Home > First Bank of South Dakota (National Association) > Net charge- offs to loans
First Bank of South Dakota (National Association), Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5377% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0175% | 1,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3749% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4325% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3042% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3374% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6828% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1676% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2929% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5250% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0004% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6793% | 99 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3071% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8576% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6009% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6379% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0538% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7008% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5422% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9367% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8821% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1665% | 46 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5717% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0858% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1794% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2906% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9688% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4823% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2595% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5685% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4498% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2438% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8210% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2174% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |