Home > First Bank of Arkansas > Income and Expense
First Bank of Arkansas, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,773,000 | 7,083 |
Total interest expense | $2,403,000 | 5,670 |
Net interest income | $1,370,000 | 8,587 |
Provision for loan and lease losses | $588,000 | 1,543 |
Total noninterest income | $264,000 | 7,405 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $170,000 | 6,126 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 7,318 |
Total noninterest expense | $779,000 | 9,517 |
Salaries and employee benefits | $384,000 | 9,723 |
Premises and equipment expense | $155,000 | 7,939 |
Additional noninterest expense | $240,000 | 9,502 |
Pre-tax net operating income | $267,000 | 9,358 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $64,000 | 9,435 |
Income before extraordinary items | $203,000 | 9,267 |
Extraordinary gains, net | $0 | 53 |
Net income | $203,000 | 9,270 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $239,000 | 2,414 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $203,000 | 9,209 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,628,000 | 8,751 |
Total interest expense | $1,589,000 | 7,449 |
Net interest income | $1,039,000 | 9,817 |
Provision for loan and lease losses | $184,000 | 3,189 |
Total noninterest income | $226,000 | 8,051 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 5,786 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 10,138 |
Total noninterest expense | $783,000 | 9,843 |
Salaries and employee benefits | $396,000 | 9,976 |
Premises and equipment expense | $141,000 | 8,499 |
Additional noninterest expense | $246,000 | 9,872 |
Pre-tax net operating income | $298,000 | 9,749 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $83,000 | 9,520 |
Income before extraordinary items | $215,000 | 9,773 |
Extraordinary gains, net | $0 | 65 |
Net income | $215,000 | 9,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 2,838 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $215,000 | 9,742 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,491,000 | 10,751 |
Total interest expense | $708,000 | 10,050 |
Net interest income | $783,000 | 11,108 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $178,000 | 9,143 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 7,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 10,350 |
Total noninterest expense | $656,000 | 10,888 |
Salaries and employee benefits | $330,000 | 10,936 |
Premises and equipment expense | $95,000 | 10,179 |
Additional noninterest expense | $231,000 | 10,761 |
Pre-tax net operating income | $305,000 | 10,112 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $81,000 | 9,781 |
Income before extraordinary items | $224,000 | 9,989 |
Extraordinary gains, net | $0 | 249 |
Net income | $224,000 | 10,000 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 10,867 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $224,000 | 10,049 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $383,000 | 13,134 |
Total interest expense | $156,000 | 13,101 |
Net interest income | $227,000 | 13,105 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $51,000 | 12,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 10,686 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 12,117 |
Total noninterest expense | $311,000 | 12,947 |
Salaries and employee benefits | $136,000 | 13,063 |
Premises and equipment expense | $49,000 | 12,246 |
Additional noninterest expense | $126,000 | 12,703 |
Pre-tax net operating income | $-33,000 | 12,508 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-33,000 | 12,593 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-33,000 | 12,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-16,000 | 12,001 |
Cash dividends | $29,000 | 8,503 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-33,000 | 12,478 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $900,000 | 13,194 |
Total interest expense | $411,000 | 13,143 |
Net interest income | $489,000 | 13,114 |
Provision for loan and lease losses | $36,000 | 9,661 |
Total noninterest income | $120,000 | 11,191 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 9,405 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $46,000 | 10,672 |
Total noninterest expense | $535,000 | 12,421 |
Salaries and employee benefits | $262,000 | 12,472 |
Premises and equipment expense | $109,000 | 10,409 |
Additional noninterest expense | $164,000 | 12,734 |
Pre-tax net operating income | $48,000 | 12,429 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $6,000 | 12,482 |
Income before extraordinary items | $42,000 | 12,624 |
Extraordinary gains, net | $6,000 | 1,379 |
Net income | $48,000 | 12,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 6,002 |
Cash dividends | $15,000 | 8,575 |
Sale, conversion, retirement of capital stock, net | $-52,000 | 13,813 |
Net operating income | $42,000 | 12,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.