First Bank of Hanover, Pennsylvania, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$6,621,0004,449
Total interest expense$2,579,0004,521
Net interest income$4,042,0004,330
Provision for loan and lease losses$30,0007,083
Total noninterest income$383,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$383,0003,502
Total noninterest expense$2,987,0004,430
Salaries and employee benefits$1,419,0004,502
Premises and equipment expense$298,0005,748
Additional noninterest expense$1,270,0003,857
Pre-tax net operating income$1,408,0004,650
Securities gains (losses)$-31,00010,677
Applicable income taxes$487,0004,137
Income before extraordinary items$890,0004,963
Extraordinary gains, net$0249
Net income$890,0004,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$359,0004,027
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$910,1504,923
1993-12-31 (YTD Data)Rank
Total interest income$6,579,0004,567
Total interest expense$2,784,0004,396
Net interest income$3,795,0004,620
Provision for loan and lease losses$150,0004,621
Total noninterest income$578,0005,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$578,0002,955
Total noninterest expense$2,981,0004,537
Salaries and employee benefits$1,393,0004,574
Premises and equipment expense$384,0004,877
Additional noninterest expense$1,204,0004,176
Pre-tax net operating income$1,242,0005,053
Securities gains (losses)$07,477
Applicable income taxes$445,0004,621
Income before extraordinary items$797,0005,590
Extraordinary gains, net$36,0002,367
Net income$833,0005,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00011,843
Cash dividends$324,0004,181
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$797,0005,352
1992-12-31 (YTD Data)Rank
Total interest income$6,768,0004,970
Total interest expense$3,434,0004,616
Net interest income$3,334,0005,234
Provision for loan and lease losses$188,0005,392
Total noninterest income$391,0006,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$391,0003,763
Total noninterest expense$2,589,0005,145
Salaries and employee benefits$1,082,0005,657
Premises and equipment expense$301,0005,952
Additional noninterest expense$1,206,0004,320
Pre-tax net operating income$948,0005,865
Securities gains (losses)$08,369
Applicable income taxes$299,0005,935
Income before extraordinary items$649,0006,237
Extraordinary gains, net$01,422
Net income$649,0006,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0003,935
Cash dividends$227,0004,719
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$649,0005,883

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.