Home > First Bank of Northern Kentucky, Inc. > Assets and Liabilities
First Bank of Northern Kentucky, Inc., Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $76,785,000 | 5,879 |
| Cash and due from depository institutions | $3,120,000 | 5,874 |
| Interest-bearing balances | $7,000 | 6,341 |
| Securities | $2,141,000 | 7,878 |
| Federal funds sold & reverse repurchase agreements | $7,608,000 | 2,487 |
| Net loans & leases | $63,033,000 | 5,076 |
| Loan loss allowance | $955,000 | 4,304 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $242,000 | 7,731 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $641,000 | 7,493 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $76,785,000 | 5,879 |
| Total liabilities | $65,813,000 | 5,941 |
| Total deposits | $65,403,000 | 5,764 |
| Interest-bearing deposits | $57,223,000 | 5,654 |
| Deposits held in domestic offices | $65,403,000 | 5,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $410,000 | 6,029 |
| Total equity capital | $10,972,000 | 5,099 |
| Total bank equity capital | $10,972,000 | 5,099 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,575,000 | 1,624 |
| Surplus | $16,544,000 | 1,672 |
| Undivided profits | $-8,147,000 | 8,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $264,000 | 7,432 |
| Earning assets | $72,789,000 | 5,785 |
| Long-term assets (5+ years) | $2,232,000 | 6,701 |
| Average Assets, year-to-date | $77,763,500 | 5,815 |
| Average Assets, quarterly | $77,763,500 | 5,815 |
| Volatile liabilities | $9,445,000 | 6,264 |
| Insider loans | $1,612,000 | 3,391 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,559,000 | 4,365 |
| Tier 1 (core) risk-based capital | $10,988,000 | 5,013 |
| Tier 2 risk-based capital | $744,000 | 4,812 |
| Total risk weighted assets | $59,310,000 | 5,427 |
| Total unused commitments | $12,559,000 | 4,365 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $78,742,000 | 5,800 |
| Cash and due from depository institutions | $2,419,000 | 5,256 |
| Interest-bearing balances | $4,000 | 6,478 |
| Securities | $2,168,000 | 7,922 |
| Federal funds sold & reverse repurchase agreements | $7,066,000 | 2,252 |
| Net loans & leases | $66,079,000 | 4,942 |
| Loan loss allowance | $1,007,000 | 4,118 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $261,000 | 7,682 |
| Other real estate owned | $0 | 5,256 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $749,000 | 7,292 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $78,742,000 | 5,800 |
| Total liabilities | $66,235,000 | 5,910 |
| Total deposits | $65,661,000 | 5,726 |
| Interest-bearing deposits | $57,716,000 | 5,576 |
| Deposits held in domestic offices | $65,661,000 | 5,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $574,000 | 5,173 |
| Total equity capital | $12,507,000 | 4,629 |
| Total bank equity capital | $12,507,000 | 4,629 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,575,000 | 1,614 |
| Surplus | $16,544,000 | 1,638 |
| Undivided profits | $-6,612,000 | 8,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 6,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $302,000 | 7,293 |
| Earning assets | $75,317,000 | 5,642 |
| Long-term assets (5+ years) | $2,566,000 | 6,582 |
| Average Assets, year-to-date | $72,525,800 | 5,906 |
| Average Assets, quarterly | $78,117,000 | 5,776 |
| Volatile liabilities | $9,048,000 | 6,387 |
| Insider loans | $1,640,000 | 3,337 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,777,000 | 4,417 |
| Tier 1 (core) risk-based capital | $12,530,000 | 4,555 |
| Tier 2 risk-based capital | $822,000 | 4,540 |
| Total risk weighted assets | $65,593,000 | 5,139 |
| Total unused commitments | $11,777,000 | 4,417 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $77,492,000 | 5,811 |
| Cash and due from depository institutions | $1,922,000 | 5,063 |
| Interest-bearing balances | $4,000 | 6,526 |
| Securities | $2,233,000 | 7,985 |
| Federal funds sold & reverse repurchase agreements | $9,948,000 | 1,432 |
| Net loans & leases | $62,467,000 | 5,094 |
| Loan loss allowance | $1,000,000 | 4,176 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $286,000 | 7,637 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $636,000 | 7,632 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $77,492,000 | 5,811 |
| Total liabilities | $65,143,000 | 5,944 |
| Total deposits | $64,600,000 | 5,729 |
| Interest-bearing deposits | $56,713,000 | 5,581 |
| Deposits held in domestic offices | $64,600,000 | 5,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $543,000 | 5,383 |
| Total equity capital | $12,349,000 | 4,650 |
| Total bank equity capital | $12,349,000 | 4,650 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,575,000 | 1,607 |
| Surplus | $16,544,000 | 1,622 |
| Undivided profits | $-6,770,000 | 8,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $273,000 | 7,544 |
| Earning assets | $74,652,000 | 5,661 |
| Long-term assets (5+ years) | $1,096,000 | 7,204 |
| Average Assets, year-to-date | $70,971,750 | 5,982 |
| Average Assets, quarterly | $75,225,000 | 5,880 |
| Volatile liabilities | $9,534,000 | 6,321 |
| Insider loans | $1,871,000 | 3,075 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,144,000 | 4,548 |
| Tier 1 (core) risk-based capital | $12,383,000 | 4,575 |
| Tier 2 risk-based capital | $782,000 | 4,672 |
| Total risk weighted assets | $62,363,000 | 5,256 |
| Total unused commitments | $11,144,000 | 4,549 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $72,958,000 | 5,976 |
| Cash and due from depository institutions | $2,145,000 | 5,311 |
| Interest-bearing balances | $4,000 | 6,564 |
| Securities | $2,298,000 | 8,027 |
| Federal funds sold & reverse repurchase agreements | $6,790,000 | 1,776 |
| Net loans & leases | $60,802,000 | 5,137 |
| Loan loss allowance | $1,000,000 | 4,149 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $299,000 | 7,624 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $624,000 | 7,597 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $72,958,000 | 5,976 |
| Total liabilities | $60,889,000 | 6,115 |
| Total deposits | $60,442,000 | 5,928 |
| Interest-bearing deposits | $52,493,000 | 5,803 |
| Deposits held in domestic offices | $60,442,000 | 5,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $447,000 | 5,541 |
| Total equity capital | $12,069,000 | 4,590 |
| Total bank equity capital | $12,069,000 | 4,590 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,575,000 | 1,602 |
| Surplus | $16,544,000 | 1,577 |
| Undivided profits | $-7,050,000 | 8,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $213,000 | 7,796 |
| Earning assets | $69,894,000 | 5,853 |
| Long-term assets (5+ years) | $1,309,000 | 7,099 |
| Average Assets, year-to-date | $68,798,330 | 6,075 |
| Average Assets, quarterly | $70,967,500 | 6,039 |
| Volatile liabilities | $7,463,000 | 6,745 |
| Insider loans | $1,874,000 | 3,039 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,321,000 | 4,339 |
| Tier 1 (core) risk-based capital | $12,115,000 | 4,576 |
| Tier 2 risk-based capital | $748,000 | 4,764 |
| Total risk weighted assets | $59,591,000 | 5,361 |
| Total unused commitments | $12,321,000 | 4,339 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $68,977,000 | 6,103 |
| Cash and due from depository institutions | $2,250,000 | 5,176 |
| Interest-bearing balances | $4,000 | 6,594 |
| Securities | $2,408,000 | 8,050 |
| Federal funds sold & reverse repurchase agreements | $7,518,000 | 1,950 |
| Net loans & leases | $55,819,000 | 5,307 |
| Loan loss allowance | $1,000,000 | 4,126 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $327,000 | 7,525 |
| Other real estate owned | $0 | 5,176 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $655,000 | 7,432 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $68,977,000 | 6,103 |
| Total liabilities | $57,315,000 | 6,244 |
| Total deposits | $56,707,000 | 6,099 |
| Interest-bearing deposits | $48,634,000 | 6,017 |
| Deposits held in domestic offices | $56,707,000 | 6,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $608,000 | 4,691 |
| Total equity capital | $11,662,000 | 4,679 |
| Total bank equity capital | $11,662,000 | 4,679 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,575,000 | 1,590 |
| Surplus | $16,544,000 | 1,528 |
| Undivided profits | $-7,457,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $193,000 | 7,882 |
| Earning assets | $65,749,000 | 5,998 |
| Long-term assets (5+ years) | $875,000 | 7,335 |
| Average Assets, year-to-date | $66,718,500 | 6,160 |
| Average Assets, quarterly | $66,718,500 | 6,160 |
| Volatile liabilities | $6,845,000 | 6,821 |
| Insider loans | $1,877,000 | 2,971 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,585,000 | 4,317 |
| Tier 1 (core) risk-based capital | $11,705,000 | 4,628 |
| Tier 2 risk-based capital | $703,000 | 4,897 |
| Total risk weighted assets | $55,709,000 | 5,500 |
| Total unused commitments | $12,585,000 | 4,317 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $64,460,000 | 6,283 |
| Cash and due from depository institutions | $2,021,000 | 5,424 |
| Interest-bearing balances | $3,000 | 6,668 |
| Securities | $2,492,000 | 8,070 |
| Federal funds sold & reverse repurchase agreements | $4,508,000 | 2,662 |
| Net loans & leases | $54,395,000 | 5,364 |
| Loan loss allowance | $1,400,000 | 3,209 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $351,000 | 7,454 |
| Other real estate owned | $0 | 5,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $693,000 | 7,392 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $64,460,000 | 6,283 |
| Total liabilities | $53,249,000 | 6,452 |
| Total deposits | $52,613,000 | 6,290 |
| Interest-bearing deposits | $42,470,000 | 6,354 |
| Deposits held in domestic offices | $52,613,000 | 6,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $636,000 | 4,513 |
| Total equity capital | $11,211,000 | 4,775 |
| Total bank equity capital | $11,211,000 | 4,775 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,575,000 | 1,577 |
| Surplus | $16,544,000 | 1,505 |
| Undivided profits | $-7,908,000 | 8,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $207,000 | 7,826 |
| Earning assets | $61,398,000 | 6,176 |
| Long-term assets (5+ years) | $836,000 | 7,379 |
| Average Assets, year-to-date | $64,986,600 | 6,158 |
| Average Assets, quarterly | $64,786,000 | 6,247 |
| Volatile liabilities | $6,288,000 | 6,958 |
| Insider loans | $1,880,000 | 2,964 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,850,000 | 4,031 |
| Tier 1 (core) risk-based capital | $11,251,000 | 4,726 |
| Tier 2 risk-based capital | $691,000 | 4,923 |
| Total risk weighted assets | $54,358,000 | 5,560 |
| Total unused commitments | $13,850,000 | 4,031 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 24 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $65,112,000 | 6,242 |
| Cash and due from depository institutions | $2,640,000 | 5,671 |
| Interest-bearing balances | $3,000 | 6,697 |
| Securities | $2,617,000 | 8,070 |
| Federal funds sold & reverse repurchase agreements | $5,917,000 | 2,006 |
| Net loans & leases | $53,029,000 | 5,437 |
| Loan loss allowance | $1,400,000 | 3,185 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $345,000 | 7,505 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $564,000 | 7,743 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $65,112,000 | 6,242 |
| Total liabilities | $53,938,000 | 6,414 |
| Total deposits | $53,299,000 | 6,245 |
| Interest-bearing deposits | $41,829,000 | 6,390 |
| Deposits held in domestic offices | $53,299,000 | 6,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $639,000 | 4,528 |
| Total equity capital | $11,174,000 | 4,765 |
| Total bank equity capital | $11,174,000 | 4,765 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,575,000 | 1,548 |
| Surplus | $16,575,000 | 1,456 |
| Undivided profits | $-7,976,000 | 8,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $171,000 | 8,110 |
| Earning assets | $61,566,000 | 6,166 |
| Long-term assets (5+ years) | $900,000 | 7,417 |
| Average Assets, year-to-date | $65,118,250 | 6,161 |
| Average Assets, quarterly | $65,058,000 | 6,224 |
| Volatile liabilities | $5,914,000 | 7,080 |
| Insider loans | $2,582,000 | 2,350 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,807,000 | 3,833 |
| Tier 1 (core) risk-based capital | $11,200,000 | 4,675 |
| Tier 2 risk-based capital | $655,000 | 5,029 |
| Total risk weighted assets | $51,418,000 | 5,703 |
| Total unused commitments | $14,807,000 | 3,834 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $65,004,000 | 6,211 |
| Cash and due from depository institutions | $3,813,000 | 5,301 |
| Interest-bearing balances | $3,000 | 6,677 |
| Securities | $5,086,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $6,816,000 | 1,673 |
| Net loans & leases | $48,348,000 | 5,617 |
| Loan loss allowance | $1,790,000 | 2,570 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $366,000 | 7,414 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $575,000 | 7,626 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $65,004,000 | 6,211 |
| Total liabilities | $54,319,000 | 6,370 |
| Total deposits | $53,721,000 | 6,188 |
| Interest-bearing deposits | $44,219,000 | 6,228 |
| Deposits held in domestic offices | $53,721,000 | 6,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $598,000 | 4,436 |
| Total equity capital | $10,685,000 | 4,863 |
| Total bank equity capital | $10,685,000 | 4,863 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,575,000 | 1,529 |
| Surplus | $16,575,000 | 1,423 |
| Undivided profits | $-8,465,000 | 8,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $143,000 | 8,217 |
| Earning assets | $60,253,000 | 6,182 |
| Long-term assets (5+ years) | $1,818,000 | 7,021 |
| Average Assets, year-to-date | $65,120,330 | 6,159 |
| Average Assets, quarterly | $65,398,000 | 6,159 |
| Volatile liabilities | $6,201,000 | 6,915 |
| Insider loans | $2,591,000 | 2,320 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,582,000 | 3,821 |
| Tier 1 (core) risk-based capital | $10,706,000 | 4,748 |
| Tier 2 risk-based capital | $632,000 | 5,095 |
| Total risk weighted assets | $49,153,000 | 5,750 |
| Total unused commitments | $14,582,000 | 3,822 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $65,792,000 | 6,199 |
| Cash and due from depository institutions | $3,171,000 | 5,181 |
| Interest-bearing balances | $3,000 | 6,701 |
| Securities | $5,198,000 | 7,543 |
| Federal funds sold & reverse repurchase agreements | $11,975,000 | 1,040 |
| Net loans & leases | $44,427,000 | 5,802 |
| Loan loss allowance | $2,400,000 | 1,983 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $374,000 | 7,429 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $647,000 | 7,436 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $65,792,000 | 6,199 |
| Total liabilities | $55,589,000 | 6,316 |
| Total deposits | $54,996,000 | 6,144 |
| Interest-bearing deposits | $45,489,000 | 6,190 |
| Deposits held in domestic offices | $54,996,000 | 6,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $593,000 | 4,391 |
| Total equity capital | $10,203,000 | 4,934 |
| Total bank equity capital | $10,203,000 | 4,934 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,575,000 | 1,528 |
| Surplus | $16,575,000 | 1,382 |
| Undivided profits | $-8,947,000 | 8,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $157,000 | 8,133 |
| Earning assets | $61,603,000 | 6,139 |
| Long-term assets (5+ years) | $657,000 | 7,585 |
| Average Assets, year-to-date | $65,178,500 | 6,208 |
| Average Assets, quarterly | $65,178,500 | 6,208 |
| Volatile liabilities | $6,494,000 | 6,775 |
| Insider loans | $2,499,000 | 2,329 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,811,000 | 3,896 |
| Tier 1 (core) risk-based capital | $10,230,000 | 4,853 |
| Tier 2 risk-based capital | $617,000 | 5,175 |
| Total risk weighted assets | $47,317,000 | 5,838 |
| Total unused commitments | $13,811,000 | 3,897 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $64,565,000 | 6,255 |
| Cash and due from depository institutions | $2,995,000 | 5,048 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $6,132,000 | 7,363 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,491 |
| Net loans & leases | $46,167,000 | 5,706 |
| Loan loss allowance | $2,400,000 | 1,967 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $405,000 | 7,362 |
| Other real estate owned | $51,000 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,015,000 | 6,510 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $64,565,000 | 6,255 |
| Total liabilities | $54,317,000 | 6,416 |
| Total deposits | $53,156,000 | 6,266 |
| Interest-bearing deposits | $44,284,000 | 6,277 |
| Deposits held in domestic offices | $53,156,000 | 6,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,161,000 | 2,817 |
| Total equity capital | $10,248,000 | 4,917 |
| Total bank equity capital | $10,248,000 | 4,917 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,575,000 | 1,510 |
| Surplus | $16,575,000 | 1,369 |
| Undivided profits | $-8,902,000 | 8,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,109,000 | 2,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $167,000 | 8,073 |
| Earning assets | $60,102,000 | 6,216 |
| Long-term assets (5+ years) | $669,000 | 7,638 |
| Average Assets, year-to-date | $67,645,000 | 5,981 |
| Average Assets, quarterly | $66,041,500 | 6,150 |
| Volatile liabilities | $5,694,000 | 6,973 |
| Insider loans | $2,455,000 | 2,358 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,947,000 | 4,458 |
| Tier 1 (core) risk-based capital | $10,255,000 | 4,781 |
| Tier 2 risk-based capital | $633,000 | 5,079 |
| Total risk weighted assets | $48,636,000 | 5,763 |
| Total unused commitments | $9,947,000 | 4,458 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 31 | 4,850 |
| Assets and Liabilities | ||
| Total Assets: | $67,518,000 | 6,091 |
| Cash and due from depository institutions | $3,818,000 | 4,850 |
| Interest-bearing balances | $53,000 | 5,745 |
| Securities | $6,194,000 | 7,395 |
| Federal funds sold & reverse repurchase agreements | $7,525,000 | 1,495 |
| Net loans & leases | $48,679,000 | 5,545 |
| Loan loss allowance | $2,400,000 | 1,952 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $437,000 | 7,278 |
| Other real estate owned | $0 | 4,850 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $865,000 | 6,897 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $67,518,000 | 6,091 |
| Total liabilities | $57,157,000 | 6,226 |
| Total deposits | $56,002,000 | 6,055 |
| Interest-bearing deposits | $46,183,000 | 6,129 |
| Deposits held in domestic offices | $56,002,000 | 6,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,155,000 | 2,890 |
| Total equity capital | $10,361,000 | 4,879 |
| Total bank equity capital | $10,361,000 | 4,879 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,575,000 | 1,501 |
| Surplus | $16,575,000 | 1,327 |
| Undivided profits | $-8,789,000 | 8,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 1,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $148,000 | 8,308 |
| Earning assets | $62,451,000 | 6,063 |
| Long-term assets (5+ years) | $1,392,000 | 7,385 |
| Average Assets, year-to-date | $68,415,000 | 5,963 |
| Average Assets, quarterly | $67,375,500 | 6,058 |
| Volatile liabilities | $4,923,000 | 7,280 |
| Insider loans | $2,803,000 | 2,068 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,950,000 | 4,662 |
| Tier 1 (core) risk-based capital | $10,361,000 | 4,728 |
| Tier 2 risk-based capital | $665,000 | 4,927 |
| Total risk weighted assets | $51,177,000 | 5,611 |
| Total unused commitments | $8,950,000 | 4,664 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 31 | 4,899 |
| Assets and Liabilities | ||
| Total Assets: | $67,233,000 | 6,085 |
| Cash and due from depository institutions | $4,036,000 | 4,899 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $5,190,000 | 7,704 |
| Federal funds sold & reverse repurchase agreements | $10,450,000 | 1,040 |
| Net loans & leases | $46,442,000 | 5,653 |
| Loan loss allowance | $3,100,000 | 1,502 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $423,000 | 7,355 |
| Other real estate owned | $161,000 | 4,899 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $531,000 | 7,840 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $67,233,000 | 6,085 |
| Total liabilities | $57,864,000 | 6,195 |
| Total deposits | $57,066,000 | 6,008 |
| Interest-bearing deposits | $48,310,000 | 6,004 |
| Deposits held in domestic offices | $57,066,000 | 6,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $798,000 | 3,437 |
| Total equity capital | $9,369,000 | 5,086 |
| Total bank equity capital | $9,369,000 | 5,086 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,575,000 | 1,501 |
| Surplus | $16,575,000 | 1,283 |
| Undivided profits | $-9,781,000 | 9,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,395,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $133,000 | 8,410 |
| Earning assets | $62,135,000 | 6,064 |
| Long-term assets (5+ years) | $26,000 | 8,050 |
| Average Assets, year-to-date | $68,714,000 | 5,996 |
| Average Assets, quarterly | $66,789,000 | 6,098 |
| Volatile liabilities | $5,574,000 | 7,043 |
| Insider loans | $936,000 | 4,215 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,566,000 | 5,014 |
| Tier 1 (core) risk-based capital | $9,369,000 | 5,008 |
| Tier 2 risk-based capital | $654,000 | 4,960 |
| Total risk weighted assets | $49,239,000 | 5,689 |
| Total unused commitments | $7,566,000 | 5,017 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $66,345,000 | 6,166 |
| Cash and due from depository institutions | $3,632,000 | 5,006 |
| Interest-bearing balances | $50,000 | 5,915 |
| Securities | $5,184,000 | 7,702 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,169 |
| Net loans & leases | $43,954,000 | 5,764 |
| Loan loss allowance | $5,150,000 | 904 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $429,000 | 7,335 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $646,000 | 7,414 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $66,345,000 | 6,166 |
| Total liabilities | $59,043,000 | 6,151 |
| Total deposits | $58,339,000 | 5,978 |
| Interest-bearing deposits | $49,437,000 | 5,981 |
| Deposits held in domestic offices | $58,339,000 | 5,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $704,000 | 4,042 |
| Total equity capital | $7,302,000 | 6,067 |
| Total bank equity capital | $7,302,000 | 6,067 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,575,000 | 1,494 |
| Surplus | $16,575,000 | 1,274 |
| Undivided profits | $-11,848,000 | 9,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,437,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $155,000 | 8,226 |
| Earning assets | $61,688,000 | 6,120 |
| Long-term assets (5+ years) | $112,000 | 8,041 |
| Average Assets, year-to-date | $69,454,500 | 5,974 |
| Average Assets, quarterly | $69,454,500 | 5,974 |
| Volatile liabilities | $5,699,000 | 6,925 |
| Insider loans | $946,000 | 4,134 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,121,000 | 4,358 |
| Tier 1 (core) risk-based capital | $7,302,000 | 5,862 |
| Tier 2 risk-based capital | $640,000 | 5,001 |
| Total risk weighted assets | $46,271,000 | 5,846 |
| Total unused commitments | $10,121,000 | 4,364 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 37 | 4,299 |
| Assets and Liabilities | ||
| Total Assets: | $72,564,000 | 5,866 |
| Cash and due from depository institutions | $7,786,000 | 4,299 |
| Interest-bearing balances | $50,000 | 5,865 |
| Securities | $5,889,000 | 7,612 |
| Federal funds sold & reverse repurchase agreements | $14,375,000 | 812 |
| Net loans & leases | $42,870,000 | 5,842 |
| Loan loss allowance | $5,560,000 | 844 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $477,000 | 7,219 |
| Other real estate owned | $542,000 | 4,299 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $625,000 | 7,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,564,000 | 5,866 |
| Total liabilities | $65,633,000 | 5,823 |
| Total deposits | $64,678,000 | 5,615 |
| Interest-bearing deposits | $54,011,000 | 5,663 |
| Deposits held in domestic offices | $64,678,000 | 5,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $955,000 | 3,195 |
| Total equity capital | $6,931,000 | 6,179 |
| Total bank equity capital | $6,931,000 | 6,179 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,575,000 | 1,498 |
| Surplus | $16,575,000 | 1,244 |
| Undivided profits | $-12,219,000 | 9,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,092,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $140,000 | 8,435 |
| Earning assets | $63,184,000 | 6,005 |
| Long-term assets (5+ years) | $3,001,000 | 6,883 |
| Average Assets, year-to-date | $92,855,600 | 4,922 |
| Average Assets, quarterly | $76,111,000 | 5,687 |
| Volatile liabilities | $6,105,000 | 6,848 |
| Insider loans | $830,000 | 4,453 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,003,000 | 4,511 |
| Tier 1 (core) risk-based capital | $6,931,000 | 6,029 |
| Tier 2 risk-based capital | $639,000 | 4,998 |
| Total risk weighted assets | $45,919,000 | 5,883 |
| Total unused commitments | $9,003,000 | 4,514 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $79,658,000 | 5,566 |
| Cash and due from depository institutions | $4,829,000 | 4,063 |
| Interest-bearing balances | $50,000 | 5,938 |
| Securities | $15,382,000 | 5,477 |
| Federal funds sold & reverse repurchase agreements | $10,825,000 | 1,323 |
| Net loans & leases | $46,857,000 | 5,582 |
| Loan loss allowance | $6,500,000 | 733 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $507,000 | 7,140 |
| Other real estate owned | $542,000 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $716,000 | 7,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,658,000 | 5,566 |
| Total liabilities | $77,372,000 | 5,273 |
| Total deposits | $76,256,000 | 5,057 |
| Interest-bearing deposits | $64,574,000 | 5,068 |
| Deposits held in domestic offices | $76,256,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,116,000 | 3,008 |
| Total equity capital | $2,286,000 | 8,739 |
| Total bank equity capital | $2,286,000 | 8,739 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,575,000 | 1,498 |
| Surplus | $13,075,000 | 1,513 |
| Undivided profits | $-13,364,000 | 9,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,387,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $144,000 | 8,473 |
| Earning assets | $73,114,000 | 5,554 |
| Long-term assets (5+ years) | $222,000 | 8,102 |
| Average Assets, year-to-date | $97,928,500 | 4,754 |
| Average Assets, quarterly | $84,977,000 | 5,303 |
| Volatile liabilities | $7,764,000 | 6,360 |
| Insider loans | $2,361,000 | 2,257 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,132,000 | 4,488 |
| Tier 1 (core) risk-based capital | $2,286,000 | 8,696 |
| Tier 2 risk-based capital | $685,000 | 4,784 |
| Total risk weighted assets | $48,721,000 | 5,684 |
| Total unused commitments | $9,132,000 | 4,494 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $90,296,000 | 5,121 |
| Cash and due from depository institutions | $5,182,000 | 4,182 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $8,931,000 | 6,750 |
| Federal funds sold & reverse repurchase agreements | $20,325,000 | 745 |
| Net loans & leases | $54,347,000 | 5,111 |
| Loan loss allowance | $7,405,000 | 648 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $506,000 | 7,158 |
| Other real estate owned | $0 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,005,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,296,000 | 5,121 |
| Total liabilities | $88,630,000 | 4,777 |
| Total deposits | $86,943,000 | 4,584 |
| Interest-bearing deposits | $75,873,000 | 4,502 |
| Deposits held in domestic offices | $86,943,000 | 4,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,687,000 | 2,292 |
| Total equity capital | $1,666,000 | 9,013 |
| Total bank equity capital | $1,666,000 | 9,013 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,575,000 | 1,494 |
| Surplus | $13,075,000 | 1,482 |
| Undivided profits | $-13,984,000 | 9,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,120,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $200,000 | 7,963 |
| Earning assets | $83,603,000 | 5,088 |
| Long-term assets (5+ years) | $260,000 | 8,093 |
| Average Assets, year-to-date | $104,018,670 | 4,567 |
| Average Assets, quarterly | $97,072,500 | 4,826 |
| Volatile liabilities | $9,985,000 | 5,716 |
| Insider loans | $4,845,000 | 1,097 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,234,000 | 4,167 |
| Tier 1 (core) risk-based capital | $1,666,000 | 8,980 |
| Tier 2 risk-based capital | $807,000 | 4,263 |
| Total risk weighted assets | $57,358,000 | 5,149 |
| Total unused commitments | $10,234,000 | 4,180 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $103,849,000 | 4,596 |
| Cash and due from depository institutions | $4,981,000 | 4,239 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $19,878,000 | 4,688 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,419 |
| Net loans & leases | $70,324,000 | 4,278 |
| Loan loss allowance | $5,480,000 | 843 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $469,000 | 7,292 |
| Other real estate owned | $28,000 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,669,000 | 2,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,849,000 | 4,596 |
| Total liabilities | $96,367,000 | 4,473 |
| Total deposits | $95,459,000 | 4,235 |
| Interest-bearing deposits | $83,117,000 | 4,185 |
| Deposits held in domestic offices | $95,459,000 | 4,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $908,000 | 3,556 |
| Total equity capital | $7,482,000 | 5,779 |
| Total bank equity capital | $7,482,000 | 5,779 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,575,000 | 1,498 |
| Surplus | $13,075,000 | 1,452 |
| Undivided profits | $-8,168,000 | 9,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,334,000 | 471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $278,000 | 7,287 |
| Earning assets | $94,702,000 | 4,609 |
| Long-term assets (5+ years) | $388,000 | 8,051 |
| Average Assets, year-to-date | $110,880,000 | 4,353 |
| Average Assets, quarterly | $110,880,000 | 4,353 |
| Volatile liabilities | $12,227,000 | 5,121 |
| Insider loans | $5,202,000 | 1,011 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,888,000 | 3,783 |
| Tier 1 (core) risk-based capital | $7,482,000 | 5,572 |
| Tier 2 risk-based capital | $975,000 | 3,641 |
| Total risk weighted assets | $73,485,000 | 4,290 |
| Total unused commitments | $11,888,000 | 3,797 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $117,911,000 | 4,139 |
| Cash and due from depository institutions | $6,204,000 | 4,049 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $21,875,000 | 4,384 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 4,609 |
| Net loans & leases | $83,426,000 | 3,746 |
| Loan loss allowance | $4,750,000 | 929 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $513,000 | 7,191 |
| Other real estate owned | $164,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,504,000 | 3,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,911,000 | 4,139 |
| Total liabilities | $106,625,000 | 4,111 |
| Total deposits | $105,544,000 | 3,875 |
| Interest-bearing deposits | $90,886,000 | 3,844 |
| Deposits held in domestic offices | $105,544,000 | 3,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,081,000 | 3,205 |
| Total equity capital | $11,286,000 | 4,320 |
| Total bank equity capital | $11,286,000 | 4,320 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,575,000 | 1,488 |
| Surplus | $13,075,000 | 1,422 |
| Undivided profits | $-4,364,000 | 9,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,922,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $365,000 | 6,675 |
| Earning assets | $107,526,000 | 4,147 |
| Long-term assets (5+ years) | $302,000 | 8,133 |
| Average Assets, year-to-date | $132,578,600 | 3,611 |
| Average Assets, quarterly | $121,874,000 | 4,000 |
| Volatile liabilities | $16,606,000 | 4,229 |
| Insider loans | $5,252,000 | 971 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,249,000 | 2,909 |
| Tier 1 (core) risk-based capital | $11,286,000 | 4,098 |
| Tier 2 risk-based capital | $1,122,000 | 3,215 |
| Total risk weighted assets | $86,140,000 | 3,806 |
| Total unused commitments | $17,249,000 | 2,915 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $141,454,000 | 3,430 |
| Cash and due from depository institutions | $5,354,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $4,413,000 | 8,114 |
| Federal funds sold & reverse repurchase agreements | $23,800,000 | 594 |
| Net loans & leases | $105,771,000 | 2,991 |
| Loan loss allowance | $1,880,000 | 2,120 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $466,000 | 7,446 |
| Other real estate owned | $28,000 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,622,000 | 5,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,454,000 | 3,430 |
| Total liabilities | $128,371,000 | 3,405 |
| Total deposits | $127,018,000 | 3,167 |
| Interest-bearing deposits | $97,254,000 | 3,516 |
| Deposits held in domestic offices | $127,018,000 | 3,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,353,000 | 2,747 |
| Total equity capital | $13,083,000 | 3,616 |
| Total bank equity capital | $13,083,000 | 3,616 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,825,000 | 1,388 |
| Surplus | $2,825,000 | 4,548 |
| Undivided profits | $7,433,000 | 3,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,263,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $598,000 | 5,270 |
| Earning assets | $133,984,000 | 3,313 |
| Long-term assets (5+ years) | $1,054,000 | 7,861 |
| Average Assets, year-to-date | $131,553,800 | 3,490 |
| Average Assets, quarterly | $137,232,000 | 3,469 |
| Volatile liabilities | $20,686,000 | 3,587 |
| Insider loans | $4,859,000 | 999 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,196,000 | 2,475 |
| Tier 1 (core) risk-based capital | $12,478,000 | 3,614 |
| Tier 2 risk-based capital | $1,369,000 | 2,598 |
| Total risk weighted assets | $109,031,000 | 3,000 |
| Total unused commitments | $20,196,000 | 2,483 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $122,778,000 | 3,734 |
| Cash and due from depository institutions | $5,355,000 | 5,074 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,584,000 | 8,494 |
| Federal funds sold & reverse repurchase agreements | $13,850,000 | 879 |
| Net loans & leases | $97,158,000 | 3,131 |
| Loan loss allowance | $1,941,000 | 1,966 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $252,000 | 8,529 |
| Other real estate owned | $15,000 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,564,000 | 4,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,778,000 | 3,734 |
| Total liabilities | $111,606,000 | 3,698 |
| Total deposits | $109,825,000 | 3,473 |
| Interest-bearing deposits | $93,176,000 | 3,525 |
| Deposits held in domestic offices | $109,825,000 | 3,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,781,000 | 2,264 |
| Total equity capital | $11,172,000 | 4,024 |
| Total bank equity capital | $11,172,000 | 4,024 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,575,000 | 1,494 |
| Surplus | $2,575,000 | 4,754 |
| Undivided profits | $6,022,000 | 3,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,133,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $689,000 | 3,936 |
| Earning assets | $115,592,000 | 3,654 |
| Long-term assets (5+ years) | $945,000 | 7,985 |
| Average Assets, year-to-date | $110,958,600 | 3,932 |
| Average Assets, quarterly | $120,645,000 | 3,754 |
| Volatile liabilities | $21,888,000 | 3,453 |
| Insider loans | $5,712,000 | 819 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,534,000 | 2,367 |
| Tier 1 (core) risk-based capital | $10,542,000 | 4,100 |
| Tier 2 risk-based capital | $1,252,440 | 2,677 |
| Total risk weighted assets | $99,506,840 | 3,101 |
| Total unused commitments | $19,534,000 | 2,370 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $99,421,000 | 4,432 |
| Cash and due from depository institutions | $5,278,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,505,000 | 8,848 |
| Federal funds sold & reverse repurchase agreements | $8,250,000 | 1,160 |
| Net loans & leases | $80,246,000 | 3,563 |
| Loan loss allowance | $986,000 | 3,477 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $214,000 | 8,993 |
| Other real estate owned | $24,000 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $904,000 | 6,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,421,000 | 4,432 |
| Total liabilities | $89,606,000 | 4,440 |
| Total deposits | $88,422,000 | 4,174 |
| Interest-bearing deposits | $76,350,000 | 4,124 |
| Deposits held in domestic offices | $88,422,000 | 4,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,184,000 | 2,843 |
| Total equity capital | $9,815,000 | 4,316 |
| Total bank equity capital | $9,815,000 | 4,316 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,575,000 | 1,496 |
| Surplus | $2,575,000 | 4,745 |
| Undivided profits | $4,665,000 | 4,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $462,000 | 4,859 |
| Earning assets | $93,001,000 | 4,326 |
| Long-term assets (5+ years) | $2,052,000 | 7,640 |
| Average Assets, year-to-date | $89,075,600 | 4,703 |
| Average Assets, quarterly | $94,884,000 | 4,566 |
| Volatile liabilities | $12,249,000 | 4,869 |
| Insider loans | $4,960,000 | 933 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,583,000 | 2,493 |
| Tier 1 (core) risk-based capital | $9,485,000 | 4,452 |
| Tier 2 risk-based capital | $986,000 | 3,194 |
| Total risk weighted assets | $81,409,300 | 3,567 |
| Total unused commitments | $18,583,000 | 2,496 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $84,522,000 | 5,002 |
| Cash and due from depository institutions | $3,259,000 | 5,850 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,407,000 | 8,625 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,496 |
| Net loans & leases | $63,382,000 | 4,087 |
| Loan loss allowance | $773,000 | 4,133 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $115,000 | 9,727 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $759,000 | 6,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,522,000 | 5,002 |
| Total liabilities | $76,022,000 | 4,989 |
| Total deposits | $75,036,000 | 4,783 |
| Interest-bearing deposits | $60,594,000 | 5,009 |
| Deposits held in domestic offices | $75,036,000 | 4,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $986,000 | 3,571 |
| Total equity capital | $8,500,000 | 4,963 |
| Total bank equity capital | $8,500,000 | 4,963 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,575,000 | 1,445 |
| Surplus | $2,575,000 | 4,634 |
| Undivided profits | $3,350,000 | 5,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $389,000 | 5,604 |
| Earning assets | $80,389,000 | 4,865 |
| Long-term assets (5+ years) | $671,000 | 8,616 |
| Average Assets, year-to-date | $79,708,000 | 4,985 |
| Average Assets, quarterly | $84,394,000 | 4,921 |
| Volatile liabilities | $10,946,000 | 4,735 |
| Insider loans | $4,014,000 | 1,055 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,502,000 | 2,998 |
| Tier 1 (core) risk-based capital | $8,238,000 | 4,893 |
| Tier 2 risk-based capital | $773,000 | 3,778 |
| Total risk weighted assets | $65,504,200 | 4,096 |
| Total unused commitments | $13,502,000 | 3,004 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $70,605,000 | 5,698 |
| Cash and due from depository institutions | $4,197,000 | 6,730 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,429,000 | 9,044 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,709 |
| Net loans & leases | $56,872,000 | 4,506 |
| Loan loss allowance | $664,000 | 4,691 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $69,000 | 10,420 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $738,000 | 7,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,605,000 | 5,698 |
| Total liabilities | $63,231,000 | 5,686 |
| Total deposits | $62,508,000 | 5,492 |
| Interest-bearing deposits | $52,195,000 | 5,611 |
| Deposits held in domestic offices | $62,508,000 | 5,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $723,000 | 4,589 |
| Total equity capital | $7,374,000 | 5,517 |
| Total bank equity capital | $7,374,000 | 5,517 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,575,000 | 1,427 |
| Surplus | $2,575,000 | 4,617 |
| Undivided profits | $2,224,000 | 6,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $406,000 | 5,614 |
| Earning assets | $65,601,000 | 5,648 |
| Long-term assets (5+ years) | $220,000 | 9,303 |
| Average Assets, year-to-date | $66,485,400 | 5,750 |
| Average Assets, quarterly | $70,417,500 | 5,658 |
| Volatile liabilities | $9,563,000 | 5,151 |
| Insider loans | $4,666,000 | 887 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,713,000 | 3,101 |
| Tier 1 (core) risk-based capital | $7,158,000 | 5,496 |
| Tier 2 risk-based capital | $664,000 | 4,181 |
| Total risk weighted assets | $57,288,600 | 4,539 |
| Total unused commitments | $11,713,000 | 3,102 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $63,000,000 | 6,317 |
| Cash and due from depository institutions | $3,009,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,953,000 | 9,003 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 2,096 |
| Net loans & leases | $46,067,000 | 5,331 |
| Loan loss allowance | $523,000 | 5,721 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $63,000 | 10,966 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $11,000 | 3,233 |
| All other assets | $647,000 | 7,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,000,000 | 6,317 |
| Total liabilities | $56,534,000 | 6,315 |
| Total deposits | $55,760,000 | 6,147 |
| Interest-bearing deposits | $46,918,000 | 6,229 |
| Deposits held in domestic offices | $55,760,000 | 6,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $774,000 | 4,300 |
| Total equity capital | $6,466,000 | 6,149 |
| Total bank equity capital | $6,466,000 | 6,149 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,575,000 | 1,486 |
| Surplus | $2,575,000 | 4,687 |
| Undivided profits | $1,316,000 | 8,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $336,000 | 6,427 |
| Earning assets | $59,270,000 | 6,208 |
| Long-term assets (5+ years) | $202,000 | 9,679 |
| Average Assets, year-to-date | $58,555,200 | 6,463 |
| Average Assets, quarterly | $61,757,500 | 6,346 |
| Volatile liabilities | $8,409,000 | 5,441 |
| Insider loans | $3,296,000 | 1,309 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,302,000 | 3,545 |
| Tier 1 (core) risk-based capital | $6,269,000 | 6,186 |
| Tier 2 risk-based capital | $523,000 | 5,088 |
| Total risk weighted assets | $46,045,400 | 5,399 |
| Total unused commitments | $9,302,000 | 3,559 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $55,915,000 | 6,959 |
| Cash and due from depository institutions | $3,539,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,125,000 | 8,949 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,063 |
| Net loans & leases | $40,281,000 | 5,805 |
| Loan loss allowance | $464,000 | 6,360 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $55,000 | 11,523 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $56,000 | 2,607 |
| All other assets | $559,000 | 8,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,915,000 | 6,959 |
| Total liabilities | $51,745,000 | 6,829 |
| Total deposits | $50,833,000 | 6,710 |
| Interest-bearing deposits | $41,502,000 | 6,867 |
| Deposits held in domestic offices | $50,833,000 | 6,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $912,000 | 3,927 |
| Total equity capital | $4,170,000 | 8,171 |
| Total bank equity capital | $4,170,000 | 8,171 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,775,000 | 2,294 |
| Surplus | $1,775,000 | 6,016 |
| Undivided profits | $620,000 | 10,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 9,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $285,000 | 7,348 |
| Earning assets | $51,706,000 | 6,902 |
| Long-term assets (5+ years) | $255,000 | 9,985 |
| Average Assets, year-to-date | $51,006,600 | 7,140 |
| Average Assets, quarterly | $55,570,500 | 6,926 |
| Volatile liabilities | $8,972,000 | 4,897 |
| Insider loans | $1,490,000 | 2,780 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,246,000 | 3,700 |
| Tier 1 (core) risk-based capital | $3,948,000 | 8,283 |
| Tier 2 risk-based capital | $464,000 | 5,591 |
| Total risk weighted assets | $39,944,200 | 5,951 |
| Total unused commitments | $8,246,000 | 3,713 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $44,440,000 | 8,034 |
| Cash and due from depository institutions | $3,209,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,443,000 | 11,516 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $32,899,000 | 6,627 |
| Loan loss allowance | $338,000 | 7,904 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $36,000 | 12,277 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $101,000 | 2,259 |
| All other assets | $252,000 | 11,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,440,000 | 8,034 |
| Total liabilities | $40,976,000 | 7,933 |
| Total deposits | $40,416,000 | 7,783 |
| Interest-bearing deposits | $33,628,000 | 7,903 |
| Deposits held in domestic offices | $40,416,000 | 7,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $560,000 | 4,842 |
| Total equity capital | $3,464,000 | 8,848 |
| Total bank equity capital | $3,464,000 | 8,848 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,775,000 | 2,353 |
| Surplus | $1,775,000 | 6,036 |
| Undivided profits | $-86,000 | 11,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $210,000 | 8,262 |
| Earning assets | $40,842,000 | 7,999 |
| Long-term assets (5+ years) | $166,000 | 10,631 |
| Average Assets, year-to-date | $36,645,200 | 8,857 |
| Average Assets, quarterly | $42,573,000 | 8,221 |
| Volatile liabilities | $6,850,000 | 5,629 |
| Insider loans | $1,520,000 | 2,659 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,224,000 | 3,905 |
| Tier 1 (core) risk-based capital | $3,363,000 | 9,089 |
| Tier 2 risk-based capital | $338,000 | 6,973 |
| Total risk weighted assets | $32,999,000 | 6,801 |
| Total unused commitments | $7,224,000 | 3,912 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $30,534,000 | 10,100 |
| Cash and due from depository institutions | $2,369,000 | 9,983 |
| Interest-bearing balances | $514,000 | 4,251 |
| Securities | $1,709,000 | 12,675 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $24,161,000 | 7,989 |
| Loan loss allowance | $270,000 | 9,070 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $15,000 | 13,118 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $146,000 | 1,999 |
| All other assets | $134,000 | 12,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,534,000 | 10,100 |
| Total liabilities | $27,313,000 | 10,119 |
| Total deposits | $27,152,000 | 10,007 |
| Interest-bearing deposits | $21,770,000 | 10,252 |
| Deposits held in domestic offices | $27,152,000 | 10,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $161,000 | 10,110 |
| Total equity capital | $3,221,000 | 9,442 |
| Total bank equity capital | $3,221,000 | 9,442 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,775,000 | 2,398 |
| Surplus | $1,775,000 | 6,042 |
| Undivided profits | $-329,000 | 12,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 6,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $28,384,000 | 9,992 |
| Long-term assets (5+ years) | $160,000 | 11,174 |
| Average Assets, year-to-date | $25,993,200 | 10,626 |
| Average Assets, quarterly | $29,209,500 | 10,225 |
| Volatile liabilities | $2,744,000 | 8,710 |
| Insider loans | $1,054,000 | 3,583 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,258,000 | 4,749 |
| Tier 1 (core) risk-based capital | $3,075,000 | 9,593 |
| Tier 2 risk-based capital | $270,000 | 8,039 |
| Total risk weighted assets | $24,646,900 | 8,199 |
| Total unused commitments | $5,258,000 | 4,772 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $21,084,000 | 11,838 |
| Cash and due from depository institutions | $2,708,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,112,000 | 13,410 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 5,103 |
| Net loans & leases | $14,006,000 | 10,463 |
| Loan loss allowance | $177,000 | 10,974 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,000 | 13,819 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $192,000 | 1,879 |
| All other assets | $109,000 | 13,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,084,000 | 11,838 |
| Total liabilities | $17,932,000 | 12,043 |
| Total deposits | $17,830,000 | 11,952 |
| Interest-bearing deposits | $14,383,000 | 12,124 |
| Deposits held in domestic offices | $17,830,000 | 11,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $102,000 | 12,275 |
| Total equity capital | $3,152,000 | 9,485 |
| Total bank equity capital | $3,152,000 | 9,485 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $-348,000 | 12,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $67,000 | 12,551 |
| Earning assets | $18,068,000 | 12,022 |
| Long-term assets (5+ years) | $65,000 | 11,687 |
| Average Assets, year-to-date | $13,824,000 | 12,964 |
| Average Assets, quarterly | $18,528,000 | 12,236 |
| Volatile liabilities | $2,553,000 | 9,175 |
| Insider loans | $36,000 | 7,670 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,115,000 | 5,173 |
| Tier 1 (core) risk-based capital | $2,960,000 | 9,745 |
| Tier 2 risk-based capital | $177,000 | 9,973 |
| Total risk weighted assets | $14,765,700 | 10,703 |
| Total unused commitments | $4,115,000 | 5,203 |
| Derivatives | $0 | 651 |