Home > First Bank, Federal Savings Bank > Net charge- offs to loans
First Bank, Federal Savings Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3940% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.1811% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3440% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0170% | 1,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0889% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3465% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9601% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7521% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6920% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.4115% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8333% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0602% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5190% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0019% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3626% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6484% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5099% | 193 |
| Percentage Net Loans Charged-off:Construction & development | -0.3301% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6613% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0556% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4585% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9664% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1991% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2492% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 876 |
| Percentage Net Loans Charged-off:Construction & development | -1.3504% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3259% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0496% | 1,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7491% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6827% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3239% | 5,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1935% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1970% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8471% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 87.4852% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |