Home > First Bank of San Luis Obispo > Assets and Liabilities
First Bank of San Luis Obispo, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $301,723,000 | 1,996 |
| Cash and due from depository institutions | $12,305,000 | 2,286 |
| Interest-bearing balances | $326,000 | 3,784 |
| Securities | $54,002,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,041 |
| Net loans & leases | $212,977,000 | 1,899 |
| Loan loss allowance | $3,217,000 | 1,498 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $793,000 | 6,282 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $10,146,000 | 1,567 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $301,723,000 | 1,996 |
| Total liabilities | $271,754,000 | 1,978 |
| Total deposits | $257,929,000 | 1,863 |
| Interest-bearing deposits | $198,598,000 | 2,040 |
| Deposits held in domestic offices | $257,929,000 | 1,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,203,000 | 2,471 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,622,000 | 1,581 |
| Total equity capital | $29,969,000 | 1,997 |
| Total bank equity capital | $29,969,000 | 1,997 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $973,000 | 3,115 |
| Surplus | $9,644,000 | 2,219 |
| Undivided profits | $19,352,000 | 1,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,214,000 | 2,602 |
| Earning assets | $278,805,000 | 1,967 |
| Long-term assets (5+ years) | $39,243,000 | 2,124 |
| Average Assets, year-to-date | $295,825,000 | 1,981 |
| Average Assets, quarterly | $303,955,000 | 1,952 |
| Volatile liabilities | $68,739,000 | 1,757 |
| Insider loans | $6,665,000 | 936 |
| FHLB advances | $11,203,000 | 2,346 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $52,700,000 | 1,628 |
| Tier 1 (core) risk-based capital | $29,785,000 | 1,925 |
| Tier 2 risk-based capital | $2,808,000 | 1,654 |
| Total risk weighted assets | $224,107,000 | 1,881 |
| Total unused commitments | $52,700,000 | 1,629 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 78 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $306,187,000 | 1,930 |
| Cash and due from depository institutions | $8,933,000 | 2,181 |
| Interest-bearing balances | $145,000 | 4,653 |
| Securities | $59,582,000 | 2,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $226,600,000 | 1,763 |
| Loan loss allowance | $3,132,000 | 1,523 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $895,000 | 6,087 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $10,177,000 | 1,549 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $306,187,000 | 1,930 |
| Total liabilities | $277,361,000 | 1,916 |
| Total deposits | $250,207,000 | 1,895 |
| Interest-bearing deposits | $192,145,000 | 2,097 |
| Deposits held in domestic offices | $250,207,000 | 1,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,627,000 | 1,489 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,527,000 | 1,605 |
| Total equity capital | $28,826,000 | 2,013 |
| Total bank equity capital | $28,826,000 | 2,013 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $973,000 | 3,123 |
| Surplus | $9,526,000 | 2,199 |
| Undivided profits | $18,327,000 | 1,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 4,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 504 |
| Income earned, not collected on loans | $1,263,000 | 2,423 |
| Earning assets | $286,327,000 | 1,893 |
| Long-term assets (5+ years) | $39,238,000 | 2,174 |
| Average Assets, year-to-date | $292,876,000 | 1,992 |
| Average Assets, quarterly | $292,876,000 | 1,992 |
| Volatile liabilities | $75,402,000 | 1,569 |
| Insider loans | $6,657,000 | 916 |
| FHLB advances | $24,627,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,807,000 | 1,740 |
| Tier 1 (core) risk-based capital | $28,774,000 | 1,950 |
| Tier 2 risk-based capital | $2,900,000 | 1,587 |
| Total risk weighted assets | $231,646,000 | 1,798 |
| Total unused commitments | $46,807,000 | 1,741 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $279,565,000 | 2,073 |
| Cash and due from depository institutions | $7,769,000 | 2,015 |
| Interest-bearing balances | $148,000 | 4,658 |
| Securities | $66,792,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $193,979,000 | 2,016 |
| Loan loss allowance | $2,905,000 | 1,606 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $924,000 | 6,027 |
| Other real estate owned | $0 | 2,015 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,101,000 | 1,515 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $279,565,000 | 2,073 |
| Total liabilities | $251,447,000 | 2,079 |
| Total deposits | $225,269,000 | 2,079 |
| Interest-bearing deposits | $165,732,000 | 2,397 |
| Deposits held in domestic offices | $225,269,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,824,000 | 1,531 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,354,000 | 1,681 |
| Total equity capital | $28,118,000 | 2,076 |
| Total bank equity capital | $28,118,000 | 2,076 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $973,000 | 3,123 |
| Surplus | $9,526,000 | 2,158 |
| Undivided profits | $17,619,000 | 1,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,159,000 | 2,629 |
| Earning assets | $260,919,000 | 2,058 |
| Long-term assets (5+ years) | $44,913,000 | 2,010 |
| Average Assets, year-to-date | $275,821,400 | 2,023 |
| Average Assets, quarterly | $275,197,000 | 2,091 |
| Volatile liabilities | $50,653,000 | 2,096 |
| Insider loans | $5,638,000 | 1,080 |
| FHLB advances | $23,824,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $67,339,000 | 1,275 |
| Tier 1 (core) risk-based capital | $27,789,000 | 1,998 |
| Tier 2 risk-based capital | $2,639,000 | 1,721 |
| Total risk weighted assets | $210,713,000 | 1,928 |
| Total unused commitments | $67,339,000 | 1,276 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $270,829,000 | 2,118 |
| Cash and due from depository institutions | $8,433,000 | 2,126 |
| Interest-bearing balances | $120,000 | 4,936 |
| Securities | $67,294,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $182,274,000 | 2,098 |
| Loan loss allowance | $2,864,000 | 1,615 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $917,000 | 6,045 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,911,000 | 1,290 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $270,829,000 | 2,118 |
| Total liabilities | $243,106,000 | 2,122 |
| Total deposits | $224,614,000 | 2,057 |
| Interest-bearing deposits | $167,440,000 | 2,349 |
| Deposits held in domestic offices | $224,614,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,142,000 | 1,958 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,350,000 | 1,679 |
| Total equity capital | $27,723,000 | 2,075 |
| Total bank equity capital | $27,723,000 | 2,075 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $973,000 | 3,129 |
| Surplus | $9,526,000 | 2,119 |
| Undivided profits | $17,224,000 | 1,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,013,000 | 3,071 |
| Earning assets | $249,688,000 | 2,116 |
| Long-term assets (5+ years) | $55,290,000 | 1,746 |
| Average Assets, year-to-date | $274,885,500 | 2,029 |
| Average Assets, quarterly | $269,990,000 | 2,102 |
| Volatile liabilities | $50,274,000 | 2,084 |
| Insider loans | $6,229,000 | 930 |
| FHLB advances | $16,142,000 | 1,843 |
| Loans and leases held for sale | $1,083,000 | 849 |
| Unused loan commitments | $48,870,000 | 1,594 |
| Tier 1 (core) risk-based capital | $27,431,000 | 1,989 |
| Tier 2 risk-based capital | $2,535,000 | 1,757 |
| Total risk weighted assets | $202,381,000 | 1,956 |
| Total unused commitments | $48,870,000 | 1,596 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $269,151,000 | 2,106 |
| Cash and due from depository institutions | $10,062,000 | 2,111 |
| Interest-bearing balances | $155,000 | 4,783 |
| Securities | $63,668,000 | 1,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $181,250,000 | 2,050 |
| Loan loss allowance | $2,791,000 | 1,646 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $905,000 | 6,079 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,266,000 | 1,169 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $269,151,000 | 2,106 |
| Total liabilities | $242,487,000 | 2,109 |
| Total deposits | $208,228,000 | 2,201 |
| Interest-bearing deposits | $152,936,000 | 2,535 |
| Deposits held in domestic offices | $208,228,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $31,964,000 | 1,253 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,295,000 | 1,589 |
| Total equity capital | $26,664,000 | 2,076 |
| Total bank equity capital | $26,664,000 | 2,076 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $973,000 | 3,141 |
| Surplus | $9,526,000 | 2,082 |
| Undivided profits | $16,165,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,033,000 | 2,853 |
| Earning assets | $245,073,000 | 2,118 |
| Long-term assets (5+ years) | $88,079,000 | 1,224 |
| Average Assets, year-to-date | $276,237,670 | 2,017 |
| Average Assets, quarterly | $273,384,500 | 2,054 |
| Volatile liabilities | $66,177,000 | 1,618 |
| Insider loans | $5,770,000 | 979 |
| FHLB advances | $31,964,000 | 1,155 |
| Loans and leases held for sale | $1,339,000 | 781 |
| Unused loan commitments | $49,181,000 | 1,582 |
| Tier 1 (core) risk-based capital | $26,676,000 | 2,006 |
| Tier 2 risk-based capital | $2,587,000 | 1,701 |
| Total risk weighted assets | $206,641,000 | 1,879 |
| Total unused commitments | $49,181,000 | 1,584 |
| Derivatives | $3,318,000 | 521 |
| 2004-03-31 | Rank | |
| # of Employees: | 83 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $277,618,000 | 2,034 |
| Cash and due from depository institutions | $10,648,000 | 2,058 |
| Interest-bearing balances | $228,000 | 4,509 |
| Securities | $74,801,000 | 1,714 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $178,429,000 | 2,014 |
| Loan loss allowance | $2,736,000 | 1,668 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $931,000 | 6,029 |
| Other real estate owned | $0 | 2,058 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $12,809,000 | 1,139 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $277,618,000 | 2,034 |
| Total liabilities | $251,258,000 | 2,023 |
| Total deposits | $208,177,000 | 2,179 |
| Interest-bearing deposits | $157,106,000 | 2,454 |
| Deposits held in domestic offices | $208,177,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $901,000 | 2,563 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,886,000 | 1,005 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,294,000 | 1,779 |
| Total equity capital | $26,360,000 | 2,149 |
| Total bank equity capital | $26,360,000 | 2,149 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $973,000 | 3,143 |
| Surplus | $9,526,000 | 2,048 |
| Undivided profits | $15,861,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 946 |
| Income earned, not collected on loans | $1,081,000 | 2,676 |
| Earning assets | $253,458,000 | 2,046 |
| Long-term assets (5+ years) | $88,584,000 | 1,165 |
| Average Assets, year-to-date | $279,781,000 | 1,997 |
| Average Assets, quarterly | $279,781,000 | 1,997 |
| Volatile liabilities | $80,908,000 | 1,295 |
| Insider loans | $6,361,000 | 868 |
| FHLB advances | $39,886,000 | 917 |
| Loans and leases held for sale | $2,186,000 | 668 |
| Unused loan commitments | $56,081,000 | 1,378 |
| Tier 1 (core) risk-based capital | $25,875,000 | 2,045 |
| Tier 2 risk-based capital | $2,551,000 | 1,689 |
| Total risk weighted assets | $203,870,000 | 1,869 |
| Total unused commitments | $56,081,000 | 1,383 |
| Derivatives | $3,475,000 | 517 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $281,944,000 | 1,988 |
| Cash and due from depository institutions | $20,582,000 | 2,242 |
| Interest-bearing balances | $9,479,000 | 681 |
| Securities | $68,509,000 | 1,876 |
| Federal funds sold & reverse repurchase agreements | $13,242,000 | 885 |
| Net loans & leases | $165,284,000 | 2,160 |
| Loan loss allowance | $2,496,000 | 1,820 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $964,000 | 5,977 |
| Other real estate owned | $0 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,363,000 | 1,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,944,000 | 1,988 |
| Total liabilities | $255,745,000 | 1,976 |
| Total deposits | $206,554,000 | 2,194 |
| Interest-bearing deposits | $154,454,000 | 2,475 |
| Deposits held in domestic offices | $206,554,000 | 2,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,908,000 | 914 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,283,000 | 1,680 |
| Total equity capital | $26,199,000 | 2,109 |
| Total bank equity capital | $26,199,000 | 2,109 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $973,000 | 3,169 |
| Surplus | $9,526,000 | 2,019 |
| Undivided profits | $15,700,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 872 |
| Income earned, not collected on loans | $1,062,000 | 2,835 |
| Earning assets | $256,514,000 | 2,011 |
| Long-term assets (5+ years) | $90,976,000 | 1,171 |
| Average Assets, year-to-date | $297,283,600 | 1,834 |
| Average Assets, quarterly | $294,240,500 | 1,895 |
| Volatile liabilities | $88,709,000 | 1,211 |
| Insider loans | $6,466,000 | 830 |
| FHLB advances | $46,908,000 | 822 |
| Loans and leases held for sale | $4,636,000 | 396 |
| Unused loan commitments | $50,365,000 | 1,453 |
| Tier 1 (core) risk-based capital | $25,917,000 | 2,014 |
| Tier 2 risk-based capital | $2,482,000 | 1,723 |
| Total risk weighted assets | $198,529,000 | 1,899 |
| Total unused commitments | $50,365,000 | 1,454 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $306,537,000 | 1,846 |
| Cash and due from depository institutions | $10,909,000 | 2,151 |
| Interest-bearing balances | $79,000 | 5,637 |
| Securities | $128,562,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $577,000 | 5,856 |
| Net loans & leases | $152,261,000 | 2,314 |
| Loan loss allowance | $2,256,000 | 2,029 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $999,000 | 5,906 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,229,000 | 1,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,537,000 | 1,846 |
| Total liabilities | $280,951,000 | 1,810 |
| Total deposits | $213,003,000 | 2,136 |
| Interest-bearing deposits | $160,959,000 | 2,386 |
| Deposits held in domestic offices | $213,003,000 | 2,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,926,000 | 679 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,022,000 | 1,907 |
| Total equity capital | $25,586,000 | 2,160 |
| Total bank equity capital | $25,586,000 | 2,160 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $973,000 | 3,189 |
| Surplus | $9,526,000 | 1,988 |
| Undivided profits | $15,087,000 | 2,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,512,000 | 1,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 889 |
| Income earned, not collected on loans | $1,585,000 | 1,949 |
| Earning assets | $281,479,000 | 1,838 |
| Long-term assets (5+ years) | $137,391,000 | 806 |
| Average Assets, year-to-date | $301,118,500 | 1,821 |
| Average Assets, quarterly | $305,244,500 | 1,840 |
| Volatile liabilities | $114,004,000 | 951 |
| Insider loans | $6,216,000 | 848 |
| FHLB advances | $65,926,000 | 603 |
| Loans and leases held for sale | $9,667,000 | 346 |
| Unused loan commitments | $46,558,000 | 1,544 |
| Tier 1 (core) risk-based capital | $26,156,000 | 1,992 |
| Tier 2 risk-based capital | $2,286,000 | 1,854 |
| Total risk weighted assets | $200,276,000 | 1,888 |
| Total unused commitments | $46,558,000 | 1,550 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 81 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $303,952,000 | 1,844 |
| Cash and due from depository institutions | $10,102,000 | 2,155 |
| Interest-bearing balances | $8,000 | 6,742 |
| Securities | $133,902,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $146,795,000 | 2,367 |
| Loan loss allowance | $2,219,000 | 2,028 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $984,000 | 5,918 |
| Other real estate owned | $0 | 2,155 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $12,169,000 | 1,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,952,000 | 1,844 |
| Total liabilities | $276,699,000 | 1,822 |
| Total deposits | $204,975,000 | 2,188 |
| Interest-bearing deposits | $158,909,000 | 2,397 |
| Deposits held in domestic offices | $204,975,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,882,000 | 1,501 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $63,968,000 | 703 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,874,000 | 1,529 |
| Total equity capital | $27,253,000 | 1,999 |
| Total bank equity capital | $27,253,000 | 1,999 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $973,000 | 3,191 |
| Surplus | $9,527,000 | 1,944 |
| Undivided profits | $16,753,000 | 1,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,713,000 | 1,677 |
| Earning assets | $280,705,000 | 1,820 |
| Long-term assets (5+ years) | $97,563,000 | 1,052 |
| Average Assets, year-to-date | $299,312,330 | 1,824 |
| Average Assets, quarterly | $299,760,500 | 1,838 |
| Volatile liabilities | $121,825,000 | 892 |
| Insider loans | $5,162,000 | 1,024 |
| FHLB advances | $63,968,000 | 624 |
| Loans and leases held for sale | $9,595,000 | 479 |
| Unused loan commitments | $42,338,000 | 1,631 |
| Tier 1 (core) risk-based capital | $25,663,000 | 1,994 |
| Tier 2 risk-based capital | $2,249,000 | 1,850 |
| Total risk weighted assets | $191,569,000 | 1,929 |
| Total unused commitments | $42,338,000 | 1,639 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $295,569,000 | 1,851 |
| Cash and due from depository institutions | $7,880,000 | 2,207 |
| Interest-bearing balances | $49,000 | 5,884 |
| Securities | $130,329,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $144,432,000 | 2,338 |
| Loan loss allowance | $2,097,000 | 2,082 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $919,000 | 6,042 |
| Other real estate owned | $0 | 2,207 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,009,000 | 1,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,569,000 | 1,851 |
| Total liabilities | $269,176,000 | 1,835 |
| Total deposits | $196,586,000 | 2,255 |
| Interest-bearing deposits | $149,128,000 | 2,568 |
| Deposits held in domestic offices | $196,586,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,972,000 | 1,552 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $66,304,000 | 658 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,314,000 | 1,838 |
| Total equity capital | $26,393,000 | 2,022 |
| Total bank equity capital | $26,393,000 | 2,022 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $973,000 | 3,204 |
| Surplus | $9,526,000 | 1,918 |
| Undivided profits | $15,894,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,821,000 | 1,621 |
| Earning assets | $274,810,000 | 1,818 |
| Long-term assets (5+ years) | $97,457,000 | 1,007 |
| Average Assets, year-to-date | $296,992,500 | 1,828 |
| Average Assets, quarterly | $296,992,500 | 1,828 |
| Volatile liabilities | $115,076,000 | 918 |
| Insider loans | $6,668,000 | 766 |
| FHLB advances | $66,304,000 | 584 |
| Loans and leases held for sale | $4,594,000 | 656 |
| Unused loan commitments | $39,918,000 | 1,660 |
| Tier 1 (core) risk-based capital | $25,094,000 | 1,998 |
| Tier 2 risk-based capital | $2,127,000 | 1,896 |
| Total risk weighted assets | $186,086,000 | 1,942 |
| Total unused commitments | $39,918,000 | 1,670 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 77 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $298,416,000 | 1,809 |
| Cash and due from depository institutions | $8,306,000 | 2,230 |
| Interest-bearing balances | $44,000 | 5,874 |
| Securities | $128,079,000 | 980 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $149,158,000 | 2,271 |
| Loan loss allowance | $1,975,000 | 2,169 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $927,000 | 6,017 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,946,000 | 1,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,416,000 | 1,809 |
| Total liabilities | $272,161,000 | 1,784 |
| Total deposits | $192,957,000 | 2,260 |
| Interest-bearing deposits | $146,562,000 | 2,538 |
| Deposits held in domestic offices | $192,957,000 | 2,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,311,000 | 958 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,065,000 | 665 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,828,000 | 1,551 |
| Total equity capital | $26,255,000 | 1,999 |
| Total bank equity capital | $26,255,000 | 1,999 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $973,000 | 3,207 |
| Surplus | $9,526,000 | 1,876 |
| Undivided profits | $15,756,000 | 1,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,380,000 | 2,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 874 |
| Income earned, not collected on loans | $1,810,000 | 1,701 |
| Earning assets | $277,281,000 | 1,775 |
| Long-term assets (5+ years) | $89,013,000 | 1,071 |
| Average Assets, year-to-date | $281,987,000 | 1,808 |
| Average Assets, quarterly | $292,060,500 | 1,827 |
| Volatile liabilities | $116,398,000 | 898 |
| Insider loans | $8,851,000 | 536 |
| FHLB advances | $65,065,000 | 586 |
| Loans and leases held for sale | $6,025,000 | 634 |
| Unused loan commitments | $44,591,000 | 1,474 |
| Tier 1 (core) risk-based capital | $24,761,000 | 1,990 |
| Tier 2 risk-based capital | $2,004,000 | 1,969 |
| Total risk weighted assets | $186,046,000 | 1,897 |
| Total unused commitments | $44,591,000 | 1,475 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 79 | 2,179 |
| Assets and Liabilities | ||
| Total Assets: | $277,186,000 | 1,840 |
| Cash and due from depository institutions | $6,337,000 | 2,179 |
| Interest-bearing balances | $19,000 | 6,338 |
| Securities | $117,401,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $140,561,000 | 2,309 |
| Loan loss allowance | $1,470,000 | 2,629 |
| Trading account assets | $1,430,000 | 130 |
| Bank premises and fixed assets | $885,000 | 6,178 |
| Other real estate owned | $0 | 2,179 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $10,572,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,186,000 | 1,840 |
| Total liabilities | $255,009,000 | 1,807 |
| Total deposits | $174,094,000 | 2,375 |
| Interest-bearing deposits | $131,787,000 | 2,679 |
| Deposits held in domestic offices | $174,094,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $76,642,000 | 587 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,273,000 | 1,094 |
| Total equity capital | $22,177,000 | 2,226 |
| Total bank equity capital | $22,177,000 | 2,226 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $973,000 | 3,268 |
| Surplus | $5,232,000 | 2,986 |
| Undivided profits | $15,972,000 | 1,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,383,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,766,000 | 1,880 |
| Earning assets | $259,411,000 | 1,793 |
| Long-term assets (5+ years) | $91,257,000 | 1,033 |
| Average Assets, year-to-date | $260,476,000 | 1,865 |
| Average Assets, quarterly | $276,346,500 | 1,820 |
| Volatile liabilities | $89,721,000 | 1,086 |
| Insider loans | $5,182,000 | 936 |
| FHLB advances | $68,923,000 | 543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,097,000 | 1,766 |
| Tier 1 (core) risk-based capital | $20,638,000 | 2,258 |
| Tier 2 risk-based capital | $1,470,000 | 2,441 |
| Total risk weighted assets | $187,022,000 | 1,811 |
| Total unused commitments | $32,097,000 | 1,772 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $238,755,000 | 2,044 |
| Cash and due from depository institutions | $8,551,000 | 2,305 |
| Interest-bearing balances | $317,000 | 3,406 |
| Securities | $90,254,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $131,891,000 | 2,383 |
| Loan loss allowance | $1,583,000 | 2,365 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $974,000 | 6,039 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $7,085,000 | 1,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,755,000 | 2,044 |
| Total liabilities | $219,178,000 | 2,001 |
| Total deposits | $152,216,000 | 2,577 |
| Interest-bearing deposits | $115,456,000 | 2,921 |
| Deposits held in domestic offices | $152,216,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,849 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $63,985,000 | 635 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,077,000 | 2,003 |
| Total equity capital | $19,577,000 | 2,378 |
| Total bank equity capital | $19,577,000 | 2,378 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $973,000 | 3,360 |
| Surplus | $5,232,000 | 2,905 |
| Undivided profits | $13,372,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,775,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $840,000 | 3,255 |
| Earning assets | $222,462,000 | 2,012 |
| Long-term assets (5+ years) | $41,133,000 | 1,885 |
| Average Assets, year-to-date | $224,290,600 | 2,067 |
| Average Assets, quarterly | $233,016,500 | 2,055 |
| Volatile liabilities | $107,303,000 | 943 |
| Insider loans | $7,429,000 | 603 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $28,110,000 | 1,821 |
| Tier 1 (core) risk-based capital | $19,251,000 | 2,322 |
| Tier 2 risk-based capital | $1,583,000 | 2,208 |
| Total risk weighted assets | $170,217,700 | 1,885 |
| Total unused commitments | $28,110,000 | 1,823 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 65 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $208,597,000 | 2,254 |
| Cash and due from depository institutions | $8,456,000 | 2,746 |
| Interest-bearing balances | $2,775,000 | 1,351 |
| Securities | $71,856,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $120,503,000 | 2,474 |
| Loan loss allowance | $1,351,000 | 2,625 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,043,000 | 5,909 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,739,000 | 1,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,597,000 | 2,254 |
| Total liabilities | $191,672,000 | 2,222 |
| Total deposits | $143,956,000 | 2,645 |
| Interest-bearing deposits | $103,507,000 | 3,156 |
| Deposits held in domestic offices | $143,956,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,700,000 | 783 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,016,000 | 3,233 |
| Total equity capital | $16,925,000 | 2,603 |
| Total bank equity capital | $16,925,000 | 2,603 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $973,000 | 3,438 |
| Surplus | $4,932,000 | 3,050 |
| Undivided profits | $11,020,000 | 2,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,224,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $715,000 | 3,300 |
| Earning assets | $195,134,000 | 2,208 |
| Long-term assets (5+ years) | $29,338,000 | 2,590 |
| Average Assets, year-to-date | $194,436,400 | 2,320 |
| Average Assets, quarterly | $208,747,000 | 2,228 |
| Volatile liabilities | $81,138,000 | 1,123 |
| Insider loans | $4,797,000 | 969 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,372,000 | 2,039 |
| Tier 1 (core) risk-based capital | $17,337,000 | 2,525 |
| Tier 2 risk-based capital | $1,351,000 | 2,393 |
| Total risk weighted assets | $151,175,600 | 2,027 |
| Total unused commitments | $24,372,000 | 2,043 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $169,838,000 | 2,713 |
| Cash and due from depository institutions | $17,823,000 | 3,419 |
| Interest-bearing balances | $11,852,000 | 512 |
| Securities | $50,640,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 4,520 |
| Net loans & leases | $93,703,000 | 2,918 |
| Loan loss allowance | $1,113,000 | 3,042 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $417,000 | 8,139 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,905,000 | 1,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,838,000 | 2,713 |
| Total liabilities | $157,090,000 | 2,640 |
| Total deposits | $133,655,000 | 2,843 |
| Interest-bearing deposits | $88,383,000 | 3,603 |
| Deposits held in domestic offices | $133,655,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 992 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,435,000 | 2,623 |
| Total equity capital | $12,748,000 | 3,515 |
| Total bank equity capital | $12,748,000 | 3,515 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $973,000 | 3,449 |
| Surplus | $1,782,000 | 5,800 |
| Undivided profits | $9,993,000 | 2,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $566,000 | 4,105 |
| Earning assets | $159,545,000 | 2,659 |
| Long-term assets (5+ years) | $39,507,000 | 1,930 |
| Average Assets, year-to-date | $161,628,600 | 2,687 |
| Average Assets, quarterly | $170,831,500 | 2,637 |
| Volatile liabilities | $29,688,000 | 2,163 |
| Insider loans | $3,646,000 | 1,175 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,495,000 | 2,152 |
| Tier 1 (core) risk-based capital | $12,690,000 | 3,358 |
| Tier 2 risk-based capital | $1,113,000 | 2,773 |
| Total risk weighted assets | $117,598,000 | 2,439 |
| Total unused commitments | $21,495,000 | 2,157 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $145,826,000 | 3,046 |
| Cash and due from depository institutions | $17,786,000 | 4,480 |
| Interest-bearing balances | $10,420,000 | 420 |
| Securities | $40,859,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,349 |
| Net loans & leases | $79,132,000 | 3,391 |
| Loan loss allowance | $1,000,000 | 3,358 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $287,000 | 9,006 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,963,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,826,000 | 3,046 |
| Total liabilities | $134,383,000 | 2,986 |
| Total deposits | $133,179,000 | 2,801 |
| Interest-bearing deposits | $93,598,000 | 3,393 |
| Deposits held in domestic offices | $133,179,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,204,000 | 3,064 |
| Total equity capital | $11,443,000 | 3,824 |
| Total bank equity capital | $11,443,000 | 3,824 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $973,000 | 3,540 |
| Surplus | $1,782,000 | 5,825 |
| Undivided profits | $8,688,000 | 2,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $524,000 | 4,517 |
| Earning assets | $134,211,000 | 3,049 |
| Long-term assets (5+ years) | $41,561,000 | 1,619 |
| Average Assets, year-to-date | $129,781,400 | 3,257 |
| Average Assets, quarterly | $145,026,000 | 3,013 |
| Volatile liabilities | $42,923,000 | 1,603 |
| Insider loans | $5,088,000 | 814 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,691,000 | 2,527 |
| Tier 1 (core) risk-based capital | $11,422,000 | 3,696 |
| Tier 2 risk-based capital | $1,000,000 | 2,935 |
| Total risk weighted assets | $96,750,700 | 2,856 |
| Total unused commitments | $15,691,000 | 2,533 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $104,426,000 | 4,252 |
| Cash and due from depository institutions | $13,144,000 | 5,814 |
| Interest-bearing balances | $6,872,000 | 555 |
| Securities | $17,031,000 | 5,940 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,283 |
| Net loans & leases | $68,590,000 | 3,916 |
| Loan loss allowance | $667,000 | 4,842 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $115,000 | 10,517 |
| Other real estate owned | $83,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,963,000 | 2,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,426,000 | 4,252 |
| Total liabilities | $94,317,000 | 4,234 |
| Total deposits | $93,200,000 | 4,045 |
| Interest-bearing deposits | $64,898,000 | 4,870 |
| Deposits held in domestic offices | $93,200,000 | 4,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,117,000 | 3,250 |
| Total equity capital | $10,109,000 | 4,300 |
| Total bank equity capital | $10,109,000 | 4,300 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $973,000 | 3,770 |
| Surplus | $1,782,000 | 5,940 |
| Undivided profits | $7,355,000 | 3,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $420,000 | 5,417 |
| Earning assets | $94,993,000 | 4,293 |
| Long-term assets (5+ years) | $18,197,000 | 2,861 |
| Average Assets, year-to-date | $92,950,000 | 4,544 |
| Average Assets, quarterly | $100,364,500 | 4,356 |
| Volatile liabilities | $20,172,000 | 2,889 |
| Insider loans | $4,004,000 | 1,076 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,610,000 | 3,064 |
| Tier 1 (core) risk-based capital | $9,911,000 | 4,280 |
| Tier 2 risk-based capital | $667,000 | 4,232 |
| Total risk weighted assets | $75,865,200 | 3,587 |
| Total unused commitments | $11,610,000 | 3,079 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $81,587,000 | 5,279 |
| Cash and due from depository institutions | $9,799,000 | 6,302 |
| Interest-bearing balances | $6,243,000 | 779 |
| Securities | $8,304,000 | 8,880 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $53,692,000 | 4,721 |
| Loan loss allowance | $489,000 | 6,149 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $68,000 | 11,396 |
| Other real estate owned | $291,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,432,000 | 3,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,587,000 | 5,279 |
| Total liabilities | $71,756,000 | 5,369 |
| Total deposits | $71,012,000 | 5,186 |
| Interest-bearing deposits | $48,859,000 | 6,164 |
| Deposits held in domestic offices | $71,012,000 | 5,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $744,000 | 4,656 |
| Total equity capital | $9,831,000 | 4,398 |
| Total bank equity capital | $9,831,000 | 4,398 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,048,000 | 3,422 |
| Surplus | $1,782,000 | 6,010 |
| Undivided profits | $7,001,000 | 3,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $366,000 | 6,216 |
| Earning assets | $75,239,000 | 5,249 |
| Long-term assets (5+ years) | $6,842,000 | 4,991 |
| Average Assets, year-to-date | $74,004,200 | 5,500 |
| Average Assets, quarterly | $79,583,500 | 5,313 |
| Volatile liabilities | $11,060,000 | 4,261 |
| Insider loans | $4,480,000 | 994 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,689,000 | 3,579 |
| Tier 1 (core) risk-based capital | $9,598,000 | 4,363 |
| Tier 2 risk-based capital | $489,000 | 5,374 |
| Total risk weighted assets | $59,046,400 | 4,380 |
| Total unused commitments | $8,689,000 | 3,592 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $69,841,000 | 5,937 |
| Cash and due from depository institutions | $2,997,000 | 6,490 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $9,974,000 | 8,765 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $53,130,000 | 4,677 |
| Loan loss allowance | $778,000 | 4,439 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $73,000 | 11,916 |
| Other real estate owned | $375,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,592,000 | 3,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,841,000 | 5,937 |
| Total liabilities | $60,768,000 | 6,104 |
| Total deposits | $60,128,000 | 5,913 |
| Interest-bearing deposits | $41,699,000 | 6,902 |
| Deposits held in domestic offices | $60,128,000 | 5,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $640,000 | 4,350 |
| Total equity capital | $9,073,000 | 4,444 |
| Total bank equity capital | $9,073,000 | 4,444 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,048,000 | 3,563 |
| Surplus | $1,782,000 | 6,029 |
| Undivided profits | $6,243,000 | 3,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $590,000 | 3,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $398,000 | 5,203 |
| Earning assets | $63,904,000 | 5,943 |
| Long-term assets (5+ years) | $2,821,000 | 7,521 |
| Average Assets, year-to-date | $71,060,600 | 5,736 |
| Average Assets, quarterly | $71,660,500 | 5,782 |
| Volatile liabilities | $7,616,000 | 5,271 |
| Insider loans | $3,684,000 | 1,138 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,301,000 | 3,572 |
| Tier 1 (core) risk-based capital | $9,153,000 | 4,449 |
| Tier 2 risk-based capital | $720,410 | 3,906 |
| Total risk weighted assets | $57,574,910 | 4,393 |
| Total unused commitments | $8,301,000 | 3,579 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $67,565,000 | 6,240 |
| Cash and due from depository institutions | $2,382,000 | 6,753 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $12,741,000 | 8,095 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $48,896,000 | 4,875 |
| Loan loss allowance | $539,000 | 6,046 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $50,000 | 12,791 |
| Other real estate owned | $375,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,121,000 | 3,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,565,000 | 6,240 |
| Total liabilities | $59,045,000 | 6,423 |
| Total deposits | $58,586,000 | 6,257 |
| Interest-bearing deposits | $41,386,000 | 7,226 |
| Deposits held in domestic offices | $58,586,000 | 6,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $459,000 | 5,696 |
| Total equity capital | $8,520,000 | 4,742 |
| Total bank equity capital | $8,520,000 | 4,742 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,048,000 | 3,674 |
| Surplus | $1,782,000 | 6,035 |
| Undivided profits | $5,690,000 | 3,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 4,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $62,737,000 | 6,186 |
| Long-term assets (5+ years) | $1,529,000 | 9,278 |
| Average Assets, year-to-date | $68,830,200 | 6,005 |
| Average Assets, quarterly | $69,096,000 | 6,072 |
| Volatile liabilities | $8,210,000 | 4,732 |
| Insider loans | $3,129,000 | 1,329 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,099,000 | 3,595 |
| Tier 1 (core) risk-based capital | $8,520,000 | 4,636 |
| Tier 2 risk-based capital | $539,000 | 4,940 |
| Total risk weighted assets | $52,738,400 | 4,666 |
| Total unused commitments | $8,099,000 | 3,612 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $67,352,000 | 6,322 |
| Cash and due from depository institutions | $3,415,000 | 7,064 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $10,013,000 | 9,141 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,324 |
| Net loans & leases | $49,059,000 | 4,883 |
| Loan loss allowance | $910,000 | 4,034 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $47,000 | 13,398 |
| Other real estate owned | $125,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,943,000 | 3,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,352,000 | 6,322 |
| Total liabilities | $59,415,000 | 6,484 |
| Total deposits | $58,936,000 | 6,356 |
| Interest-bearing deposits | $43,869,000 | 7,154 |
| Deposits held in domestic offices | $58,936,000 | 6,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $479,000 | 6,019 |
| Total equity capital | $7,937,000 | 4,826 |
| Total bank equity capital | $7,937,000 | 4,826 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,048,000 | 3,840 |
| Surplus | $1,782,000 | 5,956 |
| Undivided profits | $5,107,000 | 4,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $61,922,000 | 6,303 |
| Long-term assets (5+ years) | $3,697,000 | 7,420 |
| Average Assets, year-to-date | $68,097,600 | 6,135 |
| Average Assets, quarterly | $68,707,500 | 6,168 |
| Volatile liabilities | $11,429,000 | 3,730 |
| Insider loans | $1,229,000 | 655 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,615,000 | 3,519 |
| Tier 1 (core) risk-based capital | $7,937,000 | 4,744 |
| Tier 2 risk-based capital | $656,860 | 4,181 |
| Total risk weighted assets | $52,295,760 | 4,751 |
| Total unused commitments | $7,615,000 | 3,537 |
| Derivatives | $0 | 651 |