Home > First Bank of Arkansas > Income and Expense
First Bank of Arkansas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,011,000 | 901 |
| Total interest expense | $21,736,000 | 758 |
| Net interest income | $16,275,000 | 1,079 |
| Provision for loan and lease losses | $5,334,000 | 312 |
| Total noninterest income | $3,182,000 | 1,240 |
| Gross Fiduciary activities income | $261,000 | 836 |
| Service charges on deposit accounts | $1,498,000 | 856 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,423,000 | 1,371 |
| Total noninterest expense | $8,512,000 | 1,543 |
| Salaries and employee benefits | $4,384,000 | 1,485 |
| Premises and equipment expense | $1,361,000 | 1,436 |
| Additional noninterest expense | $2,767,000 | 1,548 |
| Pre-tax net operating income | $5,611,000 | 1,386 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,975,000 | 1,347 |
| Income before extraordinary items | $3,636,000 | 1,488 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,636,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,003,000 | 504 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,636,000 | 1,449 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,880,000 | 1,117 |
| Total interest expense | $17,933,000 | 936 |
| Net interest income | $12,947,000 | 1,385 |
| Provision for loan and lease losses | $2,624,000 | 500 |
| Total noninterest income | $2,698,000 | 1,469 |
| Gross Fiduciary activities income | $276,000 | 885 |
| Service charges on deposit accounts | $1,138,000 | 1,165 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,284,000 | 1,525 |
| Total noninterest expense | $7,073,000 | 1,984 |
| Salaries and employee benefits | $3,663,000 | 1,800 |
| Premises and equipment expense | $1,176,000 | 1,722 |
| Additional noninterest expense | $2,234,000 | 2,230 |
| Pre-tax net operating income | $5,948,000 | 1,221 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,167,000 | 1,145 |
| Income before extraordinary items | $3,781,000 | 1,318 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,781,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,819 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,781,000 | 1,285 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,353,000 | 1,409 |
| Total interest expense | $15,371,000 | 1,098 |
| Net interest income | $8,982,000 | 2,001 |
| Provision for loan and lease losses | $630,000 | 1,292 |
| Total noninterest income | $1,952,000 | 1,871 |
| Gross Fiduciary activities income | $154,000 | 1,058 |
| Service charges on deposit accounts | $855,000 | 1,585 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $943,000 | 1,876 |
| Total noninterest expense | $5,946,000 | 2,293 |
| Salaries and employee benefits | $2,964,000 | 2,231 |
| Premises and equipment expense | $940,000 | 2,140 |
| Additional noninterest expense | $2,042,000 | 2,361 |
| Pre-tax net operating income | $4,358,000 | 1,690 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $1,559,000 | 1,594 |
| Income before extraordinary items | $2,831,000 | 1,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,831,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,810,520 | 1,774 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,127,000 | 2,501 |
| Total interest expense | $6,653,000 | 1,881 |
| Net interest income | $5,474,000 | 3,274 |
| Provision for loan and lease losses | $623,000 | 1,301 |
| Total noninterest income | $726,000 | 3,995 |
| Gross Fiduciary activities income | $44,000 | 1,330 |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $328,000 | 3,864 |
| Total noninterest expense | $3,845,000 | 3,544 |
| Salaries and employee benefits | $1,972,000 | 3,332 |
| Premises and equipment expense | $503,000 | 3,783 |
| Additional noninterest expense | $1,370,000 | 3,599 |
| Pre-tax net operating income | $1,732,000 | 3,892 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $617,000 | 3,435 |
| Income before extraordinary items | $1,115,000 | 4,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,115,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,115,000 | 4,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 5,013 |
| Total interest expense | $3,045,000 | 4,074 |
| Net interest income | $2,864,000 | 5,859 |
| Provision for loan and lease losses | $385,000 | 2,527 |
| Total noninterest income | $370,000 | 6,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $2,215,000 | 5,837 |
| Salaries and employee benefits | $1,217,000 | 5,173 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $789,000 | 5,984 |
| Pre-tax net operating income | $634,000 | 7,725 |
| Securities gains (losses) | $113,000 | 2,322 |
| Applicable income taxes | $272,000 | 6,460 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,680 | 8,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 13,852 |
| Total interest expense | $107,000 | 13,814 |
| Net interest income | $116,000 | 13,840 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $18,000 | 13,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $156,000 | 13,854 |
| Salaries and employee benefits | $72,000 | 13,852 |
| Premises and equipment expense | $17,000 | 13,728 |
| Additional noninterest expense | $67,000 | 13,760 |
| Pre-tax net operating income | $-122,000 | 12,984 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-34,000 | 13,465 |
| Income before extraordinary items | $-88,000 | 13,055 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-88,000 | 13,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-88,000 | 12,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.