Home > First Bank of Kansas City > Income and Expense
First Bank of Kansas City, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,903 |
| Total interest expense | $234,000 | 7,407 |
| Net interest income | $249,000 | 7,990 |
| Provision for loan and lease losses | $818,000 | 2,308 |
| Total noninterest income | $85,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $774,000 | 6,815 |
| Salaries and employee benefits | $259,000 | 7,516 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $441,000 | 5,577 |
| Pre-tax net operating income | $-1,258,000 | 7,141 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $226,000 | 1,831 |
| Income before extraordinary items | $-1,484,000 | 7,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,484,000 | 7,314 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,484,000 | 7,314 |
| Net charge-offs | $869,000 | 1,751 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,484,000 | 7,325 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 7,938 |
| Total interest expense | $122,000 | 7,451 |
| Net interest income | $128,000 | 8,036 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-10,000 | 7,988 |
| Total noninterest expense | $346,000 | 7,026 |
| Salaries and employee benefits | $135,000 | 7,517 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $175,000 | 5,929 |
| Pre-tax net operating income | $-229,000 | 6,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-35,000 | 7,358 |
| Income before extraordinary items | $-194,000 | 7,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-194,000 | 7,021 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-194,000 | 7,021 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-194,000 | 6,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 7,766 |
| Total interest expense | $793,000 | 7,145 |
| Net interest income | $591,000 | 8,015 |
| Provision for loan and lease losses | $714,000 | 3,215 |
| Total noninterest income | $24,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-48,000 | 8,087 |
| Total noninterest expense | $1,323,000 | 7,121 |
| Salaries and employee benefits | $622,000 | 7,351 |
| Premises and equipment expense | $152,000 | 7,128 |
| Additional noninterest expense | $549,000 | 6,421 |
| Pre-tax net operating income | $-1,422,000 | 7,190 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-227,000 | 7,240 |
| Income before extraordinary items | $-1,195,000 | 7,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,195,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 2,559 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,195,000 | 7,203 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,783 |
| Total interest expense | $650,000 | 7,118 |
| Net interest income | $455,000 | 8,096 |
| Provision for loan and lease losses | $549,000 | 2,603 |
| Total noninterest income | $-26,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $57,000 | 6,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-83,000 | 8,257 |
| Total noninterest expense | $1,014,000 | 7,086 |
| Salaries and employee benefits | $484,000 | 7,307 |
| Premises and equipment expense | $116,000 | 7,164 |
| Additional noninterest expense | $414,000 | 6,387 |
| Pre-tax net operating income | $-1,134,000 | 7,597 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-183,000 | 7,639 |
| Income before extraordinary items | $-951,000 | 7,480 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-951,000 | 7,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,880 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-951,000 | 7,596 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 7,822 |
| Total interest expense | $466,000 | 7,126 |
| Net interest income | $288,000 | 8,176 |
| Provision for loan and lease losses | $424,000 | 2,098 |
| Total noninterest income | $-48,000 | 8,384 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-87,000 | 8,378 |
| Total noninterest expense | $679,000 | 7,123 |
| Salaries and employee benefits | $353,000 | 7,217 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $246,000 | 6,683 |
| Pre-tax net operating income | $-863,000 | 7,831 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-142,000 | 7,923 |
| Income before extraordinary items | $-721,000 | 7,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-721,000 | 7,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,572 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-721,000 | 7,830 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 7,912 |
| Total interest expense | $241,000 | 7,196 |
| Net interest income | $132,000 | 8,262 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $309,000 | 7,322 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $-282,000 | 7,886 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-25,000 | 7,928 |
| Income before extraordinary items | $-257,000 | 7,923 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-257,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-257,000 | 7,899 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 7,455 |
| Total interest expense | $1,153,000 | 6,934 |
| Net interest income | $995,000 | 7,751 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $63,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-7,000 | 8,452 |
| Total noninterest expense | $1,425,000 | 7,024 |
| Salaries and employee benefits | $740,000 | 7,153 |
| Premises and equipment expense | $160,000 | 7,160 |
| Additional noninterest expense | $525,000 | 6,457 |
| Pre-tax net operating income | $-847,000 | 7,983 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-144,000 | 8,074 |
| Income before extraordinary items | $-703,000 | 7,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-703,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 1,235 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-703,000 | 7,991 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 7,427 |
| Total interest expense | $901,000 | 6,897 |
| Net interest income | $771,000 | 7,763 |
| Provision for loan and lease losses | $412,000 | 1,815 |
| Total noninterest income | $-4,000 | 8,519 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-57,000 | 8,527 |
| Total noninterest expense | $934,000 | 7,273 |
| Salaries and employee benefits | $525,000 | 7,225 |
| Premises and equipment expense | $96,000 | 7,442 |
| Additional noninterest expense | $313,000 | 6,950 |
| Pre-tax net operating income | $-579,000 | 8,125 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-105,000 | 8,242 |
| Income before extraordinary items | $-474,000 | 8,126 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-474,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 894 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-474,000 | 8,111 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,434 |
| Total interest expense | $603,000 | 6,893 |
| Net interest income | $548,000 | 7,733 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $47,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $638,000 | 7,273 |
| Salaries and employee benefits | $343,000 | 7,327 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $-343,000 | 8,185 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-73,000 | 8,343 |
| Income before extraordinary items | $-270,000 | 8,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-270,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 829 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-270,000 | 8,162 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,508 |
| Total interest expense | $302,000 | 6,910 |
| Net interest income | $257,000 | 7,868 |
| Provision for loan and lease losses | $254,000 | 950 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $327,000 | 7,262 |
| Salaries and employee benefits | $170,000 | 7,390 |
| Premises and equipment expense | $30,000 | 7,598 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $-304,000 | 8,417 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-18,000 | 8,296 |
| Income before extraordinary items | $-286,000 | 8,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-286,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 545 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-286,000 | 8,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,063 |
| Total interest expense | $1,257,000 | 6,500 |
| Net interest income | $1,346,000 | 7,383 |
| Provision for loan and lease losses | $872,000 | 1,186 |
| Total noninterest income | $104,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $86,000 | 6,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $1,394,000 | 7,067 |
| Salaries and employee benefits | $655,000 | 7,422 |
| Premises and equipment expense | $119,000 | 7,603 |
| Additional noninterest expense | $620,000 | 5,968 |
| Pre-tax net operating income | $-816,000 | 8,374 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-147,000 | 8,414 |
| Income before extraordinary items | $-669,000 | 8,362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-669,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $669,000 | 935 |
| Cash dividends | $60,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 815 |
| Net operating income | $-669,000 | 8,356 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 7,114 |
| Total interest expense | $909,000 | 6,541 |
| Net interest income | $1,036,000 | 7,397 |
| Provision for loan and lease losses | $750,000 | 991 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-15,000 | 8,718 |
| Total noninterest expense | $1,051,000 | 7,058 |
| Salaries and employee benefits | $504,000 | 7,358 |
| Premises and equipment expense | $91,000 | 7,591 |
| Additional noninterest expense | $456,000 | 6,030 |
| Pre-tax net operating income | $-711,000 | 8,510 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-77,000 | 8,542 |
| Income before extraordinary items | $-634,000 | 8,516 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-634,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 677 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 639 |
| Net operating income | $-634,000 | 8,508 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,124 |
| Total interest expense | $583,000 | 6,545 |
| Net interest income | $714,000 | 7,397 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $64,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $680,000 | 7,161 |
| Salaries and employee benefits | $320,000 | 7,506 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $-142,000 | 8,371 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-14,000 | 8,505 |
| Income before extraordinary items | $-128,000 | 8,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-128,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 564 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-128,000 | 8,368 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,221 |
| Total interest expense | $274,000 | 6,602 |
| Net interest income | $340,000 | 7,502 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $320,000 | 7,312 |
| Salaries and employee benefits | $166,000 | 7,435 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $131,000 | 6,438 |
| Pre-tax net operating income | $21,000 | 8,019 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-5,000 | 8,490 |
| Income before extraordinary items | $26,000 | 7,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 997 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $26,000 | 7,901 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 7,070 |
| Total interest expense | $888,000 | 6,562 |
| Net interest income | $1,540,000 | 7,245 |
| Provision for loan and lease losses | $234,000 | 3,327 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $101,000 | 6,278 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $1,331,000 | 7,171 |
| Salaries and employee benefits | $618,000 | 7,562 |
| Premises and equipment expense | $111,000 | 7,742 |
| Additional noninterest expense | $602,000 | 6,048 |
| Pre-tax net operating income | $112,000 | 7,959 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-16,000 | 8,485 |
| Income before extraordinary items | $128,000 | 7,866 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $128,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,619 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $128,000 | 7,836 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 7,145 |
| Total interest expense | $623,000 | 6,630 |
| Net interest income | $1,152,000 | 7,288 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $107,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $938,000 | 7,305 |
| Salaries and employee benefits | $447,000 | 7,599 |
| Premises and equipment expense | $84,000 | 7,738 |
| Additional noninterest expense | $407,000 | 6,304 |
| Pre-tax net operating income | $267,000 | 7,345 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $195,000 | 7,476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $195,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,062 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $195,000 | 7,446 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,190 |
| Total interest expense | $407,000 | 6,567 |
| Net interest income | $729,000 | 7,399 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $67,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $563,000 | 7,524 |
| Salaries and employee benefits | $275,000 | 7,742 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $237,000 | 6,688 |
| Pre-tax net operating income | $179,000 | 7,344 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $144,000 | 7,400 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,146 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $144,000 | 7,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,221 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $363,000 | 7,461 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $270,000 | 7,658 |
| Salaries and employee benefits | $135,000 | 7,834 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $102,000 | 7,192 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,807 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $97,000 | 6,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 7,050 |
| Total interest expense | $800,000 | 6,263 |
| Net interest income | $1,539,000 | 7,255 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $143,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $934,000 | 7,931 |
| Salaries and employee benefits | $462,000 | 8,100 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $360,000 | 7,352 |
| Pre-tax net operating income | $652,000 | 6,249 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $281,000 | 4,274 |
| Income before extraordinary items | $371,000 | 6,928 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $371,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $371,000 | 6,864 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 7,071 |
| Total interest expense | $580,000 | 6,331 |
| Net interest income | $1,176,000 | 7,244 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $633,000 | 8,073 |
| Salaries and employee benefits | $324,000 | 8,178 |
| Premises and equipment expense | $75,000 | 7,966 |
| Additional noninterest expense | $234,000 | 7,627 |
| Pre-tax net operating income | $585,000 | 5,970 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $231,000 | 4,218 |
| Income before extraordinary items | $354,000 | 6,585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $354,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $354,000 | 6,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 7,171 |
| Total interest expense | $376,000 | 6,435 |
| Net interest income | $761,000 | 7,339 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $76,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $71,000 | 5,950 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $418,000 | 8,138 |
| Salaries and employee benefits | $216,000 | 8,240 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $154,000 | 7,675 |
| Pre-tax net operating income | $371,000 | 6,042 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $215,000 | 6,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $215,000 | 6,669 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,255 |
| Total interest expense | $188,000 | 6,500 |
| Net interest income | $370,000 | 7,432 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $217,000 | 8,121 |
| Salaries and employee benefits | $113,000 | 8,210 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $170,000 | 6,181 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $89,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $89,000 | 6,995 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 7,377 |
| Total interest expense | $753,000 | 6,865 |
| Net interest income | $1,426,000 | 7,470 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $178,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $160,000 | 5,745 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $856,000 | 8,158 |
| Salaries and employee benefits | $454,000 | 8,234 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $291,000 | 7,823 |
| Pre-tax net operating income | $643,000 | 6,184 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $248,000 | 4,595 |
| Income before extraordinary items | $395,000 | 6,838 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $395,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $395,000 | 6,678 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 7,501 |
| Total interest expense | $571,000 | 6,983 |
| Net interest income | $1,036,000 | 7,583 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $115,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $608,000 | 8,253 |
| Salaries and employee benefits | $319,000 | 8,334 |
| Premises and equipment expense | $83,000 | 7,943 |
| Additional noninterest expense | $206,000 | 7,943 |
| Pre-tax net operating income | $493,000 | 6,318 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $311,000 | 6,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $311,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $311,000 | 6,719 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,574 |
| Total interest expense | $378,000 | 7,128 |
| Net interest income | $678,000 | 7,663 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $76,000 | 7,845 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $396,000 | 8,309 |
| Salaries and employee benefits | $213,000 | 8,367 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $127,000 | 8,083 |
| Pre-tax net operating income | $316,000 | 6,403 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $187,000 | 6,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 7,646 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $333,000 | 7,713 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $204,000 | 8,304 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $145,000 | 6,529 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $100,000 | 6,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $100,000 | 6,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 7,867 |
| Total interest expense | $738,000 | 7,698 |
| Net interest income | $1,245,000 | 7,844 |
| Provision for loan and lease losses | $97,000 | 5,787 |
| Total noninterest income | $149,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $128,000 | 6,146 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $729,000 | 8,493 |
| Salaries and employee benefits | $387,000 | 8,554 |
| Premises and equipment expense | $114,000 | 7,964 |
| Additional noninterest expense | $228,000 | 8,342 |
| Pre-tax net operating income | $568,000 | 6,522 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $166,000 | 5,375 |
| Income before extraordinary items | $402,000 | 6,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $402,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $402,000 | 6,706 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 8,618 |
| Total interest expense | $834,000 | 8,366 |
| Net interest income | $785,000 | 8,700 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $144,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $129,000 | 6,100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $661,000 | 8,776 |
| Salaries and employee benefits | $321,000 | 8,976 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $220,000 | 8,507 |
| Pre-tax net operating income | $208,000 | 7,834 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $202,000 | 7,720 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $202,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $202,000 | 7,598 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 8,989 |
| Total interest expense | $657,000 | 8,941 |
| Net interest income | $812,000 | 8,870 |
| Provision for loan and lease losses | $56,000 | 6,380 |
| Total noninterest income | $154,000 | 7,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $665,000 | 8,918 |
| Salaries and employee benefits | $325,000 | 9,136 |
| Premises and equipment expense | $118,000 | 8,135 |
| Additional noninterest expense | $222,000 | 8,582 |
| Pre-tax net operating income | $245,000 | 8,159 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $245,000 | 7,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $245,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $245,000 | 7,817 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 9,500 |
| Total interest expense | $435,000 | 9,579 |
| Net interest income | $683,000 | 9,320 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $133,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $582,000 | 9,380 |
| Salaries and employee benefits | $262,000 | 9,664 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $211,000 | 8,919 |
| Pre-tax net operating income | $204,000 | 8,571 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $204,000 | 8,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $204,000 | 8,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 9,857 |
| Total interest expense | $386,000 | 9,916 |
| Net interest income | $614,000 | 9,697 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $550,000 | 9,611 |
| Salaries and employee benefits | $242,000 | 9,913 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $211,000 | 9,008 |
| Pre-tax net operating income | $169,000 | 9,072 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $169,000 | 8,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $169,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 711 |
| Net operating income | $169,000 | 8,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 10,437 |
| Total interest expense | $308,000 | 10,503 |
| Net interest income | $540,000 | 10,301 |
| Provision for loan and lease losses | $31,000 | 7,344 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $532,000 | 10,013 |
| Salaries and employee benefits | $237,000 | 10,354 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $121,000 | 9,985 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $121,000 | 9,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $121,000 | 9,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $121,000 | 9,782 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 11,096 |
| Total interest expense | $269,000 | 11,128 |
| Net interest income | $458,000 | 10,974 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $142,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $535,000 | 10,448 |
| Salaries and employee benefits | $244,000 | 10,754 |
| Premises and equipment expense | $88,000 | 9,600 |
| Additional noninterest expense | $203,000 | 9,902 |
| Pre-tax net operating income | $17,000 | 10,723 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $17,000 | 10,754 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $17,000 | 10,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 683 |
| Net operating income | $17,000 | 10,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 11,543 |
| Total interest expense | $280,000 | 11,616 |
| Net interest income | $502,000 | 11,395 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $756,000 | 9,968 |
| Salaries and employee benefits | $286,000 | 10,878 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $376,000 | 8,436 |
| Pre-tax net operating income | $-133,000 | 11,621 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-133,000 | 11,630 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-133,000 | 11,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-133,000 | 11,615 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 12,165 |
| Total interest expense | $250,000 | 12,210 |
| Net interest income | $479,000 | 12,066 |
| Provision for loan and lease losses | $83,000 | 4,972 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $710,000 | 10,651 |
| Salaries and employee benefits | $276,000 | 11,420 |
| Premises and equipment expense | $97,000 | 10,121 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $-135,000 | 12,220 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-135,000 | 12,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-135,000 | 12,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 828 |
| Net operating income | $-135,000 | 12,203 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $130,000 | 13,244 |
| Total interest expense | $52,000 | 13,216 |
| Net interest income | $78,000 | 13,211 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $35,000 | 12,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $124,000 | 13,250 |
| Salaries and employee benefits | $47,000 | 13,259 |
| Premises and equipment expense | $21,000 | 13,062 |
| Additional noninterest expense | $56,000 | 13,190 |
| Pre-tax net operating income | $-13,000 | 12,474 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-13,000 | 12,555 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-13,000 | 12,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-13,000 | 12,431 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 12,964 |
| Total interest expense | $439,000 | 13,024 |
| Net interest income | $596,000 | 12,716 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $962,000 | 10,150 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $-439,000 | 13,256 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-153,000 | 13,617 |
| Income before extraordinary items | $-286,000 | 13,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-286,000 | 13,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-286,000 | 13,136 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.