Home > First Bank of Charleston, Inc. > Income and Expense
First Bank of Charleston, Inc., Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 3,016 |
| Total interest expense | $1,160,000 | 2,214 |
| Net interest income | $4,538,000 | 3,172 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $306,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $94,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,771 |
| Total noninterest expense | $3,100,000 | 3,432 |
| Salaries and employee benefits | $1,537,000 | 3,648 |
| Premises and equipment expense | $434,000 | 2,927 |
| Additional noninterest expense | $1,129,000 | 3,173 |
| Pre-tax net operating income | $1,474,000 | 3,221 |
| Securities gains (losses) | $-9,000 | 4,747 |
| Applicable income taxes | $434,000 | 1,922 |
| Income before extraordinary items | $1,031,000 | 3,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,031,000 | 3,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,031,000 | 3,527 |
| Net charge-offs | $-56,000 | 4,965 |
| Cash dividends | $621,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 336 |
| Net operating income | $1,038,110 | 3,522 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 3,014 |
| Total interest expense | $749,000 | 2,181 |
| Net interest income | $3,062,000 | 3,155 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $207,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $65,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,794 |
| Total noninterest expense | $2,101,000 | 3,414 |
| Salaries and employee benefits | $1,050,000 | 3,615 |
| Premises and equipment expense | $293,000 | 2,911 |
| Additional noninterest expense | $758,000 | 3,161 |
| Pre-tax net operating income | $988,000 | 3,174 |
| Securities gains (losses) | $-9,000 | 4,976 |
| Applicable income taxes | $293,000 | 1,888 |
| Income before extraordinary items | $686,000 | 3,533 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $686,000 | 3,532 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $686,000 | 3,532 |
| Net charge-offs | $-81,000 | 5,147 |
| Cash dividends | $413,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 494 |
| Net operating income | $693,110 | 3,519 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 2,999 |
| Total interest expense | $351,000 | 2,204 |
| Net interest income | $1,575,000 | 3,115 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $104,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $33,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,804 |
| Total noninterest expense | $1,038,000 | 3,477 |
| Salaries and employee benefits | $531,000 | 3,643 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $352,000 | 3,334 |
| Pre-tax net operating income | $551,000 | 2,958 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $162,000 | 1,767 |
| Income before extraordinary items | $389,000 | 3,293 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $389,000 | 3,293 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $389,000 | 3,293 |
| Net charge-offs | $-61,000 | 5,288 |
| Cash dividends | $206,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 394 |
| Net operating income | $389,000 | 3,290 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 2,957 |
| Total interest expense | $1,328,000 | 2,104 |
| Net interest income | $6,326,000 | 3,079 |
| Provision for loan and lease losses | $1,185,000 | 795 |
| Total noninterest income | $412,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $144,000 | 3,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,911 |
| Total noninterest expense | $3,846,000 | 3,634 |
| Salaries and employee benefits | $2,002,000 | 3,751 |
| Premises and equipment expense | $583,000 | 2,976 |
| Additional noninterest expense | $1,261,000 | 3,566 |
| Pre-tax net operating income | $1,707,000 | 3,363 |
| Securities gains (losses) | $-27,000 | 5,211 |
| Applicable income taxes | $574,000 | 2,318 |
| Income before extraordinary items | $1,106,000 | 3,584 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,106,000 | 3,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,106,000 | 3,584 |
| Net charge-offs | $1,285,000 | 572 |
| Cash dividends | $824,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 451 |
| Net operating income | $1,123,820 | 3,550 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 2,958 |
| Total interest expense | $972,000 | 2,121 |
| Net interest income | $4,819,000 | 3,075 |
| Provision for loan and lease losses | $635,000 | 990 |
| Total noninterest income | $331,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $109,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 3,853 |
| Total noninterest expense | $2,901,000 | 3,624 |
| Salaries and employee benefits | $1,514,000 | 3,748 |
| Premises and equipment expense | $439,000 | 2,998 |
| Additional noninterest expense | $948,000 | 3,578 |
| Pre-tax net operating income | $1,614,000 | 3,045 |
| Securities gains (losses) | $-3,000 | 5,250 |
| Applicable income taxes | $666,000 | 1,824 |
| Income before extraordinary items | $945,000 | 3,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $945,000 | 3,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $945,000 | 3,635 |
| Net charge-offs | $408,000 | 923 |
| Cash dividends | $616,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 387 |
| Net operating income | $946,920 | 3,607 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 2,934 |
| Total interest expense | $632,000 | 2,128 |
| Net interest income | $3,249,000 | 3,044 |
| Provision for loan and lease losses | $230,000 | 1,457 |
| Total noninterest income | $218,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $75,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,917 |
| Total noninterest expense | $1,898,000 | 3,676 |
| Salaries and employee benefits | $1,017,000 | 3,746 |
| Premises and equipment expense | $301,000 | 2,948 |
| Additional noninterest expense | $580,000 | 3,767 |
| Pre-tax net operating income | $1,339,000 | 2,672 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $546,000 | 1,613 |
| Income before extraordinary items | $793,000 | 3,182 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $793,000 | 3,181 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $793,000 | 3,182 |
| Net charge-offs | $442,000 | 625 |
| Cash dividends | $411,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 314 |
| Net operating income | $793,000 | 3,166 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 2,972 |
| Total interest expense | $306,000 | 2,134 |
| Net interest income | $1,600,000 | 3,079 |
| Provision for loan and lease losses | $140,000 | 1,221 |
| Total noninterest income | $117,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,778 |
| Total noninterest expense | $968,000 | 3,678 |
| Salaries and employee benefits | $527,000 | 3,741 |
| Premises and equipment expense | $149,000 | 3,005 |
| Additional noninterest expense | $292,000 | 3,777 |
| Pre-tax net operating income | $609,000 | 2,777 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $252,000 | 1,656 |
| Income before extraordinary items | $357,000 | 3,324 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $357,000 | 3,323 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $357,000 | 3,324 |
| Net charge-offs | $413,000 | 384 |
| Cash dividends | $205,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $357,000 | 3,302 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 2,869 |
| Total interest expense | $1,132,000 | 2,231 |
| Net interest income | $6,780,000 | 2,950 |
| Provision for loan and lease losses | $550,000 | 1,384 |
| Total noninterest income | $338,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $152,000 | 3,961 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $186,000 | 4,425 |
| Total noninterest expense | $3,977,000 | 3,661 |
| Salaries and employee benefits | $2,210,000 | 3,634 |
| Premises and equipment expense | $552,000 | 3,171 |
| Additional noninterest expense | $1,215,000 | 3,788 |
| Pre-tax net operating income | $2,591,000 | 2,616 |
| Securities gains (losses) | $-4,000 | 5,580 |
| Applicable income taxes | $1,052,000 | 1,590 |
| Income before extraordinary items | $1,535,000 | 3,249 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,535,000 | 3,249 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,535,000 | 3,249 |
| Net charge-offs | $1,244,000 | 556 |
| Cash dividends | $626,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $-3,345,000 | 5,894 |
| Net operating income | $1,537,560 | 3,194 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 2,893 |
| Total interest expense | $842,000 | 2,237 |
| Net interest income | $5,044,000 | 2,979 |
| Provision for loan and lease losses | $250,000 | 1,802 |
| Total noninterest income | $253,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $112,000 | 4,010 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $141,000 | 4,469 |
| Total noninterest expense | $3,040,000 | 3,625 |
| Salaries and employee benefits | $1,686,000 | 3,605 |
| Premises and equipment expense | $402,000 | 3,257 |
| Additional noninterest expense | $952,000 | 3,718 |
| Pre-tax net operating income | $2,007,000 | 2,615 |
| Securities gains (losses) | $-4,000 | 5,742 |
| Applicable income taxes | $819,000 | 1,600 |
| Income before extraordinary items | $1,184,000 | 3,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,184,000 | 3,227 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,184,000 | 3,228 |
| Net charge-offs | $1,241,000 | 410 |
| Cash dividends | $471,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $-3,345,000 | 5,964 |
| Net operating income | $1,186,560 | 3,170 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 2,904 |
| Total interest expense | $554,000 | 2,263 |
| Net interest income | $3,368,000 | 2,991 |
| Provision for loan and lease losses | $225,000 | 1,514 |
| Total noninterest income | $194,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $72,000 | 4,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,229 |
| Total noninterest expense | $2,048,000 | 3,635 |
| Salaries and employee benefits | $1,137,000 | 3,620 |
| Premises and equipment expense | $279,000 | 3,191 |
| Additional noninterest expense | $632,000 | 3,741 |
| Pre-tax net operating income | $1,289,000 | 2,640 |
| Securities gains (losses) | $-4,000 | 5,836 |
| Applicable income taxes | $526,000 | 1,615 |
| Income before extraordinary items | $759,000 | 3,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $759,000 | 3,281 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $759,000 | 3,281 |
| Net charge-offs | $1,139,000 | 323 |
| Cash dividends | $318,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $-3,345,000 | 6,041 |
| Net operating income | $761,560 | 3,213 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,897 |
| Total interest expense | $269,000 | 2,321 |
| Net interest income | $1,696,000 | 2,971 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $94,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $60,000 | 4,216 |
| Total noninterest expense | $1,030,000 | 3,644 |
| Salaries and employee benefits | $574,000 | 3,622 |
| Premises and equipment expense | $143,000 | 3,167 |
| Additional noninterest expense | $313,000 | 3,778 |
| Pre-tax net operating income | $535,000 | 2,921 |
| Securities gains (losses) | $-4,000 | 5,921 |
| Applicable income taxes | $220,000 | 1,754 |
| Income before extraordinary items | $311,000 | 3,564 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $311,000 | 3,560 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $311,000 | 3,562 |
| Net charge-offs | $830,000 | 246 |
| Cash dividends | $163,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $-3,345,000 | 6,110 |
| Net operating income | $313,560 | 3,500 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,174,000 | 2,797 |
| Total interest expense | $1,011,000 | 2,400 |
| Net interest income | $7,163,000 | 2,814 |
| Provision for loan and lease losses | $3,315,000 | 292 |
| Total noninterest income | $470,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $168,000 | 3,977 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $302,000 | 3,972 |
| Total noninterest expense | $3,856,000 | 3,795 |
| Salaries and employee benefits | $2,220,000 | 3,684 |
| Premises and equipment expense | $538,000 | 3,334 |
| Additional noninterest expense | $1,098,000 | 4,104 |
| Pre-tax net operating income | $462,000 | 4,998 |
| Securities gains (losses) | $850,000 | 240 |
| Applicable income taxes | $637,000 | 2,010 |
| Income before extraordinary items | $675,000 | 4,460 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $675,000 | 4,460 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $675,000 | 4,460 |
| Net charge-offs | $4,386,000 | 208 |
| Cash dividends | $647,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $131,000 | 5,587 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 2,803 |
| Total interest expense | $751,000 | 2,438 |
| Net interest income | $5,398,000 | 2,823 |
| Provision for loan and lease losses | $2,690,000 | 265 |
| Total noninterest income | $374,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $131,000 | 3,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,905 |
| Total noninterest expense | $2,801,000 | 3,877 |
| Salaries and employee benefits | $1,621,000 | 3,758 |
| Premises and equipment expense | $409,000 | 3,350 |
| Additional noninterest expense | $771,000 | 4,269 |
| Pre-tax net operating income | $281,000 | 5,259 |
| Securities gains (losses) | $850,000 | 209 |
| Applicable income taxes | $798,000 | 1,586 |
| Income before extraordinary items | $333,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 5,030 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $333,000 | 5,032 |
| Net charge-offs | $3,877,000 | 171 |
| Cash dividends | $485,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-211,000 | 6,097 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 2,789 |
| Total interest expense | $499,000 | 2,468 |
| Net interest income | $3,639,000 | 2,808 |
| Provision for loan and lease losses | $750,000 | 537 |
| Total noninterest income | $259,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $90,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 3,882 |
| Total noninterest expense | $1,856,000 | 3,930 |
| Salaries and employee benefits | $1,052,000 | 3,845 |
| Premises and equipment expense | $279,000 | 3,314 |
| Additional noninterest expense | $525,000 | 4,250 |
| Pre-tax net operating income | $1,292,000 | 2,601 |
| Securities gains (losses) | $850,000 | 167 |
| Applicable income taxes | $899,000 | 1,103 |
| Income before extraordinary items | $1,243,000 | 2,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,243,000 | 2,387 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,243,000 | 2,387 |
| Net charge-offs | $2,633,000 | 179 |
| Cash dividends | $324,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $699,000 | 3,352 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 2,774 |
| Total interest expense | $246,000 | 2,508 |
| Net interest income | $1,838,000 | 2,781 |
| Provision for loan and lease losses | $450,000 | 443 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $894,000 | 4,060 |
| Salaries and employee benefits | $520,000 | 3,892 |
| Premises and equipment expense | $144,000 | 3,285 |
| Additional noninterest expense | $230,000 | 4,534 |
| Pre-tax net operating income | $627,000 | 2,607 |
| Securities gains (losses) | $850,000 | 100 |
| Applicable income taxes | $609,000 | 888 |
| Income before extraordinary items | $868,000 | 1,806 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $868,000 | 1,808 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $868,000 | 1,808 |
| Net charge-offs | $2,095,000 | 128 |
| Cash dividends | $162,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $324,000 | 3,419 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 2,829 |
| Total interest expense | $1,051,000 | 2,503 |
| Net interest income | $7,170,000 | 2,839 |
| Provision for loan and lease losses | $1,000,000 | 868 |
| Total noninterest income | $583,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $178,000 | 4,115 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $405,000 | 3,582 |
| Total noninterest expense | $3,770,000 | 3,960 |
| Salaries and employee benefits | $2,074,000 | 3,913 |
| Premises and equipment expense | $615,000 | 3,170 |
| Additional noninterest expense | $1,081,000 | 4,276 |
| Pre-tax net operating income | $2,983,000 | 2,287 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,219,000 | 1,348 |
| Income before extraordinary items | $1,764,000 | 2,927 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,764,000 | 2,926 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,764,000 | 2,927 |
| Net charge-offs | $130,000 | 2,926 |
| Cash dividends | $884,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,764,000 | 2,886 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 2,853 |
| Total interest expense | $797,000 | 2,526 |
| Net interest income | $5,377,000 | 2,864 |
| Provision for loan and lease losses | $550,000 | 1,057 |
| Total noninterest income | $462,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $130,000 | 4,207 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $332,000 | 3,490 |
| Total noninterest expense | $2,808,000 | 3,997 |
| Salaries and employee benefits | $1,521,000 | 3,966 |
| Premises and equipment expense | $514,000 | 2,988 |
| Additional noninterest expense | $773,000 | 4,412 |
| Pre-tax net operating income | $2,481,000 | 2,159 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,007,000 | 1,308 |
| Income before extraordinary items | $1,474,000 | 2,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,474,000 | 2,762 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,474,000 | 2,762 |
| Net charge-offs | $59,000 | 3,132 |
| Cash dividends | $721,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,474,000 | 2,723 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 2,883 |
| Total interest expense | $532,000 | 2,534 |
| Net interest income | $3,549,000 | 2,893 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $317,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $84,000 | 4,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $233,000 | 3,404 |
| Total noninterest expense | $1,849,000 | 4,047 |
| Salaries and employee benefits | $970,000 | 4,072 |
| Premises and equipment expense | $354,000 | 2,938 |
| Additional noninterest expense | $525,000 | 4,382 |
| Pre-tax net operating income | $1,717,000 | 2,041 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $699,000 | 1,257 |
| Income before extraordinary items | $1,018,000 | 2,613 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,018,000 | 2,617 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,018,000 | 2,617 |
| Net charge-offs | $89,000 | 2,290 |
| Cash dividends | $569,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,018,000 | 2,568 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 2,939 |
| Total interest expense | $269,000 | 2,543 |
| Net interest income | $1,721,000 | 2,970 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $173,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $959,000 | 4,002 |
| Salaries and employee benefits | $483,000 | 4,134 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $276,000 | 4,291 |
| Pre-tax net operating income | $785,000 | 2,114 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $315,000 | 1,298 |
| Income before extraordinary items | $470,000 | 2,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $470,000 | 2,692 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $470,000 | 2,692 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $399,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $470,000 | 2,645 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,670,000 | 2,761 |
| Total interest expense | $1,166,000 | 2,622 |
| Net interest income | $7,504,000 | 2,766 |
| Provision for loan and lease losses | $330,000 | 2,330 |
| Total noninterest income | $493,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $342,000 | 3,912 |
| Total noninterest expense | $3,327,000 | 4,379 |
| Salaries and employee benefits | $1,913,000 | 4,167 |
| Premises and equipment expense | $596,000 | 3,328 |
| Additional noninterest expense | $818,000 | 5,025 |
| Pre-tax net operating income | $4,340,000 | 1,608 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $1,660,000 | 1,041 |
| Income before extraordinary items | $2,681,000 | 2,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,681,000 | 2,081 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,681,000 | 2,081 |
| Net charge-offs | $88,000 | 3,878 |
| Cash dividends | $518,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,680,360 | 2,027 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 2,767 |
| Total interest expense | $879,000 | 2,689 |
| Net interest income | $5,649,000 | 2,762 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $356,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,029 |
| Total noninterest expense | $2,494,000 | 4,403 |
| Salaries and employee benefits | $1,448,000 | 4,168 |
| Premises and equipment expense | $434,000 | 3,427 |
| Additional noninterest expense | $612,000 | 5,034 |
| Pre-tax net operating income | $3,331,000 | 1,597 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,383,000 | 997 |
| Income before extraordinary items | $1,948,000 | 2,181 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,948,000 | 2,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,948,000 | 2,187 |
| Net charge-offs | $111,000 | 3,153 |
| Cash dividends | $404,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,948,000 | 2,119 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,790 |
| Total interest expense | $584,000 | 2,759 |
| Net interest income | $3,725,000 | 2,769 |
| Provision for loan and lease losses | $165,000 | 2,337 |
| Total noninterest income | $223,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $72,000 | 4,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $1,636,000 | 4,453 |
| Salaries and employee benefits | $969,000 | 4,188 |
| Premises and equipment expense | $289,000 | 3,452 |
| Additional noninterest expense | $378,000 | 5,215 |
| Pre-tax net operating income | $2,147,000 | 1,623 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $893,000 | 1,019 |
| Income before extraordinary items | $1,254,000 | 2,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,254,000 | 2,235 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,254,000 | 2,233 |
| Net charge-offs | $28,000 | 3,801 |
| Cash dividends | $294,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,254,000 | 2,139 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 2,798 |
| Total interest expense | $293,000 | 2,829 |
| Net interest income | $1,869,000 | 2,778 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $115,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $864,000 | 4,351 |
| Salaries and employee benefits | $485,000 | 4,229 |
| Premises and equipment expense | $148,000 | 3,415 |
| Additional noninterest expense | $231,000 | 4,831 |
| Pre-tax net operating income | $970,000 | 1,765 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $403,000 | 1,082 |
| Income before extraordinary items | $567,000 | 2,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $567,000 | 2,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $567,000 | 2,352 |
| Net charge-offs | $-106,000 | 6,845 |
| Cash dividends | $183,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $567,000 | 2,258 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,291,000 | 2,746 |
| Total interest expense | $1,601,000 | 2,586 |
| Net interest income | $7,690,000 | 2,749 |
| Provision for loan and lease losses | $675,000 | 2,309 |
| Total noninterest income | $440,000 | 4,684 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $153,000 | 4,747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $287,000 | 4,090 |
| Total noninterest expense | $3,140,000 | 4,637 |
| Salaries and employee benefits | $1,737,000 | 4,481 |
| Premises and equipment expense | $587,000 | 3,437 |
| Additional noninterest expense | $816,000 | 5,229 |
| Pre-tax net operating income | $4,315,000 | 1,564 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $1,806,000 | 948 |
| Income before extraordinary items | $2,508,000 | 2,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,508,000 | 2,166 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,508,000 | 2,168 |
| Net charge-offs | $-49,000 | 6,851 |
| Cash dividends | $556,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,508,640 | 2,043 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 2,868 |
| Total interest expense | $1,291,000 | 2,542 |
| Net interest income | $5,507,000 | 2,909 |
| Provision for loan and lease losses | $500,000 | 2,258 |
| Total noninterest income | $321,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 4,185 |
| Total noninterest expense | $2,416,000 | 4,600 |
| Salaries and employee benefits | $1,294,000 | 4,526 |
| Premises and equipment expense | $440,000 | 3,484 |
| Additional noninterest expense | $682,000 | 5,061 |
| Pre-tax net operating income | $2,912,000 | 1,738 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,210,000 | 1,064 |
| Income before extraordinary items | $1,702,000 | 2,428 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,702,000 | 2,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,702,000 | 2,429 |
| Net charge-offs | $44,000 | 4,598 |
| Cash dividends | $412,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,702,000 | 2,291 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 2,962 |
| Total interest expense | $890,000 | 2,548 |
| Net interest income | $3,512,000 | 3,034 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $257,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,792 |
| Total noninterest expense | $1,584,000 | 4,666 |
| Salaries and employee benefits | $844,000 | 4,600 |
| Premises and equipment expense | $284,000 | 3,562 |
| Additional noninterest expense | $456,000 | 5,082 |
| Pre-tax net operating income | $1,835,000 | 1,799 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $761,000 | 1,107 |
| Income before extraordinary items | $1,074,000 | 2,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,074,000 | 2,480 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,074,000 | 2,480 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $268,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,074,000 | 2,346 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 2,968 |
| Total interest expense | $449,000 | 2,616 |
| Net interest income | $1,766,000 | 3,043 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $89,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,785 |
| Total noninterest expense | $796,000 | 4,669 |
| Salaries and employee benefits | $425,000 | 4,624 |
| Premises and equipment expense | $139,000 | 3,650 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $859,000 | 1,917 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $358,000 | 1,164 |
| Income before extraordinary items | $501,000 | 2,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 2,603 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $501,000 | 2,604 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $124,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $501,000 | 2,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 3,055 |
| Total interest expense | $1,891,000 | 2,886 |
| Net interest income | $7,029,000 | 3,064 |
| Provision for loan and lease losses | $1,050,000 | 2,344 |
| Total noninterest income | $575,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $135,000 | 5,066 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $440,000 | 3,304 |
| Total noninterest expense | $3,163,000 | 4,746 |
| Salaries and employee benefits | $1,678,000 | 4,635 |
| Premises and equipment expense | $570,000 | 3,710 |
| Additional noninterest expense | $915,000 | 5,116 |
| Pre-tax net operating income | $3,391,000 | 1,644 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $1,360,000 | 1,068 |
| Income before extraordinary items | $2,029,000 | 2,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,029,000 | 2,242 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,029,000 | 2,242 |
| Net charge-offs | $1,182,000 | 2,171 |
| Cash dividends | $485,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,307 |
| Net operating income | $2,030,280 | 2,162 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 3,079 |
| Total interest expense | $1,426,000 | 2,975 |
| Net interest income | $5,261,000 | 3,083 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $439,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $99,000 | 5,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $340,000 | 3,271 |
| Total noninterest expense | $2,357,000 | 4,762 |
| Salaries and employee benefits | $1,263,000 | 4,645 |
| Premises and equipment expense | $424,000 | 3,774 |
| Additional noninterest expense | $670,000 | 5,201 |
| Pre-tax net operating income | $2,443,000 | 1,771 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $1,030,000 | 1,062 |
| Income before extraordinary items | $1,411,000 | 2,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,411,000 | 2,443 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,411,000 | 2,443 |
| Net charge-offs | $793,000 | 2,150 |
| Cash dividends | $371,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,394 |
| Net operating income | $1,412,280 | 2,338 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 3,123 |
| Total interest expense | $966,000 | 3,036 |
| Net interest income | $3,479,000 | 3,096 |
| Provision for loan and lease losses | $675,000 | 1,934 |
| Total noninterest income | $302,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 3,231 |
| Total noninterest expense | $1,555,000 | 4,846 |
| Salaries and employee benefits | $817,000 | 4,767 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $446,000 | 5,280 |
| Pre-tax net operating income | $1,551,000 | 1,827 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $656,000 | 1,074 |
| Income before extraordinary items | $893,000 | 2,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $893,000 | 2,474 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $893,000 | 2,474 |
| Net charge-offs | $594,000 | 1,962 |
| Cash dividends | $256,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $894,280 | 2,387 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,115 |
| Total interest expense | $495,000 | 3,067 |
| Net interest income | $1,741,000 | 3,099 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $133,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $787,000 | 4,837 |
| Salaries and employee benefits | $408,000 | 4,816 |
| Premises and equipment expense | $143,000 | 3,826 |
| Additional noninterest expense | $236,000 | 5,145 |
| Pre-tax net operating income | $712,000 | 1,949 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $305,000 | 1,113 |
| Income before extraordinary items | $405,000 | 2,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $405,000 | 2,634 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $405,000 | 2,635 |
| Net charge-offs | $277,000 | 1,824 |
| Cash dividends | $128,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $406,280 | 2,574 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,053,000 | 3,210 |
| Total interest expense | $2,377,000 | 3,118 |
| Net interest income | $6,676,000 | 3,203 |
| Provision for loan and lease losses | $1,225,000 | 2,746 |
| Total noninterest income | $791,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 4,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $640,000 | 2,821 |
| Total noninterest expense | $3,102,000 | 4,941 |
| Salaries and employee benefits | $1,540,000 | 4,994 |
| Premises and equipment expense | $570,000 | 3,850 |
| Additional noninterest expense | $992,000 | 5,109 |
| Pre-tax net operating income | $3,140,000 | 1,567 |
| Securities gains (losses) | $102,000 | 2,146 |
| Applicable income taxes | $1,330,000 | 982 |
| Income before extraordinary items | $1,912,000 | 2,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,912,000 | 2,108 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,912,000 | 2,109 |
| Net charge-offs | $1,033,000 | 2,640 |
| Cash dividends | $510,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,846,720 | 2,082 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 3,276 |
| Total interest expense | $1,868,000 | 3,125 |
| Net interest income | $4,902,000 | 3,297 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $598,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $479,000 | 2,825 |
| Total noninterest expense | $2,303,000 | 4,974 |
| Salaries and employee benefits | $1,108,000 | 5,140 |
| Premises and equipment expense | $436,000 | 3,856 |
| Additional noninterest expense | $759,000 | 5,059 |
| Pre-tax net operating income | $2,347,000 | 1,673 |
| Securities gains (losses) | $102,000 | 1,924 |
| Applicable income taxes | $1,045,000 | 963 |
| Income before extraordinary items | $1,404,000 | 2,266 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,404,000 | 2,266 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,404,000 | 2,268 |
| Net charge-offs | $444,000 | 3,238 |
| Cash dividends | $382,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,338,720 | 2,238 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 3,303 |
| Total interest expense | $1,326,000 | 3,076 |
| Net interest income | $3,208,000 | 3,352 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $437,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $354,000 | 2,588 |
| Total noninterest expense | $1,537,000 | 4,995 |
| Salaries and employee benefits | $702,000 | 5,304 |
| Premises and equipment expense | $296,000 | 3,841 |
| Additional noninterest expense | $539,000 | 4,879 |
| Pre-tax net operating income | $1,558,000 | 1,671 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $664,000 | 980 |
| Income before extraordinary items | $894,000 | 2,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $894,000 | 2,310 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $894,000 | 2,313 |
| Net charge-offs | $348,000 | 2,870 |
| Cash dividends | $254,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $894,000 | 2,227 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 3,398 |
| Total interest expense | $710,000 | 3,030 |
| Net interest income | $1,529,000 | 3,499 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $273,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $230,000 | 2,191 |
| Total noninterest expense | $774,000 | 5,017 |
| Salaries and employee benefits | $346,000 | 5,400 |
| Premises and equipment expense | $153,000 | 3,841 |
| Additional noninterest expense | $275,000 | 4,839 |
| Pre-tax net operating income | $778,000 | 1,661 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $331,000 | 965 |
| Income before extraordinary items | $447,000 | 2,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 2,358 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $447,000 | 2,359 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $127,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $447,000 | 2,266 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 3,626 |
| Total interest expense | $3,308,000 | 3,176 |
| Net interest income | $5,315,000 | 3,790 |
| Provision for loan and lease losses | $2,015,000 | 2,466 |
| Total noninterest income | $694,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $206,000 | 4,608 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $488,000 | 3,239 |
| Total noninterest expense | $2,832,000 | 5,345 |
| Salaries and employee benefits | $1,292,000 | 5,627 |
| Premises and equipment expense | $532,000 | 4,214 |
| Additional noninterest expense | $1,008,000 | 5,218 |
| Pre-tax net operating income | $1,162,000 | 2,761 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $560,000 | 1,441 |
| Income before extraordinary items | $602,000 | 3,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $602,000 | 3,590 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $602,000 | 3,590 |
| Net charge-offs | $2,260,000 | 1,890 |
| Cash dividends | $468,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $3,345,000 | 247 |
| Net operating income | $602,000 | 3,523 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 3,722 |
| Total interest expense | $2,509,000 | 3,284 |
| Net interest income | $3,835,000 | 3,895 |
| Provision for loan and lease losses | $690,000 | 3,309 |
| Total noninterest income | $522,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $153,000 | 4,645 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $369,000 | 3,319 |
| Total noninterest expense | $2,122,000 | 5,358 |
| Salaries and employee benefits | $939,000 | 5,751 |
| Premises and equipment expense | $419,000 | 4,118 |
| Additional noninterest expense | $764,000 | 5,183 |
| Pre-tax net operating income | $1,545,000 | 2,003 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $690,000 | 1,102 |
| Income before extraordinary items | $855,000 | 2,753 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $855,000 | 2,750 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $855,000 | 2,753 |
| Net charge-offs | $1,390,000 | 1,842 |
| Cash dividends | $342,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $3,345,000 | 200 |
| Net operating income | $855,000 | 2,702 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 3,811 |
| Total interest expense | $1,683,000 | 3,379 |
| Net interest income | $2,451,000 | 3,987 |
| Provision for loan and lease losses | $195,000 | 4,369 |
| Total noninterest income | $346,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $249,000 | 3,309 |
| Total noninterest expense | $1,433,000 | 5,377 |
| Salaries and employee benefits | $626,000 | 5,820 |
| Premises and equipment expense | $299,000 | 3,943 |
| Additional noninterest expense | $508,000 | 5,209 |
| Pre-tax net operating income | $1,169,000 | 1,862 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $527,000 | 1,042 |
| Income before extraordinary items | $642,000 | 2,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 2,647 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $642,000 | 2,649 |
| Net charge-offs | $900,000 | 1,723 |
| Cash dividends | $214,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $3,345,000 | 152 |
| Net operating income | $642,000 | 2,566 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 3,869 |
| Total interest expense | $881,000 | 3,372 |
| Net interest income | $1,172,000 | 4,091 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $164,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $120,000 | 3,356 |
| Total noninterest expense | $672,000 | 5,488 |
| Salaries and employee benefits | $314,000 | 5,860 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $219,000 | 5,356 |
| Pre-tax net operating income | $589,000 | 2,075 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $261,000 | 1,187 |
| Income before extraordinary items | $328,000 | 2,960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $328,000 | 2,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $328,000 | 2,961 |
| Net charge-offs | $653,000 | 1,192 |
| Cash dividends | $82,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $3,345,000 | 86 |
| Net operating income | $328,000 | 2,823 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 3,980 |
| Total interest expense | $4,070,000 | 3,478 |
| Net interest income | $4,385,000 | 4,292 |
| Provision for loan and lease losses | $544,000 | 3,681 |
| Total noninterest income | $498,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 5,197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $339,000 | 3,885 |
| Total noninterest expense | $2,500,000 | 5,646 |
| Salaries and employee benefits | $1,186,000 | 6,023 |
| Premises and equipment expense | $506,000 | 4,428 |
| Additional noninterest expense | $808,000 | 5,447 |
| Pre-tax net operating income | $1,839,000 | 2,625 |
| Securities gains (losses) | $-218,000 | 7,367 |
| Applicable income taxes | $700,000 | 1,517 |
| Income before extraordinary items | $921,000 | 3,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $921,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,765 |
| Cash dividends | $295,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $2,514,000 | 298 |
| Net operating income | $1,060,520 | 3,323 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,074 |
| Total interest expense | $3,099,000 | 3,548 |
| Net interest income | $3,179,000 | 4,435 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $337,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 4,182 |
| Total noninterest expense | $1,828,000 | 5,714 |
| Salaries and employee benefits | $883,000 | 6,041 |
| Premises and equipment expense | $372,000 | 4,501 |
| Additional noninterest expense | $573,000 | 5,550 |
| Pre-tax net operating income | $1,463,000 | 2,893 |
| Securities gains (losses) | $-199,000 | 7,606 |
| Applicable income taxes | $540,000 | 1,806 |
| Income before extraordinary items | $724,000 | 3,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $724,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $216,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $851,360 | 3,578 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 4,176 |
| Total interest expense | $2,128,000 | 3,586 |
| Net interest income | $1,972,000 | 4,660 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $220,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $147,000 | 4,348 |
| Total noninterest expense | $1,195,000 | 5,801 |
| Salaries and employee benefits | $586,000 | 6,117 |
| Premises and equipment expense | $230,000 | 4,740 |
| Additional noninterest expense | $379,000 | 5,564 |
| Pre-tax net operating income | $847,000 | 3,313 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $377,000 | 1,934 |
| Income before extraordinary items | $470,000 | 4,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $144,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $470,000 | 4,076 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 4,234 |
| Total interest expense | $1,100,000 | 3,662 |
| Net interest income | $961,000 | 4,753 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $582,000 | 5,896 |
| Salaries and employee benefits | $292,000 | 6,170 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $183,000 | 5,620 |
| Pre-tax net operating income | $391,000 | 3,595 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $174,000 | 2,141 |
| Income before extraordinary items | $217,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $217,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $217,000 | 4,387 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 4,226 |
| Total interest expense | $4,632,000 | 3,649 |
| Net interest income | $3,771,000 | 4,796 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $366,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $129,000 | 5,657 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $237,000 | 4,707 |
| Total noninterest expense | $2,228,000 | 5,918 |
| Salaries and employee benefits | $1,115,000 | 6,192 |
| Premises and equipment expense | $449,000 | 4,680 |
| Additional noninterest expense | $664,000 | 5,874 |
| Pre-tax net operating income | $1,459,000 | 3,960 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $589,000 | 2,528 |
| Income before extraordinary items | $870,000 | 4,614 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $870,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $36,000 | 5,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $870,000 | 4,600 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 4,279 |
| Total interest expense | $3,457,000 | 3,673 |
| Net interest income | $2,766,000 | 4,884 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $275,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,741 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $182,000 | 4,678 |
| Total noninterest expense | $1,631,000 | 5,962 |
| Salaries and employee benefits | $837,000 | 6,178 |
| Premises and equipment expense | $340,000 | 4,630 |
| Additional noninterest expense | $454,000 | 6,078 |
| Pre-tax net operating income | $1,050,000 | 4,249 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $437,000 | 2,707 |
| Income before extraordinary items | $613,000 | 4,959 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $613,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $613,000 | 4,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 4,434 |
| Total interest expense | $2,243,000 | 3,734 |
| Net interest income | $1,700,000 | 5,167 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $265,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $202,000 | 3,768 |
| Total noninterest expense | $1,083,000 | 6,017 |
| Salaries and employee benefits | $559,000 | 6,228 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $291,000 | 6,208 |
| Pre-tax net operating income | $642,000 | 4,504 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $275,000 | 2,834 |
| Income before extraordinary items | $367,000 | 5,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $367,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $367,000 | 5,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,562 |
| Total interest expense | $1,076,000 | 3,813 |
| Net interest income | $813,000 | 5,338 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $129,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $96,000 | 3,829 |
| Total noninterest expense | $552,000 | 6,007 |
| Salaries and employee benefits | $288,000 | 6,174 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $270,000 | 4,892 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $162,000 | 5,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 4,704 |
| Total interest expense | $3,360,000 | 4,028 |
| Net interest income | $3,281,000 | 5,260 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $345,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $138,000 | 5,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $207,000 | 5,061 |
| Total noninterest expense | $2,062,000 | 6,071 |
| Salaries and employee benefits | $1,025,000 | 6,353 |
| Premises and equipment expense | $489,000 | 4,334 |
| Additional noninterest expense | $548,000 | 6,313 |
| Pre-tax net operating income | $1,174,000 | 4,832 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $520,000 | 3,100 |
| Income before extraordinary items | $654,000 | 5,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $654,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,728 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $654,000 | 5,618 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 4,821 |
| Total interest expense | $2,364,000 | 4,105 |
| Net interest income | $2,396,000 | 5,382 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $259,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $100,000 | 5,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,017 |
| Total noninterest expense | $1,522,000 | 6,111 |
| Salaries and employee benefits | $763,000 | 6,363 |
| Premises and equipment expense | $355,000 | 4,435 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $863,000 | 5,069 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $378,000 | 3,248 |
| Income before extraordinary items | $485,000 | 5,823 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $485,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,979 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $485,000 | 5,824 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 4,926 |
| Total interest expense | $1,453,000 | 4,202 |
| Net interest income | $1,569,000 | 5,455 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $1,006,000 | 6,153 |
| Salaries and employee benefits | $507,000 | 6,402 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $250,000 | 6,575 |
| Pre-tax net operating income | $556,000 | 5,173 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $309,000 | 5,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $309,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $309,000 | 5,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 5,061 |
| Total interest expense | $665,000 | 4,304 |
| Net interest income | $762,000 | 5,561 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $78,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $496,000 | 6,206 |
| Salaries and employee benefits | $252,000 | 6,437 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $254,000 | 5,339 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $102,000 | 3,569 |
| Income before extraordinary items | $152,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $152,000 | 5,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 5,590 |
| Total interest expense | $2,050,000 | 4,357 |
| Net interest income | $2,289,000 | 6,276 |
| Provision for loan and lease losses | $265,000 | 3,058 |
| Total noninterest income | $276,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $111,000 | 6,128 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $165,000 | 5,562 |
| Total noninterest expense | $1,866,000 | 6,327 |
| Salaries and employee benefits | $852,000 | 6,781 |
| Premises and equipment expense | $496,000 | 4,206 |
| Additional noninterest expense | $518,000 | 6,473 |
| Pre-tax net operating income | $434,000 | 6,951 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $166,000 | 4,899 |
| Income before extraordinary items | $268,000 | 7,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $268,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,522,000 | 430 |
| Net operating income | $268,000 | 7,295 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 5,734 |
| Total interest expense | $1,425,000 | 4,456 |
| Net interest income | $1,637,000 | 6,433 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $152,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 6,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $1,286,000 | 6,538 |
| Salaries and employee benefits | $613,000 | 6,866 |
| Premises and equipment expense | $345,000 | 4,408 |
| Additional noninterest expense | $328,000 | 6,896 |
| Pre-tax net operating income | $323,000 | 7,100 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $149,000 | 4,813 |
| Income before extraordinary items | $174,000 | 7,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $174,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $174,000 | 7,553 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,911 |
| Total interest expense | $879,000 | 4,504 |
| Net interest income | $1,009,000 | 6,638 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $842,000 | 6,612 |
| Salaries and employee benefits | $404,000 | 6,888 |
| Premises and equipment expense | $221,000 | 4,481 |
| Additional noninterest expense | $217,000 | 6,903 |
| Pre-tax net operating income | $105,000 | 7,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $74,000 | 7,933 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $74,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $74,000 | 7,899 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 6,141 |
| Total interest expense | $409,000 | 4,610 |
| Net interest income | $461,000 | 6,914 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $429,000 | 6,577 |
| Salaries and employee benefits | $203,000 | 6,938 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $42,000 | 7,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $21,000 | 5,628 |
| Income before extraordinary items | $21,000 | 8,229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $21,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 7,281 |
| Total interest expense | $1,120,000 | 5,328 |
| Net interest income | $980,000 | 8,052 |
| Provision for loan and lease losses | $355,000 | 2,603 |
| Total noninterest income | $70,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $63,000 | 7,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $1,516,000 | 6,858 |
| Salaries and employee benefits | $705,000 | 7,255 |
| Premises and equipment expense | $389,000 | 4,855 |
| Additional noninterest expense | $422,000 | 7,007 |
| Pre-tax net operating income | $-821,000 | 8,767 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-341,000 | 8,876 |
| Income before extraordinary items | $-480,000 | 8,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-480,000 | 8,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-480,000 | 8,685 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 7,623 |
| Total interest expense | $768,000 | 5,564 |
| Net interest income | $581,000 | 8,377 |
| Provision for loan and lease losses | $280,000 | 2,380 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $40,000 | 7,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $1,105,000 | 6,909 |
| Salaries and employee benefits | $512,000 | 7,297 |
| Premises and equipment expense | $289,000 | 4,880 |
| Additional noninterest expense | $304,000 | 7,052 |
| Pre-tax net operating income | $-760,000 | 8,847 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-311,000 | 8,949 |
| Income before extraordinary items | $-449,000 | 8,790 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-449,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-449,000 | 8,768 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 8,022 |
| Total interest expense | $457,000 | 5,905 |
| Net interest income | $268,000 | 8,722 |
| Provision for loan and lease losses | $205,000 | 2,159 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $710,000 | 7,046 |
| Salaries and employee benefits | $336,000 | 7,391 |
| Premises and equipment expense | $199,000 | 4,771 |
| Additional noninterest expense | $175,000 | 7,431 |
| Pre-tax net operating income | $-622,000 | 8,938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-254,000 | 9,011 |
| Income before extraordinary items | $-368,000 | 8,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-368,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-368,000 | 8,856 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,463 |
| Total interest expense | $192,000 | 6,442 |
| Net interest income | $81,000 | 8,960 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $350,000 | 7,116 |
| Salaries and employee benefits | $167,000 | 7,452 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $69,000 | 7,915 |
| Pre-tax net operating income | $-330,000 | 8,982 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-133,000 | 9,049 |
| Income before extraordinary items | $-197,000 | 8,940 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-197,000 | 8,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-197,000 | 8,910 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 9,050 |
| Total interest expense | $163,000 | 8,833 |
| Net interest income | $101,000 | 9,099 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $9,000 | 9,062 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,000 | 7,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $975,000 | 7,942 |
| Salaries and employee benefits | $522,000 | 8,005 |
| Premises and equipment expense | $163,000 | 7,225 |
| Additional noninterest expense | $290,000 | 7,835 |
| Pre-tax net operating income | $-1,015,000 | 8,975 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-368,000 | 9,070 |
| Income before extraordinary items | $-647,000 | 8,951 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-647,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,806,000 | 135 |
| Net operating income | $-647,000 | 8,899 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $91,000 | 9,176 |
| Total interest expense | $51,000 | 9,096 |
| Net interest income | $40,000 | 9,192 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $3,000 | 9,156 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,000 | 8,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $659,000 | 8,119 |
| Salaries and employee benefits | $349,000 | 8,198 |
| Premises and equipment expense | $67,000 | 8,235 |
| Additional noninterest expense | $243,000 | 7,626 |
| Pre-tax net operating income | $-671,000 | 9,011 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-265,000 | 9,139 |
| Income before extraordinary items | $-406,000 | 8,997 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-406,000 | 8,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $7,807,000 | 90 |
| Net operating income | $-406,000 | 8,933 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,000 | 9,254 |
| Total interest expense | $3,000 | 9,230 |
| Net interest income | $14,000 | 9,244 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $432,000 | 8,182 |
| Salaries and employee benefits | $203,000 | 8,440 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $192,000 | 7,250 |
| Pre-tax net operating income | $-428,000 | 9,039 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-428,000 | 9,105 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-428,000 | 9,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $7,807,000 | 57 |
| Net operating income | $-428,000 | 9,046 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.