Home > First Bank of the Americas > Income and Expense

First Bank of the Americas, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$41,247,000850
Total interest expense$15,847,0001,038
Net interest income$25,400,000744
Provision for loan and lease losses$16,391,000155
Total noninterest income$4,914,000962
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,775,000747
Trading account gains and fees$294,000139
Additional Noninterest Income$2,845,000914
Total noninterest expense$41,450,000448
Salaries and employee benefits$9,988,000699
Premises and equipment expense$8,487,000310
Additional noninterest expense$22,975,000390
Pre-tax net operating income$-27,527,00011,473
Securities gains (losses)$83,0001,045
Applicable income taxes$-9,348,00011,441
Income before extraordinary items$-18,096,00011,447
Extraordinary gains, net$053
Net income$-18,096,00011,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,753,000152
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-18,150,78011,446
1995-12-31 (YTD Data)Rank
Total interest income$49,298,000766
Total interest expense$17,780,000970
Net interest income$31,518,000652
Provision for loan and lease losses$12,189,000168
Total noninterest income$5,267,000924
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,755,000759
Trading account gains and fees$535,000170
Additional Noninterest Income$2,977,000893
Total noninterest expense$28,761,000595
Salaries and employee benefits$11,530,000606
Premises and equipment expense$9,002,000320
Additional noninterest expense$8,229,000784
Pre-tax net operating income$-4,165,00011,959
Securities gains (losses)$3,0003,092
Applicable income taxes$-2,000,00011,933
Income before extraordinary items$-2,162,00011,910
Extraordinary gains, net$065
Net income$-2,162,00011,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,318,000189
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-2,163,92011,911
1994-12-31 (YTD Data)Rank
Total interest income$32,797,000975
Total interest expense$12,158,0001,082
Net interest income$20,639,000903
Provision for loan and lease losses$98,0004,627
Total noninterest income$3,970,0001,081
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,459,000894
Trading account gains and fees$309,000164
Additional Noninterest Income$2,202,0001,057
Total noninterest expense$22,110,000742
Salaries and employee benefits$9,805,000715
Premises and equipment expense$7,693,000354
Additional noninterest expense$4,612,0001,258
Pre-tax net operating income$2,401,0002,937
Securities gains (losses)$16,0001,924
Applicable income taxes$903,0002,471
Income before extraordinary items$1,514,0003,148
Extraordinary gains, net$0249
Net income$1,514,0003,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,801
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,503,7603,196
1993-12-31 (YTD Data)Rank
Total interest income$14,988,0002,099
Total interest expense$6,102,0002,127
Net interest income$8,886,0002,033
Provision for loan and lease losses$-508,00013,176
Total noninterest income$2,776,0001,549
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$344,0003,950
Trading account gains and fees$103,000263
Additional Noninterest Income$2,329,0001,145
Total noninterest expense$11,624,0001,318
Salaries and employee benefits$5,325,0001,258
Premises and equipment expense$3,518,000665
Additional noninterest expense$2,781,0002,032
Pre-tax net operating income$546,0008,328
Securities gains (losses)$25,0004,353
Applicable income taxes$35,00011,268
Income before extraordinary items$536,0007,262
Extraordinary gains, net$03,149
Net income$536,0007,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,119,0001,073
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$512,5007,205
1992-12-31 (YTD Data)Rank
Total interest income$11,540,0003,049
Total interest expense$5,469,0003,041
Net interest income$6,071,0003,013
Provision for loan and lease losses$-250,00013,840
Total noninterest income$2,725,0001,555
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$132,0007,617
Trading account gains and fees$49,000317
Additional Noninterest Income$2,544,0001,068
Total noninterest expense$8,484,0001,789
Salaries and employee benefits$3,864,0001,722
Premises and equipment expense$2,588,000911
Additional noninterest expense$2,032,0002,763
Pre-tax net operating income$562,0007,978
Securities gains (losses)$560,000998
Applicable income taxes$450,0004,365
Income before extraordinary items$672,0006,090
Extraordinary gains, net$01,422
Net income$672,0006,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0004,385
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$313,6008,751

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.