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First Bank of Ohio, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,977,000	1,767
Total interest expense	$7,114,000	1,620
Net interest income	$14,863,000	1,821
Provision for loan and lease losses	$3,554,000	406
Total noninterest income	$689,000	3,140
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$28,000	4,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$661,000	2,705
Total noninterest expense	$5,878,000	2,809
Salaries and employee benefits	$2,923,000	2,973
Premises and equipment expense	$613,000	2,673
Additional noninterest expense	$661,000	2,705
Pre-tax net operating income	$6,120,000	1,694
Securities gains (losses)	$-20,000	3,479
Applicable income taxes	$1,130,000	1,360
Income before extraordinary items	$4,970,000	1,732
Extraordinary gains, net	$0	54
Net income	$4,970,000	1,753
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,970,000	1,735
Net charge-offs	$3,642,000	280
Cash dividends	$1,032,000	2,126
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,986,200	1,758
2023-09-30 (YTD Data)		Rank
Total interest income	$16,098,000	1,764
Total interest expense	$5,004,000	1,584
Net interest income	$11,094,000	1,847
Provision for loan and lease losses	$2,654,000	390
Total noninterest income	$449,000	3,262
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$19,000	4,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$430,000	2,828
Total noninterest expense	$4,416,000	2,805
Salaries and employee benefits	$2,143,000	2,989
Premises and equipment expense	$522,000	2,507
Additional noninterest expense	$430,000	2,827
Pre-tax net operating income	$4,473,000	1,777
Securities gains (losses)	$-23,000	3,654
Applicable income taxes	$787,000	1,442
Income before extraordinary items	$3,663,000	1,821
Extraordinary gains, net	$0	52
Net income	$3,663,000	1,838
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,663,000	1,821
Net charge-offs	$2,631,000	259
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,681,860	1,839
2023-06-30 (YTD Data)		Rank
Total interest income	$10,365,000	1,781
Total interest expense	$3,027,000	1,554
Net interest income	$7,338,000	1,865
Provision for loan and lease losses	$1,754,000	388
Total noninterest income	$344,000	3,115
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$12,000	4,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,652
Total noninterest expense	$2,808,000	2,871
Salaries and employee benefits	$1,357,000	3,070
Premises and equipment expense	$343,000	2,510
Additional noninterest expense	$332,000	2,647
Pre-tax net operating income	$3,120,000	1,713
Securities gains (losses)	$-12,000	3,825
Applicable income taxes	$559,000	1,419
Income before extraordinary items	$2,549,000	1,760
Extraordinary gains, net	$0	51
Net income	$2,549,000	1,781
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,549,000	1,760
Net charge-offs	$1,571,000	252
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,558,840	1,765
2023-03-31 (YTD Data)		Rank
Total interest income	$5,010,000	1,809
Total interest expense	$1,341,000	1,541
Net interest income	$3,669,000	1,871
Provision for loan and lease losses	$854,000	391
Total noninterest income	$107,000	3,541
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$6,000	4,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	3,143
Total noninterest expense	$1,311,000	2,997
Salaries and employee benefits	$623,000	3,217
Premises and equipment expense	$153,000	2,724
Additional noninterest expense	$101,000	3,143
Pre-tax net operating income	$1,611,000	1,702
Securities gains (losses)	$-4,000	3,953
Applicable income taxes	$293,000	1,407
Income before extraordinary items	$1,314,000	1,745
Extraordinary gains, net	$0	4
Net income	$1,314,000	1,744
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,314,000	1,745
Net charge-offs	$1,012,000	200
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,317,280	1,762
2022-12-31 (YTD Data)		Rank
Total interest income	$17,027,000	1,770
Total interest expense	$2,345,000	1,429
Net interest income	$14,682,000	1,823
Provision for loan and lease losses	$2,983,000	395
Total noninterest income	$425,000	3,646
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$29,000	4,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	3,265
Total noninterest expense	$4,568,000	3,168
Salaries and employee benefits	$2,354,000	3,273
Premises and equipment expense	$475,000	3,063
Additional noninterest expense	$396,000	3,265
Pre-tax net operating income	$7,556,000	1,551
Securities gains (losses)	$-56,000	3,781
Applicable income taxes	$1,432,000	1,293
Income before extraordinary items	$6,068,000	1,619
Extraordinary gains, net	$0	5
Net income	$6,068,000	1,617
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,068,000	1,618
Net charge-offs	$2,224,000	272
Cash dividends	$1,032,000	2,109
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,113,360	1,634
2022-09-30 (YTD Data)		Rank
Total interest income	$12,141,000	1,788
Total interest expense	$1,327,000	1,439
Net interest income	$10,814,000	1,821
Provision for loan and lease losses	$2,129,000	382
Total noninterest income	$304,000	3,708
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$22,000	4,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	3,346
Total noninterest expense	$3,361,000	3,194
Salaries and employee benefits	$1,739,000	3,286
Premises and equipment expense	$343,000	3,111
Additional noninterest expense	$282,000	3,346
Pre-tax net operating income	$5,628,000	1,558
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$1,018,000	1,332
Income before extraordinary items	$4,598,000	1,583
Extraordinary gains, net	$0	4
Net income	$4,598,000	1,583
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,598,000	1,583
Net charge-offs	$1,339,000	259
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,607,840	1,611
2022-06-30 (YTD Data)		Rank
Total interest income	$7,704,000	1,807
Total interest expense	$622,000	1,680
Net interest income	$7,082,000	1,804
Provision for loan and lease losses	$1,707,000	290
Total noninterest income	$198,000	3,730
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$13,000	4,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,398
Total noninterest expense	$2,172,000	3,225
Salaries and employee benefits	$1,103,000	3,353
Premises and equipment expense	$229,000	3,131
Additional noninterest expense	$840,000	2,905
Pre-tax net operating income	$3,401,000	1,590
Securities gains (losses)	$-25,000	4,127
Applicable income taxes	$656,000	1,292
Income before extraordinary items	$2,720,000	1,619
Extraordinary gains, net	$0	4
Net income	$2,720,000	1,618
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,720,000	1,619
Net charge-offs	$977,000	241
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,740,250	1,651
2022-03-31 (YTD Data)		Rank
Total interest income	$3,795,000	1,792
Total interest expense	$270,000	1,820
Net interest income	$3,525,000	1,778
Provision for loan and lease losses	$854,000	230
Total noninterest income	$100,000	3,696
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$7,000	4,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	3,346
Total noninterest expense	$1,004,000	3,347
Salaries and employee benefits	$493,000	3,503
Premises and equipment expense	$108,000	3,221
Additional noninterest expense	$403,000	2,950
Pre-tax net operating income	$1,767,000	1,469
Securities gains (losses)	$-19,000	4,330
Applicable income taxes	$418,000	1,076
Income before extraordinary items	$1,330,000	1,584
Extraordinary gains, net	$0	4
Net income	$1,330,000	1,582
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,330,000	1,584
Net charge-offs	$280,000	301
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,345,010	1,590
2021-12-31 (YTD Data)		Rank
Total interest income	$13,697,000	1,998
Total interest expense	$1,281,000	1,859
Net interest income	$12,416,000	1,981
Provision for loan and lease losses	$642,000	854
Total noninterest income	$423,000	3,794
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$30,000	4,288
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,491
Total noninterest expense	$4,155,000	3,307
Salaries and employee benefits	$2,153,000	3,412
Premises and equipment expense	$438,000	3,201
Additional noninterest expense	$1,564,000	3,032
Pre-tax net operating income	$8,042,000	1,483
Securities gains (losses)	$27,000	1,378
Applicable income taxes	$1,215,000	1,471
Income before extraordinary items	$6,854,000	1,526
Extraordinary gains, net	$0	10
Net income	$6,854,000	1,525
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,854,000	1,526
Net charge-offs	$501,000	638
Cash dividends	$1,032,000	2,173
Sale, conversion, retirement of capital stock, net	$-1,834,000	4,816
Net operating income	$6,831,050	1,498
2021-09-30 (YTD Data)		Rank
Total interest income	$9,820,000	2,092
Total interest expense	$993,000	1,902
Net interest income	$8,827,000	2,081
Provision for loan and lease losses	$1,260,000	345
Total noninterest income	$305,000	3,858
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$22,000	4,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	3,572
Total noninterest expense	$3,066,000	3,340
Salaries and employee benefits	$1,556,000	3,486
Premises and equipment expense	$341,000	3,192
Additional noninterest expense	$1,169,000	3,057
Pre-tax net operating income	$4,806,000	1,816
Securities gains (losses)	$3,000	1,854
Applicable income taxes	$942,000	1,511
Income before extraordinary items	$3,867,000	1,921
Extraordinary gains, net	$0	8
Net income	$3,867,000	1,920
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,867,000	1,921
Net charge-offs	$271,000	684
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$-1,834,000	4,892
Net operating income	$3,864,600	1,895
2021-06-30 (YTD Data)		Rank
Total interest income	$6,353,000	2,138
Total interest expense	$690,000	1,914
Net interest income	$5,663,000	2,136
Provision for loan and lease losses	$1,050,000	291
Total noninterest income	$196,000	3,905
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$13,000	4,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	3,607
Total noninterest expense	$2,020,000	3,361
Salaries and employee benefits	$1,035,000	3,498
Premises and equipment expense	$226,000	3,199
Additional noninterest expense	$759,000	3,087
Pre-tax net operating income	$2,789,000	1,977
Securities gains (losses)	$32,000	1,038
Applicable income taxes	$523,000	1,633
Income before extraordinary items	$2,298,000	2,068
Extraordinary gains, net	$0	6
Net income	$2,298,000	2,068
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,298,000	2,068
Net charge-offs	$249,000	577
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$-1,834,000	4,934
Net operating income	$2,272,080	2,043
2021-03-31 (YTD Data)		Rank
Total interest income	$3,196,000	2,113
Total interest expense	$361,000	1,931
Net interest income	$2,835,000	2,108
Provision for loan and lease losses	$630,000	293
Total noninterest income	$98,000	3,896
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$7,000	4,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,597
Total noninterest expense	$957,000	3,456
Salaries and employee benefits	$494,000	3,574
Premises and equipment expense	$110,000	3,255
Additional noninterest expense	$353,000	3,155
Pre-tax net operating income	$1,346,000	1,998
Securities gains (losses)	$4,000	1,220
Applicable income taxes	$255,000	1,628
Income before extraordinary items	$1,095,000	2,098
Extraordinary gains, net	$0	3
Net income	$1,095,000	2,099
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,095,000	2,098
Net charge-offs	$214,000	414
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$-1,399,000	4,967
Net operating income	$1,091,760	2,067
2020-12-31 (YTD Data)		Rank
Total interest income	$12,219,000	2,206
Total interest expense	$2,134,000	1,898
Net interest income	$10,085,000	2,238
Provision for loan and lease losses	$2,375,000	937
Total noninterest income	$407,000	3,800
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$30,000	4,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,425
Total noninterest expense	$4,029,000	3,356
Salaries and employee benefits	$1,966,000	3,588
Premises and equipment expense	$421,000	3,314
Additional noninterest expense	$1,642,000	2,877
Pre-tax net operating income	$4,088,000	2,038
Securities gains (losses)	$26,000	2,005
Applicable income taxes	$1,029,000	1,407
Income before extraordinary items	$3,085,000	2,277
Extraordinary gains, net	$0	4
Net income	$3,085,000	2,277
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,085,000	2,277
Net charge-offs	$772,000	752
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,064,460	2,234
2020-09-30 (YTD Data)		Rank
Total interest income	$8,977,000	2,255
Total interest expense	$1,688,000	1,912
Net interest income	$7,289,000	2,306
Provision for loan and lease losses	$2,025,000	886
Total noninterest income	$289,000	3,845
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$22,000	4,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	3,460
Total noninterest expense	$2,989,000	3,366
Salaries and employee benefits	$1,442,000	3,617
Premises and equipment expense	$306,000	3,377
Additional noninterest expense	$1,241,000	2,848
Pre-tax net operating income	$2,564,000	2,256
Securities gains (losses)	$10,000	2,124
Applicable income taxes	$440,000	1,817
Income before extraordinary items	$2,134,000	2,359
Extraordinary gains, net	$0	4
Net income	$2,134,000	2,359
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,134,000	2,359
Net charge-offs	$634,000	658
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,125,700	2,312
2020-06-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,320
Total interest expense	$1,177,000	1,941
Net interest income	$4,728,000	2,358
Provision for loan and lease losses	$1,350,000	907
Total noninterest income	$192,000	3,853
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$15,000	4,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	3,438
Total noninterest expense	$1,924,000	3,437
Salaries and employee benefits	$937,000	3,668
Premises and equipment expense	$199,000	3,411
Additional noninterest expense	$788,000	2,934
Pre-tax net operating income	$1,646,000	2,269
Securities gains (losses)	$15,000	1,767
Applicable income taxes	$279,000	1,797
Income before extraordinary items	$1,382,000	2,352
Extraordinary gains, net	$0	4
Net income	$1,382,000	2,352
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,382,000	2,352
Net charge-offs	$471,000	621
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,369,550	2,331
2020-03-31 (YTD Data)		Rank
Total interest income	$2,963,000	2,293
Total interest expense	$608,000	2,037
Net interest income	$2,355,000	2,323
Provision for loan and lease losses	$575,000	818
Total noninterest income	$97,000	3,830
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$9,000	4,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,320
Total noninterest expense	$975,000	3,441
Salaries and employee benefits	$470,000	3,692
Premises and equipment expense	$99,000	3,427
Additional noninterest expense	$406,000	2,908
Pre-tax net operating income	$902,000	1,988
Securities gains (losses)	$0	1,705
Applicable income taxes	$179,000	1,484
Income before extraordinary items	$723,000	2,119
Extraordinary gains, net	$0	4
Net income	$723,000	2,117
Minority interest net income	$0	56
Net income of bank and minority interests.	$723,000	2,119
Net charge-offs	$296,000	498
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$723,000	2,087
2019-12-31 (YTD Data)		Rank
Total interest income	$10,968,000	2,427
Total interest expense	$2,314,000	2,142
Net interest income	$8,654,000	2,482
Provision for loan and lease losses	$1,500,000	655
Total noninterest income	$837,000	3,051
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$42,000	4,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$795,000	2,509
Total noninterest expense	$4,093,000	3,378
Salaries and employee benefits	$1,934,000	3,662
Premises and equipment expense	$443,000	3,298
Additional noninterest expense	$1,716,000	2,835
Pre-tax net operating income	$3,898,000	2,089
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$732,000	1,670
Income before extraordinary items	$3,168,000	2,211
Extraordinary gains, net	$0	11
Net income	$3,168,000	2,213
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,168,000	2,213
Net charge-offs	$815,000	753
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,166,380	2,179
2019-09-30 (YTD Data)		Rank
Total interest income	$7,944,000	2,519
Total interest expense	$1,684,000	2,194
Net interest income	$6,260,000	2,578
Provision for loan and lease losses	$1,125,000	624
Total noninterest income	$718,000	2,893
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$31,000	4,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	2,347
Total noninterest expense	$3,051,000	3,408
Salaries and employee benefits	$1,433,000	3,703
Premises and equipment expense	$335,000	3,317
Additional noninterest expense	$1,283,000	2,847
Pre-tax net operating income	$2,802,000	2,200
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$481,000	1,826
Income before extraordinary items	$2,323,000	2,298
Extraordinary gains, net	$0	11
Net income	$2,323,000	2,299
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,323,000	2,299
Net charge-offs	$658,000	645
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,321,340	2,269
2019-06-30 (YTD Data)		Rank
Total interest income	$5,019,000	2,617
Total interest expense	$1,052,000	2,267
Net interest income	$3,967,000	2,679
Provision for loan and lease losses	$750,000	613
Total noninterest income	$183,000	4,027
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$20,000	4,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	3,516
Total noninterest expense	$1,980,000	3,484
Salaries and employee benefits	$957,000	3,726
Premises and equipment expense	$212,000	3,416
Additional noninterest expense	$811,000	2,976
Pre-tax net operating income	$1,420,000	2,606
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$235,000	2,075
Income before extraordinary items	$1,187,000	2,689
Extraordinary gains, net	$0	11
Net income	$1,187,000	2,688
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,187,000	2,688
Net charge-offs	$403,000	651
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,185,340	2,657
2019-03-31 (YTD Data)		Rank
Total interest income	$2,383,000	2,709
Total interest expense	$494,000	2,323
Net interest income	$1,889,000	2,792
Provision for loan and lease losses	$375,000	582
Total noninterest income	$89,000	4,059
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$8,000	4,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	3,491
Total noninterest expense	$974,000	3,544
Salaries and employee benefits	$468,000	3,815
Premises and equipment expense	$100,000	3,538
Additional noninterest expense	$406,000	2,973
Pre-tax net operating income	$629,000	2,738
Securities gains (losses)	$0	1,087
Applicable income taxes	$90,000	2,233
Income before extraordinary items	$539,000	2,792
Extraordinary gains, net	$0	5
Net income	$539,000	2,792
Minority interest net income	$0	52
Net income of bank and minority interests.	$539,000	2,791
Net charge-offs	$210,000	601
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$539,000	2,777
2018-12-31 (YTD Data)		Rank
Total interest income	$8,359,000	2,858
Total interest expense	$1,194,000	2,671
Net interest income	$7,165,000	2,851
Provision for loan and lease losses	$1,500,000	620
Total noninterest income	$398,000	4,052
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$41,000	4,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	3,484
Total noninterest expense	$3,838,000	3,571
Salaries and employee benefits	$1,797,000	3,878
Premises and equipment expense	$438,000	3,380
Additional noninterest expense	$1,603,000	3,030
Pre-tax net operating income	$2,225,000	2,961
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$353,000	2,262
Income before extraordinary items	$1,873,000	3,025
Extraordinary gains, net	$0	6
Net income	$1,873,000	3,024
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,873,000	3,024
Net charge-offs	$917,000	634
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,872,160	3,026
2018-09-30 (YTD Data)		Rank
Total interest income	$6,026,000	2,932
Total interest expense	$778,000	2,797
Net interest income	$5,248,000	2,913
Provision for loan and lease losses	$1,125,000	595
Total noninterest income	$278,000	4,149
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$30,000	4,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	3,588
Total noninterest expense	$2,832,000	3,609
Salaries and employee benefits	$1,331,000	3,921
Premises and equipment expense	$313,000	3,497
Additional noninterest expense	$1,188,000	3,055
Pre-tax net operating income	$1,569,000	3,124
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$195,000	2,561
Income before extraordinary items	$1,375,000	3,112
Extraordinary gains, net	$0	5
Net income	$1,375,000	3,109
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,375,000	3,111
Net charge-offs	$631,000	620
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,374,120	3,101
2018-06-30 (YTD Data)		Rank
Total interest income	$3,895,000	2,976
Total interest expense	$458,000	2,922
Net interest income	$3,437,000	2,947
Provision for loan and lease losses	$750,000	585
Total noninterest income	$184,000	4,190
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$19,000	4,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	3,617
Total noninterest expense	$1,830,000	3,688
Salaries and employee benefits	$866,000	3,990
Premises and equipment expense	$197,000	3,618
Additional noninterest expense	$767,000	3,139
Pre-tax net operating income	$1,041,000	3,100
Securities gains (losses)	$3,000	768
Applicable income taxes	$145,000	2,448
Income before extraordinary items	$899,000	3,115
Extraordinary gains, net	$0	6
Net income	$899,000	3,112
Minority interest net income	$0	65
Net income of bank and minority interests.	$899,000	3,114
Net charge-offs	$468,000	545
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$896,420	3,109
2018-03-31 (YTD Data)		Rank
Total interest income	$1,984,000	2,952
Total interest expense	$221,000	2,929
Net interest income	$1,763,000	2,920
Provision for loan and lease losses	$375,000	579
Total noninterest income	$92,000	4,196
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$9,000	5,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,593
Total noninterest expense	$873,000	3,824
Salaries and employee benefits	$420,000	4,078
Premises and equipment expense	$99,000	3,667
Additional noninterest expense	$354,000	3,321
Pre-tax net operating income	$607,000	2,799
Securities gains (losses)	$0	735
Applicable income taxes	$85,000	2,302
Income before extraordinary items	$522,000	2,826
Extraordinary gains, net	$0	7
Net income	$522,000	2,826
Minority interest net income	$0	52
Net income of bank and minority interests.	$522,000	2,826
Net charge-offs	$278,000	441
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$522,000	2,814
2017-12-31 (YTD Data)		Rank
Total interest income	$8,327,000	2,790
Total interest expense	$848,000	2,843
Net interest income	$7,479,000	2,761
Provision for loan and lease losses	$1,531,000	632
Total noninterest income	$403,000	4,195
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$42,000	5,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	3,576
Total noninterest expense	$3,617,000	3,752
Salaries and employee benefits	$1,576,000	4,202
Premises and equipment expense	$414,000	3,592
Additional noninterest expense	$1,627,000	3,049
Pre-tax net operating income	$2,734,000	2,625
Securities gains (losses)	$53,000	868
Applicable income taxes	$555,000	2,343
Income before extraordinary items	$2,232,000	2,505
Extraordinary gains, net	$0	9
Net income	$2,232,000	2,505
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,232,000	2,505
Net charge-offs	$1,536,000	503
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,189,600	2,515
2017-09-30 (YTD Data)		Rank
Total interest income	$6,246,000	2,802
Total interest expense	$621,000	2,870
Net interest income	$5,625,000	2,780
Provision for loan and lease losses	$1,125,000	628
Total noninterest income	$294,000	4,277
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$32,000	5,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,652
Total noninterest expense	$2,703,000	3,778
Salaries and employee benefits	$1,184,000	4,222
Premises and equipment expense	$318,000	3,589
Additional noninterest expense	$1,201,000	3,100
Pre-tax net operating income	$2,091,000	2,659
Securities gains (losses)	$47,000	910
Applicable income taxes	$470,000	2,124
Income before extraordinary items	$1,668,000	2,687
Extraordinary gains, net	$0	9
Net income	$1,668,000	2,686
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,668,000	2,687
Net charge-offs	$1,293,000	418
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,631,340	2,699
2017-06-30 (YTD Data)		Rank
Total interest income	$4,151,000	2,797
Total interest expense	$401,000	2,878
Net interest income	$3,750,000	2,766
Provision for loan and lease losses	$750,000	615
Total noninterest income	$198,000	4,276
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$20,000	5,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	3,635
Total noninterest expense	$1,795,000	3,804
Salaries and employee benefits	$797,000	4,223
Premises and equipment expense	$201,000	3,706
Additional noninterest expense	$797,000	3,120
Pre-tax net operating income	$1,403,000	2,595
Securities gains (losses)	$47,000	676
Applicable income taxes	$345,000	2,030
Income before extraordinary items	$1,105,000	2,659
Extraordinary gains, net	$0	11
Net income	$1,105,000	2,658
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,105,000	2,659
Net charge-offs	$929,000	378
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,069,280	2,691
2017-03-31 (YTD Data)		Rank
Total interest income	$2,128,000	2,746
Total interest expense	$201,000	2,835
Net interest income	$1,927,000	2,717
Provision for loan and lease losses	$375,000	558
Total noninterest income	$102,000	4,263
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$10,000	5,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,577
Total noninterest expense	$898,000	3,837
Salaries and employee benefits	$403,000	4,254
Premises and equipment expense	$100,000	3,737
Additional noninterest expense	$395,000	3,134
Pre-tax net operating income	$756,000	2,400
Securities gains (losses)	$0	1,153
Applicable income taxes	$160,000	2,055
Income before extraordinary items	$596,000	2,461
Extraordinary gains, net	$0	8
Net income	$596,000	2,460
Minority interest net income	$0	55
Net income of bank and minority interests.	$596,000	2,461
Net charge-offs	$519,000	327
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$596,000	2,444
2016-12-31 (YTD Data)		Rank
Total interest income	$8,326,000	2,773
Total interest expense	$756,000	2,893
Net interest income	$7,570,000	2,731
Provision for loan and lease losses	$1,335,000	709
Total noninterest income	$466,000	4,184
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$44,000	5,250
Trading account gains and fees	$0	170
Additional Noninterest Income	$422,000	3,483
Total noninterest expense	$3,737,000	3,773
Salaries and employee benefits	$1,568,000	4,314
Premises and equipment expense	$440,000	3,616
Additional noninterest expense	$1,729,000	3,038
Pre-tax net operating income	$2,964,000	2,417
Securities gains (losses)	$18,000	2,427
Applicable income taxes	$760,000	1,893
Income before extraordinary items	$2,222,000	2,611
Extraordinary gains, net	$0	5
Net income	$2,222,000	2,609
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,222,000	2,610
Net charge-offs	$1,234,000	563
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,208,500	2,562
2016-09-30 (YTD Data)		Rank
Total interest income	$6,238,000	2,782
Total interest expense	$555,000	2,937
Net interest income	$5,683,000	2,728
Provision for loan and lease losses	$960,000	709
Total noninterest income	$321,000	4,316
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$33,000	5,309
Trading account gains and fees	$0	169
Additional Noninterest Income	$288,000	3,629
Total noninterest expense	$2,778,000	3,806
Salaries and employee benefits	$1,163,000	4,344
Premises and equipment expense	$327,000	3,650
Additional noninterest expense	$1,288,000	3,055
Pre-tax net operating income	$2,266,000	2,418
Securities gains (losses)	$18,000	2,362
Applicable income taxes	$570,000	1,933
Income before extraordinary items	$1,714,000	2,588
Extraordinary gains, net	$0	5
Net income	$1,714,000	2,589
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,714,000	2,589
Net charge-offs	$912,000	513
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,700,500	2,539
2016-06-30 (YTD Data)		Rank
Total interest income	$4,157,000	2,793
Total interest expense	$360,000	3,001
Net interest income	$3,797,000	2,733
Provision for loan and lease losses	$630,000	698
Total noninterest income	$217,000	4,305
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$20,000	5,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$197,000	3,624
Total noninterest expense	$1,810,000	3,896
Salaries and employee benefits	$763,000	4,405
Premises and equipment expense	$200,000	3,819
Additional noninterest expense	$847,000	3,106
Pre-tax net operating income	$1,574,000	2,317
Securities gains (losses)	$18,000	1,997
Applicable income taxes	$400,000	1,885
Income before extraordinary items	$1,192,000	2,500
Extraordinary gains, net	$0	16
Net income	$1,192,000	2,499
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,192,000	2,499
Net charge-offs	$615,000	509
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,178,500	2,453
2016-03-31 (YTD Data)		Rank
Total interest income	$2,105,000	2,773
Total interest expense	$176,000	3,059
Net interest income	$1,929,000	2,704
Provision for loan and lease losses	$300,000	670
Total noninterest income	$109,000	4,280
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$9,000	5,488
Trading account gains and fees	$0	142
Additional Noninterest Income	$100,000	3,554
Total noninterest expense	$911,000	3,914
Salaries and employee benefits	$382,000	4,439
Premises and equipment expense	$97,000	3,912
Additional noninterest expense	$432,000	3,054
Pre-tax net operating income	$827,000	2,211
Securities gains (losses)	$18,000	1,277
Applicable income taxes	$200,000	1,839
Income before extraordinary items	$645,000	2,331
Extraordinary gains, net	$0	12
Net income	$645,000	2,331
Minority interest net income	$0	62
Net income of bank and minority interests.	$645,000	2,331
Net charge-offs	$322,000	466
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$631,320	2,317
2015-12-31 (YTD Data)		Rank
Total interest income	$8,044,000	2,826
Total interest expense	$701,000	3,063
Net interest income	$7,343,000	2,768
Provision for loan and lease losses	$1,901,000	476
Total noninterest income	$760,000	3,508
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$41,000	5,546
Trading account gains and fees	$0	159
Additional Noninterest Income	$719,000	2,795
Total noninterest expense	$3,523,000	3,993
Salaries and employee benefits	$1,463,000	4,550
Premises and equipment expense	$392,000	3,948
Additional noninterest expense	$1,668,000	3,170
Pre-tax net operating income	$2,679,000	2,512
Securities gains (losses)	$75,000	1,342
Applicable income taxes	$722,000	1,890
Income before extraordinary items	$2,032,000	2,707
Extraordinary gains, net	$0	23
Net income	$2,032,000	2,708
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,032,000	2,709
Net charge-offs	$1,349,000	547
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,976,500	2,708
2015-09-30 (YTD Data)		Rank
Total interest income	$5,976,000	2,864
Total interest expense	$524,000	3,104
Net interest income	$5,452,000	2,807
Provision for loan and lease losses	$1,153,000	527
Total noninterest income	$636,000	3,371
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$37,000	5,479
Trading account gains and fees	$0	153
Additional Noninterest Income	$599,000	2,670
Total noninterest expense	$2,603,000	4,051
Salaries and employee benefits	$1,086,000	4,603
Premises and equipment expense	$286,000	4,053
Additional noninterest expense	$1,231,000	3,224
Pre-tax net operating income	$2,332,000	2,303
Securities gains (losses)	$78,000	1,181
Applicable income taxes	$687,000	1,713
Income before extraordinary items	$1,723,000	2,532
Extraordinary gains, net	$0	21
Net income	$1,723,000	2,533
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,723,000	2,533
Net charge-offs	$738,000	643
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,667,620	2,534
2015-06-30 (YTD Data)		Rank
Total interest income	$3,958,000	2,876
Total interest expense	$346,000	3,152
Net interest income	$3,612,000	2,819
Provision for loan and lease losses	$533,000	718
Total noninterest income	$393,000	3,484
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$23,000	5,570
Trading account gains and fees	$0	157
Additional Noninterest Income	$370,000	2,777
Total noninterest expense	$1,711,000	4,118
Salaries and employee benefits	$722,000	4,659
Premises and equipment expense	$203,000	3,959
Additional noninterest expense	$786,000	3,334
Pre-tax net operating income	$1,761,000	2,084
Securities gains (losses)	$61,000	1,125
Applicable income taxes	$450,000	1,728
Income before extraordinary items	$1,372,000	2,201
Extraordinary gains, net	$0	22
Net income	$1,372,000	2,204
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,372,000	2,204
Net charge-offs	$407,000	756
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,326,250	2,203
2015-03-31 (YTD Data)		Rank
Total interest income	$1,980,000	2,880
Total interest expense	$171,000	3,203
Net interest income	$1,809,000	2,816
Provision for loan and lease losses	$205,000	876
Total noninterest income	$119,000	4,285
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$12,000	5,557
Trading account gains and fees	$0	152
Additional Noninterest Income	$107,000	3,498
Total noninterest expense	$850,000	4,164
Salaries and employee benefits	$360,000	4,691
Premises and equipment expense	$98,000	4,064
Additional noninterest expense	$392,000	3,347
Pre-tax net operating income	$873,000	2,069
Securities gains (losses)	$34,000	1,012
Applicable income taxes	$215,000	1,753
Income before extraordinary items	$692,000	2,153
Extraordinary gains, net	$0	13
Net income	$692,000	2,154
Minority interest net income	$0	64
Net income of bank and minority interests.	$692,000	2,154
Net charge-offs	$183,000	776
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$666,160	2,162
2014-12-31 (YTD Data)		Rank
Total interest income	$7,537,000	3,005
Total interest expense	$688,000	3,351
Net interest income	$6,849,000	2,937
Provision for loan and lease losses	$675,000	1,163
Total noninterest income	$452,000	4,437
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$52,000	5,681
Trading account gains and fees	$0	180
Additional Noninterest Income	$400,000	3,602
Total noninterest expense	$3,269,000	4,287
Salaries and employee benefits	$1,352,000	4,860
Premises and equipment expense	$385,000	4,172
Additional noninterest expense	$1,532,000	3,507
Pre-tax net operating income	$3,357,000	2,092
Securities gains (losses)	$13,000	2,526
Applicable income taxes	$864,000	1,700
Income before extraordinary items	$2,506,000	2,305
Extraordinary gains, net	$0	17
Net income	$2,506,000	2,305
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,506,000	2,305
Net charge-offs	$675,000	1,196
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,496,380	2,261
2014-09-30 (YTD Data)		Rank
Total interest income	$5,644,000	3,031
Total interest expense	$513,000	3,399
Net interest income	$5,131,000	2,969
Provision for loan and lease losses	$357,000	1,473
Total noninterest income	$324,000	4,547
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$41,000	5,705
Trading account gains and fees	$0	174
Additional Noninterest Income	$283,000	3,723
Total noninterest expense	$2,419,000	4,337
Salaries and employee benefits	$1,000,000	4,904
Premises and equipment expense	$289,000	4,221
Additional noninterest expense	$1,130,000	3,561
Pre-tax net operating income	$2,679,000	2,030
Securities gains (losses)	$-17,000	6,227
Applicable income taxes	$640,000	1,747
Income before extraordinary items	$2,022,000	2,202
Extraordinary gains, net	$0	15
Net income	$2,022,000	2,202
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,022,000	2,201
Net charge-offs	$511,000	1,139
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,034,920	2,147
2014-06-30 (YTD Data)		Rank
Total interest income	$3,775,000	3,029
Total interest expense	$342,000	3,438
Net interest income	$3,433,000	2,967
Provision for loan and lease losses	$228,000	1,533
Total noninterest income	$212,000	4,576
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$25,000	5,808
Trading account gains and fees	$0	172
Additional Noninterest Income	$187,000	3,741
Total noninterest expense	$1,582,000	4,418
Salaries and employee benefits	$654,000	4,983
Premises and equipment expense	$184,000	4,355
Additional noninterest expense	$744,000	3,600
Pre-tax net operating income	$1,835,000	1,945
Securities gains (losses)	$-26,000	6,415
Applicable income taxes	$402,000	1,757
Income before extraordinary items	$1,407,000	2,095
Extraordinary gains, net	$0	20
Net income	$1,407,000	2,099
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,407,000	2,098
Net charge-offs	$325,000	1,198
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,427,280	2,004
2014-03-31 (YTD Data)		Rank
Total interest income	$1,850,000	3,091
Total interest expense	$171,000	3,485
Net interest income	$1,679,000	3,009
Provision for loan and lease losses	$114,000	1,495
Total noninterest income	$105,000	4,558
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$13,000	5,787
Trading account gains and fees	$0	147
Additional Noninterest Income	$92,000	3,694
Total noninterest expense	$792,000	4,455
Salaries and employee benefits	$327,000	5,044
Premises and equipment expense	$95,000	4,329
Additional noninterest expense	$370,000	3,588
Pre-tax net operating income	$878,000	1,958
Securities gains (losses)	$-26,000	6,531
Applicable income taxes	$194,000	1,737
Income before extraordinary items	$658,000	2,106
Extraordinary gains, net	$0	16
Net income	$658,000	2,108
Minority interest net income	$0	66
Net income of bank and minority interests.	$658,000	2,108
Net charge-offs	$138,000	1,172
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$678,020	2,017
2013-12-31 (YTD Data)		Rank
Total interest income	$6,893,000	3,291
Total interest expense	$744,000	3,615
Net interest income	$6,149,000	3,211
Provision for loan and lease losses	$420,000	2,047
Total noninterest income	$713,000	3,828
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$48,000	6,009
Trading account gains and fees	$0	184
Additional Noninterest Income	$665,000	2,947
Total noninterest expense	$3,389,000	4,335
Salaries and employee benefits	$1,287,000	5,111
Premises and equipment expense	$370,000	4,400
Additional noninterest expense	$1,732,000	3,296
Pre-tax net operating income	$3,053,000	2,142
Securities gains (losses)	$98,000	1,329
Applicable income taxes	$644,000	1,893
Income before extraordinary items	$2,507,000	2,189
Extraordinary gains, net	$0	29
Net income	$2,507,000	2,194
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,507,000	2,193
Net charge-offs	$317,000	2,514
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,428,600	2,200
2013-09-30 (YTD Data)		Rank
Total interest income	$5,063,000	3,379
Total interest expense	$565,000	3,668
Net interest income	$4,498,000	3,297
Provision for loan and lease losses	$315,000	2,017
Total noninterest income	$316,000	4,733
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$36,000	6,086
Trading account gains and fees	$0	180
Additional Noninterest Income	$280,000	3,848
Total noninterest expense	$2,542,000	4,360
Salaries and employee benefits	$958,000	5,157
Premises and equipment expense	$287,000	4,348
Additional noninterest expense	$1,297,000	3,304
Pre-tax net operating income	$1,957,000	2,464
Securities gains (losses)	$98,000	1,225
Applicable income taxes	$357,000	2,260
Income before extraordinary items	$1,698,000	2,410
Extraordinary gains, net	$0	25
Net income	$1,698,000	2,414
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,698,000	2,414
Net charge-offs	$233,000	2,398
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,616,660	2,429
2013-06-30 (YTD Data)		Rank
Total interest income	$3,290,000	3,456
Total interest expense	$384,000	3,681
Net interest income	$2,906,000	3,370
Provision for loan and lease losses	$210,000	2,037
Total noninterest income	$205,000	4,794
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$22,000	6,164
Trading account gains and fees	$0	157
Additional Noninterest Income	$183,000	3,925
Total noninterest expense	$1,671,000	4,411
Salaries and employee benefits	$634,000	5,199
Premises and equipment expense	$190,000	4,381
Additional noninterest expense	$847,000	3,362
Pre-tax net operating income	$1,230,000	2,552
Securities gains (losses)	$98,000	1,127
Applicable income taxes	$213,000	2,368
Income before extraordinary items	$1,115,000	2,413
Extraordinary gains, net	$0	22
Net income	$1,115,000	2,422
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,115,000	2,420
Net charge-offs	$126,000	2,527
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,032,680	2,479
2013-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	3,413
Total interest expense	$199,000	3,684
Net interest income	$1,489,000	3,315
Provision for loan and lease losses	$105,000	1,985
Total noninterest income	$103,000	4,804
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$11,000	6,179
Trading account gains and fees	$0	148
Additional Noninterest Income	$92,000	3,883
Total noninterest expense	$829,000	4,457
Salaries and employee benefits	$317,000	5,243
Premises and equipment expense	$94,000	4,446
Additional noninterest expense	$418,000	3,401
Pre-tax net operating income	$658,000	2,392
Securities gains (losses)	$127,000	604
Applicable income taxes	$135,000	2,103
Income before extraordinary items	$650,000	2,120
Extraordinary gains, net	$0	10
Net income	$650,000	2,122
Minority interest net income	$0	76
Net income of bank and minority interests.	$650,000	2,122
Net charge-offs	$22,000	3,012
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$544,590	2,338
2012-12-31 (YTD Data)		Rank
Total interest income	$6,702,000	3,547
Total interest expense	$972,000	3,681
Net interest income	$5,730,000	3,478
Provision for loan and lease losses	$435,000	2,913
Total noninterest income	$472,000	4,583
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$52,000	6,183
Trading account gains and fees	$0	166
Additional Noninterest Income	$420,000	3,575
Total noninterest expense	$3,292,000	4,520
Salaries and employee benefits	$1,238,000	5,325
Premises and equipment expense	$401,000	4,306
Additional noninterest expense	$1,653,000	3,553
Pre-tax net operating income	$2,475,000	2,425
Securities gains (losses)	$5,000	3,522
Applicable income taxes	$613,000	1,977
Income before extraordinary items	$1,867,000	2,709
Extraordinary gains, net	$0	29
Net income	$1,867,000	2,713
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,867,000	2,711
Net charge-offs	$360,000	3,068
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,863,250	2,592
2012-09-30 (YTD Data)		Rank
Total interest income	$5,036,000	3,614
Total interest expense	$751,000	3,723
Net interest income	$4,285,000	3,546
Provision for loan and lease losses	$330,000	2,843
Total noninterest income	$342,000	4,685
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$40,000	6,238
Trading account gains and fees	$0	157
Additional Noninterest Income	$302,000	3,679
Total noninterest expense	$2,430,000	4,578
Salaries and employee benefits	$923,000	5,367
Premises and equipment expense	$285,000	4,475
Additional noninterest expense	$1,222,000	3,604
Pre-tax net operating income	$1,867,000	2,478
Securities gains (losses)	$5,000	3,269
Applicable income taxes	$441,000	2,069
Income before extraordinary items	$1,431,000	2,724
Extraordinary gains, net	$0	20
Net income	$1,431,000	2,725
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,431,000	2,724
Net charge-offs	$217,000	3,202
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,427,200	2,604
2012-06-30 (YTD Data)		Rank
Total interest income	$3,367,000	3,637
Total interest expense	$512,000	3,766
Net interest income	$2,855,000	3,568
Provision for loan and lease losses	$225,000	2,827
Total noninterest income	$230,000	4,671
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$25,000	6,336
Trading account gains and fees	$0	153
Additional Noninterest Income	$205,000	3,640
Total noninterest expense	$1,607,000	4,633
Salaries and employee benefits	$611,000	5,430
Premises and equipment expense	$195,000	4,429
Additional noninterest expense	$801,000	3,656
Pre-tax net operating income	$1,253,000	2,437
Securities gains (losses)	$5,000	2,890
Applicable income taxes	$285,000	2,108
Income before extraordinary items	$973,000	2,668
Extraordinary gains, net	$0	19
Net income	$973,000	2,668
Minority interest net income	$0	84
Net income of bank and minority interests.	$973,000	2,668
Net charge-offs	$99,000	3,430
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$969,150	2,543
2012-03-31 (YTD Data)		Rank
Total interest income	$1,725,000	3,602
Total interest expense	$262,000	3,829
Net interest income	$1,463,000	3,521
Provision for loan and lease losses	$113,000	2,741
Total noninterest income	$108,000	4,819
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$12,000	6,375
Trading account gains and fees	$0	148
Additional Noninterest Income	$96,000	3,766
Total noninterest expense	$794,000	4,677
Salaries and employee benefits	$308,000	5,442
Premises and equipment expense	$94,000	4,532
Additional noninterest expense	$392,000	3,686
Pre-tax net operating income	$664,000	2,354
Securities gains (losses)	$3,000	1,983
Applicable income taxes	$155,000	1,992
Income before extraordinary items	$512,000	2,546
Extraordinary gains, net	$0	19
Net income	$512,000	2,548
Minority interest net income	$0	78
Net income of bank and minority interests.	$512,000	2,549
Net charge-offs	$45,000	3,095
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$509,690	2,440
2011-12-31 (YTD Data)		Rank
Total interest income	$7,539,000	3,491
Total interest expense	$1,245,000	3,872
Net interest income	$6,294,000	3,341
Provision for loan and lease losses	$555,000	3,310
Total noninterest income	$381,000	4,859
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$50,000	6,321
Trading account gains and fees	$0	146
Additional Noninterest Income	$331,000	3,718
Total noninterest expense	$3,098,000	4,797
Salaries and employee benefits	$1,193,000	5,534
Premises and equipment expense	$349,000	4,872
Additional noninterest expense	$1,556,000	3,763
Pre-tax net operating income	$3,022,000	1,829
Securities gains (losses)	$27,000	2,953
Applicable income taxes	$742,000	1,626
Income before extraordinary items	$2,307,000	2,005
Extraordinary gains, net	$0	29
Net income	$2,307,000	2,005
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,307,000	2,006
Net charge-offs	$363,000	3,569
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,286,480	1,930
2011-09-30 (YTD Data)		Rank
Total interest income	$5,797,000	3,463
Total interest expense	$961,000	3,918
Net interest income	$4,836,000	3,300
Provision for loan and lease losses	$435,000	3,110
Total noninterest income	$263,000	5,037
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$38,000	6,352
Trading account gains and fees	$0	145
Additional Noninterest Income	$225,000	3,926
Total noninterest expense	$2,311,000	4,817
Salaries and employee benefits	$898,000	5,533
Premises and equipment expense	$264,000	4,926
Additional noninterest expense	$1,149,000	3,802
Pre-tax net operating income	$2,353,000	1,831
Securities gains (losses)	$22,000	2,775
Applicable income taxes	$572,000	1,617
Income before extraordinary items	$1,803,000	2,002
Extraordinary gains, net	$0	21
Net income	$1,803,000	2,002
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,803,000	2,002
Net charge-offs	$235,000	3,532
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,786,280	1,911
2011-06-30 (YTD Data)		Rank
Total interest income	$3,919,000	3,459
Total interest expense	$660,000	3,958
Net interest income	$3,259,000	3,282
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$162,000	5,188
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$26,000	6,338
Trading account gains and fees	$0	153
Additional Noninterest Income	$136,000	4,116
Total noninterest expense	$1,609,000	4,748
Salaries and employee benefits	$617,000	5,520
Premises and equipment expense	$177,000	4,945
Additional noninterest expense	$815,000	3,695
Pre-tax net operating income	$1,512,000	1,869
Securities gains (losses)	$19,000	2,117
Applicable income taxes	$381,000	1,570
Income before extraordinary items	$1,150,000	2,018
Extraordinary gains, net	$0	15
Net income	$1,150,000	2,018
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,150,000	2,018
Net charge-offs	$179,000	3,228
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,135,750	1,980
2011-03-31 (YTD Data)		Rank
Total interest income	$1,973,000	3,448
Total interest expense	$344,000	3,963
Net interest income	$1,629,000	3,272
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$108,000	4,786
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$13,000	6,312
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,654
Total noninterest expense	$844,000	4,651
Salaries and employee benefits	$333,000	5,364
Premises and equipment expense	$92,000	4,915
Additional noninterest expense	$419,000	3,620
Pre-tax net operating income	$743,000	1,886
Securities gains (losses)	$9,000	1,340
Applicable income taxes	$200,000	1,517
Income before extraordinary items	$552,000	2,068
Extraordinary gains, net	$0	9
Net income	$552,000	2,067
Minority interest net income	$0	86
Net income of bank and minority interests.	$552,000	2,068
Net charge-offs	$123,000	2,540
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$545,430	2,055
2010-12-31 (YTD Data)		Rank
Total interest income	$8,436,000	3,409
Total interest expense	$1,683,000	4,004
Net interest income	$6,753,000	3,169
Provision for loan and lease losses	$670,000	3,674
Total noninterest income	$449,000	4,759
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$60,000	6,079
Trading account gains and fees	$0	175
Additional Noninterest Income	$389,000	3,560
Total noninterest expense	$3,301,000	4,741
Salaries and employee benefits	$1,135,000	5,790
Premises and equipment expense	$346,000	5,086
Additional noninterest expense	$1,820,000	3,510
Pre-tax net operating income	$3,231,000	1,519
Securities gains (losses)	$22,000	3,064
Applicable income taxes	$799,000	1,438
Income before extraordinary items	$2,454,000	1,679
Extraordinary gains, net	$0	29
Net income	$2,454,000	1,679
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,454,000	1,681
Net charge-offs	$564,000	3,493
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,437,500	1,625
2010-09-30 (YTD Data)		Rank
Total interest income	$6,373,000	3,460
Total interest expense	$1,299,000	4,068
Net interest income	$5,074,000	3,198
Provision for loan and lease losses	$520,000	3,480
Total noninterest income	$316,000	4,952
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$46,000	6,146
Trading account gains and fees	$0	165
Additional Noninterest Income	$270,000	3,710
Total noninterest expense	$2,409,000	4,837
Salaries and employee benefits	$851,000	5,835
Premises and equipment expense	$249,000	5,245
Additional noninterest expense	$1,309,000	3,591
Pre-tax net operating income	$2,461,000	1,606
Securities gains (losses)	$11,000	3,082
Applicable income taxes	$594,000	1,483
Income before extraordinary items	$1,878,000	1,758
Extraordinary gains, net	$0	23
Net income	$1,878,000	1,761
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,878,000	1,761
Net charge-offs	$450,000	3,217
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,869,640	1,675
2010-06-30 (YTD Data)		Rank
Total interest income	$4,223,000	3,507
Total interest expense	$882,000	4,114
Net interest income	$3,341,000	3,224
Provision for loan and lease losses	$370,000	3,308
Total noninterest income	$220,000	4,855
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$31,000	6,151
Trading account gains and fees	$0	152
Additional Noninterest Income	$189,000	3,582
Total noninterest expense	$1,598,000	4,867
Salaries and employee benefits	$567,000	5,864
Premises and equipment expense	$170,000	5,243
Additional noninterest expense	$861,000	3,607
Pre-tax net operating income	$1,593,000	1,638
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$397,000	1,454
Income before extraordinary items	$1,203,000	1,801
Extraordinary gains, net	$0	19
Net income	$1,203,000	1,800
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,203,000	1,801
Net charge-offs	$326,000	2,948
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,197,750	1,733
2010-03-31 (YTD Data)		Rank
Total interest income	$2,114,000	3,569
Total interest expense	$455,000	4,158
Net interest income	$1,659,000	3,266
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$115,000	4,791
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$15,000	6,220
Trading account gains and fees	$0	175
Additional Noninterest Income	$100,000	3,522
Total noninterest expense	$791,000	4,964
Salaries and employee benefits	$285,000	5,941
Premises and equipment expense	$89,000	5,215
Additional noninterest expense	$417,000	3,706
Pre-tax net operating income	$833,000	1,564
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$195,000	1,451
Income before extraordinary items	$641,000	1,714
Extraordinary gains, net	$0	16
Net income	$641,000	1,714
Minority interest net income	$0	91
Net income of bank and minority interests.	$641,000	1,715
Net charge-offs	$181,000	2,543
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$638,690	1,653
2009-12-31 (YTD Data)		Rank
Total interest income	$8,128,000	3,774
Total interest expense	$2,060,000	4,358
Net interest income	$6,068,000	3,429
Provision for loan and lease losses	$727,000	3,984
Total noninterest income	$375,000	5,226
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$72,000	6,138
Trading account gains and fees	$0	211
Additional Noninterest Income	$303,000	3,967
Total noninterest expense	$3,054,000	5,127
Salaries and employee benefits	$1,165,000	5,918
Premises and equipment expense	$316,000	5,529
Additional noninterest expense	$1,573,000	3,950
Pre-tax net operating income	$2,662,000	1,501
Securities gains (losses)	$-117,000	7,312
Applicable income taxes	$516,000	1,526
Income before extraordinary items	$2,029,000	1,647
Extraordinary gains, net	$0	34
Net income	$2,029,000	1,645
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,029,000	1,646
Net charge-offs	$535,000	3,699
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,122,600	1,528
2009-09-30 (YTD Data)		Rank
Total interest income	$5,961,000	3,885
Total interest expense	$1,562,000	4,478
Net interest income	$4,399,000	3,531
Provision for loan and lease losses	$532,000	3,708
Total noninterest income	$260,000	5,447
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$55,000	6,160
Trading account gains and fees	$0	212
Additional Noninterest Income	$205,000	4,246
Total noninterest expense	$2,301,000	5,134
Salaries and employee benefits	$880,000	5,916
Premises and equipment expense	$249,000	5,478
Additional noninterest expense	$1,172,000	3,924
Pre-tax net operating income	$1,826,000	1,757
Securities gains (losses)	$-122,000	7,503
Applicable income taxes	$398,000	1,633
Income before extraordinary items	$1,306,000	2,033
Extraordinary gains, net	$0	27
Net income	$1,306,000	2,032
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,306,000	2,033
Net charge-offs	$408,000	3,318
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,399,940	1,853
2009-06-30 (YTD Data)		Rank
Total interest income	$3,875,000	3,995
Total interest expense	$1,045,000	4,607
Net interest income	$2,830,000	3,622
Provision for loan and lease losses	$399,000	3,288
Total noninterest income	$225,000	5,008
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$35,000	6,236
Trading account gains and fees	$0	193
Additional Noninterest Income	$190,000	3,728
Total noninterest expense	$1,503,000	5,247
Salaries and employee benefits	$542,000	6,167
Premises and equipment expense	$158,000	5,625
Additional noninterest expense	$803,000	3,858
Pre-tax net operating income	$1,153,000	1,890
Securities gains (losses)	$35,000	2,094
Applicable income taxes	$267,000	1,665
Income before extraordinary items	$921,000	1,982
Extraordinary gains, net	$0	21
Net income	$921,000	1,980
Minority interest net income	$0	112
Net income of bank and minority interests.	$921,000	1,981
Net charge-offs	$263,000	3,097
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$893,700	1,977
2009-03-31 (YTD Data)		Rank
Total interest income	$1,858,000	4,155
Total interest expense	$527,000	4,702
Net interest income	$1,331,000	3,772
Provision for loan and lease losses	$105,000	3,786
Total noninterest income	$121,000	4,858
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$19,000	6,115
Trading account gains and fees	$0	171
Additional Noninterest Income	$102,000	3,622
Total noninterest expense	$738,000	5,226
Salaries and employee benefits	$273,000	6,198
Premises and equipment expense	$85,000	5,522
Additional noninterest expense	$380,000	3,734
Pre-tax net operating income	$609,000	2,028
Securities gains (losses)	$0	2,434
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$483,000	2,197
Extraordinary gains, net	$0	15
Net income	$483,000	2,198
Minority interest net income	$0	102
Net income of bank and minority interests.	$483,000	2,199
Net charge-offs	$150,000	2,414
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$483,000	2,059
2008-12-31 (YTD Data)		Rank
Total interest income	$7,162,000	4,419
Total interest expense	$2,272,000	4,995
Net interest income	$4,890,000	4,012
Provision for loan and lease losses	$539,000	3,699
Total noninterest income	$479,000	4,932
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$86,000	6,103
Trading account gains and fees	$0	154
Additional Noninterest Income	$393,000	3,622
Total noninterest expense	$3,082,000	5,033
Salaries and employee benefits	$1,024,000	6,358
Premises and equipment expense	$337,000	5,514
Additional noninterest expense	$1,721,000	3,258
Pre-tax net operating income	$1,748,000	2,743
Securities gains (losses)	$46,000	1,666
Applicable income taxes	$366,000	2,176
Income before extraordinary items	$1,428,000	2,597
Extraordinary gains, net	$0	39
Net income	$1,428,000	2,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$393,000	3,141
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,391,200	2,800
2008-09-30 (YTD Data)		Rank
Total interest income	$5,245,000	4,565
Total interest expense	$1,708,000	5,113
Net interest income	$3,537,000	4,136
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$337,000	5,152
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$67,000	6,085
Trading account gains and fees	$0	148
Additional Noninterest Income	$270,000	3,873
Total noninterest expense	$2,120,000	5,292
Salaries and employee benefits	$762,000	6,402
Premises and equipment expense	$255,000	5,527
Additional noninterest expense	$1,103,000	3,602
Pre-tax net operating income	$1,574,000	2,743
Securities gains (losses)	$45,000	1,495
Applicable income taxes	$280,000	2,541
Income before extraordinary items	$1,339,000	2,544
Extraordinary gains, net	$0	31
Net income	$1,339,000	2,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	2,754
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,301,650	2,723
2008-06-30 (YTD Data)		Rank
Total interest income	$3,494,000	4,634
Total interest expense	$1,168,000	5,193
Net interest income	$2,326,000	4,167
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$221,000	5,238
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$45,000	6,093
Trading account gains and fees	$0	149
Additional Noninterest Income	$176,000	4,025
Total noninterest expense	$1,332,000	5,496
Salaries and employee benefits	$492,000	6,534
Premises and equipment expense	$181,000	5,411
Additional noninterest expense	$659,000	3,885
Pre-tax net operating income	$1,115,000	2,733
Securities gains (losses)	$17,000	2,146
Applicable income taxes	$187,000	2,768
Income before extraordinary items	$945,000	2,692
Extraordinary gains, net	$0	21
Net income	$945,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	2,572
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$930,890	2,683
2008-03-31 (YTD Data)		Rank
Total interest income	$1,756,000	4,714
Total interest expense	$622,000	5,187
Net interest income	$1,134,000	4,246
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$110,000	5,238
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$22,000	6,119
Trading account gains and fees	$0	158
Additional Noninterest Income	$88,000	4,007
Total noninterest expense	$683,000	5,447
Salaries and employee benefits	$230,000	6,704
Premises and equipment expense	$93,000	5,371
Additional noninterest expense	$360,000	3,589
Pre-tax net operating income	$501,000	3,072
Securities gains (losses)	$17,000	1,682
Applicable income taxes	$80,000	3,051
Income before extraordinary items	$438,000	2,994
Extraordinary gains, net	$0	15
Net income	$438,000	2,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,080
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$423,550	2,990
2007-12-31 (YTD Data)		Rank
Total interest income	$6,591,000	4,909
Total interest expense	$2,453,000	5,314
Net interest income	$4,138,000	4,523
Provision for loan and lease losses	$244,000	3,558
Total noninterest income	$473,000	5,133
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$78,000	6,337
Trading account gains and fees	$0	178
Additional Noninterest Income	$395,000	3,759
Total noninterest expense	$2,663,000	5,403
Salaries and employee benefits	$938,000	6,589
Premises and equipment expense	$318,000	5,647
Additional noninterest expense	$1,407,000	3,607
Pre-tax net operating income	$1,704,000	3,658
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$329,000	3,265
Income before extraordinary items	$1,376,000	3,617
Extraordinary gains, net	$0	39
Net income	$1,376,000	3,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,571
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,375,190	3,608
2007-09-30 (YTD Data)		Rank
Total interest income	$4,825,000	5,001
Total interest expense	$1,768,000	5,430
Net interest income	$3,057,000	4,591
Provision for loan and lease losses	$140,000	3,581
Total noninterest income	$338,000	5,288
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$59,000	6,351
Trading account gains and fees	$0	184
Additional Noninterest Income	$279,000	3,889
Total noninterest expense	$1,980,000	5,392
Salaries and employee benefits	$694,000	6,619
Premises and equipment expense	$251,000	5,511
Additional noninterest expense	$1,035,000	3,601
Pre-tax net operating income	$1,275,000	3,807
Securities gains (losses)	$-2,000	7,433
Applicable income taxes	$244,000	3,450
Income before extraordinary items	$1,029,000	3,826
Extraordinary gains, net	$0	33
Net income	$1,029,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,103
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,030,620	3,808
2007-06-30 (YTD Data)		Rank
Total interest income	$3,167,000	5,072
Total interest expense	$1,109,000	5,612
Net interest income	$2,058,000	4,593
Provision for loan and lease losses	$93,000	3,403
Total noninterest income	$228,000	5,296
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$37,000	6,450
Trading account gains and fees	$0	168
Additional Noninterest Income	$191,000	3,866
Total noninterest expense	$1,323,000	5,419
Salaries and employee benefits	$465,000	6,650
Premises and equipment expense	$172,000	5,477
Additional noninterest expense	$686,000	3,620
Pre-tax net operating income	$870,000	3,841
Securities gains (losses)	$0	1,444
Applicable income taxes	$179,000	3,408
Income before extraordinary items	$691,000	3,852
Extraordinary gains, net	$0	29
Net income	$691,000	3,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	1,703
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$691,000	3,841
2007-03-31 (YTD Data)		Rank
Total interest income	$1,581,000	5,069
Total interest expense	$508,000	5,814
Net interest income	$1,073,000	4,492
Provision for loan and lease losses	$47,000	3,165
Total noninterest income	$120,000	5,130
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$16,000	6,601
Trading account gains and fees	$0	195
Additional Noninterest Income	$104,000	3,699
Total noninterest expense	$663,000	5,438
Salaries and employee benefits	$229,000	6,735
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$342,000	3,600
Pre-tax net operating income	$483,000	3,610
Securities gains (losses)	$0	1,187
Applicable income taxes	$69,000	3,766
Income before extraordinary items	$414,000	3,411
Extraordinary gains, net	$0	22
Net income	$414,000	3,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	1,190
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$414,000	3,390
2006-12-31 (YTD Data)		Rank
Total interest income	$5,871,000	5,082
Total interest expense	$1,494,000	6,123
Net interest income	$4,377,000	4,414
Provision for loan and lease losses	$157,000	3,983
Total noninterest income	$396,000	5,626
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$77,000	6,487
Trading account gains and fees	$0	130
Additional Noninterest Income	$319,000	4,182
Total noninterest expense	$2,574,000	5,392
Salaries and employee benefits	$886,000	6,698
Premises and equipment expense	$316,000	5,609
Additional noninterest expense	$1,372,000	3,539
Pre-tax net operating income	$2,042,000	3,591
Securities gains (losses)	$2,000	1,439
Applicable income taxes	$367,000	3,548
Income before extraordinary items	$1,677,000	3,516
Extraordinary gains, net	$0	51
Net income	$1,677,000	3,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	2,512
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,675,360	3,501
2006-09-30 (YTD Data)		Rank
Total interest income	$4,320,000	5,137
Total interest expense	$1,049,000	6,221
Net interest income	$3,271,000	4,465
Provision for loan and lease losses	$140,000	3,511
Total noninterest income	$288,000	5,717
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$57,000	6,566
Trading account gains and fees	$0	126
Additional Noninterest Income	$231,000	4,243
Total noninterest expense	$1,894,000	5,436
Salaries and employee benefits	$652,000	6,742
Premises and equipment expense	$236,000	5,646
Additional noninterest expense	$1,006,000	3,587
Pre-tax net operating income	$1,525,000	3,743
Securities gains (losses)	$2,000	1,183
Applicable income taxes	$258,000	3,789
Income before extraordinary items	$1,269,000	3,597
Extraordinary gains, net	$0	45
Net income	$1,269,000	3,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,092
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,267,340	3,590
2006-06-30 (YTD Data)		Rank
Total interest income	$2,801,000	5,187
Total interest expense	$633,000	6,347
Net interest income	$2,168,000	4,487
Provision for loan and lease losses	$93,000	3,433
Total noninterest income	$187,000	5,786
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$37,000	6,640
Trading account gains and fees	$0	126
Additional Noninterest Income	$150,000	4,318
Total noninterest expense	$1,249,000	5,480
Salaries and employee benefits	$433,000	6,786
Premises and equipment expense	$158,000	5,646
Additional noninterest expense	$658,000	3,651
Pre-tax net operating income	$1,013,000	3,768
Securities gains (losses)	$0	1,185
Applicable income taxes	$154,000	3,968
Income before extraordinary items	$859,000	3,565
Extraordinary gains, net	$0	39
Net income	$859,000	3,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,282
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$859,000	3,551
2006-03-31 (YTD Data)		Rank
Total interest income	$1,374,000	5,198
Total interest expense	$303,000	6,369
Net interest income	$1,071,000	4,501
Provision for loan and lease losses	$47,000	3,226
Total noninterest income	$91,000	5,791
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$19,000	6,578
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,366
Total noninterest expense	$631,000	5,458
Salaries and employee benefits	$218,000	6,777
Premises and equipment expense	$81,000	5,603
Additional noninterest expense	$332,000	3,593
Pre-tax net operating income	$484,000	3,814
Securities gains (losses)	$0	955
Applicable income taxes	$75,000	3,953
Income before extraordinary items	$409,000	3,647
Extraordinary gains, net	$0	21
Net income	$409,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,473
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$409,000	3,626
2005-12-31 (YTD Data)		Rank
Total interest income	$5,279,000	4,983
Total interest expense	$995,000	6,309
Net interest income	$4,284,000	4,421
Provision for loan and lease losses	$310,000	2,744
Total noninterest income	$438,000	5,525
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$89,000	6,442
Trading account gains and fees	$0	138
Additional Noninterest Income	$349,000	4,030
Total noninterest expense	$2,526,000	5,347
Salaries and employee benefits	$856,000	6,765
Premises and equipment expense	$307,000	5,665
Additional noninterest expense	$1,363,000	3,493
Pre-tax net operating income	$1,886,000	3,822
Securities gains (losses)	$24,000	1,190
Applicable income taxes	$352,000	3,895
Income before extraordinary items	$1,558,000	3,694
Extraordinary gains, net	$0	46
Net income	$1,558,000	3,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	1,697
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,538,320	3,694
2005-09-30 (YTD Data)		Rank
Total interest income	$3,946,000	4,957
Total interest expense	$721,000	6,280
Net interest income	$3,225,000	4,420
Provision for loan and lease losses	$140,000	3,587
Total noninterest income	$321,000	5,617
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	6,511
Trading account gains and fees	$0	126
Additional Noninterest Income	$256,000	4,084
Total noninterest expense	$1,898,000	5,308
Salaries and employee benefits	$641,000	6,752
Premises and equipment expense	$228,000	5,699
Additional noninterest expense	$1,029,000	3,428
Pre-tax net operating income	$1,508,000	3,731
Securities gains (losses)	$27,000	1,107
Applicable income taxes	$295,000	3,830
Income before extraordinary items	$1,240,000	3,581
Extraordinary gains, net	$0	35
Net income	$1,240,000	3,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	1,444
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,218,130	3,591
2005-06-30 (YTD Data)		Rank
Total interest income	$2,649,000	4,876
Total interest expense	$468,000	6,202
Net interest income	$2,181,000	4,338
Provision for loan and lease losses	$93,000	3,464
Total noninterest income	$89,000	7,243
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$41,000	6,574
Trading account gains and fees	$0	116
Additional Noninterest Income	$48,000	6,470
Total noninterest expense	$1,260,000	5,307
Salaries and employee benefits	$429,000	6,756
Premises and equipment expense	$147,000	5,757
Additional noninterest expense	$684,000	3,424
Pre-tax net operating income	$917,000	3,942
Securities gains (losses)	$31,000	949
Applicable income taxes	$260,000	3,347
Income before extraordinary items	$688,000	4,040
Extraordinary gains, net	$0	30
Net income	$688,000	4,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	1,708
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$665,370	4,078
2005-03-31 (YTD Data)		Rank
Total interest income	$1,357,000	4,792
Total interest expense	$231,000	6,167
Net interest income	$1,126,000	4,251
Provision for loan and lease losses	$47,000	3,284
Total noninterest income	$30,000	7,797
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$20,000	6,602
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,741
Total noninterest expense	$621,000	5,406
Salaries and employee benefits	$216,000	6,794
Premises and equipment expense	$77,000	5,676
Additional noninterest expense	$328,000	3,543
Pre-tax net operating income	$488,000	3,742
Securities gains (losses)	$87,000	401
Applicable income taxes	$143,000	3,181
Income before extraordinary items	$432,000	3,416
Extraordinary gains, net	$0	24
Net income	$432,000	3,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	1,481
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$366,750	3,806
2004-12-31 (YTD Data)		Rank
Total interest income	$5,640,000	4,462
Total interest expense	$924,000	5,883
Net interest income	$4,716,000	3,976
Provision for loan and lease losses	$346,000	2,650
Total noninterest income	$215,000	7,025
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$92,000	6,594
Trading account gains and fees	$0	138
Additional Noninterest Income	$123,000	6,060
Total noninterest expense	$2,605,000	5,155
Salaries and employee benefits	$868,000	6,733
Premises and equipment expense	$309,000	5,595
Additional noninterest expense	$1,428,000	3,250
Pre-tax net operating income	$1,980,000	3,523
Securities gains (losses)	$56,000	1,653
Applicable income taxes	$447,000	3,522
Income before extraordinary items	$1,589,000	3,488
Extraordinary gains, net	$0	34
Net income	$1,589,000	3,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$342,000	1,795
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,545,320	3,496
2004-09-30 (YTD Data)		Rank
Total interest income	$4,263,000	4,404
Total interest expense	$700,000	5,827
Net interest income	$3,563,000	3,948
Provision for loan and lease losses	$140,000	3,657
Total noninterest income	$128,000	7,466
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$69,000	6,644
Trading account gains and fees	$0	134
Additional Noninterest Income	$59,000	6,825
Total noninterest expense	$1,880,000	5,257
Salaries and employee benefits	$644,000	6,716
Premises and equipment expense	$215,000	5,770
Additional noninterest expense	$1,021,000	3,369
Pre-tax net operating income	$1,671,000	3,335
Securities gains (losses)	$11,000	2,659
Applicable income taxes	$385,000	3,374
Income before extraordinary items	$1,297,000	3,359
Extraordinary gains, net	$0	26
Net income	$1,297,000	3,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,518
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,288,530	3,277
2004-06-30 (YTD Data)		Rank
Total interest income	$3,012,000	4,245
Total interest expense	$474,000	5,801
Net interest income	$2,538,000	3,734
Provision for loan and lease losses	$93,000	3,603
Total noninterest income	$96,000	7,312
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$44,000	6,706
Trading account gains and fees	$0	130
Additional Noninterest Income	$52,000	6,365
Total noninterest expense	$1,411,000	4,849
Salaries and employee benefits	$430,000	6,762
Premises and equipment expense	$139,000	5,891
Additional noninterest expense	$842,000	2,797
Pre-tax net operating income	$1,130,000	3,261
Securities gains (losses)	$8,000	2,538
Applicable income taxes	$291,000	3,128
Income before extraordinary items	$847,000	3,377
Extraordinary gains, net	$0	21
Net income	$847,000	3,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	1,558
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$841,080	3,297
2004-03-31 (YTD Data)		Rank
Total interest income	$1,475,000	4,318
Total interest expense	$245,000	5,768
Net interest income	$1,230,000	3,825
Provision for loan and lease losses	$47,000	3,399
Total noninterest income	$61,000	6,830
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$22,000	6,668
Trading account gains and fees	$0	121
Additional Noninterest Income	$39,000	5,616
Total noninterest expense	$619,000	5,346
Salaries and employee benefits	$212,000	6,833
Premises and equipment expense	$64,000	6,144
Additional noninterest expense	$343,000	3,353
Pre-tax net operating income	$625,000	2,979
Securities gains (losses)	$0	2,934
Applicable income taxes	$155,000	3,023
Income before extraordinary items	$470,000	3,085
Extraordinary gains, net	$0	16
Net income	$470,000	3,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,439
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$470,000	2,972
2003-12-31 (YTD Data)		Rank
Total interest income	$6,424,000	4,093
Total interest expense	$1,257,000	5,408
Net interest income	$5,167,000	3,601
Provision for loan and lease losses	$307,000	3,107
Total noninterest income	$245,000	6,986
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$88,000	6,750
Trading account gains and fees	$0	160
Additional Noninterest Income	$157,000	5,745
Total noninterest expense	$2,583,000	5,101
Salaries and employee benefits	$912,000	6,556
Premises and equipment expense	$261,000	6,058
Additional noninterest expense	$1,410,000	3,260
Pre-tax net operating income	$2,522,000	2,863
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$539,000	3,251
Income before extraordinary items	$1,987,000	2,887
Extraordinary gains, net	$0	54
Net income	$1,987,000	2,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	2,217
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,983,840	2,755
2003-09-30 (YTD Data)		Rank
Total interest income	$4,854,000	4,110
Total interest expense	$986,000	5,427
Net interest income	$3,868,000	3,629
Provision for loan and lease losses	$140,000	4,015
Total noninterest income	$190,000	6,978
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$67,000	6,788
Trading account gains and fees	$0	153
Additional Noninterest Income	$123,000	5,698
Total noninterest expense	$1,942,000	5,084
Salaries and employee benefits	$690,000	6,512
Premises and equipment expense	$222,000	5,685
Additional noninterest expense	$1,030,000	3,315
Pre-tax net operating income	$1,976,000	2,883
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$507,000	2,996
Income before extraordinary items	$1,472,000	3,009
Extraordinary gains, net	$0	40
Net income	$1,472,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	1,703
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,469,780	2,865
2003-06-30 (YTD Data)		Rank
Total interest income	$3,287,000	4,105
Total interest expense	$694,000	5,374
Net interest income	$2,593,000	3,599
Provision for loan and lease losses	$93,000	3,993
Total noninterest income	$113,000	7,172
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$43,000	6,840
Trading account gains and fees	$0	150
Additional Noninterest Income	$70,000	5,983
Total noninterest expense	$1,298,000	5,062
Salaries and employee benefits	$453,000	6,585
Premises and equipment expense	$147,000	5,723
Additional noninterest expense	$698,000	3,239
Pre-tax net operating income	$1,315,000	2,882
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$342,000	2,997
Income before extraordinary items	$976,000	3,037
Extraordinary gains, net	$0	30
Net income	$976,000	3,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,622
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$973,780	2,884
2003-03-31 (YTD Data)		Rank
Total interest income	$1,692,000	4,036
Total interest expense	$352,000	5,432
Net interest income	$1,340,000	3,491
Provision for loan and lease losses	$47,000	3,775
Total noninterest income	$75,000	6,577
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$20,000	6,904
Trading account gains and fees	$0	134
Additional Noninterest Income	$55,000	5,085
Total noninterest expense	$645,000	5,091
Salaries and employee benefits	$224,000	6,636
Premises and equipment expense	$72,000	5,758
Additional noninterest expense	$349,000	3,200
Pre-tax net operating income	$723,000	2,672
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$167,000	3,022
Income before extraordinary items	$559,000	2,701
Extraordinary gains, net	$0	21
Net income	$559,000	2,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,631
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$556,690	2,574
2002-12-31 (YTD Data)		Rank
Total interest income	$6,611,000	4,241
Total interest expense	$1,595,000	5,536
Net interest income	$5,016,000	3,662
Provision for loan and lease losses	$424,000	2,711
Total noninterest income	$133,000	8,026
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$93,000	6,699
Trading account gains and fees	$0	153
Additional Noninterest Income	$40,000	7,875
Total noninterest expense	$2,627,000	4,913
Salaries and employee benefits	$886,000	6,564
Premises and equipment expense	$324,000	5,323
Additional noninterest expense	$1,417,000	3,093
Pre-tax net operating income	$2,098,000	3,322
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$679,000	2,911
Income before extraordinary items	$1,421,000	3,638
Extraordinary gains, net	$0	70
Net income	$1,421,000	3,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$424,000	1,862
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,419,640	3,542
2001-12-31 (YTD Data)		Rank
Total interest income	$7,241,000	4,319
Total interest expense	$2,342,000	5,598
Net interest income	$4,899,000	3,488
Provision for loan and lease losses	$223,000	3,906
Total noninterest income	$184,000	7,475
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$95,000	6,675
Trading account gains and fees	$0	177
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$2,412,000	5,082
Salaries and employee benefits	$817,000	6,708
Premises and equipment expense	$311,000	5,411
Additional noninterest expense	$1,284,000	3,288
Pre-tax net operating income	$2,448,000	2,710
Securities gains (losses)	$0	4,612
Applicable income taxes	$741,000	2,569
Income before extraordinary items	$1,707,000	2,923
Extraordinary gains, net	$0	105
Net income	$1,707,000	2,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,683
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,707,000	2,832
2000-12-31 (YTD Data)		Rank
Total interest income	$8,586,000	3,903
Total interest expense	$2,638,000	5,381
Net interest income	$5,948,000	2,968
Provision for loan and lease losses	$379,000	2,381
Total noninterest income	$303,000	6,275
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$97,000	6,628
Trading account gains and fees	$0	180
Additional Noninterest Income	$206,000	4,731
Total noninterest expense	$2,466,000	4,907
Salaries and employee benefits	$831,000	6,587
Premises and equipment expense	$337,000	5,072
Additional noninterest expense	$1,298,000	3,179
Pre-tax net operating income	$3,406,000	2,128
Securities gains (losses)	$12,000	1,101
Applicable income taxes	$1,052,000	2,034
Income before extraordinary items	$2,366,000	2,192
Extraordinary gains, net	$0	38
Net income	$2,366,000	2,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$385,000	1,521
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,357,720	2,201
1999-12-31 (YTD Data)		Rank
Total interest income	$8,686,000	3,634
Total interest expense	$3,442,000	4,103
Net interest income	$5,244,000	3,310
Provision for loan and lease losses	$486,000	1,807
Total noninterest income	$284,000	6,581
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$97,000	6,771
Trading account gains and fees	$0	173
Additional Noninterest Income	$187,000	5,093
Total noninterest expense	$2,609,000	4,717
Salaries and employee benefits	$902,000	6,300
Premises and equipment expense	$312,000	5,356
Additional noninterest expense	$1,395,000	3,042
Pre-tax net operating income	$2,433,000	2,854
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$843,000	2,527
Income before extraordinary items	$1,594,000	3,093
Extraordinary gains, net	$0	35
Net income	$1,594,000	3,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,198
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,591,400	3,067
1998-12-31 (YTD Data)		Rank
Total interest income	$4,847,000	5,802
Total interest expense	$2,246,000	5,754
Net interest income	$2,601,000	5,692
Provision for loan and lease losses	$96,000	5,205
Total noninterest income	$164,000	8,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	7,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,403
Total noninterest expense	$1,083,000	7,873
Salaries and employee benefits	$386,000	9,052
Premises and equipment expense	$190,000	6,867
Additional noninterest expense	$507,000	6,377
Pre-tax net operating income	$1,586,000	4,010
Securities gains (losses)	$15,000	2,661
Applicable income taxes	$482,000	3,928
Income before extraordinary items	$1,119,000	4,133
Extraordinary gains, net	$0	32
Net income	$1,119,000	4,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,765
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,108,500	4,068
1997-12-31 (YTD Data)		Rank
Total interest income	$5,177,000	5,654
Total interest expense	$2,418,000	5,535
Net interest income	$2,759,000	5,650
Provision for loan and lease losses	$192,000	3,539
Total noninterest income	$189,000	7,982
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	8,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	5,975
Total noninterest expense	$1,227,000	7,579
Salaries and employee benefits	$521,000	8,453
Premises and equipment expense	$201,000	6,835
Additional noninterest expense	$505,000	6,464
Pre-tax net operating income	$1,529,000	4,425
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$463,000	4,445
Income before extraordinary items	$1,072,000	4,443
Extraordinary gains, net	$0	44
Net income	$1,072,000	4,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,231
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,067,800	4,399
1996-12-31 (YTD Data)		Rank
Total interest income	$5,561,000	5,469
Total interest expense	$2,723,000	5,190
Net interest income	$2,838,000	5,680
Provision for loan and lease losses	$30,000	7,397
Total noninterest income	$118,000	9,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	8,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,163
Total noninterest expense	$1,098,000	8,334
Salaries and employee benefits	$443,000	9,298
Premises and equipment expense	$183,000	7,367
Additional noninterest expense	$472,000	7,277
Pre-tax net operating income	$1,828,000	3,659
Securities gains (losses)	$0	4,148
Applicable income taxes	$550,000	3,842
Income before extraordinary items	$1,278,000	3,675
Extraordinary gains, net	$0	53
Net income	$1,278,000	3,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,930
Cash dividends	$100,000	6,641
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,278,000	3,623
1995-12-31 (YTD Data)		Rank
Total interest income	$5,486,000	5,601
Total interest expense	$2,976,000	4,796
Net interest income	$2,510,000	6,297
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$113,000	10,003
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	9,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,550
Total noninterest expense	$1,154,000	8,374
Salaries and employee benefits	$422,000	9,770
Premises and equipment expense	$168,000	7,858
Additional noninterest expense	$564,000	6,756
Pre-tax net operating income	$1,433,000	4,619
Securities gains (losses)	$0	3,831
Applicable income taxes	$423,000	4,753
Income before extraordinary items	$1,010,000	4,575
Extraordinary gains, net	$0	65
Net income	$1,010,000	4,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,173
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,010,000	4,554
1994-12-31 (YTD Data)		Rank
Total interest income	$5,653,000	5,124
Total interest expense	$2,560,000	4,550
Net interest income	$3,093,000	5,489
Provision for loan and lease losses	$72,000	5,248
Total noninterest income	$71,000	11,467
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	9,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	11,244
Total noninterest expense	$1,248,000	8,431
Salaries and employee benefits	$362,000	10,629
Premises and equipment expense	$116,000	9,514
Additional noninterest expense	$770,000	5,880
Pre-tax net operating income	$1,844,000	3,666
Securities gains (losses)	$0	3,600
Applicable income taxes	$576,000	3,632
Income before extraordinary items	$1,268,000	3,669
Extraordinary gains, net	$0	249
Net income	$1,268,000	3,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,622
Cash dividends	$30,000	8,349
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,268,000	3,710
1993-12-31 (YTD Data)		Rank
Total interest income	$6,349,000	4,713
Total interest expense	$2,434,000	4,942
Net interest income	$3,915,000	4,504
Provision for loan and lease losses	$102,000	5,694
Total noninterest income	$69,000	12,094
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	10,145
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,957
Total noninterest expense	$1,141,000	9,153
Salaries and employee benefits	$366,000	10,985
Premises and equipment expense	$105,000	10,294
Additional noninterest expense	$670,000	6,794
Pre-tax net operating income	$2,741,000	2,501
Securities gains (losses)	$313,000	1,260
Applicable income taxes	$957,000	2,363
Income before extraordinary items	$2,097,000	2,384
Extraordinary gains, net	$0	3,149
Net income	$2,097,000	2,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	5,334
Cash dividends	$30,000	8,419
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,881,030	2,512
1992-12-31 (YTD Data)		Rank
Total interest income	$5,059,000	6,331
Total interest expense	$2,296,000	6,413
Net interest income	$2,763,000	6,103
Provision for loan and lease losses	$102,000	7,202
Total noninterest income	$77,000	12,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	12,093
Total noninterest expense	$1,109,000	9,467
Salaries and employee benefits	$354,000	11,396
Premises and equipment expense	$77,000	11,610
Additional noninterest expense	$678,000	6,901
Pre-tax net operating income	$1,629,000	3,748
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$493,000	4,049
Income before extraordinary items	$1,164,000	3,910
Extraordinary gains, net	$0	1,422
Net income	$1,164,000	3,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	7,598
Cash dividends	$20,000	8,461
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,144,400	3,691

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.