Home > First Bank of the Americas, S.S.B. > Income and Expense
First Bank of the Americas, S.S.B., Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,757 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $768,000 | 5,458 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,360 |
| Total noninterest expense | $1,228,000 | 3,260 |
| Salaries and employee benefits | $435,000 | 4,548 |
| Premises and equipment expense | $155,000 | 3,563 |
| Additional noninterest expense | $638,000 | 1,922 |
| Pre-tax net operating income | $-288,000 | 8,784 |
| Securities gains (losses) | $-45,000 | 8,774 |
| Applicable income taxes | $-127,000 | 8,859 |
| Income before extraordinary items | $-206,000 | 8,755 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-206,000 | 8,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-177,200 | 8,713 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 5,663 |
| Total interest expense | $838,000 | 6,130 |
| Net interest income | $3,020,000 | 5,393 |
| Provision for loan and lease losses | $54,000 | 5,860 |
| Total noninterest income | $465,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $254,000 | 4,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $3,861,000 | 3,875 |
| Salaries and employee benefits | $1,864,000 | 4,223 |
| Premises and equipment expense | $786,000 | 2,829 |
| Additional noninterest expense | $1,211,000 | 3,714 |
| Pre-tax net operating income | $-430,000 | 8,626 |
| Securities gains (losses) | $-109,000 | 8,734 |
| Applicable income taxes | $-215,000 | 8,820 |
| Income before extraordinary items | $-324,000 | 8,637 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-324,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-254,240 | 8,573 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 5,753 |
| Total interest expense | $619,000 | 6,174 |
| Net interest income | $2,190,000 | 5,491 |
| Provision for loan and lease losses | $46,000 | 5,461 |
| Total noninterest income | $329,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $195,000 | 4,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 5,364 |
| Total noninterest expense | $2,930,000 | 3,779 |
| Salaries and employee benefits | $1,429,000 | 4,111 |
| Premises and equipment expense | $587,000 | 2,838 |
| Additional noninterest expense | $914,000 | 3,671 |
| Pre-tax net operating income | $-457,000 | 8,760 |
| Securities gains (losses) | $-84,000 | 8,873 |
| Applicable income taxes | $-213,000 | 8,915 |
| Income before extraordinary items | $-328,000 | 8,745 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-328,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-274,240 | 8,702 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 5,677 |
| Total interest expense | $421,000 | 6,143 |
| Net interest income | $1,502,000 | 5,399 |
| Provision for loan and lease losses | $28,000 | 5,569 |
| Total noninterest income | $220,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $128,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $1,979,000 | 3,767 |
| Salaries and employee benefits | $948,000 | 4,141 |
| Premises and equipment expense | $426,000 | 2,638 |
| Additional noninterest expense | $605,000 | 3,724 |
| Pre-tax net operating income | $-285,000 | 8,808 |
| Securities gains (losses) | $-21,000 | 8,802 |
| Applicable income taxes | $-122,000 | 8,953 |
| Income before extraordinary items | $-184,000 | 8,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-184,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,617 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-170,560 | 8,747 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 5,636 |
| Total interest expense | $226,000 | 5,989 |
| Net interest income | $757,000 | 5,389 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $979,000 | 3,823 |
| Salaries and employee benefits | $463,000 | 4,253 |
| Premises and equipment expense | $254,000 | 2,268 |
| Additional noninterest expense | $262,000 | 4,155 |
| Pre-tax net operating income | $-120,000 | 8,824 |
| Securities gains (losses) | $-6,000 | 8,866 |
| Applicable income taxes | $-50,000 | 8,973 |
| Income before extraordinary items | $-76,000 | 8,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-76,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-72,160 | 8,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 5,235 |
| Total interest expense | $1,192,000 | 5,587 |
| Net interest income | $3,315,000 | 4,978 |
| Provision for loan and lease losses | $492,000 | 2,198 |
| Total noninterest income | $817,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $188,000 | 5,402 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $629,000 | 3,161 |
| Total noninterest expense | $4,319,000 | 3,480 |
| Salaries and employee benefits | $2,053,000 | 3,841 |
| Premises and equipment expense | $946,000 | 2,379 |
| Additional noninterest expense | $1,320,000 | 3,449 |
| Pre-tax net operating income | $-679,000 | 8,887 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-273,000 | 9,050 |
| Income before extraordinary items | $-406,000 | 8,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-406,000 | 8,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 414 |
| Net operating income | $-406,000 | 8,800 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 5,216 |
| Total interest expense | $906,000 | 5,688 |
| Net interest income | $2,564,000 | 4,883 |
| Provision for loan and lease losses | $331,000 | 2,338 |
| Total noninterest income | $752,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $630,000 | 2,749 |
| Total noninterest expense | $3,231,000 | 3,476 |
| Salaries and employee benefits | $1,598,000 | 3,717 |
| Premises and equipment expense | $702,000 | 2,403 |
| Additional noninterest expense | $931,000 | 3,612 |
| Pre-tax net operating income | $-246,000 | 8,847 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-107,000 | 9,073 |
| Income before extraordinary items | $-139,000 | 8,858 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-139,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,682 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-139,000 | 8,791 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,209 |
| Total interest expense | $618,000 | 5,744 |
| Net interest income | $1,728,000 | 4,843 |
| Provision for loan and lease losses | $87,000 | 4,198 |
| Total noninterest income | $608,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $93,000 | 5,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $515,000 | 2,406 |
| Total noninterest expense | $2,214,000 | 3,378 |
| Salaries and employee benefits | $1,099,000 | 3,606 |
| Premises and equipment expense | $470,000 | 2,382 |
| Additional noninterest expense | $645,000 | 3,481 |
| Pre-tax net operating income | $35,000 | 8,465 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $35,000 | 8,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $35,000 | 8,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,161 |
| Total interest expense | $328,000 | 5,670 |
| Net interest income | $870,000 | 4,802 |
| Provision for loan and lease losses | $42,000 | 4,061 |
| Total noninterest income | $388,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $347,000 | 1,913 |
| Total noninterest expense | $1,079,000 | 3,446 |
| Salaries and employee benefits | $557,000 | 3,575 |
| Premises and equipment expense | $236,000 | 2,359 |
| Additional noninterest expense | $286,000 | 3,802 |
| Pre-tax net operating income | $137,000 | 6,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $137,000 | 6,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 5,638 |
| Total interest expense | $1,395,000 | 5,940 |
| Net interest income | $2,961,000 | 5,327 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $493,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $116,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $377,000 | 3,806 |
| Total noninterest expense | $2,894,000 | 4,572 |
| Salaries and employee benefits | $1,462,000 | 4,785 |
| Premises and equipment expense | $439,000 | 4,342 |
| Additional noninterest expense | $993,000 | 4,201 |
| Pre-tax net operating income | $445,000 | 6,978 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $445,000 | 6,626 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $445,000 | 6,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,911 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $445,000 | 6,503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 6,108 |
| Total interest expense | $2,036,000 | 6,040 |
| Net interest income | $2,262,000 | 6,035 |
| Provision for loan and lease losses | $345,000 | 2,938 |
| Total noninterest income | $461,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $397,000 | 3,548 |
| Total noninterest expense | $2,807,000 | 4,566 |
| Salaries and employee benefits | $1,234,000 | 5,211 |
| Premises and equipment expense | $382,000 | 4,745 |
| Additional noninterest expense | $1,191,000 | 3,522 |
| Pre-tax net operating income | $-429,000 | 9,126 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-377,000 | 9,171 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-377,000 | 9,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,513 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-429,000 | 9,157 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 6,864 |
| Total interest expense | $1,813,000 | 6,572 |
| Net interest income | $1,748,000 | 7,018 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $987,000 | 3,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 1,924 |
| Total noninterest expense | $2,022,000 | 5,644 |
| Salaries and employee benefits | $1,052,000 | 5,725 |
| Premises and equipment expense | $282,000 | 5,628 |
| Additional noninterest expense | $688,000 | 5,239 |
| Pre-tax net operating income | $632,000 | 6,468 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $624,000 | 5,730 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $624,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $632,000 | 5,716 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 9,353 |
| Total interest expense | $695,000 | 8,958 |
| Net interest income | $567,000 | 9,564 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $1,064,000 | 7,940 |
| Salaries and employee benefits | $579,000 | 7,874 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $342,000 | 7,774 |
| Pre-tax net operating income | $-411,000 | 9,788 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-411,000 | 9,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-411,000 | 9,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,700,000 | 319 |
| Net operating income | $-411,000 | 9,829 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 10,359 |
| Total interest expense | $34,000 | 10,359 |
| Net interest income | $161,000 | 10,332 |
| Provision for loan and lease losses | $1,000 | 8,622 |
| Total noninterest income | $3,000 | 10,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $517,000 | 9,713 |
| Salaries and employee benefits | $304,000 | 9,606 |
| Premises and equipment expense | $41,000 | 9,998 |
| Additional noninterest expense | $172,000 | 9,434 |
| Pre-tax net operating income | $-354,000 | 10,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-354,000 | 10,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-354,000 | 10,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-354,000 | 10,132 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,000 | 10,905 |
| Total interest expense | $6,000 | 10,880 |
| Net interest income | $34,000 | 10,900 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $58,000 | 10,908 |
| Salaries and employee benefits | $42,000 | 10,886 |
| Premises and equipment expense | $6,000 | 10,870 |
| Additional noninterest expense | $10,000 | 10,911 |
| Pre-tax net operating income | $-25,000 | 10,420 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-25,000 | 10,433 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-25,000 | 10,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,984,000 | 378 |
| Net operating income | $-25,000 | 10,398 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $90,000 | 11,417 |
| Total interest expense | $27,000 | 11,390 |
| Net interest income | $63,000 | 11,418 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $70,000 | 11,435 |
| Salaries and employee benefits | $36,000 | 11,423 |
| Premises and equipment expense | $7,000 | 11,399 |
| Additional noninterest expense | $27,000 | 11,433 |
| Pre-tax net operating income | $-8,000 | 10,819 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-8,000 | 10,841 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-8,000 | 10,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-8,000 | 10,795 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 11,943 |
| Total interest expense | $29,000 | 11,921 |
| Net interest income | $62,000 | 11,939 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $61,000 | 11,961 |
| Salaries and employee benefits | $28,000 | 11,957 |
| Premises and equipment expense | $6,000 | 11,927 |
| Additional noninterest expense | $27,000 | 11,951 |
| Pre-tax net operating income | $0 | 11,463 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $0 | 11,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $0 | 11,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $0 | 11,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 12,588 |
| Total interest expense | $30,000 | 12,562 |
| Net interest income | $57,000 | 12,588 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $51,000 | 12,596 |
| Salaries and employee benefits | $33,000 | 12,588 |
| Premises and equipment expense | $7,000 | 12,553 |
| Additional noninterest expense | $11,000 | 12,599 |
| Pre-tax net operating income | $6,000 | 12,052 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-2,000 | 12,041 |
| Income before extraordinary items | $8,000 | 12,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,000 | 12,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,000 | 12,045 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $83,000 | 13,255 |
| Total interest expense | $32,000 | 13,233 |
| Net interest income | $51,000 | 13,221 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $1,000 | 13,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,000 | 13,192 |
| Total noninterest expense | $57,000 | 13,273 |
| Salaries and employee benefits | $34,000 | 13,263 |
| Premises and equipment expense | $7,000 | 13,227 |
| Additional noninterest expense | $16,000 | 13,268 |
| Pre-tax net operating income | $-6,000 | 12,462 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-6,000 | 12,546 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-6,000 | 12,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,000 | 12,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $97,000 | 13,894 |
| Total interest expense | $40,000 | 13,865 |
| Net interest income | $57,000 | 13,878 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $0 | 13,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $0 | 13,866 |
| Total noninterest expense | $56,000 | 13,916 |
| Salaries and employee benefits | $30,000 | 13,904 |
| Premises and equipment expense | $8,000 | 13,854 |
| Additional noninterest expense | $18,000 | 13,908 |
| Pre-tax net operating income | $1,000 | 12,686 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $-2,000 | 12,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,000 | 12,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,000 | 12,683 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.