Home > First Bank of Georgia > Assets and Liabilities
First Bank of Georgia, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $197,815,000 | 2,293 |
| Cash and due from depository institutions | $1,857,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,739,000 | 4,954 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,115 |
| Net loans & leases | $163,300,000 | 1,733 |
| Loan loss allowance | $1,476,000 | 2,380 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,001,000 | 3,833 |
| Other real estate owned | $460,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,958,000 | 1,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,815,000 | 2,293 |
| Total liabilities | $183,941,000 | 2,227 |
| Total deposits | $135,453,000 | 2,757 |
| Interest-bearing deposits | $104,364,000 | 3,075 |
| Deposits held in domestic offices | $135,453,000 | 2,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,000,000 | 534 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,302,000 | 2,720 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,186,000 | 978 |
| Total equity capital | $13,874,000 | 3,200 |
| Total bank equity capital | $13,874,000 | 3,200 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,052,000 | 3,049 |
| Surplus | $10,695,000 | 1,464 |
| Undivided profits | $2,127,000 | 6,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $305,000 | 6,771 |
| Earning assets | $189,539,000 | 2,213 |
| Long-term assets (5+ years) | $9,439,000 | 4,466 |
| Average Assets, year-to-date | $146,736,600 | 2,904 |
| Average Assets, quarterly | $175,926,500 | 2,510 |
| Volatile liabilities | $70,998,000 | 1,082 |
| Insider loans | $749,000 | 4,312 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $72,248,000 | 80 |
| Unused loan commitments | $8,535,000 | 3,811 |
| Tier 1 (core) risk-based capital | $13,800,000 | 3,084 |
| Tier 2 risk-based capital | $1,425,620 | 2,108 |
| Total risk weighted assets | $113,999,320 | 2,460 |
| Total unused commitments | $8,535,000 | 3,814 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $120,797,000 | 3,719 |
| Cash and due from depository institutions | $7,581,000 | 2,502 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $22,009,000 | 4,977 |
| Federal funds sold & reverse repurchase agreements | $4,680,000 | 2,751 |
| Net loans & leases | $79,860,000 | 3,405 |
| Loan loss allowance | $1,129,000 | 3,156 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,978,000 | 3,818 |
| Other real estate owned | $540,000 | 2,502 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,149,000 | 1,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,797,000 | 3,719 |
| Total liabilities | $111,822,000 | 3,622 |
| Total deposits | $91,926,000 | 4,109 |
| Interest-bearing deposits | $68,014,000 | 4,689 |
| Deposits held in domestic offices | $91,926,000 | 4,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,462 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,400,000 | 1,181 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,496,000 | 2,593 |
| Total equity capital | $8,975,000 | 4,759 |
| Total bank equity capital | $8,975,000 | 4,759 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,052,000 | 3,260 |
| Surplus | $4,195,000 | 3,304 |
| Undivided profits | $3,728,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $530,000 | 4,378 |
| Earning assets | $106,549,000 | 3,857 |
| Long-term assets (5+ years) | $14,241,000 | 3,372 |
| Average Assets, year-to-date | $101,511,000 | 4,196 |
| Average Assets, quarterly | $113,541,000 | 3,885 |
| Volatile liabilities | $35,784,000 | 1,791 |
| Insider loans | $1,152,000 | 3,276 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $37,855,000 | 102 |
| Unused loan commitments | $5,750,000 | 4,755 |
| Tier 1 (core) risk-based capital | $8,812,000 | 4,724 |
| Tier 2 risk-based capital | $935,930 | 3,174 |
| Total risk weighted assets | $74,681,430 | 3,648 |
| Total unused commitments | $5,750,000 | 4,768 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $92,233,000 | 4,738 |
| Cash and due from depository institutions | $3,404,000 | 4,413 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,249,000 | 4,821 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $58,091,000 | 4,404 |
| Loan loss allowance | $1,027,000 | 3,443 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,829,000 | 4,011 |
| Other real estate owned | $808,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,852,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,233,000 | 4,738 |
| Total liabilities | $84,436,000 | 4,666 |
| Total deposits | $78,826,000 | 4,772 |
| Interest-bearing deposits | $55,976,000 | 5,591 |
| Deposits held in domestic offices | $78,826,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,360,000 | 2,065 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,250,000 | 3,023 |
| Total equity capital | $7,797,000 | 5,373 |
| Total bank equity capital | $7,797,000 | 5,373 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,049,000 | 3,420 |
| Surplus | $4,198,000 | 3,306 |
| Undivided profits | $2,550,000 | 6,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $385,000 | 5,976 |
| Earning assets | $82,340,000 | 4,874 |
| Long-term assets (5+ years) | $10,316,000 | 3,967 |
| Average Assets, year-to-date | $76,393,200 | 5,348 |
| Average Assets, quarterly | $86,000,500 | 4,995 |
| Volatile liabilities | $24,621,000 | 2,206 |
| Insider loans | $1,248,000 | 3,186 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,868,000 | 5,063 |
| Tier 1 (core) risk-based capital | $7,534,000 | 5,412 |
| Tier 2 risk-based capital | $772,480 | 3,687 |
| Total risk weighted assets | $61,543,480 | 4,220 |
| Total unused commitments | $4,868,000 | 5,075 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $65,790,000 | 6,187 |
| Cash and due from depository institutions | $3,267,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,719,000 | 7,191 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $42,358,000 | 5,566 |
| Loan loss allowance | $981,000 | 3,670 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,785,000 | 4,039 |
| Other real estate owned | $846,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,815,000 | 2,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,790,000 | 6,187 |
| Total liabilities | $59,096,000 | 6,238 |
| Total deposits | $58,222,000 | 6,081 |
| Interest-bearing deposits | $44,856,000 | 6,580 |
| Deposits held in domestic offices | $58,222,000 | 6,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 3,844 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $294,000 | 7,413 |
| Total equity capital | $6,694,000 | 5,757 |
| Total bank equity capital | $6,694,000 | 5,757 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,049,000 | 3,561 |
| Surplus | $4,198,000 | 3,196 |
| Undivided profits | $1,447,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 7,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $348,000 | 5,849 |
| Earning assets | $57,077,000 | 6,446 |
| Long-term assets (5+ years) | $6,162,000 | 5,454 |
| Average Assets, year-to-date | $66,494,400 | 6,041 |
| Average Assets, quarterly | $65,659,000 | 6,179 |
| Volatile liabilities | $14,535,000 | 3,286 |
| Insider loans | $1,452,000 | 2,767 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,322,000 | 5,331 |
| Tier 1 (core) risk-based capital | $6,737,000 | 5,820 |
| Tier 2 risk-based capital | $628,660 | 4,360 |
| Total risk weighted assets | $49,940,660 | 4,949 |
| Total unused commitments | $4,322,000 | 5,338 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $68,927,000 | 6,150 |
| Cash and due from depository institutions | $2,664,000 | 6,588 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $20,703,000 | 5,978 |
| Federal funds sold & reverse repurchase agreements | $4,064,000 | 3,382 |
| Net loans & leases | $37,643,000 | 5,980 |
| Loan loss allowance | $816,000 | 4,406 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,768,000 | 4,072 |
| Other real estate owned | $1,125,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $960,000 | 6,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,927,000 | 6,150 |
| Total liabilities | $62,772,000 | 6,115 |
| Total deposits | $62,514,000 | 5,922 |
| Interest-bearing deposits | $46,440,000 | 6,688 |
| Deposits held in domestic offices | $62,514,000 | 5,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $258,000 | 8,207 |
| Total equity capital | $6,155,000 | 6,263 |
| Total bank equity capital | $6,155,000 | 6,263 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,039,000 | 3,690 |
| Surplus | $4,158,000 | 3,164 |
| Undivided profits | $958,000 | 9,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 8,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $241,000 | 7,179 |
| Earning assets | $62,610,000 | 6,194 |
| Long-term assets (5+ years) | $7,098,000 | 5,367 |
| Average Assets, year-to-date | $63,542,400 | 6,402 |
| Average Assets, quarterly | $67,013,500 | 6,232 |
| Volatile liabilities | $12,226,000 | 3,539 |
| Insider loans | $3,103,000 | 1,345 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,449,000 | 4,648 |
| Tier 1 (core) risk-based capital | $6,155,000 | 6,182 |
| Tier 2 risk-based capital | $560,590 | 4,767 |
| Total risk weighted assets | $44,591,490 | 5,406 |
| Total unused commitments | $5,449,000 | 4,672 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $60,388,000 | 6,893 |
| Cash and due from depository institutions | $2,783,000 | 6,705 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $15,502,000 | 7,206 |
| Federal funds sold & reverse repurchase agreements | $7,711,000 | 2,147 |
| Net loans & leases | $30,905,000 | 6,907 |
| Loan loss allowance | $620,000 | 5,504 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,712,000 | 4,164 |
| Other real estate owned | $1,091,000 | 6,705 |
| Goodwill and other intangibles | $4,000 | 3,005 |
| All other assets | $680,000 | 8,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,388,000 | 6,893 |
| Total liabilities | $54,825,000 | 6,913 |
| Total deposits | $54,673,000 | 6,743 |
| Interest-bearing deposits | $47,955,000 | 6,706 |
| Deposits held in domestic offices | $54,673,000 | 6,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $152,000 | 11,110 |
| Total equity capital | $5,563,000 | 6,561 |
| Total bank equity capital | $5,563,000 | 6,561 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,039,000 | 3,854 |
| Surplus | $4,158,000 | 3,052 |
| Undivided profits | $366,000 | 11,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $199,000 | 8,694 |
| Earning assets | $54,218,000 | 6,985 |
| Long-term assets (5+ years) | $7,123,000 | 5,377 |
| Average Assets, year-to-date | $53,512,000 | 7,364 |
| Average Assets, quarterly | $57,567,000 | 7,086 |
| Volatile liabilities | $10,324,000 | 4,012 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,911,000 | 5,316 |
| Tier 1 (core) risk-based capital | $5,559,000 | 6,495 |
| Tier 2 risk-based capital | $446,080 | 5,733 |
| Total risk weighted assets | $35,512,580 | 6,487 |
| Total unused commitments | $3,911,000 | 5,346 |
| Derivatives | $0 | 651 |