Home > First Bank of Oak Park > Income and Expense
First Bank of Oak Park, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,316,000 | 1,839 |
| Total interest expense | $4,333,000 | 2,486 |
| Net interest income | $13,983,000 | 1,568 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,425,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,101,000 | 1,586 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,324,000 | 1,215 |
| Total noninterest expense | $6,200,000 | 2,670 |
| Salaries and employee benefits | $3,213,000 | 2,796 |
| Premises and equipment expense | $1,185,000 | 2,019 |
| Additional noninterest expense | $1,802,000 | 2,750 |
| Pre-tax net operating income | $11,208,000 | 887 |
| Securities gains (losses) | $109,000 | 674 |
| Applicable income taxes | $4,294,000 | 727 |
| Income before extraordinary items | $7,023,000 | 1,036 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,023,000 | 1,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,558 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,953,240 | 1,021 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,801,000 | 1,781 |
| Total interest expense | $3,039,000 | 2,511 |
| Net interest income | $10,762,000 | 1,506 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,591,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $804,000 | 1,608 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,787,000 | 1,197 |
| Total noninterest expense | $5,077,000 | 2,443 |
| Salaries and employee benefits | $2,673,000 | 2,518 |
| Premises and equipment expense | $887,000 | 2,009 |
| Additional noninterest expense | $1,517,000 | 2,427 |
| Pre-tax net operating income | $8,276,000 | 894 |
| Securities gains (losses) | $109,000 | 633 |
| Applicable income taxes | $3,186,000 | 739 |
| Income before extraordinary items | $5,199,000 | 1,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,199,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,428 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,129,240 | 1,032 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,927,000 | 1,782 |
| Total interest expense | $1,863,000 | 2,556 |
| Net interest income | $7,064,000 | 1,511 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,665,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $514,000 | 1,631 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,151,000 | 1,217 |
| Total noninterest expense | $3,376,000 | 2,426 |
| Salaries and employee benefits | $1,755,000 | 2,540 |
| Premises and equipment expense | $594,000 | 1,998 |
| Additional noninterest expense | $1,027,000 | 2,363 |
| Pre-tax net operating income | $5,353,000 | 891 |
| Securities gains (losses) | $109,000 | 537 |
| Applicable income taxes | $2,071,000 | 744 |
| Income before extraordinary items | $3,391,000 | 1,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,391,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,294 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,321,240 | 1,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 1,797 |
| Total interest expense | $828,000 | 2,710 |
| Net interest income | $3,525,000 | 1,505 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,115,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $248,000 | 1,645 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $867,000 | 886 |
| Total noninterest expense | $1,737,000 | 2,371 |
| Salaries and employee benefits | $877,000 | 2,555 |
| Premises and equipment expense | $306,000 | 1,962 |
| Additional noninterest expense | $554,000 | 2,207 |
| Pre-tax net operating income | $2,903,000 | 817 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,110,000 | 703 |
| Income before extraordinary items | $1,793,000 | 968 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,793,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,793,000 | 946 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,294,000 | 1,753 |
| Total interest expense | $2,680,000 | 2,886 |
| Net interest income | $13,614,000 | 1,485 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,531,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,191,000 | 1,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,340,000 | 1,766 |
| Total noninterest expense | $6,617,000 | 2,414 |
| Salaries and employee benefits | $2,929,000 | 2,897 |
| Premises and equipment expense | $1,177,000 | 1,951 |
| Additional noninterest expense | $2,511,000 | 1,938 |
| Pre-tax net operating income | $9,528,000 | 917 |
| Securities gains (losses) | $189,000 | 854 |
| Applicable income taxes | $3,581,000 | 780 |
| Income before extraordinary items | $6,136,000 | 1,068 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,136,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,679 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,015,040 | 1,053 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,284,000 | 1,729 |
| Total interest expense | $1,949,000 | 2,907 |
| Net interest income | $10,335,000 | 1,457 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,075,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $895,000 | 1,487 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,180,000 | 1,576 |
| Total noninterest expense | $5,253,000 | 2,265 |
| Salaries and employee benefits | $2,509,000 | 2,567 |
| Premises and equipment expense | $1,013,000 | 1,712 |
| Additional noninterest expense | $1,731,000 | 2,085 |
| Pre-tax net operating income | $7,157,000 | 928 |
| Securities gains (losses) | $189,000 | 787 |
| Applicable income taxes | $2,714,000 | 790 |
| Income before extraordinary items | $4,632,000 | 1,066 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,632,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,620 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,511,040 | 1,057 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,090,000 | 1,738 |
| Total interest expense | $1,283,000 | 2,928 |
| Net interest income | $6,807,000 | 1,467 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $946,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $587,000 | 1,493 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $359,000 | 2,693 |
| Total noninterest expense | $3,495,000 | 2,265 |
| Salaries and employee benefits | $1,649,000 | 2,606 |
| Premises and equipment expense | $679,000 | 1,706 |
| Additional noninterest expense | $1,167,000 | 2,069 |
| Pre-tax net operating income | $4,258,000 | 1,020 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,542,000 | 902 |
| Income before extraordinary items | $2,716,000 | 1,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,716,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,716,000 | 1,164 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 1,725 |
| Total interest expense | $647,000 | 2,942 |
| Net interest income | $3,429,000 | 1,451 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $476,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $283,000 | 1,518 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,691,000 | 2,348 |
| Salaries and employee benefits | $805,000 | 2,666 |
| Premises and equipment expense | $334,000 | 1,742 |
| Additional noninterest expense | $552,000 | 2,150 |
| Pre-tax net operating income | $2,214,000 | 973 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $800,000 | 892 |
| Income before extraordinary items | $1,414,000 | 1,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,414,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,414,000 | 1,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,941,000 | 1,895 |
| Total interest expense | $2,884,000 | 2,973 |
| Net interest income | $12,057,000 | 1,612 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,871,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,257,000 | 1,381 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $614,000 | 3,213 |
| Total noninterest expense | $6,567,000 | 2,391 |
| Salaries and employee benefits | $2,804,000 | 2,947 |
| Premises and equipment expense | $1,356,000 | 1,674 |
| Additional noninterest expense | $2,407,000 | 1,995 |
| Pre-tax net operating income | $7,361,000 | 1,135 |
| Securities gains (losses) | $-19,000 | 8,861 |
| Applicable income taxes | $2,481,000 | 1,082 |
| Income before extraordinary items | $4,861,000 | 1,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,861,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,613 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,873,540 | 1,242 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,791,000 | 2,003 |
| Total interest expense | $2,203,000 | 3,020 |
| Net interest income | $8,588,000 | 1,707 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,428,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $929,000 | 1,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 3,143 |
| Total noninterest expense | $5,361,000 | 2,194 |
| Salaries and employee benefits | $2,436,000 | 2,588 |
| Premises and equipment expense | $1,028,000 | 1,669 |
| Additional noninterest expense | $1,897,000 | 1,889 |
| Pre-tax net operating income | $4,655,000 | 1,392 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,658,000 | 1,240 |
| Income before extraordinary items | $2,997,000 | 1,609 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,997,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,997,000 | 1,542 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 2,032 |
| Total interest expense | $1,529,000 | 2,993 |
| Net interest income | $5,633,000 | 1,733 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,267,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $594,000 | 1,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $673,000 | 2,029 |
| Total noninterest expense | $3,538,000 | 2,217 |
| Salaries and employee benefits | $1,617,000 | 2,597 |
| Premises and equipment expense | $688,000 | 1,660 |
| Additional noninterest expense | $1,233,000 | 1,942 |
| Pre-tax net operating income | $3,362,000 | 1,268 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,205,000 | 1,174 |
| Income before extraordinary items | $2,157,000 | 1,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,157,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,641 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,157,000 | 1,417 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 2,142 |
| Total interest expense | $763,000 | 3,070 |
| Net interest income | $2,669,000 | 1,833 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $478,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 1,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 2,742 |
| Total noninterest expense | $1,844,000 | 2,125 |
| Salaries and employee benefits | $835,000 | 2,523 |
| Premises and equipment expense | $354,000 | 1,629 |
| Additional noninterest expense | $655,000 | 1,795 |
| Pre-tax net operating income | $1,303,000 | 1,617 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $456,000 | 1,480 |
| Income before extraordinary items | $847,000 | 1,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $847,000 | 1,758 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,406,000 | 2,490 |
| Total interest expense | $3,300,000 | 3,264 |
| Net interest income | $9,106,000 | 2,131 |
| Provision for loan and lease losses | $2,000,000 | 727 |
| Total noninterest income | $8,365,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,118,000 | 1,449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,247,000 | 533 |
| Total noninterest expense | $6,299,000 | 2,361 |
| Salaries and employee benefits | $2,603,000 | 3,019 |
| Premises and equipment expense | $1,247,000 | 1,772 |
| Additional noninterest expense | $2,449,000 | 1,888 |
| Pre-tax net operating income | $9,172,000 | 935 |
| Securities gains (losses) | $112,000 | 1,634 |
| Applicable income taxes | $3,462,000 | 811 |
| Income before extraordinary items | $5,822,000 | 1,077 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,822,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,900,000 | 588 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,750,320 | 1,050 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,489,000 | 2,078 |
| Total interest expense | $5,371,000 | 2,961 |
| Net interest income | $11,118,000 | 1,599 |
| Provision for loan and lease losses | $1,275,000 | 1,035 |
| Total noninterest income | $4,086,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,017,000 | 1,454 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,069,000 | 931 |
| Total noninterest expense | $5,535,000 | 2,551 |
| Salaries and employee benefits | $2,278,000 | 3,218 |
| Premises and equipment expense | $1,031,000 | 2,071 |
| Additional noninterest expense | $2,226,000 | 2,020 |
| Pre-tax net operating income | $8,394,000 | 902 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,677,000 | 920 |
| Income before extraordinary items | $5,717,000 | 959 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,717,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,610 |
| Cash dividends | $5,500,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,717,000 | 922 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,436,000 | 2,274 |
| Total interest expense | $5,851,000 | 2,852 |
| Net interest income | $9,585,000 | 1,842 |
| Provision for loan and lease losses | $475,000 | 1,976 |
| Total noninterest income | $5,474,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $933,000 | 1,466 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,541,000 | 668 |
| Total noninterest expense | $5,694,000 | 2,400 |
| Salaries and employee benefits | $2,514,000 | 2,818 |
| Premises and equipment expense | $868,000 | 2,384 |
| Additional noninterest expense | $2,312,000 | 1,895 |
| Pre-tax net operating income | $8,890,000 | 865 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,158,000 | 795 |
| Income before extraordinary items | $5,732,000 | 922 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,732,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,099 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,732,000 | 925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,877,000 | 2,049 |
| Total interest expense | $4,841,000 | 3,022 |
| Net interest income | $11,036,000 | 1,573 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $6,279,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $972,000 | 1,349 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,307,000 | 625 |
| Total noninterest expense | $6,573,000 | 2,068 |
| Salaries and employee benefits | $3,193,000 | 2,196 |
| Premises and equipment expense | $1,103,000 | 1,853 |
| Additional noninterest expense | $2,277,000 | 1,914 |
| Pre-tax net operating income | $10,342,000 | 797 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,680,000 | 747 |
| Income before extraordinary items | $6,662,000 | 857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,662,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,144 |
| Cash dividends | $6,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,662,000 | 848 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,454,000 | 2,107 |
| Total interest expense | $4,847,000 | 3,087 |
| Net interest income | $10,607,000 | 1,599 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $6,085,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,005,000 | 1,246 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,080,000 | 636 |
| Total noninterest expense | $7,657,000 | 1,710 |
| Salaries and employee benefits | $3,557,000 | 1,875 |
| Premises and equipment expense | $1,356,000 | 1,443 |
| Additional noninterest expense | $2,744,000 | 1,570 |
| Pre-tax net operating income | $8,435,000 | 928 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,978,000 | 876 |
| Income before extraordinary items | $5,457,000 | 990 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,457,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $805,000 | 886 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,457,000 | 963 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,682,000 | 2,386 |
| Total interest expense | $4,922,000 | 3,030 |
| Net interest income | $8,760,000 | 1,982 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $9,455,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,024,000 | 1,247 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,431,000 | 460 |
| Total noninterest expense | $8,378,000 | 1,570 |
| Salaries and employee benefits | $3,650,000 | 1,786 |
| Premises and equipment expense | $1,690,000 | 1,177 |
| Additional noninterest expense | $3,038,000 | 1,426 |
| Pre-tax net operating income | $9,837,000 | 833 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,633,000 | 788 |
| Income before extraordinary items | $6,204,000 | 889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,204,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $921,000 | 845 |
| Cash dividends | $6,500,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,204,000 | 865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,727,000 | 2,436 |
| Total interest expense | $4,644,000 | 3,218 |
| Net interest income | $9,083,000 | 1,982 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $7,880,000 | 690 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $995,000 | 1,347 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,885,000 | 531 |
| Total noninterest expense | $9,019,000 | 1,572 |
| Salaries and employee benefits | $4,399,000 | 1,516 |
| Premises and equipment expense | $1,693,000 | 1,223 |
| Additional noninterest expense | $2,927,000 | 1,776 |
| Pre-tax net operating income | $7,944,000 | 964 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,525,000 | 1,006 |
| Income before extraordinary items | $5,419,000 | 972 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,419,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,123 |
| Cash dividends | $3,300,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,419,000 | 954 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,495,000 | 2,473 |
| Total interest expense | $4,611,000 | 3,252 |
| Net interest income | $8,884,000 | 2,023 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $11,378,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $968,000 | 1,412 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $10,410,000 | 418 |
| Total noninterest expense | $11,490,000 | 1,250 |
| Salaries and employee benefits | $6,193,000 | 1,101 |
| Premises and equipment expense | $1,658,000 | 1,254 |
| Additional noninterest expense | $3,639,000 | 1,441 |
| Pre-tax net operating income | $8,727,000 | 922 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $2,730,000 | 980 |
| Income before extraordinary items | $6,015,000 | 912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,015,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,377 |
| Cash dividends | $5,950,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,002,580 | 907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,368,000 | 2,017 |
| Total interest expense | $3,859,000 | 3,163 |
| Net interest income | $11,509,000 | 1,566 |
| Provision for loan and lease losses | $1,280,000 | 784 |
| Total noninterest income | $8,733,000 | 652 |
| Gross Fiduciary activities income | $74,000 | 1,239 |
| Service charges on deposit accounts | $824,000 | 1,646 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,835,000 | 479 |
| Total noninterest expense | $10,675,000 | 1,368 |
| Salaries and employee benefits | $4,976,000 | 1,359 |
| Premises and equipment expense | $1,435,000 | 1,458 |
| Additional noninterest expense | $4,264,000 | 1,342 |
| Pre-tax net operating income | $8,287,000 | 939 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $2,861,000 | 918 |
| Income before extraordinary items | $5,437,000 | 948 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,437,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $5,500,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,429,740 | 956 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,443,000 | 2,479 |
| Total interest expense | $3,576,000 | 3,509 |
| Net interest income | $8,867,000 | 2,038 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $8,826,000 | 662 |
| Gross Fiduciary activities income | $149,000 | 1,126 |
| Service charges on deposit accounts | $814,000 | 1,686 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,863,000 | 496 |
| Total noninterest expense | $10,349,000 | 1,476 |
| Salaries and employee benefits | $4,590,000 | 1,474 |
| Premises and equipment expense | $1,372,000 | 1,540 |
| Additional noninterest expense | $4,387,000 | 1,410 |
| Pre-tax net operating income | $7,149,000 | 1,001 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $2,170,000 | 1,125 |
| Income before extraordinary items | $5,009,000 | 1,035 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,009,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,906 |
| Cash dividends | $5,600,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,988,000 | 969 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,482,000 | 2,426 |
| Total interest expense | $5,138,000 | 3,236 |
| Net interest income | $9,344,000 | 1,956 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $6,967,000 | 766 |
| Gross Fiduciary activities income | $166,000 | 1,132 |
| Service charges on deposit accounts | $839,000 | 1,623 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,962,000 | 594 |
| Total noninterest expense | $9,759,000 | 1,573 |
| Salaries and employee benefits | $3,835,000 | 1,731 |
| Premises and equipment expense | $1,271,000 | 1,669 |
| Additional noninterest expense | $4,653,000 | 1,416 |
| Pre-tax net operating income | $6,387,000 | 1,013 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $1,960,000 | 1,141 |
| Income before extraordinary items | $4,439,000 | 1,064 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,439,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 2,803 |
| Cash dividends | $3,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,430,720 | 973 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.