Home > First Bank of Owasso > Income and Expense

First Bank of Owasso, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$9,574,0001,312
Total interest expense$2,583,0001,595
Net interest income$6,991,0001,189
Provision for loan and lease losses$148,0001,238
Total noninterest income$844,0001,443
Gross Fiduciary activities income$0918
Service charges on deposit accounts$69,0002,256
Trading account gains and fees$0116
Additional Noninterest Income$775,0001,138
Total noninterest expense$3,303,0001,760
Salaries and employee benefits$2,119,0001,603
Premises and equipment expense$303,0001,856
Additional noninterest expense$775,0001,138
Pre-tax net operating income$4,384,000790
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$4,384,000683
Extraordinary gains, net$047
Net income$4,384,000695
Minority interest net income$065
Net income of bank and minority interests.$4,384,000683
Net charge-offs$02,299
Cash dividends$4,063,000328
Sale, conversion, retirement of capital stock, net$0467
Net operating income$4,384,000682
2024-12-31 (YTD Data)Rank
Total interest income$38,679,0001,284
Total interest expense$7,880,0001,954
Net interest income$30,799,0001,046
Provision for loan and lease losses$03,269
Total noninterest income$3,536,0001,447
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$266,0002,354
Trading account gains and fees$0138
Additional Noninterest Income$3,270,0001,143
Total noninterest expense$12,401,0001,826
Salaries and employee benefits$7,668,0001,704
Premises and equipment expense$1,154,0001,891
Additional noninterest expense$3,270,0001,143
Pre-tax net operating income$21,934,000621
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$21,934,000541
Extraordinary gains, net$053
Net income$21,934,000544
Minority interest net income$090
Net income of bank and minority interests.$21,934,000541
Net charge-offs$182,0001,415
Cash dividends$12,966,000434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$21,934,000541
2024-09-30 (YTD Data)Rank
Total interest income$29,222,0001,262
Total interest expense$5,852,0001,956
Net interest income$23,370,0001,032
Provision for loan and lease losses$03,100
Total noninterest income$2,662,0001,439
Gross Fiduciary activities income$0972
Service charges on deposit accounts$198,0002,365
Trading account gains and fees$0139
Additional Noninterest Income$2,464,0001,145
Total noninterest expense$9,213,0001,820
Salaries and employee benefits$5,713,0001,697
Premises and equipment expense$841,0001,915
Additional noninterest expense$2,464,0001,145
Pre-tax net operating income$16,819,000608
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$16,819,000529
Extraordinary gains, net$051
Net income$16,819,000538
Minority interest net income$082
Net income of bank and minority interests.$16,819,000531
Net charge-offs$2,0002,686
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0527
Net operating income$16,819,000526
2024-06-30 (YTD Data)Rank
Total interest income$19,243,0001,263
Total interest expense$3,960,0001,907
Net interest income$15,283,0001,046
Provision for loan and lease losses$02,935
Total noninterest income$1,606,0001,513
Gross Fiduciary activities income$0962
Service charges on deposit accounts$131,0002,344
Trading account gains and fees$0145
Additional Noninterest Income$1,475,0001,223
Total noninterest expense$6,119,0001,821
Salaries and employee benefits$3,797,0001,705
Premises and equipment expense$539,0001,973
Additional noninterest expense$1,475,0001,223
Pre-tax net operating income$10,770,000616
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$10,770,000539
Extraordinary gains, net$052
Net income$10,770,000543
Minority interest net income$084
Net income of bank and minority interests.$10,770,000541
Net charge-offs$2,0002,401
Cash dividends$5,834,000427
Sale, conversion, retirement of capital stock, net$0496
Net operating income$10,770,000535
2024-03-31 (YTD Data)Rank
Total interest income$9,570,0001,256
Total interest expense$1,983,0001,874
Net interest income$7,587,0001,045
Provision for loan and lease losses$02,578
Total noninterest income$803,0001,492
Gross Fiduciary activities income$0895
Service charges on deposit accounts$66,0002,324
Trading account gains and fees$0121
Additional Noninterest Income$737,0001,200
Total noninterest expense$3,105,0001,800
Salaries and employee benefits$1,893,0001,704
Premises and equipment expense$274,0001,945
Additional noninterest expense$737,0001,200
Pre-tax net operating income$5,285,000620
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$5,285,000549
Extraordinary gains, net$051
Net income$5,285,000553
Minority interest net income$072
Net income of bank and minority interests.$5,285,000549
Net charge-offs$02,217
Cash dividends$3,751,000338
Sale, conversion, retirement of capital stock, net$0434
Net operating income$5,285,000545
2023-12-31 (YTD Data)Rank
Total interest income$37,513,0001,172
Total interest expense$7,901,0001,510
Net interest income$29,612,0001,053
Provision for loan and lease losses$110,0002,385
Total noninterest income$2,890,0001,669
Gross Fiduciary activities income$0981
Service charges on deposit accounts$274,0002,309
Trading account gains and fees$0123
Additional Noninterest Income$2,616,0001,379
Total noninterest expense$11,443,0001,866
Salaries and employee benefits$6,961,0001,780
Premises and equipment expense$1,058,0001,961
Additional noninterest expense$2,616,0001,379
Pre-tax net operating income$20,949,000661
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$20,949,000565
Extraordinary gains, net$054
Net income$20,949,000572
Minority interest net income$088
Net income of bank and minority interests.$20,949,000568
Net charge-offs$02,884
Cash dividends$10,556,000474
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,949,000578
2023-09-30 (YTD Data)Rank
Total interest income$28,220,0001,152
Total interest expense$6,060,0001,395
Net interest income$22,160,0001,063
Provision for loan and lease losses$82,0002,250
Total noninterest income$2,161,0001,665
Gross Fiduciary activities income$0950
Service charges on deposit accounts$209,0002,291
Trading account gains and fees$0125
Additional Noninterest Income$1,952,0001,378
Total noninterest expense$8,480,0001,882
Salaries and employee benefits$5,198,0001,781
Premises and equipment expense$781,0001,988
Additional noninterest expense$1,952,0001,378
Pre-tax net operating income$15,759,000684
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$15,759,000578
Extraordinary gains, net$052
Net income$15,759,000582
Minority interest net income$081
Net income of bank and minority interests.$15,759,000578
Net charge-offs$02,641
Cash dividends$8,237,000424
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,759,000583
2023-06-30 (YTD Data)Rank
Total interest income$18,544,0001,142
Total interest expense$4,016,0001,299
Net interest income$14,528,0001,086
Provision for loan and lease losses$54,0002,199
Total noninterest income$1,426,0001,605
Gross Fiduciary activities income$0931
Service charges on deposit accounts$139,0002,291
Trading account gains and fees$0112
Additional Noninterest Income$1,287,0001,306
Total noninterest expense$5,607,0001,879
Salaries and employee benefits$3,488,0001,768
Premises and equipment expense$516,0001,988
Additional noninterest expense$1,287,0001,305
Pre-tax net operating income$10,293,000683
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$10,293,000585
Extraordinary gains, net$051
Net income$10,293,000595
Minority interest net income$081
Net income of bank and minority interests.$10,293,000585
Net charge-offs$1,0002,309
Cash dividends$3,911,000536
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,293,000589
2023-03-31 (YTD Data)Rank
Total interest income$8,988,0001,157
Total interest expense$1,940,0001,218
Net interest income$7,048,0001,112
Provision for loan and lease losses$27,0002,028
Total noninterest income$671,0001,663
Gross Fiduciary activities income$0913
Service charges on deposit accounts$71,0002,269
Trading account gains and fees$097
Additional Noninterest Income$600,0001,358
Total noninterest expense$2,731,0001,934
Salaries and employee benefits$1,745,0001,797
Premises and equipment expense$248,0002,062
Additional noninterest expense$600,0001,358
Pre-tax net operating income$4,961,000729
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,961,000620
Extraordinary gains, net$04
Net income$4,961,000619
Minority interest net income$048
Net income of bank and minority interests.$4,961,000619
Net charge-offs$1,0001,904
Cash dividends$2,629,000402
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,961,000630
2022-12-31 (YTD Data)Rank
Total interest income$25,136,0001,302
Total interest expense$3,012,0001,175
Net interest income$22,124,0001,327
Provision for loan and lease losses$109,0002,183
Total noninterest income$2,819,0001,696
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$285,0002,314
Trading account gains and fees$0116
Additional Noninterest Income$2,534,0001,400
Total noninterest expense$10,442,0001,954
Salaries and employee benefits$6,390,0001,874
Premises and equipment expense$1,088,0001,912
Additional noninterest expense$2,534,0001,400
Pre-tax net operating income$14,392,000977
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$14,392,000823
Extraordinary gains, net$05
Net income$14,392,000824
Minority interest net income$063
Net income of bank and minority interests.$14,392,000824
Net charge-offs$-1,0003,246
Cash dividends$5,718,000704
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,392,000842
2022-09-30 (YTD Data)Rank
Total interest income$17,140,0001,353
Total interest expense$1,698,0001,174
Net interest income$15,442,0001,379
Provision for loan and lease losses$82,0002,030
Total noninterest income$2,162,0001,692
Gross Fiduciary activities income$0968
Service charges on deposit accounts$212,0002,338
Trading account gains and fees$0111
Additional Noninterest Income$1,950,0001,395
Total noninterest expense$7,674,0001,971
Salaries and employee benefits$4,757,0001,878
Premises and equipment expense$796,0001,960
Additional noninterest expense$1,950,0001,395
Pre-tax net operating income$9,848,0001,049
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$9,848,000903
Extraordinary gains, net$04
Net income$9,848,000903
Minority interest net income$057
Net income of bank and minority interests.$9,848,000903
Net charge-offs$-1,0003,079
Cash dividends$3,843,000707
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,848,000919
2022-06-30 (YTD Data)Rank
Total interest income$10,231,0001,444
Total interest expense$985,0001,150
Net interest income$9,246,0001,474
Provision for loan and lease losses$54,0001,887
Total noninterest income$1,489,0001,641
Gross Fiduciary activities income$0925
Service charges on deposit accounts$136,0002,370
Trading account gains and fees$0108
Additional Noninterest Income$1,353,0001,396
Total noninterest expense$4,962,0002,000
Salaries and employee benefits$3,091,0001,899
Premises and equipment expense$522,0001,984
Additional noninterest expense$1,349,0002,135
Pre-tax net operating income$5,719,0001,095
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,719,000950
Extraordinary gains, net$04
Net income$5,719,000949
Minority interest net income$060
Net income of bank and minority interests.$5,719,000950
Net charge-offs$02,156
Cash dividends$2,321,000750
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,719,000966
2022-03-31 (YTD Data)Rank
Total interest income$4,863,0001,473
Total interest expense$444,0001,219
Net interest income$4,419,0001,491
Provision for loan and lease losses$27,0001,689
Total noninterest income$782,0001,601
Gross Fiduciary activities income$0892
Service charges on deposit accounts$68,0002,359
Trading account gains and fees$0103
Additional Noninterest Income$714,0001,360
Total noninterest expense$2,493,0001,984
Salaries and employee benefits$1,563,0001,878
Premises and equipment expense$252,0002,025
Additional noninterest expense$678,0002,134
Pre-tax net operating income$2,681,0001,093
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,681,000963
Extraordinary gains, net$04
Net income$2,681,000962
Minority interest net income$050
Net income of bank and minority interests.$2,681,000963
Net charge-offs$01,838
Cash dividends$1,560,000541
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,681,000974
2021-12-31 (YTD Data)Rank
Total interest income$21,608,0001,382
Total interest expense$1,963,0001,351
Net interest income$19,645,0001,388
Provision for loan and lease losses$365,0001,267
Total noninterest income$3,122,0001,754
Gross Fiduciary activities income$0994
Service charges on deposit accounts$286,0002,248
Trading account gains and fees$0132
Additional Noninterest Income$2,836,0001,540
Total noninterest expense$9,654,0002,020
Salaries and employee benefits$6,021,0001,929
Premises and equipment expense$987,0002,049
Additional noninterest expense$2,646,0002,177
Pre-tax net operating income$12,748,0001,074
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$12,748,000949
Extraordinary gains, net$010
Net income$12,748,000950
Minority interest net income$074
Net income of bank and minority interests.$12,748,000950
Net charge-offs$-39,0004,047
Cash dividends$4,932,000815
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,748,000937
2021-09-30 (YTD Data)Rank
Total interest income$16,704,0001,385
Total interest expense$1,511,0001,391
Net interest income$15,193,0001,367
Provision for loan and lease losses$273,0001,226
Total noninterest income$2,328,0001,817
Gross Fiduciary activities income$0957
Service charges on deposit accounts$216,0002,241
Trading account gains and fees$0132
Additional Noninterest Income$2,112,0001,611
Total noninterest expense$7,163,0002,047
Salaries and employee benefits$4,485,0001,945
Premises and equipment expense$735,0002,086
Additional noninterest expense$1,943,0002,201
Pre-tax net operating income$10,085,0001,064
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$10,085,000939
Extraordinary gains, net$08
Net income$10,085,000939
Minority interest net income$069
Net income of bank and minority interests.$10,085,000939
Net charge-offs$-39,0004,127
Cash dividends$3,850,000708
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,085,000923
2021-06-30 (YTD Data)Rank
Total interest income$11,942,0001,304
Total interest expense$1,023,0001,430
Net interest income$10,919,0001,269
Provision for loan and lease losses$181,0001,243
Total noninterest income$1,453,0001,836
Gross Fiduciary activities income$0951
Service charges on deposit accounts$141,0002,213
Trading account gains and fees$0133
Additional Noninterest Income$1,312,0001,635
Total noninterest expense$4,696,0002,064
Salaries and employee benefits$2,996,0001,931
Premises and equipment expense$484,0002,098
Additional noninterest expense$1,216,0002,281
Pre-tax net operating income$7,495,000978
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$7,495,000849
Extraordinary gains, net$06
Net income$7,495,000848
Minority interest net income$067
Net income of bank and minority interests.$7,495,000849
Net charge-offs$-39,0004,293
Cash dividends$2,328,000754
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,495,000827
2021-03-31 (YTD Data)Rank
Total interest income$6,589,0001,208
Total interest expense$525,0001,468
Net interest income$6,064,0001,165
Provision for loan and lease losses$90,0001,312
Total noninterest income$713,0001,858
Gross Fiduciary activities income$0922
Service charges on deposit accounts$72,0002,179
Trading account gains and fees$0127
Additional Noninterest Income$641,0001,662
Total noninterest expense$2,316,0002,063
Salaries and employee benefits$1,498,0001,904
Premises and equipment expense$241,0002,109
Additional noninterest expense$577,0002,330
Pre-tax net operating income$4,371,000855
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,371,000757
Extraordinary gains, net$03
Net income$4,371,000757
Minority interest net income$055
Net income of bank and minority interests.$4,371,000757
Net charge-offs$-26,0004,430
Cash dividends$1,567,000548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,371,000734
2020-12-31 (YTD Data)Rank
Total interest income$23,337,0001,298
Total interest expense$3,145,0001,426
Net interest income$20,192,0001,269
Provision for loan and lease losses$607,0002,043
Total noninterest income$2,681,0001,828
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$292,0002,269
Trading account gains and fees$0133
Additional Noninterest Income$2,389,0001,632
Total noninterest expense$9,076,0002,091
Salaries and employee benefits$5,639,0001,985
Premises and equipment expense$1,050,0001,973
Additional noninterest expense$2,387,0002,266
Pre-tax net operating income$13,190,000842
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$13,190,000746
Extraordinary gains, net$04
Net income$13,190,000746
Minority interest net income$072
Net income of bank and minority interests.$13,190,000746
Net charge-offs$34,0002,595
Cash dividends$5,348,000718
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,190,000715
2020-09-30 (YTD Data)Rank
Total interest income$18,203,0001,260
Total interest expense$2,549,0001,409
Net interest income$15,654,0001,219
Provision for loan and lease losses$486,0001,996
Total noninterest income$1,944,0001,818
Gross Fiduciary activities income$0981
Service charges on deposit accounts$213,0002,314
Trading account gains and fees$0125
Additional Noninterest Income$1,731,0001,617
Total noninterest expense$6,775,0002,074
Salaries and employee benefits$4,286,0001,945
Premises and equipment expense$757,0002,017
Additional noninterest expense$1,732,0002,291
Pre-tax net operating income$10,337,000772
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$10,337,000691
Extraordinary gains, net$04
Net income$10,337,000691
Minority interest net income$065
Net income of bank and minority interests.$10,337,000691
Net charge-offs$34,0002,249
Cash dividends$3,842,000687
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,337,000660
2020-06-30 (YTD Data)Rank
Total interest income$12,780,0001,225
Total interest expense$1,820,0001,420
Net interest income$10,960,0001,177
Provision for loan and lease losses$364,0001,865
Total noninterest income$1,237,0001,807
Gross Fiduciary activities income$0970
Service charges on deposit accounts$143,0002,338
Trading account gains and fees$0123
Additional Noninterest Income$1,094,0001,579
Total noninterest expense$4,531,0002,073
Salaries and employee benefits$2,908,0001,919
Premises and equipment expense$493,0002,047
Additional noninterest expense$1,130,0002,307
Pre-tax net operating income$7,302,000668
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$7,302,000595
Extraordinary gains, net$04
Net income$7,302,000594
Minority interest net income$065
Net income of bank and minority interests.$7,302,000595
Net charge-offs$34,0001,932
Cash dividends$2,320,000721
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,302,000566
2020-03-31 (YTD Data)Rank
Total interest income$5,261,0001,448
Total interest expense$1,060,0001,373
Net interest income$4,201,0001,454
Provision for loan and lease losses$182,0001,510
Total noninterest income$613,0001,733
Gross Fiduciary activities income$0941
Service charges on deposit accounts$80,0002,427
Trading account gains and fees$0106
Additional Noninterest Income$533,0001,457
Total noninterest expense$2,244,0002,094
Salaries and employee benefits$1,418,0001,969
Premises and equipment expense$250,0002,052
Additional noninterest expense$576,0002,310
Pre-tax net operating income$2,388,000919
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,388,000802
Extraordinary gains, net$04
Net income$2,388,000802
Minority interest net income$056
Net income of bank and minority interests.$2,388,000802
Net charge-offs$34,0001,369
Cash dividends$1,546,000593
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,388,000790
2019-12-31 (YTD Data)Rank
Total interest income$21,946,0001,406
Total interest expense$5,756,0001,096
Net interest income$16,190,0001,495
Provision for loan and lease losses$730,0001,158
Total noninterest income$2,318,0001,828
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$323,0002,499
Trading account gains and fees$0135
Additional Noninterest Income$1,995,0001,540
Total noninterest expense$8,357,0002,180
Salaries and employee benefits$5,252,0002,035
Premises and equipment expense$1,090,0001,916
Additional noninterest expense$2,015,0002,548
Pre-tax net operating income$9,421,0001,097
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$9,421,000981
Extraordinary gains, net$011
Net income$9,421,000982
Minority interest net income$076
Net income of bank and minority interests.$9,421,000982
Net charge-offs$167,0001,833
Cash dividends$4,364,000893
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,421,000970
2019-09-30 (YTD Data)Rank
Total interest income$16,644,0001,401
Total interest expense$4,500,0001,060
Net interest income$12,144,0001,509
Provision for loan and lease losses$547,0001,084
Total noninterest income$1,683,0001,862
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$241,0002,527
Trading account gains and fees$0129
Additional Noninterest Income$1,442,0001,570
Total noninterest expense$6,170,0002,208
Salaries and employee benefits$3,912,0002,051
Premises and equipment expense$771,0002,021
Additional noninterest expense$1,487,0002,575
Pre-tax net operating income$7,110,0001,120
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,110,000992
Extraordinary gains, net$011
Net income$7,110,000993
Minority interest net income$072
Net income of bank and minority interests.$7,110,000993
Net charge-offs$148,0001,496
Cash dividends$3,643,000770
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,110,000973
2019-06-30 (YTD Data)Rank
Total interest income$10,983,0001,410
Total interest expense$3,022,0001,041
Net interest income$7,961,0001,535
Provision for loan and lease losses$362,0001,065
Total noninterest income$1,109,0001,848
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$161,0002,505
Trading account gains and fees$0131
Additional Noninterest Income$948,0001,544
Total noninterest expense$4,074,0002,229
Salaries and employee benefits$2,609,0002,054
Premises and equipment expense$487,0002,098
Additional noninterest expense$978,0002,622
Pre-tax net operating income$4,634,0001,108
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,634,000981
Extraordinary gains, net$011
Net income$4,634,000981
Minority interest net income$069
Net income of bank and minority interests.$4,634,000981
Net charge-offs$03,172
Cash dividends$2,201,000808
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,634,000961
2019-03-31 (YTD Data)Rank
Total interest income$5,372,0001,435
Total interest expense$1,425,0001,069
Net interest income$3,947,0001,555
Provision for loan and lease losses$180,0001,010
Total noninterest income$537,0001,857
Gross Fiduciary activities income$0972
Service charges on deposit accounts$82,0002,483
Trading account gains and fees$0126
Additional Noninterest Income$455,0001,537
Total noninterest expense$1,979,0002,290
Salaries and employee benefits$1,301,0002,072
Premises and equipment expense$232,0002,183
Additional noninterest expense$446,0002,792
Pre-tax net operating income$2,325,0001,091
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,325,000960
Extraordinary gains, net$05
Net income$2,325,000959
Minority interest net income$052
Net income of bank and minority interests.$2,325,000959
Net charge-offs$-1,0003,818
Cash dividends$1,480,000651
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,325,000946
2018-12-31 (YTD Data)Rank
Total interest income$18,670,0001,536
Total interest expense$3,818,0001,189
Net interest income$14,852,0001,620
Provision for loan and lease losses$730,0001,115
Total noninterest income$2,253,0001,860
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$343,0002,527
Trading account gains and fees$0126
Additional Noninterest Income$1,910,0001,542
Total noninterest expense$7,887,0002,271
Salaries and employee benefits$4,953,0002,106
Premises and equipment expense$997,0002,061
Additional noninterest expense$1,937,0002,639
Pre-tax net operating income$8,488,0001,176
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,488,0001,058
Extraordinary gains, net$06
Net income$8,488,0001,057
Minority interest net income$072
Net income of bank and minority interests.$8,488,0001,057
Net charge-offs$-1,0004,181
Cash dividends$4,046,000863
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,488,0001,054
2018-09-30 (YTD Data)Rank
Total interest income$13,567,0001,566
Total interest expense$2,607,0001,209
Net interest income$10,960,0001,642
Provision for loan and lease losses$546,0001,058
Total noninterest income$1,651,0001,903
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$252,0002,583
Trading account gains and fees$0138
Additional Noninterest Income$1,399,0001,584
Total noninterest expense$5,897,0002,272
Salaries and employee benefits$3,719,0002,102
Premises and equipment expense$746,0002,062
Additional noninterest expense$1,432,0002,684
Pre-tax net operating income$6,168,0001,210
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,168,0001,075
Extraordinary gains, net$05
Net income$6,168,0001,074
Minority interest net income$066
Net income of bank and minority interests.$6,168,0001,074
Net charge-offs$-1,0004,015
Cash dividends$3,405,000722
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,168,0001,069
2018-06-30 (YTD Data)Rank
Total interest income$8,793,0001,587
Total interest expense$1,478,0001,302
Net interest income$7,315,0001,630
Provision for loan and lease losses$362,0001,042
Total noninterest income$1,065,0001,940
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$162,0002,636
Trading account gains and fees$0130
Additional Noninterest Income$903,0001,625
Total noninterest expense$3,891,0002,300
Salaries and employee benefits$2,493,0002,109
Premises and equipment expense$483,0002,127
Additional noninterest expense$915,0002,766
Pre-tax net operating income$4,127,0001,189
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,127,0001,055
Extraordinary gains, net$06
Net income$4,127,0001,054
Minority interest net income$065
Net income of bank and minority interests.$4,127,0001,054
Net charge-offs$-1,0003,891
Cash dividends$2,123,000722
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,127,0001,049
2018-03-31 (YTD Data)Rank
Total interest income$4,256,0001,619
Total interest expense$580,0001,528
Net interest income$3,676,0001,617
Provision for loan and lease losses$180,0001,016
Total noninterest income$520,0001,949
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$83,0002,605
Trading account gains and fees$0123
Additional Noninterest Income$437,0001,620
Total noninterest expense$1,971,0002,301
Salaries and employee benefits$1,244,0002,133
Premises and equipment expense$232,0002,220
Additional noninterest expense$495,0002,646
Pre-tax net operating income$2,045,0001,175
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,045,0001,043
Extraordinary gains, net$07
Net income$2,045,0001,042
Minority interest net income$052
Net income of bank and minority interests.$2,045,0001,043
Net charge-offs$-1,0003,770
Cash dividends$1,482,000548
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,045,0001,034
2017-12-31 (YTD Data)Rank
Total interest income$14,810,0001,788
Total interest expense$1,125,0002,350
Net interest income$13,685,0001,699
Provision for loan and lease losses$502,0001,442
Total noninterest income$2,158,0001,939
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$356,0002,561
Trading account gains and fees$0151
Additional Noninterest Income$1,802,0001,633
Total noninterest expense$7,359,0002,430
Salaries and employee benefits$4,543,0002,259
Premises and equipment expense$996,0002,114
Additional noninterest expense$1,820,0002,834
Pre-tax net operating income$7,982,0001,186
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$7,982,000911
Extraordinary gains, net$09
Net income$7,982,000911
Minority interest net income$076
Net income of bank and minority interests.$7,982,000911
Net charge-offs$-1,0004,501
Cash dividends$5,047,000672
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,982,000895
2017-09-30 (YTD Data)Rank
Total interest income$10,661,0001,857
Total interest expense$625,0002,852
Net interest income$10,036,0001,740
Provision for loan and lease losses$318,0001,570
Total noninterest income$1,607,0001,968
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$270,0002,563
Trading account gains and fees$0145
Additional Noninterest Income$1,337,0001,659
Total noninterest expense$5,477,0002,443
Salaries and employee benefits$3,380,0002,280
Premises and equipment expense$746,0002,128
Additional noninterest expense$1,351,0002,846
Pre-tax net operating income$5,848,0001,224
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,848,0001,014
Extraordinary gains, net$09
Net income$5,848,0001,013
Minority interest net income$071
Net income of bank and minority interests.$5,848,0001,014
Net charge-offs$-2,0004,374
Cash dividends$3,926,000613
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,848,0001,005
2017-06-30 (YTD Data)Rank
Total interest income$6,803,0001,907
Total interest expense$270,0003,543
Net interest income$6,533,0001,765
Provision for loan and lease losses$181,0001,638
Total noninterest income$1,087,0001,944
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$183,0002,536
Trading account gains and fees$0139
Additional Noninterest Income$904,0001,638
Total noninterest expense$3,645,0002,459
Salaries and employee benefits$2,248,0002,297
Premises and equipment expense$492,0002,156
Additional noninterest expense$905,0002,855
Pre-tax net operating income$3,794,0001,244
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,794,0001,026
Extraordinary gains, net$011
Net income$3,794,0001,026
Minority interest net income$071
Net income of bank and minority interests.$3,794,0001,026
Net charge-offs$-2,0004,300
Cash dividends$2,163,000713
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,794,0001,014
2017-03-31 (YTD Data)Rank
Total interest income$3,270,0001,954
Total interest expense$114,0003,810
Net interest income$3,156,0001,810
Provision for loan and lease losses$90,0001,522
Total noninterest income$527,0001,975
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$94,0002,488
Trading account gains and fees$0142
Additional Noninterest Income$433,0001,671
Total noninterest expense$1,824,0002,477
Salaries and employee benefits$1,131,0002,303
Premises and equipment expense$239,0002,216
Additional noninterest expense$454,0002,860
Pre-tax net operating income$1,769,0001,298
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,769,0001,067
Extraordinary gains, net$08
Net income$1,769,0001,067
Minority interest net income$055
Net income of bank and minority interests.$1,769,0001,067
Net charge-offs$-1,0003,990
Cash dividends$1,442,000538
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,769,0001,044
2016-12-31 (YTD Data)Rank
Total interest income$11,932,0002,086
Total interest expense$312,0004,404
Net interest income$11,620,0001,914
Provision for loan and lease losses$366,0001,780
Total noninterest income$2,201,0002,002
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$393,0002,497
Trading account gains and fees$0170
Additional Noninterest Income$1,808,0001,691
Total noninterest expense$6,719,0002,639
Salaries and employee benefits$4,113,0002,450
Premises and equipment expense$912,0002,292
Additional noninterest expense$1,694,0003,089
Pre-tax net operating income$6,736,0001,284
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$6,736,0001,087
Extraordinary gains, net$05
Net income$6,736,0001,086
Minority interest net income$082
Net income of bank and minority interests.$6,736,0001,086
Net charge-offs$-27,0005,192
Cash dividends$4,406,000748
Sale, conversion, retirement of capital stock, net$99,000501
Net operating income$6,736,0001,069
2016-09-30 (YTD Data)Rank
Total interest income$8,778,0002,112
Total interest expense$229,0004,466
Net interest income$8,549,0001,959
Provision for loan and lease losses$274,0001,720
Total noninterest income$1,672,0001,981
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$291,0002,515
Trading account gains and fees$0169
Additional Noninterest Income$1,381,0001,669
Total noninterest expense$4,972,0002,656
Salaries and employee benefits$3,044,0002,452
Premises and equipment expense$695,0002,267
Additional noninterest expense$1,233,0003,161
Pre-tax net operating income$4,975,0001,325
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$4,975,0001,126
Extraordinary gains, net$05
Net income$4,975,0001,125
Minority interest net income$071
Net income of bank and minority interests.$4,975,0001,126
Net charge-offs$-29,0005,201
Cash dividends$3,445,000687
Sale, conversion, retirement of capital stock, net$99,000427
Net operating income$4,975,0001,098
2016-06-30 (YTD Data)Rank
Total interest income$5,828,0002,127
Total interest expense$152,0004,509
Net interest income$5,676,0001,970
Provision for loan and lease losses$182,0001,714
Total noninterest income$1,131,0001,947
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$192,0002,501
Trading account gains and fees$0157
Additional Noninterest Income$939,0001,629
Total noninterest expense$3,325,0002,658
Salaries and employee benefits$2,013,0002,492
Premises and equipment expense$477,0002,227
Additional noninterest expense$835,0003,129
Pre-tax net operating income$3,300,0001,322
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,300,0001,115
Extraordinary gains, net$016
Net income$3,300,0001,115
Minority interest net income$071
Net income of bank and minority interests.$3,300,0001,115
Net charge-offs$-28,0005,334
Cash dividends$1,923,000795
Sale, conversion, retirement of capital stock, net$99,000366
Net operating income$3,300,0001,086
2016-03-31 (YTD Data)Rank
Total interest income$2,905,0002,142
Total interest expense$75,0004,547
Net interest income$2,830,0001,971
Provision for loan and lease losses$91,0001,584
Total noninterest income$625,0001,790
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$100,0002,430
Trading account gains and fees$0142
Additional Noninterest Income$525,0001,461
Total noninterest expense$1,642,0002,689
Salaries and employee benefits$990,0002,535
Premises and equipment expense$246,0002,186
Additional noninterest expense$406,0003,197
Pre-tax net operating income$1,722,0001,247
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,722,0001,043
Extraordinary gains, net$012
Net income$1,722,0001,044
Minority interest net income$062
Net income of bank and minority interests.$1,722,0001,044
Net charge-offs$-28,0005,572
Cash dividends$1,282,000602
Sale, conversion, retirement of capital stock, net$99,000258
Net operating income$1,722,0001,015
2015-12-31 (YTD Data)Rank
Total interest income$11,224,0002,148
Total interest expense$303,0004,597
Net interest income$10,921,0001,980
Provision for loan and lease losses$331,0001,798
Total noninterest income$2,213,0001,978
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$426,0002,395
Trading account gains and fees$0159
Additional Noninterest Income$1,787,0001,658
Total noninterest expense$6,677,0002,647
Salaries and employee benefits$3,862,0002,558
Premises and equipment expense$1,016,0002,151
Additional noninterest expense$1,799,0003,007
Pre-tax net operating income$6,126,0001,340
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$6,126,0001,142
Extraordinary gains, net$023
Net income$6,126,0001,142
Minority interest net income$081
Net income of bank and minority interests.$6,126,0001,142
Net charge-offs$38,0003,436
Cash dividends$3,836,000814
Sale, conversion, retirement of capital stock, net$-33,0006,092
Net operating income$6,126,0001,119
2015-09-30 (YTD Data)Rank
Total interest income$8,162,0002,217
Total interest expense$229,0004,645
Net interest income$7,933,0002,047
Provision for loan and lease losses$239,0001,756
Total noninterest income$1,656,0001,997
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$317,0002,428
Trading account gains and fees$0153
Additional Noninterest Income$1,339,0001,673
Total noninterest expense$5,036,0002,648
Salaries and employee benefits$2,923,0002,550
Premises and equipment expense$751,0002,206
Additional noninterest expense$1,362,0003,006
Pre-tax net operating income$4,314,0001,436
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$4,314,0001,223
Extraordinary gains, net$021
Net income$4,314,0001,222
Minority interest net income$078
Net income of bank and minority interests.$4,314,0001,223
Net charge-offs$43,0002,885
Cash dividends$2,798,000765
Sale, conversion, retirement of capital stock, net$-33,0006,200
Net operating income$4,314,0001,191
2015-06-30 (YTD Data)Rank
Total interest income$5,290,0002,280
Total interest expense$158,0004,633
Net interest income$5,132,0002,091
Provision for loan and lease losses$147,0001,864
Total noninterest income$1,082,0002,033
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$206,0002,449
Trading account gains and fees$0157
Additional Noninterest Income$876,0001,699
Total noninterest expense$3,359,0002,673
Salaries and employee benefits$1,977,0002,539
Premises and equipment expense$494,0002,242
Additional noninterest expense$888,0003,076
Pre-tax net operating income$2,708,0001,495
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,708,0001,270
Extraordinary gains, net$022
Net income$2,708,0001,272
Minority interest net income$075
Net income of bank and minority interests.$2,708,0001,271
Net charge-offs$-3,0004,856
Cash dividends$1,519,000884
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,708,0001,242
2015-03-31 (YTD Data)Rank
Total interest income$2,534,0002,354
Total interest expense$79,0004,688
Net interest income$2,455,0002,172
Provision for loan and lease losses$56,0002,005
Total noninterest income$542,0002,005
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$102,0002,439
Trading account gains and fees$0152
Additional Noninterest Income$440,0001,654
Total noninterest expense$1,680,0002,677
Salaries and employee benefits$990,0002,551
Premises and equipment expense$243,0002,295
Additional noninterest expense$447,0003,043
Pre-tax net operating income$1,261,0001,541
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,261,0001,314
Extraordinary gains, net$013
Net income$1,261,0001,316
Minority interest net income$064
Net income of bank and minority interests.$1,261,0001,316
Net charge-offs$-1,0004,352
Cash dividends$959,000715
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,261,0001,273
2014-12-31 (YTD Data)Rank
Total interest income$9,711,0002,467
Total interest expense$335,0004,766
Net interest income$9,376,0002,268
Provision for loan and lease losses$360,0001,793
Total noninterest income$2,150,0002,001
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$471,0002,367
Trading account gains and fees$0180
Additional Noninterest Income$1,679,0001,658
Total noninterest expense$6,536,0002,749
Salaries and employee benefits$3,700,0002,665
Premises and equipment expense$968,0002,304
Additional noninterest expense$1,868,0003,042
Pre-tax net operating income$4,630,0001,627
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,630,0001,394
Extraordinary gains, net$017
Net income$4,630,0001,393
Minority interest net income$084
Net income of bank and minority interests.$4,630,0001,393
Net charge-offs$-11,0005,679
Cash dividends$2,318,0001,140
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,630,0001,369
2014-09-30 (YTD Data)Rank
Total interest income$7,211,0002,505
Total interest expense$260,0004,785
Net interest income$6,951,0002,298
Provision for loan and lease losses$269,0001,753
Total noninterest income$1,600,0002,017
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$355,0002,383
Trading account gains and fees$0174
Additional Noninterest Income$1,245,0001,670
Total noninterest expense$4,792,0002,806
Salaries and employee benefits$2,763,0002,672
Premises and equipment expense$730,0002,322
Additional noninterest expense$1,299,0003,209
Pre-tax net operating income$3,490,0001,632
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,490,0001,389
Extraordinary gains, net$015
Net income$3,490,0001,387
Minority interest net income$081
Net income of bank and minority interests.$3,490,0001,389
Net charge-offs$-9,0005,598
Cash dividends$1,719,0001,062
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,490,0001,358
2014-06-30 (YTD Data)Rank
Total interest income$4,722,0002,538
Total interest expense$178,0004,785
Net interest income$4,544,0002,330
Provision for loan and lease losses$179,0001,752
Total noninterest income$1,004,0002,088
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$221,0002,491
Trading account gains and fees$0172
Additional Noninterest Income$783,0001,729
Total noninterest expense$3,185,0002,832
Salaries and employee benefits$1,828,0002,703
Premises and equipment expense$487,0002,331
Additional noninterest expense$870,0003,205
Pre-tax net operating income$2,184,0001,690
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,184,0001,419
Extraordinary gains, net$020
Net income$2,184,0001,421
Minority interest net income$080
Net income of bank and minority interests.$2,184,0001,421
Net charge-offs$-9,0005,629
Cash dividends$960,0001,213
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,184,0001,396
2014-03-31 (YTD Data)Rank
Total interest income$2,301,0002,597
Total interest expense$94,0004,757
Net interest income$2,207,0002,390
Provision for loan and lease losses$89,0001,721
Total noninterest income$502,0002,038
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$110,0002,476
Trading account gains and fees$0147
Additional Noninterest Income$392,0001,679
Total noninterest expense$1,568,0002,884
Salaries and employee benefits$904,0002,739
Premises and equipment expense$231,0002,474
Additional noninterest expense$433,0003,228
Pre-tax net operating income$1,052,0001,700
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,052,0001,433
Extraordinary gains, net$016
Net income$1,052,0001,435
Minority interest net income$066
Net income of bank and minority interests.$1,052,0001,435
Net charge-offs$03,660
Cash dividends$640,000871
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,052,0001,412
2013-12-31 (YTD Data)Rank
Total interest income$9,353,0002,579
Total interest expense$436,0004,742
Net interest income$8,917,0002,363
Provision for loan and lease losses$360,0002,221
Total noninterest income$2,897,0001,646
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$397,0002,823
Trading account gains and fees$0184
Additional Noninterest Income$2,500,0001,291
Total noninterest expense$6,358,0002,856
Salaries and employee benefits$3,531,0002,782
Premises and equipment expense$957,0002,327
Additional noninterest expense$1,870,0003,131
Pre-tax net operating income$5,096,0001,408
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$5,096,0001,201
Extraordinary gains, net$029
Net income$5,096,0001,203
Minority interest net income$090
Net income of bank and minority interests.$5,096,0001,204
Net charge-offs$-35,0006,363
Cash dividends$2,287,0001,075
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,096,0001,180
2013-09-30 (YTD Data)Rank
Total interest income$7,028,0002,593
Total interest expense$344,0004,733
Net interest income$6,684,0002,370
Provision for loan and lease losses$269,0002,219
Total noninterest income$2,402,0001,565
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$294,0002,873
Trading account gains and fees$0180
Additional Noninterest Income$2,108,0001,225
Total noninterest expense$4,807,0002,839
Salaries and employee benefits$2,666,0002,767
Premises and equipment expense$741,0002,301
Additional noninterest expense$1,400,0003,125
Pre-tax net operating income$4,010,0001,378
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,010,0001,161
Extraordinary gains, net$025
Net income$4,010,0001,161
Minority interest net income$084
Net income of bank and minority interests.$4,010,0001,162
Net charge-offs$-33,0006,369
Cash dividends$1,599,0001,054
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,010,0001,126
2013-06-30 (YTD Data)Rank
Total interest income$4,720,0002,580
Total interest expense$242,0004,693
Net interest income$4,478,0002,334
Provision for loan and lease losses$179,0002,271
Total noninterest income$950,0002,288
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$184,0002,964
Trading account gains and fees$0157
Additional Noninterest Income$766,0001,904
Total noninterest expense$3,182,0002,859
Salaries and employee benefits$1,789,0002,765
Premises and equipment expense$490,0002,320
Additional noninterest expense$903,0003,192
Pre-tax net operating income$2,067,0001,673
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,067,0001,450
Extraordinary gains, net$022
Net income$2,067,0001,454
Minority interest net income$082
Net income of bank and minority interests.$2,067,0001,454
Net charge-offs$-16,0006,269
Cash dividends$960,0001,130
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,067,0001,402
2013-03-31 (YTD Data)Rank
Total interest income$2,358,0002,586
Total interest expense$125,0004,700
Net interest income$2,233,0002,350
Provision for loan and lease losses$89,0002,248
Total noninterest income$450,0002,385
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$91,0002,971
Trading account gains and fees$0148
Additional Noninterest Income$359,0001,979
Total noninterest expense$1,582,0002,899
Salaries and employee benefits$901,0002,768
Premises and equipment expense$228,0002,488
Additional noninterest expense$453,0003,199
Pre-tax net operating income$1,012,0001,686
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,012,0001,463
Extraordinary gains, net$010
Net income$1,012,0001,466
Minority interest net income$076
Net income of bank and minority interests.$1,012,0001,465
Net charge-offs$-2,0005,471
Cash dividends$640,000781
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,012,0001,406
2012-12-31 (YTD Data)Rank
Total interest income$9,482,0002,694
Total interest expense$568,0004,872
Net interest income$8,914,0002,415
Provision for loan and lease losses$481,0002,765
Total noninterest income$1,838,0002,317
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$385,0003,006
Trading account gains and fees$0166
Additional Noninterest Income$1,453,0001,888
Total noninterest expense$6,400,0002,886
Salaries and employee benefits$3,457,0002,820
Premises and equipment expense$1,019,0002,251
Additional noninterest expense$1,924,0003,184
Pre-tax net operating income$3,871,0001,690
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,871,0001,495
Extraordinary gains, net$029
Net income$3,871,0001,495
Minority interest net income$093
Net income of bank and minority interests.$3,871,0001,496
Net charge-offs$-15,0006,676
Cash dividends$1,519,0001,474
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,871,0001,407
2012-09-30 (YTD Data)Rank
Total interest income$7,112,0002,758
Total interest expense$442,0004,921
Net interest income$6,670,0002,459
Provision for loan and lease losses$390,0002,628
Total noninterest income$1,362,0002,328
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$286,0003,057
Trading account gains and fees$0157
Additional Noninterest Income$1,076,0001,898
Total noninterest expense$4,775,0002,903
Salaries and employee benefits$2,599,0002,819
Premises and equipment expense$769,0002,259
Additional noninterest expense$1,407,0003,274
Pre-tax net operating income$2,867,0001,760
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,867,0001,544
Extraordinary gains, net$020
Net income$2,867,0001,545
Minority interest net income$086
Net income of bank and minority interests.$2,867,0001,545
Net charge-offs$-16,0006,700
Cash dividends$1,119,0001,228
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,867,0001,456
2012-06-30 (YTD Data)Rank
Total interest income$4,686,0002,818
Total interest expense$299,0004,986
Net interest income$4,387,0002,487
Provision for loan and lease losses$299,0002,486
Total noninterest income$926,0002,280
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$191,0003,047
Trading account gains and fees$0153
Additional Noninterest Income$735,0001,859
Total noninterest expense$3,156,0002,933
Salaries and employee benefits$1,730,0002,830
Premises and equipment expense$493,0002,312
Additional noninterest expense$933,0003,302
Pre-tax net operating income$1,858,0001,783
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,858,0001,576
Extraordinary gains, net$019
Net income$1,858,0001,575
Minority interest net income$084
Net income of bank and minority interests.$1,858,0001,576
Net charge-offs$-15,0006,732
Cash dividends$560,0001,490
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,858,0001,492
2012-03-31 (YTD Data)Rank
Total interest income$2,297,0002,893
Total interest expense$149,0005,112
Net interest income$2,148,0002,539
Provision for loan and lease losses$150,0002,302
Total noninterest income$438,0002,352
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$97,0002,987
Trading account gains and fees$0148
Additional Noninterest Income$341,0001,952
Total noninterest expense$1,603,0002,895
Salaries and employee benefits$876,0002,808
Premises and equipment expense$260,0002,223
Additional noninterest expense$467,0003,258
Pre-tax net operating income$833,0001,967
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$833,0001,739
Extraordinary gains, net$019
Net income$833,0001,741
Minority interest net income$078
Net income of bank and minority interests.$833,0001,740
Net charge-offs$-8,0006,564
Cash dividends$320,0001,224
Sale, conversion, retirement of capital stock, net$0861
Net operating income$833,0001,637
2011-12-31 (YTD Data)Rank
Total interest income$9,625,0002,849
Total interest expense$826,0004,842
Net interest income$8,799,0002,500
Provision for loan and lease losses$1,180,0002,196
Total noninterest income$1,768,0002,192
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$468,0002,712
Trading account gains and fees$0146
Additional Noninterest Income$1,300,0001,801
Total noninterest expense$6,527,0002,839
Salaries and employee benefits$3,544,0002,720
Premises and equipment expense$1,085,0002,234
Additional noninterest expense$1,898,0003,276
Pre-tax net operating income$2,860,0001,925
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,860,0001,677
Extraordinary gains, net$029
Net income$2,860,0001,677
Minority interest net income$096
Net income of bank and minority interests.$2,860,0001,677
Net charge-offs$766,0002,691
Cash dividends$1,119,0001,502
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,860,0001,602
2011-09-30 (YTD Data)Rank
Total interest income$7,252,0002,872
Total interest expense$670,0004,800
Net interest income$6,582,0002,512
Provision for loan and lease losses$449,0003,080
Total noninterest income$1,292,0002,228
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$851,0001,310
Trading account gains and fees$0145
Additional Noninterest Income$441,0002,885
Total noninterest expense$4,944,0002,805
Salaries and employee benefits$2,698,0002,685
Premises and equipment expense$822,0002,236
Additional noninterest expense$1,424,0003,284
Pre-tax net operating income$2,481,0001,740
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,481,0001,533
Extraordinary gains, net$021
Net income$2,481,0001,533
Minority interest net income$087
Net income of bank and minority interests.$2,481,0001,533
Net charge-offs$683,0002,310
Cash dividends$960,0001,201
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,481,0001,448
2011-06-30 (YTD Data)Rank
Total interest income$4,903,0002,861
Total interest expense$481,0004,733
Net interest income$4,422,0002,496
Provision for loan and lease losses$298,0003,059
Total noninterest income$860,0002,218
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$559,0001,301
Trading account gains and fees$0153
Additional Noninterest Income$301,0002,872
Total noninterest expense$3,396,0002,755
Salaries and employee benefits$1,835,0002,631
Premises and equipment expense$553,0002,236
Additional noninterest expense$1,008,0003,190
Pre-tax net operating income$1,588,0001,793
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,588,0001,548
Extraordinary gains, net$015
Net income$1,588,0001,548
Minority interest net income$089
Net income of bank and minority interests.$1,588,0001,548
Net charge-offs$8,0005,406
Cash dividends$640,0001,189
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,588,0001,481
2011-03-31 (YTD Data)Rank
Total interest income$2,483,0002,845
Total interest expense$255,0004,700
Net interest income$2,228,0002,468
Provision for loan and lease losses$148,0002,920
Total noninterest income$439,0002,205
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$264,0001,353
Trading account gains and fees$0158
Additional Noninterest Income$175,0002,657
Total noninterest expense$1,728,0002,735
Salaries and employee benefits$937,0002,585
Premises and equipment expense$286,0002,228
Additional noninterest expense$505,0003,149
Pre-tax net operating income$791,0001,790
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$791,0001,499
Extraordinary gains, net$09
Net income$791,0001,499
Minority interest net income$086
Net income of bank and minority interests.$791,0001,499
Net charge-offs$4,0004,727
Cash dividends$480,000785
Sale, conversion, retirement of capital stock, net$0925
Net operating income$791,0001,452
2010-12-31 (YTD Data)Rank
Total interest income$10,464,0002,839
Total interest expense$1,387,0004,454
Net interest income$9,077,0002,406
Provision for loan and lease losses$370,0004,553
Total noninterest income$1,827,0002,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,127,0001,350
Trading account gains and fees$0175
Additional Noninterest Income$700,0002,692
Total noninterest expense$6,777,0002,799
Salaries and employee benefits$3,702,0002,598
Premises and equipment expense$992,0002,494
Additional noninterest expense$2,083,0003,143
Pre-tax net operating income$3,757,0001,330
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,757,0001,156
Extraordinary gains, net$029
Net income$3,757,0001,158
Minority interest net income$0111
Net income of bank and minority interests.$3,757,0001,159
Net charge-offs$323,0004,208
Cash dividends$2,662,000613
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,757,0001,103
2010-09-30 (YTD Data)Rank
Total interest income$7,852,0002,891
Total interest expense$1,120,0004,416
Net interest income$6,732,0002,463
Provision for loan and lease losses$264,0004,512
Total noninterest income$1,355,0002,244
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$842,0001,398
Trading account gains and fees$0165
Additional Noninterest Income$513,0002,718
Total noninterest expense$5,056,0002,811
Salaries and employee benefits$2,793,0002,590
Premises and equipment expense$781,0002,428
Additional noninterest expense$1,482,0003,259
Pre-tax net operating income$2,767,0001,412
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,767,0001,217
Extraordinary gains, net$023
Net income$2,767,0001,221
Minority interest net income$0110
Net income of bank and minority interests.$2,767,0001,221
Net charge-offs$227,0004,077
Cash dividends$1,840,000590
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,767,0001,164
2010-06-30 (YTD Data)Rank
Total interest income$5,176,0002,963
Total interest expense$784,0004,403
Net interest income$4,392,0002,521
Provision for loan and lease losses$159,0004,538
Total noninterest income$890,0002,205
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$551,0001,425
Trading account gains and fees$0152
Additional Noninterest Income$339,0002,657
Total noninterest expense$3,388,0002,804
Salaries and employee benefits$1,882,0002,572
Premises and equipment expense$536,0002,394
Additional noninterest expense$970,0003,280
Pre-tax net operating income$1,735,0001,499
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,735,0001,276
Extraordinary gains, net$019
Net income$1,735,0001,277
Minority interest net income$0105
Net income of bank and minority interests.$1,735,0001,277
Net charge-offs$142,0003,890
Cash dividends$960,000762
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,735,0001,231
2010-03-31 (YTD Data)Rank
Total interest income$2,545,0003,063
Total interest expense$395,0004,506
Net interest income$2,150,0002,610
Provision for loan and lease losses$74,0004,411
Total noninterest income$423,0002,276
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$264,0001,484
Trading account gains and fees$0175
Additional Noninterest Income$159,0002,738
Total noninterest expense$1,703,0002,827
Salaries and employee benefits$946,0002,598
Premises and equipment expense$267,0002,450
Additional noninterest expense$490,0003,247
Pre-tax net operating income$796,0001,627
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$796,0001,382
Extraordinary gains, net$016
Net income$796,0001,385
Minority interest net income$091
Net income of bank and minority interests.$796,0001,384
Net charge-offs$3,0005,292
Cash dividends$617,000546
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$796,0001,338
2009-12-31 (YTD Data)Rank
Total interest income$10,015,0003,231
Total interest expense$2,317,0004,081
Net interest income$7,698,0002,823
Provision for loan and lease losses$211,0005,720
Total noninterest income$1,696,0002,368
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,080,0001,561
Trading account gains and fees$0211
Additional Noninterest Income$616,0002,859
Total noninterest expense$6,325,0003,049
Salaries and employee benefits$3,570,0002,735
Premises and equipment expense$681,0003,544
Additional noninterest expense$2,074,0003,212
Pre-tax net operating income$2,858,0001,404
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,858,0001,176
Extraordinary gains, net$034
Net income$2,858,0001,174
Minority interest net income$0115
Net income of bank and minority interests.$2,858,0001,175
Net charge-offs$198,0005,023
Cash dividends$1,759,0001,025
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,858,0001,174
2009-09-30 (YTD Data)Rank
Total interest income$7,475,0003,294
Total interest expense$1,881,0004,010
Net interest income$5,594,0002,898
Provision for loan and lease losses$135,0005,613
Total noninterest income$1,265,0002,424
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$810,0001,570
Trading account gains and fees$0212
Additional Noninterest Income$455,0002,974
Total noninterest expense$4,607,0003,128
Salaries and employee benefits$2,642,0002,786
Premises and equipment expense$444,0003,956
Additional noninterest expense$1,521,0003,248
Pre-tax net operating income$2,117,0001,533
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,117,0001,263
Extraordinary gains, net$027
Net income$2,117,0001,262
Minority interest net income$0118
Net income of bank and minority interests.$2,117,0001,263
Net charge-offs$-18,0007,929
Cash dividends$1,439,000908
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,117,0001,237
2009-06-30 (YTD Data)Rank
Total interest income$4,942,0003,345
Total interest expense$1,331,0003,965
Net interest income$3,611,0002,963
Provision for loan and lease losses$90,0005,421
Total noninterest income$867,0002,402
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$539,0001,551
Trading account gains and fees$0193
Additional Noninterest Income$328,0002,842
Total noninterest expense$3,093,0003,145
Salaries and employee benefits$1,791,0002,784
Premises and equipment expense$294,0003,997
Additional noninterest expense$1,008,0003,278
Pre-tax net operating income$1,295,0001,718
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,295,0001,446
Extraordinary gains, net$021
Net income$1,295,0001,444
Minority interest net income$0112
Net income of bank and minority interests.$1,295,0001,445
Net charge-offs$12,0005,902
Cash dividends$800,0001,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,295,0001,417
2009-03-31 (YTD Data)Rank
Total interest income$2,456,0003,389
Total interest expense$692,0003,977
Net interest income$1,764,0003,020
Provision for loan and lease losses$45,0004,992
Total noninterest income$424,0002,393
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$256,0001,582
Trading account gains and fees$0171
Additional Noninterest Income$168,0002,772
Total noninterest expense$1,442,0003,244
Salaries and employee benefits$896,0002,823
Premises and equipment expense$144,0004,104
Additional noninterest expense$402,0003,566
Pre-tax net operating income$701,0001,806
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$701,0001,549
Extraordinary gains, net$015
Net income$701,0001,551
Minority interest net income$0102
Net income of bank and minority interests.$701,0001,551
Net charge-offs$2,0005,430
Cash dividends$480,000930
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$701,0001,471
2008-12-31 (YTD Data)Rank
Total interest income$12,019,0003,037
Total interest expense$3,945,0003,539
Net interest income$8,074,0002,678
Provision for loan and lease losses$181,0005,330
Total noninterest income$1,751,0002,354
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,055,0001,685
Trading account gains and fees$0154
Additional Noninterest Income$696,0002,663
Total noninterest expense$6,063,0003,046
Salaries and employee benefits$3,583,0002,767
Premises and equipment expense$652,0003,681
Additional noninterest expense$1,828,0003,104
Pre-tax net operating income$3,581,0001,528
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,581,0001,163
Extraordinary gains, net$039
Net income$3,581,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0004,485
Cash dividends$3,039,000904
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,581,0001,235
2008-09-30 (YTD Data)Rank
Total interest income$9,277,0003,024
Total interest expense$3,091,0003,554
Net interest income$6,186,0002,658
Provision for loan and lease losses$151,0004,611
Total noninterest income$1,362,0002,361
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$787,0001,702
Trading account gains and fees$0148
Additional Noninterest Income$575,0002,592
Total noninterest expense$4,593,0002,993
Salaries and employee benefits$2,734,0002,745
Premises and equipment expense$474,0003,784
Additional noninterest expense$1,385,0002,971
Pre-tax net operating income$2,804,0001,740
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,804,0001,326
Extraordinary gains, net$031
Net income$2,804,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,316
Cash dividends$2,559,000820
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,804,0001,401
2008-06-30 (YTD Data)Rank
Total interest income$6,333,0002,991
Total interest expense$2,235,0003,462
Net interest income$4,098,0002,654
Provision for loan and lease losses$120,0003,966
Total noninterest income$920,0002,373
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$519,0001,698
Trading account gains and fees$0149
Additional Noninterest Income$401,0002,590
Total noninterest expense$3,050,0003,014
Salaries and employee benefits$1,817,0002,782
Premises and equipment expense$310,0003,873
Additional noninterest expense$923,0002,944
Pre-tax net operating income$1,848,0001,804
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,848,0001,485
Extraordinary gains, net$021
Net income$1,848,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,599,000940
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,848,0001,456
2008-03-31 (YTD Data)Rank
Total interest income$3,334,0002,934
Total interest expense$1,215,0003,415
Net interest income$2,119,0002,575
Provision for loan and lease losses$60,0003,470
Total noninterest income$406,0002,573
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$252,0001,719
Trading account gains and fees$0158
Additional Noninterest Income$154,0002,987
Total noninterest expense$1,537,0002,986
Salaries and employee benefits$889,0002,870
Premises and equipment expense$157,0003,841
Additional noninterest expense$491,0002,764
Pre-tax net operating income$928,0001,912
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$928,0001,605
Extraordinary gains, net$015
Net income$928,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$1,119,000668
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$928,0001,545
2007-12-31 (YTD Data)Rank
Total interest income$15,030,0002,674
Total interest expense$5,116,0003,408
Net interest income$9,914,0002,260
Provision for loan and lease losses$210,0003,778
Total noninterest income$1,873,0002,317
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,000,0001,762
Trading account gains and fees$0178
Additional Noninterest Income$873,0002,426
Total noninterest expense$5,910,0003,001
Salaries and employee benefits$3,448,0002,848
Premises and equipment expense$677,0003,526
Additional noninterest expense$1,785,0002,952
Pre-tax net operating income$5,667,0001,473
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,667,0001,138
Extraordinary gains, net$039
Net income$5,667,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,777
Cash dividends$4,077,000892
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,667,0001,124
2007-09-30 (YTD Data)Rank
Total interest income$11,387,0002,653
Total interest expense$3,850,0003,402
Net interest income$7,537,0002,251
Provision for loan and lease losses$150,0003,464
Total noninterest income$1,299,0002,447
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$737,0001,768
Trading account gains and fees$0184
Additional Noninterest Income$562,0002,663
Total noninterest expense$4,421,0002,989
Salaries and employee benefits$2,544,0002,877
Premises and equipment expense$527,0003,409
Additional noninterest expense$1,350,0002,876
Pre-tax net operating income$4,265,0001,584
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,265,0001,207
Extraordinary gains, net$033
Net income$4,265,0001,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,961
Cash dividends$3,358,000796
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,265,0001,192
2007-06-30 (YTD Data)Rank
Total interest income$7,541,0002,685
Total interest expense$2,519,0003,432
Net interest income$5,022,0002,284
Provision for loan and lease losses$89,0003,562
Total noninterest income$842,0002,502
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$485,0001,794
Trading account gains and fees$0168
Additional Noninterest Income$357,0002,742
Total noninterest expense$2,949,0003,012
Salaries and employee benefits$1,677,0002,949
Premises and equipment expense$358,0003,368
Additional noninterest expense$914,0002,840
Pre-tax net operating income$2,826,0001,634
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,826,0001,262
Extraordinary gains, net$029
Net income$2,826,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$1,919,000934
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,826,0001,241
2007-03-31 (YTD Data)Rank
Total interest income$3,723,0002,708
Total interest expense$1,252,0003,431
Net interest income$2,471,0002,318
Provision for loan and lease losses$30,0003,737
Total noninterest income$410,0002,518
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$236,0001,798
Trading account gains and fees$0195
Additional Noninterest Income$174,0002,761
Total noninterest expense$1,428,0003,102
Salaries and employee benefits$830,0002,978
Premises and equipment expense$189,0003,254
Additional noninterest expense$409,0003,109
Pre-tax net operating income$1,423,0001,616
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,423,0001,241
Extraordinary gains, net$022
Net income$1,423,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,279,000660
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,423,0001,223
2006-12-31 (YTD Data)Rank
Total interest income$13,791,0002,733
Total interest expense$4,324,0003,396
Net interest income$9,467,0002,404
Provision for loan and lease losses$149,0004,083
Total noninterest income$1,627,0002,562
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$975,0001,787
Trading account gains and fees$0130
Additional Noninterest Income$652,0002,864
Total noninterest expense$5,660,0003,014
Salaries and employee benefits$3,076,0003,064
Premises and equipment expense$826,0002,921
Additional noninterest expense$1,758,0002,881
Pre-tax net operating income$5,285,0001,796
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$5,285,0001,382
Extraordinary gains, net$051
Net income$5,285,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,730
Cash dividends$3,838,000902
Sale, conversion, retirement of capital stock, net$100,000890
Net operating income$5,285,0001,371
2006-09-30 (YTD Data)Rank
Total interest income$10,166,0002,756
Total interest expense$3,078,0003,443
Net interest income$7,088,0002,433
Provision for loan and lease losses$134,0003,681
Total noninterest income$1,166,0002,642
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$727,0001,803
Trading account gains and fees$0126
Additional Noninterest Income$439,0003,063
Total noninterest expense$4,278,0002,987
Salaries and employee benefits$2,275,0003,084
Premises and equipment expense$590,0003,052
Additional noninterest expense$1,413,0002,697
Pre-tax net operating income$3,842,0001,914
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,842,0001,461
Extraordinary gains, net$045
Net income$3,842,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,572
Cash dividends$3,198,000790
Sale, conversion, retirement of capital stock, net$100,000704
Net operating income$3,842,0001,445
2006-06-30 (YTD Data)Rank
Total interest income$6,578,0002,792
Total interest expense$1,927,0003,483
Net interest income$4,651,0002,462
Provision for loan and lease losses$119,0003,110
Total noninterest income$778,0002,642
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$482,0001,795
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,052
Total noninterest expense$2,786,0003,068
Salaries and employee benefits$1,487,0003,144
Premises and equipment expense$366,0003,207
Additional noninterest expense$933,0002,730
Pre-tax net operating income$2,524,0001,936
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,524,0001,472
Extraordinary gains, net$039
Net income$2,524,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,217
Cash dividends$1,919,000866
Sale, conversion, retirement of capital stock, net$100,000535
Net operating income$2,524,0001,454
2006-03-31 (YTD Data)Rank
Total interest income$3,213,0002,800
Total interest expense$932,0003,445
Net interest income$2,281,0002,495
Provision for loan and lease losses$59,0002,959
Total noninterest income$377,0002,647
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$231,0001,814
Trading account gains and fees$0115
Additional Noninterest Income$146,0003,015
Total noninterest expense$1,378,0003,097
Salaries and employee benefits$734,0003,206
Premises and equipment expense$177,0003,309
Additional noninterest expense$467,0002,706
Pre-tax net operating income$1,221,0001,943
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,221,0001,483
Extraordinary gains, net$021
Net income$1,221,0001,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,265
Cash dividends$1,279,000617
Sale, conversion, retirement of capital stock, net$100,000313
Net operating income$1,221,0001,460
2005-12-31 (YTD Data)Rank
Total interest income$12,136,0002,687
Total interest expense$3,302,0003,082
Net interest income$8,834,0002,467
Provision for loan and lease losses$300,0002,799
Total noninterest income$1,426,0002,783
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$893,0001,922
Trading account gains and fees$0138
Additional Noninterest Income$533,0003,253
Total noninterest expense$5,103,0003,178
Salaries and employee benefits$2,602,0003,369
Premises and equipment expense$695,0003,251
Additional noninterest expense$1,806,0002,746
Pre-tax net operating income$4,857,0001,913
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,857,0001,455
Extraordinary gains, net$046
Net income$4,857,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,843
Cash dividends$3,496,000929
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,857,0001,437
2005-09-30 (YTD Data)Rank
Total interest income$8,743,0002,726
Total interest expense$2,376,0003,050
Net interest income$6,367,0002,542
Provision for loan and lease losses$210,0002,870
Total noninterest income$1,060,0002,789
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$658,0001,949
Trading account gains and fees$0126
Additional Noninterest Income$402,0003,272
Total noninterest expense$3,721,0003,228
Salaries and employee benefits$1,914,0003,411
Premises and equipment expense$498,0003,366
Additional noninterest expense$1,309,0002,810
Pre-tax net operating income$3,496,0001,985
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,496,0001,516
Extraordinary gains, net$035
Net income$3,496,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,713
Cash dividends$2,543,000859
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,496,0001,491
2005-06-30 (YTD Data)Rank
Total interest income$5,609,0002,747
Total interest expense$1,491,0003,055
Net interest income$4,118,0002,585
Provision for loan and lease losses$119,0003,138
Total noninterest income$701,0002,768
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$426,0001,964
Trading account gains and fees$0116
Additional Noninterest Income$275,0003,227
Total noninterest expense$2,512,0003,181
Salaries and employee benefits$1,614,0002,738
Premises and equipment expense$08,833
Additional noninterest expense$898,0002,705
Pre-tax net operating income$2,188,0002,047
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,188,0001,577
Extraordinary gains, net$030
Net income$2,188,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,792
Cash dividends$1,907,000768
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,188,0001,553
2005-03-31 (YTD Data)Rank
Total interest income$2,760,0002,756
Total interest expense$737,0002,995
Net interest income$2,023,0002,618
Provision for loan and lease losses$59,0003,012
Total noninterest income$342,0002,766
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$210,0001,924
Trading account gains and fees$0115
Additional Noninterest Income$132,0003,224
Total noninterest expense$1,215,0003,284
Salaries and employee benefits$640,0003,372
Premises and equipment expense$148,0003,685
Additional noninterest expense$427,0002,853
Pre-tax net operating income$1,091,0002,018
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,091,0001,541
Extraordinary gains, net$024
Net income$1,091,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,076
Cash dividends$641,000982
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,091,0001,517
2004-12-31 (YTD Data)Rank
Total interest income$9,496,0002,964
Total interest expense$2,193,0003,379
Net interest income$7,303,0002,773
Provision for loan and lease losses$121,0004,610
Total noninterest income$1,379,0002,844
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$917,0001,909
Trading account gains and fees$0138
Additional Noninterest Income$462,0003,456
Total noninterest expense$4,865,0003,193
Salaries and employee benefits$2,473,0003,378
Premises and equipment expense$579,0003,632
Additional noninterest expense$1,813,0002,633
Pre-tax net operating income$3,696,0002,185
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,696,0001,728
Extraordinary gains, net$034
Net income$3,696,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,577
Cash dividends$2,225,0001,237
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,696,0001,685
2004-09-30 (YTD Data)Rank
Total interest income$6,908,0003,012
Total interest expense$1,566,0003,484
Net interest income$5,342,0002,815
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,030,0002,860
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$691,0001,912
Trading account gains and fees$0134
Additional Noninterest Income$339,0003,496
Total noninterest expense$3,637,0003,187
Salaries and employee benefits$1,853,0003,355
Premises and equipment expense$409,0003,807
Additional noninterest expense$1,375,0002,581
Pre-tax net operating income$2,645,0002,279
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,645,0001,813
Extraordinary gains, net$026
Net income$2,645,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$2,225,000886
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,645,0001,765
2004-06-30 (YTD Data)Rank
Total interest income$4,455,0003,088
Total interest expense$1,040,0003,486
Net interest income$3,415,0002,920
Provision for loan and lease losses$60,0004,267
Total noninterest income$677,0002,903
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$455,0001,910
Trading account gains and fees$0130
Additional Noninterest Income$222,0003,552
Total noninterest expense$2,396,0003,214
Salaries and employee benefits$1,253,0003,324
Premises and equipment expense$252,0004,047
Additional noninterest expense$891,0002,650
Pre-tax net operating income$1,636,0002,405
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,636,0001,917
Extraordinary gains, net$021
Net income$1,636,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,668,000807
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,636,0001,868
2004-03-31 (YTD Data)Rank
Total interest income$2,145,0003,200
Total interest expense$537,0003,422
Net interest income$1,608,0003,081
Provision for loan and lease losses$30,0004,060
Total noninterest income$311,0003,029
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$200,0002,085
Trading account gains and fees$0121
Additional Noninterest Income$111,0003,491
Total noninterest expense$1,191,0003,244
Salaries and employee benefits$599,0003,461
Premises and equipment expense$118,0004,296
Additional noninterest expense$474,0002,492
Pre-tax net operating income$698,0002,711
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$698,0002,189
Extraordinary gains, net$016
Net income$698,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$556,0001,089
Sale, conversion, retirement of capital stock, net$0464
Net operating income$698,0002,106
2003-12-31 (YTD Data)Rank
Total interest income$8,172,0003,377
Total interest expense$2,361,0003,499
Net interest income$5,811,0003,269
Provision for loan and lease losses$120,0004,933
Total noninterest income$1,389,0002,993
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$958,0001,806
Trading account gains and fees$0160
Additional Noninterest Income$431,0003,833
Total noninterest expense$4,272,0003,508
Salaries and employee benefits$2,338,0003,454
Premises and equipment expense$572,0003,664
Additional noninterest expense$1,362,0003,355
Pre-tax net operating income$2,808,0002,644
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,808,0002,165
Extraordinary gains, net$054
Net income$2,808,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$2,463,0001,176
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,808,0002,067
2003-09-30 (YTD Data)Rank
Total interest income$6,052,0003,463
Total interest expense$1,837,0003,505
Net interest income$4,215,0003,373
Provision for loan and lease losses$90,0004,812
Total noninterest income$1,062,0003,010
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$729,0001,774
Trading account gains and fees$0153
Additional Noninterest Income$333,0003,866
Total noninterest expense$3,191,0003,510
Salaries and employee benefits$1,763,0003,425
Premises and equipment expense$408,0003,798
Additional noninterest expense$1,020,0003,335
Pre-tax net operating income$1,996,0002,858
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,996,0002,341
Extraordinary gains, net$040
Net income$1,996,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$2,463,000865
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,996,0002,224
2003-06-30 (YTD Data)Rank
Total interest income$4,066,0003,468
Total interest expense$1,279,0003,480
Net interest income$2,787,0003,391
Provision for loan and lease losses$60,0004,687
Total noninterest income$721,0002,949
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$490,0001,731
Trading account gains and fees$0150
Additional Noninterest Income$231,0003,762
Total noninterest expense$2,144,0003,476
Salaries and employee benefits$1,180,0003,414
Premises and equipment expense$261,0003,912
Additional noninterest expense$703,0003,225
Pre-tax net operating income$1,304,0002,903
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,304,0002,383
Extraordinary gains, net$030
Net income$1,304,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$1,847,000805
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,304,0002,255
2003-03-31 (YTD Data)Rank
Total interest income$2,020,0003,489
Total interest expense$656,0003,493
Net interest income$1,364,0003,431
Provision for loan and lease losses$30,0004,429
Total noninterest income$356,0002,886
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$237,0001,717
Trading account gains and fees$0134
Additional Noninterest Income$119,0003,615
Total noninterest expense$1,076,0003,454
Salaries and employee benefits$604,0003,347
Premises and equipment expense$121,0004,122
Additional noninterest expense$351,0003,181
Pre-tax net operating income$614,0003,024
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$614,0002,487
Extraordinary gains, net$021
Net income$614,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$616,0001,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$614,0002,347
2002-12-31 (YTD Data)Rank
Total interest income$9,072,0003,274
Total interest expense$2,999,0003,543
Net interest income$6,073,0003,111
Provision for loan and lease losses$120,0005,330
Total noninterest income$1,435,0002,702
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$990,0001,632
Trading account gains and fees$0153
Additional Noninterest Income$445,0003,497
Total noninterest expense$4,177,0003,441
Salaries and employee benefits$2,271,0003,376
Premises and equipment expense$551,0003,661
Additional noninterest expense$1,355,0003,239
Pre-tax net operating income$3,211,0002,356
Securities gains (losses)$04,537
Applicable income taxes$21,0007,030
Income before extraordinary items$3,190,0001,874
Extraordinary gains, net$070
Net income$3,190,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$2,323,0001,159
Sale, conversion, retirement of capital stock, net$-134,0009,258
Net operating income$3,190,0001,813
2001-12-31 (YTD Data)Rank
Total interest income$9,849,0003,360
Total interest expense$4,090,0003,725
Net interest income$5,759,0003,055
Provision for loan and lease losses$90,0005,778
Total noninterest income$1,250,0002,848
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$939,0001,593
Trading account gains and fees$0177
Additional Noninterest Income$311,0004,037
Total noninterest expense$4,137,0003,331
Salaries and employee benefits$2,134,0003,405
Premises and equipment expense$653,0003,122
Additional noninterest expense$1,350,0003,152
Pre-tax net operating income$2,782,0002,436
Securities gains (losses)$87,0001,866
Applicable income taxes$3,0007,803
Income before extraordinary items$2,866,0001,831
Extraordinary gains, net$0105
Net income$2,866,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,919
Cash dividends$1,927,0001,384
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,779,0001,814
2000-12-31 (YTD Data)Rank
Total interest income$10,320,0003,316
Total interest expense$4,621,0003,536
Net interest income$5,699,0003,087
Provision for loan and lease losses$91,0005,498
Total noninterest income$1,190,0002,773
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$908,0001,508
Trading account gains and fees$0180
Additional Noninterest Income$282,0004,056
Total noninterest expense$4,186,0003,206
Salaries and employee benefits$2,224,0003,152
Premises and equipment expense$615,0003,195
Additional noninterest expense$1,347,0003,082
Pre-tax net operating income$2,612,0002,670
Securities gains (losses)$-14,0008,543
Applicable income taxes$1,0008,314
Income before extraordinary items$2,597,0002,014
Extraordinary gains, net$038
Net income$2,597,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0009,244
Cash dividends$1,887,0001,422
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,611,0002,005
1999-12-31 (YTD Data)Rank
Total interest income$9,120,0003,494
Total interest expense$3,956,0003,619
Net interest income$5,164,0003,359
Provision for loan and lease losses$08,503
Total noninterest income$1,251,0002,623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$945,0001,381
Trading account gains and fees$0173
Additional Noninterest Income$306,0003,975
Total noninterest expense$3,838,0003,442
Salaries and employee benefits$1,993,0003,454
Premises and equipment expense$721,0002,801
Additional noninterest expense$1,124,0003,653
Pre-tax net operating income$2,577,0002,723
Securities gains (losses)$03,155
Applicable income taxes$-79,0009,886
Income before extraordinary items$2,656,0001,996
Extraordinary gains, net$035
Net income$2,656,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,00010,026
Cash dividends$2,087,0001,316
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,656,0001,962
1998-12-31 (YTD Data)Rank
Total interest income$8,597,0003,681
Total interest expense$3,712,0003,920
Net interest income$4,885,0003,484
Provision for loan and lease losses$08,652
Total noninterest income$1,096,0002,880
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$862,0001,458
Trading account gains and fees$0224
Additional Noninterest Income$234,0004,560
Total noninterest expense$3,750,0003,414
Salaries and employee benefits$1,753,0003,749
Premises and equipment expense$634,0003,016
Additional noninterest expense$1,363,0003,018
Pre-tax net operating income$2,231,0003,060
Securities gains (losses)$-9,00010,176
Applicable income taxes$567,0003,548
Income before extraordinary items$1,655,0003,001
Extraordinary gains, net$032
Net income$1,655,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,00010,202
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$26,000908
Net operating income$1,661,6602,902
1997-12-31 (YTD Data)Rank
Total interest income$7,944,0003,998
Total interest expense$3,611,0004,036
Net interest income$4,333,0003,943
Provision for loan and lease losses$08,829
Total noninterest income$1,003,0003,036
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$763,0001,699
Trading account gains and fees$0239
Additional Noninterest Income$240,0004,480
Total noninterest expense$3,388,0003,712
Salaries and employee benefits$1,694,0003,846
Premises and equipment expense$580,0003,244
Additional noninterest expense$1,114,0003,563
Pre-tax net operating income$1,948,0003,624
Securities gains (losses)$-27,00010,475
Applicable income taxes$508,0004,170
Income before extraordinary items$1,413,0003,540
Extraordinary gains, net$044
Net income$1,413,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00010,281
Cash dividends$658,0002,895
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,432,9803,409
1996-12-31 (YTD Data)Rank
Total interest income$7,230,0004,434
Total interest expense$3,355,0004,347
Net interest income$3,875,0004,448
Provision for loan and lease losses$29,0007,529
Total noninterest income$997,0003,133
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$716,0001,902
Trading account gains and fees$0262
Additional Noninterest Income$281,0004,236
Total noninterest expense$3,296,0003,998
Salaries and employee benefits$1,727,0003,808
Premises and equipment expense$504,0003,755
Additional noninterest expense$1,065,0004,185
Pre-tax net operating income$1,547,0004,226
Securities gains (losses)$6,0002,865
Applicable income taxes$418,0004,754
Income before extraordinary items$1,135,0004,055
Extraordinary gains, net$053
Net income$1,135,0004,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$658,0002,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,130,6204,012
1995-12-31 (YTD Data)Rank
Total interest income$6,910,0004,616
Total interest expense$3,107,0004,608
Net interest income$3,803,0004,506
Provision for loan and lease losses$45,0006,418
Total noninterest income$923,0003,301
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$642,0002,122
Trading account gains and fees$0522
Additional Noninterest Income$281,0004,161
Total noninterest expense$3,294,0003,956
Salaries and employee benefits$1,777,0003,695
Premises and equipment expense$469,0003,959
Additional noninterest expense$1,048,0004,190
Pre-tax net operating income$1,387,0004,727
Securities gains (losses)$36,0001,516
Applicable income taxes$321,0005,768
Income before extraordinary items$1,102,0004,241
Extraordinary gains, net$065
Net income$1,102,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,333
Cash dividends$548,0003,126
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,074,2804,326
1994-12-31 (YTD Data)Rank
Total interest income$6,660,0004,423
Total interest expense$2,769,0004,256
Net interest income$3,891,0004,496
Provision for loan and lease losses$68,0005,388
Total noninterest income$1,106,0002,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$732,0001,837
Trading account gains and feesNANA
Additional Noninterest Income$374,0003,555
Total noninterest expense$3,279,0004,082
Salaries and employee benefits$1,752,0003,722
Premises and equipment expense$420,0004,403
Additional noninterest expense$1,107,0004,339
Pre-tax net operating income$1,650,0004,060
Securities gains (losses)$7,0002,440
Applicable income taxes$480,0004,181
Income before extraordinary items$1,177,0003,933
Extraordinary gains, net$0249
Net income$1,177,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$548,0003,003
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,172,0303,981
1993-12-31 (YTD Data)Rank
Total interest income$6,724,0004,473
Total interest expense$2,818,0004,344
Net interest income$3,906,0004,509
Provision for loan and lease losses$120,0005,200
Total noninterest income$1,146,0003,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$735,0001,865
Trading account gains and feesNANA
Additional Noninterest Income$411,0003,690
Total noninterest expense$3,102,0004,385
Salaries and employee benefits$1,587,0004,053
Premises and equipment expense$505,0003,832
Additional noninterest expense$1,010,0004,879
Pre-tax net operating income$1,830,0003,616
Securities gains (losses)$-37,00013,044
Applicable income taxes$574,0003,733
Income before extraordinary items$1,219,0003,955
Extraordinary gains, net$03,149
Net income$1,219,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0004,080
Cash dividends$548,0002,871
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,244,1603,664
1992-12-31 (YTD Data)Rank
Total interest income$7,019,0004,809
Total interest expense$3,291,0004,791
Net interest income$3,728,0004,753
Provision for loan and lease losses$165,0005,823
Total noninterest income$914,0003,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$681,0002,001
Trading account gains and feesNANA
Additional Noninterest Income$233,0005,197
Total noninterest expense$3,114,0004,372
Salaries and employee benefits$1,540,0004,133
Premises and equipment expense$514,0003,871
Additional noninterest expense$1,060,0004,822
Pre-tax net operating income$1,363,0004,427
Securities gains (losses)$102,0002,973
Applicable income taxes$382,0004,970
Income before extraordinary items$1,083,0004,184
Extraordinary gains, net$01,422
Net income$1,083,0004,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0004,614
Cash dividends$274,0004,271
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,007,5204,155

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.