Home > First Bank of Frederick > Assets and Liabilities
First Bank of Frederick, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $121,630,000 | 3,667 |
| Cash and due from depository institutions | $11,469,000 | 3,815 |
| Interest-bearing balances | $8,024,000 | 786 |
| Securities | $16,996,000 | 5,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $90,139,000 | 3,021 |
| Loan loss allowance | $1,039,000 | 3,220 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,222,000 | 5,376 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $447,000 | 1,916 |
| All other assets | $1,357,000 | 4,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,630,000 | 3,667 |
| Total liabilities | $113,464,000 | 3,541 |
| Total deposits | $110,923,000 | 3,381 |
| Interest-bearing deposits | $95,519,000 | 3,373 |
| Deposits held in domestic offices | $110,923,000 | 3,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,830,000 | 2,051 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $144,000 | 4,691 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $567,000 | 5,327 |
| Total equity capital | $8,166,000 | 5,111 |
| Total bank equity capital | $8,166,000 | 5,111 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,960,000 | 735 |
| Surplus | $1,862,000 | 5,676 |
| Undivided profits | $1,344,000 | 7,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,424,000 | 1,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $491,000 | 4,673 |
| Earning assets | $115,159,000 | 3,582 |
| Long-term assets (5+ years) | $17,845,000 | 3,372 |
| Average Assets, year-to-date | $107,271,200 | 3,896 |
| Average Assets, quarterly | $116,963,000 | 3,723 |
| Volatile liabilities | $21,148,000 | 2,875 |
| Insider loans | $2,640,000 | 1,628 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $119,000 | 1,555 |
| Unused loan commitments | $16,559,000 | 2,583 |
| Tier 1 (core) risk-based capital | $7,684,000 | 5,182 |
| Tier 2 risk-based capital | $1,039,000 | 2,919 |
| Total risk weighted assets | $91,591,900 | 3,055 |
| Total unused commitments | $16,559,000 | 2,588 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $95,492,000 | 4,494 |
| Cash and due from depository institutions | $2,982,000 | 4,118 |
| Interest-bearing balances | $93,000 | 4,987 |
| Securities | $15,962,000 | 5,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $74,032,000 | 3,638 |
| Loan loss allowance | $910,000 | 3,654 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,285,000 | 5,218 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $182,000 | 2,315 |
| All other assets | $1,049,000 | 5,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,492,000 | 4,494 |
| Total liabilities | $87,496,000 | 4,394 |
| Total deposits | $85,000,000 | 4,280 |
| Interest-bearing deposits | $73,055,000 | 4,290 |
| Deposits held in domestic offices | $85,000,000 | 4,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,208,000 | 2,529 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $974,000 | 3,601 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $314,000 | 7,631 |
| Total equity capital | $7,996,000 | 5,198 |
| Total bank equity capital | $7,996,000 | 5,198 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,960,000 | 750 |
| Surplus | $1,613,000 | 6,058 |
| Undivided profits | $1,423,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $435,000 | 5,322 |
| Earning assets | $90,087,000 | 4,409 |
| Long-term assets (5+ years) | $18,263,000 | 2,955 |
| Average Assets, year-to-date | $93,205,800 | 4,411 |
| Average Assets, quarterly | $95,644,000 | 4,441 |
| Volatile liabilities | $18,800,000 | 3,156 |
| Insider loans | $2,484,000 | 1,693 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $176,000 | 1,343 |
| Unused loan commitments | $13,031,000 | 2,861 |
| Tier 1 (core) risk-based capital | $7,806,000 | 5,148 |
| Tier 2 risk-based capital | $910,000 | 3,200 |
| Total risk weighted assets | $77,322,500 | 3,519 |
| Total unused commitments | $13,031,000 | 2,865 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $90,101,000 | 4,836 |
| Cash and due from depository institutions | $3,465,000 | 5,025 |
| Interest-bearing balances | $366,000 | 3,377 |
| Securities | $18,395,000 | 5,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $65,896,000 | 4,054 |
| Loan loss allowance | $819,000 | 4,143 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $871,000 | 6,467 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $264,000 | 2,007 |
| All other assets | $1,210,000 | 5,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,101,000 | 4,836 |
| Total liabilities | $82,846,000 | 4,731 |
| Total deposits | $76,262,000 | 4,841 |
| Interest-bearing deposits | $61,215,000 | 5,104 |
| Deposits held in domestic offices | $76,262,000 | 4,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,587 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,823,000 | 1,704 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $518,000 | 5,815 |
| Total equity capital | $7,255,000 | 5,654 |
| Total bank equity capital | $7,255,000 | 5,654 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,960,000 | 793 |
| Surplus | $1,613,000 | 6,193 |
| Undivided profits | $682,000 | 9,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $368,000 | 6,011 |
| Earning assets | $84,657,000 | 4,758 |
| Long-term assets (5+ years) | $13,837,000 | 3,447 |
| Average Assets, year-to-date | $84,681,400 | 4,905 |
| Average Assets, quarterly | $88,686,000 | 4,858 |
| Volatile liabilities | $15,799,000 | 3,484 |
| Insider loans | $3,130,000 | 1,376 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $330,000 | 1,089 |
| Unused loan commitments | $7,724,000 | 3,989 |
| Tier 1 (core) risk-based capital | $7,123,000 | 5,627 |
| Tier 2 risk-based capital | $819,000 | 3,568 |
| Total risk weighted assets | $68,851,300 | 3,904 |
| Total unused commitments | $7,724,000 | 4,002 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $78,971,000 | 5,409 |
| Cash and due from depository institutions | $7,797,000 | 4,916 |
| Interest-bearing balances | $6,087,000 | 799 |
| Securities | $15,812,000 | 6,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $52,451,000 | 4,810 |
| Loan loss allowance | $738,000 | 4,540 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,367,000 | 4,965 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $345,000 | 1,750 |
| All other assets | $1,199,000 | 5,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,971,000 | 5,409 |
| Total liabilities | $72,437,000 | 5,316 |
| Total deposits | $71,325,000 | 5,167 |
| Interest-bearing deposits | $60,482,000 | 5,257 |
| Deposits held in domestic offices | $71,325,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $545,000 | 3,026 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $75,000 | 4,518 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $492,000 | 6,284 |
| Total equity capital | $6,534,000 | 6,161 |
| Total bank equity capital | $6,534,000 | 6,161 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,930,000 | 799 |
| Surplus | $1,507,000 | 6,485 |
| Undivided profits | $97,000 | 11,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 3,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $363,000 | 6,259 |
| Earning assets | $74,350,000 | 5,295 |
| Long-term assets (5+ years) | $6,779,000 | 5,016 |
| Average Assets, year-to-date | $75,123,000 | 5,424 |
| Average Assets, quarterly | $78,501,000 | 5,380 |
| Volatile liabilities | $7,781,000 | 5,397 |
| Insider loans | $2,722,000 | 1,598 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,098,000 | 787 |
| Unused loan commitments | $6,943,000 | 4,131 |
| Tier 1 (core) risk-based capital | $6,308,000 | 6,186 |
| Tier 2 risk-based capital | $682,980 | 4,117 |
| Total risk weighted assets | $54,582,980 | 4,682 |
| Total unused commitments | $6,943,000 | 4,145 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $73,375,000 | 5,696 |
| Cash and due from depository institutions | $5,702,000 | 5,348 |
| Interest-bearing balances | $3,642,000 | 988 |
| Securities | $18,818,000 | 6,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $46,313,000 | 5,201 |
| Loan loss allowance | $533,000 | 5,921 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $932,000 | 6,342 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $427,000 | 1,535 |
| All other assets | $1,183,000 | 5,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,375,000 | 5,696 |
| Total liabilities | $67,638,000 | 5,623 |
| Total deposits | $59,191,000 | 5,987 |
| Interest-bearing deposits | $51,211,000 | 5,964 |
| Deposits held in domestic offices | $59,191,000 | 5,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $994,000 | 3,408 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,280,000 | 1,461 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $173,000 | 9,535 |
| Total equity capital | $5,737,000 | 6,473 |
| Total bank equity capital | $5,737,000 | 6,473 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,681,000 | 837 |
| Surplus | $1,654,000 | 6,247 |
| Undivided profits | $-598,000 | 12,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $297,000 | 6,621 |
| Earning assets | $68,773,000 | 5,608 |
| Long-term assets (5+ years) | $4,766,000 | 6,141 |
| Average Assets, year-to-date | $66,892,600 | 6,012 |
| Average Assets, quarterly | $69,908,000 | 5,896 |
| Volatile liabilities | $12,097,000 | 3,786 |
| Insider loans | $3,531,000 | 1,185 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,140,000 | 8,843 |
| Tier 1 (core) risk-based capital | $5,736,000 | 6,572 |
| Tier 2 risk-based capital | $533,000 | 5,012 |
| Total risk weighted assets | $48,755,400 | 5,055 |
| Total unused commitments | $1,140,000 | 8,853 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $65,167,000 | 6,409 |
| Cash and due from depository institutions | $2,501,000 | 5,698 |
| Interest-bearing balances | $96,000 | 6,763 |
| Securities | $21,111,000 | 5,896 |
| Federal funds sold & reverse repurchase agreements | $2,190,000 | 5,465 |
| Net loans & leases | $37,214,000 | 6,029 |
| Loan loss allowance | $447,000 | 6,884 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $934,000 | 6,403 |
| Other real estate owned | $0 | 5,698 |
| Goodwill and other intangibles | $508,000 | 1,354 |
| All other assets | $709,000 | 7,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,167,000 | 6,409 |
| Total liabilities | $59,326,000 | 6,394 |
| Total deposits | $58,774,000 | 6,244 |
| Interest-bearing deposits | $51,632,000 | 6,185 |
| Deposits held in domestic offices | $58,774,000 | 6,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $349,000 | 3,438 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $203,000 | 9,212 |
| Total equity capital | $5,841,000 | 6,514 |
| Total bank equity capital | $5,841,000 | 6,514 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,458,000 | 864 |
| Surplus | $1,877,000 | 5,859 |
| Undivided profits | $-494,000 | 12,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 4,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $206,000 | 7,973 |
| Earning assets | $60,611,000 | 6,348 |
| Long-term assets (5+ years) | $2,275,000 | 8,478 |
| Average Assets, year-to-date | $49,282,000 | 7,669 |
| Average Assets, quarterly | $63,686,000 | 6,465 |
| Volatile liabilities | $2,640,000 | 8,840 |
| Insider loans | $3,675,000 | 1,128 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,676,000 | 6,737 |
| Tier 1 (core) risk-based capital | $5,333,000 | 6,854 |
| Tier 2 risk-based capital | $447,000 | 5,774 |
| Total risk weighted assets | $38,635,300 | 6,057 |
| Total unused commitments | $2,676,000 | 6,759 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $39,475,000 | 9,067 |
| Cash and due from depository institutions | $2,072,000 | 9,428 |
| Interest-bearing balances | $95,000 | 7,369 |
| Securities | $6,843,000 | 10,609 |
| Federal funds sold & reverse repurchase agreements | $5,271,000 | 3,095 |
| Net loans & leases | $24,045,000 | 8,095 |
| Loan loss allowance | $250,000 | 9,586 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $823,000 | 7,011 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $154,000 | 1,998 |
| All other assets | $267,000 | 12,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,475,000 | 9,067 |
| Total liabilities | $33,644,000 | 9,382 |
| Total deposits | $33,309,000 | 9,275 |
| Interest-bearing deposits | $29,952,000 | 9,050 |
| Deposits held in domestic offices | $33,309,000 | 9,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $206,000 | 3,414 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $129,000 | 11,641 |
| Total equity capital | $5,831,000 | 6,311 |
| Total bank equity capital | $5,831,000 | 6,311 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,458,000 | 865 |
| Surplus | $1,877,000 | 5,776 |
| Undivided profits | $-504,000 | 13,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 12,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $36,254,000 | 9,011 |
| Long-term assets (5+ years) | $449,000 | 11,073 |
| Average Assets, year-to-date | $32,228,800 | 9,933 |
| Average Assets, quarterly | $38,419,500 | 9,147 |
| Volatile liabilities | $2,623,000 | 9,055 |
| Insider loans | $2,000 | 9,365 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,146,000 | 8,812 |
| Tier 1 (core) risk-based capital | $5,677,000 | 6,358 |
| Tier 2 risk-based capital | $250,000 | 8,418 |
| Total risk weighted assets | $26,558,500 | 7,954 |
| Total unused commitments | $1,146,000 | 8,840 |
| Derivatives | $0 | 651 |