Home > First Bank of Central Ohio > Assets and Liabilities
First Bank of Central Ohio, Assets and Liabilities
| 2023-12-31 | Rank | |
| # of Employees: | 28 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $150,287,000 | 3,422 |
| Cash and due from depository institutions | $12,089,000 | 3,145 |
| Interest-bearing balances | $11,135,000 | 2,372 |
| Securities | $600,000 | 4,400 |
| Federal funds sold & reverse repurchase agreements | $19,811,000 | 184 |
| Net loans & leases | $112,814,000 | 3,071 |
| Loan loss allowance | $1,371,000 | 3,082 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $2,601,000 | 2,803 |
| Other real estate owned | $0 | 3,145 |
| Goodwill and other intangibles | $235,000 | 1,962 |
| All other assets | $2,137,000 | 3,799 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $150,287,000 | 3,391 |
| Total liabilities | $125,725,000 | 3,468 |
| Total deposits | $123,122,000 | 3,445 |
| Interest-bearing deposits | $103,992,000 | 3,226 |
| Deposits held in domestic offices | $123,122,000 | 3,445 |
| % insured | 60.73% | 3,918 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $2,603,000 | 2,146 |
| Total equity capital | $24,562,000 | 2,672 |
| Total bank equity capital | $24,562,000 | 2,662 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $29,000 | 3,918 |
| Surplus | $29,353,000 | 1,153 |
| Undivided profits | $-4,820,000 | 4,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $547,000 | 3,772 |
| Earning assets | $144,360,000 | 3,334 |
| Long-term assets (5+ years) | $13,749,000 | 3,954 |
| Average Assets, year-to-date | $125,421,200 | 3,594 |
| Average Assets, quarterly | $138,321,000 | 3,490 |
| Volatile liabilities | $16,140,000 | 2,927 |
| Insider loans | $4,436,000 | 1,225 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $28,277,000 | 2,396 |
| Tier 1 (core) risk-based capital | $23,249,000 | 2,991 |
| Tier 2 risk-based capital | $0 | 2,824 |
| Total risk weighted assets | $0 | 2,900 |
| Total unused commitments | $28,277,000 | 2,396 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 28 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $126,355,000 | 3,634 |
| Cash and due from depository institutions | $10,881,000 | 3,158 |
| Interest-bearing balances | $9,988,000 | 2,454 |
| Securities | $600,000 | 4,430 |
| Federal funds sold & reverse repurchase agreements | $15,687,000 | 242 |
| Net loans & leases | $94,666,000 | 3,258 |
| Loan loss allowance | $1,160,000 | 3,269 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,631,000 | 2,794 |
| Other real estate owned | $0 | 3,158 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $1,890,000 | 3,929 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $126,355,000 | 3,597 |
| Total liabilities | $101,864,000 | 3,714 |
| Total deposits | $99,371,000 | 3,704 |
| Interest-bearing deposits | $72,712,000 | 3,632 |
| Deposits held in domestic offices | $99,371,000 | 3,703 |
| % insured | 56.10% | 4,141 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $2,493,000 | 2,219 |
| Total equity capital | $24,491,000 | 2,565 |
| Total bank equity capital | $24,491,000 | 2,558 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $29,000 | 3,943 |
| Surplus | $29,106,000 | 1,152 |
| Undivided profits | $-4,644,000 | 4,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $358,000 | 4,088 |
| Earning assets | $120,941,000 | 3,551 |
| Long-term assets (5+ years) | $20,743,000 | 3,751 |
| Average Assets, year-to-date | $119,204,750 | 3,669 |
| Average Assets, quarterly | $120,984,000 | 3,659 |
| Volatile liabilities | $13,043,000 | 3,099 |
| Insider loans | $4,346,000 | 1,229 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $1,002,000 | 628 |
| Unused loan commitments | $17,301,000 | 2,924 |
| Tier 1 (core) risk-based capital | $23,256,000 | 3,002 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $17,301,000 | 2,924 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 27 | 3,226 |
| Assets and Liabilities | ||
| Total Assets: | $115,613,000 | 3,753 |
| Cash and due from depository institutions | $16,063,000 | 3,226 |
| Interest-bearing balances | $14,536,000 | 2,017 |
| Securities | $600,000 | 4,464 |
| Federal funds sold & reverse repurchase agreements | $9,112,000 | 394 |
| Net loans & leases | $85,486,000 | 3,361 |
| Loan loss allowance | $1,151,000 | 3,282 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $2,665,000 | 2,772 |
| Other real estate owned | $0 | 3,226 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $1,687,000 | 3,975 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $115,613,000 | 3,712 |
| Total liabilities | $90,831,000 | 3,821 |
| Total deposits | $88,521,000 | 3,826 |
| Interest-bearing deposits | $73,007,000 | 3,641 |
| Deposits held in domestic offices | $88,521,000 | 3,825 |
| % insured | 58.05% | 4,094 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $2,310,000 | 2,156 |
| Total equity capital | $24,782,000 | 2,596 |
| Total bank equity capital | $24,782,000 | 2,590 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $29,000 | 3,966 |
| Surplus | $28,813,000 | 1,156 |
| Undivided profits | $-4,060,000 | 4,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $309,000 | 4,139 |
| Earning assets | $109,734,000 | 3,676 |
| Long-term assets (5+ years) | $13,091,000 | 4,038 |
| Average Assets, year-to-date | $116,821,333 | 3,704 |
| Average Assets, quarterly | $118,379,000 | 3,693 |
| Volatile liabilities | $11,845,000 | 3,099 |
| Insider loans | $3,456,000 | 1,384 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $20,596,000 | 2,794 |
| Tier 1 (core) risk-based capital | $23,697,000 | 2,948 |
| Tier 2 risk-based capital | $0 | 2,865 |
| Total risk weighted assets | $0 | 2,942 |
| Total unused commitments | $20,596,000 | 2,795 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 24 | 3,406 |
| Assets and Liabilities | ||
| Total Assets: | $121,145,000 | 3,712 |
| Cash and due from depository institutions | $22,230,000 | 3,406 |
| Interest-bearing balances | $20,138,000 | 1,788 |
| Securities | $3,584,000 | 4,424 |
| Federal funds sold & reverse repurchase agreements | $9,109,000 | 456 |
| Net loans & leases | $82,018,000 | 3,419 |
| Loan loss allowance | $1,080,000 | 3,374 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,698,000 | 2,771 |
| Other real estate owned | $0 | 3,406 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $1,506,000 | 4,056 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $121,145,000 | 3,712 |
| Total liabilities | $96,135,000 | 3,824 |
| Total deposits | $93,922,000 | 3,787 |
| Interest-bearing deposits | $76,595,000 | 3,643 |
| Deposits held in domestic offices | $93,922,000 | 3,786 |
| % insured | 44.86% | 4,477 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $2,213,000 | 2,156 |
| Total equity capital | $25,010,000 | 2,581 |
| Total bank equity capital | $25,010,000 | 2,581 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $29,000 | 3,981 |
| Surplus | $28,522,000 | 1,178 |
| Undivided profits | $-3,541,000 | 4,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $298,000 | 4,167 |
| Earning assets | $114,849,000 | 3,676 |
| Long-term assets (5+ years) | $15,304,000 | 4,042 |
| Average Assets, year-to-date | $117,425,500 | 3,746 |
| Average Assets, quarterly | $117,425,500 | 3,746 |
| Volatile liabilities | $6,398,000 | 3,472 |
| Insider loans | $2,822,000 | 1,569 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $18,512,000 | 2,960 |
| Tier 1 (core) risk-based capital | $24,069,000 | 2,939 |
| Tier 2 risk-based capital | $0 | 2,947 |
| Total risk weighted assets | $0 | 3,020 |
| Total unused commitments | $18,512,000 | 2,960 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 19 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $111,638,000 | 3,829 |
| Cash and due from depository institutions | $25,558,000 | 3,737 |
| Interest-bearing balances | $22,660,000 | 1,537 |
| Securities | $9,529,000 | 4,193 |
| Federal funds sold & reverse repurchase agreements | $3,617,000 | 782 |
| Net loans & leases | $70,959,000 | 3,598 |
| Loan loss allowance | $933,000 | 3,529 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $662,000 | 3,925 |
| Other real estate owned | $0 | 3,737 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $1,313,000 | 4,186 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $111,638,000 | 3,829 |
| Total liabilities | $86,528,000 | 3,953 |
| Total deposits | $86,265,000 | 3,903 |
| Interest-bearing deposits | $69,501,000 | 3,776 |
| Deposits held in domestic offices | $86,265,000 | 3,902 |
| % insured | 44.92% | 4,434 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $263,000 | 3,902 |
| Total equity capital | $25,110,000 | 2,517 |
| Total bank equity capital | $25,110,000 | 2,517 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $28,000 | 4,007 |
| Surplus | $28,266,000 | 1,190 |
| Undivided profits | $-3,184,000 | 4,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $247,000 | 4,313 |
| Earning assets | $106,765,000 | 3,784 |
| Long-term assets (5+ years) | $13,069,000 | 4,164 |
| Average Assets, year-to-date | $105,682,000 | 3,880 |
| Average Assets, quarterly | $117,729,000 | 3,766 |
| Volatile liabilities | $2,801,000 | 3,969 |
| Insider loans | $2,348,000 | 1,739 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $23,613,000 | 2,695 |
| Tier 1 (core) risk-based capital | $24,473,000 | 2,918 |
| Tier 2 risk-based capital | $0 | 2,975 |
| Total risk weighted assets | $0 | 3,055 |
| Total unused commitments | $23,613,000 | 2,695 |
| Derivatives | $0 | 1,127 |
| 2022-09-30 | Rank | |
| # of Employees: | 19 | 3,764 |
| Assets and Liabilities | ||
| Total Assets: | $123,820,000 | 3,726 |
| Cash and due from depository institutions | $36,311,000 | 3,764 |
| Interest-bearing balances | $35,483,000 | 1,353 |
| Securities | $11,874,000 | 4,114 |
| Federal funds sold & reverse repurchase agreements | $12,170,000 | 370 |
| Net loans & leases | $61,527,000 | 3,750 |
| Loan loss allowance | $933,000 | 3,545 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $679,000 | 3,912 |
| Other real estate owned | $0 | 3,764 |
| Goodwill and other intangibles | $0 | 2,377 |
| All other assets | $1,259,000 | 4,223 |
| Life insurance assets | $0 | 3,189 |
| Total liabilities and capital | $123,820,000 | 3,726 |
| Total liabilities | $98,865,000 | 3,854 |
| Total deposits | $98,588,000 | 3,810 |
| Interest-bearing deposits | $85,289,000 | 3,561 |
| Deposits held in domestic offices | $98,588,000 | 3,809 |
| % insured | 38.82% | 4,558 |
| Federal funds purchased & repurchase agreements | $0 | 1,224 |
| Trading liabilities | $0 | 179 |
| Other borrowed funds | $0 | 2,496 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $277,000 | 3,969 |
| Total equity capital | $24,955,000 | 2,488 |
| Total bank equity capital | $24,955,000 | 2,488 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $28,000 | 4,045 |
| Surplus | $27,974,000 | 1,201 |
| Undivided profits | $-3,047,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
| Income earned, not collected on loans | $203,000 | 4,426 |
| Earning assets | $121,054,000 | 3,636 |
| Long-term assets (5+ years) | $14,088,000 | 4,163 |
| Average Assets, year-to-date | $104,193,000 | 3,917 |
| Average Assets, quarterly | $120,694,000 | 3,746 |
| Volatile liabilities | $2,659,000 | 3,943 |
| Insider loans | $2,892,000 | 1,537 |
| FHLB advances | $0 | 2,270 |
| Loans and leases held for sale | $753,000 | 758 |
| Unused loan commitments | $14,779,000 | 3,202 |
| Tier 1 (core) risk-based capital | $24,391,000 | 2,924 |
| Tier 2 risk-based capital | $0 | 3,044 |
| Total risk weighted assets | $0 | 3,120 |
| Total unused commitments | $14,779,000 | 3,202 |
| Derivatives | $0 | 1,203 |
| 2022-06-30 | Rank | |
| # of Employees: | 18 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $117,568,000 | 3,818 |
| Cash and due from depository institutions | $46,217,000 | 3,868 |
| Interest-bearing balances | $43,872,000 | 1,333 |
| Securities | $11,887,000 | 4,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,944 |
| Net loans & leases | $57,770,000 | 3,840 |
| Loan loss allowance | $910,000 | 3,614 |
| Trading account assets | $0 | 253 |
| Bank premises and fixed assets | $468,000 | 4,158 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 2,393 |
| All other assets | $1,226,000 | 4,219 |
| Life insurance assets | $0 | 3,216 |
| Total liabilities and capital | $117,568,000 | 3,818 |
| Total liabilities | $92,510,000 | 3,965 |
| Total deposits | $92,313,000 | 3,931 |
| Interest-bearing deposits | $81,422,000 | 3,688 |
| Deposits held in domestic offices | $92,313,000 | 3,931 |
| % insured | 41.41% | 4,588 |
| Federal funds purchased & repurchase agreements | $0 | 1,064 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,406 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $197,000 | 4,083 |
| Total equity capital | $25,058,000 | 2,548 |
| Total bank equity capital | $25,058,000 | 2,548 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $28,000 | 4,061 |
| Surplus | $27,701,000 | 1,192 |
| Undivided profits | $-2,671,000 | 4,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
| Income earned, not collected on loans | $171,000 | 4,515 |
| Earning assets | $113,529,000 | 3,770 |
| Long-term assets (5+ years) | $15,857,000 | 4,178 |
| Average Assets, year-to-date | $97,650,667 | 4,013 |
| Average Assets, quarterly | $105,263,000 | 3,948 |
| Volatile liabilities | $2,655,000 | 3,957 |
| Insider loans | $2,522,000 | 1,702 |
| FHLB advances | $0 | 2,168 |
| Loans and leases held for sale | $0 | 1,335 |
| Unused loan commitments | $14,078,000 | 3,306 |
| Tier 1 (core) risk-based capital | $24,535,000 | 2,892 |
| Tier 2 risk-based capital | $0 | 3,052 |
| Total risk weighted assets | $0 | 3,090 |
| Total unused commitments | $14,078,000 | 3,306 |
| Derivatives | $0 | 1,253 |
| 2022-03-31 | Rank | |
| # of Employees: | 17 | 3,933 |
| Assets and Liabilities | ||
| Total Assets: | $92,958,000 | 4,084 |
| Cash and due from depository institutions | $42,537,000 | 3,933 |
| Interest-bearing balances | $34,160,000 | 2,017 |
| Securities | $0 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,021 |
| Net loans & leases | $49,211,000 | 3,971 |
| Loan loss allowance | $750,000 | 3,825 |
| Trading account assets | $0 | 254 |
| Bank premises and fixed assets | $389,000 | 4,255 |
| Other real estate owned | $0 | 3,933 |
| Goodwill and other intangibles | $0 | 2,403 |
| All other assets | $821,000 | 4,393 |
| Life insurance assets | $0 | 3,230 |
| Total liabilities and capital | $92,958,000 | 4,084 |
| Total liabilities | $67,644,000 | 4,266 |
| Total deposits | $67,548,000 | 4,239 |
| Interest-bearing deposits | $57,717,000 | 4,059 |
| Deposits held in domestic offices | $67,548,000 | 4,239 |
| % insured | 56.20% | 4,177 |
| Federal funds purchased & repurchase agreements | $0 | 970 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,426 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $96,000 | 4,409 |
| Total equity capital | $25,314,000 | 2,665 |
| Total bank equity capital | $25,314,000 | 2,665 |
| Perpetual preferred stock | $0 | 68 |
| Common stock | $28,000 | 4,080 |
| Surplus | $27,427,000 | 1,177 |
| Undivided profits | $-2,141,000 | 4,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 644 |
| Income earned, not collected on loans | $115,000 | 4,640 |
| Earning assets | $83,371,000 | 4,111 |
| Long-term assets (5+ years) | $37,042,000 | 3,562 |
| Average Assets, year-to-date | $87,692,000 | 4,126 |
| Average Assets, quarterly | $87,692,000 | 4,126 |
| Volatile liabilities | $1,652,000 | 4,211 |
| Insider loans | $2,632,000 | 1,652 |
| FHLB advances | $0 | 2,169 |
| Loans and leases held for sale | $0 | 1,440 |
| Unused loan commitments | $6,158,000 | 3,959 |
| Tier 1 (core) risk-based capital | $24,819,000 | 2,852 |
| Tier 2 risk-based capital | $0 | 3,058 |
| Total risk weighted assets | $0 | 3,097 |
| Total unused commitments | $6,158,000 | 3,959 |
| Derivatives | $0 | 1,294 |
| 2021-12-31 | Rank | |
| # of Employees: | 15 | 4,093 |
| Assets and Liabilities | ||
| Total Assets: | $82,426,000 | 4,225 |
| Cash and due from depository institutions | $44,785,000 | 4,093 |
| Interest-bearing balances | $35,160,000 | 2,046 |
| Securities | $0 | 4,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,022 |
| Net loans & leases | $36,686,000 | 4,245 |
| Loan loss allowance | $559,000 | 4,096 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $397,000 | 4,262 |
| Other real estate owned | $0 | 4,093 |
| Goodwill and other intangibles | $0 | 2,413 |
| All other assets | $558,000 | 4,564 |
| Life insurance assets | $0 | 3,241 |
| Total liabilities and capital | $82,426,000 | 4,225 |
| Total liabilities | $56,740,000 | 4,417 |
| Total deposits | $56,599,000 | 4,382 |
| Interest-bearing deposits | $48,857,000 | 4,224 |
| Deposits held in domestic offices | $56,599,000 | 4,382 |
| % insured | 50.49% | 4,433 |
| Federal funds purchased & repurchase agreements | $0 | 1,011 |
| Trading liabilities | $0 | 189 |
| Other borrowed funds | $0 | 2,536 |
| Subordinated debt | $0 | 74 |
| All other liabilities | $141,000 | 4,297 |
| Total equity capital | $25,686,000 | 2,840 |
| Total bank equity capital | $25,686,000 | 2,840 |
| Perpetual preferred stock | $0 | 69 |
| Common stock | $280,000 | 2,826 |
| Surplus | $26,929,000 | 1,195 |
| Undivided profits | $-1,523,000 | 4,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 114 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 691 |
| Income earned, not collected on loans | $46,000 | 4,784 |
| Earning assets | $71,846,000 | 4,266 |
| Long-term assets (5+ years) | $30,364,000 | 3,770 |
| Average Assets, year-to-date | $60,511,333 | 4,449 |
| Average Assets, quarterly | $72,854,000 | 4,324 |
| Volatile liabilities | $1,151,000 | 4,392 |
| Insider loans | $2,703,000 | 1,632 |
| FHLB advances | $0 | 2,266 |
| Loans and leases held for sale | $0 | 1,515 |
| Unused loan commitments | $3,096,000 | 4,284 |
| Tier 1 (core) risk-based capital | $25,686,000 | 2,804 |
| Tier 2 risk-based capital | $0 | 3,044 |
| Total risk weighted assets | $0 | 3,091 |
| Total unused commitments | $3,096,000 | 4,284 |
| Derivatives | $0 | 1,308 |
| 2021-09-30 | Rank | |
| # of Employees: | 15 | 4,160 |
| Assets and Liabilities | ||
| Total Assets: | $63,282,000 | 4,486 |
| Cash and due from depository institutions | $39,748,000 | 4,160 |
| Interest-bearing balances | $37,160,000 | 2,069 |
| Securities | $0 | 4,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,071 |
| Net loans & leases | $22,747,000 | 4,573 |
| Loan loss allowance | $346,000 | 4,453 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $363,000 | 4,344 |
| Other real estate owned | $0 | 4,160 |
| Goodwill and other intangibles | $0 | 2,440 |
| All other assets | $424,000 | 4,735 |
| Life insurance assets | $0 | 3,251 |
| Total liabilities and capital | $63,282,000 | 4,486 |
| Total liabilities | $37,069,000 | 4,692 |
| Total deposits | $37,003,000 | 4,681 |
| Interest-bearing deposits | $33,733,000 | 4,558 |
| Deposits held in domestic offices | $37,003,000 | 4,681 |
| % insured | 48.39% | 4,614 |
| Federal funds purchased & repurchase agreements | $0 | 1,041 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,649 |
| Subordinated debt | $0 | 79 |
| All other liabilities | $66,000 | 4,752 |
| Total equity capital | $26,213,000 | 2,857 |
| Total bank equity capital | $26,213,000 | 2,857 |
| Perpetual preferred stock | $0 | 73 |
| Common stock | $280,000 | 2,883 |
| Surplus | $26,929,000 | 1,208 |
| Undivided profits | $-996,000 | 4,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 696 |
| Income earned, not collected on loans | $50,000 | 4,849 |
| Earning assets | $59,907,000 | 4,454 |
| Long-term assets (5+ years) | $18,418,000 | 4,187 |
| Average Assets, year-to-date | $49,554,000 | 4,628 |
| Average Assets, quarterly | $49,554,000 | 4,639 |
| Volatile liabilities | $0 | 4,772 |
| Insider loans | $752,000 | 2,879 |
| FHLB advances | $0 | 2,353 |
| Loans and leases held for sale | $0 | 1,588 |
| Unused loan commitments | $2,622,000 | 4,413 |
| Tier 1 (core) risk-based capital | $26,213,000 | 2,791 |
| Tier 2 risk-based capital | $0 | 3,084 |
| Total risk weighted assets | $0 | 3,123 |
| Total unused commitments | $2,622,000 | 4,413 |
| Derivatives | $0 | 1,359 |
| 2021-06-30 | Rank | |
| # of Employees: | 15 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $35,826,000 | 4,808 |
| Cash and due from depository institutions | $22,548,000 | 4,186 |
| Interest-bearing balances | $0 | 4,883 |
| Securities | $0 | 4,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,100 |
| Net loans & leases | $12,746,000 | 4,789 |
| Loan loss allowance | $194,000 | 4,710 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $295,000 | 4,468 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 2,457 |
| All other assets | $237,000 | 4,885 |
| Life insurance assets | $0 | 3,269 |
| Total liabilities and capital | $35,826,000 | 4,808 |
| Total liabilities | $9,136,000 | 4,934 |
| Total deposits | $9,113,000 | 4,926 |
| Interest-bearing deposits | $8,526,000 | 4,899 |
| Deposits held in domestic offices | $9,113,000 | 4,926 |
| % insured | 50.84% | 4,578 |
| Federal funds purchased & repurchase agreements | $0 | 1,047 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,737 |
| Subordinated debt | $0 | 86 |
| All other liabilities | $23,000 | 4,906 |
| Total equity capital | $26,690,000 | 2,803 |
| Total bank equity capital | $26,690,000 | 2,803 |
| Perpetual preferred stock | $0 | 78 |
| Common stock | $280,000 | 2,908 |
| Surplus | $26,929,000 | 1,190 |
| Undivided profits | $-519,000 | 4,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 117 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 727 |
| Income earned, not collected on loans | $29,000 | 4,906 |
| Earning assets | $12,746,000 | 4,927 |
| Long-term assets (5+ years) | $9,902,000 | 4,529 |
| Average Assets, year-to-date | $35,826,000 | 4,804 |
| Average Assets, quarterly | $35,826,000 | 4,808 |
| Volatile liabilities | $0 | 4,809 |
| Insider loans | $133,000 | 3,923 |
| FHLB advances | $0 | 2,425 |
| Loans and leases held for sale | $0 | 1,646 |
| Unused loan commitments | $417,000 | 4,802 |
| Tier 1 (core) risk-based capital | $26,690,000 | 2,722 |
| Tier 2 risk-based capital | $0 | 3,065 |
| Total risk weighted assets | $0 | 3,105 |
| Total unused commitments | $417,000 | 4,802 |
| Derivatives | $0 | 1,374 |