Home > First Bank of North Dakota > Income and Expense
First Bank of North Dakota, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $59,258,000 | 605 |
| Total interest expense | $18,392,000 | 774 |
| Net interest income | $40,866,000 | 516 |
| Provision for loan and lease losses | $3,759,000 | 356 |
| Total noninterest income | $5,422,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,716,000 | 518 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,706,000 | 944 |
| Total noninterest expense | $29,174,000 | 598 |
| Salaries and employee benefits | $6,403,000 | 1,052 |
| Premises and equipment expense | $3,076,000 | 746 |
| Additional noninterest expense | $19,695,000 | 447 |
| Pre-tax net operating income | $13,355,000 | 632 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $5,758,000 | 520 |
| Income before extraordinary items | $7,599,000 | 720 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,599,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,650,000 | 451 |
| Cash dividends | $2,998,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $26,816,000 | 47 |
| Net operating income | $7,597,720 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $54,453,000 | 650 |
| Total interest expense | $19,907,000 | 718 |
| Net interest income | $34,546,000 | 589 |
| Provision for loan and lease losses | $2,458,000 | 696 |
| Total noninterest income | $7,912,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,726,000 | 515 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,186,000 | 650 |
| Total noninterest expense | $28,609,000 | 640 |
| Salaries and employee benefits | $6,782,000 | 1,008 |
| Premises and equipment expense | $3,092,000 | 748 |
| Additional noninterest expense | $18,735,000 | 490 |
| Pre-tax net operating income | $11,391,000 | 641 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $4,587,000 | 573 |
| Income before extraordinary items | $6,806,000 | 769 |
| Extraordinary gains, net | $3,442,000 | 92 |
| Net income | $10,248,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,476,000 | 515 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,804,720 | 717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $51,444,000 | 761 |
| Total interest expense | $24,195,000 | 779 |
| Net interest income | $27,249,000 | 734 |
| Provision for loan and lease losses | $5,851,000 | 541 |
| Total noninterest income | $7,367,000 | 736 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,483,000 | 550 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,884,000 | 687 |
| Total noninterest expense | $27,615,000 | 649 |
| Salaries and employee benefits | $7,450,000 | 909 |
| Premises and equipment expense | $3,521,000 | 694 |
| Additional noninterest expense | $16,644,000 | 536 |
| Pre-tax net operating income | $1,150,000 | 5,094 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $758,000 | 2,747 |
| Income before extraordinary items | $392,000 | 8,303 |
| Extraordinary gains, net | $-525,000 | 13,826 |
| Net income | $-133,000 | 13,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,471,000 | 571 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $392,000 | 7,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.