First Bank of South Dakota (National Association), Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$128,059,000359
Total interest expense$77,064,000307
Net interest income$50,995,000433
Provision for loan and lease losses$30,703,000107
Total noninterest income$137,955,000117
Gross Fiduciary activities income$5,470,000213
Service charges on deposit accounts$3,152,000457
Trading account gains and fees$0262
Additional Noninterest Income$129,333,00090
Total noninterest expense$105,505,000237
Salaries and employee benefits$14,160,000508
Premises and equipment expense$3,429,000654
Additional noninterest expense$87,916,000164
Pre-tax net operating income$52,742,000238
Securities gains (losses)$11,0002,431
Applicable income taxes$21,653,000216
Income before extraordinary items$31,100,000256
Extraordinary gains, net$053
Net income$31,100,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,623,000116
Cash dividends$13,000,000361
Sale, conversion, retirement of capital stock, net$0953
Net operating income$31,092,960251
1995-12-31 (YTD Data)Rank
Total interest income$125,477,000375
Total interest expense$72,270,000341
Net interest income$53,207,000436
Provision for loan and lease losses$28,068,00093
Total noninterest income$114,207,000129
Gross Fiduciary activities income$4,968,000230
Service charges on deposit accounts$3,353,000454
Trading account gains and fees$0522
Additional Noninterest Income$105,886,00095
Total noninterest expense$96,900,000255
Salaries and employee benefits$13,258,000540
Premises and equipment expense$3,803,000619
Additional noninterest expense$79,839,000164
Pre-tax net operating income$42,446,000291
Securities gains (losses)$9,0002,462
Applicable income taxes$17,263,000256
Income before extraordinary items$25,192,000301
Extraordinary gains, net$065
Net income$25,192,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,386,000106
Cash dividends$25,000,000213
Sale, conversion, retirement of capital stock, net$0809
Net operating income$25,186,240298
1994-12-31 (YTD Data)Rank
Total interest income$86,452,000451
Total interest expense$39,544,000431
Net interest income$46,908,000459
Provision for loan and lease losses$22,455,00097
Total noninterest income$128,726,000109
Gross Fiduciary activities income$4,427,000238
Service charges on deposit accounts$1,889,000715
Trading account gains and fees$0475
Additional Noninterest Income$122,410,00074
Total noninterest expense$99,240,000246
Salaries and employee benefits$10,460,000674
Premises and equipment expense$3,052,000751
Additional noninterest expense$85,728,000152
Pre-tax net operating income$53,939,000235
Securities gains (losses)$9,0002,280
Applicable income taxes$21,258,000204
Income before extraordinary items$32,690,000246
Extraordinary gains, net$0249
Net income$32,690,000244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,505,000124
Cash dividends$6,000,000492
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$32,684,240247
1993-12-31 (YTD Data)Rank
Total interest income$66,886,000539
Total interest expense$24,929,000600
Net interest income$41,957,000502
Provision for loan and lease losses$12,732,000233
Total noninterest income$77,295,000155
Gross Fiduciary activities income$4,239,000244
Service charges on deposit accounts$2,013,000681
Trading account gains and fees$0532
Additional Noninterest Income$71,043,000101
Total noninterest expense$78,263,000297
Salaries and employee benefits$11,094,000653
Premises and equipment expense$3,523,000663
Additional noninterest expense$63,646,000191
Pre-tax net operating income$28,257,000308
Securities gains (losses)$07,477
Applicable income taxes$10,936,000291
Income before extraordinary items$17,321,000348
Extraordinary gains, net$5,905,00053
Net income$23,226,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,659,000229
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$17,321,000329
1992-12-31 (YTD Data)Rank
Total interest income$82,422,000517
Total interest expense$30,546,000646
Net interest income$51,876,000437
Provision for loan and lease losses$27,330,000179
Total noninterest income$36,444,000258
Gross Fiduciary activities income$4,010,000250
Service charges on deposit accounts$1,837,000723
Trading account gains and fees$0504
Additional Noninterest Income$30,597,000194
Total noninterest expense$49,585,000411
Salaries and employee benefits$11,553,000629
Premises and equipment expense$3,117,000772
Additional noninterest expense$34,915,000304
Pre-tax net operating income$11,405,000567
Securities gains (losses)$08,369
Applicable income taxes$3,711,000638
Income before extraordinary items$7,694,000621
Extraordinary gains, net$-1,484,00013,876
Net income$6,210,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,288,000197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,694,000558

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.