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First Bank of Natchitoches and Trust Company, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$2,335,0008,931
Total interest expense$867,0009,426
Net interest income$1,468,0008,344
Provision for loan and lease losses$25,0007,649
Total noninterest income$336,0006,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$265,0004,613
Trading account gains and feesNANA
Additional Noninterest Income$71,0008,053
Total noninterest expense$1,459,0007,228
Salaries and employee benefits$585,0008,225
Premises and equipment expense$452,0004,097
Additional noninterest expense$422,0007,699
Pre-tax net operating income$320,0008,987
Securities gains (losses)$04,148
Applicable income taxes$65,0009,414
Income before extraordinary items$255,0008,792
Extraordinary gains, net$053
Net income$255,0008,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$90,0006,879
Sale, conversion, retirement of capital stock, net$0953
Net operating income$255,0008,732
1995-12-31 (YTD Data)Rank
Total interest income$2,016,0009,693
Total interest expense$634,00010,552
Net interest income$1,382,0008,837
Provision for loan and lease losses$08,958
Total noninterest income$399,0005,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,711
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,351
Total noninterest expense$1,332,0007,782
Salaries and employee benefits$568,0008,585
Premises and equipment expense$401,0004,527
Additional noninterest expense$363,0008,565
Pre-tax net operating income$449,0008,753
Securities gains (losses)$03,831
Applicable income taxes$202,0007,373
Income before extraordinary items$247,0009,438
Extraordinary gains, net$065
Net income$247,0009,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,677
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$247,0009,421
1994-12-31 (YTD Data)Rank
Total interest income$1,650,00010,437
Total interest expense$498,00011,112
Net interest income$1,152,0009,902
Provision for loan and lease losses$95,0004,682
Total noninterest income$364,0006,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0005,221
Trading account gains and feesNANA
Additional Noninterest Income$126,0006,774
Total noninterest expense$1,368,0008,011
Salaries and employee benefits$530,0009,127
Premises and equipment expense$387,0004,716
Additional noninterest expense$451,0008,304
Pre-tax net operating income$53,00011,898
Securities gains (losses)$63,0001,013
Applicable income taxes$35,00010,807
Income before extraordinary items$81,00011,558
Extraordinary gains, net$0249
Net income$81,00011,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,376
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$36,90011,920
1993-12-31 (YTD Data)Rank
Total interest income$1,797,00010,594
Total interest expense$555,00011,400
Net interest income$1,242,0009,930
Provision for loan and lease losses$218,0003,731
Total noninterest income$309,0007,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,817
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,857
Total noninterest expense$1,473,0007,920
Salaries and employee benefits$535,0009,336
Premises and equipment expense$455,0004,216
Additional noninterest expense$483,0008,399
Pre-tax net operating income$-140,00012,636
Securities gains (losses)$51,0003,368
Applicable income taxes$012,141
Income before extraordinary items$-89,00012,651
Extraordinary gains, net$100,0001,558
Net income$11,00012,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,410
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-140,00012,608
1992-12-31 (YTD Data)Rank
Total interest income$2,125,00010,648
Total interest expense$757,00011,538
Net interest income$1,368,0009,743
Provision for loan and lease losses$10,00011,168
Total noninterest income$366,0006,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0006,151
Trading account gains and feesNANA
Additional Noninterest Income$174,0006,145
Total noninterest expense$1,325,0008,579
Salaries and employee benefits$542,0009,347
Premises and equipment expense$428,0004,546
Additional noninterest expense$355,00010,133
Pre-tax net operating income$399,0009,259
Securities gains (losses)$1,0007,986
Applicable income taxes$136,0008,982
Income before extraordinary items$264,0009,736
Extraordinary gains, net$136,000599
Net income$400,0008,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$85,0006,917
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$263,3409,373

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.