Home > First Bank of Idaho, FSB > Income and Expense
First Bank of Idaho, FSB, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 1,324 |
| Total interest expense | $2,183,000 | 1,560 |
| Net interest income | $4,678,000 | 1,179 |
| Provision for loan and lease losses | $1,030,000 | 1,160 |
| Total noninterest income | $416,000 | 2,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $416,000 | 1,578 |
| Total noninterest expense | $3,715,000 | 1,346 |
| Salaries and employee benefits | $1,834,000 | 1,429 |
| Premises and equipment expense | $1,039,000 | 683 |
| Additional noninterest expense | $842,000 | 1,906 |
| Pre-tax net operating income | $349,000 | 3,076 |
| Securities gains (losses) | $180,000 | 713 |
| Applicable income taxes | $200,000 | 1,454 |
| Income before extraordinary items | $329,000 | 2,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 2,954 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $329,000 | 2,954 |
| Net charge-offs | $3,960,000 | 372 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $213,800 | 3,607 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,127,000 | 1,284 |
| Total interest expense | $10,657,000 | 1,523 |
| Net interest income | $19,470,000 | 1,125 |
| Provision for loan and lease losses | $13,129,000 | 491 |
| Total noninterest income | $1,938,000 | 2,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,938,000 | 1,328 |
| Total noninterest expense | $15,662,000 | 1,251 |
| Salaries and employee benefits | $8,139,000 | 1,228 |
| Premises and equipment expense | $4,198,000 | 654 |
| Additional noninterest expense | $3,325,000 | 1,842 |
| Pre-tax net operating income | $-7,383,000 | 7,913 |
| Securities gains (losses) | $494,000 | 382 |
| Applicable income taxes | $-2,686,000 | 7,994 |
| Income before extraordinary items | $-4,203,000 | 7,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,203,000 | 7,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,619,000 | 387 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,519,160 | 7,838 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,012,000 | 1,275 |
| Total interest expense | $8,264,000 | 1,533 |
| Net interest income | $14,748,000 | 1,140 |
| Provision for loan and lease losses | $2,734,000 | 958 |
| Total noninterest income | $1,475,000 | 2,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,475,000 | 1,374 |
| Total noninterest expense | $11,635,000 | 1,247 |
| Salaries and employee benefits | $6,022,000 | 1,275 |
| Premises and equipment expense | $3,036,000 | 687 |
| Additional noninterest expense | $2,577,000 | 1,724 |
| Pre-tax net operating income | $1,854,000 | 2,429 |
| Securities gains (losses) | $424,000 | 356 |
| Applicable income taxes | $860,000 | 1,303 |
| Income before extraordinary items | $1,418,000 | 2,435 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,418,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,690,000 | 942 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,146,640 | 2,979 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,586,000 | 1,276 |
| Total interest expense | $5,600,000 | 1,562 |
| Net interest income | $9,986,000 | 1,098 |
| Provision for loan and lease losses | $1,130,000 | 1,140 |
| Total noninterest income | $963,000 | 2,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $963,000 | 1,440 |
| Total noninterest expense | $7,856,000 | 1,236 |
| Salaries and employee benefits | $4,066,000 | 1,274 |
| Premises and equipment expense | $2,015,000 | 689 |
| Additional noninterest expense | $1,775,000 | 1,663 |
| Pre-tax net operating income | $1,963,000 | 1,715 |
| Securities gains (losses) | $292,000 | 456 |
| Applicable income taxes | $851,000 | 1,068 |
| Income before extraordinary items | $1,404,000 | 1,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,404,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,770 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,217,120 | 2,123 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 1,266 |
| Total interest expense | $2,950,000 | 1,590 |
| Net interest income | $5,092,000 | 1,068 |
| Provision for loan and lease losses | $270,000 | 1,503 |
| Total noninterest income | $463,000 | 2,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $463,000 | 1,489 |
| Total noninterest expense | $4,118,000 | 1,176 |
| Salaries and employee benefits | $2,174,000 | 1,186 |
| Premises and equipment expense | $1,012,000 | 690 |
| Additional noninterest expense | $932,000 | 1,540 |
| Pre-tax net operating income | $1,167,000 | 1,560 |
| Securities gains (losses) | $144,000 | 557 |
| Applicable income taxes | $495,000 | 1,016 |
| Income before extraordinary items | $816,000 | 1,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $816,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $723,840 | 1,912 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,118,000 | 1,236 |
| Total interest expense | $12,074,000 | 1,653 |
| Net interest income | $22,044,000 | 1,006 |
| Provision for loan and lease losses | $941,000 | 1,483 |
| Total noninterest income | $1,699,000 | 2,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,699,000 | 1,531 |
| Total noninterest expense | $15,256,000 | 1,222 |
| Salaries and employee benefits | $8,613,000 | 1,163 |
| Premises and equipment expense | $3,713,000 | 719 |
| Additional noninterest expense | $2,930,000 | 1,883 |
| Pre-tax net operating income | $7,546,000 | 1,115 |
| Securities gains (losses) | $924,000 | 182 |
| Applicable income taxes | $3,195,000 | 766 |
| Income before extraordinary items | $5,275,000 | 1,215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,275,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,377 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,110 |
| Net operating income | $4,683,640 | 1,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,338,000 | 1,246 |
| Total interest expense | $8,985,000 | 1,667 |
| Net interest income | $16,353,000 | 1,012 |
| Provision for loan and lease losses | $560,000 | 1,427 |
| Total noninterest income | $1,220,000 | 2,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,220,000 | 1,577 |
| Total noninterest expense | $11,146,000 | 1,244 |
| Salaries and employee benefits | $6,194,000 | 1,205 |
| Premises and equipment expense | $2,717,000 | 734 |
| Additional noninterest expense | $2,235,000 | 1,804 |
| Pre-tax net operating income | $5,867,000 | 1,164 |
| Securities gains (losses) | $773,000 | 175 |
| Applicable income taxes | $2,514,000 | 794 |
| Income before extraordinary items | $4,126,000 | 1,247 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,126,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 950 |
| Net operating income | $3,631,280 | 1,386 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,458,000 | 1,294 |
| Total interest expense | $5,900,000 | 1,701 |
| Net interest income | $10,558,000 | 1,060 |
| Provision for loan and lease losses | $310,000 | 1,500 |
| Total noninterest income | $785,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $785,000 | 1,632 |
| Total noninterest expense | $7,157,000 | 1,300 |
| Salaries and employee benefits | $4,047,000 | 1,259 |
| Premises and equipment expense | $1,752,000 | 780 |
| Additional noninterest expense | $1,358,000 | 1,989 |
| Pre-tax net operating income | $3,876,000 | 1,216 |
| Securities gains (losses) | $608,000 | 161 |
| Applicable income taxes | $1,700,000 | 831 |
| Income before extraordinary items | $2,784,000 | 1,285 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,784,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 799 |
| Net operating income | $2,394,880 | 1,447 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 1,309 |
| Total interest expense | $2,963,000 | 1,684 |
| Net interest income | $5,149,000 | 1,080 |
| Provision for loan and lease losses | $160,000 | 1,363 |
| Total noninterest income | $344,000 | 2,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $344,000 | 1,771 |
| Total noninterest expense | $3,457,000 | 1,341 |
| Salaries and employee benefits | $2,011,000 | 1,279 |
| Premises and equipment expense | $874,000 | 779 |
| Additional noninterest expense | $572,000 | 2,278 |
| Pre-tax net operating income | $1,876,000 | 1,246 |
| Securities gains (losses) | $330,000 | 154 |
| Applicable income taxes | $841,000 | 823 |
| Income before extraordinary items | $1,365,000 | 1,285 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,365,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,153,800 | 1,494 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,942,000 | 1,429 |
| Total interest expense | $8,507,000 | 1,939 |
| Net interest income | $19,435,000 | 1,144 |
| Provision for loan and lease losses | $530,000 | 1,813 |
| Total noninterest income | $1,412,000 | 2,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,412,000 | 1,737 |
| Total noninterest expense | $13,017,000 | 1,374 |
| Salaries and employee benefits | $7,601,000 | 1,279 |
| Premises and equipment expense | $3,100,000 | 803 |
| Additional noninterest expense | $2,316,000 | 2,249 |
| Pre-tax net operating income | $7,300,000 | 1,349 |
| Securities gains (losses) | $1,080,000 | 158 |
| Applicable income taxes | $3,133,000 | 905 |
| Income before extraordinary items | $5,247,000 | 1,393 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,247,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,555,800 | 1,573 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,941,000 | 1,492 |
| Total interest expense | $5,844,000 | 2,035 |
| Net interest income | $14,097,000 | 1,203 |
| Provision for loan and lease losses | $380,000 | 1,770 |
| Total noninterest income | $1,024,000 | 2,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,024,000 | 1,786 |
| Total noninterest expense | $9,291,000 | 1,450 |
| Salaries and employee benefits | $5,467,000 | 1,354 |
| Premises and equipment expense | $2,238,000 | 854 |
| Additional noninterest expense | $1,586,000 | 2,426 |
| Pre-tax net operating income | $5,450,000 | 1,399 |
| Securities gains (losses) | $763,000 | 169 |
| Applicable income taxes | $2,315,000 | 963 |
| Income before extraordinary items | $3,898,000 | 1,437 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,898,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,409,680 | 1,609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,661,000 | 1,534 |
| Total interest expense | $3,653,000 | 2,059 |
| Net interest income | $9,008,000 | 1,269 |
| Provision for loan and lease losses | $230,000 | 1,895 |
| Total noninterest income | $663,000 | 2,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $663,000 | 1,834 |
| Total noninterest expense | $5,821,000 | 1,545 |
| Salaries and employee benefits | $3,474,000 | 1,421 |
| Premises and equipment expense | $1,431,000 | 889 |
| Additional noninterest expense | $916,000 | 2,781 |
| Pre-tax net operating income | $3,620,000 | 1,400 |
| Securities gains (losses) | $466,000 | 170 |
| Applicable income taxes | $1,512,000 | 985 |
| Income before extraordinary items | $2,574,000 | 1,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,574,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,275,760 | 1,596 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 1,555 |
| Total interest expense | $1,751,000 | 2,034 |
| Net interest income | $4,346,000 | 1,319 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $293,000 | 3,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $293,000 | 1,977 |
| Total noninterest expense | $2,833,000 | 1,584 |
| Salaries and employee benefits | $1,684,000 | 1,473 |
| Premises and equipment expense | $730,000 | 876 |
| Additional noninterest expense | $419,000 | 2,992 |
| Pre-tax net operating income | $1,701,000 | 1,454 |
| Securities gains (losses) | $229,000 | 167 |
| Applicable income taxes | $728,000 | 1,020 |
| Income before extraordinary items | $1,202,000 | 1,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,202,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,055,440 | 1,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,939,000 | 1,616 |
| Total interest expense | $5,426,000 | 2,055 |
| Net interest income | $15,513,000 | 1,399 |
| Provision for loan and lease losses | $771,000 | 1,310 |
| Total noninterest income | $1,338,000 | 2,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,338,000 | 1,810 |
| Total noninterest expense | $10,576,000 | 1,617 |
| Salaries and employee benefits | $5,923,000 | 1,577 |
| Premises and equipment expense | $2,556,000 | 938 |
| Additional noninterest expense | $2,097,000 | 2,376 |
| Pre-tax net operating income | $5,504,000 | 1,695 |
| Securities gains (losses) | $1,405,000 | 165 |
| Applicable income taxes | $2,660,000 | 1,072 |
| Income before extraordinary items | $4,249,000 | 1,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,249,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,349,800 | 2,022 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,043,000 | 1,649 |
| Total interest expense | $3,831,000 | 2,054 |
| Net interest income | $11,212,000 | 1,440 |
| Provision for loan and lease losses | $626,000 | 1,170 |
| Total noninterest income | $1,017,000 | 2,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,017,000 | 1,800 |
| Total noninterest expense | $7,519,000 | 1,680 |
| Salaries and employee benefits | $4,266,000 | 1,623 |
| Premises and equipment expense | $1,860,000 | 956 |
| Additional noninterest expense | $1,393,000 | 2,638 |
| Pre-tax net operating income | $4,084,000 | 1,738 |
| Securities gains (losses) | $1,088,000 | 174 |
| Applicable income taxes | $1,990,000 | 1,075 |
| Income before extraordinary items | $3,182,000 | 1,654 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,182,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,292 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,485,680 | 2,043 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 1,689 |
| Total interest expense | $2,393,000 | 2,069 |
| Net interest income | $7,085,000 | 1,505 |
| Provision for loan and lease losses | $431,000 | 1,119 |
| Total noninterest income | $659,000 | 2,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $659,000 | 1,815 |
| Total noninterest expense | $4,859,000 | 1,717 |
| Salaries and employee benefits | $2,783,000 | 1,653 |
| Premises and equipment expense | $1,206,000 | 972 |
| Additional noninterest expense | $870,000 | 2,807 |
| Pre-tax net operating income | $2,454,000 | 1,877 |
| Securities gains (losses) | $662,000 | 184 |
| Applicable income taxes | $1,214,000 | 1,154 |
| Income before extraordinary items | $1,902,000 | 1,793 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,902,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,359 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,478,320 | 2,229 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 1,748 |
| Total interest expense | $1,121,000 | 2,100 |
| Net interest income | $3,343,000 | 1,597 |
| Provision for loan and lease losses | $113,000 | 1,870 |
| Total noninterest income | $248,000 | 3,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,164 |
| Total noninterest expense | $2,291,000 | 1,818 |
| Salaries and employee benefits | $1,354,000 | 1,701 |
| Premises and equipment expense | $590,000 | 1,009 |
| Additional noninterest expense | $347,000 | 3,389 |
| Pre-tax net operating income | $1,187,000 | 1,901 |
| Securities gains (losses) | $224,000 | 231 |
| Applicable income taxes | $533,000 | 1,276 |
| Income before extraordinary items | $878,000 | 1,928 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $878,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $734,640 | 2,202 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,250,000 | 1,874 |
| Total interest expense | $3,981,000 | 2,047 |
| Net interest income | $11,269,000 | 1,793 |
| Provision for loan and lease losses | $609,000 | 1,625 |
| Total noninterest income | $1,249,000 | 3,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,249,000 | 1,851 |
| Total noninterest expense | $8,801,000 | 1,837 |
| Salaries and employee benefits | $5,109,000 | 1,732 |
| Premises and equipment expense | $2,082,000 | 1,103 |
| Additional noninterest expense | $1,610,000 | 2,957 |
| Pre-tax net operating income | $3,108,000 | 2,515 |
| Securities gains (losses) | $1,421,000 | 223 |
| Applicable income taxes | $1,713,000 | 1,447 |
| Income before extraordinary items | $2,816,000 | 2,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,816,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $3,226,000 | 277 |
| Net operating income | $1,906,560 | 2,980 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,873,000 | 1,940 |
| Total interest expense | $2,901,000 | 2,065 |
| Net interest income | $7,972,000 | 1,895 |
| Provision for loan and lease losses | $505,000 | 1,444 |
| Total noninterest income | $871,000 | 3,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $871,000 | 1,964 |
| Total noninterest expense | $6,425,000 | 1,862 |
| Salaries and employee benefits | $3,731,000 | 1,757 |
| Premises and equipment expense | $1,541,000 | 1,116 |
| Additional noninterest expense | $1,153,000 | 3,047 |
| Pre-tax net operating income | $1,913,000 | 3,000 |
| Securities gains (losses) | $1,063,000 | 257 |
| Applicable income taxes | $1,127,000 | 1,617 |
| Income before extraordinary items | $1,849,000 | 2,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,849,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 329 |
| Net operating income | $1,168,680 | 3,543 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 2,002 |
| Total interest expense | $1,895,000 | 2,084 |
| Net interest income | $5,037,000 | 1,975 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $580,000 | 3,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $580,000 | 1,976 |
| Total noninterest expense | $4,272,000 | 1,868 |
| Salaries and employee benefits | $2,444,000 | 1,792 |
| Premises and equipment expense | $1,044,000 | 1,110 |
| Additional noninterest expense | $784,000 | 2,989 |
| Pre-tax net operating income | $1,145,000 | 3,219 |
| Securities gains (losses) | $726,000 | 276 |
| Applicable income taxes | $706,000 | 1,699 |
| Income before extraordinary items | $1,165,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 413 |
| Net operating income | $700,360 | 3,758 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,054 |
| Total interest expense | $922,000 | 2,161 |
| Net interest income | $2,475,000 | 2,012 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $226,000 | 3,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $226,000 | 2,281 |
| Total noninterest expense | $2,136,000 | 1,876 |
| Salaries and employee benefits | $1,188,000 | 1,850 |
| Premises and equipment expense | $541,000 | 1,097 |
| Additional noninterest expense | $407,000 | 2,865 |
| Pre-tax net operating income | $515,000 | 3,442 |
| Securities gains (losses) | $301,000 | 377 |
| Applicable income taxes | $308,000 | 1,885 |
| Income before extraordinary items | $508,000 | 2,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $508,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $315,360 | 4,006 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,047,000 | 2,378 |
| Total interest expense | $2,901,000 | 2,957 |
| Net interest income | $9,146,000 | 2,130 |
| Provision for loan and lease losses | $895,000 | 1,336 |
| Total noninterest income | $1,004,000 | 3,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,004,000 | 2,382 |
| Total noninterest expense | $7,744,000 | 2,041 |
| Salaries and employee benefits | $4,431,000 | 1,942 |
| Premises and equipment expense | $1,961,000 | 1,153 |
| Additional noninterest expense | $1,352,000 | 3,377 |
| Pre-tax net operating income | $1,511,000 | 4,111 |
| Securities gains (losses) | $1,872,000 | 313 |
| Applicable income taxes | $1,262,000 | 1,865 |
| Income before extraordinary items | $2,121,000 | 2,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,121,000 | 2,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,211,000 | 264 |
| Net operating income | $922,920 | 4,709 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 2,495 |
| Total interest expense | $2,101,000 | 3,151 |
| Net interest income | $6,591,000 | 2,214 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $771,000 | 3,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $771,000 | 2,419 |
| Total noninterest expense | $5,713,000 | 2,080 |
| Salaries and employee benefits | $3,281,000 | 1,966 |
| Premises and equipment expense | $1,510,000 | 1,140 |
| Additional noninterest expense | $922,000 | 3,640 |
| Pre-tax net operating income | $974,000 | 4,618 |
| Securities gains (losses) | $1,564,000 | 330 |
| Applicable income taxes | $938,000 | 1,957 |
| Income before extraordinary items | $1,600,000 | 2,823 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,600,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,532 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,136,000 | 179 |
| Net operating income | $599,040 | 5,217 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 2,660 |
| Total interest expense | $1,318,000 | 3,406 |
| Net interest income | $4,163,000 | 2,330 |
| Provision for loan and lease losses | $410,000 | 1,365 |
| Total noninterest income | $527,000 | 3,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $527,000 | 2,376 |
| Total noninterest expense | $3,744,000 | 2,105 |
| Salaries and employee benefits | $2,130,000 | 2,000 |
| Premises and equipment expense | $1,004,000 | 1,139 |
| Additional noninterest expense | $610,000 | 3,656 |
| Pre-tax net operating income | $536,000 | 5,138 |
| Securities gains (losses) | $993,000 | 362 |
| Applicable income taxes | $566,000 | 2,131 |
| Income before extraordinary items | $963,000 | 3,055 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $963,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,136,000 | 109 |
| Net operating income | $327,480 | 5,679 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 2,784 |
| Total interest expense | $594,000 | 3,783 |
| Net interest income | $2,022,000 | 2,401 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $250,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $250,000 | 2,358 |
| Total noninterest expense | $1,729,000 | 2,258 |
| Salaries and employee benefits | $948,000 | 2,219 |
| Premises and equipment expense | $509,000 | 1,138 |
| Additional noninterest expense | $272,000 | 3,952 |
| Pre-tax net operating income | $393,000 | 4,078 |
| Securities gains (losses) | $450,000 | 377 |
| Applicable income taxes | $318,000 | 1,973 |
| Income before extraordinary items | $525,000 | 2,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $652,000 | 120 |
| Net operating income | $237,000 | 4,662 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 3,172 |
| Total interest expense | $2,415,000 | 4,218 |
| Net interest income | $7,028,000 | 2,721 |
| Provision for loan and lease losses | $655,000 | 1,924 |
| Total noninterest income | $901,000 | 3,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $901,000 | 2,324 |
| Total noninterest expense | $7,071,000 | 2,126 |
| Salaries and employee benefits | $4,044,000 | 1,973 |
| Premises and equipment expense | $1,881,000 | 1,177 |
| Additional noninterest expense | $1,146,000 | 3,751 |
| Pre-tax net operating income | $203,000 | 7,912 |
| Securities gains (losses) | $1,425,000 | 342 |
| Applicable income taxes | $579,000 | 3,176 |
| Income before extraordinary items | $1,049,000 | 4,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,049,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,564,000 | 324 |
| Net operating income | $137,000 | 8,050 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 3,586 |
| Total interest expense | $3,735,000 | 4,014 |
| Net interest income | $5,423,000 | 3,217 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $627,000 | 4,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $627,000 | 2,757 |
| Total noninterest expense | $6,447,000 | 2,222 |
| Salaries and employee benefits | $3,556,000 | 2,122 |
| Premises and equipment expense | $1,525,000 | 1,398 |
| Additional noninterest expense | $1,366,000 | 3,125 |
| Pre-tax net operating income | $-777,000 | 9,275 |
| Securities gains (losses) | $1,129,000 | 376 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $298,000 | 7,163 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $298,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,170,000 | 215 |
| Net operating income | $-661,650 | 9,268 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 4,215 |
| Total interest expense | $3,436,000 | 4,449 |
| Net interest income | $4,375,000 | 3,897 |
| Provision for loan and lease losses | $527,000 | 1,801 |
| Total noninterest income | $770,000 | 3,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,902 |
| Total noninterest expense | $4,704,000 | 2,880 |
| Salaries and employee benefits | $2,207,000 | 3,174 |
| Premises and equipment expense | $689,000 | 2,907 |
| Additional noninterest expense | $1,808,000 | 2,370 |
| Pre-tax net operating income | $-86,000 | 9,233 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-86,000 | 9,251 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-86,000 | 9,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,095 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-86,000 | 9,246 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,890 |
| Total interest expense | $1,601,000 | 6,724 |
| Net interest income | $2,950,000 | 5,225 |
| Provision for loan and lease losses | $372,000 | 2,226 |
| Total noninterest income | $429,000 | 5,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $2,962,000 | 4,259 |
| Salaries and employee benefits | $1,598,000 | 4,127 |
| Premises and equipment expense | $361,000 | 4,864 |
| Additional noninterest expense | $1,003,000 | 4,019 |
| Pre-tax net operating income | $45,000 | 9,255 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $45,000 | 9,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $45,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 724 |
| Net operating income | $45,000 | 9,238 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 8,627 |
| Total interest expense | $670,000 | 9,270 |
| Net interest income | $1,377,000 | 7,959 |
| Provision for loan and lease losses | $194,000 | 3,586 |
| Total noninterest income | $177,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,652,000 | 6,319 |
| Salaries and employee benefits | $754,000 | 6,895 |
| Premises and equipment expense | $205,000 | 6,629 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $-292,000 | 10,062 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-292,000 | 10,111 |
| Extraordinary gains, net | $-44,000 | 10,412 |
| Net income | $-336,000 | 10,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,842,000 | 202 |
| Net operating income | $-292,000 | 10,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 10,676 |
| Total interest expense | $189,000 | 10,683 |
| Net interest income | $367,000 | 10,599 |
| Provision for loan and lease losses | $214,000 | 3,302 |
| Total noninterest income | $71,000 | 9,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,149,000 | 7,852 |
| Salaries and employee benefits | $462,000 | 8,870 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $539,000 | 6,199 |
| Pre-tax net operating income | $-925,000 | 10,837 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-925,000 | 10,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-925,000 | 10,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,332,000 | 288 |
| Net operating income | $-925,000 | 10,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.