Home > First Bank of California > Income and Expense
First Bank of California, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $33,928,000 | 979 |
| Total interest expense | $12,285,000 | 1,234 |
| Net interest income | $21,643,000 | 813 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $3,793,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,357,000 | 982 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,436,000 | 1,010 |
| Total noninterest expense | $15,109,000 | 938 |
| Salaries and employee benefits | $5,008,000 | 1,382 |
| Premises and equipment expense | $2,186,000 | 915 |
| Additional noninterest expense | $7,915,000 | 707 |
| Pre-tax net operating income | $10,217,000 | 808 |
| Securities gains (losses) | $88,000 | 783 |
| Applicable income taxes | $3,972,000 | 709 |
| Income before extraordinary items | $6,333,000 | 890 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,333,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,869 |
| Cash dividends | $1,750,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,276,680 | 883 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,650,000 | 1,010 |
| Total interest expense | $13,328,000 | 1,153 |
| Net interest income | $19,322,000 | 888 |
| Provision for loan and lease losses | $565,000 | 1,568 |
| Total noninterest income | $2,498,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,340,000 | 924 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,158,000 | 1,670 |
| Total noninterest expense | $15,575,000 | 901 |
| Salaries and employee benefits | $5,106,000 | 1,280 |
| Premises and equipment expense | $2,405,000 | 816 |
| Additional noninterest expense | $8,064,000 | 684 |
| Pre-tax net operating income | $5,680,000 | 1,322 |
| Securities gains (losses) | $128,000 | 1,137 |
| Applicable income taxes | $2,736,000 | 941 |
| Income before extraordinary items | $3,072,000 | 1,710 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,072,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 878 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 972 |
| Net operating income | $2,990,080 | 1,683 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 5,442 |
| Total interest expense | $2,522,000 | 5,378 |
| Net interest income | $2,929,000 | 5,406 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $1,421,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $323,000 | 3,852 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,098,000 | 1,647 |
| Total noninterest expense | $4,251,000 | 3,006 |
| Salaries and employee benefits | $2,150,000 | 3,081 |
| Premises and equipment expense | $389,000 | 4,540 |
| Additional noninterest expense | $1,712,000 | 2,417 |
| Pre-tax net operating income | $-156,000 | 10,536 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-120,000 | 10,724 |
| Income before extraordinary items | $-36,000 | 10,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-36,000 | 10,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 908 |
| Cash dividends | $29,000 | 7,500 |
| Sale, conversion, retirement of capital stock, net | $3,594,000 | 275 |
| Net operating income | $-36,000 | 10,415 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 5,824 |
| Total interest expense | $2,367,000 | 5,727 |
| Net interest income | $2,764,000 | 5,782 |
| Provision for loan and lease losses | $325,000 | 2,425 |
| Total noninterest income | $711,000 | 4,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,137 |
| Total noninterest expense | $3,489,000 | 3,782 |
| Salaries and employee benefits | $1,491,000 | 4,330 |
| Premises and equipment expense | $336,000 | 5,155 |
| Additional noninterest expense | $1,662,000 | 2,868 |
| Pre-tax net operating income | $-339,000 | 11,161 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-135,000 | 11,214 |
| Income before extraordinary items | $-204,000 | 11,111 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-204,000 | 11,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-204,000 | 11,072 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 6,261 |
| Total interest expense | $2,255,000 | 5,964 |
| Net interest income | $2,422,000 | 6,439 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $572,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 3,500 |
| Total noninterest expense | $2,761,000 | 4,581 |
| Salaries and employee benefits | $1,332,000 | 4,776 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $1,141,000 | 3,916 |
| Pre-tax net operating income | $103,000 | 11,066 |
| Securities gains (losses) | $-49,000 | 11,160 |
| Applicable income taxes | $18,000 | 10,788 |
| Income before extraordinary items | $36,000 | 11,365 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $36,000 | 11,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $61,000 | 7,542 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 694 |
| Net operating income | $68,830 | 11,151 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 6,064 |
| Total interest expense | $1,805,000 | 6,060 |
| Net interest income | $2,777,000 | 5,951 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $756,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 3,021 |
| Total noninterest expense | $3,242,000 | 4,126 |
| Salaries and employee benefits | $1,481,000 | 4,322 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $1,430,000 | 3,465 |
| Pre-tax net operating income | $236,000 | 10,613 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $161,000 | 10,690 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $161,000 | 10,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $79,000 | 7,364 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 960 |
| Net operating income | $161,000 | 10,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 5,981 |
| Total interest expense | $2,145,000 | 5,503 |
| Net interest income | $2,658,000 | 6,240 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $566,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $566,000 | 2,997 |
| Total noninterest expense | $3,023,000 | 4,474 |
| Salaries and employee benefits | $1,603,000 | 4,023 |
| Premises and equipment expense | $645,000 | 3,107 |
| Additional noninterest expense | $775,000 | 6,079 |
| Pre-tax net operating income | $151,000 | 11,463 |
| Securities gains (losses) | $292,000 | 1,324 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $253,000 | 10,004 |
| Extraordinary gains, net | $-150,000 | 13,004 |
| Net income | $103,000 | 11,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $83,000 | 7,255 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 973 |
| Net operating income | $66,120 | 11,974 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 6,270 |
| Total interest expense | $2,494,000 | 6,009 |
| Net interest income | $2,628,000 | 6,365 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $574,000 | 5,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $574,000 | 2,912 |
| Total noninterest expense | $2,795,000 | 4,823 |
| Salaries and employee benefits | $1,526,000 | 4,168 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $686,000 | 6,847 |
| Pre-tax net operating income | $352,000 | 9,667 |
| Securities gains (losses) | $448,000 | 1,170 |
| Applicable income taxes | $330,000 | 5,574 |
| Income before extraordinary items | $470,000 | 7,580 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $470,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $183,280 | 10,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.