Home > First Bank of Berne > Income and Expense

First Bank of Berne, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$45,598,0001,008
Total interest expense$17,892,000853
Net interest income$27,706,0001,115
Provision for loan and lease losses$700,0001,038
Total noninterest income$6,683,000984
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,894,000587
Trading account gains and feesNANA
Additional Noninterest Income$4,789,000902
Total noninterest expense$20,000,0001,212
Salaries and employee benefits$9,461,0001,396
Premises and equipment expense$1,781,0001,346
Additional noninterest expense$4,789,000902
Pre-tax net operating income$13,689,000924
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$13,689,000790
Extraordinary gains, net$054
Net income$13,689,000802
Minority interest net income$088
Net income of bank and minority interests.$13,689,000793
Net charge-offs$73,0001,658
Cash dividends$12,200,000424
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,689,000798
2023-09-30 (YTD Data)Rank
Total interest income$33,429,0001,005
Total interest expense$12,675,000830
Net interest income$20,754,0001,126
Provision for loan and lease losses$225,0001,554
Total noninterest income$4,970,0001,004
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,408,000591
Trading account gains and feesNANA
Additional Noninterest Income$3,562,000921
Total noninterest expense$14,915,0001,211
Salaries and employee benefits$7,176,0001,382
Premises and equipment expense$1,306,0001,370
Additional noninterest expense$3,562,000921
Pre-tax net operating income$10,584,000933
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$10,584,000794
Extraordinary gains, net$052
Net income$10,584,000798
Minority interest net income$081
Net income of bank and minority interests.$10,584,000794
Net charge-offs$30,0001,716
Cash dividends$9,900,000382
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,584,000811
2023-06-30 (YTD Data)Rank
Total interest income$21,710,0001,002
Total interest expense$7,694,000811
Net interest income$14,016,0001,121
Provision for loan and lease losses$150,0001,522
Total noninterest income$3,308,000945
Gross Fiduciary activities income$0931
Service charges on deposit accounts$906,000600
Trading account gains and feesNANA
Additional Noninterest Income$2,402,000856
Total noninterest expense$9,886,0001,201
Salaries and employee benefits$4,857,0001,364
Premises and equipment expense$869,0001,362
Additional noninterest expense$2,402,000855
Pre-tax net operating income$7,288,000916
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$7,288,000768
Extraordinary gains, net$051
Net income$7,288,000780
Minority interest net income$081
Net income of bank and minority interests.$7,288,000768
Net charge-offs$8,0001,884
Cash dividends$7,000,000349
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,288,000778
2023-03-31 (YTD Data)Rank
Total interest income$10,588,0001,010
Total interest expense$3,562,000789
Net interest income$7,026,0001,113
Provision for loan and lease losses$75,0001,413
Total noninterest income$1,523,000994
Gross Fiduciary activities income$0913
Service charges on deposit accounts$440,000626
Trading account gains and feesNANA
Additional Noninterest Income$1,083,000906
Total noninterest expense$4,969,0001,212
Salaries and employee benefits$2,460,0001,377
Premises and equipment expense$444,0001,369
Additional noninterest expense$1,083,000906
Pre-tax net operating income$3,505,000965
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,505,000823
Extraordinary gains, net$04
Net income$3,505,000822
Minority interest net income$048
Net income of bank and minority interests.$3,505,000822
Net charge-offs$40,000881
Cash dividends$3,800,000319
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,505,000833
2022-12-31 (YTD Data)Rank
Total interest income$38,148,000931
Total interest expense$5,036,000781
Net interest income$33,112,000938
Provision for loan and lease losses$03,012
Total noninterest income$6,670,000987
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,867,000606
Trading account gains and feesNANA
Additional Noninterest Income$4,803,000937
Total noninterest expense$19,297,0001,218
Salaries and employee benefits$9,780,0001,332
Premises and equipment expense$1,853,0001,302
Additional noninterest expense$4,803,000937
Pre-tax net operating income$20,485,000738
Securities gains (losses)$3,000566
Applicable income taxes$03,596
Income before extraordinary items$20,488,000635
Extraordinary gains, net$05
Net income$20,488,000636
Minority interest net income$063
Net income of bank and minority interests.$20,488,000636
Net charge-offs$62,0001,436
Cash dividends$13,800,000371
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,485,000646
2022-09-30 (YTD Data)Rank
Total interest income$27,575,000929
Total interest expense$2,655,000805
Net interest income$24,920,000925
Provision for loan and lease losses$02,835
Total noninterest income$4,816,0001,030
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,386,000613
Trading account gains and feesNANA
Additional Noninterest Income$3,430,000969
Total noninterest expense$14,060,0001,236
Salaries and employee benefits$7,286,0001,334
Premises and equipment expense$1,393,0001,298
Additional noninterest expense$3,430,000969
Pre-tax net operating income$15,676,000725
Securities gains (losses)$3,000589
Applicable income taxes$03,603
Income before extraordinary items$15,679,000630
Extraordinary gains, net$04
Net income$15,679,000630
Minority interest net income$057
Net income of bank and minority interests.$15,679,000630
Net charge-offs$33,0001,393
Cash dividends$10,100,000348
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,676,000636
2022-06-30 (YTD Data)Rank
Total interest income$17,731,000918
Total interest expense$1,222,000942
Net interest income$16,509,000909
Provision for loan and lease losses$02,599
Total noninterest income$3,203,0001,024
Gross Fiduciary activities income$0925
Service charges on deposit accounts$886,000642
Trading account gains and feesNANA
Additional Noninterest Income$2,317,000984
Total noninterest expense$9,204,0001,251
Salaries and employee benefits$4,843,0001,338
Premises and equipment expense$913,0001,315
Additional noninterest expense$3,448,0001,056
Pre-tax net operating income$10,508,000679
Securities gains (losses)$3,000528
Applicable income taxes$03,564
Income before extraordinary items$10,511,000588
Extraordinary gains, net$04
Net income$10,511,000587
Minority interest net income$060
Net income of bank and minority interests.$10,511,000588
Net charge-offs$12,0001,527
Cash dividends$6,300,000371
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,508,000601
2022-03-31 (YTD Data)Rank
Total interest income$8,596,000923
Total interest expense$518,0001,059
Net interest income$8,078,000907
Provision for loan and lease losses$02,285
Total noninterest income$1,628,0001,017
Gross Fiduciary activities income$0892
Service charges on deposit accounts$435,000645
Trading account gains and feesNANA
Additional Noninterest Income$1,193,000966
Total noninterest expense$4,492,0001,271
Salaries and employee benefits$2,395,0001,356
Premises and equipment expense$427,0001,388
Additional noninterest expense$1,670,0001,064
Pre-tax net operating income$5,214,000673
Securities gains (losses)$3,000496
Applicable income taxes$03,450
Income before extraordinary items$5,217,000573
Extraordinary gains, net$04
Net income$5,217,000573
Minority interest net income$050
Net income of bank and minority interests.$5,217,000573
Net charge-offs$6,0001,321
Cash dividends$2,800,000380
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,214,000583
2021-12-31 (YTD Data)Rank
Total interest income$32,294,000988
Total interest expense$2,230,0001,210
Net interest income$30,064,000966
Provision for loan and lease losses$480,0001,083
Total noninterest income$7,351,0001,025
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,627,000636
Trading account gains and feesNANA
Additional Noninterest Income$5,724,000972
Total noninterest expense$17,616,0001,290
Salaries and employee benefits$9,413,0001,363
Premises and equipment expense$1,637,0001,416
Additional noninterest expense$6,566,0001,071
Pre-tax net operating income$19,319,000762
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$19,319,000660
Extraordinary gains, net$010
Net income$19,319,000661
Minority interest net income$074
Net income of bank and minority interests.$19,319,000661
Net charge-offs$40,0001,767
Cash dividends$9,800,000495
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,319,000650
2021-09-30 (YTD Data)Rank
Total interest income$23,843,0001,017
Total interest expense$1,639,0001,306
Net interest income$22,204,0001,000
Provision for loan and lease losses$360,0001,040
Total noninterest income$5,270,0001,084
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,160,000658
Trading account gains and feesNANA
Additional Noninterest Income$4,110,0001,035
Total noninterest expense$12,587,0001,337
Salaries and employee benefits$6,666,0001,435
Premises and equipment expense$1,212,0001,458
Additional noninterest expense$4,709,0001,106
Pre-tax net operating income$14,527,000793
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$14,527,000683
Extraordinary gains, net$08
Net income$14,527,000683
Minority interest net income$069
Net income of bank and minority interests.$14,527,000683
Net charge-offs$-9,0003,624
Cash dividends$7,800,000451
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,527,000673
2021-06-30 (YTD Data)Rank
Total interest income$15,690,0001,024
Total interest expense$1,117,0001,334
Net interest income$14,573,000994
Provision for loan and lease losses$240,0001,058
Total noninterest income$3,523,0001,077
Gross Fiduciary activities income$0951
Service charges on deposit accounts$700,000692
Trading account gains and feesNANA
Additional Noninterest Income$2,823,0001,018
Total noninterest expense$8,344,0001,339
Salaries and employee benefits$4,468,0001,419
Premises and equipment expense$797,0001,476
Additional noninterest expense$3,079,0001,104
Pre-tax net operating income$9,512,000798
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$9,512,000685
Extraordinary gains, net$06
Net income$9,512,000685
Minority interest net income$067
Net income of bank and minority interests.$9,512,000685
Net charge-offs$-23,0004,111
Cash dividends$4,400,000480
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,512,000670
2021-03-31 (YTD Data)Rank
Total interest income$7,724,0001,026
Total interest expense$589,0001,331
Net interest income$7,135,000996
Provision for loan and lease losses$120,0001,135
Total noninterest income$1,784,0001,072
Gross Fiduciary activities income$0922
Service charges on deposit accounts$349,000688
Trading account gains and feesNANA
Additional Noninterest Income$1,435,0001,007
Total noninterest expense$4,079,0001,348
Salaries and employee benefits$2,228,0001,417
Premises and equipment expense$396,0001,498
Additional noninterest expense$1,455,0001,127
Pre-tax net operating income$4,720,000804
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,720,000695
Extraordinary gains, net$03
Net income$4,720,000695
Minority interest net income$055
Net income of bank and minority interests.$4,720,000695
Net charge-offs$-17,0004,270
Cash dividends$1,700,000523
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,720,000682
2020-12-31 (YTD Data)Rank
Total interest income$31,688,0001,008
Total interest expense$3,224,0001,396
Net interest income$28,464,000954
Provision for loan and lease losses$1,080,0001,519
Total noninterest income$8,565,000886
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,696,000597
Trading account gains and feesNANA
Additional Noninterest Income$6,869,000821
Total noninterest expense$16,970,0001,266
Salaries and employee benefits$9,169,0001,344
Premises and equipment expense$1,571,0001,466
Additional noninterest expense$6,230,0001,062
Pre-tax net operating income$18,979,000620
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$18,979,000543
Extraordinary gains, net$04
Net income$18,979,000543
Minority interest net income$072
Net income of bank and minority interests.$18,979,000543
Net charge-offs$154,0001,711
Cash dividends$14,600,000354
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,979,000524
2020-09-30 (YTD Data)Rank
Total interest income$23,954,0001,001
Total interest expense$2,531,0001,411
Net interest income$21,423,000942
Provision for loan and lease losses$360,0002,257
Total noninterest income$6,597,000845
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,236,000608
Trading account gains and feesNANA
Additional Noninterest Income$5,361,000774
Total noninterest expense$12,284,0001,292
Salaries and employee benefits$6,599,0001,383
Premises and equipment expense$1,158,0001,484
Additional noninterest expense$4,527,0001,075
Pre-tax net operating income$15,376,000558
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$15,376,000489
Extraordinary gains, net$04
Net income$15,376,000488
Minority interest net income$065
Net income of bank and minority interests.$15,376,000489
Net charge-offs$72,0001,855
Cash dividends$9,400,000377
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,376,000480
2020-06-30 (YTD Data)Rank
Total interest income$15,784,0001,023
Total interest expense$1,817,0001,424
Net interest income$13,967,000968
Provision for loan and lease losses$240,0002,242
Total noninterest income$4,640,000773
Gross Fiduciary activities income$0970
Service charges on deposit accounts$814,000621
Trading account gains and feesNANA
Additional Noninterest Income$3,826,000695
Total noninterest expense$8,155,0001,284
Salaries and employee benefits$4,358,0001,389
Premises and equipment expense$791,0001,440
Additional noninterest expense$3,006,0001,077
Pre-tax net operating income$10,212,000505
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$10,212,000439
Extraordinary gains, net$04
Net income$10,212,000437
Minority interest net income$065
Net income of bank and minority interests.$10,212,000439
Net charge-offs$34,0001,932
Cash dividends$4,900,000447
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,212,000421
2020-03-31 (YTD Data)Rank
Total interest income$7,954,0001,022
Total interest expense$1,045,0001,383
Net interest income$6,909,000967
Provision for loan and lease losses$120,0001,810
Total noninterest income$2,567,000684
Gross Fiduciary activities income$0941
Service charges on deposit accounts$503,000600
Trading account gains and feesNANA
Additional Noninterest Income$2,064,000589
Total noninterest expense$4,118,0001,289
Salaries and employee benefits$2,205,0001,378
Premises and equipment expense$397,0001,455
Additional noninterest expense$1,516,0001,094
Pre-tax net operating income$5,238,000449
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$5,238,000382
Extraordinary gains, net$04
Net income$5,238,000381
Minority interest net income$056
Net income of bank and minority interests.$5,238,000382
Net charge-offs$52,0001,188
Cash dividends$2,400,000475
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,238,000379
2019-12-31 (YTD Data)Rank
Total interest income$31,352,0001,046
Total interest expense$5,020,0001,239
Net interest income$26,332,0001,004
Provision for loan and lease losses$975,000921
Total noninterest income$5,798,0001,027
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,217,000567
Trading account gains and feesNANA
Additional Noninterest Income$3,581,0001,058
Total noninterest expense$15,889,0001,295
Salaries and employee benefits$8,403,0001,403
Premises and equipment expense$1,580,0001,439
Additional noninterest expense$5,906,0001,096
Pre-tax net operating income$15,266,000738
Securities gains (losses)$-115,0005,089
Applicable income taxes$03,859
Income before extraordinary items$15,151,000667
Extraordinary gains, net$011
Net income$15,151,000669
Minority interest net income$076
Net income of bank and minority interests.$15,151,000668
Net charge-offs$208,0001,656
Cash dividends$10,700,000460
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,266,000644
2019-09-30 (YTD Data)Rank
Total interest income$23,482,0001,051
Total interest expense$3,880,0001,210
Net interest income$19,602,0001,015
Provision for loan and lease losses$731,000873
Total noninterest income$4,221,0001,034
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,638,000570
Trading account gains and feesNANA
Additional Noninterest Income$2,583,0001,067
Total noninterest expense$12,043,0001,282
Salaries and employee benefits$6,438,0001,379
Premises and equipment expense$1,191,0001,451
Additional noninterest expense$4,414,0001,100
Pre-tax net operating income$11,049,000778
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$11,049,000682
Extraordinary gains, net$011
Net income$11,049,000684
Minority interest net income$072
Net income of bank and minority interests.$11,049,000683
Net charge-offs$94,0001,807
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,049,000674
2019-06-30 (YTD Data)Rank
Total interest income$15,592,0001,051
Total interest expense$2,580,0001,198
Net interest income$13,012,0001,018
Provision for loan and lease losses$487,000873
Total noninterest income$2,737,0001,024
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,060,000578
Trading account gains and feesNANA
Additional Noninterest Income$1,677,0001,063
Total noninterest expense$7,902,0001,312
Salaries and employee benefits$4,206,0001,404
Premises and equipment expense$767,0001,493
Additional noninterest expense$2,929,0001,114
Pre-tax net operating income$7,360,000750
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$7,360,000668
Extraordinary gains, net$011
Net income$7,360,000668
Minority interest net income$069
Net income of bank and minority interests.$7,360,000668
Net charge-offs$61,0001,698
Cash dividends$4,200,000510
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,360,000656
2019-03-31 (YTD Data)Rank
Total interest income$7,700,0001,050
Total interest expense$1,241,0001,201
Net interest income$6,459,0001,022
Provision for loan and lease losses$244,000810
Total noninterest income$1,279,0001,044
Gross Fiduciary activities income$0972
Service charges on deposit accounts$503,000612
Trading account gains and feesNANA
Additional Noninterest Income$776,0001,082
Total noninterest expense$3,878,0001,335
Salaries and employee benefits$2,099,0001,407
Premises and equipment expense$399,0001,457
Additional noninterest expense$1,380,0001,151
Pre-tax net operating income$3,616,000747
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,616,000666
Extraordinary gains, net$05
Net income$3,616,000666
Minority interest net income$052
Net income of bank and minority interests.$3,616,000665
Net charge-offs$25,0001,595
Cash dividends$1,900,000534
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,616,000656
2018-12-31 (YTD Data)Rank
Total interest income$29,132,0001,037
Total interest expense$3,944,0001,149
Net interest income$25,188,0001,024
Provision for loan and lease losses$1,485,000641
Total noninterest income$5,687,0001,002
Gross Fiduciary activities income$71,000793
Service charges on deposit accounts$2,277,000558
Trading account gains and feesNANA
Additional Noninterest Income$3,339,0001,056
Total noninterest expense$16,038,0001,266
Salaries and employee benefits$8,522,0001,347
Premises and equipment expense$1,640,0001,374
Additional noninterest expense$5,876,0001,099
Pre-tax net operating income$13,352,000821
Securities gains (losses)$-100,0005,014
Applicable income taxes$03,978
Income before extraordinary items$13,252,000714
Extraordinary gains, net$06
Net income$13,252,000712
Minority interest net income$072
Net income of bank and minority interests.$13,252,000712
Net charge-offs$641,000816
Cash dividends$9,100,000459
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,352,000712
2018-09-30 (YTD Data)Rank
Total interest income$21,409,0001,041
Total interest expense$2,751,0001,160
Net interest income$18,658,0001,031
Provision for loan and lease losses$796,000782
Total noninterest income$4,213,0001,022
Gross Fiduciary activities income$36,000814
Service charges on deposit accounts$1,703,000556
Trading account gains and feesNANA
Additional Noninterest Income$2,474,0001,073
Total noninterest expense$12,147,0001,255
Salaries and employee benefits$6,617,0001,306
Premises and equipment expense$1,245,0001,376
Additional noninterest expense$4,285,0001,115
Pre-tax net operating income$9,928,000831
Securities gains (losses)$-49,0005,137
Applicable income taxes$04,032
Income before extraordinary items$9,879,000721
Extraordinary gains, net$05
Net income$9,879,000720
Minority interest net income$066
Net income of bank and minority interests.$9,879,000720
Net charge-offs$448,000758
Cash dividends$6,000,000463
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,928,000714
2018-06-30 (YTD Data)Rank
Total interest income$14,017,0001,043
Total interest expense$1,685,0001,180
Net interest income$12,332,0001,042
Provision for loan and lease losses$488,000841
Total noninterest income$2,757,0001,033
Gross Fiduciary activities income$36,000793
Service charges on deposit accounts$1,083,000588
Trading account gains and feesNANA
Additional Noninterest Income$1,638,0001,087
Total noninterest expense$8,154,0001,249
Salaries and employee benefits$4,408,0001,312
Premises and equipment expense$851,0001,362
Additional noninterest expense$2,895,0001,105
Pre-tax net operating income$6,447,000835
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$6,447,000729
Extraordinary gains, net$06
Net income$6,447,000728
Minority interest net income$065
Net income of bank and minority interests.$6,447,000728
Net charge-offs$308,000713
Cash dividends$4,100,000450
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,447,000730
2018-03-31 (YTD Data)Rank
Total interest income$6,906,0001,054
Total interest expense$782,0001,192
Net interest income$6,124,0001,048
Provision for loan and lease losses$244,000824
Total noninterest income$1,283,0001,077
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$521,000607
Trading account gains and feesNANA
Additional Noninterest Income$762,0001,126
Total noninterest expense$4,139,0001,242
Salaries and employee benefits$2,209,0001,325
Premises and equipment expense$415,0001,410
Additional noninterest expense$1,515,0001,066
Pre-tax net operating income$3,024,000861
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,024,000749
Extraordinary gains, net$07
Net income$3,024,000749
Minority interest net income$052
Net income of bank and minority interests.$3,024,000749
Net charge-offs$49,0001,211
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,024,000747
2017-12-31 (YTD Data)Rank
Total interest income$25,929,0001,085
Total interest expense$2,178,0001,430
Net interest income$23,751,0001,054
Provision for loan and lease losses$1,105,000826
Total noninterest income$5,601,0001,032
Gross Fiduciary activities income$68,000820
Service charges on deposit accounts$2,241,000576
Trading account gains and feesNANA
Additional Noninterest Income$3,292,0001,095
Total noninterest expense$16,146,0001,239
Salaries and employee benefits$8,532,0001,322
Premises and equipment expense$1,778,0001,306
Additional noninterest expense$5,836,0001,102
Pre-tax net operating income$12,101,000851
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$12,104,000633
Extraordinary gains, net$09
Net income$12,104,000633
Minority interest net income$076
Net income of bank and minority interests.$12,104,000633
Net charge-offs$1,143,000626
Cash dividends$8,200,000437
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,101,000629
2017-09-30 (YTD Data)Rank
Total interest income$19,229,0001,096
Total interest expense$1,577,0001,449
Net interest income$17,652,0001,065
Provision for loan and lease losses$731,000897
Total noninterest income$4,045,0001,079
Gross Fiduciary activities income$36,000843
Service charges on deposit accounts$1,639,000585
Trading account gains and feesNANA
Additional Noninterest Income$2,370,0001,133
Total noninterest expense$12,037,0001,259
Salaries and employee benefits$6,393,0001,327
Premises and equipment expense$1,356,0001,300
Additional noninterest expense$4,288,0001,126
Pre-tax net operating income$8,929,000870
Securities gains (losses)$9,0001,660
Applicable income taxes$04,172
Income before extraordinary items$8,938,000702
Extraordinary gains, net$09
Net income$8,938,000702
Minority interest net income$071
Net income of bank and minority interests.$8,938,000702
Net charge-offs$566,000737
Cash dividends$6,000,000427
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,929,000683
2017-06-30 (YTD Data)Rank
Total interest income$12,664,0001,094
Total interest expense$999,0001,476
Net interest income$11,665,0001,066
Provision for loan and lease losses$488,000877
Total noninterest income$2,546,0001,120
Gross Fiduciary activities income$36,000820
Service charges on deposit accounts$1,051,000592
Trading account gains and feesNANA
Additional Noninterest Income$1,459,0001,220
Total noninterest expense$7,877,0001,276
Salaries and employee benefits$4,250,0001,335
Premises and equipment expense$904,0001,309
Additional noninterest expense$2,723,0001,160
Pre-tax net operating income$5,846,000862
Securities gains (losses)$9,0001,292
Applicable income taxes$04,189
Income before extraordinary items$5,855,000693
Extraordinary gains, net$011
Net income$5,855,000693
Minority interest net income$071
Net income of bank and minority interests.$5,855,000693
Net charge-offs$527,000538
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,846,000677
2017-03-31 (YTD Data)Rank
Total interest income$6,255,0001,102
Total interest expense$484,0001,498
Net interest income$5,771,0001,069
Provision for loan and lease losses$244,000813
Total noninterest income$1,135,0001,205
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$496,000631
Trading account gains and feesNANA
Additional Noninterest Income$639,0001,301
Total noninterest expense$3,847,0001,309
Salaries and employee benefits$2,043,0001,397
Premises and equipment expense$399,0001,455
Additional noninterest expense$1,405,0001,136
Pre-tax net operating income$2,815,000871
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,815,000698
Extraordinary gains, net$08
Net income$2,815,000698
Minority interest net income$055
Net income of bank and minority interests.$2,815,000698
Net charge-offs$117,000839
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,815,000685
2016-12-31 (YTD Data)Rank
Total interest income$24,157,0001,100
Total interest expense$1,633,0001,683
Net interest income$22,524,0001,054
Provision for loan and lease losses$975,000922
Total noninterest income$5,122,0001,126
Gross Fiduciary activities income$70,000841
Service charges on deposit accounts$2,178,000597
Trading account gains and fees$0170
Additional Noninterest Income$2,874,0001,241
Total noninterest expense$15,335,0001,304
Salaries and employee benefits$7,962,0001,375
Premises and equipment expense$1,849,0001,261
Additional noninterest expense$5,524,0001,163
Pre-tax net operating income$11,336,000828
Securities gains (losses)$10,0002,659
Applicable income taxes$04,278
Income before extraordinary items$11,346,000680
Extraordinary gains, net$05
Net income$11,346,000679
Minority interest net income$082
Net income of bank and minority interests.$11,346,000679
Net charge-offs$1,032,000648
Cash dividends$8,579,000443
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,336,000669
2016-09-30 (YTD Data)Rank
Total interest income$18,031,0001,108
Total interest expense$1,187,0001,731
Net interest income$16,844,0001,061
Provision for loan and lease losses$731,000879
Total noninterest income$3,770,0001,143
Gross Fiduciary activities income$32,000881
Service charges on deposit accounts$1,634,000598
Trading account gains and fees$0169
Additional Noninterest Income$2,104,0001,263
Total noninterest expense$11,321,0001,317
Salaries and employee benefits$5,907,0001,385
Premises and equipment expense$1,340,0001,305
Additional noninterest expense$4,074,0001,188
Pre-tax net operating income$8,562,000825
Securities gains (losses)$10,0002,582
Applicable income taxes$04,325
Income before extraordinary items$8,572,000682
Extraordinary gains, net$05
Net income$8,572,000682
Minority interest net income$071
Net income of bank and minority interests.$8,572,000682
Net charge-offs$801,000568
Cash dividends$6,583,000402
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,562,000664
2016-06-30 (YTD Data)Rank
Total interest income$11,955,0001,114
Total interest expense$759,0001,796
Net interest income$11,196,0001,067
Provision for loan and lease losses$488,000872
Total noninterest income$2,446,0001,148
Gross Fiduciary activities income$32,000858
Service charges on deposit accounts$1,050,000609
Trading account gains and fees$0157
Additional Noninterest Income$1,364,0001,264
Total noninterest expense$7,366,0001,346
Salaries and employee benefits$3,937,0001,395
Premises and equipment expense$876,0001,329
Additional noninterest expense$2,553,0001,244
Pre-tax net operating income$5,788,000812
Securities gains (losses)$9,0002,280
Applicable income taxes$04,338
Income before extraordinary items$5,797,000659
Extraordinary gains, net$016
Net income$5,797,000657
Minority interest net income$071
Net income of bank and minority interests.$5,797,000658
Net charge-offs$584,000533
Cash dividends$4,684,000381
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,788,000642
2016-03-31 (YTD Data)Rank
Total interest income$5,950,0001,117
Total interest expense$380,0001,778
Net interest income$5,570,0001,068
Provision for loan and lease losses$244,000829
Total noninterest income$1,099,0001,212
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$502,000632
Trading account gains and fees$0142
Additional Noninterest Income$597,0001,354
Total noninterest expense$3,685,0001,347
Salaries and employee benefits$1,942,0001,410
Premises and equipment expense$435,0001,341
Additional noninterest expense$1,308,0001,221
Pre-tax net operating income$2,740,000826
Securities gains (losses)$1,0001,958
Applicable income taxes$04,259
Income before extraordinary items$2,741,000668
Extraordinary gains, net$012
Net income$2,741,000667
Minority interest net income$062
Net income of bank and minority interests.$2,741,000668
Net charge-offs$446,000371
Cash dividends$3,090,000298
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,740,000652
2015-12-31 (YTD Data)Rank
Total interest income$23,388,0001,099
Total interest expense$1,198,0002,121
Net interest income$22,190,0001,035
Provision for loan and lease losses$850,000929
Total noninterest income$4,620,0001,187
Gross Fiduciary activities income$297,000693
Service charges on deposit accounts$2,010,000652
Trading account gains and fees$0159
Additional Noninterest Income$2,313,0001,369
Total noninterest expense$15,044,0001,313
Salaries and employee benefits$8,066,0001,349
Premises and equipment expense$1,805,0001,293
Additional noninterest expense$5,173,0001,237
Pre-tax net operating income$10,916,000820
Securities gains (losses)$159,000875
Applicable income taxes$04,402
Income before extraordinary items$11,075,000669
Extraordinary gains, net$023
Net income$11,075,000668
Minority interest net income$081
Net income of bank and minority interests.$11,075,000669
Net charge-offs$548,0001,089
Cash dividends$7,930,000458
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,916,000665
2015-09-30 (YTD Data)Rank
Total interest income$17,405,0001,110
Total interest expense$875,0002,188
Net interest income$16,530,0001,051
Provision for loan and lease losses$550,000966
Total noninterest income$3,276,0001,239
Gross Fiduciary activities income$250,000673
Service charges on deposit accounts$1,465,000671
Trading account gains and fees$0153
Additional Noninterest Income$1,561,0001,491
Total noninterest expense$10,876,0001,356
Salaries and employee benefits$5,776,0001,405
Premises and equipment expense$1,404,0001,279
Additional noninterest expense$3,696,0001,286
Pre-tax net operating income$8,380,000808
Securities gains (losses)$85,0001,129
Applicable income taxes$04,489
Income before extraordinary items$8,465,000654
Extraordinary gains, net$021
Net income$8,465,000652
Minority interest net income$078
Net income of bank and minority interests.$8,465,000654
Net charge-offs$377,0001,057
Cash dividends$6,141,000402
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,380,000647
2015-06-30 (YTD Data)Rank
Total interest income$11,466,0001,121
Total interest expense$585,0002,199
Net interest income$10,881,0001,056
Provision for loan and lease losses$300,0001,096
Total noninterest income$2,246,0001,231
Gross Fiduciary activities income$143,000712
Service charges on deposit accounts$916,000704
Trading account gains and fees$0157
Additional Noninterest Income$1,187,0001,388
Total noninterest expense$7,138,0001,379
Salaries and employee benefits$3,755,0001,435
Premises and equipment expense$941,0001,270
Additional noninterest expense$2,442,0001,298
Pre-tax net operating income$5,689,000796
Securities gains (losses)$81,000940
Applicable income taxes$04,497
Income before extraordinary items$5,770,000640
Extraordinary gains, net$022
Net income$5,770,000637
Minority interest net income$075
Net income of bank and minority interests.$5,770,000640
Net charge-offs$412,000749
Cash dividends$4,357,000382
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,689,000633
2015-03-31 (YTD Data)Rank
Total interest income$5,684,0001,125
Total interest expense$294,0002,213
Net interest income$5,390,0001,058
Provision for loan and lease losses$150,0001,060
Total noninterest income$986,0001,310
Gross Fiduciary activities income$68,000719
Service charges on deposit accounts$420,000755
Trading account gains and fees$0152
Additional Noninterest Income$498,0001,509
Total noninterest expense$3,354,0001,461
Salaries and employee benefits$1,719,0001,565
Premises and equipment expense$483,0001,254
Additional noninterest expense$1,152,0001,336
Pre-tax net operating income$2,872,000771
Securities gains (losses)$63,000752
Applicable income taxes$04,400
Income before extraordinary items$2,935,000614
Extraordinary gains, net$013
Net income$2,935,000611
Minority interest net income$064
Net income of bank and minority interests.$2,935,000614
Net charge-offs$60,0001,434
Cash dividends$2,077,000348
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,872,000610
2014-12-31 (YTD Data)Rank
Total interest income$22,518,0001,139
Total interest expense$1,294,0002,124
Net interest income$21,224,0001,060
Provision for loan and lease losses$1,085,000818
Total noninterest income$4,356,0001,210
Gross Fiduciary activities income$280,000714
Service charges on deposit accounts$2,026,000673
Trading account gains and fees$0180
Additional Noninterest Income$2,050,0001,429
Total noninterest expense$12,591,0001,515
Salaries and employee benefits$6,399,0001,620
Premises and equipment expense$1,589,0001,490
Additional noninterest expense$4,603,0001,397
Pre-tax net operating income$11,904,000707
Securities gains (losses)$-1,0005,807
Applicable income taxes$21,0004,005
Income before extraordinary items$11,882,000573
Extraordinary gains, net$017
Net income$11,882,000570
Minority interest net income$084
Net income of bank and minority interests.$11,882,000573
Net charge-offs$743,0001,118
Cash dividends$9,362,000355
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,883,000561
2014-09-30 (YTD Data)Rank
Total interest income$16,807,0001,152
Total interest expense$979,0002,145
Net interest income$15,828,0001,072
Provision for loan and lease losses$725,000864
Total noninterest income$3,262,0001,212
Gross Fiduciary activities income$211,000713
Service charges on deposit accounts$1,510,000669
Trading account gains and fees$0174
Additional Noninterest Income$1,541,0001,429
Total noninterest expense$9,202,0001,558
Salaries and employee benefits$4,789,0001,621
Premises and equipment expense$1,107,0001,602
Additional noninterest expense$3,306,0001,440
Pre-tax net operating income$9,163,000690
Securities gains (losses)$1,0002,871
Applicable income taxes$6,0004,296
Income before extraordinary items$9,158,000558
Extraordinary gains, net$015
Net income$9,158,000557
Minority interest net income$081
Net income of bank and minority interests.$9,158,000558
Net charge-offs$440,0001,270
Cash dividends$7,681,000313
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,157,000552
2014-06-30 (YTD Data)Rank
Total interest income$11,156,0001,150
Total interest expense$633,0002,226
Net interest income$10,523,0001,066
Provision for loan and lease losses$240,0001,487
Total noninterest income$2,072,0001,254
Gross Fiduciary activities income$147,000708
Service charges on deposit accounts$966,000685
Trading account gains and fees$0172
Additional Noninterest Income$959,0001,489
Total noninterest expense$6,102,0001,566
Salaries and employee benefits$3,210,0001,611
Premises and equipment expense$718,0001,645
Additional noninterest expense$2,174,0001,451
Pre-tax net operating income$6,253,000662
Securities gains (losses)$02,580
Applicable income taxes$6,0004,225
Income before extraordinary items$6,247,000524
Extraordinary gains, net$020
Net income$6,247,000523
Minority interest net income$080
Net income of bank and minority interests.$6,247,000524
Net charge-offs$179,0001,690
Cash dividends$5,313,000296
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,247,000521
2014-03-31 (YTD Data)Rank
Total interest income$5,587,0001,148
Total interest expense$290,0002,421
Net interest income$5,297,0001,064
Provision for loan and lease losses$120,0001,448
Total noninterest income$1,007,0001,246
Gross Fiduciary activities income$64,000738
Service charges on deposit accounts$455,000719
Trading account gains and fees$0147
Additional Noninterest Income$488,0001,440
Total noninterest expense$3,080,0001,559
Salaries and employee benefits$1,605,0001,623
Premises and equipment expense$357,0001,687
Additional noninterest expense$1,118,0001,419
Pre-tax net operating income$3,104,000652
Securities gains (losses)$01,715
Applicable income taxes$6,0003,988
Income before extraordinary items$3,098,000516
Extraordinary gains, net$016
Net income$3,098,000516
Minority interest net income$066
Net income of bank and minority interests.$3,098,000517
Net charge-offs$51,0001,858
Cash dividends$3,100,000230
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,098,000512
2013-12-31 (YTD Data)Rank
Total interest income$22,192,0001,162
Total interest expense$1,930,0001,762
Net interest income$20,262,0001,088
Provision for loan and lease losses$400,0002,105
Total noninterest income$5,005,0001,129
Gross Fiduciary activities income$236,000751
Service charges on deposit accounts$2,008,000689
Trading account gains and fees$0184
Additional Noninterest Income$2,761,0001,203
Total noninterest expense$13,193,0001,480
Salaries and employee benefits$6,180,0001,653
Premises and equipment expense$1,509,0001,571
Additional noninterest expense$5,504,0001,220
Pre-tax net operating income$11,674,000671
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$11,674,000565
Extraordinary gains, net$029
Net income$11,674,000563
Minority interest net income$090
Net income of bank and minority interests.$11,674,000566
Net charge-offs$720,0001,610
Cash dividends$9,308,000345
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,674,000555
2013-09-30 (YTD Data)Rank
Total interest income$16,554,0001,168
Total interest expense$1,509,0001,743
Net interest income$15,045,0001,097
Provision for loan and lease losses$300,0002,060
Total noninterest income$4,020,0001,105
Gross Fiduciary activities income$157,000767
Service charges on deposit accounts$1,469,000716
Trading account gains and fees$0180
Additional Noninterest Income$2,394,0001,130
Total noninterest expense$8,764,0001,652
Salaries and employee benefits$4,726,0001,641
Premises and equipment expense$1,106,0001,608
Additional noninterest expense$2,932,0001,643
Pre-tax net operating income$10,001,000606
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$10,001,000520
Extraordinary gains, net$025
Net income$10,001,000518
Minority interest net income$084
Net income of bank and minority interests.$10,001,000522
Net charge-offs$899,0001,084
Cash dividends$6,501,000339
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,001,000504
2013-06-30 (YTD Data)Rank
Total interest income$11,033,0001,162
Total interest expense$1,029,0001,737
Net interest income$10,004,0001,088
Provision for loan and lease losses$300,0001,629
Total noninterest income$2,648,0001,110
Gross Fiduciary activities income$97,000784
Service charges on deposit accounts$935,000738
Trading account gains and fees$0157
Additional Noninterest Income$1,616,0001,144
Total noninterest expense$5,764,0001,668
Salaries and employee benefits$3,128,0001,658
Premises and equipment expense$670,0001,753
Additional noninterest expense$1,966,0001,633
Pre-tax net operating income$6,588,000603
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$6,588,000520
Extraordinary gains, net$022
Net income$6,588,000520
Minority interest net income$082
Net income of bank and minority interests.$6,588,000522
Net charge-offs$336,0001,583
Cash dividends$4,401,000330
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,588,000502
2013-03-31 (YTD Data)Rank
Total interest income$5,599,0001,149
Total interest expense$525,0001,745
Net interest income$5,074,0001,077
Provision for loan and lease losses$150,0001,610
Total noninterest income$1,376,0001,092
Gross Fiduciary activities income$41,000813
Service charges on deposit accounts$434,000785
Trading account gains and fees$0148
Additional Noninterest Income$901,0001,057
Total noninterest expense$2,853,0001,706
Salaries and employee benefits$1,562,0001,678
Premises and equipment expense$329,0001,804
Additional noninterest expense$962,0001,664
Pre-tax net operating income$3,447,000582
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,447,000483
Extraordinary gains, net$010
Net income$3,447,000483
Minority interest net income$076
Net income of bank and minority interests.$3,447,000484
Net charge-offs$226,0001,260
Cash dividends$2,248,000275
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,447,000467
2012-12-31 (YTD Data)Rank
Total interest income$22,982,0001,164
Total interest expense$3,025,0001,468
Net interest income$19,957,0001,095
Provision for loan and lease losses$2,000,0001,058
Total noninterest income$5,697,0001,043
Gross Fiduciary activities income$255,000742
Service charges on deposit accounts$1,938,000737
Trading account gains and fees$0166
Additional Noninterest Income$3,504,0001,055
Total noninterest expense$11,655,0001,652
Salaries and employee benefits$6,053,0001,667
Premises and equipment expense$1,433,0001,639
Additional noninterest expense$4,169,0001,621
Pre-tax net operating income$11,999,000618
Securities gains (losses)$132,0002,049
Applicable income taxes$04,751
Income before extraordinary items$12,131,000543
Extraordinary gains, net$029
Net income$12,131,000541
Minority interest net income$093
Net income of bank and minority interests.$12,131,000543
Net charge-offs$1,175,0001,649
Cash dividends$7,882,000381
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,999,000527
2012-09-30 (YTD Data)Rank
Total interest income$17,231,0001,180
Total interest expense$2,429,0001,438
Net interest income$14,802,0001,124
Provision for loan and lease losses$450,0002,400
Total noninterest income$4,065,0001,082
Gross Fiduciary activities income$210,000717
Service charges on deposit accounts$1,427,000756
Trading account gains and fees$0157
Additional Noninterest Income$2,428,0001,093
Total noninterest expense$8,891,0001,635
Salaries and employee benefits$4,718,0001,604
Premises and equipment expense$1,080,0001,642
Additional noninterest expense$3,093,0001,631
Pre-tax net operating income$9,526,000607
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$9,526,000533
Extraordinary gains, net$020
Net income$9,526,000531
Minority interest net income$086
Net income of bank and minority interests.$9,526,000533
Net charge-offs$296,0002,848
Cash dividends$6,032,000309
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,526,000510
2012-06-30 (YTD Data)Rank
Total interest income$11,323,0001,211
Total interest expense$1,692,0001,427
Net interest income$9,631,0001,159
Provision for loan and lease losses$300,0002,388
Total noninterest income$2,612,0001,094
Gross Fiduciary activities income$144,000718
Service charges on deposit accounts$912,000777
Trading account gains and fees$0153
Additional Noninterest Income$1,556,0001,106
Total noninterest expense$5,889,0001,650
Salaries and employee benefits$3,163,0001,602
Premises and equipment expense$744,0001,605
Additional noninterest expense$1,982,0001,686
Pre-tax net operating income$6,054,000618
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$6,054,000535
Extraordinary gains, net$019
Net income$6,054,000535
Minority interest net income$084
Net income of bank and minority interests.$6,054,000535
Net charge-offs$136,0003,141
Cash dividends$4,279,000291
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,054,000510
2012-03-31 (YTD Data)Rank
Total interest income$5,476,0001,258
Total interest expense$878,0001,435
Net interest income$4,598,0001,210
Provision for loan and lease losses$150,0002,302
Total noninterest income$1,235,0001,134
Gross Fiduciary activities income$49,000803
Service charges on deposit accounts$420,000822
Trading account gains and fees$0148
Additional Noninterest Income$766,0001,110
Total noninterest expense$2,895,0001,667
Salaries and employee benefits$1,566,0001,617
Premises and equipment expense$336,0001,760
Additional noninterest expense$993,0001,668
Pre-tax net operating income$2,788,000662
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,788,000564
Extraordinary gains, net$019
Net income$2,788,000563
Minority interest net income$078
Net income of bank and minority interests.$2,788,000565
Net charge-offs$45,0003,095
Cash dividends$2,527,000216
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,788,000554
2011-12-31 (YTD Data)Rank
Total interest income$20,352,0001,401
Total interest expense$4,366,0001,390
Net interest income$15,986,0001,391
Provision for loan and lease losses$350,0003,913
Total noninterest income$4,630,0001,105
Gross Fiduciary activities income$199,000744
Service charges on deposit accounts$1,738,000849
Trading account gains and fees$0146
Additional Noninterest Income$2,693,0001,102
Total noninterest expense$9,900,0001,928
Salaries and employee benefits$5,526,0001,752
Premises and equipment expense$1,021,0002,376
Additional noninterest expense$3,353,0001,999
Pre-tax net operating income$10,366,000600
Securities gains (losses)$24,0002,997
Applicable income taxes$04,719
Income before extraordinary items$10,390,000516
Extraordinary gains, net$029
Net income$10,390,000516
Minority interest net income$096
Net income of bank and minority interests.$10,390,000517
Net charge-offs$334,0003,680
Cash dividends$7,969,000276
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,366,000508
2011-09-30 (YTD Data)Rank
Total interest income$15,287,0001,421
Total interest expense$3,424,0001,383
Net interest income$11,863,0001,416
Provision for loan and lease losses$300,0003,601
Total noninterest income$3,249,0001,173
Gross Fiduciary activities income$131,000761
Service charges on deposit accounts$1,275,000869
Trading account gains and fees$0145
Additional Noninterest Income$1,843,0001,182
Total noninterest expense$6,930,0002,078
Salaries and employee benefits$4,065,0001,803
Premises and equipment expense$751,0002,423
Additional noninterest expense$2,114,0002,343
Pre-tax net operating income$7,882,000618
Securities gains (losses)$24,0002,728
Applicable income taxes$04,740
Income before extraordinary items$7,906,000525
Extraordinary gains, net$021
Net income$7,906,000525
Minority interest net income$087
Net income of bank and minority interests.$7,906,000525
Net charge-offs$109,0004,344
Cash dividends$6,222,000234
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,882,000510
2011-06-30 (YTD Data)Rank
Total interest income$10,139,0001,437
Total interest expense$2,355,0001,391
Net interest income$7,784,0001,439
Provision for loan and lease losses$300,0002,953
Total noninterest income$2,127,0001,174
Gross Fiduciary activities income$85,000778
Service charges on deposit accounts$792,000922
Trading account gains and fees$0153
Additional Noninterest Income$1,250,0001,152
Total noninterest expense$4,655,0002,075
Salaries and employee benefits$2,727,0001,796
Premises and equipment expense$499,0002,454
Additional noninterest expense$1,429,0002,349
Pre-tax net operating income$4,956,000640
Securities gains (losses)$24,0002,007
Applicable income taxes$04,697
Income before extraordinary items$4,980,000538
Extraordinary gains, net$015
Net income$4,980,000537
Minority interest net income$089
Net income of bank and minority interests.$4,980,000538
Net charge-offs$22,0005,004
Cash dividends$4,098,000230
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,956,000529
2011-03-31 (YTD Data)Rank
Total interest income$5,034,0001,455
Total interest expense$1,207,0001,406
Net interest income$3,827,0001,458
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,031,0001,190
Gross Fiduciary activities income$38,000805
Service charges on deposit accounts$367,000977
Trading account gains and fees$0158
Additional Noninterest Income$626,0001,149
Total noninterest expense$2,327,0002,084
Salaries and employee benefits$1,391,0001,778
Premises and equipment expense$252,0002,480
Additional noninterest expense$684,0002,423
Pre-tax net operating income$2,381,000672
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,381,000557
Extraordinary gains, net$09
Net income$2,381,000556
Minority interest net income$086
Net income of bank and minority interests.$2,381,000557
Net charge-offs$30,0003,773
Cash dividends$2,048,000199
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,381,000544
2010-12-31 (YTD Data)Rank
Total interest income$21,081,0001,452
Total interest expense$5,616,0001,478
Net interest income$15,465,0001,448
Provision for loan and lease losses$600,0003,834
Total noninterest income$4,738,0001,133
Gross Fiduciary activities income$189,000774
Service charges on deposit accounts$1,681,000898
Trading account gains and fees$0175
Additional Noninterest Income$2,868,0001,100
Total noninterest expense$9,518,0002,040
Salaries and employee benefits$5,272,0001,840
Premises and equipment expense$1,010,0002,461
Additional noninterest expense$3,236,0002,149
Pre-tax net operating income$10,085,000548
Securities gains (losses)$54,0002,607
Applicable income taxes$04,655
Income before extraordinary items$10,139,000458
Extraordinary gains, net$029
Net income$10,139,000456
Minority interest net income$0111
Net income of bank and minority interests.$10,139,000458
Net charge-offs$160,0004,993
Cash dividends$7,171,000244
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,085,000435
2010-09-30 (YTD Data)Rank
Total interest income$15,860,0001,487
Total interest expense$4,332,0001,495
Net interest income$11,528,0001,475
Provision for loan and lease losses$450,0003,704
Total noninterest income$3,275,0001,183
Gross Fiduciary activities income$127,000782
Service charges on deposit accounts$1,241,000947
Trading account gains and fees$0165
Additional Noninterest Income$1,907,0001,140
Total noninterest expense$6,972,0002,070
Salaries and employee benefits$3,970,0001,837
Premises and equipment expense$736,0002,553
Additional noninterest expense$2,266,0002,252
Pre-tax net operating income$7,381,000578
Securities gains (losses)$16,0002,975
Applicable income taxes$04,726
Income before extraordinary items$7,397,000464
Extraordinary gains, net$023
Net income$7,397,000466
Minority interest net income$0110
Net income of bank and minority interests.$7,397,000466
Net charge-offs$91,0005,003
Cash dividends$5,377,000205
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,381,000447
2010-06-30 (YTD Data)Rank
Total interest income$10,560,0001,513
Total interest expense$2,954,0001,525
Net interest income$7,606,0001,494
Provision for loan and lease losses$300,0003,591
Total noninterest income$2,092,0001,196
Gross Fiduciary activities income$82,000795
Service charges on deposit accounts$788,000999
Trading account gains and fees$0152
Additional Noninterest Income$1,222,0001,133
Total noninterest expense$4,617,0002,097
Salaries and employee benefits$2,699,0001,825
Premises and equipment expense$499,0002,545
Additional noninterest expense$1,419,0002,364
Pre-tax net operating income$4,781,000578
Securities gains (losses)$16,0002,445
Applicable income taxes$04,691
Income before extraordinary items$4,797,000458
Extraordinary gains, net$019
Net income$4,797,000459
Minority interest net income$0105
Net income of bank and minority interests.$4,797,000459
Net charge-offs$49,0004,905
Cash dividends$3,483,000209
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,781,000448
2010-03-31 (YTD Data)Rank
Total interest income$5,292,0001,541
Total interest expense$1,500,0001,574
Net interest income$3,792,0001,518
Provision for loan and lease losses$150,0003,336
Total noninterest income$1,015,0001,219
Gross Fiduciary activities income$42,000802
Service charges on deposit accounts$357,0001,095
Trading account gains and fees$0175
Additional Noninterest Income$616,0001,104
Total noninterest expense$2,266,0002,149
Salaries and employee benefits$1,362,0001,836
Premises and equipment expense$244,0002,641
Additional noninterest expense$660,0002,496
Pre-tax net operating income$2,391,000567
Securities gains (losses)$16,0001,584
Applicable income taxes$04,611
Income before extraordinary items$2,407,000451
Extraordinary gains, net$016
Net income$2,407,000452
Minority interest net income$091
Net income of bank and minority interests.$2,407,000453
Net charge-offs$11,0004,779
Cash dividends$1,836,000193
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,391,000443
2009-12-31 (YTD Data)Rank
Total interest income$21,865,0001,568
Total interest expense$7,125,0001,663
Net interest income$14,740,0001,527
Provision for loan and lease losses$750,0003,934
Total noninterest income$4,283,0001,237
Gross Fiduciary activities income$268,000689
Service charges on deposit accounts$1,658,0001,050
Trading account gains and fees$0211
Additional Noninterest Income$2,357,0001,219
Total noninterest expense$9,143,0002,172
Salaries and employee benefits$5,175,0001,902
Premises and equipment expense$908,0002,797
Additional noninterest expense$3,060,0002,309
Pre-tax net operating income$9,130,000467
Securities gains (losses)$-268,0007,472
Applicable income taxes$04,388
Income before extraordinary items$8,862,000365
Extraordinary gains, net$034
Net income$8,862,000364
Minority interest net income$0115
Net income of bank and minority interests.$8,862,000365
Net charge-offs$126,0005,492
Cash dividends$6,022,000291
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,130,000354
2009-09-30 (YTD Data)Rank
Total interest income$16,449,0001,588
Total interest expense$5,490,0001,687
Net interest income$10,959,0001,536
Provision for loan and lease losses$600,0003,517
Total noninterest income$3,197,0001,255
Gross Fiduciary activities income$231,000662
Service charges on deposit accounts$1,220,0001,069
Trading account gains and fees$0212
Additional Noninterest Income$1,746,0001,265
Total noninterest expense$6,691,0002,226
Salaries and employee benefits$3,915,0001,911
Premises and equipment expense$671,0002,874
Additional noninterest expense$2,105,0002,459
Pre-tax net operating income$6,865,000494
Securities gains (losses)$-207,0007,592
Applicable income taxes$04,592
Income before extraordinary items$6,658,000393
Extraordinary gains, net$027
Net income$6,658,000392
Minority interest net income$0118
Net income of bank and minority interests.$6,658,000393
Net charge-offs$72,0005,372
Cash dividends$4,678,000273
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,865,000380
2009-06-30 (YTD Data)Rank
Total interest income$11,058,0001,602
Total interest expense$3,789,0001,708
Net interest income$7,269,0001,545
Provision for loan and lease losses$450,0003,101
Total noninterest income$2,068,0001,302
Gross Fiduciary activities income$148,000675
Service charges on deposit accounts$766,0001,108
Trading account gains and fees$0193
Additional Noninterest Income$1,154,0001,295
Total noninterest expense$4,501,0002,230
Salaries and employee benefits$2,601,0001,951
Premises and equipment expense$456,0002,867
Additional noninterest expense$1,444,0002,422
Pre-tax net operating income$4,386,000502
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$4,386,000394
Extraordinary gains, net$021
Net income$4,386,000391
Minority interest net income$0112
Net income of bank and minority interests.$4,386,000393
Net charge-offs$58,0004,788
Cash dividends$3,334,000260
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,386,000377
2009-03-31 (YTD Data)Rank
Total interest income$5,523,0001,627
Total interest expense$1,991,0001,707
Net interest income$3,532,0001,582
Provision for loan and lease losses$225,0002,683
Total noninterest income$972,0001,308
Gross Fiduciary activities income$75,000675
Service charges on deposit accounts$357,0001,159
Trading account gains and fees$0171
Additional Noninterest Income$540,0001,327
Total noninterest expense$2,193,0002,231
Salaries and employee benefits$1,310,0001,964
Premises and equipment expense$214,0003,070
Additional noninterest expense$669,0002,324
Pre-tax net operating income$2,086,000582
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,086,000468
Extraordinary gains, net$015
Net income$2,086,000469
Minority interest net income$0102
Net income of bank and minority interests.$2,086,000470
Net charge-offs$20,0004,311
Cash dividends$1,832,000240
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,086,000438
2008-12-31 (YTD Data)Rank
Total interest income$22,599,0001,705
Total interest expense$9,381,0001,723
Net interest income$13,218,0001,680
Provision for loan and lease losses$1,232,0002,427
Total noninterest income$3,759,0001,328
Gross Fiduciary activities income$340,000648
Service charges on deposit accounts$1,691,0001,052
Trading account gains and fees$0154
Additional Noninterest Income$1,728,0001,448
Total noninterest expense$8,286,0002,308
Salaries and employee benefits$5,084,0001,983
Premises and equipment expense$885,0002,915
Additional noninterest expense$2,317,0002,497
Pre-tax net operating income$7,459,000744
Securities gains (losses)$2,0002,962
Applicable income taxes$04,979
Income before extraordinary items$7,461,000521
Extraordinary gains, net$039
Net income$7,461,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0003,522
Cash dividends$3,468,000795
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,459,000564
2008-09-30 (YTD Data)Rank
Total interest income$16,874,0001,754
Total interest expense$7,153,0001,766
Net interest income$9,721,0001,726
Provision for loan and lease losses$557,0002,573
Total noninterest income$2,857,0001,351
Gross Fiduciary activities income$235,000680
Service charges on deposit accounts$1,237,0001,093
Trading account gains and fees$0148
Additional Noninterest Income$1,385,0001,437
Total noninterest expense$6,233,0002,297
Salaries and employee benefits$3,898,0001,977
Premises and equipment expense$654,0002,973
Additional noninterest expense$1,681,0002,512
Pre-tax net operating income$5,788,000877
Securities gains (losses)$2,0002,845
Applicable income taxes$05,372
Income before extraordinary items$5,790,000627
Extraordinary gains, net$031
Net income$5,790,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,845
Cash dividends$3,275,000663
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,788,000663
2008-06-30 (YTD Data)Rank
Total interest income$11,232,0001,784
Total interest expense$4,894,0001,804
Net interest income$6,338,0001,761
Provision for loan and lease losses$282,0002,641
Total noninterest income$1,795,0001,439
Gross Fiduciary activities income$111,000780
Service charges on deposit accounts$796,0001,113
Trading account gains and fees$0149
Additional Noninterest Income$888,0001,533
Total noninterest expense$4,053,0002,353
Salaries and employee benefits$2,524,0002,059
Premises and equipment expense$435,0002,981
Additional noninterest expense$1,094,0002,534
Pre-tax net operating income$3,798,000933
Securities gains (losses)$2,0002,957
Applicable income taxes$05,627
Income before extraordinary items$3,800,000725
Extraordinary gains, net$021
Net income$3,800,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,967
Cash dividends$2,100,000752
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,798,000707
2008-03-31 (YTD Data)Rank
Total interest income$5,661,0001,810
Total interest expense$2,590,0001,816
Net interest income$3,071,0001,819
Provision for loan and lease losses$99,0002,759
Total noninterest income$821,0001,537
Gross Fiduciary activities income$43,000837
Service charges on deposit accounts$379,0001,161
Trading account gains and fees$0158
Additional Noninterest Income$399,0001,633
Total noninterest expense$2,010,0002,357
Salaries and employee benefits$1,241,0002,112
Premises and equipment expense$212,0003,063
Additional noninterest expense$557,0002,474
Pre-tax net operating income$1,783,0001,073
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,783,000842
Extraordinary gains, net$015
Net income$1,783,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$1,150,000649
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,783,000808
2007-12-31 (YTD Data)Rank
Total interest income$22,110,0001,911
Total interest expense$11,907,0001,683
Net interest income$10,203,0002,209
Provision for loan and lease losses$294,0003,244
Total noninterest income$2,960,0001,662
Gross Fiduciary activities income$174,000830
Service charges on deposit accounts$1,494,0001,186
Trading account gains and fees$0178
Additional Noninterest Income$1,292,0001,862
Total noninterest expense$7,852,0002,328
Salaries and employee benefits$4,698,0002,144
Premises and equipment expense$865,0002,896
Additional noninterest expense$2,289,0002,358
Pre-tax net operating income$5,017,0001,635
Securities gains (losses)$102,000603
Applicable income taxes$7,0005,711
Income before extraordinary items$5,112,0001,251
Extraordinary gains, net$039
Net income$5,112,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,982
Cash dividends$3,425,0001,071
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,010,0001,268
2007-09-30 (YTD Data)Rank
Total interest income$16,368,0001,935
Total interest expense$9,039,0001,655
Net interest income$7,329,0002,299
Provision for loan and lease losses$45,0005,124
Total noninterest income$2,222,0001,659
Gross Fiduciary activities income$141,000808
Service charges on deposit accounts$1,084,0001,212
Trading account gains and fees$0184
Additional Noninterest Income$997,0001,841
Total noninterest expense$5,856,0002,320
Salaries and employee benefits$3,534,0002,131
Premises and equipment expense$645,0002,891
Additional noninterest expense$1,677,0002,364
Pre-tax net operating income$3,650,0001,795
Securities gains (losses)$-2,0007,433
Applicable income taxes$7,0005,819
Income before extraordinary items$3,641,0001,397
Extraordinary gains, net$033
Net income$3,641,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,239
Cash dividends$2,175,0001,143
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,643,0001,384
2007-06-30 (YTD Data)Rank
Total interest income$10,707,0001,985
Total interest expense$5,943,0001,686
Net interest income$4,764,0002,382
Provision for loan and lease losses$30,0004,873
Total noninterest income$1,419,0001,741
Gross Fiduciary activities income$75,000864
Service charges on deposit accounts$697,0001,266
Trading account gains and fees$0168
Additional Noninterest Income$647,0001,879
Total noninterest expense$3,897,0002,347
Salaries and employee benefits$2,370,0002,161
Premises and equipment expense$424,0002,953
Additional noninterest expense$1,103,0002,401
Pre-tax net operating income$2,256,0001,956
Securities gains (losses)$01,444
Applicable income taxes$7,0005,792
Income before extraordinary items$2,249,0001,559
Extraordinary gains, net$029
Net income$2,249,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,311
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,249,0001,541
2007-03-31 (YTD Data)Rank
Total interest income$5,343,0001,991
Total interest expense$2,994,0001,662
Net interest income$2,349,0002,413
Provision for loan and lease losses$15,0004,592
Total noninterest income$672,0001,786
Gross Fiduciary activities income$42,000852
Service charges on deposit accounts$321,0001,337
Trading account gains and fees$0195
Additional Noninterest Income$309,0001,912
Total noninterest expense$1,920,0002,382
Salaries and employee benefits$1,195,0002,149
Premises and equipment expense$200,0003,116
Additional noninterest expense$525,0002,507
Pre-tax net operating income$1,086,0002,027
Securities gains (losses)$01,187
Applicable income taxes$7,0005,533
Income before extraordinary items$1,079,0001,599
Extraordinary gains, net$022
Net income$1,079,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,079,0001,585
2006-12-31 (YTD Data)Rank
Total interest income$21,431,0001,877
Total interest expense$10,868,0001,559
Net interest income$10,563,0002,190
Provision for loan and lease losses$70,0005,172
Total noninterest income$2,974,0001,646
Gross Fiduciary activities income$183,000826
Service charges on deposit accounts$1,459,0001,218
Trading account gains and fees$0130
Additional Noninterest Income$1,332,0001,810
Total noninterest expense$7,693,0002,306
Salaries and employee benefits$4,515,0002,167
Premises and equipment expense$827,0002,917
Additional noninterest expense$2,351,0002,218
Pre-tax net operating income$5,774,0001,668
Securities gains (losses)$3,0001,365
Applicable income taxes$2,507,0001,095
Income before extraordinary items$3,270,0002,124
Extraordinary gains, net$051
Net income$3,270,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$21,200,000224
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,268,0802,111
2006-09-30 (YTD Data)Rank
Total interest income$15,910,0001,884
Total interest expense$7,938,0001,540
Net interest income$7,972,0002,188
Provision for loan and lease losses$70,0004,662
Total noninterest income$2,189,0001,686
Gross Fiduciary activities income$131,000817
Service charges on deposit accounts$1,092,0001,229
Trading account gains and fees$0126
Additional Noninterest Income$966,0001,867
Total noninterest expense$5,634,0002,349
Salaries and employee benefits$3,335,0002,204
Premises and equipment expense$601,0002,996
Additional noninterest expense$1,698,0002,283
Pre-tax net operating income$4,457,0001,669
Securities gains (losses)$-2,0007,192
Applicable income taxes$1,225,0001,622
Income before extraordinary items$3,230,0001,726
Extraordinary gains, net$045
Net income$3,230,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,326
Cash dividends$1,800,0001,250
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,231,4601,713
2006-06-30 (YTD Data)Rank
Total interest income$10,429,0001,887
Total interest expense$5,105,0001,525
Net interest income$5,324,0002,189
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,438,0001,701
Gross Fiduciary activities income$84,000844
Service charges on deposit accounts$718,0001,237
Trading account gains and fees$0126
Additional Noninterest Income$636,0001,883
Total noninterest expense$3,688,0002,396
Salaries and employee benefits$2,223,0002,212
Premises and equipment expense$392,0003,049
Additional noninterest expense$1,073,0002,406
Pre-tax net operating income$3,014,0001,641
Securities gains (losses)$-2,0007,528
Applicable income taxes$830,0001,618
Income before extraordinary items$2,182,0001,670
Extraordinary gains, net$039
Net income$2,182,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,543
Cash dividends$1,100,0001,328
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,183,4401,656
2006-03-31 (YTD Data)Rank
Total interest income$5,129,0001,873
Total interest expense$2,453,0001,499
Net interest income$2,676,0002,173
Provision for loan and lease losses$30,0003,822
Total noninterest income$664,0001,776
Gross Fiduciary activities income$33,000900
Service charges on deposit accounts$329,0001,305
Trading account gains and fees$0115
Additional Noninterest Income$302,0001,924
Total noninterest expense$1,837,0002,399
Salaries and employee benefits$1,105,0002,226
Premises and equipment expense$194,0003,094
Additional noninterest expense$538,0002,388
Pre-tax net operating income$1,473,0001,649
Securities gains (losses)$-2,0007,972
Applicable income taxes$397,0001,664
Income before extraordinary items$1,074,0001,670
Extraordinary gains, net$021
Net income$1,074,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,608
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,075,4601,649
2005-12-31 (YTD Data)Rank
Total interest income$19,579,0001,717
Total interest expense$8,783,0001,292
Net interest income$10,796,0002,058
Provision for loan and lease losses$30,0006,187
Total noninterest income$2,469,0001,889
Gross Fiduciary activities income$188,000816
Service charges on deposit accounts$1,080,0001,615
Trading account gains and fees$0138
Additional Noninterest Income$1,201,0001,965
Total noninterest expense$7,007,0002,395
Salaries and employee benefits$4,091,0002,239
Premises and equipment expense$792,0002,923
Additional noninterest expense$2,124,0002,355
Pre-tax net operating income$6,228,0001,531
Securities gains (losses)$-2,0007,064
Applicable income taxes$1,738,0001,526
Income before extraordinary items$4,488,0001,563
Extraordinary gains, net$046
Net income$4,488,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,178
Cash dividends$1,100,0002,279
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,489,4401,541
2005-09-30 (YTD Data)Rank
Total interest income$14,561,0001,694
Total interest expense$6,469,0001,238
Net interest income$8,092,0002,039
Provision for loan and lease losses$23,0006,069
Total noninterest income$1,658,0002,046
Gross Fiduciary activities income$153,000785
Service charges on deposit accounts$704,0001,822
Trading account gains and fees$0126
Additional Noninterest Income$801,0002,119
Total noninterest expense$5,268,0002,354
Salaries and employee benefits$3,207,0002,131
Premises and equipment expense$582,0002,958
Additional noninterest expense$1,479,0002,488
Pre-tax net operating income$4,459,0001,606
Securities gains (losses)$-2,0007,438
Applicable income taxes$1,222,0001,633
Income before extraordinary items$3,235,0001,626
Extraordinary gains, net$035
Net income$3,235,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,393
Cash dividends$400,0003,122
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,236,4601,592
2005-06-30 (YTD Data)Rank
Total interest income$9,585,0001,672
Total interest expense$4,235,0001,180
Net interest income$5,350,0002,035
Provision for loan and lease losses$15,0005,851
Total noninterest income$1,051,0002,100
Gross Fiduciary activities income$118,000757
Service charges on deposit accounts$415,0002,010
Trading account gains and fees$0116
Additional Noninterest Income$518,0002,137
Total noninterest expense$3,536,0002,329
Salaries and employee benefits$2,200,0002,062
Premises and equipment expense$390,0002,912
Additional noninterest expense$946,0002,573
Pre-tax net operating income$2,850,0001,638
Securities gains (losses)$02,146
Applicable income taxes$766,0001,680
Income before extraordinary items$2,084,0001,646
Extraordinary gains, net$030
Net income$2,084,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,084,0001,615
2005-03-31 (YTD Data)Rank
Total interest income$4,758,0001,653
Total interest expense$2,106,0001,114
Net interest income$2,652,0002,036
Provision for loan and lease losses$7,0005,663
Total noninterest income$493,0002,158
Gross Fiduciary activities income$68,000733
Service charges on deposit accounts$195,0002,047
Trading account gains and fees$0115
Additional Noninterest Income$230,0002,274
Total noninterest expense$1,830,0002,268
Salaries and employee benefits$1,161,0001,962
Premises and equipment expense$193,0002,966
Additional noninterest expense$476,0002,549
Pre-tax net operating income$1,308,0001,748
Securities gains (losses)$01,685
Applicable income taxes$344,0001,796
Income before extraordinary items$964,0001,743
Extraordinary gains, net$024
Net income$964,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$964,0001,712
2004-12-31 (YTD Data)Rank
Total interest income$18,519,0001,555
Total interest expense$8,028,0001,006
Net interest income$10,491,0001,939
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,888,0002,285
Gross Fiduciary activities income$173,000823
Service charges on deposit accounts$880,0001,965
Trading account gains and fees$0138
Additional Noninterest Income$835,0002,427
Total noninterest expense$6,702,0002,382
Salaries and employee benefits$3,969,0002,193
Premises and equipment expense$741,0002,978
Additional noninterest expense$1,992,0002,439
Pre-tax net operating income$5,497,0001,550
Securities gains (losses)$-6,0008,098
Applicable income taxes$1,444,0001,651
Income before extraordinary items$4,047,0001,597
Extraordinary gains, net$034
Net income$4,047,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,112
Cash dividends$700,0002,948
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,051,4401,553
2004-09-30 (YTD Data)Rank
Total interest income$13,735,0001,555
Total interest expense$5,927,0001,003
Net interest income$7,808,0001,925
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,393,0002,323
Gross Fiduciary activities income$136,000809
Service charges on deposit accounts$653,0002,001
Trading account gains and fees$0134
Additional Noninterest Income$604,0002,493
Total noninterest expense$4,931,0002,409
Salaries and employee benefits$2,923,0002,217
Premises and equipment expense$542,0003,038
Additional noninterest expense$1,466,0002,442
Pre-tax net operating income$4,135,0001,558
Securities gains (losses)$-6,0008,396
Applicable income taxes$1,088,0001,658
Income before extraordinary items$3,041,0001,599
Extraordinary gains, net$026
Net income$3,041,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$450,0002,852
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,045,4401,545
2004-06-30 (YTD Data)Rank
Total interest income$9,110,0001,549
Total interest expense$3,907,000996
Net interest income$5,203,0001,913
Provision for loan and lease losses$90,0003,641
Total noninterest income$930,0002,316
Gross Fiduciary activities income$101,000795
Service charges on deposit accounts$420,0002,058
Trading account gains and fees$0130
Additional Noninterest Income$409,0002,474
Total noninterest expense$3,274,0002,426
Salaries and employee benefits$1,942,0002,229
Premises and equipment expense$362,0003,042
Additional noninterest expense$970,0002,454
Pre-tax net operating income$2,769,0001,527
Securities gains (losses)$31,0001,773
Applicable income taxes$754,0001,604
Income before extraordinary items$2,046,0001,570
Extraordinary gains, net$021
Net income$2,046,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$350,0002,645
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,023,3701,531
2004-03-31 (YTD Data)Rank
Total interest income$4,592,0001,543
Total interest expense$1,970,0001,012
Net interest income$2,622,0001,902
Provision for loan and lease losses$45,0003,437
Total noninterest income$442,0002,377
Gross Fiduciary activities income$46,000817
Service charges on deposit accounts$203,0002,053
Trading account gains and fees$0121
Additional Noninterest Income$193,0002,525
Total noninterest expense$1,646,0002,428
Salaries and employee benefits$980,0002,237
Premises and equipment expense$182,0003,056
Additional noninterest expense$484,0002,438
Pre-tax net operating income$1,373,0001,512
Securities gains (losses)$31,0001,473
Applicable income taxes$389,0001,591
Income before extraordinary items$1,015,0001,577
Extraordinary gains, net$016
Net income$1,015,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$992,6801,521
2003-12-31 (YTD Data)Rank
Total interest income$19,289,0001,490
Total interest expense$8,679,0001,032
Net interest income$10,610,0001,845
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,549,0002,781
Gross Fiduciary activities income$182,000831
Service charges on deposit accounts$742,0002,250
Trading account gains and fees$0160
Additional Noninterest Income$625,0003,173
Total noninterest expense$6,546,0002,399
Salaries and employee benefits$3,840,0002,211
Premises and equipment expense$756,0002,892
Additional noninterest expense$1,950,0002,468
Pre-tax net operating income$5,433,0001,509
Securities gains (losses)$54,0002,448
Applicable income taxes$1,578,0001,555
Income before extraordinary items$3,909,0001,591
Extraordinary gains, net$054
Net income$3,909,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,873
Cash dividends$850,0002,582
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,870,6601,536
2003-09-30 (YTD Data)Rank
Total interest income$14,579,0001,503
Total interest expense$6,610,0001,055
Net interest income$7,969,0001,857
Provision for loan and lease losses$135,0004,077
Total noninterest income$1,138,0002,886
Gross Fiduciary activities income$137,000826
Service charges on deposit accounts$544,0002,307
Trading account gains and fees$0153
Additional Noninterest Income$457,0003,299
Total noninterest expense$4,899,0002,407
Salaries and employee benefits$2,839,0002,241
Premises and equipment expense$562,0002,916
Additional noninterest expense$1,498,0002,401
Pre-tax net operating income$4,073,0001,559
Securities gains (losses)$54,0002,255
Applicable income taxes$1,196,0001,618
Income before extraordinary items$2,931,0001,636
Extraordinary gains, net$040
Net income$2,931,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,321
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,892,6601,581
2003-06-30 (YTD Data)Rank
Total interest income$9,857,0001,500
Total interest expense$4,456,0001,079
Net interest income$5,401,0001,800
Provision for loan and lease losses$90,0004,018
Total noninterest income$752,0002,876
Gross Fiduciary activities income$94,000823
Service charges on deposit accounts$353,0002,325
Trading account gains and fees$0150
Additional Noninterest Income$305,0003,261
Total noninterest expense$3,262,0002,402
Salaries and employee benefits$1,893,0002,232
Premises and equipment expense$373,0002,933
Additional noninterest expense$996,0002,377
Pre-tax net operating income$2,801,0001,498
Securities gains (losses)$54,0001,961
Applicable income taxes$845,0001,548
Income before extraordinary items$2,010,0001,612
Extraordinary gains, net$030
Net income$2,010,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,972,2001,530
2003-03-31 (YTD Data)Rank
Total interest income$5,029,0001,475
Total interest expense$2,267,0001,078
Net interest income$2,762,0001,759
Provision for loan and lease losses$45,0003,818
Total noninterest income$309,0003,179
Gross Fiduciary activities income$32,000930
Service charges on deposit accounts$165,0002,397
Trading account gains and fees$0134
Additional Noninterest Income$112,0003,730
Total noninterest expense$1,554,0002,489
Salaries and employee benefits$903,0002,325
Premises and equipment expense$217,0002,575
Additional noninterest expense$434,0002,659
Pre-tax net operating income$1,472,0001,451
Securities gains (losses)$35,0001,588
Applicable income taxes$475,0001,432
Income before extraordinary items$1,032,0001,559
Extraordinary gains, net$021
Net income$1,032,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,008,2001,496
2002-12-31 (YTD Data)Rank
Total interest income$20,155,0001,530
Total interest expense$9,340,0001,206
Net interest income$10,815,0001,793
Provision for loan and lease losses$400,0002,829
Total noninterest income$1,119,0003,220
Gross Fiduciary activities income$183,000860
Service charges on deposit accounts$636,0002,460
Trading account gains and fees$0153
Additional Noninterest Income$300,0004,260
Total noninterest expense$5,615,0002,633
Salaries and employee benefits$3,300,0002,415
Premises and equipment expense$859,0002,515
Additional noninterest expense$1,456,0003,019
Pre-tax net operating income$5,919,0001,415
Securities gains (losses)$78,0001,993
Applicable income taxes$1,883,0001,351
Income before extraordinary items$4,114,0001,500
Extraordinary gains, net$070
Net income$4,114,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,366
Cash dividends$1,600,0001,553
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,060,1801,464
2001-12-31 (YTD Data)Rank
Total interest income$18,770,0001,827
Total interest expense$9,525,0001,712
Net interest income$9,245,0001,927
Provision for loan and lease losses$08,228
Total noninterest income$1,022,0003,289
Gross Fiduciary activities income$128,000936
Service charges on deposit accounts$525,0002,735
Trading account gains and fees$0177
Additional Noninterest Income$369,0003,715
Total noninterest expense$5,218,0002,722
Salaries and employee benefits$3,138,0002,395
Premises and equipment expense$812,0002,592
Additional noninterest expense$1,268,0003,324
Pre-tax net operating income$5,049,0001,423
Securities gains (losses)$202,0001,184
Applicable income taxes$1,799,0001,285
Income before extraordinary items$3,452,0001,547
Extraordinary gains, net$0105
Net income$3,452,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-261,0009,567
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,318,6801,532
2000-12-31 (YTD Data)Rank
Total interest income$16,998,0002,076
Total interest expense$9,147,0001,886
Net interest income$7,851,0002,265
Provision for loan and lease losses$60,0006,179
Total noninterest income$780,0003,718
Gross Fiduciary activities income$93,000954
Service charges on deposit accounts$389,0003,316
Trading account gains and fees$0180
Additional Noninterest Income$298,0003,934
Total noninterest expense$4,501,0002,998
Salaries and employee benefits$2,783,0002,559
Premises and equipment expense$702,0002,873
Additional noninterest expense$1,016,0003,946
Pre-tax net operating income$4,070,0001,795
Securities gains (losses)$-71,0009,315
Applicable income taxes$1,264,0001,740
Income before extraordinary items$2,735,0001,901
Extraordinary gains, net$038
Net income$2,735,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,215
Cash dividends$2,250,0001,227
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,783,2801,873
1999-12-31 (YTD Data)Rank
Total interest income$15,984,0002,026
Total interest expense$8,924,0001,683
Net interest income$7,060,0002,501
Provision for loan and lease losses$15,0007,855
Total noninterest income$602,0004,423
Gross Fiduciary activities income$130,000948
Service charges on deposit accounts$246,0004,569
Trading account gains and fees$0173
Additional Noninterest Income$226,0004,659
Total noninterest expense$3,871,0003,410
Salaries and employee benefits$2,485,0002,821
Premises and equipment expense$601,0003,250
Additional noninterest expense$785,0004,863
Pre-tax net operating income$3,776,0001,948
Securities gains (losses)$03,155
Applicable income taxes$1,220,0001,895
Income before extraordinary items$2,556,0002,061
Extraordinary gains, net$035
Net income$2,556,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$2,375,0001,179
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,556,0002,031
1998-12-31 (YTD Data)Rank
Total interest income$15,433,0002,110
Total interest expense$8,280,0001,850
Net interest income$7,153,0002,381
Provision for loan and lease losses$70,0005,864
Total noninterest income$472,0005,103
Gross Fiduciary activities income$78,0001,054
Service charges on deposit accounts$184,0005,372
Trading account gains and fees$0224
Additional Noninterest Income$210,0004,842
Total noninterest expense$3,256,0003,833
Salaries and employee benefits$2,054,0003,249
Premises and equipment expense$479,0003,814
Additional noninterest expense$723,0005,041
Pre-tax net operating income$4,299,0001,710
Securities gains (losses)$04,449
Applicable income taxes$1,371,0001,767
Income before extraordinary items$2,928,0001,800
Extraordinary gains, net$032
Net income$2,928,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,129
Cash dividends$940,0002,334
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,928,0001,724
1997-12-31 (YTD Data)Rank
Total interest income$14,929,0002,195
Total interest expense$7,889,0001,953
Net interest income$7,040,0002,463
Provision for loan and lease losses$365,0002,234
Total noninterest income$566,0004,597
Gross Fiduciary activities income$71,0001,113
Service charges on deposit accounts$155,0006,094
Trading account gains and fees$0239
Additional Noninterest Income$340,0003,645
Total noninterest expense$2,908,0004,196
Salaries and employee benefits$1,861,0003,526
Premises and equipment expense$374,0004,672
Additional noninterest expense$673,0005,369
Pre-tax net operating income$4,333,0001,757
Securities gains (losses)$-10,00010,039
Applicable income taxes$1,422,0001,779
Income before extraordinary items$2,901,0001,826
Extraordinary gains, net$044
Net income$2,901,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,507
Cash dividends$2,811,0001,004
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,907,7001,778
1996-12-31 (YTD Data)Rank
Total interest income$14,500,0002,313
Total interest expense$7,880,0001,990
Net interest income$6,620,0002,673
Provision for loan and lease losses$125,0004,497
Total noninterest income$292,0007,050
Gross Fiduciary activities income$45,0001,256
Service charges on deposit accounts$135,0006,752
Trading account gains and fees$0262
Additional Noninterest Income$112,0006,807
Total noninterest expense$2,613,0004,830
Salaries and employee benefits$1,671,0003,909
Premises and equipment expense$358,0004,944
Additional noninterest expense$584,0006,452
Pre-tax net operating income$4,174,0001,720
Securities gains (losses)$-28,00010,807
Applicable income taxes$1,335,0001,801
Income before extraordinary items$2,811,0001,758
Extraordinary gains, net$18,00039
Net income$2,829,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,057
Cash dividends$2,620,0001,055
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,830,0401,714
1995-12-31 (YTD Data)Rank
Total interest income$13,595,0002,458
Total interest expense$7,314,0002,128
Net interest income$6,281,0002,841
Provision for loan and lease losses$08,958
Total noninterest income$250,0007,697
Gross Fiduciary activities income$39,0001,328
Service charges on deposit accounts$123,0007,249
Trading account gains and fees$0522
Additional Noninterest Income$88,0007,639
Total noninterest expense$2,517,0004,971
Salaries and employee benefits$1,500,0004,281
Premises and equipment expense$249,0006,364
Additional noninterest expense$768,0005,429
Pre-tax net operating income$4,014,0001,841
Securities gains (losses)$-50,00011,171
Applicable income taxes$1,211,0002,014
Income before extraordinary items$2,753,0001,829
Extraordinary gains, net$-27,00011,927
Net income$2,726,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$1,496,0001,528
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,787,5001,789
1994-12-31 (YTD Data)Rank
Total interest income$12,365,0002,458
Total interest expense$6,150,0002,033
Net interest income$6,215,0002,909
Provision for loan and lease losses$44,0006,435
Total noninterest income$269,0007,669
Gross Fiduciary activities income$54,0001,289
Service charges on deposit accounts$130,0007,363
Trading account gains and fees$0475
Additional Noninterest Income$85,0008,027
Total noninterest expense$2,435,0005,273
Salaries and employee benefits$1,264,0005,015
Premises and equipment expense$248,0006,554
Additional noninterest expense$923,0005,068
Pre-tax net operating income$4,005,0001,775
Securities gains (losses)$-279,00012,092
Applicable income taxes$1,034,0002,159
Income before extraordinary items$2,692,0001,810
Extraordinary gains, net$8,000225
Net income$2,700,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00012,053
Cash dividends$1,456,0001,441
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,892,8801,698
1993-12-31 (YTD Data)Rank
Total interest income$13,061,0002,367
Total interest expense$6,697,0001,944
Net interest income$6,364,0002,850
Provision for loan and lease losses$352,0002,696
Total noninterest income$224,0008,790
Gross Fiduciary activities income$47,0001,349
Service charges on deposit accounts$108,0008,152
Trading account gains and fees$0532
Additional Noninterest Income$69,0009,126
Total noninterest expense$2,242,0005,772
Salaries and employee benefits$1,174,0005,326
Premises and equipment expense$255,0006,603
Additional noninterest expense$813,0005,848
Pre-tax net operating income$3,994,0001,727
Securities gains (losses)$07,477
Applicable income taxes$1,277,0001,832
Income before extraordinary items$2,717,0001,830
Extraordinary gains, net$541,000422
Net income$3,258,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,853
Cash dividends$408,0003,587
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,717,0001,730
1992-12-31 (YTD Data)Rank
Total interest income$14,254,0002,465
Total interest expense$8,704,0001,944
Net interest income$5,550,0003,299
Provision for loan and lease losses$011,756
Total noninterest income$276,0008,079
Gross Fiduciary activities income$34,0001,419
Service charges on deposit accounts$61,0009,885
Trading account gains and fees$0504
Additional Noninterest Income$181,0006,009
Total noninterest expense$2,146,0006,039
Salaries and employee benefits$1,076,0005,676
Premises and equipment expense$214,0007,538
Additional noninterest expense$856,0005,755
Pre-tax net operating income$3,680,0001,681
Securities gains (losses)$178,0002,175
Applicable income taxes$1,317,0001,611
Income before extraordinary items$2,541,0001,791
Extraordinary gains, net$01,422
Net income$2,541,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$360,0003,572
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,423,5201,727

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.