,475,000 | 858 |
| All real estate loans | $429,881,000 | 776 |
| Real estate loans in domestic offices | $429,881,000 | 776 |
| Construction and development loans | $199,786,000 | 332 |
| Commercial RE | $186,120,000 | 595 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $13,484,000 | 893 |
| 1-4 family residential loans | $30,461,000 | 3,395 |
| Farmland loans | $30,000 | 5,960 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $69,985,000 | 786 |
| To non-U.S. addressees | $0 | 170 |
| Loans to individuals | $6,161,000 | 3,021 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,161,000 | 2,823 |
| All other loans & leases | $1,448,000 | 2,133 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $1,443,000 | 1,142 |
| Other loans | $5,000 | 5,799 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | $0 | 136 |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $6,896,000 | 667 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $399,280,000 | 1,051 |
| Loan loss allowance | $5,714,000 | 862 |
| Total loans and leases | $404,994,000 | 1,046 |
| Unearned income | $665,000 | 418 |
| Loans and leases, gross | $405,659,000 | 1,046 |
| All real estate loans | $334,354,000 | 966 |
| Real estate loans in domestic offices | $334,354,000 | 966 |
| Construction and development loans | $150,417,000 | 416 |
| Commercial RE | $151,974,000 | 744 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,792,000 | 1,208 |
| 1-4 family residential loans | $22,809,000 | 4,058 |
| Farmland loans | $362,000 | 5,199 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $65,419,000 | 834 |
| To non-U.S. addressees | $0 | 173 |
| Loans to individuals | $4,424,000 | 3,870 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,424,000 | 3,663 |
| All other loans & leases | $1,462,000 | 2,124 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $1,453,000 | 1,130 |
| Other loans | $9,000 | 5,598 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | $0 | 126 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $5,478,000 | 836 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $376,733,000 | 1,089 |
| Loan loss allowance | $5,574,000 | 873 |
| Total loans and leases | $382,307,000 | 1,089 |
| Unearned income | $618,000 | 456 |
| Loans and leases, gross | $382,925,000 | 1,088 |
| All real estate loans | $318,870,000 | 991 |
| Real estate loans in domestic offices | $318,870,000 | 991 |
| Construction and development loans | $142,482,000 | 415 |
| Commercial RE | $143,736,000 | 761 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,841,000 | 1,183 |
| 1-4 family residential loans | $23,230,000 | 4,016 |
| Farmland loans | $581,000 | 4,875 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $58,372,000 | 909 |
| To non-U.S. addressees | $0 | 168 |
| Loans to individuals | $4,203,000 | 4,047 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,203,000 | 3,837 |
| All other loans & leases | $1,480,000 | 2,120 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $1,462,000 | 1,117 |
| Other loans | $18,000 | 5,049 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | $0 | 122 |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $5,307,000 | 836 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $352,572,000 | 1,138 |
| Loan loss allowance | $5,424,000 | 887 |
| Total loans and leases | $357,996,000 | 1,135 |
| Unearned income | $638,000 | 435 |
| Loans and leases, gross | $358,634,000 | 1,134 |
| All real estate loans | $295,839,000 | 1,030 |
| Real estate loans in domestic offices | $295,839,000 | 1,030 |
| Construction and development loans | $127,613,000 | 416 |
| Commercial RE | $135,782,000 | 782 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,889,000 | 1,143 |
| 1-4 family residential loans | $23,106,000 | 3,987 |
| Farmland loans | $449,000 | 5,074 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $56,879,000 | 944 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $4,435,000 | 3,901 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,435,000 | 3,702 |
| All other loans & leases | $1,481,000 | 2,084 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $1,471,000 | 1,086 |
| Other loans | $10,000 | 5,593 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | $0 | 123 |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $5,007,000 | 867 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $351,275,000 | 1,113 |
| Loan loss allowance | $5,213,000 | 911 |
| Total loans and leases | $356,488,000 | 1,112 |
| Unearned income | $720,000 | 387 |
| Loans and leases, gross | $357,208,000 | 1,114 |
| All real estate loans | $291,521,000 | 1,032 |
| Real estate loans in domestic offices | $291,521,000 | 1,031 |
| Construction and development loans | $115,069,000 | 423 |
| Commercial RE | $140,244,000 | 749 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $9,605,000 | 1,081 |
| 1-4 family residential loans | $25,966,000 | 3,721 |
| Farmland loans | $637,000 | 4,779 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $59,879,000 | 871 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $4,308,000 | 3,993 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,308,000 | 3,796 |
| All other loans & leases | $1,500,000 | 2,076 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $1,480,000 | 1,102 |
| Other loans | $20,000 | 4,972 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | $0 | 120 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,902,000 | 870 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $334,189,000 | 1,175 |
| Loan loss allowance | $4,933,000 | 956 |
| Total loans and leases | $339,122,000 | 1,169 |
| Unearned income | $747,000 | 377 |
| Loans and leases, gross | $339,869,000 | 1,166 |
| All real estate loans | $275,789,000 | 1,064 |
| Real estate loans in domestic offices | $275,789,000 | 1,063 |
| Construction and development loans | $106,249,000 | 437 |
| Commercial RE | $133,809,000 | 777 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,793,000 | 979 |
| 1-4 family residential loans | $24,297,000 | 3,872 |
| Farmland loans | $641,000 | 4,794 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $57,904,000 | 894 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,671,000 | 3,879 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,671,000 | 3,677 |
| All other loans & leases | $1,505,000 | 2,087 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $1,489,000 | 1,090 |
| Other loans | $16,000 | 5,222 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,637,000 | 919 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $318,621,000 | 1,205 |
| Loan loss allowance | $4,498,000 | 1,056 |
| Total loans and leases | $323,119,000 | 1,202 |
| Unearned income | $644,000 | 423 |
| Loans and leases, gross | $323,763,000 | 1,198 |
| All real estate loans | $264,589,000 | 1,083 |
| Real estate loans in domestic offices | $264,589,000 | 1,082 |
| Construction and development loans | $102,576,000 | 422 |
| Commercial RE | $127,193,000 | 795 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,516,000 | 914 |
| 1-4 family residential loans | $22,660,000 | 4,000 |
| Farmland loans | $644,000 | 4,808 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $52,724,000 | 965 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,938,000 | 3,790 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,938,000 | 3,601 |
| All other loans & leases | $1,512,000 | 2,062 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $1,497,000 | 1,099 |
| Other loans | $15,000 | 5,337 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,476,000 | 939 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $294,969,000 | 1,270 |
| Loan loss allowance | $4,278,000 | 1,083 |
| Total loans and leases | $299,247,000 | 1,270 |
| Unearned income | $587,000 | 447 |
| Loans and leases, gross | $299,834,000 | 1,266 |
| All real estate loans | $245,309,000 | 1,133 |
| Real estate loans in domestic offices | $245,309,000 | 1,132 |
| Construction and development loans | $85,683,000 | 466 |
| Commercial RE | $125,140,000 | 777 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,179,000 | 916 |
| 1-4 family residential loans | $22,660,000 | 3,980 |
| Farmland loans | $647,000 | 4,809 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $48,695,000 | 1,044 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,455,000 | 4,107 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,455,000 | 3,918 |
| All other loans & leases | $1,375,000 | 2,157 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $1,363,000 | 1,150 |
| Other loans | $12,000 | 5,528 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,182,000 | 980 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $264,861,000 | 1,388 |
| Loan loss allowance | $3,984,000 | 1,155 |
| Total loans and leases | $268,845,000 | 1,382 |
| Unearned income | $577,000 | 451 |
| Loans and leases, gross | $269,422,000 | 1,381 |
| All real estate loans | $213,802,000 | 1,274 |
| Real estate loans in domestic offices | $213,802,000 | 1,273 |
| Construction and development loans | $74,628,000 | 511 |
| Commercial RE | $106,465,000 | 913 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,915,000 | 868 |
| 1-4 family residential loans | $20,277,000 | 4,217 |
| Farmland loans | $517,000 | 4,999 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $49,638,000 | 1,009 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,584,000 | 4,056 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,584,000 | 3,867 |
| All other loans & leases | $1,398,000 | 2,112 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $1,363,000 | 1,112 |
| Other loans | $35,000 | 4,359 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,854,000 | 1,046 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $248,006,000 | 1,463 |
| Loan loss allowance | $3,647,000 | 1,267 |
| Total loans and leases | $251,653,000 | 1,462 |
| Unearned income | $384,000 | 632 |
| Loans and leases, gross | $252,037,000 | 1,461 |
| All real estate loans | $203,145,000 | 1,316 |
| Real estate loans in domestic offices | $203,145,000 | 1,315 |
| Construction and development loans | $66,540,000 | 540 |
| Commercial RE | $112,992,000 | 833 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,311,000 | 2,430 |
| 1-4 family residential loans | $21,091,000 | 4,113 |
| Farmland loans | $211,000 | 5,661 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $42,525,000 | 1,178 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,993,000 | 3,948 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,993,000 | 3,746 |
| All other loans & leases | $1,374,000 | 2,183 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $1,342,000 | 1,139 |
| Other loans | $32,000 | 4,653 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,578,000 | 1,139 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $226,756,000 | 1,585 |
| Loan loss allowance | $3,351,000 | 1,390 |
| Total loans and leases | $230,107,000 | 1,585 |
| Unearned income | $324,000 | 733 |
| Loans and leases, gross | $230,431,000 | 1,584 |
| All real estate loans | $188,550,000 | 1,403 |
| Real estate loans in domestic offices | $188,550,000 | 1,402 |
| Construction and development loans | $58,272,000 | 594 |
| Commercial RE | $109,807,000 | 845 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,468,000 | 2,323 |
| 1-4 family residential loans | $17,822,000 | 4,559 |
| Farmland loans | $181,000 | 5,757 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $34,799,000 | 1,381 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,767,000 | 3,640 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,767,000 | 3,448 |
| All other loans & leases | $1,315,000 | 2,219 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $1,255,000 | 1,187 |
| Other loans | $60,000 | 3,789 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,221,000 | 1,276 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $213,250,000 | 1,653 |
| Loan loss allowance | $3,284,000 | 1,393 |
| Total loans and leases | $216,534,000 | 1,651 |
| Unearned income | $304,000 | 759 |
| Loans and leases, gross | $216,838,000 | 1,651 |
| All real estate loans | $177,055,000 | 1,462 |
| Real estate loans in domestic offices | $177,055,000 | 1,461 |
| Construction and development loans | $63,305,000 | 527 |
| Commercial RE | $96,006,000 | 942 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,449,000 | 2,969 |
| 1-4 family residential loans | $16,295,000 | 4,798 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $33,384,000 | 1,435 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,064,000 | 4,016 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,064,000 | 3,821 |
| All other loans & leases | $1,335,000 | 2,160 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $1,255,000 | 1,155 |
| Other loans | $80,000 | 3,425 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,078,000 | 1,310 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $204,178,000 | 1,691 |
| Loan loss allowance | $3,210,000 | 1,396 |
| Total loans and leases | $207,388,000 | 1,691 |
| Unearned income | $255,000 | 893 |
| Loans and leases, gross | $207,643,000 | 1,690 |
| All real estate loans | $170,138,000 | 1,501 |
| Real estate loans in domestic offices | $170,138,000 | 1,500 |
| Construction and development loans | $68,302,000 | 472 |
| Commercial RE | $90,361,000 | 974 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,457,000 | 2,900 |
| 1-4 family residential loans | $10,018,000 | 5,971 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $31,221,000 | 1,506 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,021,000 | 4,078 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,021,000 | 3,858 |
| All other loans & leases | $1,263,000 | 2,224 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $1,255,000 | 1,142 |
| Other loans | $8,000 | 5,785 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,997,000 | 1,316 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $201,556,000 | 1,705 |
| Loan loss allowance | $2,975,000 | 1,474 |
| Total loans and leases | $204,531,000 | 1,703 |
| Unearned income | $240,000 | 932 |
| Loans and leases, gross | $204,771,000 | 1,703 |
| All real estate loans | $167,655,000 | 1,504 |
| Real estate loans in domestic offices | $167,655,000 | 1,503 |
| Construction and development loans | $66,581,000 | 472 |
| Commercial RE | $90,223,000 | 933 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $10,851,000 | 5,823 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $30,256,000 | 1,541 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,604,000 | 3,879 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,604,000 | 3,670 |
| All other loans & leases | $1,256,000 | 2,275 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $1,225,000 | 1,164 |
| Other loans | $31,000 | 4,711 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,899,000 | 1,333 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $97,696,000 | 3,194 |
| Loan loss allowance | $1,081,000 | 3,401 |
| Total loans and leases | $98,777,000 | 3,196 |
| Unearned income | $123,000 | 1,324 |
| Loans and leases, gross | $98,900,000 | 3,199 |
| All real estate loans | $76,066,000 | 2,893 |
| Real estate loans in domestic offices | $76,066,000 | 2,891 |
| Construction and development loans | $26,002,000 | 962 |
| Commercial RE | $46,472,000 | 1,570 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $833,000 | 3,504 |
| 1-4 family residential loans | $2,759,000 | 8,205 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $20,733,000 | 2,099 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,087,000 | 6,885 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $25,000 | 3,656 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,062,000 | 6,657 |
| All other loans & leases | $14,000 | 6,958 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $14,000 | 5,617 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,081,000 | 3,089 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $57,413,000 | 4,741 |
| Loan loss allowance | $570,000 | 5,284 |
| Total loans and leases | $57,983,000 | 4,745 |
| Unearned income | $82,000 | 1,781 |
| Loans and leases, gross | $58,065,000 | 4,748 |
| All real estate loans | $41,435,000 | 4,343 |
| Real estate loans in domestic offices | $41,435,000 | 4,343 |
| Construction and development loans | $12,826,000 | 1,492 |
| Commercial RE | $26,304,000 | 2,283 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,500 |
| 1-4 family residential loans | $2,305,000 | 8,555 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $14,722,000 | 2,770 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,731,000 | 7,511 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,731,000 | 7,332 |
| All other loans & leases | $177,000 | 4,883 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $177,000 | 2,620 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |