Home > First Bank of Idaho, FSB > Assets and Liabilities
First Bank of Idaho, FSB, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 111 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $490,656,000 | 1,464 |
| Cash and due from depository institutions | $24,464,000 | 1,486 |
| Interest-bearing balances | $149,000 | 5,825 |
| Securities | $428,000 | 7,846 |
| Federal funds sold & reverse repurchase agreements | $72,000 | 5,392 |
| Net loans & leases | $445,569,000 | 1,109 |
| Loan loss allowance | $4,594,000 | 1,547 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,642,000 | 1,721 |
| Other real estate owned | $1,899,000 | 1,486 |
| Goodwill and other intangibles | $88,000 | 2,790 |
| All other assets | $10,494,000 | 1,811 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $490,656,000 | 1,464 |
| Total liabilities | $451,768,000 | 1,442 |
| Total deposits | $370,580,000 | 1,551 |
| Interest-bearing deposits | $296,741,000 | 1,689 |
| Deposits held in domestic offices | $370,580,000 | 1,547 |
| % insured | 88.11% | 1,438 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $80,000,000 | 720 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,188,000 | 3,344 |
| Total equity capital | $38,888,000 | 1,778 |
| Total bank equity capital | $38,888,000 | 1,776 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $21,089,000 | 1,500 |
| Undivided profits | $17,798,000 | 1,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,318,000 | 697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,396,000 | 1,454 |
| Earning assets | $446,218,000 | 1,475 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $489,762,000 | 1,453 |
| Average Assets, quarterly | $489,762,000 | 1,453 |
| Volatile liabilities | $110,454,000 | 1,413 |
| Insider loans | $4,538,000 | 1,724 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $48,615,000 | 1,588 |
| Tier 1 (core) risk-based capital | $36,333,000 | 1,810 |
| Tier 2 risk-based capital | $4,594,000 | 1,305 |
| Total risk weighted assets | $423,250,000 | 1,239 |
| Total unused commitments | $48,615,000 | 1,591 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 116 | 1,437 |
| Assets and Liabilities | ||
| Total Assets: | $488,868,000 | 1,447 |
| Cash and due from depository institutions | $17,225,000 | 1,437 |
| Interest-bearing balances | $773,000 | 3,991 |
| Securities | $437,000 | 7,907 |
| Federal funds sold & reverse repurchase agreements | $147,000 | 4,983 |
| Net loans & leases | $451,993,000 | 1,095 |
| Loan loss allowance | $7,722,000 | 927 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,847,000 | 1,662 |
| Other real estate owned | $0 | 1,437 |
| Goodwill and other intangibles | $113,000 | 2,714 |
| All other assets | $11,106,000 | 1,741 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $488,868,000 | 1,447 |
| Total liabilities | $450,344,000 | 1,416 |
| Total deposits | $373,968,000 | 1,471 |
| Interest-bearing deposits | $293,963,000 | 1,652 |
| Deposits held in domestic offices | $373,968,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $75,000,000 | 823 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,376,000 | 3,020 |
| Total equity capital | $38,524,000 | 1,753 |
| Total bank equity capital | $38,524,000 | 1,753 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $21,056,000 | 1,471 |
| Undivided profits | $17,467,000 | 1,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,914,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,253,000 | 1,632 |
| Earning assets | $453,350,000 | 1,417 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $471,295,600 | 1,463 |
| Average Assets, quarterly | $485,165,000 | 1,449 |
| Volatile liabilities | $99,430,000 | 1,527 |
| Insider loans | $3,089,000 | 2,401 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $59,212,000 | 1,363 |
| Tier 1 (core) risk-based capital | $35,946,000 | 1,780 |
| Tier 2 risk-based capital | $5,444,000 | 1,095 |
| Total risk weighted assets | $433,355,000 | 1,201 |
| Total unused commitments | $59,212,000 | 1,366 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 126 | 1,332 |
| Assets and Liabilities | ||
| Total Assets: | $481,462,000 | 1,464 |
| Cash and due from depository institutions | $14,196,000 | 1,332 |
| Interest-bearing balances | $397,000 | 3,896 |
| Securities | $441,000 | 7,963 |
| Federal funds sold & reverse repurchase agreements | $147,000 | 5,543 |
| Net loans & leases | $450,547,000 | 1,088 |
| Loan loss allowance | $6,255,000 | 1,003 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,083,000 | 1,613 |
| Other real estate owned | $0 | 1,332 |
| Goodwill and other intangibles | $87,000 | 2,851 |
| All other assets | $7,961,000 | 2,274 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $481,462,000 | 1,464 |
| Total liabilities | $437,319,000 | 1,452 |
| Total deposits | $368,949,000 | 1,461 |
| Interest-bearing deposits | $284,723,000 | 1,689 |
| Deposits held in domestic offices | $368,949,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,466 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $65,000,000 | 943 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,470,000 | 2,953 |
| Total equity capital | $44,143,000 | 1,540 |
| Total bank equity capital | $44,143,000 | 1,540 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $21,056,000 | 1,437 |
| Undivided profits | $23,086,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,490,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,151,000 | 1,807 |
| Earning assets | $451,532,000 | 1,415 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $466,902,500 | 1,476 |
| Average Assets, quarterly | $479,347,500 | 1,463 |
| Volatile liabilities | $89,430,000 | 1,625 |
| Insider loans | $4,011,000 | 1,933 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $80,158,000 | 1,146 |
| Tier 1 (core) risk-based capital | $41,909,000 | 1,550 |
| Tier 2 risk-based capital | $5,557,000 | 1,023 |
| Total risk weighted assets | $443,867,000 | 1,175 |
| Total unused commitments | $80,158,000 | 1,148 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $477,233,000 | 1,481 |
| Cash and due from depository institutions | $15,711,000 | 1,346 |
| Interest-bearing balances | $245,000 | 4,173 |
| Securities | $447,000 | 8,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $445,414,000 | 1,090 |
| Loan loss allowance | $6,032,000 | 999 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,069,000 | 1,593 |
| Other real estate owned | $0 | 1,346 |
| Goodwill and other intangibles | $106,000 | 2,815 |
| All other assets | $7,486,000 | 2,323 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $477,233,000 | 1,481 |
| Total liabilities | $433,143,000 | 1,467 |
| Total deposits | $389,946,000 | 1,375 |
| Interest-bearing deposits | $305,154,000 | 1,549 |
| Deposits held in domestic offices | $389,946,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $593,000 | 3,157 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $41,000,000 | 1,334 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,604,000 | 2,739 |
| Total equity capital | $44,090,000 | 1,558 |
| Total bank equity capital | $44,090,000 | 1,558 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $21,019,000 | 1,418 |
| Undivided profits | $23,070,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,735,000 | 946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,162,000 | 1,735 |
| Earning assets | $446,106,000 | 1,431 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $462,049,330 | 1,499 |
| Average Assets, quarterly | $472,595,500 | 1,480 |
| Volatile liabilities | $71,903,000 | 1,958 |
| Insider loans | $3,154,000 | 2,335 |
| FHLB advances | $41,000,000 | 1,262 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $92,583,000 | 1,049 |
| Tier 1 (core) risk-based capital | $42,400,000 | 1,546 |
| Tier 2 risk-based capital | $5,632,000 | 983 |
| Total risk weighted assets | $450,551,000 | 1,149 |
| Total unused commitments | $92,583,000 | 1,049 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 133 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $467,958,000 | 1,496 |
| Cash and due from depository institutions | $17,392,000 | 1,276 |
| Interest-bearing balances | $4,921,000 | 1,429 |
| Securities | $346,000 | 8,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $435,955,000 | 1,091 |
| Loan loss allowance | $5,442,000 | 1,034 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,303,000 | 1,771 |
| Other real estate owned | $0 | 1,276 |
| Goodwill and other intangibles | $115,000 | 2,803 |
| All other assets | $6,847,000 | 2,425 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $467,958,000 | 1,496 |
| Total liabilities | $424,964,000 | 1,478 |
| Total deposits | $356,673,000 | 1,510 |
| Interest-bearing deposits | $274,517,000 | 1,724 |
| Deposits held in domestic offices | $356,673,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 617 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $31,000,000 | 1,500 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,291,000 | 2,219 |
| Total equity capital | $42,994,000 | 1,639 |
| Total bank equity capital | $42,994,000 | 1,639 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $20,509,000 | 1,444 |
| Undivided profits | $22,484,000 | 1,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,295,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,383,000 | 1,616 |
| Earning assets | $441,222,000 | 1,443 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $454,457,500 | 1,515 |
| Average Assets, quarterly | $454,457,500 | 1,515 |
| Volatile liabilities | $98,355,000 | 1,471 |
| Insider loans | $3,414,000 | 2,150 |
| FHLB advances | $31,000,000 | 1,425 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $95,509,000 | 1,057 |
| Tier 1 (core) risk-based capital | $41,297,000 | 1,577 |
| Tier 2 risk-based capital | $5,442,000 | 983 |
| Total risk weighted assets | $443,658,000 | 1,149 |
| Total unused commitments | $95,509,000 | 1,058 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 127 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $440,957,000 | 1,559 |
| Cash and due from depository institutions | $16,129,000 | 1,345 |
| Interest-bearing balances | $1,683,000 | 2,097 |
| Securities | $354,000 | 8,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $411,795,000 | 1,153 |
| Loan loss allowance | $5,212,000 | 1,042 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,492,000 | 2,312 |
| Other real estate owned | $0 | 1,345 |
| Goodwill and other intangibles | $135,000 | 2,756 |
| All other assets | $7,052,000 | 2,410 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $440,957,000 | 1,559 |
| Total liabilities | $399,007,000 | 1,543 |
| Total deposits | $374,460,000 | 1,415 |
| Interest-bearing deposits | $284,434,000 | 1,655 |
| Deposits held in domestic offices | $374,460,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,000,000 | 1,762 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,547,000 | 2,036 |
| Total equity capital | $41,950,000 | 1,665 |
| Total bank equity capital | $41,950,000 | 1,665 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $20,285,000 | 1,435 |
| Undivided profits | $21,664,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,767,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,405,000 | 1,730 |
| Earning assets | $413,832,000 | 1,511 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $429,173,400 | 1,537 |
| Average Assets, quarterly | $450,223,500 | 1,502 |
| Volatile liabilities | $58,164,000 | 2,302 |
| Insider loans | $6,929,000 | 1,106 |
| FHLB advances | $22,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $91,018,000 | 1,106 |
| Tier 1 (core) risk-based capital | $39,952,000 | 1,628 |
| Tier 2 risk-based capital | $5,207,000 | 1,021 |
| Total risk weighted assets | $416,548,000 | 1,215 |
| Total unused commitments | $91,018,000 | 1,106 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 129 | 1,326 |
| Assets and Liabilities | ||
| Total Assets: | $459,490,000 | 1,452 |
| Cash and due from depository institutions | $39,916,000 | 1,326 |
| Interest-bearing balances | $21,541,000 | 261 |
| Securities | $358,000 | 8,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $406,789,000 | 1,134 |
| Loan loss allowance | $5,107,000 | 1,035 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,826,000 | 2,543 |
| Other real estate owned | $0 | 1,326 |
| Goodwill and other intangibles | $146,000 | 2,730 |
| All other assets | $7,455,000 | 2,278 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $459,490,000 | 1,452 |
| Total liabilities | $418,740,000 | 1,426 |
| Total deposits | $408,933,000 | 1,276 |
| Interest-bearing deposits | $289,327,000 | 1,600 |
| Deposits held in domestic offices | $408,933,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,807,000 | 2,694 |
| Total equity capital | $40,750,000 | 1,688 |
| Total bank equity capital | $40,750,000 | 1,688 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $20,285,000 | 1,401 |
| Undivided profits | $20,464,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,699,000 | 1,634 |
| Earning assets | $428,688,000 | 1,422 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $426,227,500 | 1,546 |
| Average Assets, quarterly | $440,996,500 | 1,512 |
| Volatile liabilities | $49,062,000 | 2,613 |
| Insider loans | $10,277,000 | 694 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $83,753,000 | 1,217 |
| Tier 1 (core) risk-based capital | $38,742,000 | 1,658 |
| Tier 2 risk-based capital | $5,107,000 | 1,027 |
| Total risk weighted assets | $419,480,000 | 1,179 |
| Total unused commitments | $83,753,000 | 1,218 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 122 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $422,503,000 | 1,612 |
| Cash and due from depository institutions | $21,020,000 | 1,429 |
| Interest-bearing balances | $5,817,000 | 932 |
| Securities | $362,000 | 8,225 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,280 |
| Net loans & leases | $385,318,000 | 1,209 |
| Loan loss allowance | $4,857,000 | 1,087 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,406,000 | 1,329 |
| Other real estate owned | $0 | 1,429 |
| Goodwill and other intangibles | $172,000 | 2,681 |
| All other assets | $6,220,000 | 2,590 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $422,503,000 | 1,612 |
| Total liabilities | $383,144,000 | 1,595 |
| Total deposits | $373,630,000 | 1,436 |
| Interest-bearing deposits | $269,961,000 | 1,738 |
| Deposits held in domestic offices | $373,630,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,514,000 | 2,904 |
| Total equity capital | $39,359,000 | 1,728 |
| Total bank equity capital | $39,359,000 | 1,728 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000 | 7,631 |
| Surplus | $20,180,000 | 1,405 |
| Undivided profits | $19,177,000 | 1,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $708,000 | 3,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,869,000 | 2,263 |
| Earning assets | $391,502,000 | 1,587 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $415,140,000 | 1,609 |
| Average Assets, quarterly | $417,768,500 | 1,613 |
| Volatile liabilities | $51,410,000 | 2,466 |
| Insider loans | $9,857,000 | 720 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $83,181,000 | 1,246 |
| Tier 1 (core) risk-based capital | $37,861,000 | 1,700 |
| Tier 2 risk-based capital | $4,857,000 | 1,083 |
| Total risk weighted assets | $393,636,000 | 1,262 |
| Total unused commitments | $83,181,000 | 1,246 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 116 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $413,034,000 | 1,634 |
| Cash and due from depository institutions | $38,488,000 | 1,486 |
| Interest-bearing balances | $26,545,000 | 246 |
| Securities | $367,000 | 8,254 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,756 |
| Net loans & leases | $357,636,000 | 1,288 |
| Loan loss allowance | $4,707,000 | 1,104 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,440,000 | 1,157 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $169,000 | 2,689 |
| All other assets | $5,929,000 | 2,638 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $413,034,000 | 1,634 |
| Total liabilities | $375,253,000 | 1,618 |
| Total deposits | $365,161,000 | 1,460 |
| Interest-bearing deposits | $272,598,000 | 1,720 |
| Deposits held in domestic offices | $365,161,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,092,000 | 2,322 |
| Total equity capital | $37,781,000 | 1,817 |
| Total bank equity capital | $37,781,000 | 1,817 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $19,979,000 | 1,407 |
| Undivided profits | $17,801,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,893,000 | 2,155 |
| Earning assets | $384,553,000 | 1,613 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $411,458,500 | 1,622 |
| Average Assets, quarterly | $411,458,500 | 1,622 |
| Volatile liabilities | $60,813,000 | 2,129 |
| Insider loans | $6,221,000 | 1,154 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $80,768,000 | 1,265 |
| Tier 1 (core) risk-based capital | $36,336,000 | 1,764 |
| Tier 2 risk-based capital | $4,598,000 | 1,123 |
| Total risk weighted assets | $367,769,000 | 1,347 |
| Total unused commitments | $80,768,000 | 1,265 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 124 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $409,883,000 | 1,626 |
| Cash and due from depository institutions | $47,748,000 | 1,391 |
| Interest-bearing balances | $30,126,000 | 204 |
| Securities | $378,000 | 8,302 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,379 |
| Net loans & leases | $345,045,000 | 1,331 |
| Loan loss allowance | $4,553,000 | 1,124 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,398,000 | 1,141 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $154,000 | 2,728 |
| All other assets | $6,155,000 | 2,573 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $409,883,000 | 1,626 |
| Total liabilities | $373,469,000 | 1,611 |
| Total deposits | $362,488,000 | 1,451 |
| Interest-bearing deposits | $271,314,000 | 1,680 |
| Deposits held in domestic offices | $362,488,000 | 1,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,663 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,981,000 | 2,399 |
| Total equity capital | $36,414,000 | 1,842 |
| Total bank equity capital | $36,414,000 | 1,842 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $19,979,000 | 1,380 |
| Undivided profits | $16,434,000 | 2,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,967,000 | 2,137 |
| Earning assets | $375,554,000 | 1,631 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $364,253,000 | 1,740 |
| Average Assets, quarterly | $391,698,000 | 1,684 |
| Volatile liabilities | $223,295,000 | 741 |
| Insider loans | $6,280,000 | 1,127 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $84,782,000 | 1,177 |
| Tier 1 (core) risk-based capital | $34,984,000 | 1,809 |
| Tier 2 risk-based capital | $4,485,000 | 1,148 |
| Total risk weighted assets | $358,705,000 | 1,362 |
| Total unused commitments | $84,782,000 | 1,178 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 117 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $373,513,000 | 1,764 |
| Cash and due from depository institutions | $13,533,000 | 1,491 |
| Interest-bearing balances | $426,000 | 3,257 |
| Securities | $381,000 | 8,379 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,006 |
| Net loans & leases | $348,336,000 | 1,308 |
| Loan loss allowance | $4,402,000 | 1,169 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,649,000 | 2,101 |
| Other real estate owned | $0 | 1,491 |
| Goodwill and other intangibles | $171,000 | 2,678 |
| All other assets | $5,438,000 | 2,829 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $373,515,000 | 1,764 |
| Total liabilities | $338,449,000 | 1,742 |
| Total deposits | $319,818,000 | 1,642 |
| Interest-bearing deposits | $227,903,000 | 1,949 |
| Deposits held in domestic offices | $319,818,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,500,000 | 2,051 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,131,000 | 1,649 |
| Total equity capital | $35,066,000 | 1,886 |
| Total bank equity capital | $35,066,000 | 1,886 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $19,979,000 | 1,372 |
| Undivided profits | $15,086,000 | 2,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,648,000 | 2,550 |
| Earning assets | $349,148,000 | 1,734 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $352,845,500 | 1,799 |
| Average Assets, quarterly | $362,342,500 | 1,791 |
| Volatile liabilities | $197,844,000 | 823 |
| Insider loans | $4,822,000 | 1,475 |
| FHLB advances | $15,500,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $92,406,000 | 1,116 |
| Tier 1 (core) risk-based capital | $33,618,000 | 1,880 |
| Tier 2 risk-based capital | $4,347,000 | 1,184 |
| Total risk weighted assets | $347,729,000 | 1,393 |
| Total unused commitments | $92,406,000 | 1,117 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 116 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $351,172,000 | 1,842 |
| Cash and due from depository institutions | $20,423,000 | 1,509 |
| Interest-bearing balances | $11,486,000 | 481 |
| Securities | $408,000 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 5,845 |
| Net loans & leases | $318,410,000 | 1,409 |
| Loan loss allowance | $4,251,000 | 1,205 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,358,000 | 2,184 |
| Other real estate owned | $0 | 1,509 |
| Goodwill and other intangibles | $131,000 | 2,801 |
| All other assets | $6,437,000 | 2,441 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $351,172,000 | 1,842 |
| Total liabilities | $317,431,000 | 1,838 |
| Total deposits | $307,481,000 | 1,682 |
| Interest-bearing deposits | $211,038,000 | 2,064 |
| Deposits held in domestic offices | $307,481,000 | 1,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,000,000 | 2,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $950,000 | 3,671 |
| Total equity capital | $33,741,000 | 1,895 |
| Total bank equity capital | $33,741,000 | 1,895 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $19,979,000 | 1,347 |
| Undivided profits | $13,761,000 | 2,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 3,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,515,000 | 2,479 |
| Earning assets | $330,309,000 | 1,795 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $345,956,330 | 1,835 |
| Average Assets, quarterly | $351,601,000 | 1,823 |
| Volatile liabilities | $187,051,000 | 847 |
| Insider loans | $4,978,000 | 1,400 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $73,154,000 | 1,354 |
| Tier 1 (core) risk-based capital | $32,423,000 | 1,917 |
| Tier 2 risk-based capital | $3,952,000 | 1,283 |
| Total risk weighted assets | $315,857,000 | 1,513 |
| Total unused commitments | $73,154,000 | 1,354 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $352,030,000 | 1,818 |
| Cash and due from depository institutions | $41,012,000 | 1,640 |
| Interest-bearing balances | $28,628,000 | 199 |
| Securities | $423,000 | 8,454 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,290 |
| Net loans & leases | $301,029,000 | 1,460 |
| Loan loss allowance | $4,128,000 | 1,226 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,634,000 | 2,440 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $141,000 | 2,749 |
| All other assets | $4,786,000 | 3,004 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $352,030,000 | 1,818 |
| Total liabilities | $319,659,000 | 1,798 |
| Total deposits | $307,295,000 | 1,667 |
| Interest-bearing deposits | $220,453,000 | 1,970 |
| Deposits held in domestic offices | $307,295,000 | 1,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,747 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,364,000 | 1,449 |
| Total equity capital | $32,371,000 | 1,949 |
| Total bank equity capital | $32,371,000 | 1,949 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $19,979,000 | 1,302 |
| Undivided profits | $12,391,000 | 2,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,403,000 | 2,525 |
| Earning assets | $330,085,000 | 1,782 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $343,348,500 | 1,837 |
| Average Assets, quarterly | $343,348,500 | 1,837 |
| Volatile liabilities | $188,117,000 | 810 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $77,568,000 | 1,259 |
| Tier 1 (core) risk-based capital | $31,042,000 | 1,970 |
| Tier 2 risk-based capital | $3,752,000 | 1,326 |
| Total risk weighted assets | $299,774,000 | 1,551 |
| Total unused commitments | $77,568,000 | 1,259 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 100 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $334,667,000 | 1,867 |
| Cash and due from depository institutions | $28,967,000 | 1,723 |
| Interest-bearing balances | $17,515,000 | 305 |
| Securities | $3,425,000 | 7,851 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,117 |
| Net loans & leases | $293,310,000 | 1,471 |
| Loan loss allowance | $4,022,000 | 1,239 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,168,000 | 2,653 |
| Other real estate owned | $0 | 1,723 |
| Goodwill and other intangibles | $98,000 | 2,881 |
| All other assets | $4,694,000 | 3,020 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $334,667,000 | 1,867 |
| Total liabilities | $303,499,000 | 1,854 |
| Total deposits | $292,000,000 | 1,717 |
| Interest-bearing deposits | $212,330,000 | 1,999 |
| Deposits held in domestic offices | $292,000,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,826 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,499,000 | 1,795 |
| Total equity capital | $31,168,000 | 2,016 |
| Total bank equity capital | $31,168,000 | 2,016 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $19,979,000 | 1,270 |
| Undivided profits | $11,188,000 | 2,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,459,000 | 2,435 |
| Earning assets | $314,255,000 | 1,828 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $319,253,200 | 1,858 |
| Average Assets, quarterly | $340,187,000 | 1,831 |
| Volatile liabilities | $172,351,000 | 860 |
| Insider loans | $354,000 | 5,982 |
| FHLB advances | $9,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $74,451,000 | 1,271 |
| Tier 1 (core) risk-based capital | $29,883,000 | 2,020 |
| Tier 2 risk-based capital | $3,600,000 | 1,358 |
| Total risk weighted assets | $287,542,000 | 1,592 |
| Total unused commitments | $74,451,000 | 1,271 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 95 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $345,707,000 | 1,790 |
| Cash and due from depository institutions | $41,745,000 | 1,828 |
| Interest-bearing balances | $27,867,000 | 190 |
| Securities | $3,430,000 | 7,871 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 5,925 |
| Net loans & leases | $288,910,000 | 1,459 |
| Loan loss allowance | $3,912,000 | 1,258 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,318,000 | 1,737 |
| Other real estate owned | $0 | 1,828 |
| Goodwill and other intangibles | $111,000 | 2,824 |
| All other assets | $5,188,000 | 2,763 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $345,707,000 | 1,790 |
| Total liabilities | $315,609,000 | 1,767 |
| Total deposits | $303,349,000 | 1,628 |
| Interest-bearing deposits | $200,463,000 | 2,066 |
| Deposits held in domestic offices | $303,349,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,750,000 | 2,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,510,000 | 1,733 |
| Total equity capital | $30,098,000 | 2,048 |
| Total bank equity capital | $30,098,000 | 2,048 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $19,979,000 | 1,230 |
| Undivided profits | $10,118,000 | 3,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,289,000 | 2,707 |
| Earning assets | $320,212,000 | 1,768 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $315,399,750 | 1,866 |
| Average Assets, quarterly | $341,514,500 | 1,787 |
| Volatile liabilities | $186,966,000 | 785 |
| Insider loans | $393,000 | 5,830 |
| FHLB advances | $9,750,000 | 2,634 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $70,596,000 | 1,318 |
| Tier 1 (core) risk-based capital | $29,062,000 | 2,044 |
| Tier 2 risk-based capital | $3,556,000 | 1,351 |
| Total risk weighted assets | $284,103,000 | 1,573 |
| Total unused commitments | $70,596,000 | 1,318 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 90 | 1,919 |
| Assets and Liabilities | ||
| Total Assets: | $337,322,000 | 1,780 |
| Cash and due from depository institutions | $39,444,000 | 1,919 |
| Interest-bearing balances | $106,000 | 4,894 |
| Securities | $3,433,000 | 7,915 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 5,752 |
| Net loans & leases | $283,455,000 | 1,447 |
| Loan loss allowance | $3,722,000 | 1,297 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,986,000 | 1,774 |
| Other real estate owned | $0 | 1,919 |
| Goodwill and other intangibles | $120,000 | 2,789 |
| All other assets | $4,879,000 | 2,794 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $337,323,000 | 1,780 |
| Total liabilities | $308,504,000 | 1,758 |
| Total deposits | $296,808,000 | 1,621 |
| Interest-bearing deposits | $194,927,000 | 2,081 |
| Deposits held in domestic offices | $296,808,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,750,000 | 2,725 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,946,000 | 2,010 |
| Total equity capital | $28,819,000 | 2,086 |
| Total bank equity capital | $28,819,000 | 2,086 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $19,979,000 | 1,206 |
| Undivided profits | $8,839,000 | 3,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,188,000 | 2,674 |
| Earning assets | $286,999,000 | 1,913 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $305,297,330 | 1,912 |
| Average Assets, quarterly | $314,822,500 | 1,873 |
| Volatile liabilities | $184,805,000 | 774 |
| Insider loans | $485,000 | 5,478 |
| FHLB advances | $9,750,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,855,000 | 1,532 |
| Tier 1 (core) risk-based capital | $27,773,000 | 2,073 |
| Tier 2 risk-based capital | $3,413,000 | 1,385 |
| Total risk weighted assets | $272,695,000 | 1,594 |
| Total unused commitments | $56,855,000 | 1,532 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $292,323,000 | 2,016 |
| Cash and due from depository institutions | $11,508,000 | 1,965 |
| Interest-bearing balances | $16,000 | 6,326 |
| Securities | $3,492,000 | 7,976 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 6,275 |
| Net loans & leases | $267,000,000 | 1,492 |
| Loan loss allowance | $3,380,000 | 1,414 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,825,000 | 1,816 |
| Other real estate owned | $0 | 1,965 |
| Goodwill and other intangibles | $135,000 | 2,749 |
| All other assets | $4,329,000 | 3,005 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $292,323,000 | 2,016 |
| Total liabilities | $264,524,000 | 2,004 |
| Total deposits | $252,784,000 | 1,879 |
| Interest-bearing deposits | $168,275,000 | 2,398 |
| Deposits held in domestic offices | $252,784,000 | 1,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,750,000 | 2,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,990,000 | 1,976 |
| Total equity capital | $27,799,000 | 2,094 |
| Total bank equity capital | $27,799,000 | 2,094 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $19,979,000 | 1,169 |
| Undivided profits | $7,819,000 | 3,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,027,000 | 2,991 |
| Earning assets | $270,542,000 | 1,997 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $289,285,000 | 2,012 |
| Average Assets, quarterly | $289,285,000 | 2,012 |
| Volatile liabilities | $141,484,000 | 912 |
| Insider loans | $421,000 | 5,699 |
| FHLB advances | $9,750,000 | 2,526 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $46,247,000 | 1,758 |
| Tier 1 (core) risk-based capital | $26,737,000 | 2,115 |
| Tier 2 risk-based capital | $3,178,000 | 1,469 |
| Total risk weighted assets | $254,015,000 | 1,661 |
| Total unused commitments | $46,247,000 | 1,759 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $286,247,000 | 2,034 |
| Cash and due from depository institutions | $15,177,000 | 2,069 |
| Interest-bearing balances | $293,000 | 4,022 |
| Securities | $3,538,000 | 8,010 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 6,103 |
| Net loans & leases | $257,108,000 | 1,534 |
| Loan loss allowance | $3,257,000 | 1,451 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,745,000 | 1,828 |
| Other real estate owned | $0 | 2,069 |
| Goodwill and other intangibles | $148,000 | 2,703 |
| All other assets | $4,505,000 | 2,872 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $286,247,000 | 2,034 |
| Total liabilities | $259,328,000 | 2,029 |
| Total deposits | $247,816,000 | 1,893 |
| Interest-bearing deposits | $182,023,000 | 2,193 |
| Deposits held in domestic offices | $247,816,000 | 1,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,750,000 | 2,648 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,762,000 | 2,121 |
| Total equity capital | $26,919,000 | 2,175 |
| Total bank equity capital | $26,919,000 | 2,175 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $19,979,000 | 1,153 |
| Undivided profits | $6,939,000 | 3,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $991,000 | 3,057 |
| Earning assets | $260,965,000 | 2,057 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $264,966,000 | 2,101 |
| Average Assets, quarterly | $289,847,000 | 1,995 |
| Volatile liabilities | $137,629,000 | 913 |
| Insider loans | $469,000 | 5,564 |
| FHLB advances | $9,750,000 | 2,521 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,849,000 | 1,677 |
| Tier 1 (core) risk-based capital | $25,844,000 | 2,157 |
| Tier 2 risk-based capital | $3,048,000 | 1,507 |
| Total risk weighted assets | $243,609,000 | 1,696 |
| Total unused commitments | $46,849,000 | 1,677 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 79 | 2,153 |
| Assets and Liabilities | ||
| Total Assets: | $293,447,000 | 1,972 |
| Cash and due from depository institutions | $22,933,000 | 2,153 |
| Interest-bearing balances | $720,000 | 3,160 |
| Securities | $3,592,000 | 8,017 |
| Federal funds sold & reverse repurchase agreements | $67,000 | 5,802 |
| Net loans & leases | $256,399,000 | 1,499 |
| Loan loss allowance | $3,231,000 | 1,463 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,627,000 | 1,825 |
| Other real estate owned | $0 | 2,153 |
| Goodwill and other intangibles | $71,000 | 2,886 |
| All other assets | $4,758,000 | 2,716 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $293,447,000 | 1,972 |
| Total liabilities | $270,016,000 | 1,929 |
| Total deposits | $257,204,000 | 1,799 |
| Interest-bearing deposits | $177,206,000 | 2,223 |
| Deposits held in domestic offices | $257,204,000 | 1,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,750,000 | 2,637 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,062,000 | 1,366 |
| Total equity capital | $23,431,000 | 2,443 |
| Total bank equity capital | $23,431,000 | 2,443 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $17,451,000 | 1,266 |
| Undivided profits | $5,979,000 | 4,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $906,000 | 3,453 |
| Earning assets | $260,778,000 | 2,031 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $259,645,750 | 2,143 |
| Average Assets, quarterly | $279,942,500 | 2,035 |
| Volatile liabilities | $150,546,000 | 819 |
| Insider loans | $638,000 | 4,982 |
| FHLB advances | $9,750,000 | 2,518 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,329,000 | 1,691 |
| Tier 1 (core) risk-based capital | $22,431,000 | 2,421 |
| Tier 2 risk-based capital | $2,982,000 | 1,519 |
| Total risk weighted assets | $238,558,000 | 1,698 |
| Total unused commitments | $45,329,000 | 1,692 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $266,438,000 | 2,127 |
| Cash and due from depository institutions | $14,141,000 | 2,465 |
| Interest-bearing balances | $501,000 | 3,545 |
| Securities | $7,103,000 | 7,240 |
| Federal funds sold & reverse repurchase agreements | $19,000 | 5,829 |
| Net loans & leases | $235,484,000 | 1,595 |
| Loan loss allowance | $2,960,000 | 1,552 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,353,000 | 1,915 |
| Other real estate owned | $222,000 | 2,465 |
| Goodwill and other intangibles | $47,000 | 2,986 |
| All other assets | $4,069,000 | 3,037 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $266,436,000 | 2,127 |
| Total liabilities | $244,306,000 | 2,094 |
| Total deposits | $232,922,000 | 1,966 |
| Interest-bearing deposits | $164,185,000 | 2,356 |
| Deposits held in domestic offices | $232,922,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,750,000 | 2,621 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,634,000 | 2,072 |
| Total equity capital | $22,130,000 | 2,481 |
| Total bank equity capital | $22,130,000 | 2,481 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $16,851,000 | 1,260 |
| Undivided profits | $5,278,000 | 4,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $621,000 | 4,471 |
| Earning assets | $243,107,000 | 2,141 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $248,378,670 | 2,236 |
| Average Assets, quarterly | $252,438,000 | 2,228 |
| Volatile liabilities | $130,473,000 | 891 |
| Insider loans | $202,000 | 6,717 |
| FHLB advances | $9,750,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $44,875,000 | 1,701 |
| Tier 1 (core) risk-based capital | $21,192,000 | 2,498 |
| Tier 2 risk-based capital | $2,768,000 | 1,589 |
| Total risk weighted assets | $221,225,000 | 1,787 |
| Total unused commitments | $44,875,000 | 1,704 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $238,438,000 | 2,356 |
| Cash and due from depository institutions | $5,014,000 | 2,602 |
| Interest-bearing balances | $182,000 | 4,770 |
| Securities | $7,153,000 | 7,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $216,862,000 | 1,690 |
| Loan loss allowance | $2,823,000 | 1,617 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,263,000 | 1,907 |
| Other real estate owned | $0 | 2,602 |
| Goodwill and other intangibles | $41,000 | 2,997 |
| All other assets | $4,105,000 | 2,890 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $238,438,000 | 2,356 |
| Total liabilities | $217,058,000 | 2,331 |
| Total deposits | $203,034,000 | 2,241 |
| Interest-bearing deposits | $147,946,000 | 2,606 |
| Deposits held in domestic offices | $203,034,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,198 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,750,000 | 2,490 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,474,000 | 1,666 |
| Total equity capital | $21,380,000 | 2,614 |
| Total bank equity capital | $21,380,000 | 2,614 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $16,753,000 | 1,253 |
| Undivided profits | $4,626,000 | 4,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $704,000 | 3,958 |
| Earning assets | $224,197,000 | 2,308 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $239,349,000 | 2,334 |
| Average Assets, quarterly | $239,349,000 | 2,334 |
| Volatile liabilities | $107,426,000 | 1,024 |
| Insider loans | $305,000 | 6,205 |
| FHLB advances | $9,750,000 | 2,373 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $39,347,000 | 1,817 |
| Tier 1 (core) risk-based capital | $20,429,000 | 2,561 |
| Tier 2 risk-based capital | $2,550,000 | 1,691 |
| Total risk weighted assets | $203,942,000 | 1,868 |
| Total unused commitments | $39,347,000 | 1,823 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $240,260,000 | 2,338 |
| Cash and due from depository institutions | $5,409,000 | 2,558 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,200,000 | 7,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $217,912,000 | 1,655 |
| Loan loss allowance | $2,770,000 | 1,649 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,308,000 | 1,876 |
| Other real estate owned | $0 | 2,558 |
| Goodwill and other intangibles | $55,000 | 2,944 |
| All other assets | $4,376,000 | 2,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,260,000 | 2,338 |
| Total liabilities | $219,385,000 | 2,314 |
| Total deposits | $196,511,000 | 2,298 |
| Interest-bearing deposits | $147,885,000 | 2,584 |
| Deposits held in domestic offices | $196,511,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,190,000 | 2,196 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,950,000 | 1,691 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,734,000 | 2,064 |
| Total equity capital | $20,875,000 | 2,612 |
| Total bank equity capital | $20,875,000 | 2,612 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $16,754,000 | 1,224 |
| Undivided profits | $4,120,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $834,000 | 3,531 |
| Earning assets | $225,112,000 | 2,285 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $211,316,800 | 2,568 |
| Average Assets, quarterly | $237,887,000 | 2,341 |
| Volatile liabilities | $117,251,000 | 950 |
| Insider loans | $359,000 | 6,028 |
| FHLB advances | $18,950,000 | 1,582 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $40,078,000 | 1,746 |
| Tier 1 (core) risk-based capital | $19,907,000 | 2,589 |
| Tier 2 risk-based capital | $2,524,000 | 1,703 |
| Total risk weighted assets | $201,990,000 | 1,870 |
| Total unused commitments | $40,078,000 | 1,749 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $235,514,000 | 2,375 |
| Cash and due from depository institutions | $13,414,000 | 2,758 |
| Interest-bearing balances | $1,311,000 | 2,801 |
| Securities | $7,279,000 | 7,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $205,667,000 | 1,728 |
| Loan loss allowance | $2,534,000 | 1,812 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,460,000 | 1,804 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,694,000 | 3,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,514,000 | 2,375 |
| Total liabilities | $215,233,000 | 2,347 |
| Total deposits | $197,234,000 | 2,301 |
| Interest-bearing deposits | $127,966,000 | 2,962 |
| Deposits held in domestic offices | $197,234,000 | 2,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,250,000 | 1,786 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,749,000 | 2,147 |
| Total equity capital | $20,281,000 | 2,669 |
| Total bank equity capital | $20,281,000 | 2,669 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $16,679,000 | 1,219 |
| Undivided profits | $3,601,000 | 5,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $695,000 | 4,346 |
| Earning assets | $214,257,000 | 2,404 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $204,081,000 | 2,661 |
| Average Assets, quarterly | $225,219,500 | 2,477 |
| Volatile liabilities | $125,871,000 | 879 |
| Insider loans | $582,000 | 5,153 |
| FHLB advances | $16,250,000 | 1,663 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,731,000 | 1,962 |
| Tier 1 (core) risk-based capital | $19,534,000 | 2,639 |
| Tier 2 risk-based capital | $2,364,000 | 1,802 |
| Total risk weighted assets | $189,102,000 | 1,985 |
| Total unused commitments | $34,731,000 | 1,964 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $214,925,000 | 2,576 |
| Cash and due from depository institutions | $11,084,000 | 2,757 |
| Interest-bearing balances | $40,000 | 6,113 |
| Securities | $7,922,000 | 6,972 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $187,125,000 | 1,857 |
| Loan loss allowance | $2,341,000 | 1,916 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,563,000 | 1,729 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,231,000 | 3,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,925,000 | 2,576 |
| Total liabilities | $195,271,000 | 2,549 |
| Total deposits | $180,834,000 | 2,475 |
| Interest-bearing deposits | $129,069,000 | 2,913 |
| Deposits held in domestic offices | $180,834,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,250,000 | 1,988 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,187,000 | 2,958 |
| Total equity capital | $19,654,000 | 2,745 |
| Total bank equity capital | $19,654,000 | 2,745 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $16,679,000 | 1,199 |
| Undivided profits | $2,974,000 | 5,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $709,000 | 4,111 |
| Earning assets | $195,087,000 | 2,594 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $193,603,330 | 2,766 |
| Average Assets, quarterly | $203,045,000 | 2,689 |
| Volatile liabilities | $106,466,000 | 998 |
| Insider loans | $1,000 | 8,339 |
| FHLB advances | $13,250,000 | 1,866 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,309,000 | 2,050 |
| Tier 1 (core) risk-based capital | $19,002,000 | 2,656 |
| Tier 2 risk-based capital | $2,154,000 | 1,919 |
| Total risk weighted assets | $172,151,000 | 2,111 |
| Total unused commitments | $31,309,000 | 2,061 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $191,165,000 | 2,810 |
| Cash and due from depository institutions | $9,511,000 | 2,815 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,900,000 | 7,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $167,597,000 | 2,045 |
| Loan loss allowance | $2,090,000 | 2,087 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,677,000 | 1,659 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,480,000 | 4,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,165,000 | 2,810 |
| Total liabilities | $174,435,000 | 2,768 |
| Total deposits | $155,308,000 | 2,824 |
| Interest-bearing deposits | $155,308,000 | 2,464 |
| Deposits held in domestic offices | $155,308,000 | 2,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $16,250,000 | 1,706 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,877,000 | 1,564 |
| Total equity capital | $16,730,000 | 3,136 |
| Total bank equity capital | $16,730,000 | 3,136 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $14,191,000 | 1,363 |
| Undivided profits | $2,538,000 | 6,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $585,000 | 4,800 |
| Earning assets | $173,497,000 | 2,824 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $182,942,500 | 2,883 |
| Average Assets, quarterly | $182,942,500 | 2,883 |
| Volatile liabilities | $91,081,000 | 1,120 |
| Insider loans | $2,000 | 8,353 |
| FHLB advances | $16,250,000 | 1,596 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,593,000 | 2,066 |
| Tier 1 (core) risk-based capital | $16,046,000 | 3,059 |
| Tier 2 risk-based capital | $1,994,000 | 2,014 |
| Total risk weighted assets | $159,409,000 | 2,228 |
| Total unused commitments | $29,593,000 | 2,074 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $174,720,000 | 3,001 |
| Cash and due from depository institutions | $11,825,000 | 2,960 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $2,057,000 | 8,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $152,919,000 | 2,214 |
| Loan loss allowance | $1,942,000 | 2,196 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,796,000 | 1,601 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,123,000 | 4,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,720,000 | 3,001 |
| Total liabilities | $159,168,000 | 2,965 |
| Total deposits | $154,823,000 | 2,769 |
| Interest-bearing deposits | $112,082,000 | 3,203 |
| Deposits held in domestic offices | $154,823,000 | 2,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,250,000 | 3,803 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,095,000 | 3,183 |
| Total equity capital | $15,552,000 | 3,288 |
| Total bank equity capital | $15,552,000 | 3,288 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $13,531,000 | 1,390 |
| Undivided profits | $2,020,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 4,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $559,000 | 5,212 |
| Earning assets | $154,976,000 | 3,070 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $157,847,600 | 3,127 |
| Average Assets, quarterly | $173,570,000 | 2,994 |
| Volatile liabilities | $86,025,000 | 1,159 |
| Insider loans | $101,000 | 7,523 |
| FHLB advances | $3,250,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,130,000 | 2,061 |
| Tier 1 (core) risk-based capital | $14,930,000 | 3,211 |
| Tier 2 risk-based capital | $1,798,000 | 2,166 |
| Total risk weighted assets | $143,722,000 | 2,429 |
| Total unused commitments | $28,130,000 | 2,064 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 58 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $141,809,000 | 3,425 |
| Cash and due from depository institutions | $15,832,000 | 2,923 |
| Interest-bearing balances | $10,812,000 | 648 |
| Securities | $2,712,000 | 8,665 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,430 |
| Net loans & leases | $114,379,000 | 2,797 |
| Loan loss allowance | $1,327,000 | 2,864 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,119,000 | 1,451 |
| Other real estate owned | $0 | 2,923 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,267,000 | 4,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,809,000 | 3,425 |
| Total liabilities | $128,833,000 | 3,393 |
| Total deposits | $122,298,000 | 3,273 |
| Interest-bearing deposits | $92,302,000 | 3,693 |
| Deposits held in domestic offices | $122,298,000 | 3,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,250,000 | 2,955 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,285,000 | 2,871 |
| Total equity capital | $12,976,000 | 3,636 |
| Total bank equity capital | $12,976,000 | 3,636 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $11,942,000 | 1,465 |
| Undivided profits | $1,034,000 | 7,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 4,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $610,000 | 5,207 |
| Earning assets | $128,403,000 | 3,445 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $125,960,800 | 3,623 |
| Average Assets, quarterly | $140,154,000 | 3,416 |
| Volatile liabilities | $73,572,000 | 1,286 |
| Insider loans | $122,000 | 7,489 |
| FHLB advances | $5,250,000 | 2,771 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $31,997,000 | 1,770 |
| Tier 1 (core) risk-based capital | $12,366,000 | 3,651 |
| Tier 2 risk-based capital | $1,327,000 | 2,657 |
| Total risk weighted assets | $113,240,000 | 2,905 |
| Total unused commitments | $31,997,000 | 1,776 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $114,861,000 | 3,978 |
| Cash and due from depository institutions | $5,647,000 | 4,189 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $5,056,000 | 8,339 |
| Federal funds sold & reverse repurchase agreements | $9,143,000 | 1,307 |
| Net loans & leases | $88,943,000 | 3,357 |
| Loan loss allowance | $1,013,000 | 3,436 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,365,000 | 1,613 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $707,000 | 7,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,861,000 | 3,978 |
| Total liabilities | $106,897,000 | 3,851 |
| Total deposits | $101,793,000 | 3,723 |
| Interest-bearing deposits | $77,709,000 | 4,108 |
| Deposits held in domestic offices | $101,793,000 | 3,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,750,000 | 2,997 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $354,000 | 6,835 |
| Total equity capital | $7,964,000 | 5,266 |
| Total bank equity capital | $7,964,000 | 5,266 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,849,000 | 995 |
| Surplus | $3,865,000 | 3,700 |
| Undivided profits | $250,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $581,000 | 4,592 |
| Earning assets | $103,147,000 | 4,048 |
| Long-term assets (5+ years) | $14,657,000 | 3,813 |
| Average Assets, year-to-date | $92,657,600 | 4,550 |
| Average Assets, quarterly | $105,143,000 | 4,240 |
| Volatile liabilities | $19,328,000 | 3,722 |
| Insider loans | $409,000 | 5,897 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $4,534,000 | 359 |
| Unused loan commitments | $14,280,000 | 2,987 |
| Tier 1 (core) risk-based capital | $7,978,000 | 5,135 |
| Tier 2 risk-based capital | $1,013,000 | 3,227 |
| Total risk weighted assets | $91,724,500 | 3,325 |
| Total unused commitments | $14,280,000 | 2,988 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $81,333,000 | 5,164 |
| Cash and due from depository institutions | $6,527,000 | 4,901 |
| Interest-bearing balances | $265,000 | 3,751 |
| Securities | $7,077,000 | 7,963 |
| Federal funds sold & reverse repurchase agreements | $136,000 | 6,506 |
| Net loans & leases | $66,125,000 | 4,168 |
| Loan loss allowance | $729,000 | 4,406 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $912,000 | 6,300 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $556,000 | 7,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,333,000 | 5,164 |
| Total liabilities | $73,426,000 | 5,141 |
| Total deposits | $63,612,000 | 5,370 |
| Interest-bearing deposits | $49,453,000 | 5,705 |
| Deposits held in domestic offices | $63,612,000 | 5,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,625,000 | 1,473 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $189,000 | 8,215 |
| Total equity capital | $7,907,000 | 5,158 |
| Total bank equity capital | $7,907,000 | 5,158 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,849,000 | 1,008 |
| Surplus | $3,865,000 | 3,662 |
| Undivided profits | $193,000 | 8,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 3,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $328,000 | 6,138 |
| Earning assets | $73,603,000 | 5,182 |
| Long-term assets (5+ years) | $13,848,000 | 4,132 |
| Average Assets, year-to-date | $59,070,600 | 6,132 |
| Average Assets, quarterly | $75,868,000 | 5,358 |
| Volatile liabilities | $22,361,000 | 3,218 |
| Insider loans | $338,000 | 6,254 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,069,000 | 418 |
| Unused loan commitments | $12,185,000 | 3,295 |
| Tier 1 (core) risk-based capital | $8,064,000 | 5,082 |
| Tier 2 risk-based capital | $729,000 | 4,106 |
| Total risk weighted assets | $67,534,400 | 4,191 |
| Total unused commitments | $12,185,000 | 3,298 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $42,639,000 | 7,553 |
| Cash and due from depository institutions | $2,805,000 | 7,081 |
| Interest-bearing balances | $407,000 | 3,683 |
| Securities | $6,361,000 | 8,262 |
| Federal funds sold & reverse repurchase agreements | $7,480,000 | 2,317 |
| Net loans & leases | $24,946,000 | 7,300 |
| Loan loss allowance | $400,000 | 6,392 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $374,000 | 8,331 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $673,000 | 7,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,639,000 | 7,553 |
| Total liabilities | $34,732,000 | 7,832 |
| Total deposits | $33,384,000 | 7,801 |
| Interest-bearing deposits | $22,945,000 | 8,425 |
| Deposits held in domestic offices | $33,384,000 | 7,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,250,000 | 3,611 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $98,000 | 9,758 |
| Total equity capital | $7,907,000 | 5,248 |
| Total bank equity capital | $7,907,000 | 5,248 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,779,000 | 980 |
| Surplus | $3,760,000 | 3,598 |
| Undivided profits | $368,000 | 9,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $125,000 | 9,026 |
| Earning assets | $39,194,000 | 7,530 |
| Long-term assets (5+ years) | $6,423,000 | 5,710 |
| Average Assets, year-to-date | $29,434,800 | 8,533 |
| Average Assets, quarterly | $37,094,000 | 7,950 |
| Volatile liabilities | $3,971,000 | 7,599 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,183,000 | 4,427 |
| Tier 1 (core) risk-based capital | $7,913,000 | 5,065 |
| Tier 2 risk-based capital | $384,970 | 6,137 |
| Total risk weighted assets | $30,782,370 | 6,825 |
| Total unused commitments | $7,183,000 | 4,434 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $23,197,000 | 9,539 |
| Cash and due from depository institutions | $2,622,000 | 9,630 |
| Interest-bearing balances | $509,000 | 3,092 |
| Securities | $3,256,000 | 9,885 |
| Federal funds sold & reverse repurchase agreements | $7,762,000 | 1,795 |
| Net loans & leases | $8,797,000 | 10,063 |
| Loan loss allowance | $214,000 | 8,613 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $577,000 | 7,560 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $44,000 | 3,003 |
| All other assets | $139,000 | 10,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,197,000 | 9,539 |
| Total liabilities | $20,787,000 | 9,494 |
| Total deposits | $20,745,000 | 9,384 |
| Interest-bearing deposits | $16,198,000 | 9,547 |
| Deposits held in domestic offices | $20,745,000 | 9,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $42,000 | 10,757 |
| Total equity capital | $2,410,000 | 9,592 |
| Total bank equity capital | $2,410,000 | 9,592 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,681,000 | 2,189 |
| Surplus | $643,000 | 8,464 |
| Undivided profits | $86,000 | 10,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $50,000 | 10,422 |
| Earning assets | $20,324,000 | 9,627 |
| Long-term assets (5+ years) | $2,403,000 | 7,404 |
| Average Assets, year-to-date | $12,351,250 | 10,488 |
| Average Assets, quarterly | $18,367,000 | 9,968 |
| Volatile liabilities | $2,009,000 | 9,294 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,109,000 | 5,686 |
| Tier 1 (core) risk-based capital | $2,363,000 | 9,584 |
| Tier 2 risk-based capital | $156,870 | 9,046 |
| Total risk weighted assets | $12,492,770 | 9,610 |
| Total unused commitments | $4,109,000 | 5,695 |
| Derivatives | $0 | 533 |