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First Bank North, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$16,017,0002,102
Total interest expense$7,941,0001,977
Net interest income$8,076,0002,231
Provision for loan and lease losses$650,0001,408
Total noninterest income$4,098,0001,091
Gross Fiduciary activities income$2,949,000286
Service charges on deposit accounts$410,0003,273
Trading account gains and fees$48,000205
Additional Noninterest Income$691,0002,321
Total noninterest expense$7,851,0001,803
Salaries and employee benefits$3,121,0002,137
Premises and equipment expense$1,029,0001,953
Additional noninterest expense$3,701,0001,439
Pre-tax net operating income$3,673,0001,974
Securities gains (losses)$34,0001,599
Applicable income taxes$857,0002,680
Income before extraordinary items$2,850,0001,739
Extraordinary gains, net$053
Net income$2,850,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,453
Cash dividends$2,801,0001,009
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,823,8201,716
1995-12-31 (YTD Data)Rank
Total interest income$16,935,0001,991
Total interest expense$7,885,0001,988
Net interest income$9,050,0001,984
Provision for loan and lease losses$736,0001,183
Total noninterest income$3,990,0001,121
Gross Fiduciary activities income$2,459,000337
Service charges on deposit accounts$506,0002,688
Trading account gains and fees$30,000364
Additional Noninterest Income$995,0001,808
Total noninterest expense$7,781,0001,800
Salaries and employee benefits$2,776,0002,395
Premises and equipment expense$1,049,0001,945
Additional noninterest expense$3,956,0001,350
Pre-tax net operating income$4,523,0001,631
Securities gains (losses)$144,000795
Applicable income taxes$1,025,0002,328
Income before extraordinary items$3,642,0001,427
Extraordinary gains, net$065
Net income$3,642,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$847,000983
Cash dividends$4,062,000741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,529,6801,435
1994-12-31 (YTD Data)Rank
Total interest income$14,277,0002,144
Total interest expense$5,525,0002,254
Net interest income$8,752,0002,060
Provision for loan and lease losses$175,0003,305
Total noninterest income$3,799,0001,130
Gross Fiduciary activities income$2,367,000335
Service charges on deposit accounts$389,0003,460
Trading account gains and fees$0475
Additional Noninterest Income$1,043,0001,787
Total noninterest expense$7,270,0001,968
Salaries and employee benefits$2,510,0002,650
Premises and equipment expense$882,0002,291
Additional noninterest expense$3,878,0001,442
Pre-tax net operating income$5,106,0001,445
Securities gains (losses)$10,0002,219
Applicable income taxes$1,230,0001,844
Income before extraordinary items$3,886,0001,294
Extraordinary gains, net$0249
Net income$3,886,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,229
Cash dividends$2,750,000867
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,878,4001,308
1993-12-31 (YTD Data)Rank
Total interest income$15,488,0002,032
Total interest expense$6,362,0002,040
Net interest income$9,126,0001,977
Provision for loan and lease losses$975,0001,324
Total noninterest income$3,684,0001,242
Gross Fiduciary activities income$2,162,000360
Service charges on deposit accounts$393,0003,498
Trading account gains and fees$-2,0005,061
Additional Noninterest Income$1,131,0001,875
Total noninterest expense$7,437,0001,979
Salaries and employee benefits$2,301,0002,870
Premises and equipment expense$899,0002,280
Additional noninterest expense$4,237,0001,444
Pre-tax net operating income$4,398,0001,586
Securities gains (losses)$21,0004,601
Applicable income taxes$1,029,0002,186
Income before extraordinary items$3,390,0001,492
Extraordinary gains, net$03,149
Net income$3,390,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,0001,114
Cash dividends$4,950,000492
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,373,8301,416
1992-12-31 (YTD Data)Rank
Total interest income$18,800,0001,882
Total interest expense$8,747,0001,937
Net interest income$10,053,0001,826
Provision for loan and lease losses$011,756
Total noninterest income$3,118,0001,386
Gross Fiduciary activities income$1,856,000400
Service charges on deposit accounts$398,0003,502
Trading account gains and fees$-271,0005,298
Additional Noninterest Income$1,135,0001,832
Total noninterest expense$7,490,0001,975
Salaries and employee benefits$2,546,0002,536
Premises and equipment expense$896,0002,320
Additional noninterest expense$4,048,0001,577
Pre-tax net operating income$5,681,0001,145
Securities gains (losses)$365,0001,361
Applicable income taxes$1,594,0001,379
Income before extraordinary items$4,452,0001,061
Extraordinary gains, net$01,422
Net income$4,452,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0002,592
Cash dividends$3,500,000503
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,181,9001,041

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.