Home > First Bank of Florida > Income and Expense
First Bank of Florida, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $121,519,000 | 344 |
| Total interest expense | $76,328,000 | 281 |
| Net interest income | $45,191,000 | 438 |
| Provision for loan and lease losses | $3,471,000 | 397 |
| Total noninterest income | $8,945,000 | 621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $696,000 | 95 |
| Additional Noninterest Income | $8,249,000 | 464 |
| Total noninterest expense | $35,224,000 | 451 |
| Salaries and employee benefits | $18,007,000 | 394 |
| Premises and equipment expense | $7,233,000 | 318 |
| Additional noninterest expense | $9,984,000 | 591 |
| Pre-tax net operating income | $15,441,000 | 561 |
| Securities gains (losses) | $1,785,000 | 205 |
| Applicable income taxes | $6,735,000 | 491 |
| Income before extraordinary items | $10,491,000 | 576 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,491,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,920,000 | 219 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,348,600 | 607 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $106,621,000 | 405 |
| Total interest expense | $64,238,000 | 352 |
| Net interest income | $42,383,000 | 492 |
| Provision for loan and lease losses | $15,941,000 | 157 |
| Total noninterest income | $6,247,000 | 824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,247,000 | 559 |
| Total noninterest expense | $36,738,000 | 489 |
| Salaries and employee benefits | $14,595,000 | 493 |
| Premises and equipment expense | $5,290,000 | 448 |
| Additional noninterest expense | $16,853,000 | 461 |
| Pre-tax net operating income | $-4,049,000 | 11,437 |
| Securities gains (losses) | $4,668,000 | 85 |
| Applicable income taxes | $294,000 | 5,902 |
| Income before extraordinary items | $325,000 | 8,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $325,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,877,000 | 207 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,662,520 | 11,405 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $85,522,000 | 508 |
| Total interest expense | $52,902,000 | 422 |
| Net interest income | $32,620,000 | 628 |
| Provision for loan and lease losses | $893,000 | 1,042 |
| Total noninterest income | $5,568,000 | 891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $192,000 | 246 |
| Additional Noninterest Income | $5,376,000 | 638 |
| Total noninterest expense | $23,857,000 | 686 |
| Salaries and employee benefits | $11,456,000 | 611 |
| Premises and equipment expense | $3,995,000 | 589 |
| Additional noninterest expense | $8,406,000 | 766 |
| Pre-tax net operating income | $13,438,000 | 649 |
| Securities gains (losses) | $-1,289,000 | 11,881 |
| Applicable income taxes | $4,859,000 | 618 |
| Income before extraordinary items | $7,290,000 | 787 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,290,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,131 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $8,114,960 | 704 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $62,621,000 | 575 |
| Total interest expense | $34,541,000 | 488 |
| Net interest income | $28,080,000 | 707 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $4,830,000 | 949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-213,000 | 4,895 |
| Additional Noninterest Income | $5,043,000 | 645 |
| Total noninterest expense | $25,650,000 | 665 |
| Salaries and employee benefits | $14,166,000 | 521 |
| Premises and equipment expense | $4,365,000 | 545 |
| Additional noninterest expense | $7,119,000 | 897 |
| Pre-tax net operating income | $7,150,000 | 1,058 |
| Securities gains (losses) | $251,000 | 429 |
| Applicable income taxes | $2,664,000 | 964 |
| Income before extraordinary items | $4,737,000 | 1,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,737,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,956,000 | 207 |
| Net operating income | $4,576,360 | 1,116 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $50,839,000 | 683 |
| Total interest expense | $27,837,000 | 557 |
| Net interest income | $23,002,000 | 817 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $5,402,000 | 926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,402,000 | 635 |
| Total noninterest expense | $21,888,000 | 773 |
| Salaries and employee benefits | $10,262,000 | 694 |
| Premises and equipment expense | $3,980,000 | 602 |
| Additional noninterest expense | $7,646,000 | 923 |
| Pre-tax net operating income | $6,405,000 | 1,092 |
| Securities gains (losses) | $859,000 | 602 |
| Applicable income taxes | $2,282,000 | 1,078 |
| Income before extraordinary items | $4,982,000 | 1,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,982,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,924 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $21,402,000 | 69 |
| Net operating income | $4,389,290 | 1,093 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $58,705,000 | 677 |
| Total interest expense | $34,914,000 | 587 |
| Net interest income | $23,791,000 | 816 |
| Provision for loan and lease losses | $475,000 | 3,113 |
| Total noninterest income | $6,782,000 | 780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,782,000 | 548 |
| Total noninterest expense | $21,051,000 | 806 |
| Salaries and employee benefits | $9,402,000 | 742 |
| Premises and equipment expense | $3,738,000 | 662 |
| Additional noninterest expense | $7,911,000 | 919 |
| Pre-tax net operating income | $9,047,000 | 711 |
| Securities gains (losses) | $2,634,000 | 332 |
| Applicable income taxes | $4,695,000 | 507 |
| Income before extraordinary items | $6,986,000 | 677 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,986,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 1,979 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,300,240 | 824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.