Home > First Bank, Federal Savings Bank > Loan Charge- Offs and Recoveries
First Bank, Federal Savings Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $31,185,000 | 133 |
| Loans secured by real estate, total | $2,730,000 | 188 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,730,000 | 188 |
| Construction and land development | $1,000 | 706 |
| Secured by farmland | $17,000 | 207 |
| Total charge-offs secured by 1-4 family residential properties | $1,125,000 | 173 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,587,000 | 128 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $74,000 | 2,923 |
| Loans to individuals | $28,381,000 | 99 |
| Credit card loan charge offs | $2,986,000 | 190 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $25,395,000 | 29 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $17,000 | 960 |
| Total recoveries | $15,356,000 | 79 |
| Loans secured by real estate, total | $3,381,000 | 63 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,381,000 | 62 |
| Construction and land development | $44,000 | 204 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $493,000 | 111 |
| Secured by multifamily residential properties | $27,000 | 192 |
| Secured by nonfarm nonresidential properties | $2,817,000 | 43 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $788,000 | 220 |
| Loans to individuals | $11,187,000 | 55 |
| Credit card loan recoveries | $673,000 | 141 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,514,000 | 23 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $15,829,000 | 151 |
| Loans secured by real estate, total | $-651,000 | 11,399 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-651,000 | 11,424 |
| Construction and land development | $-43,000 | 11,326 |
| Secured by farmland | $17,000 | 169 |
| Secured by 1-4 family residential properties- net charge-offs | $632,000 | 227 |
| Secured by multifamily residential properties | $-27,000 | 11,361 |
| Secured by nonfarm nonresidential properties | $-1,230,000 | 11,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-714,000 | 11,411 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $17,194,000 | 110 |
| Credit card loan net charge offs | $2,313,000 | 192 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,881,000 | 36 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $17,000 | 799 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $52,802,000 | 81 |
| Loans secured by real estate, total | $12,358,000 | 62 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,358,000 | 62 |
| Construction and land development | $75,000 | 361 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,712,000 | 129 |
| Secured by multifamily residential properties | $101,000 | 300 |
| Secured by nonfarm nonresidential properties | $10,470,000 | 36 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $142,000 | 1,832 |
| Loans to individuals | $40,302,000 | 56 |
| Credit card loan charge offs | $2,540,000 | 185 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $37,762,000 | 7 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,444,000 | 74 |
| Loans secured by real estate, total | $4,184,000 | 61 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,184,000 | 60 |
| Construction and land development | $4,000 | 500 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $263,000 | 171 |
| Secured by multifamily residential properties | $53,000 | 173 |
| Secured by nonfarm nonresidential properties | $3,864,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $880,000 | 225 |
| Loans to individuals | $11,380,000 | 47 |
| Credit card loan recoveries | $750,000 | 137 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,630,000 | 15 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $36,358,000 | 86 |
| Loans secured by real estate, total | $8,174,000 | 70 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,174,000 | 70 |
| Construction and land development | $71,000 | 307 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,449,000 | 125 |
| Secured by multifamily residential properties | $48,000 | 338 |
| Secured by nonfarm nonresidential properties | $6,606,000 | 40 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-738,000 | 11,894 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $28,922,000 | 60 |
| Credit card loan net charge offs | $1,790,000 | 206 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $27,132,000 | 6 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $38,673,000 | 100 |
| Loans secured by real estate, total | $19,964,000 | 56 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,964,000 | 56 |
| Construction and land development | $259,000 | 236 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,574,000 | 150 |
| Secured by multifamily residential properties | $7,206,000 | 21 |
| Secured by nonfarm nonresidential properties | $10,925,000 | 48 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $18,709,000 | 79 |
| Credit card loan charge offs | $53,000 | 907 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $18,656,000 | 16 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,826,000 | 216 |
| Loans secured by real estate, total | $1,972,000 | 129 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,972,000 | 127 |
| Construction and land development | $320,000 | 104 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $578,000 | 100 |
| Secured by multifamily residential properties | $591,000 | 27 |
| Secured by nonfarm nonresidential properties | $483,000 | 207 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $2,854,000 | 144 |
| Credit card loan recoveries | $2,000 | 1,785 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,852,000 | 80 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $33,847,000 | 75 |
| Loans secured by real estate, total | $17,992,000 | 53 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $17,992,000 | 53 |
| Construction and land development | $-61,000 | 12,454 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $996,000 | 183 |
| Secured by multifamily residential properties | $6,615,000 | 23 |
| Secured by nonfarm nonresidential properties | $10,442,000 | 41 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,855,000 | 69 |
| Credit card loan net charge offs | $51,000 | 828 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,804,000 | 9 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,545,000 | 248 |
| Loans secured by real estate, total | $5,981,000 | 220 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,981,000 | 220 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,276,000 | 134 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $3,705,000 | 171 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $8,564,000 | 150 |
| Credit card loan charge offs | $1,067,000 | 272 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,497,000 | 68 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,284,000 | 237 |
| Loans secured by real estate, total | $4,195,000 | 65 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,195,000 | 65 |
| Construction and land development | $224,000 | 154 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,046,000 | 51 |
| Secured by multifamily residential properties | $108,000 | 116 |
| Secured by nonfarm nonresidential properties | $2,817,000 | 37 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $89,000 | 1,306 |
| Credit card loan recoveries | $89,000 | 379 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,261,000 | 262 |
| Loans secured by real estate, total | $1,786,000 | 428 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,786,000 | 427 |
| Construction and land development | $-224,000 | 13,227 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,230,000 | 198 |
| Secured by multifamily residential properties | $-108,000 | 13,247 |
| Secured by nonfarm nonresidential properties | $888,000 | 364 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,475,000 | 111 |
| Credit card loan net charge offs | $978,000 | 258 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,497,000 | 31 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,098,000 | 377 |
| Loans secured by real estate, total | $4,140,000 | 326 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,140,000 | 325 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $4,140,000 | 80 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $5,958,000 | 221 |
| Credit card loan charge offs | $5,958,000 | 123 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $974,000 | 560 |
| Loans secured by real estate, total | $621,000 | 255 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $621,000 | 255 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $621,000 | 72 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $353,000 | 547 |
| Credit card loan recoveries | $353,000 | 202 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,124,000 | 357 |
| Loans secured by real estate, total | $3,519,000 | 348 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,519,000 | 347 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,519,000 | 83 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,605,000 | 189 |
| Credit card loan net charge offs | $5,605,000 | 118 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.