Home > First Bank of South Dakota (National Association) > Loan Charge- Offs and Recoveries
First Bank of South Dakota (National Association), Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $31,180,000 | 134 |
| Loans secured by real estate, total | $905,000 | 423 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $905,000 | 423 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $94,000 | 52 |
| Total charge-offs secured by 1-4 family residential properties | $796,000 | 234 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,423 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $530,000 | 26 |
| Commercial and industrial loans | $13,542,000 | 42 |
| Loans to individuals | $16,050,000 | 132 |
| Credit card loan charge offs | $14,889,000 | 92 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,161,000 | 412 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $153,000 | 122 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,557,000 | 170 |
| Loans secured by real estate, total | $154,000 | 624 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $154,000 | 624 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $1,000 | 537 |
| Secured by 1-4 family residential properties - total recoveries | $69,000 | 506 |
| Secured by multifamily residential properties | $69,000 | 130 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,062 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $67,000 | 65 |
| Commercial and industrial loans | $3,107,000 | 78 |
| Loans to individuals | $2,177,000 | 174 |
| Credit card loan recoveries | $1,692,000 | 94 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $485,000 | 306 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $52,000 | 143 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $25,623,000 | 116 |
| Loans secured by real estate, total | $751,000 | 354 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $751,000 | 353 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $93,000 | 41 |
| Secured by 1-4 family residential properties- net charge-offs | $727,000 | 208 |
| Secured by multifamily residential properties | $-69,000 | 11,390 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $463,000 | 22 |
| Commercial and industrial loans | $10,435,000 | 40 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $13,873,000 | 130 |
| Credit card loan net charge offs | $13,197,000 | 92 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $676,000 | 454 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $101,000 | 114 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,072,000 | 121 |
| Loans secured by real estate, total | $312,000 | 926 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $312,000 | 925 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $112,000 | 1,019 |
| Secured by multifamily residential properties | $200,000 | 231 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $59,000 | 79 |
| Commercial and industrial loans | $14,567,000 | 37 |
| Loans to individuals | $13,806,000 | 117 |
| Credit card loan charge offs | $12,439,000 | 84 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,367,000 | 314 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $328,000 | 88 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,686,000 | 181 |
| Loans secured by real estate, total | $53,000 | 1,309 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $53,000 | 1,308 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 1,005 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $26,000 | 940 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $24,000 | 113 |
| Commercial and industrial loans | $3,429,000 | 81 |
| Loans to individuals | $2,121,000 | 173 |
| Credit card loan recoveries | $1,824,000 | 92 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $297,000 | 433 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $59,000 | 137 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $23,386,000 | 106 |
| Loans secured by real estate, total | $259,000 | 842 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $259,000 | 841 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 999 |
| Secured by multifamily residential properties | $200,000 | 209 |
| Secured by nonfarm nonresidential properties | $-26,000 | 11,501 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $35,000 | 63 |
| Commercial and industrial loans | $11,138,000 | 23 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $11,685,000 | 108 |
| Credit card loan net charge offs | $10,615,000 | 84 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,070,000 | 265 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $269,000 | 62 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,153,000 | 151 |
| Loans secured by real estate, total | $81,000 | 2,148 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $81,000 | 2,148 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $76,000 | 1,346 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $5,000 | 2,337 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $24,000 | 123 |
| Commercial and industrial loans | $9,615,000 | 63 |
| Loans to individuals | $11,123,000 | 114 |
| Credit card loan charge offs | $10,978,000 | 80 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $145,000 | 1,429 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $310,000 | 84 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,648,000 | 251 |
| Loans secured by real estate, total | $56,000 | 1,423 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $56,000 | 1,423 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $1,000 | 661 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,740 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $42,000 | 859 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 112 |
| Commercial and industrial loans | $1,936,000 | 159 |
| Loans to individuals | $1,613,000 | 210 |
| Credit card loan recoveries | $1,404,000 | 98 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $209,000 | 554 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $12,000 | 241 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,505,000 | 124 |
| Loans secured by real estate, total | $25,000 | 2,912 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $25,000 | 2,913 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-1,000 | 10,469 |
| Secured by 1-4 family residential properties- net charge-offs | $63,000 | 1,278 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-37,000 | 12,193 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 1,088 |
| Commercial and industrial loans | $7,679,000 | 38 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $9,510,000 | 98 |
| Credit card loan net charge offs | $9,574,000 | 76 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-64,000 | 12,510 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $298,000 | 59 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,266,000 | 235 |
| Loans secured by real estate, total | $102,000 | 2,408 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $102,000 | 2,407 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 3,898 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $90,000 | 1,345 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $260,000 | 32 |
| Commercial and industrial loans | $5,778,000 | 155 |
| Loans to individuals | $10,115,000 | 126 |
| Credit card loan charge offs | $9,764,000 | 82 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $351,000 | 784 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $11,000 | 324 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,607,000 | 259 |
| Loans secured by real estate, total | $121,000 | 888 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $121,000 | 887 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $1,000 | 730 |
| Secured by 1-4 family residential properties - total recoveries | $97,000 | 433 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,169 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $161,000 | 43 |
| Commercial and industrial loans | $1,802,000 | 169 |
| Loans to individuals | $1,514,000 | 216 |
| Credit card loan recoveries | $1,243,000 | 96 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $271,000 | 486 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $9,000 | 242 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,659,000 | 229 |
| Loans secured by real estate, total | $-19,000 | 12,506 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-19,000 | 12,545 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-1,000 | 10,940 |
| Secured by 1-4 family residential properties- net charge-offs | $-85,000 | 13,212 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $67,000 | 1,326 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $99,000 | 46 |
| Commercial and industrial loans | $3,976,000 | 150 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $8,601,000 | 110 |
| Credit card loan net charge offs | $8,521,000 | 81 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $80,000 | 1,731 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $2,000 | 289 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,744,000 | 216 |
| Loans secured by real estate, total | $43,000 | 4,415 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $43,000 | 4,415 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $43,000 | 2,677 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $118,000 | 75 |
| Commercial and industrial loans | $3,947,000 | 281 |
| Loans to individuals | $19,636,000 | 86 |
| Credit card loan charge offs | $18,910,000 | 58 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $726,000 | 592 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,456,000 | 308 |
| Loans secured by real estate, total | $46,000 | 1,646 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $46,000 | 1,646 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $1,000 | 774 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 853 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $214,000 | 33 |
| Commercial and industrial loans | $828,000 | 274 |
| Loans to individuals | $1,365,000 | 229 |
| Credit card loan recoveries | $827,000 | 117 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $538,000 | 335 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $3,000 | 296 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $21,288,000 | 197 |
| Loans secured by real estate, total | $-3,000 | 12,453 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-3,000 | 12,491 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $-1,000 | 11,393 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-2,000 | 13,104 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-96,000 | 1,164 |
| Commercial and industrial loans | $3,119,000 | 282 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $18,271,000 | 74 |
| Credit card loan net charge offs | $18,083,000 | 54 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $188,000 | 1,196 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-3,000 | 1,115 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.