Home > First Bank of East Tennessee > Income and Expense
First Bank of East Tennessee, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 4,321 |
| Total interest expense | $3,617,000 | 4,007 |
| Net interest income | $3,542,000 | 4,555 |
| Provision for loan and lease losses | $1,857,000 | 611 |
| Total noninterest income | $247,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $3,345,000 | 3,749 |
| Salaries and employee benefits | $1,025,000 | 5,684 |
| Premises and equipment expense | $380,000 | 4,596 |
| Additional noninterest expense | $1,940,000 | 2,162 |
| Pre-tax net operating income | $-1,413,000 | 10,389 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,256,000 | 10,434 |
| Income before extraordinary items | $-157,000 | 10,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-157,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,236,000 | 643 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-157,000 | 9,980 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 7,215 |
| Total interest expense | $1,844,000 | 6,580 |
| Net interest income | $1,603,000 | 7,770 |
| Provision for loan and lease losses | $228,000 | 3,172 |
| Total noninterest income | $178,000 | 8,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $1,414,000 | 7,002 |
| Salaries and employee benefits | $545,000 | 8,284 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $720,000 | 5,112 |
| Pre-tax net operating income | $139,000 | 9,903 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $74,000 | 10,116 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $74,000 | 10,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,865 |
| Cash dividends | $5,000,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $64,400 | 10,131 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 5,032 |
| Total interest expense | $3,146,000 | 4,579 |
| Net interest income | $3,098,000 | 5,314 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $302,000 | 6,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $2,474,000 | 5,053 |
| Salaries and employee benefits | $1,010,000 | 5,942 |
| Premises and equipment expense | $310,000 | 5,456 |
| Additional noninterest expense | $1,154,000 | 3,907 |
| Pre-tax net operating income | $926,000 | 6,001 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $303,000 | 5,793 |
| Income before extraordinary items | $632,000 | 6,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $632,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $322,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 837 |
| Net operating income | $625,880 | 6,064 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 5,105 |
| Total interest expense | $3,182,000 | 4,506 |
| Net interest income | $2,956,000 | 5,565 |
| Provision for loan and lease losses | $-60,000 | 11,625 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $1,964,000 | 6,068 |
| Salaries and employee benefits | $938,000 | 6,359 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $744,000 | 5,566 |
| Pre-tax net operating income | $1,266,000 | 5,064 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $429,000 | 4,704 |
| Income before extraordinary items | $839,000 | 5,263 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $839,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 679 |
| Net operating income | $837,680 | 5,252 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 5,207 |
| Total interest expense | $2,424,000 | 4,782 |
| Net interest income | $3,115,000 | 5,448 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $1,766,000 | 6,777 |
| Salaries and employee benefits | $879,000 | 6,753 |
| Premises and equipment expense | $256,000 | 6,422 |
| Additional noninterest expense | $631,000 | 6,809 |
| Pre-tax net operating income | $1,642,000 | 4,076 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $588,000 | 3,571 |
| Income before extraordinary items | $1,058,000 | 4,312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,058,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $317,000 | 4,320 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 950 |
| Net operating income | $1,055,440 | 4,390 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 5,313 |
| Total interest expense | $2,609,000 | 4,636 |
| Net interest income | $2,922,000 | 5,767 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,627,000 | 7,420 |
| Salaries and employee benefits | $761,000 | 7,566 |
| Premises and equipment expense | $282,000 | 6,153 |
| Additional noninterest expense | $584,000 | 7,479 |
| Pre-tax net operating income | $1,457,000 | 4,441 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $553,000 | 3,832 |
| Income before extraordinary items | $904,000 | 5,076 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $904,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $235,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,028 |
| Net operating income | $904,000 | 4,854 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 5,517 |
| Total interest expense | $3,183,000 | 4,911 |
| Net interest income | $2,792,000 | 6,063 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $172,000 | 9,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,380,000 | 8,372 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $544,000 | 8,044 |
| Pre-tax net operating income | $1,584,000 | 3,850 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $583,000 | 3,512 |
| Income before extraordinary items | $1,001,000 | 4,502 |
| Extraordinary gains, net | $147,000 | 573 |
| Net income | $1,148,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 13,426 |
| Cash dividends | $218,000 | 4,822 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 947 |
| Net operating income | $1,001,000 | 4,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.