Home > First Bank of Georgia > Income and Expense
First Bank of Georgia, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 1,213 |
| Total interest expense | $458,000 | 2,620 |
| Net interest income | $10,041,000 | 1,138 |
| Provision for loan and lease losses | $558,000 | 693 |
| Total noninterest income | $6,968,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $673,000 | 937 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,295,000 | 429 |
| Total noninterest expense | $12,530,000 | 835 |
| Salaries and employee benefits | $8,199,000 | 710 |
| Premises and equipment expense | $889,000 | 1,338 |
| Additional noninterest expense | $3,442,000 | 952 |
| Pre-tax net operating income | $3,921,000 | 1,106 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,413,000 | 807 |
| Income before extraordinary items | $2,508,000 | 1,339 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,508,000 | 1,341 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,508,000 | 1,340 |
| Net charge-offs | $35,000 | 2,597 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,508,000 | 1,307 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 1,218 |
| Total interest expense | $220,000 | 2,709 |
| Net interest income | $4,998,000 | 1,142 |
| Provision for loan and lease losses | $297,000 | 669 |
| Total noninterest income | $3,192,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $344,000 | 893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,848,000 | 438 |
| Total noninterest expense | $6,147,000 | 853 |
| Salaries and employee benefits | $4,003,000 | 737 |
| Premises and equipment expense | $442,000 | 1,362 |
| Additional noninterest expense | $1,702,000 | 944 |
| Pre-tax net operating income | $1,746,000 | 1,171 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $638,000 | 854 |
| Income before extraordinary items | $1,108,000 | 1,455 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,108,000 | 1,457 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,108,000 | 1,457 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,108,000 | 1,412 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,077,000 | 1,333 |
| Total interest expense | $1,795,000 | 1,620 |
| Net interest income | $17,282,000 | 1,294 |
| Provision for loan and lease losses | $-1,740,000 | 6,401 |
| Total noninterest income | $11,153,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,430,000 | 925 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,723,000 | 459 |
| Total noninterest expense | $25,806,000 | 786 |
| Salaries and employee benefits | $17,507,000 | 625 |
| Premises and equipment expense | $1,603,000 | 1,477 |
| Additional noninterest expense | $6,696,000 | 976 |
| Pre-tax net operating income | $4,369,000 | 1,715 |
| Securities gains (losses) | $53,000 | 1,690 |
| Applicable income taxes | $1,078,000 | 1,476 |
| Income before extraordinary items | $3,344,000 | 1,843 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,344,000 | 1,843 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,344,000 | 1,842 |
| Net charge-offs | $-1,445,000 | 6,472 |
| Cash dividends | $6,500,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,303,720 | 1,832 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,289,000 | 1,343 |
| Total interest expense | $1,355,000 | 1,627 |
| Net interest income | $12,934,000 | 1,298 |
| Provision for loan and lease losses | $-797,000 | 6,435 |
| Total noninterest income | $8,256,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,060,000 | 945 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $7,196,000 | 460 |
| Total noninterest expense | $16,265,000 | 926 |
| Salaries and employee benefits | $10,086,000 | 819 |
| Premises and equipment expense | $1,170,000 | 1,524 |
| Additional noninterest expense | $5,009,000 | 969 |
| Pre-tax net operating income | $5,722,000 | 1,083 |
| Securities gains (losses) | $53,000 | 1,414 |
| Applicable income taxes | $1,745,000 | 892 |
| Income before extraordinary items | $4,030,000 | 1,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,030,000 | 1,207 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,030,000 | 1,209 |
| Net charge-offs | $-696,000 | 6,513 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,992,900 | 1,201 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,409,000 | 1,348 |
| Total interest expense | $911,000 | 1,640 |
| Net interest income | $8,498,000 | 1,305 |
| Provision for loan and lease losses | $-651,000 | 6,530 |
| Total noninterest income | $4,738,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $693,000 | 946 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,045,000 | 525 |
| Total noninterest expense | $10,681,000 | 936 |
| Salaries and employee benefits | $6,652,000 | 822 |
| Premises and equipment expense | $775,000 | 1,536 |
| Additional noninterest expense | $3,254,000 | 998 |
| Pre-tax net operating income | $3,206,000 | 1,232 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $919,000 | 1,034 |
| Income before extraordinary items | $2,338,000 | 1,340 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,338,000 | 1,341 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,338,000 | 1,341 |
| Net charge-offs | $-586,000 | 6,577 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,301,280 | 1,340 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 1,376 |
| Total interest expense | $461,000 | 1,646 |
| Net interest income | $4,149,000 | 1,330 |
| Provision for loan and lease losses | $-222,000 | 6,578 |
| Total noninterest income | $2,187,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $343,000 | 944 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,844,000 | 540 |
| Total noninterest expense | $5,340,000 | 947 |
| Salaries and employee benefits | $3,327,000 | 836 |
| Premises and equipment expense | $381,000 | 1,581 |
| Additional noninterest expense | $1,632,000 | 986 |
| Pre-tax net operating income | $1,218,000 | 1,494 |
| Securities gains (losses) | $16,000 | 1,027 |
| Applicable income taxes | $323,000 | 1,272 |
| Income before extraordinary items | $911,000 | 1,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $911,000 | 1,614 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $911,000 | 1,614 |
| Net charge-offs | $-197,000 | 6,587 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $899,160 | 1,596 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,332,000 | 1,390 |
| Total interest expense | $2,115,000 | 1,623 |
| Net interest income | $16,217,000 | 1,344 |
| Provision for loan and lease losses | $-2,029,000 | 6,728 |
| Total noninterest income | $11,918,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,567,000 | 886 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,351,000 | 471 |
| Total noninterest expense | $21,282,000 | 963 |
| Salaries and employee benefits | $12,853,000 | 835 |
| Premises and equipment expense | $1,505,000 | 1,575 |
| Additional noninterest expense | $6,924,000 | 978 |
| Pre-tax net operating income | $8,882,000 | 869 |
| Securities gains (losses) | $91,000 | 1,394 |
| Applicable income taxes | $2,585,000 | 743 |
| Income before extraordinary items | $6,388,000 | 969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,388,000 | 972 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,388,000 | 972 |
| Net charge-offs | $-1,432,000 | 6,796 |
| Cash dividends | $160,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,323,390 | 959 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,677,000 | 1,400 |
| Total interest expense | $1,626,000 | 1,621 |
| Net interest income | $12,051,000 | 1,349 |
| Provision for loan and lease losses | $-1,787,000 | 6,821 |
| Total noninterest income | $10,203,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,174,000 | 889 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,029,000 | 433 |
| Total noninterest expense | $16,483,000 | 929 |
| Salaries and employee benefits | $9,664,000 | 842 |
| Premises and equipment expense | $1,122,000 | 1,581 |
| Additional noninterest expense | $5,697,000 | 895 |
| Pre-tax net operating income | $7,558,000 | 780 |
| Securities gains (losses) | $91,000 | 1,291 |
| Applicable income taxes | $2,234,000 | 669 |
| Income before extraordinary items | $5,415,000 | 882 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,415,000 | 884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,415,000 | 884 |
| Net charge-offs | $-1,007,000 | 6,859 |
| Cash dividends | $160,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,350,390 | 870 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,096,000 | 1,400 |
| Total interest expense | $1,114,000 | 1,602 |
| Net interest income | $7,982,000 | 1,354 |
| Provision for loan and lease losses | $-1,802,000 | 6,886 |
| Total noninterest income | $7,113,000 | 535 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $760,000 | 891 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,353,000 | 433 |
| Total noninterest expense | $10,526,000 | 959 |
| Salaries and employee benefits | $6,365,000 | 854 |
| Premises and equipment expense | $735,000 | 1,620 |
| Additional noninterest expense | $3,426,000 | 981 |
| Pre-tax net operating income | $6,371,000 | 618 |
| Securities gains (losses) | $91,000 | 1,173 |
| Applicable income taxes | $1,931,000 | 554 |
| Income before extraordinary items | $4,531,000 | 710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,531,000 | 712 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,531,000 | 712 |
| Net charge-offs | $-809,000 | 6,916 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,467,300 | 694 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 1,413 |
| Total interest expense | $569,000 | 1,617 |
| Net interest income | $3,951,000 | 1,361 |
| Provision for loan and lease losses | $-602,000 | 6,961 |
| Total noninterest income | $3,776,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $370,000 | 901 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,406,000 | 404 |
| Total noninterest expense | $5,115,000 | 1,001 |
| Salaries and employee benefits | $3,074,000 | 888 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $1,673,000 | 1,003 |
| Pre-tax net operating income | $3,214,000 | 612 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $855,000 | 605 |
| Income before extraordinary items | $2,372,000 | 671 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,372,000 | 670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,372,000 | 672 |
| Net charge-offs | $-138,000 | 6,883 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,362,380 | 645 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,569,000 | 1,302 |
| Total interest expense | $3,682,000 | 1,220 |
| Net interest income | $16,887,000 | 1,294 |
| Provision for loan and lease losses | $-605,000 | 6,999 |
| Total noninterest income | $13,365,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,524,000 | 935 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,841,000 | 437 |
| Total noninterest expense | $21,239,000 | 942 |
| Salaries and employee benefits | $12,329,000 | 848 |
| Premises and equipment expense | $1,556,000 | 1,527 |
| Additional noninterest expense | $7,354,000 | 949 |
| Pre-tax net operating income | $9,618,000 | 746 |
| Securities gains (losses) | $-105,000 | 6,898 |
| Applicable income taxes | $2,738,000 | 666 |
| Income before extraordinary items | $6,775,000 | 886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,775,000 | 886 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,775,000 | 886 |
| Net charge-offs | $245,000 | 3,549 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,849,550 | 812 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,682,000 | 1,308 |
| Total interest expense | $3,033,000 | 1,167 |
| Net interest income | $12,649,000 | 1,315 |
| Provision for loan and lease losses | $-299,000 | 7,089 |
| Total noninterest income | $10,503,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,114,000 | 965 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,389,000 | 419 |
| Total noninterest expense | $15,630,000 | 963 |
| Salaries and employee benefits | $9,351,000 | 840 |
| Premises and equipment expense | $1,168,000 | 1,536 |
| Additional noninterest expense | $5,111,000 | 1,017 |
| Pre-tax net operating income | $7,821,000 | 720 |
| Securities gains (losses) | $11,000 | 3,090 |
| Applicable income taxes | $2,482,000 | 588 |
| Income before extraordinary items | $5,350,000 | 851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,350,000 | 849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,350,000 | 851 |
| Net charge-offs | $-52,000 | 6,934 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,342,520 | 792 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 1,317 |
| Total interest expense | $2,088,000 | 1,174 |
| Net interest income | $8,394,000 | 1,319 |
| Provision for loan and lease losses | $430,000 | 1,985 |
| Total noninterest income | $6,300,000 | 561 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $734,000 | 974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,566,000 | 438 |
| Total noninterest expense | $9,780,000 | 1,019 |
| Salaries and employee benefits | $5,902,000 | 884 |
| Premises and equipment expense | $777,000 | 1,532 |
| Additional noninterest expense | $3,101,000 | 1,116 |
| Pre-tax net operating income | $4,484,000 | 817 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $1,400,000 | 682 |
| Income before extraordinary items | $3,085,000 | 990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,085,000 | 990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,085,000 | 990 |
| Net charge-offs | $380,000 | 2,055 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,084,310 | 929 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 1,313 |
| Total interest expense | $1,072,000 | 1,185 |
| Net interest income | $4,184,000 | 1,322 |
| Provision for loan and lease losses | $305,000 | 1,483 |
| Total noninterest income | $2,907,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $357,000 | 987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,550,000 | 466 |
| Total noninterest expense | $4,907,000 | 1,012 |
| Salaries and employee benefits | $2,942,000 | 882 |
| Premises and equipment expense | $397,000 | 1,501 |
| Additional noninterest expense | $1,568,000 | 1,085 |
| Pre-tax net operating income | $1,879,000 | 945 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $566,000 | 792 |
| Income before extraordinary items | $1,313,000 | 1,125 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,313,000 | 1,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,313,000 | 1,125 |
| Net charge-offs | $211,000 | 1,800 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,313,000 | 1,059 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,322,000 | 1,279 |
| Total interest expense | $5,701,000 | 1,058 |
| Net interest income | $16,621,000 | 1,325 |
| Provision for loan and lease losses | $1,727,000 | 1,737 |
| Total noninterest income | $10,505,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,531,000 | 962 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,974,000 | 467 |
| Total noninterest expense | $19,230,000 | 1,018 |
| Salaries and employee benefits | $11,884,000 | 831 |
| Premises and equipment expense | $1,547,000 | 1,601 |
| Additional noninterest expense | $5,799,000 | 1,200 |
| Pre-tax net operating income | $6,169,000 | 972 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $1,914,000 | 817 |
| Income before extraordinary items | $4,275,000 | 1,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,275,000 | 1,172 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,275,000 | 1,172 |
| Net charge-offs | $2,789,000 | 1,260 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,261,200 | 1,113 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,944,000 | 1,278 |
| Total interest expense | $4,538,000 | 1,044 |
| Net interest income | $12,406,000 | 1,345 |
| Provision for loan and lease losses | $1,207,000 | 1,740 |
| Total noninterest income | $8,166,000 | 584 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,122,000 | 989 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,044,000 | 454 |
| Total noninterest expense | $14,575,000 | 1,018 |
| Salaries and employee benefits | $8,894,000 | 836 |
| Premises and equipment expense | $1,162,000 | 1,618 |
| Additional noninterest expense | $4,519,000 | 1,152 |
| Pre-tax net operating income | $4,790,000 | 970 |
| Securities gains (losses) | $-24,000 | 7,073 |
| Applicable income taxes | $1,478,000 | 803 |
| Income before extraordinary items | $3,288,000 | 1,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,288,000 | 1,171 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,288,000 | 1,171 |
| Net charge-offs | $1,390,000 | 1,567 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,304,560 | 1,101 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,455,000 | 1,272 |
| Total interest expense | $3,186,000 | 1,039 |
| Net interest income | $8,269,000 | 1,344 |
| Provision for loan and lease losses | $551,000 | 2,189 |
| Total noninterest income | $5,281,000 | 596 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $735,000 | 994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,546,000 | 461 |
| Total noninterest expense | $9,363,000 | 1,068 |
| Salaries and employee benefits | $5,941,000 | 842 |
| Premises and equipment expense | $770,000 | 1,647 |
| Additional noninterest expense | $2,652,000 | 1,326 |
| Pre-tax net operating income | $3,636,000 | 833 |
| Securities gains (losses) | $-24,000 | 7,146 |
| Applicable income taxes | $1,136,000 | 684 |
| Income before extraordinary items | $2,476,000 | 986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,476,000 | 984 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,476,000 | 986 |
| Net charge-offs | $659,000 | 1,853 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,492,560 | 953 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 1,281 |
| Total interest expense | $1,674,000 | 1,029 |
| Net interest income | $4,044,000 | 1,374 |
| Provision for loan and lease losses | $99,000 | 3,417 |
| Total noninterest income | $2,897,000 | 562 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $385,000 | 931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,512,000 | 435 |
| Total noninterest expense | $4,679,000 | 1,069 |
| Salaries and employee benefits | $2,969,000 | 860 |
| Premises and equipment expense | $394,000 | 1,629 |
| Additional noninterest expense | $1,316,000 | 1,336 |
| Pre-tax net operating income | $2,163,000 | 732 |
| Securities gains (losses) | $-38,000 | 7,308 |
| Applicable income taxes | $690,000 | 577 |
| Income before extraordinary items | $1,435,000 | 856 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,435,000 | 854 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,435,000 | 856 |
| Net charge-offs | $567,000 | 1,235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,460,840 | 828 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,419,000 | 1,262 |
| Total interest expense | $7,290,000 | 1,135 |
| Net interest income | $17,129,000 | 1,314 |
| Provision for loan and lease losses | $8,355,000 | 779 |
| Total noninterest income | $13,218,000 | 526 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,476,000 | 1,031 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,742,000 | 408 |
| Total noninterest expense | $20,342,000 | 981 |
| Salaries and employee benefits | $12,511,000 | 783 |
| Premises and equipment expense | $1,650,000 | 1,542 |
| Additional noninterest expense | $6,181,000 | 1,198 |
| Pre-tax net operating income | $1,650,000 | 2,574 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $1,666,000 | 2,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,666,000 | 2,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,666,000 | 2,341 |
| Net charge-offs | $5,561,000 | 931 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,647,000 | 2,253 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,432,000 | 1,275 |
| Total interest expense | $5,515,000 | 1,166 |
| Net interest income | $12,917,000 | 1,314 |
| Provision for loan and lease losses | $7,433,000 | 646 |
| Total noninterest income | $9,764,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,068,000 | 1,095 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,696,000 | 400 |
| Total noninterest expense | $15,630,000 | 942 |
| Salaries and employee benefits | $9,553,000 | 753 |
| Premises and equipment expense | $1,245,000 | 1,559 |
| Additional noninterest expense | $4,832,000 | 1,123 |
| Pre-tax net operating income | $-382,000 | 6,458 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $-501,000 | 7,371 |
| Income before extraordinary items | $138,000 | 5,571 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $138,000 | 5,572 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $138,000 | 5,572 |
| Net charge-offs | $5,250,000 | 754 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $125,840 | 5,462 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 1,291 |
| Total interest expense | $3,714,000 | 1,202 |
| Net interest income | $8,594,000 | 1,324 |
| Provision for loan and lease losses | $5,792,000 | 570 |
| Total noninterest income | $6,064,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $706,000 | 1,104 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,358,000 | 400 |
| Total noninterest expense | $10,642,000 | 933 |
| Salaries and employee benefits | $6,377,000 | 749 |
| Premises and equipment expense | $818,000 | 1,600 |
| Additional noninterest expense | $3,447,000 | 1,028 |
| Pre-tax net operating income | $-1,776,000 | 7,222 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $-767,000 | 7,566 |
| Income before extraordinary items | $-990,000 | 7,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-990,000 | 7,090 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-990,000 | 7,091 |
| Net charge-offs | $4,742,000 | 597 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,002,160 | 7,068 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 1,336 |
| Total interest expense | $1,881,000 | 1,241 |
| Net interest income | $4,169,000 | 1,373 |
| Provision for loan and lease losses | $1,086,000 | 1,105 |
| Total noninterest income | $3,029,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $343,000 | 1,138 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,686,000 | 397 |
| Total noninterest expense | $5,015,000 | 991 |
| Salaries and employee benefits | $3,052,000 | 803 |
| Premises and equipment expense | $378,000 | 1,794 |
| Additional noninterest expense | $1,585,000 | 1,106 |
| Pre-tax net operating income | $1,097,000 | 1,190 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $214,000 | 1,354 |
| Income before extraordinary items | $883,000 | 1,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $883,000 | 1,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $883,000 | 1,237 |
| Net charge-offs | $913,000 | 1,098 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $883,000 | 1,204 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,604,000 | 1,395 |
| Total interest expense | $9,716,000 | 1,229 |
| Net interest income | $14,888,000 | 1,511 |
| Provision for loan and lease losses | $3,082,000 | 1,946 |
| Total noninterest income | $14,102,000 | 497 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,496,000 | 1,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,606,000 | 385 |
| Total noninterest expense | $20,656,000 | 1,010 |
| Salaries and employee benefits | $12,776,000 | 767 |
| Premises and equipment expense | $1,516,000 | 1,784 |
| Additional noninterest expense | $6,364,000 | 1,207 |
| Pre-tax net operating income | $5,252,000 | 805 |
| Securities gains (losses) | $56,000 | 2,561 |
| Applicable income taxes | $1,389,000 | 751 |
| Income before extraordinary items | $3,919,000 | 879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,919,000 | 878 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,919,000 | 878 |
| Net charge-offs | $2,294,000 | 1,875 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,877,560 | 881 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,219,000 | 1,445 |
| Total interest expense | $7,626,000 | 1,228 |
| Net interest income | $10,593,000 | 1,584 |
| Provision for loan and lease losses | $1,910,000 | 1,967 |
| Total noninterest income | $10,531,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,090,000 | 1,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,441,000 | 389 |
| Total noninterest expense | $15,262,000 | 1,011 |
| Salaries and employee benefits | $9,427,000 | 786 |
| Premises and equipment expense | $1,129,000 | 1,817 |
| Additional noninterest expense | $4,706,000 | 1,196 |
| Pre-tax net operating income | $3,952,000 | 853 |
| Securities gains (losses) | $51,000 | 2,287 |
| Applicable income taxes | $1,082,000 | 797 |
| Income before extraordinary items | $2,921,000 | 927 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,921,000 | 928 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,921,000 | 928 |
| Net charge-offs | $724,000 | 2,597 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,883,770 | 923 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,934,000 | 1,499 |
| Total interest expense | $5,225,000 | 1,262 |
| Net interest income | $6,709,000 | 1,672 |
| Provision for loan and lease losses | $1,240,000 | 1,828 |
| Total noninterest income | $6,309,000 | 565 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $698,000 | 1,218 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,611,000 | 426 |
| Total noninterest expense | $9,942,000 | 1,055 |
| Salaries and employee benefits | $6,140,000 | 826 |
| Premises and equipment expense | $748,000 | 1,845 |
| Additional noninterest expense | $3,054,000 | 1,241 |
| Pre-tax net operating income | $1,836,000 | 1,247 |
| Securities gains (losses) | $51,000 | 1,900 |
| Applicable income taxes | $488,000 | 1,108 |
| Income before extraordinary items | $1,399,000 | 1,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,399,000 | 1,354 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,399,000 | 1,355 |
| Net charge-offs | $382,000 | 2,665 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,361,260 | 1,347 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 1,572 |
| Total interest expense | $2,643,000 | 1,304 |
| Net interest income | $3,136,000 | 1,769 |
| Provision for loan and lease losses | $627,000 | 1,556 |
| Total noninterest income | $2,620,000 | 605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $334,000 | 1,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,286,000 | 457 |
| Total noninterest expense | $4,591,000 | 1,092 |
| Salaries and employee benefits | $2,891,000 | 882 |
| Premises and equipment expense | $382,000 | 1,850 |
| Additional noninterest expense | $1,318,000 | 1,246 |
| Pre-tax net operating income | $538,000 | 2,241 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $108,000 | 2,110 |
| Income before extraordinary items | $442,000 | 2,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 2,361 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $442,000 | 2,363 |
| Net charge-offs | $146,000 | 2,452 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $432,400 | 2,267 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,370,000 | 1,480 |
| Total interest expense | $13,010,000 | 1,252 |
| Net interest income | $13,360,000 | 1,660 |
| Provision for loan and lease losses | $1,456,000 | 2,201 |
| Total noninterest income | $9,793,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,339,000 | 1,347 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,454,000 | 433 |
| Total noninterest expense | $17,503,000 | 1,124 |
| Salaries and employee benefits | $10,958,000 | 913 |
| Premises and equipment expense | $1,546,000 | 1,774 |
| Additional noninterest expense | $4,999,000 | 1,266 |
| Pre-tax net operating income | $4,194,000 | 1,300 |
| Securities gains (losses) | $126,000 | 967 |
| Applicable income taxes | $1,337,000 | 947 |
| Income before extraordinary items | $2,983,000 | 1,375 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,983,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,231,000 | 1,207 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,896,060 | 1,512 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,248,000 | 1,474 |
| Total interest expense | $10,169,000 | 1,242 |
| Net interest income | $10,079,000 | 1,664 |
| Provision for loan and lease losses | $726,000 | 2,211 |
| Total noninterest income | $7,625,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $988,000 | 1,377 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,637,000 | 442 |
| Total noninterest expense | $13,069,000 | 1,119 |
| Salaries and employee benefits | $8,316,000 | 928 |
| Premises and equipment expense | $1,167,000 | 1,763 |
| Additional noninterest expense | $3,586,000 | 1,271 |
| Pre-tax net operating income | $3,909,000 | 1,273 |
| Securities gains (losses) | $57,000 | 1,332 |
| Applicable income taxes | $1,227,000 | 990 |
| Income before extraordinary items | $2,739,000 | 1,358 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,739,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,404 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,699,670 | 1,444 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,803,000 | 1,460 |
| Total interest expense | $7,188,000 | 1,223 |
| Net interest income | $6,615,000 | 1,689 |
| Provision for loan and lease losses | $208,000 | 3,094 |
| Total noninterest income | $4,785,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $624,000 | 1,427 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,161,000 | 493 |
| Total noninterest expense | $8,696,000 | 1,116 |
| Salaries and employee benefits | $5,585,000 | 929 |
| Premises and equipment expense | $750,000 | 1,825 |
| Additional noninterest expense | $2,361,000 | 1,258 |
| Pre-tax net operating income | $2,496,000 | 1,386 |
| Securities gains (losses) | $57,000 | 1,350 |
| Applicable income taxes | $821,000 | 1,098 |
| Income before extraordinary items | $1,732,000 | 1,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,732,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,100 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,693,240 | 1,579 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 1,450 |
| Total interest expense | $3,897,000 | 1,196 |
| Net interest income | $3,206,000 | 1,741 |
| Provision for loan and lease losses | $237,000 | 1,648 |
| Total noninterest income | $2,432,000 | 650 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $300,000 | 1,456 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,132,000 | 488 |
| Total noninterest expense | $4,232,000 | 1,148 |
| Salaries and employee benefits | $2,761,000 | 952 |
| Premises and equipment expense | $380,000 | 1,805 |
| Additional noninterest expense | $1,091,000 | 1,315 |
| Pre-tax net operating income | $1,169,000 | 1,557 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $378,000 | 1,243 |
| Income before extraordinary items | $811,000 | 1,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $811,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $797,400 | 1,757 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,020,000 | 1,479 |
| Total interest expense | $15,653,000 | 1,272 |
| Net interest income | $13,367,000 | 1,691 |
| Provision for loan and lease losses | $905,000 | 1,532 |
| Total noninterest income | $9,932,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,272,000 | 1,405 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,660,000 | 449 |
| Total noninterest expense | $17,474,000 | 1,074 |
| Salaries and employee benefits | $11,131,000 | 888 |
| Premises and equipment expense | $1,524,000 | 1,721 |
| Additional noninterest expense | $4,819,000 | 1,178 |
| Pre-tax net operating income | $4,920,000 | 1,667 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $1,762,000 | 1,254 |
| Income before extraordinary items | $3,155,000 | 1,959 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,155,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,632 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,156,920 | 1,944 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,962,000 | 1,471 |
| Total interest expense | $11,646,000 | 1,285 |
| Net interest income | $10,316,000 | 1,646 |
| Provision for loan and lease losses | $473,000 | 1,646 |
| Total noninterest income | $7,815,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $945,000 | 1,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,870,000 | 438 |
| Total noninterest expense | $13,391,000 | 1,039 |
| Salaries and employee benefits | $8,729,000 | 851 |
| Premises and equipment expense | $1,133,000 | 1,733 |
| Additional noninterest expense | $3,529,000 | 1,171 |
| Pre-tax net operating income | $4,267,000 | 1,583 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,523,000 | 1,211 |
| Income before extraordinary items | $2,744,000 | 1,836 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,744,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,744,000 | 1,823 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,393,000 | 1,517 |
| Total interest expense | $7,600,000 | 1,316 |
| Net interest income | $6,793,000 | 1,692 |
| Provision for loan and lease losses | $370,000 | 1,308 |
| Total noninterest income | $5,231,000 | 621 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $618,000 | 1,438 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,613,000 | 459 |
| Total noninterest expense | $8,897,000 | 1,057 |
| Salaries and employee benefits | $5,828,000 | 869 |
| Premises and equipment expense | $750,000 | 1,763 |
| Additional noninterest expense | $2,319,000 | 1,202 |
| Pre-tax net operating income | $2,757,000 | 1,669 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $976,000 | 1,297 |
| Income before extraordinary items | $1,781,000 | 1,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,781,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,655 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,781,000 | 1,916 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 1,544 |
| Total interest expense | $3,733,000 | 1,331 |
| Net interest income | $3,279,000 | 1,755 |
| Provision for loan and lease losses | $268,000 | 911 |
| Total noninterest income | $2,519,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $303,000 | 1,413 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,216,000 | 463 |
| Total noninterest expense | $4,335,000 | 1,084 |
| Salaries and employee benefits | $2,873,000 | 892 |
| Premises and equipment expense | $356,000 | 1,859 |
| Additional noninterest expense | $1,106,000 | 1,227 |
| Pre-tax net operating income | $1,195,000 | 1,871 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $412,000 | 1,491 |
| Income before extraordinary items | $783,000 | 2,099 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $783,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $783,000 | 2,089 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,333,000 | 1,595 |
| Total interest expense | $11,906,000 | 1,411 |
| Net interest income | $13,427,000 | 1,713 |
| Provision for loan and lease losses | $898,000 | 1,157 |
| Total noninterest income | $9,800,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $928,000 | 1,864 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,872,000 | 448 |
| Total noninterest expense | $17,643,000 | 1,020 |
| Salaries and employee benefits | $11,801,000 | 804 |
| Premises and equipment expense | $1,467,000 | 1,730 |
| Additional noninterest expense | $4,375,000 | 1,222 |
| Pre-tax net operating income | $4,686,000 | 1,998 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,646,000 | 1,535 |
| Income before extraordinary items | $3,040,000 | 2,255 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,040,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,817 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,040,000 | 2,240 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,103,000 | 1,653 |
| Total interest expense | $8,228,000 | 1,486 |
| Net interest income | $9,875,000 | 1,758 |
| Provision for loan and lease losses | $700,000 | 1,050 |
| Total noninterest income | $6,986,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $599,000 | 2,122 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,387,000 | 481 |
| Total noninterest expense | $13,073,000 | 1,042 |
| Salaries and employee benefits | $8,802,000 | 827 |
| Premises and equipment expense | $1,092,000 | 1,742 |
| Additional noninterest expense | $3,179,000 | 1,261 |
| Pre-tax net operating income | $3,088,000 | 2,280 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,026,000 | 1,850 |
| Income before extraordinary items | $2,062,000 | 2,500 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,062,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,215 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,062,000 | 2,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,668,000 | 1,672 |
| Total interest expense | $5,033,000 | 1,546 |
| Net interest income | $6,635,000 | 1,746 |
| Provision for loan and lease losses | $458,000 | 1,050 |
| Total noninterest income | $4,550,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $390,000 | 2,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,160,000 | 484 |
| Total noninterest expense | $8,688,000 | 1,039 |
| Salaries and employee benefits | $5,811,000 | 836 |
| Premises and equipment expense | $725,000 | 1,749 |
| Additional noninterest expense | $2,152,000 | 1,256 |
| Pre-tax net operating income | $2,039,000 | 2,268 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $714,000 | 1,831 |
| Income before extraordinary items | $1,325,000 | 2,584 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,325,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,169 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,325,000 | 2,565 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 1,698 |
| Total interest expense | $2,397,000 | 1,534 |
| Net interest income | $3,214,000 | 1,795 |
| Provision for loan and lease losses | $183,000 | 1,220 |
| Total noninterest income | $2,209,000 | 679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 2,152 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,021,000 | 495 |
| Total noninterest expense | $4,107,000 | 1,101 |
| Salaries and employee benefits | $2,776,000 | 884 |
| Premises and equipment expense | $367,000 | 1,741 |
| Additional noninterest expense | $964,000 | 1,367 |
| Pre-tax net operating income | $1,133,000 | 2,071 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $395,000 | 1,672 |
| Income before extraordinary items | $738,000 | 2,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $738,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,060 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $738,000 | 2,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,876,000 | 1,620 |
| Total interest expense | $8,370,000 | 1,357 |
| Net interest income | $12,506,000 | 1,754 |
| Provision for loan and lease losses | $1,022,000 | 1,026 |
| Total noninterest income | $10,331,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $675,000 | 2,416 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,656,000 | 440 |
| Total noninterest expense | $16,182,000 | 1,053 |
| Salaries and employee benefits | $10,829,000 | 845 |
| Premises and equipment expense | $1,310,000 | 1,836 |
| Additional noninterest expense | $4,043,000 | 1,279 |
| Pre-tax net operating income | $5,633,000 | 1,662 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $2,030,000 | 1,347 |
| Income before extraordinary items | $3,604,000 | 1,905 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,604,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 910 |
| Cash dividends | $85,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,603,360 | 1,883 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,135,000 | 1,636 |
| Total interest expense | $5,927,000 | 1,353 |
| Net interest income | $9,208,000 | 1,773 |
| Provision for loan and lease losses | $1,103,000 | 697 |
| Total noninterest income | $7,777,000 | 616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $499,000 | 2,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,278,000 | 440 |
| Total noninterest expense | $11,879,000 | 1,059 |
| Salaries and employee benefits | $8,047,000 | 846 |
| Premises and equipment expense | $922,000 | 1,948 |
| Additional noninterest expense | $2,910,000 | 1,307 |
| Pre-tax net operating income | $4,003,000 | 1,763 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $1,477,000 | 1,397 |
| Income before extraordinary items | $2,527,000 | 2,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,527,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 990 |
| Cash dividends | $85,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,526,360 | 2,008 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 1,666 |
| Total interest expense | $3,510,000 | 1,430 |
| Net interest income | $6,090,000 | 1,766 |
| Provision for loan and lease losses | $747,000 | 679 |
| Total noninterest income | $4,800,000 | 641 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $313,000 | 2,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,487,000 | 455 |
| Total noninterest expense | $7,684,000 | 1,088 |
| Salaries and employee benefits | $5,150,000 | 865 |
| Premises and equipment expense | $622,000 | 1,919 |
| Additional noninterest expense | $1,912,000 | 1,307 |
| Pre-tax net operating income | $2,459,000 | 1,875 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $914,000 | 1,462 |
| Income before extraordinary items | $1,546,000 | 2,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,546,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,875 |
| Cash dividends | $85,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,545,360 | 2,147 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 1,693 |
| Total interest expense | $1,606,000 | 1,490 |
| Net interest income | $3,024,000 | 1,769 |
| Provision for loan and lease losses | $319,000 | 724 |
| Total noninterest income | $2,476,000 | 614 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $147,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,329,000 | 438 |
| Total noninterest expense | $3,816,000 | 1,091 |
| Salaries and employee benefits | $2,557,000 | 868 |
| Premises and equipment expense | $322,000 | 1,871 |
| Additional noninterest expense | $937,000 | 1,326 |
| Pre-tax net operating income | $1,365,000 | 1,679 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $513,000 | 1,326 |
| Income before extraordinary items | $853,000 | 1,973 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $853,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $85,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $852,360 | 1,939 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,086,000 | 1,784 |
| Total interest expense | $4,429,000 | 1,837 |
| Net interest income | $11,657,000 | 1,733 |
| Provision for loan and lease losses | $808,000 | 1,273 |
| Total noninterest income | $10,559,000 | 582 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $773,000 | 2,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,786,000 | 418 |
| Total noninterest expense | $15,442,000 | 1,043 |
| Salaries and employee benefits | $10,248,000 | 836 |
| Premises and equipment expense | $1,255,000 | 1,833 |
| Additional noninterest expense | $3,939,000 | 1,259 |
| Pre-tax net operating income | $5,966,000 | 1,446 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $2,284,000 | 1,127 |
| Income before extraordinary items | $3,695,000 | 1,730 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,695,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,238 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,686,680 | 1,693 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,548,000 | 1,842 |
| Total interest expense | $3,066,000 | 1,954 |
| Net interest income | $8,482,000 | 1,771 |
| Provision for loan and lease losses | $742,000 | 1,027 |
| Total noninterest income | $8,164,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $596,000 | 2,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,568,000 | 414 |
| Total noninterest expense | $11,629,000 | 1,042 |
| Salaries and employee benefits | $7,761,000 | 830 |
| Premises and equipment expense | $939,000 | 1,847 |
| Additional noninterest expense | $2,929,000 | 1,259 |
| Pre-tax net operating income | $4,275,000 | 1,505 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,635,000 | 1,195 |
| Income before extraordinary items | $2,640,000 | 1,817 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,640,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,062 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,640,000 | 1,768 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,305,000 | 1,915 |
| Total interest expense | $1,939,000 | 2,034 |
| Net interest income | $5,366,000 | 1,861 |
| Provision for loan and lease losses | $396,000 | 1,249 |
| Total noninterest income | $5,362,000 | 584 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $404,000 | 2,134 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,958,000 | 419 |
| Total noninterest expense | $7,608,000 | 1,056 |
| Salaries and employee benefits | $5,109,000 | 842 |
| Premises and equipment expense | $621,000 | 1,840 |
| Additional noninterest expense | $1,878,000 | 1,296 |
| Pre-tax net operating income | $2,724,000 | 1,552 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,045,000 | 1,236 |
| Income before extraordinary items | $1,679,000 | 1,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,679,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,558 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,679,000 | 1,822 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 2,002 |
| Total interest expense | $950,000 | 2,106 |
| Net interest income | $2,553,000 | 1,958 |
| Provision for loan and lease losses | $43,000 | 3,661 |
| Total noninterest income | $2,350,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,145,000 | 462 |
| Total noninterest expense | $3,670,000 | 1,105 |
| Salaries and employee benefits | $2,435,000 | 893 |
| Premises and equipment expense | $303,000 | 1,915 |
| Additional noninterest expense | $932,000 | 1,286 |
| Pre-tax net operating income | $1,190,000 | 1,736 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $460,000 | 1,391 |
| Income before extraordinary items | $730,000 | 2,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $730,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $730,000 | 2,015 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,159,000 | 1,866 |
| Total interest expense | $4,874,000 | 1,835 |
| Net interest income | $10,285,000 | 1,889 |
| Provision for loan and lease losses | $880,000 | 1,350 |
| Total noninterest income | $15,540,000 | 479 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $733,000 | 2,268 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,807,000 | 344 |
| Total noninterest expense | $16,224,000 | 1,011 |
| Salaries and employee benefits | $11,270,000 | 758 |
| Premises and equipment expense | $1,165,000 | 1,954 |
| Additional noninterest expense | $3,789,000 | 1,309 |
| Pre-tax net operating income | $8,721,000 | 965 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,500,000 | 818 |
| Income before extraordinary items | $5,221,000 | 1,230 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,221,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,324 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,221,000 | 1,161 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,547,000 | 1,884 |
| Total interest expense | $3,918,000 | 1,782 |
| Net interest income | $7,629,000 | 1,925 |
| Provision for loan and lease losses | $728,000 | 1,176 |
| Total noninterest income | $12,209,000 | 480 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $521,000 | 2,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,688,000 | 356 |
| Total noninterest expense | $12,215,000 | 1,016 |
| Salaries and employee benefits | $8,613,000 | 758 |
| Premises and equipment expense | $875,000 | 1,955 |
| Additional noninterest expense | $2,727,000 | 1,360 |
| Pre-tax net operating income | $6,895,000 | 959 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,770,000 | 831 |
| Income before extraordinary items | $4,125,000 | 1,207 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,125,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,125,000 | 1,137 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 1,956 |
| Total interest expense | $2,647,000 | 1,818 |
| Net interest income | $4,785,000 | 2,044 |
| Provision for loan and lease losses | $414,000 | 1,356 |
| Total noninterest income | $7,226,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $334,000 | 2,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,892,000 | 382 |
| Total noninterest expense | $7,704,000 | 1,052 |
| Salaries and employee benefits | $5,475,000 | 788 |
| Premises and equipment expense | $576,000 | 1,985 |
| Additional noninterest expense | $1,653,000 | 1,485 |
| Pre-tax net operating income | $3,893,000 | 1,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,568,000 | 955 |
| Income before extraordinary items | $2,325,000 | 1,425 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,325,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,325,000 | 1,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 2,066 |
| Total interest expense | $1,309,000 | 1,885 |
| Net interest income | $2,249,000 | 2,167 |
| Provision for loan and lease losses | $177,000 | 1,507 |
| Total noninterest income | $3,203,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $148,000 | 2,606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,055,000 | 409 |
| Total noninterest expense | $3,711,000 | 1,080 |
| Salaries and employee benefits | $2,561,000 | 840 |
| Premises and equipment expense | $288,000 | 1,974 |
| Additional noninterest expense | $862,000 | 1,398 |
| Pre-tax net operating income | $1,564,000 | 1,365 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $595,000 | 1,193 |
| Income before extraordinary items | $969,000 | 1,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $969,000 | 1,556 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,368,000 | 2,303 |
| Total interest expense | $5,130,000 | 2,189 |
| Net interest income | $8,238,000 | 2,344 |
| Provision for loan and lease losses | $451,000 | 2,570 |
| Total noninterest income | $10,398,000 | 613 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $564,000 | 2,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,834,000 | 444 |
| Total noninterest expense | $12,661,000 | 1,206 |
| Salaries and employee benefits | $8,503,000 | 953 |
| Premises and equipment expense | $1,016,000 | 2,151 |
| Additional noninterest expense | $3,142,000 | 1,507 |
| Pre-tax net operating income | $5,524,000 | 1,495 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,031,000 | 1,278 |
| Income before extraordinary items | $3,493,000 | 1,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,493,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,999 |
| Cash dividends | $95,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,493,000 | 1,666 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,588,000 | 2,924 |
| Total interest expense | $6,265,000 | 2,556 |
| Net interest income | $5,323,000 | 3,267 |
| Provision for loan and lease losses | $1,106,000 | 1,157 |
| Total noninterest income | $9,120,000 | 648 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $480,000 | 2,934 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,640,000 | 457 |
| Total noninterest expense | $10,668,000 | 1,373 |
| Salaries and employee benefits | $7,208,000 | 1,031 |
| Premises and equipment expense | $916,000 | 2,322 |
| Additional noninterest expense | $2,544,000 | 1,802 |
| Pre-tax net operating income | $2,669,000 | 2,534 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $911,000 | 2,224 |
| Income before extraordinary items | $1,758,000 | 2,852 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,758,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,857 |
| Cash dividends | $20,000 | 6,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,758,000 | 2,768 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 4,487 |
| Total interest expense | $3,664,000 | 4,253 |
| Net interest income | $3,519,000 | 4,590 |
| Provision for loan and lease losses | $361,000 | 2,485 |
| Total noninterest income | $2,486,000 | 1,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,143,000 | 1,082 |
| Total noninterest expense | $5,431,000 | 2,512 |
| Salaries and employee benefits | $3,405,000 | 2,096 |
| Premises and equipment expense | $597,000 | 3,291 |
| Additional noninterest expense | $1,429,000 | 2,946 |
| Pre-tax net operating income | $213,000 | 8,316 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $57,000 | 7,132 |
| Income before extraordinary items | $157,000 | 8,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $157,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,693 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $156,270 | 8,378 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 6,442 |
| Total interest expense | $1,657,000 | 6,624 |
| Net interest income | $2,254,000 | 6,173 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $372,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $2,400,000 | 5,020 |
| Salaries and employee benefits | $1,238,000 | 5,045 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $858,000 | 4,553 |
| Pre-tax net operating income | $111,000 | 9,022 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $95,000 | 9,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $95,000 | 9,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,590,000 | 326 |
| Net operating income | $95,000 | 8,970 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 7,162 |
| Total interest expense | $1,400,000 | 7,420 |
| Net interest income | $1,907,000 | 6,839 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $324,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,932,000 | 5,725 |
| Salaries and employee benefits | $1,021,000 | 5,702 |
| Premises and equipment expense | $196,000 | 6,786 |
| Additional noninterest expense | $715,000 | 5,084 |
| Pre-tax net operating income | $299,000 | 8,408 |
| Securities gains (losses) | $-12,000 | 10,213 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $201,000 | 8,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $201,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 10,206 |
| Cash dividends | $94,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $209,400 | 8,472 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 7,800 |
| Total interest expense | $1,213,000 | 8,076 |
| Net interest income | $1,751,000 | 7,427 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $1,567,000 | 6,621 |
| Salaries and employee benefits | $831,000 | 6,629 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $569,000 | 5,996 |
| Pre-tax net operating income | $422,000 | 8,327 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $163,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $274,700 | 8,520 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 7,929 |
| Total interest expense | $1,385,000 | 7,881 |
| Net interest income | $1,668,000 | 7,858 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $291,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $1,447,000 | 7,259 |
| Salaries and employee benefits | $714,000 | 7,433 |
| Premises and equipment expense | $231,000 | 6,516 |
| Additional noninterest expense | $502,000 | 7,041 |
| Pre-tax net operating income | $456,000 | 8,188 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $325,000 | 8,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $325,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,036 |
| Cash dividends | $63,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $324,290 | 8,155 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,936 |
| Total interest expense | $1,411,000 | 7,948 |
| Net interest income | $1,783,000 | 7,808 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,577,000 | 7,040 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $590,000 | 6,596 |
| Pre-tax net operating income | $257,000 | 10,063 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $154,000 | 10,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $154,000 | 10,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,302 |
| Cash dividends | $63,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $174,400 | 10,191 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 7,781 |
| Total interest expense | $1,168,000 | 8,031 |
| Net interest income | $2,017,000 | 7,528 |
| Provision for loan and lease losses | $1,727,000 | 644 |
| Total noninterest income | $310,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,429,000 | 7,825 |
| Salaries and employee benefits | $740,000 | 7,600 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $489,000 | 7,958 |
| Pre-tax net operating income | $-828,000 | 12,433 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-320,000 | 12,443 |
| Income before extraordinary items | $-508,000 | 12,356 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-508,000 | 12,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 1,048 |
| Cash dividends | $64,000 | 7,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-508,000 | 12,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 7,965 |
| Total interest expense | $1,257,000 | 8,050 |
| Net interest income | $1,971,000 | 7,763 |
| Provision for loan and lease losses | $157,000 | 4,532 |
| Total noninterest income | $303,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,389,000 | 8,225 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $728,000 | 7,213 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $282,000 | 6,308 |
| Income before extraordinary items | $482,000 | 7,699 |
| Extraordinary gains, net | $87,000 | 1,703 |
| Net income | $569,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,960 | 7,641 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 8,417 |
| Total interest expense | $1,576,000 | 8,283 |
| Net interest income | $1,762,000 | 8,461 |
| Provision for loan and lease losses | $227,000 | 4,888 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,322,000 | 8,587 |
| Salaries and employee benefits | $612,000 | 8,707 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $484,000 | 8,610 |
| Pre-tax net operating income | $512,000 | 8,321 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,160 | 9,161 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.