Home > First Bank of Oak Park > Assets and Liabilities
First Bank of Oak Park, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $272,385,000 | 2,289 |
| Cash and due from depository institutions | $6,130,000 | 2,266 |
| Interest-bearing balances | $549,000 | 3,241 |
| Securities | $54,796,000 | 2,195 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,169 |
| Net loans & leases | $187,320,000 | 2,235 |
| Loan loss allowance | $2,133,000 | 2,254 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,753,000 | 1,654 |
| Other real estate owned | $0 | 2,266 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,386,000 | 1,498 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $272,385,000 | 2,289 |
| Total liabilities | $240,219,000 | 2,351 |
| Total deposits | $237,691,000 | 2,116 |
| Interest-bearing deposits | $193,394,000 | 2,183 |
| Deposits held in domestic offices | $237,691,000 | 2,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,528,000 | 1,778 |
| Total equity capital | $32,166,000 | 1,947 |
| Total bank equity capital | $32,166,000 | 1,947 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $8,800,000 | 2,510 |
| Undivided profits | $22,166,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,030,000 | 1,719 |
| Earning assets | $248,665,000 | 2,286 |
| Long-term assets (5+ years) | $71,678,000 | 1,340 |
| Average Assets, year-to-date | $272,148,600 | 2,180 |
| Average Assets, quarterly | $272,768,500 | 2,256 |
| Volatile liabilities | $52,047,000 | 2,373 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,321,000 | 3,174 |
| Tier 1 (core) risk-based capital | $32,411,000 | 1,843 |
| Tier 2 risk-based capital | $2,133,000 | 2,165 |
| Total risk weighted assets | $263,525,000 | 1,717 |
| Total unused commitments | $21,321,000 | 3,174 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 75 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $273,152,000 | 2,244 |
| Cash and due from depository institutions | $7,055,000 | 2,309 |
| Interest-bearing balances | $536,000 | 3,351 |
| Securities | $50,211,000 | 2,330 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,122 |
| Net loans & leases | $187,354,000 | 2,194 |
| Loan loss allowance | $2,106,000 | 2,274 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,822,000 | 1,605 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $10,010,000 | 1,623 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $273,152,000 | 2,244 |
| Total liabilities | $242,649,000 | 2,263 |
| Total deposits | $239,553,000 | 2,064 |
| Interest-bearing deposits | $193,940,000 | 2,140 |
| Deposits held in domestic offices | $239,553,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,096,000 | 1,462 |
| Total equity capital | $30,503,000 | 2,008 |
| Total bank equity capital | $30,503,000 | 2,008 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $8,800,000 | 2,451 |
| Undivided profits | $20,503,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,765,000 | 1,926 |
| Earning assets | $249,801,000 | 2,240 |
| Long-term assets (5+ years) | $68,716,000 | 1,372 |
| Average Assets, year-to-date | $272,089,500 | 2,167 |
| Average Assets, quarterly | $275,697,000 | 2,183 |
| Volatile liabilities | $50,425,000 | 2,372 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,313,000 | 2,888 |
| Tier 1 (core) risk-based capital | $30,588,000 | 1,927 |
| Tier 2 risk-based capital | $2,106,000 | 2,168 |
| Total risk weighted assets | $259,586,000 | 1,700 |
| Total unused commitments | $24,313,000 | 2,890 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $278,242,000 | 2,136 |
| Cash and due from depository institutions | $7,449,000 | 2,185 |
| Interest-bearing balances | $526,000 | 3,336 |
| Securities | $53,116,000 | 2,243 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,552 |
| Net loans & leases | $195,765,000 | 2,076 |
| Loan loss allowance | $2,091,000 | 2,253 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,981,000 | 1,530 |
| Other real estate owned | $2,282,000 | 2,185 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,249,000 | 2,648 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $278,242,000 | 2,136 |
| Total liabilities | $244,119,000 | 2,197 |
| Total deposits | $241,210,000 | 2,001 |
| Interest-bearing deposits | $196,886,000 | 2,060 |
| Deposits held in domestic offices | $241,210,000 | 1,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,909,000 | 1,455 |
| Total equity capital | $34,123,000 | 1,752 |
| Total bank equity capital | $34,123,000 | 1,752 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $8,800,000 | 2,403 |
| Undivided profits | $24,123,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,968,000 | 1,547 |
| Earning assets | $256,807,000 | 2,130 |
| Long-term assets (5+ years) | $80,658,000 | 1,190 |
| Average Assets, year-to-date | $271,735,330 | 2,151 |
| Average Assets, quarterly | $278,897,000 | 2,108 |
| Volatile liabilities | $52,098,000 | 2,209 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,539,000 | 3,471 |
| Tier 1 (core) risk-based capital | $33,780,000 | 1,662 |
| Tier 2 risk-based capital | $2,091,000 | 2,151 |
| Total risk weighted assets | $266,210,000 | 1,629 |
| Total unused commitments | $17,539,000 | 3,472 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 73 | 2,345 |
| Assets and Liabilities | ||
| Total Assets: | $279,552,000 | 2,099 |
| Cash and due from depository institutions | $7,176,000 | 2,345 |
| Interest-bearing balances | $517,000 | 3,378 |
| Securities | $54,331,000 | 2,240 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,969 |
| Net loans & leases | $199,553,000 | 1,982 |
| Loan loss allowance | $2,077,000 | 2,244 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,178,000 | 1,459 |
| Other real estate owned | $2,428,000 | 2,345 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,286,000 | 2,590 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $279,552,000 | 2,099 |
| Total liabilities | $247,155,000 | 2,144 |
| Total deposits | $243,038,000 | 1,962 |
| Interest-bearing deposits | $197,019,000 | 2,049 |
| Deposits held in domestic offices | $243,038,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,117,000 | 1,084 |
| Total equity capital | $32,397,000 | 1,791 |
| Total bank equity capital | $32,397,000 | 1,791 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $8,800,000 | 2,355 |
| Undivided profits | $22,397,000 | 1,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,946,000 | 1,500 |
| Earning assets | $258,001,000 | 2,088 |
| Long-term assets (5+ years) | $80,499,000 | 1,219 |
| Average Assets, year-to-date | $268,482,000 | 2,173 |
| Average Assets, quarterly | $268,482,000 | 2,173 |
| Volatile liabilities | $50,152,000 | 2,173 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,999,000 | 3,472 |
| Tier 1 (core) risk-based capital | $32,181,000 | 1,712 |
| Tier 2 risk-based capital | $2,077,000 | 2,144 |
| Total risk weighted assets | $269,763,000 | 1,567 |
| Total unused commitments | $16,999,000 | 3,473 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $257,412,000 | 2,263 |
| Cash and due from depository institutions | $5,417,000 | 2,184 |
| Interest-bearing balances | $531,000 | 3,403 |
| Securities | $55,503,000 | 2,217 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 1,964 |
| Net loans & leases | $176,481,000 | 2,218 |
| Loan loss allowance | $2,062,000 | 2,233 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,385,000 | 1,400 |
| Other real estate owned | $2,421,000 | 2,184 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,505,000 | 2,872 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $257,412,000 | 2,263 |
| Total liabilities | $226,151,000 | 2,323 |
| Total deposits | $222,716,000 | 2,111 |
| Interest-bearing deposits | $183,293,000 | 2,173 |
| Deposits held in domestic offices | $222,716,000 | 2,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,435,000 | 1,248 |
| Total equity capital | $31,261,000 | 1,846 |
| Total bank equity capital | $31,261,000 | 1,846 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $8,800,000 | 2,311 |
| Undivided profits | $21,261,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,671,000 | 1,737 |
| Earning assets | $238,215,000 | 2,246 |
| Long-term assets (5+ years) | $73,675,000 | 1,366 |
| Average Assets, year-to-date | $251,634,000 | 2,214 |
| Average Assets, quarterly | $253,934,500 | 2,278 |
| Volatile liabilities | $45,331,000 | 2,293 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,117,000 | 4,661 |
| Tier 1 (core) risk-based capital | $30,389,000 | 1,793 |
| Tier 2 risk-based capital | $2,062,000 | 2,147 |
| Total risk weighted assets | $243,293,000 | 1,700 |
| Total unused commitments | $9,117,000 | 4,662 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $250,457,000 | 2,308 |
| Cash and due from depository institutions | $6,832,000 | 2,412 |
| Interest-bearing balances | $25,000 | 6,170 |
| Securities | $41,189,000 | 2,827 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 772 |
| Net loans & leases | $173,198,000 | 2,207 |
| Loan loss allowance | $2,054,000 | 2,243 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,569,000 | 1,320 |
| Other real estate owned | $2,422,000 | 2,412 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,647,000 | 2,765 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $250,457,000 | 2,308 |
| Total liabilities | $220,364,000 | 2,361 |
| Total deposits | $215,602,000 | 2,150 |
| Interest-bearing deposits | $180,178,000 | 2,183 |
| Deposits held in domestic offices | $215,602,000 | 2,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,762,000 | 947 |
| Total equity capital | $30,093,000 | 1,909 |
| Total bank equity capital | $30,093,000 | 1,909 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $8,800,000 | 2,275 |
| Undivided profits | $20,093,000 | 1,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,602,000 | 1,906 |
| Earning assets | $229,012,000 | 2,318 |
| Long-term assets (5+ years) | $62,541,000 | 1,584 |
| Average Assets, year-to-date | $250,189,500 | 2,220 |
| Average Assets, quarterly | $252,465,500 | 2,259 |
| Volatile liabilities | $45,487,000 | 2,267 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,961,000 | 4,041 |
| Tier 1 (core) risk-based capital | $28,885,000 | 1,882 |
| Tier 2 risk-based capital | $2,054,000 | 2,116 |
| Total risk weighted assets | $228,199,000 | 1,767 |
| Total unused commitments | $11,961,000 | 4,042 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $254,474,000 | 2,236 |
| Cash and due from depository institutions | $7,451,000 | 2,431 |
| Interest-bearing balances | $11,000 | 6,529 |
| Securities | $44,111,000 | 2,712 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 895 |
| Net loans & leases | $176,103,000 | 2,115 |
| Loan loss allowance | $2,004,000 | 2,279 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,758,000 | 1,263 |
| Other real estate owned | $2,422,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,629,000 | 2,761 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $254,474,000 | 2,236 |
| Total liabilities | $226,423,000 | 2,269 |
| Total deposits | $222,400,000 | 2,058 |
| Interest-bearing deposits | $183,697,000 | 2,110 |
| Deposits held in domestic offices | $222,400,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,023,000 | 1,018 |
| Total equity capital | $28,051,000 | 1,957 |
| Total bank equity capital | $28,051,000 | 1,957 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $8,800,000 | 2,248 |
| Undivided profits | $18,051,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,571,000 | 1,785 |
| Earning assets | $232,225,000 | 2,238 |
| Long-term assets (5+ years) | $69,784,000 | 1,495 |
| Average Assets, year-to-date | $250,100,330 | 2,221 |
| Average Assets, quarterly | $252,332,500 | 2,229 |
| Volatile liabilities | $45,721,000 | 2,213 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,845,000 | 5,227 |
| Tier 1 (core) risk-based capital | $26,969,000 | 1,984 |
| Tier 2 risk-based capital | $2,004,000 | 2,137 |
| Total risk weighted assets | $233,407,000 | 1,686 |
| Total unused commitments | $6,845,000 | 5,230 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 71 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $250,191,000 | 2,246 |
| Cash and due from depository institutions | $5,918,000 | 2,430 |
| Interest-bearing balances | $68,000 | 5,732 |
| Securities | $48,450,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,732 |
| Net loans & leases | $174,345,000 | 2,075 |
| Loan loss allowance | $1,996,000 | 2,273 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,985,000 | 1,204 |
| Other real estate owned | $3,764,000 | 2,430 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,529,000 | 2,694 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $250,191,000 | 2,246 |
| Total liabilities | $222,646,000 | 2,272 |
| Total deposits | $216,752,000 | 2,095 |
| Interest-bearing deposits | $183,961,000 | 2,096 |
| Deposits held in domestic offices | $216,752,000 | 2,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,894,000 | 830 |
| Total equity capital | $27,545,000 | 2,044 |
| Total bank equity capital | $27,545,000 | 2,044 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $8,800,000 | 2,212 |
| Undivided profits | $17,545,000 | 1,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,688,000 | 1,644 |
| Earning assets | $228,063,000 | 2,260 |
| Long-term assets (5+ years) | $63,220,000 | 1,590 |
| Average Assets, year-to-date | $247,913,500 | 2,243 |
| Average Assets, quarterly | $247,913,500 | 2,243 |
| Volatile liabilities | $46,795,000 | 2,075 |
| Insider loans | $4,000 | 8,123 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,221,000 | 4,834 |
| Tier 1 (core) risk-based capital | $25,666,000 | 2,073 |
| Tier 2 risk-based capital | $1,996,000 | 2,118 |
| Total risk weighted assets | $232,920,000 | 1,667 |
| Total unused commitments | $8,221,000 | 4,842 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $245,636,000 | 2,284 |
| Cash and due from depository institutions | $6,570,000 | 2,305 |
| Interest-bearing balances | $45,000 | 5,938 |
| Securities | $49,283,000 | 2,526 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,454 |
| Net loans & leases | $171,423,000 | 2,092 |
| Loan loss allowance | $2,011,000 | 2,245 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,796,000 | 1,221 |
| Other real estate owned | $3,764,000 | 2,305 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,300,000 | 2,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,636,000 | 2,284 |
| Total liabilities | $219,752,000 | 2,310 |
| Total deposits | $214,867,000 | 2,110 |
| Interest-bearing deposits | $182,041,000 | 2,120 |
| Deposits held in domestic offices | $214,867,000 | 2,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,885,000 | 942 |
| Total equity capital | $25,884,000 | 2,134 |
| Total bank equity capital | $25,884,000 | 2,134 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $8,800,000 | 2,181 |
| Undivided profits | $15,884,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,802,000 | 1,573 |
| Earning assets | $222,251,000 | 2,314 |
| Long-term assets (5+ years) | $57,108,000 | 1,732 |
| Average Assets, year-to-date | $230,404,400 | 2,345 |
| Average Assets, quarterly | $244,577,500 | 2,270 |
| Volatile liabilities | $51,728,000 | 1,906 |
| Insider loans | $4,000 | 8,179 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,260,000 | 4,449 |
| Tier 1 (core) risk-based capital | $24,253,000 | 2,173 |
| Tier 2 risk-based capital | $2,011,000 | 2,098 |
| Total risk weighted assets | $228,734,000 | 1,672 |
| Total unused commitments | $9,260,000 | 4,452 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 74 | 2,339 |
| Assets and Liabilities | ||
| Total Assets: | $243,519,000 | 2,300 |
| Cash and due from depository institutions | $7,219,000 | 2,339 |
| Interest-bearing balances | $27,000 | 6,258 |
| Securities | $50,375,000 | 2,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $168,774,000 | 2,103 |
| Loan loss allowance | $2,016,000 | 2,249 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,912,000 | 1,192 |
| Other real estate owned | $3,764,000 | 2,339 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,475,000 | 2,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,519,000 | 2,300 |
| Total liabilities | $219,448,000 | 2,300 |
| Total deposits | $200,332,000 | 2,269 |
| Interest-bearing deposits | $164,238,000 | 2,339 |
| Deposits held in domestic offices | $200,332,000 | 2,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 873 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,116,000 | 1,128 |
| Total equity capital | $24,071,000 | 2,293 |
| Total bank equity capital | $24,071,000 | 2,293 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $8,800,000 | 2,148 |
| Undivided profits | $14,071,000 | 2,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,594,000 | 1,933 |
| Earning assets | $219,176,000 | 2,339 |
| Long-term assets (5+ years) | $62,985,000 | 1,597 |
| Average Assets, year-to-date | $226,596,500 | 2,406 |
| Average Assets, quarterly | $237,324,000 | 2,338 |
| Volatile liabilities | $59,136,000 | 1,665 |
| Insider loans | $5,000 | 8,239 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,216,000 | 5,303 |
| Tier 1 (core) risk-based capital | $22,388,000 | 2,335 |
| Tier 2 risk-based capital | $2,016,000 | 2,082 |
| Total risk weighted assets | $226,278,000 | 1,686 |
| Total unused commitments | $6,216,000 | 5,309 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $231,129,000 | 2,400 |
| Cash and due from depository institutions | $11,261,000 | 2,417 |
| Interest-bearing balances | $65,000 | 5,806 |
| Securities | $50,866,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,316 |
| Net loans & leases | $151,076,000 | 2,293 |
| Loan loss allowance | $2,050,000 | 2,181 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,148,000 | 1,134 |
| Other real estate owned | $4,048,000 | 2,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,230,000 | 2,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,129,000 | 2,400 |
| Total liabilities | $207,711,000 | 2,412 |
| Total deposits | $203,177,000 | 2,211 |
| Interest-bearing deposits | $169,122,000 | 2,259 |
| Deposits held in domestic offices | $203,177,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,534,000 | 1,081 |
| Total equity capital | $23,418,000 | 2,339 |
| Total bank equity capital | $23,418,000 | 2,339 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $8,800,000 | 2,107 |
| Undivided profits | $13,418,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,537,000 | 1,929 |
| Earning assets | $202,507,000 | 2,518 |
| Long-term assets (5+ years) | $57,428,000 | 1,641 |
| Average Assets, year-to-date | $220,955,670 | 2,458 |
| Average Assets, quarterly | $228,044,500 | 2,408 |
| Volatile liabilities | $45,269,000 | 2,053 |
| Insider loans | $5,000 | 8,282 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,902,000 | 4,487 |
| Tier 1 (core) risk-based capital | $21,548,000 | 2,369 |
| Tier 2 risk-based capital | $2,050,000 | 2,002 |
| Total risk weighted assets | $211,381,000 | 1,756 |
| Total unused commitments | $8,902,000 | 4,497 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $224,960,000 | 2,431 |
| Cash and due from depository institutions | $9,418,000 | 2,570 |
| Interest-bearing balances | $45,000 | 5,933 |
| Securities | $49,344,000 | 2,403 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,484 |
| Net loans & leases | $141,261,000 | 2,399 |
| Loan loss allowance | $2,052,000 | 2,126 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,379,000 | 1,077 |
| Other real estate owned | $4,048,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,710,000 | 2,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,960,000 | 2,431 |
| Total liabilities | $203,504,000 | 2,417 |
| Total deposits | $198,617,000 | 2,228 |
| Interest-bearing deposits | $169,082,000 | 2,250 |
| Deposits held in domestic offices | $198,617,000 | 2,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,887,000 | 1,044 |
| Total equity capital | $21,456,000 | 2,489 |
| Total bank equity capital | $21,456,000 | 2,489 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $8,800,000 | 2,080 |
| Undivided profits | $11,456,000 | 2,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,475,000 | 959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,622,000 | 1,841 |
| Earning assets | $197,450,000 | 2,533 |
| Long-term assets (5+ years) | $53,062,000 | 1,685 |
| Average Assets, year-to-date | $215,869,000 | 2,501 |
| Average Assets, quarterly | $215,869,000 | 2,501 |
| Volatile liabilities | $45,898,000 | 1,984 |
| Insider loans | $5,000 | 8,308 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,590,000 | 3,837 |
| Tier 1 (core) risk-based capital | $20,238,000 | 2,455 |
| Tier 2 risk-based capital | $2,052,000 | 1,956 |
| Total risk weighted assets | $201,181,000 | 1,800 |
| Total unused commitments | $11,590,000 | 3,853 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 76 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $206,778,000 | 2,592 |
| Cash and due from depository institutions | $8,859,000 | 2,260 |
| Interest-bearing balances | $30,000 | 6,127 |
| Securities | $39,571,000 | 2,837 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,217 |
| Net loans & leases | $133,369,000 | 2,507 |
| Loan loss allowance | $2,141,000 | 1,993 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,589,000 | 1,034 |
| Other real estate owned | $4,048,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,842,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,778,000 | 2,592 |
| Total liabilities | $186,611,000 | 2,590 |
| Total deposits | $181,014,000 | 2,413 |
| Interest-bearing deposits | $150,337,000 | 2,470 |
| Deposits held in domestic offices | $181,014,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,597,000 | 915 |
| Total equity capital | $20,167,000 | 2,598 |
| Total bank equity capital | $20,167,000 | 2,598 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $8,800,000 | 2,043 |
| Undivided profits | $10,167,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,476,000 | 2,136 |
| Earning assets | $179,470,000 | 2,705 |
| Long-term assets (5+ years) | $46,795,000 | 1,815 |
| Average Assets, year-to-date | $191,495,800 | 2,638 |
| Average Assets, quarterly | $199,997,000 | 2,653 |
| Volatile liabilities | $42,541,000 | 2,094 |
| Insider loans | $5,000 | 8,340 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,181,000 | 3,289 |
| Tier 1 (core) risk-based capital | $19,391,000 | 2,520 |
| Tier 2 risk-based capital | $2,141,000 | 1,849 |
| Total risk weighted assets | $187,288,000 | 1,887 |
| Total unused commitments | $14,181,000 | 3,293 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 69 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $183,192,000 | 2,751 |
| Cash and due from depository institutions | $39,333,000 | 2,470 |
| Interest-bearing balances | $74,000 | 5,471 |
| Securities | $10,029,000 | 6,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $119,538,000 | 2,683 |
| Loan loss allowance | $2,041,000 | 1,954 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,691,000 | 1,315 |
| Other real estate owned | $3,047,000 | 2,470 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,554,000 | 2,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,192,000 | 2,751 |
| Total liabilities | $164,623,000 | 2,756 |
| Total deposits | $161,239,000 | 2,541 |
| Interest-bearing deposits | $136,305,000 | 2,582 |
| Deposits held in domestic offices | $161,239,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,384,000 | 1,326 |
| Total equity capital | $18,569,000 | 2,624 |
| Total bank equity capital | $18,569,000 | 2,624 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $8,800,000 | 1,941 |
| Undivided profits | $8,569,000 | 3,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $799,000 | 4,204 |
| Earning assets | $129,641,000 | 3,416 |
| Long-term assets (5+ years) | $24,147,000 | 2,912 |
| Average Assets, year-to-date | $188,550,200 | 2,574 |
| Average Assets, quarterly | $186,118,000 | 2,682 |
| Volatile liabilities | $41,713,000 | 2,052 |
| Insider loans | $5,000 | 8,563 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,739,000 | 3,229 |
| Tier 1 (core) risk-based capital | $18,569,000 | 2,513 |
| Tier 2 risk-based capital | $1,728,000 | 2,113 |
| Total risk weighted assets | $137,987,000 | 2,416 |
| Total unused commitments | $13,739,000 | 3,238 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 80 | 2,119 |
| Assets and Liabilities | ||
| Total Assets: | $179,413,000 | 2,691 |
| Cash and due from depository institutions | $7,331,000 | 2,119 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $16,053,000 | 5,364 |
| Federal funds sold & reverse repurchase agreements | $15,700,000 | 770 |
| Net loans & leases | $129,589,000 | 2,426 |
| Loan loss allowance | $1,242,000 | 2,882 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,274,000 | 1,640 |
| Other real estate owned | $1,733,000 | 2,119 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,733,000 | 2,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,413,000 | 2,691 |
| Total liabilities | $161,061,000 | 2,690 |
| Total deposits | $156,063,000 | 2,523 |
| Interest-bearing deposits | $129,004,000 | 2,610 |
| Deposits held in domestic offices | $156,063,000 | 2,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,998,000 | 1,004 |
| Total equity capital | $18,352,000 | 2,554 |
| Total bank equity capital | $18,352,000 | 2,554 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $8,800,000 | 1,880 |
| Undivided profits | $8,352,000 | 3,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $716,000 | 3,792 |
| Earning assets | $161,347,000 | 2,735 |
| Long-term assets (5+ years) | $28,739,000 | 2,488 |
| Average Assets, year-to-date | $175,529,600 | 2,616 |
| Average Assets, quarterly | $176,931,000 | 2,678 |
| Volatile liabilities | $39,712,000 | 2,121 |
| Insider loans | $5,000 | 8,800 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,112,000 | 2,738 |
| Tier 1 (core) risk-based capital | $18,352,000 | 2,447 |
| Tier 2 risk-based capital | $1,242,000 | 2,701 |
| Total risk weighted assets | $152,103,400 | 2,107 |
| Total unused commitments | $16,112,000 | 2,741 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 95 | 1,785 |
| Assets and Liabilities | ||
| Total Assets: | $172,604,000 | 2,732 |
| Cash and due from depository institutions | $8,517,000 | 1,785 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,857,000 | 5,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $135,272,000 | 2,236 |
| Loan loss allowance | $1,356,000 | 2,611 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,192,000 | 1,630 |
| Other real estate owned | $1,893,000 | 1,785 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,873,000 | 2,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,604,000 | 2,732 |
| Total liabilities | $155,984,000 | 2,725 |
| Total deposits | $148,687,000 | 2,576 |
| Interest-bearing deposits | $123,483,000 | 2,665 |
| Deposits held in domestic offices | $148,687,000 | 2,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,329 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,897,000 | 957 |
| Total equity capital | $16,620,000 | 2,665 |
| Total bank equity capital | $16,620,000 | 2,665 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $8,800,000 | 1,856 |
| Undivided profits | $6,620,000 | 3,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,867,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $682,000 | 3,441 |
| Earning assets | $153,129,000 | 2,780 |
| Long-term assets (5+ years) | $35,571,000 | 2,251 |
| Average Assets, year-to-date | $165,353,400 | 2,725 |
| Average Assets, quarterly | $172,990,500 | 2,688 |
| Volatile liabilities | $45,062,000 | 1,809 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,988,000 | 3,328 |
| Tier 1 (core) risk-based capital | $16,620,000 | 2,637 |
| Tier 2 risk-based capital | $1,356,000 | 2,383 |
| Total risk weighted assets | $153,284,400 | 1,995 |
| Total unused commitments | $11,988,000 | 3,331 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 122 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $162,697,000 | 2,824 |
| Cash and due from depository institutions | $6,188,000 | 1,377 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,257,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,262 |
| Net loans & leases | $126,499,000 | 2,217 |
| Loan loss allowance | $1,228,000 | 2,778 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,772,000 | 1,677 |
| Other real estate owned | $1,442,000 | 1,377 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,839,000 | 1,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,697,000 | 2,824 |
| Total liabilities | $146,739,000 | 2,817 |
| Total deposits | $141,909,000 | 2,689 |
| Interest-bearing deposits | $112,301,000 | 2,908 |
| Deposits held in domestic offices | $141,909,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,830,000 | 1,009 |
| Total equity capital | $15,958,000 | 2,815 |
| Total bank equity capital | $15,958,000 | 2,815 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $8,800,000 | 1,779 |
| Undivided profits | $5,958,000 | 3,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,764,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,279 |
| Income earned, not collected on loans | $512,000 | 4,521 |
| Earning assets | $146,456,000 | 2,887 |
| Long-term assets (5+ years) | $32,185,000 | 2,251 |
| Average Assets, year-to-date | $155,996,400 | 2,772 |
| Average Assets, quarterly | $158,877,500 | 2,837 |
| Volatile liabilities | $39,887,000 | 1,707 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,864,000 | 2,805 |
| Tier 1 (core) risk-based capital | $15,958,000 | 2,682 |
| Tier 2 risk-based capital | $1,228,000 | 2,519 |
| Total risk weighted assets | $142,420,000 | 1,993 |
| Total unused commitments | $14,864,000 | 2,812 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 124 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $154,401,000 | 2,893 |
| Cash and due from depository institutions | $6,556,000 | 1,425 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,036,000 | 4,733 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,036 |
| Net loans & leases | $116,046,000 | 2,404 |
| Loan loss allowance | $1,431,000 | 2,441 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,827,000 | 1,643 |
| Other real estate owned | $1,677,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,659,000 | 1,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,401,000 | 2,893 |
| Total liabilities | $139,900,000 | 2,883 |
| Total deposits | $136,318,000 | 2,734 |
| Interest-bearing deposits | $111,114,000 | 2,892 |
| Deposits held in domestic offices | $136,318,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,582,000 | 1,278 |
| Total equity capital | $14,501,000 | 3,057 |
| Total bank equity capital | $14,501,000 | 3,057 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $8,800,000 | 1,744 |
| Undivided profits | $4,501,000 | 4,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $657,000 | 3,597 |
| Earning assets | $137,682,000 | 2,986 |
| Long-term assets (5+ years) | $16,066,000 | 3,221 |
| Average Assets, year-to-date | $150,711,200 | 2,820 |
| Average Assets, quarterly | $152,286,000 | 2,891 |
| Volatile liabilities | $31,969,000 | 2,030 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,012,000 | 3,976 |
| Tier 1 (core) risk-based capital | $14,501,000 | 2,928 |
| Tier 2 risk-based capital | $1,431,000 | 2,098 |
| Total risk weighted assets | $130,578,800 | 2,133 |
| Total unused commitments | $8,012,000 | 3,977 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 133 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $147,746,000 | 3,081 |
| Cash and due from depository institutions | $4,456,000 | 1,394 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,220,000 | 5,665 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,589 |
| Net loans & leases | $108,380,000 | 2,585 |
| Loan loss allowance | $2,352,000 | 1,639 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,400,000 | 1,793 |
| Other real estate owned | $92,000 | 1,394 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,098,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,746,000 | 3,081 |
| Total liabilities | $132,949,000 | 3,094 |
| Total deposits | $131,081,000 | 2,920 |
| Interest-bearing deposits | $110,019,000 | 2,994 |
| Deposits held in domestic offices | $131,081,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,868,000 | 2,157 |
| Total equity capital | $14,797,000 | 2,996 |
| Total bank equity capital | $14,797,000 | 2,996 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $8,800,000 | 1,804 |
| Undivided profits | $4,797,000 | 4,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,347,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $706,000 | 3,256 |
| Earning assets | $134,700,000 | 3,096 |
| Long-term assets (5+ years) | $11,579,000 | 3,860 |
| Average Assets, year-to-date | $147,214,400 | 2,964 |
| Average Assets, quarterly | $148,813,500 | 3,037 |
| Volatile liabilities | $34,839,000 | 1,836 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,885,000 | 4,696 |
| Tier 1 (core) risk-based capital | $14,797,000 | 2,922 |
| Tier 2 risk-based capital | $1,538,910 | 1,993 |
| Total risk weighted assets | $122,299,410 | 2,309 |
| Total unused commitments | $5,885,000 | 4,709 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 128 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $143,092,000 | 3,172 |
| Cash and due from depository institutions | $4,880,000 | 1,490 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,001,000 | 6,433 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,759 |
| Net loans & leases | $110,526,000 | 2,481 |
| Loan loss allowance | $3,042,000 | 1,347 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,695,000 | 1,646 |
| Other real estate owned | $235,000 | 1,490 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,155,000 | 1,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,092,000 | 3,172 |
| Total liabilities | $130,414,000 | 3,151 |
| Total deposits | $128,155,000 | 3,004 |
| Interest-bearing deposits | $106,189,000 | 3,109 |
| Deposits held in domestic offices | $128,155,000 | 2,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,259,000 | 1,904 |
| Total equity capital | $12,678,000 | 3,468 |
| Total bank equity capital | $12,678,000 | 3,468 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $8,800,000 | 1,776 |
| Undivided profits | $2,678,000 | 6,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,443,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $762,000 | 3,082 |
| Earning assets | $129,127,000 | 3,212 |
| Long-term assets (5+ years) | $13,085,000 | 3,398 |
| Average Assets, year-to-date | $145,346,400 | 3,018 |
| Average Assets, quarterly | $142,383,500 | 3,157 |
| Volatile liabilities | $34,661,000 | 1,684 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $461,000 | 10,103 |
| Tier 1 (core) risk-based capital | $12,678,000 | 3,366 |
| Tier 2 risk-based capital | $1,559,160 | 1,974 |
| Total risk weighted assets | $123,249,560 | 2,230 |
| Total unused commitments | $461,000 | 10,114 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 118 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $145,109,000 | 3,091 |
| Cash and due from depository institutions | $4,315,000 | 1,695 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,894,000 | 5,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $108,745,000 | 2,484 |
| Loan loss allowance | $3,214,000 | 1,312 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,553,000 | 1,637 |
| Other real estate owned | $200,000 | 1,695 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,402,000 | 1,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,109,000 | 3,091 |
| Total liabilities | $132,576,000 | 3,075 |
| Total deposits | $122,709,000 | 3,098 |
| Interest-bearing deposits | $101,235,000 | 3,218 |
| Deposits held in domestic offices | $122,709,000 | 3,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,100,000 | 1,414 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,767,000 | 1,982 |
| Total equity capital | $12,533,000 | 3,247 |
| Total bank equity capital | $12,533,000 | 3,247 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $8,800,000 | 1,707 |
| Undivided profits | $2,533,000 | 6,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $800,000 | 2,548 |
| Earning assets | $130,639,000 | 3,143 |
| Long-term assets (5+ years) | $17,167,000 | 2,855 |
| Average Assets, year-to-date | $142,271,200 | 3,099 |
| Average Assets, quarterly | $144,943,000 | 3,083 |
| Volatile liabilities | $40,122,000 | 1,466 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $532,000 | 10,246 |
| Tier 1 (core) risk-based capital | $12,533,000 | 3,301 |
| Tier 2 risk-based capital | $1,589,610 | 1,941 |
| Total risk weighted assets | $125,544,710 | 2,160 |
| Total unused commitments | $532,000 | 10,252 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 136 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $136,845,000 | 3,336 |
| Cash and due from depository institutions | $3,987,000 | 1,546 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,975,000 | 6,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $98,460,000 | 2,658 |
| Loan loss allowance | $2,006,000 | 2,065 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,860,000 | 1,511 |
| Other real estate owned | $4,395,000 | 1,546 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,168,000 | 1,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,845,000 | 3,336 |
| Total liabilities | $124,249,000 | 3,335 |
| Total deposits | $120,655,000 | 3,264 |
| Interest-bearing deposits | $98,723,000 | 3,432 |
| Deposits held in domestic offices | $120,655,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 1,988 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $994,000 | 3,125 |
| Total equity capital | $12,596,000 | 3,225 |
| Total bank equity capital | $12,596,000 | 3,225 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $8,800,000 | 1,628 |
| Undivided profits | $2,596,000 | 6,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $250,000 | 499 |
| Income earned, not collected on loans | $535,000 | 3,449 |
| Earning assets | $118,435,000 | 3,503 |
| Long-term assets (5+ years) | $15,400,000 | 3,243 |
| Average Assets, year-to-date | $136,070,400 | 3,266 |
| Average Assets, quarterly | $135,839,000 | 3,345 |
| Volatile liabilities | $30,775,000 | 1,710 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $482,000 | 10,604 |
| Tier 1 (core) risk-based capital | $12,596,000 | 3,149 |
| Tier 2 risk-based capital | $1,491,360 | 2,045 |
| Total risk weighted assets | $118,794,360 | 2,238 |
| Total unused commitments | $482,000 | 10,620 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 128 | 1,692 |
| Assets and Liabilities | ||
| Total Assets: | $140,286,000 | 3,321 |
| Cash and due from depository institutions | $4,989,000 | 1,692 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,076,000 | 5,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $99,197,000 | 2,703 |
| Loan loss allowance | $2,260,000 | 1,918 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,150,000 | 1,767 |
| Other real estate owned | $3,930,000 | 1,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,944,000 | 1,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,286,000 | 3,321 |
| Total liabilities | $127,099,000 | 3,359 |
| Total deposits | $120,005,000 | 3,383 |
| Interest-bearing deposits | $100,426,000 | 3,517 |
| Deposits held in domestic offices | $120,005,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,303 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,494,000 | 2,365 |
| Total equity capital | $13,187,000 | 2,913 |
| Total bank equity capital | $13,187,000 | 2,913 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $8,800,000 | 1,581 |
| Undivided profits | $3,187,000 | 5,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 4,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $564,000 | 3,602 |
| Earning assets | $122,273,000 | 3,469 |
| Long-term assets (5+ years) | $19,981,000 | 2,608 |
| Average Assets, year-to-date | $146,210,800 | 3,117 |
| Average Assets, quarterly | $142,871,500 | 3,239 |
| Volatile liabilities | $39,104,000 | 1,418 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $469,000 | 10,676 |
| Tier 1 (core) risk-based capital | $13,187,000 | 2,865 |
| Tier 2 risk-based capital | $1,498,130 | 2,058 |
| Total risk weighted assets | $119,088,630 | 2,287 |
| Total unused commitments | $469,000 | 10,701 |
| Derivatives | $0 | 651 |