Home > First Bank of Texas > Income and Expense

First Bank of Texas, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$542,0009,411
Total interest expense$302,0009,293
Net interest income$240,0009,464
Provision for loan and lease losses$08,228
Total noninterest income$201,0007,296
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$154,0005,751
Trading account gains and fees$0177
Additional Noninterest Income$47,0007,763
Total noninterest expense$481,0009,218
Salaries and employee benefits$378,0008,709
Premises and equipment expense$5,0009,572
Additional noninterest expense$98,0009,388
Pre-tax net operating income$-40,0008,791
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-40,0008,885
Extraordinary gains, net$0105
Net income$-40,0008,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,575
Cash dividends$950,0002,347
Sale, conversion, retirement of capital stock, net$793,000443
Net operating income$-40,0008,810
2000-12-31 (YTD Data)Rank
Total interest income$10,823,0003,177
Total interest expense$4,064,0003,920
Net interest income$6,759,0002,636
Provision for loan and lease losses$08,337
Total noninterest income$2,514,0001,582
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,869,000729
Trading account gains and fees$0180
Additional Noninterest Income$645,0002,515
Total noninterest expense$6,529,0002,111
Salaries and employee benefits$3,576,0001,993
Premises and equipment expense$1,064,0001,960
Additional noninterest expense$1,889,0002,284
Pre-tax net operating income$2,744,0002,569
Securities gains (losses)$17,000991
Applicable income taxes$799,0002,523
Income before extraordinary items$1,962,0002,616
Extraordinary gains, net$038
Net income$1,962,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0009,436
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,949,9302,625
1999-12-31 (YTD Data)Rank
Total interest income$9,533,0003,366
Total interest expense$3,374,0004,164
Net interest income$6,159,0002,851
Provision for loan and lease losses$94,0005,385
Total noninterest income$2,398,0001,621
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,792,000742
Trading account gains and fees$0173
Additional Noninterest Income$606,0002,609
Total noninterest expense$6,048,0002,257
Salaries and employee benefits$2,886,0002,429
Premises and equipment expense$1,030,0001,988
Additional noninterest expense$2,132,0002,044
Pre-tax net operating income$2,415,0002,870
Securities gains (losses)$-47,0009,777
Applicable income taxes$508,0003,609
Income before extraordinary items$1,860,0002,740
Extraordinary gains, net$035
Net income$1,860,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,732
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,897,1302,669
1998-12-31 (YTD Data)Rank
Total interest income$8,686,0003,650
Total interest expense$3,202,0004,475
Net interest income$5,484,0003,128
Provision for loan and lease losses$-300,00010,391
Total noninterest income$1,982,0001,848
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,477,000834
Trading account gains and fees$0224
Additional Noninterest Income$505,0002,966
Total noninterest expense$5,494,0002,384
Salaries and employee benefits$2,498,0002,720
Premises and equipment expense$946,0002,056
Additional noninterest expense$2,050,0002,078
Pre-tax net operating income$2,272,0003,009
Securities gains (losses)$140,0001,086
Applicable income taxes$877,0002,541
Income before extraordinary items$1,535,0003,196
Extraordinary gains, net$032
Net income$1,535,0003,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-207,00010,354
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,445,4003,261
1997-12-31 (YTD Data)Rank
Total interest income$9,801,0003,294
Total interest expense$4,010,0003,669
Net interest income$5,791,0003,017
Provision for loan and lease losses$40,0007,002
Total noninterest income$5,717,000842
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,129,0001,108
Trading account gains and fees$0239
Additional Noninterest Income$4,588,000654
Total noninterest expense$5,691,0002,264
Salaries and employee benefits$2,646,0002,514
Premises and equipment expense$902,0002,171
Additional noninterest expense$2,143,0001,979
Pre-tax net operating income$5,777,0001,341
Securities gains (losses)$236,000639
Applicable income taxes$1,987,0001,341
Income before extraordinary items$4,026,0001,359
Extraordinary gains, net$044
Net income$4,026,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,00010,452
Cash dividends$5,400,000591
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,867,8801,377
1996-12-31 (YTD Data)Rank
Total interest income$13,627,0002,449
Total interest expense$6,386,0002,414
Net interest income$7,241,0002,477
Provision for loan and lease losses$175,0003,759
Total noninterest income$3,563,0001,206
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,375,000966
Trading account gains and fees$0262
Additional Noninterest Income$2,188,0001,084
Total noninterest expense$6,061,0002,265
Salaries and employee benefits$2,795,0002,373
Premises and equipment expense$874,0002,265
Additional noninterest expense$2,392,0002,092
Pre-tax net operating income$4,568,0001,593
Securities gains (losses)$-44,00010,992
Applicable income taxes$1,514,0001,587
Income before extraordinary items$3,010,0001,654
Extraordinary gains, net$053
Net income$3,010,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,00011,220
Cash dividends$4,650,000705
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,039,4801,608
1995-12-31 (YTD Data)Rank
Total interest income$13,519,0002,469
Total interest expense$6,263,0002,450
Net interest income$7,256,0002,478
Provision for loan and lease losses$-400,00011,887
Total noninterest income$1,750,0002,044
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,384,000965
Trading account gains and fees$0522
Additional Noninterest Income$366,0003,505
Total noninterest expense$5,842,0002,333
Salaries and employee benefits$2,627,0002,540
Premises and equipment expense$810,0002,448
Additional noninterest expense$2,405,0002,063
Pre-tax net operating income$3,564,0002,064
Securities gains (losses)$1,0003,512
Applicable income taxes$1,167,0002,075
Income before extraordinary items$2,398,0002,113
Extraordinary gains, net$065
Net income$2,398,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,00011,820
Cash dividends$1,700,0001,365
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,397,3302,072
1994-12-31 (YTD Data)Rank
Total interest income$11,328,0002,683
Total interest expense$4,587,0002,666
Net interest income$6,741,0002,685
Provision for loan and lease losses$-1,000,00012,527
Total noninterest income$2,151,0001,746
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,402,000940
Trading account gains and fees$0475
Additional Noninterest Income$749,0002,231
Total noninterest expense$7,052,0002,028
Salaries and employee benefits$3,178,0002,080
Premises and equipment expense$806,0002,511
Additional noninterest expense$3,068,0001,769
Pre-tax net operating income$2,840,0002,493
Securities gains (losses)$03,600
Applicable income taxes$211,0007,166
Income before extraordinary items$2,629,0001,852
Extraordinary gains, net$0249
Net income$2,629,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-892,00012,570
Cash dividends$1,400,0001,471
Sale, conversion, retirement of capital stock, net$-1,910,00012,582
Net operating income$2,629,0001,858
1993-12-31 (YTD Data)Rank
Total interest income$12,042,0002,561
Total interest expense$4,438,0002,886
Net interest income$7,604,0002,354
Provision for loan and lease losses$-364,00013,134
Total noninterest income$2,126,0001,884
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,563,000828
Trading account gains and fees$0532
Additional Noninterest Income$563,0003,008
Total noninterest expense$7,169,0002,045
Salaries and employee benefits$2,885,0002,306
Premises and equipment expense$746,0002,719
Additional noninterest expense$3,538,0001,670
Pre-tax net operating income$2,925,0002,348
Securities gains (losses)$152,0001,970
Applicable income taxes$995,0002,268
Income before extraordinary items$2,082,0002,401
Extraordinary gains, net$827,000268
Net income$2,909,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0004,062
Cash dividends$1,349,0001,395
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,978,6402,398
1992-12-31 (YTD Data)Rank
Total interest income$2,542,0009,831
Total interest expense$1,206,0009,584
Net interest income$1,336,0009,862
Provision for loan and lease losses$254,0004,549
Total noninterest income$342,0007,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,978
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,899
Total noninterest expense$2,141,0006,055
Salaries and employee benefits$510,0009,685
Premises and equipment expense$183,0008,234
Additional noninterest expense$1,448,0003,705
Pre-tax net operating income$-717,00013,405
Securities gains (losses)$72,0003,538
Applicable income taxes$-110,00013,592
Income before extraordinary items$-535,00013,396
Extraordinary gains, net$01,422
Net income$-535,00013,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0002,963
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-594,76013,320

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.