First Bank (National Association), Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$88,214,000474
Total interest expense$43,797,000468
Net interest income$44,417,000474
Provision for loan and lease losses$09,041
Total noninterest income$15,119,000459
Gross Fiduciary activities income$6,499,000190
Service charges on deposit accounts$2,885,000483
Trading account gains and fees$0262
Additional Noninterest Income$5,735,000597
Total noninterest expense$33,413,000513
Salaries and employee benefits$12,489,000562
Premises and equipment expense$3,987,000566
Additional noninterest expense$16,937,000459
Pre-tax net operating income$26,123,000380
Securities gains (losses)$04,148
Applicable income taxes$10,367,000351
Income before extraordinary items$15,756,000416
Extraordinary gains, net$053
Net income$15,756,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,674
Cash dividends$8,003,000491
Sale, conversion, retirement of capital stock, net$0953
Net operating income$15,756,000412
1995-12-31 (YTD Data)Rank
Total interest income$88,215,000497
Total interest expense$43,260,000499
Net interest income$44,955,000488
Provision for loan and lease losses$08,958
Total noninterest income$15,077,000476
Gross Fiduciary activities income$6,269,000214
Service charges on deposit accounts$3,091,000480
Trading account gains and fees$14,000412
Additional Noninterest Income$5,703,000609
Total noninterest expense$35,227,000508
Salaries and employee benefits$12,760,000560
Premises and equipment expense$3,986,000594
Additional noninterest expense$18,481,000453
Pre-tax net operating income$24,805,000407
Securities gains (losses)$03,831
Applicable income taxes$9,714,000382
Income before extraordinary items$15,091,000435
Extraordinary gains, net$065
Net income$15,091,000435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,120,00011,955
Cash dividends$20,003,000254
Sale, conversion, retirement of capital stock, net$0809
Net operating income$15,091,000432
1994-12-31 (YTD Data)Rank
Total interest income$71,197,000519
Total interest expense$29,415,000537
Net interest income$41,782,000504
Provision for loan and lease losses$09,146
Total noninterest income$16,497,000422
Gross Fiduciary activities income$6,096,000206
Service charges on deposit accounts$3,927,000390
Trading account gains and fees$14,000360
Additional Noninterest Income$6,460,000545
Total noninterest expense$39,107,000476
Salaries and employee benefits$13,831,000530
Premises and equipment expense$4,458,000530
Additional noninterest expense$20,818,000429
Pre-tax net operating income$19,172,000471
Securities gains (losses)$03,600
Applicable income taxes$7,970,000403
Income before extraordinary items$11,202,000511
Extraordinary gains, net$0249
Net income$11,202,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,511
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$11,202,000518
1993-12-31 (YTD Data)Rank
Total interest income$63,470,000566
Total interest expense$23,980,000614
Net interest income$39,490,000527
Provision for loan and lease losses$010,371
Total noninterest income$20,440,000376
Gross Fiduciary activities income$5,867,000209
Service charges on deposit accounts$6,069,000280
Trading account gains and fees$-20,0005,093
Additional Noninterest Income$8,524,000471
Total noninterest expense$41,446,000467
Salaries and employee benefits$13,532,000550
Premises and equipment expense$4,525,000537
Additional noninterest expense$23,389,000417
Pre-tax net operating income$18,484,000434
Securities gains (losses)$07,477
Applicable income taxes$7,406,000398
Income before extraordinary items$11,078,000504
Extraordinary gains, net$3,977,00082
Net income$15,055,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,361,000923
Cash dividends$12,998,000238
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,078,000476
1992-12-31 (YTD Data)Rank
Total interest income$66,420,000613
Total interest expense$30,318,000647
Net interest income$36,102,000576
Provision for loan and lease losses$-1,500,00013,915
Total noninterest income$22,155,000363
Gross Fiduciary activities income$5,334,000212
Service charges on deposit accounts$6,414,000267
Trading account gains and fees$45,000323
Additional Noninterest Income$10,362,000432
Total noninterest expense$47,569,000424
Salaries and employee benefits$14,479,000510
Premises and equipment expense$4,428,000561
Additional noninterest expense$28,662,000362
Pre-tax net operating income$12,188,000525
Securities gains (losses)$08,369
Applicable income taxes$4,439,000533
Income before extraordinary items$7,749,000615
Extraordinary gains, net$6,039,00031
Net income$13,788,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,725,000546
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,749,000548

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.