Home > First Bank of Arkansas > Income and Expense

First Bank of Arkansas, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,863,000	9,566
Total interest expense	$894,000	9,351
Net interest income	$969,000	9,639
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$241,000	7,701
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	5,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	8,719
Total noninterest expense	$783,000	9,493
Salaries and employee benefits	$397,000	9,624
Premises and equipment expense	$129,000	8,550
Additional noninterest expense	$257,000	9,318
Pre-tax net operating income	$367,000	8,711
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$56,000	9,587
Income before extraordinary items	$312,000	8,324
Extraordinary gains, net	$0	53
Net income	$312,000	8,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,970
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$311,150	8,269
1995-12-31 (YTD Data)		Rank
Total interest income	$1,748,000	10,087
Total interest expense	$846,000	9,807
Net interest income	$902,000	10,236
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$238,000	7,864
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	5,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	9,472
Total noninterest expense	$763,000	9,930
Salaries and employee benefits	$389,000	10,026
Premises and equipment expense	$146,000	8,373
Additional noninterest expense	$228,000	10,088
Pre-tax net operating income	$327,000	9,559
Securities gains (losses)	$0	3,831
Applicable income taxes	$81,000	9,559
Income before extraordinary items	$246,000	9,450
Extraordinary gains, net	$0	65
Net income	$246,000	9,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,855
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$246,000	9,434
1994-12-31 (YTD Data)		Rank
Total interest income	$1,017,000	11,678
Total interest expense	$431,000	11,434
Net interest income	$586,000	11,754
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$170,000	9,303
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	7,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,473
Total noninterest expense	$563,000	11,301
Salaries and employee benefits	$266,000	11,513
Premises and equipment expense	$104,000	9,897
Additional noninterest expense	$193,000	11,234
Pre-tax net operating income	$163,000	11,177
Securities gains (losses)	$0	3,600
Applicable income taxes	$30,000	10,923
Income before extraordinary items	$133,000	11,026
Extraordinary gains, net	$0	249
Net income	$133,000	11,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,750
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$133,000	11,081
1993-12-31 (YTD Data)		Rank
Total interest income	$1,436,000	11,374
Total interest expense	$609,000	11,086
Net interest income	$827,000	11,419
Provision for loan and lease losses	$326,000	2,824
Total noninterest income	$231,000	8,688
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	9,332
Total noninterest expense	$789,000	10,720
Salaries and employee benefits	$350,000	11,150
Premises and equipment expense	$168,000	8,425
Additional noninterest expense	$271,000	10,808
Pre-tax net operating income	$-57,000	12,548
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$0	12,141
Income before extraordinary items	$-55,000	12,617
Extraordinary gains, net	$0	3,149
Net income	$-55,000	12,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$254,000	2,717
Cash dividends	$125,000	6,440
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-57,000	12,518
1992-12-31 (YTD Data)		Rank
Total interest income	$1,860,000	11,177
Total interest expense	$888,000	10,919
Net interest income	$972,000	11,204
Provision for loan and lease losses	$50,000	9,026
Total noninterest income	$214,000	9,143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	7,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,641
Total noninterest expense	$817,000	10,927
Salaries and employee benefits	$349,000	11,447
Premises and equipment expense	$159,000	8,856
Additional noninterest expense	$309,000	10,704
Pre-tax net operating income	$319,000	9,951
Securities gains (losses)	$64,000	3,722
Applicable income taxes	$138,000	8,935
Income before extraordinary items	$245,000	9,987
Extraordinary gains, net	$138,000	593
Net income	$383,000	8,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$358,000	3,016
Cash dividends	$125,000	6,110
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$204,040	10,196

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.