Home > First Bank Elk River > Income and Expense

First Bank Elk River, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,510,0002,434
Total interest expense$2,597,0002,789
Net interest income$10,913,0002,260
Provision for loan and lease losses$56,0002,756
Total noninterest income$1,489,0002,313
Gross Fiduciary activities income$0981
Service charges on deposit accounts$160,0002,924
Trading account gains and feesNANA
Additional Noninterest Income$1,329,0001,998
Total noninterest expense$9,098,0002,153
Salaries and employee benefits$5,558,0002,052
Premises and equipment expense$1,221,0001,783
Additional noninterest expense$1,329,0001,998
Pre-tax net operating income$3,248,0002,419
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,248,0002,232
Extraordinary gains, net$054
Net income$3,248,0002,256
Minority interest net income$088
Net income of bank and minority interests.$3,248,0002,235
Net charge-offs$-1,0003,506
Cash dividends$1,529,0001,766
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,248,0002,259
2023-09-30 (YTD Data)Rank
Total interest income$10,145,0002,407
Total interest expense$1,709,0002,805
Net interest income$8,436,0002,228
Provision for loan and lease losses$49,0002,505
Total noninterest income$1,147,0002,282
Gross Fiduciary activities income$0950
Service charges on deposit accounts$120,0002,939
Trading account gains and feesNANA
Additional Noninterest Income$1,027,0001,958
Total noninterest expense$6,978,0002,118
Salaries and employee benefits$4,371,0001,996
Premises and equipment expense$932,0001,768
Additional noninterest expense$1,027,0001,958
Pre-tax net operating income$2,556,0002,424
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,556,0002,236
Extraordinary gains, net$052
Net income$2,556,0002,258
Minority interest net income$081
Net income of bank and minority interests.$2,556,0002,238
Net charge-offs$-1,0003,402
Cash dividends$1,529,0001,343
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,556,0002,259
2023-06-30 (YTD Data)Rank
Total interest income$6,678,0002,392
Total interest expense$847,0002,972
Net interest income$5,831,0002,182
Provision for loan and lease losses$49,0002,257
Total noninterest income$745,0002,262
Gross Fiduciary activities income$0931
Service charges on deposit accounts$75,0003,002
Trading account gains and feesNANA
Additional Noninterest Income$670,0001,910
Total noninterest expense$4,784,0002,089
Salaries and employee benefits$2,973,0001,969
Premises and equipment expense$627,0001,745
Additional noninterest expense$670,0001,907
Pre-tax net operating income$1,743,0002,418
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,743,0002,217
Extraordinary gains, net$051
Net income$1,743,0002,244
Minority interest net income$081
Net income of bank and minority interests.$1,743,0002,217
Net charge-offs$-2,0003,491
Cash dividends$1,029,0001,346
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,743,0002,234
2023-03-31 (YTD Data)Rank
Total interest income$3,302,0002,390
Total interest expense$186,0003,631
Net interest income$3,116,0002,105
Provision for loan and lease losses$02,612
Total noninterest income$358,0002,299
Gross Fiduciary activities income$0913
Service charges on deposit accounts$32,0003,177
Trading account gains and feesNANA
Additional Noninterest Income$326,0001,924
Total noninterest expense$2,485,0002,077
Salaries and employee benefits$1,579,0001,924
Premises and equipment expense$316,0001,776
Additional noninterest expense$326,0001,924
Pre-tax net operating income$989,0002,320
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$989,0002,104
Extraordinary gains, net$04
Net income$989,0002,104
Minority interest net income$048
Net income of bank and minority interests.$989,0002,104
Net charge-offs$-1,0003,238
Cash dividends$1,029,000793
Sale, conversion, retirement of capital stock, net$0430
Net operating income$989,0002,129
2022-12-31 (YTD Data)Rank
Total interest income$11,667,0002,319
Total interest expense$753,0002,771
Net interest income$10,914,0002,248
Provision for loan and lease losses$92,0002,285
Total noninterest income$1,758,0002,177
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$186,0002,826
Trading account gains and feesNANA
Additional Noninterest Income$1,572,0001,852
Total noninterest expense$8,889,0002,163
Salaries and employee benefits$5,712,0002,011
Premises and equipment expense$1,169,0001,848
Additional noninterest expense$1,572,0001,852
Pre-tax net operating income$3,691,0002,406
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,691,0002,214
Extraordinary gains, net$05
Net income$3,691,0002,213
Minority interest net income$063
Net income of bank and minority interests.$3,691,0002,213
Net charge-offs$-56,0004,127
Cash dividends$2,068,0001,451
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,691,0002,236
2022-09-30 (YTD Data)Rank
Total interest income$8,531,0002,301
Total interest expense$608,0002,389
Net interest income$7,923,0002,265
Provision for loan and lease losses$45,0002,281
Total noninterest income$1,348,0002,183
Gross Fiduciary activities income$0968
Service charges on deposit accounts$145,0002,816
Trading account gains and feesNANA
Additional Noninterest Income$1,203,0001,867
Total noninterest expense$6,706,0002,152
Salaries and employee benefits$4,332,0001,998
Premises and equipment expense$877,0001,862
Additional noninterest expense$1,203,0001,867
Pre-tax net operating income$2,520,0002,517
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,520,0002,287
Extraordinary gains, net$04
Net income$2,520,0002,286
Minority interest net income$057
Net income of bank and minority interests.$2,520,0002,286
Net charge-offs$-55,0004,138
Cash dividends$868,0001,783
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,520,0002,323
2022-06-30 (YTD Data)Rank
Total interest income$5,476,0002,308
Total interest expense$451,0002,089
Net interest income$5,025,0002,297
Provision for loan and lease losses$02,599
Total noninterest income$892,0002,186
Gross Fiduciary activities income$0925
Service charges on deposit accounts$103,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,925
Total noninterest expense$4,551,0002,111
Salaries and employee benefits$2,911,0001,988
Premises and equipment expense$588,0001,846
Additional noninterest expense$1,052,0002,532
Pre-tax net operating income$1,366,0002,672
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,366,0002,459
Extraordinary gains, net$04
Net income$1,366,0002,459
Minority interest net income$060
Net income of bank and minority interests.$1,366,0002,459
Net charge-offs$-73,0004,308
Cash dividends$868,0001,457
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,366,0002,497
2022-03-31 (YTD Data)Rank
Total interest income$2,732,0002,265
Total interest expense$255,0001,895
Net interest income$2,477,0002,289
Provision for loan and lease losses$02,285
Total noninterest income$431,0002,219
Gross Fiduciary activities income$0892
Service charges on deposit accounts$49,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$382,0001,953
Total noninterest expense$2,331,0002,072
Salaries and employee benefits$1,523,0001,918
Premises and equipment expense$290,0001,880
Additional noninterest expense$518,0002,526
Pre-tax net operating income$577,0002,756
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$577,0002,583
Extraordinary gains, net$04
Net income$577,0002,581
Minority interest net income$050
Net income of bank and minority interests.$577,0002,583
Net charge-offs$-56,0004,430
Cash dividends$868,000850
Sale, conversion, retirement of capital stock, net$0453
Net operating income$577,0002,608
2021-12-31 (YTD Data)Rank
Total interest income$10,766,0002,365
Total interest expense$1,361,0001,797
Net interest income$9,405,0002,412
Provision for loan and lease losses$75,0002,339
Total noninterest income$2,135,0002,148
Gross Fiduciary activities income$0994
Service charges on deposit accounts$210,0002,644
Trading account gains and feesNANA
Additional Noninterest Income$1,925,0001,946
Total noninterest expense$8,333,0002,223
Salaries and employee benefits$5,365,0002,085
Premises and equipment expense$1,138,0001,888
Additional noninterest expense$1,830,0002,751
Pre-tax net operating income$3,132,0002,637
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,132,0002,486
Extraordinary gains, net$010
Net income$3,132,0002,486
Minority interest net income$074
Net income of bank and minority interests.$3,132,0002,487
Net charge-offs$-8,0003,604
Cash dividends$1,200,0002,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,132,0002,460
2021-09-30 (YTD Data)Rank
Total interest income$8,257,0002,380
Total interest expense$1,040,0001,845
Net interest income$7,217,0002,430
Provision for loan and lease losses$75,0002,140
Total noninterest income$1,569,0002,220
Gross Fiduciary activities income$0957
Service charges on deposit accounts$153,0002,668
Trading account gains and feesNANA
Additional Noninterest Income$1,416,0002,018
Total noninterest expense$6,451,0002,190
Salaries and employee benefits$4,268,0002,003
Premises and equipment expense$849,0001,920
Additional noninterest expense$1,334,0002,801
Pre-tax net operating income$2,260,0002,800
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,260,0002,647
Extraordinary gains, net$08
Net income$2,260,0002,647
Minority interest net income$069
Net income of bank and minority interests.$2,260,0002,647
Net charge-offs$3,0002,246
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,260,0002,623
2021-06-30 (YTD Data)Rank
Total interest income$5,321,0002,423
Total interest expense$711,0001,873
Net interest income$4,610,0002,468
Provision for loan and lease losses$25,0002,467
Total noninterest income$1,084,0002,153
Gross Fiduciary activities income$0951
Service charges on deposit accounts$97,0002,683
Trading account gains and feesNANA
Additional Noninterest Income$987,0001,924
Total noninterest expense$4,245,0002,196
Salaries and employee benefits$2,832,0002,001
Premises and equipment expense$550,0001,942
Additional noninterest expense$863,0002,843
Pre-tax net operating income$1,424,0002,836
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,424,0002,704
Extraordinary gains, net$06
Net income$1,424,0002,703
Minority interest net income$067
Net income of bank and minority interests.$1,424,0002,704
Net charge-offs$17,0001,565
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,424,0002,674
2021-03-31 (YTD Data)Rank
Total interest income$2,768,0002,351
Total interest expense$366,0001,908
Net interest income$2,402,0002,409
Provision for loan and lease losses$02,741
Total noninterest income$491,0002,251
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,044
Total noninterest expense$2,134,0002,178
Salaries and employee benefits$1,431,0001,980
Premises and equipment expense$276,0001,945
Additional noninterest expense$427,0002,817
Pre-tax net operating income$759,0002,727
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$759,0002,588
Extraordinary gains, net$03
Net income$759,0002,586
Minority interest net income$055
Net income of bank and minority interests.$759,0002,588
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$759,0002,557
2020-12-31 (YTD Data)Rank
Total interest income$9,810,0002,546
Total interest expense$1,680,0002,212
Net interest income$8,130,0002,597
Provision for loan and lease losses$181,0003,123
Total noninterest income$1,941,0002,160
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$183,0002,871
Trading account gains and feesNANA
Additional Noninterest Income$1,758,0001,929
Total noninterest expense$7,676,0002,331
Salaries and employee benefits$4,880,0002,186
Premises and equipment expense$1,166,0001,834
Additional noninterest expense$1,630,0002,897
Pre-tax net operating income$2,214,0002,833
Securities gains (losses)$326,000789
Applicable income taxes$03,697
Income before extraordinary items$2,540,0002,530
Extraordinary gains, net$04
Net income$2,540,0002,530
Minority interest net income$072
Net income of bank and minority interests.$2,540,0002,530
Net charge-offs$-7,0004,184
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,214,0002,651
2020-09-30 (YTD Data)Rank
Total interest income$7,325,0002,564
Total interest expense$1,269,0002,299
Net interest income$6,056,0002,610
Provision for loan and lease losses$161,0002,945
Total noninterest income$1,463,0002,117
Gross Fiduciary activities income$0981
Service charges on deposit accounts$132,0002,942
Trading account gains and feesNANA
Additional Noninterest Income$1,331,0001,868
Total noninterest expense$6,126,0002,210
Salaries and employee benefits$3,997,0002,041
Premises and equipment expense$880,0001,823
Additional noninterest expense$1,249,0002,836
Pre-tax net operating income$1,232,0003,204
Securities gains (losses)$326,000666
Applicable income taxes$03,696
Income before extraordinary items$1,558,0002,782
Extraordinary gains, net$04
Net income$1,558,0002,782
Minority interest net income$065
Net income of bank and minority interests.$1,558,0002,782
Net charge-offs$-5,0004,085
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,232,0003,037
2020-06-30 (YTD Data)Rank
Total interest income$4,940,0002,573
Total interest expense$849,0002,395
Net interest income$4,091,0002,599
Provision for loan and lease losses$54,0003,413
Total noninterest income$837,0002,219
Gross Fiduciary activities income$0970
Service charges on deposit accounts$89,0002,956
Trading account gains and feesNANA
Additional Noninterest Income$748,0001,971
Total noninterest expense$4,162,0002,196
Salaries and employee benefits$2,689,0002,037
Premises and equipment expense$607,0001,778
Additional noninterest expense$866,0002,763
Pre-tax net operating income$712,0003,362
Securities gains (losses)$326,000506
Applicable income taxes$03,655
Income before extraordinary items$1,038,0002,766
Extraordinary gains, net$04
Net income$1,038,0002,765
Minority interest net income$065
Net income of bank and minority interests.$1,038,0002,766
Net charge-offs$-7,0004,216
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$712,0003,196
2020-03-31 (YTD Data)Rank
Total interest income$2,525,0002,539
Total interest expense$432,0002,521
Net interest income$2,093,0002,519
Provision for loan and lease losses$30,0002,812
Total noninterest income$335,0002,381
Gross Fiduciary activities income$0941
Service charges on deposit accounts$56,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$279,0002,081
Total noninterest expense$2,163,0002,157
Salaries and employee benefits$1,424,0001,962
Premises and equipment expense$359,0001,589
Additional noninterest expense$380,0003,017
Pre-tax net operating income$235,0003,643
Securities gains (losses)$34,000969
Applicable income taxes$03,513
Income before extraordinary items$269,0003,404
Extraordinary gains, net$04
Net income$269,0003,405
Minority interest net income$056
Net income of bank and minority interests.$269,0003,405
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$235,0003,517
2019-12-31 (YTD Data)Rank
Total interest income$10,189,0002,562
Total interest expense$1,630,0002,644
Net interest income$8,559,0002,498
Provision for loan and lease losses$116,0002,864
Total noninterest income$1,799,0002,084
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$248,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$1,551,0001,762
Total noninterest expense$8,446,0002,160
Salaries and employee benefits$5,423,0001,989
Premises and equipment expense$1,139,0001,857
Additional noninterest expense$1,884,0002,660
Pre-tax net operating income$1,796,0003,165
Securities gains (losses)$269,000547
Applicable income taxes$03,859
Income before extraordinary items$2,065,0002,846
Extraordinary gains, net$011
Net income$2,065,0002,847
Minority interest net income$076
Net income of bank and minority interests.$2,065,0002,848
Net charge-offs$14,0003,227
Cash dividends$4,603,000849
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,796,0003,010
2019-09-30 (YTD Data)Rank
Total interest income$7,591,0002,602
Total interest expense$1,194,0002,694
Net interest income$6,397,0002,539
Provision for loan and lease losses$78,0002,826
Total noninterest income$1,437,0002,015
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$185,0002,929
Trading account gains and feesNANA
Additional Noninterest Income$1,252,0001,693
Total noninterest expense$6,477,0002,137
Salaries and employee benefits$4,252,0001,930
Premises and equipment expense$851,0001,880
Additional noninterest expense$1,374,0002,723
Pre-tax net operating income$1,279,0003,310
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$1,279,0003,168
Extraordinary gains, net$011
Net income$1,279,0003,167
Minority interest net income$072
Net income of bank and minority interests.$1,279,0003,168
Net charge-offs$18,0002,752
Cash dividends$4,603,000653
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,279,0003,138
2019-06-30 (YTD Data)Rank
Total interest income$4,966,0002,637
Total interest expense$745,0002,765
Net interest income$4,221,0002,569
Provision for loan and lease losses$28,0003,162
Total noninterest income$935,0002,030
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$125,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$810,0001,702
Total noninterest expense$4,359,0002,134
Salaries and employee benefits$2,837,0001,930
Premises and equipment expense$564,0001,896
Additional noninterest expense$958,0002,672
Pre-tax net operating income$769,0003,449
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$769,0003,313
Extraordinary gains, net$011
Net income$769,0003,310
Minority interest net income$069
Net income of bank and minority interests.$769,0003,311
Net charge-offs$23,0002,284
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$769,0003,286
2019-03-31 (YTD Data)Rank
Total interest income$2,463,0002,656
Total interest expense$370,0002,746
Net interest income$2,093,0002,594
Provision for loan and lease losses$03,406
Total noninterest income$396,0002,177
Gross Fiduciary activities income$0972
Service charges on deposit accounts$57,0003,036
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,840
Total noninterest expense$2,171,0002,147
Salaries and employee benefits$1,417,0001,953
Premises and equipment expense$280,0001,929
Additional noninterest expense$474,0002,682
Pre-tax net operating income$318,0003,701
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$318,0003,544
Extraordinary gains, net$05
Net income$318,0003,543
Minority interest net income$052
Net income of bank and minority interests.$318,0003,543
Net charge-offs$38,0001,361
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$318,0003,538
2018-12-31 (YTD Data)Rank
Total interest income$9,698,0002,583
Total interest expense$1,403,0002,442
Net interest income$8,295,0002,585
Provision for loan and lease losses$04,082
Total noninterest income$1,636,0002,235
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$280,0002,851
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,903
Total noninterest expense$8,396,0002,172
Salaries and employee benefits$5,305,0002,000
Premises and equipment expense$1,102,0001,911
Additional noninterest expense$1,989,0002,598
Pre-tax net operating income$1,535,0003,501
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,535,0003,342
Extraordinary gains, net$06
Net income$1,535,0003,340
Minority interest net income$072
Net income of bank and minority interests.$1,535,0003,341
Net charge-offs$-75,0004,996
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,535,0003,344
2018-09-30 (YTD Data)Rank
Total interest income$7,161,0002,604
Total interest expense$1,030,0002,402
Net interest income$6,131,0002,618
Provision for loan and lease losses$03,948
Total noninterest income$1,270,0002,208
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$206,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0001,866
Total noninterest expense$6,485,0002,126
Salaries and employee benefits$4,152,0001,932
Premises and equipment expense$843,0001,897
Additional noninterest expense$1,490,0002,620
Pre-tax net operating income$916,0003,869
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$916,0003,706
Extraordinary gains, net$05
Net income$916,0003,705
Minority interest net income$066
Net income of bank and minority interests.$916,0003,705
Net charge-offs$-67,0005,012
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$916,0003,706
2018-06-30 (YTD Data)Rank
Total interest income$4,762,0002,590
Total interest expense$695,0002,300
Net interest income$4,067,0002,621
Provision for loan and lease losses$03,782
Total noninterest income$719,0002,401
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$137,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$582,0002,102
Total noninterest expense$4,409,0002,104
Salaries and employee benefits$2,812,0001,918
Premises and equipment expense$562,0001,915
Additional noninterest expense$1,035,0002,554
Pre-tax net operating income$377,0004,402
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$377,0004,276
Extraordinary gains, net$06
Net income$377,0004,275
Minority interest net income$065
Net income of bank and minority interests.$377,0004,275
Net charge-offs$-65,0005,091
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$377,0004,279
2018-03-31 (YTD Data)Rank
Total interest income$2,325,0002,628
Total interest expense$364,0002,156
Net interest income$1,961,0002,692
Provision for loan and lease losses$03,508
Total noninterest income$485,0002,023
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$68,0002,923
Trading account gains and feesNANA
Additional Noninterest Income$417,0001,671
Total noninterest expense$2,242,0002,098
Salaries and employee benefits$1,461,0001,884
Premises and equipment expense$286,0001,922
Additional noninterest expense$495,0002,646
Pre-tax net operating income$204,0004,320
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$204,0004,160
Extraordinary gains, net$07
Net income$204,0004,160
Minority interest net income$052
Net income of bank and minority interests.$204,0004,160
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$204,0004,162
2017-12-31 (YTD Data)Rank
Total interest income$9,134,0002,618
Total interest expense$1,321,0002,114
Net interest income$7,813,0002,682
Provision for loan and lease losses$04,227
Total noninterest income$2,470,0001,787
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$294,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$2,176,0001,453
Total noninterest expense$8,278,0002,204
Salaries and employee benefits$5,169,0002,039
Premises and equipment expense$1,107,0001,961
Additional noninterest expense$2,002,0002,649
Pre-tax net operating income$2,005,0003,117
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,005,0002,688
Extraordinary gains, net$09
Net income$2,005,0002,687
Minority interest net income$076
Net income of bank and minority interests.$2,005,0002,688
Net charge-offs$-41,0005,093
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,005,0002,675
2017-09-30 (YTD Data)Rank
Total interest income$6,819,0002,638
Total interest expense$996,0002,083
Net interest income$5,823,0002,714
Provision for loan and lease losses$04,088
Total noninterest income$1,683,0001,915
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$218,0002,939
Trading account gains and feesNANA
Additional Noninterest Income$1,465,0001,573
Total noninterest expense$6,222,0002,217
Salaries and employee benefits$3,884,0002,048
Premises and equipment expense$832,0001,962
Additional noninterest expense$1,506,0002,657
Pre-tax net operating income$1,284,0003,386
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,284,0003,102
Extraordinary gains, net$09
Net income$1,284,0003,101
Minority interest net income$071
Net income of bank and minority interests.$1,284,0003,102
Net charge-offs$-29,0005,029
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,284,0003,080
2017-06-30 (YTD Data)Rank
Total interest income$4,525,0002,635
Total interest expense$660,0002,047
Net interest income$3,865,0002,714
Provision for loan and lease losses$03,871
Total noninterest income$1,016,0002,035
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$143,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$873,0001,676
Total noninterest expense$4,119,0002,240
Salaries and employee benefits$2,561,0002,067
Premises and equipment expense$542,0001,994
Additional noninterest expense$1,016,0002,631
Pre-tax net operating income$762,0003,530
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$762,0003,247
Extraordinary gains, net$011
Net income$762,0003,246
Minority interest net income$071
Net income of bank and minority interests.$762,0003,247
Net charge-offs$-35,0005,183
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$762,0003,229
2017-03-31 (YTD Data)Rank
Total interest income$2,177,0002,700
Total interest expense$317,0002,080
Net interest income$1,860,0002,778
Provision for loan and lease losses$03,537
Total noninterest income$454,0002,168
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$69,0003,015
Trading account gains and feesNANA
Additional Noninterest Income$385,0001,791
Total noninterest expense$2,106,0002,217
Salaries and employee benefits$1,307,0002,066
Premises and equipment expense$274,0002,006
Additional noninterest expense$525,0002,578
Pre-tax net operating income$208,0004,297
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$208,0004,076
Extraordinary gains, net$08
Net income$208,0004,075
Minority interest net income$055
Net income of bank and minority interests.$208,0004,076
Net charge-offs$-17,0005,196
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$208,0004,058
2016-12-31 (YTD Data)Rank
Total interest income$8,518,0002,731
Total interest expense$1,345,0001,955
Net interest income$7,173,0002,830
Provision for loan and lease losses$04,332
Total noninterest income$2,333,0001,931
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$343,0002,735
Trading account gains and fees$0170
Additional Noninterest Income$1,990,0001,604
Total noninterest expense$8,276,0002,225
Salaries and employee benefits$5,031,0002,080
Premises and equipment expense$1,102,0001,992
Additional noninterest expense$2,143,0002,633
Pre-tax net operating income$1,230,0003,782
Securities gains (losses)$185,000925
Applicable income taxes$04,278
Income before extraordinary items$1,415,0003,374
Extraordinary gains, net$05
Net income$1,415,0003,372
Minority interest net income$082
Net income of bank and minority interests.$1,415,0003,373
Net charge-offs$648,000912
Cash dividends$3,574,000898
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,230,0003,530
2016-09-30 (YTD Data)Rank
Total interest income$6,372,0002,736
Total interest expense$1,040,0001,916
Net interest income$5,332,0002,857
Provision for loan and lease losses$04,186
Total noninterest income$1,920,0001,824
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$264,0002,694
Trading account gains and fees$0169
Additional Noninterest Income$1,656,0001,491
Total noninterest expense$6,234,0002,221
Salaries and employee benefits$3,806,0002,065
Premises and equipment expense$820,0002,005
Additional noninterest expense$1,608,0002,637
Pre-tax net operating income$1,018,0003,695
Securities gains (losses)$102,0001,240
Applicable income taxes$04,325
Income before extraordinary items$1,120,0003,312
Extraordinary gains, net$05
Net income$1,120,0003,310
Minority interest net income$071
Net income of bank and minority interests.$1,120,0003,312
Net charge-offs$376,000979
Cash dividends$585,0002,223
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,018,0003,408
2016-06-30 (YTD Data)Rank
Total interest income$4,287,0002,736
Total interest expense$705,0001,898
Net interest income$3,582,0002,853
Provision for loan and lease losses$04,017
Total noninterest income$1,145,0001,933
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$170,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$975,0001,582
Total noninterest expense$4,169,0002,228
Salaries and employee benefits$2,515,0002,086
Premises and equipment expense$536,0002,037
Additional noninterest expense$1,118,0002,535
Pre-tax net operating income$558,0004,004
Securities gains (losses)$102,000946
Applicable income taxes$04,338
Income before extraordinary items$660,0003,511
Extraordinary gains, net$016
Net income$660,0003,507
Minority interest net income$071
Net income of bank and minority interests.$660,0003,509
Net charge-offs$381,000725
Cash dividends$390,0002,263
Sale, conversion, retirement of capital stock, net$0705
Net operating income$558,0003,742
2016-03-31 (YTD Data)Rank
Total interest income$2,132,0002,747
Total interest expense$357,0001,886
Net interest income$1,775,0002,876
Provision for loan and lease losses$03,656
Total noninterest income$573,0001,902
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$84,0002,723
Trading account gains and fees$0142
Additional Noninterest Income$489,0001,525
Total noninterest expense$2,069,0002,250
Salaries and employee benefits$1,279,0002,064
Premises and equipment expense$256,0002,121
Additional noninterest expense$534,0002,635
Pre-tax net operating income$279,0003,973
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$279,0003,742
Extraordinary gains, net$012
Net income$279,0003,739
Minority interest net income$062
Net income of bank and minority interests.$279,0003,740
Net charge-offs$-1,0004,102
Cash dividends$195,0001,974
Sale, conversion, retirement of capital stock, net$0659
Net operating income$279,0003,686
2015-12-31 (YTD Data)Rank
Total interest income$8,846,0002,637
Total interest expense$1,667,0001,619
Net interest income$7,179,0002,811
Provision for loan and lease losses$04,380
Total noninterest income$2,222,0001,974
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$388,0002,566
Trading account gains and fees$0159
Additional Noninterest Income$1,834,0001,618
Total noninterest expense$8,590,0002,162
Salaries and employee benefits$4,880,0002,097
Premises and equipment expense$1,162,0001,940
Additional noninterest expense$2,548,0002,303
Pre-tax net operating income$811,0004,385
Securities gains (losses)$70,0001,397
Applicable income taxes$04,402
Income before extraordinary items$881,0004,106
Extraordinary gains, net$023
Net income$881,0004,106
Minority interest net income$081
Net income of bank and minority interests.$881,0004,107
Net charge-offs$41,0003,392
Cash dividends$780,0002,419
Sale, conversion, retirement of capital stock, net$0804
Net operating income$811,0004,189
2015-09-30 (YTD Data)Rank
Total interest income$6,599,0002,661
Total interest expense$1,293,0001,595
Net interest income$5,306,0002,862
Provision for loan and lease losses$04,232
Total noninterest income$1,845,0001,861
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$286,0002,618
Trading account gains and fees$0153
Additional Noninterest Income$1,559,0001,492
Total noninterest expense$6,649,0002,116
Salaries and employee benefits$3,819,0002,032
Premises and equipment expense$878,0001,954
Additional noninterest expense$1,952,0002,255
Pre-tax net operating income$502,0004,734
Securities gains (losses)$70,0001,251
Applicable income taxes$04,489
Income before extraordinary items$572,0004,395
Extraordinary gains, net$021
Net income$572,0004,397
Minority interest net income$078
Net income of bank and minority interests.$572,0004,398
Net charge-offs$41,0002,916
Cash dividends$585,0002,167
Sale, conversion, retirement of capital stock, net$0773
Net operating income$502,0004,494
2015-06-30 (YTD Data)Rank
Total interest income$4,383,0002,671
Total interest expense$896,0001,546
Net interest income$3,487,0002,885
Provision for loan and lease losses$04,069
Total noninterest income$1,121,0001,988
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$189,0002,598
Trading account gains and fees$0157
Additional Noninterest Income$932,0001,633
Total noninterest expense$4,368,0002,155
Salaries and employee benefits$2,461,0002,103
Premises and equipment expense$584,0001,961
Additional noninterest expense$1,323,0002,222
Pre-tax net operating income$240,0005,086
Securities gains (losses)$70,0001,032
Applicable income taxes$04,497
Income before extraordinary items$310,0004,652
Extraordinary gains, net$022
Net income$310,0004,654
Minority interest net income$075
Net income of bank and minority interests.$310,0004,655
Net charge-offs$67,0002,075
Cash dividends$390,0002,192
Sale, conversion, retirement of capital stock, net$0751
Net operating income$240,0004,890
2015-03-31 (YTD Data)Rank
Total interest income$2,226,0002,635
Total interest expense$461,0001,508
Net interest income$1,765,0002,866
Provision for loan and lease losses$03,703
Total noninterest income$484,0002,143
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$394,0001,790
Total noninterest expense$2,195,0002,153
Salaries and employee benefits$1,235,0002,104
Premises and equipment expense$294,0001,968
Additional noninterest expense$666,0002,198
Pre-tax net operating income$54,0005,590
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$54,0005,573
Extraordinary gains, net$013
Net income$54,0005,574
Minority interest net income$064
Net income of bank and minority interests.$54,0005,574
Net charge-offs$-23,0005,729
Cash dividends$195,0001,896
Sale, conversion, retirement of capital stock, net$0697
Net operating income$54,0005,517
2014-12-31 (YTD Data)Rank
Total interest income$10,385,0002,319
Total interest expense$2,107,0001,389
Net interest income$8,278,0002,543
Provision for loan and lease losses$04,603
Total noninterest income$2,022,0002,089
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$419,0002,598
Trading account gains and fees$0180
Additional Noninterest Income$1,603,0001,701
Total noninterest expense$8,860,0002,130
Salaries and employee benefits$4,886,0002,091
Premises and equipment expense$1,263,0001,830
Additional noninterest expense$2,711,0002,229
Pre-tax net operating income$1,440,0003,563
Securities gains (losses)$282,000634
Applicable income taxes$04,531
Income before extraordinary items$1,722,0002,982
Extraordinary gains, net$017
Net income$1,722,0002,981
Minority interest net income$084
Net income of bank and minority interests.$1,722,0002,982
Net charge-offs$107,0003,120
Cash dividends$2,411,0001,107
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,440,0003,263
2014-09-30 (YTD Data)Rank
Total interest income$7,972,0002,276
Total interest expense$1,606,0001,377
Net interest income$6,366,0002,504
Provision for loan and lease losses$04,401
Total noninterest income$1,534,0002,081
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$313,0002,631
Trading account gains and fees$0174
Additional Noninterest Income$1,221,0001,698
Total noninterest expense$6,667,0002,127
Salaries and employee benefits$3,706,0002,081
Premises and equipment expense$972,0001,803
Additional noninterest expense$1,989,0002,256
Pre-tax net operating income$1,233,0003,385
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,233,0003,084
Extraordinary gains, net$015
Net income$1,233,0003,084
Minority interest net income$081
Net income of bank and minority interests.$1,233,0003,085
Net charge-offs$-17,0005,745
Cash dividends$2,216,000853
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,233,0003,039
2014-06-30 (YTD Data)Rank
Total interest income$5,361,0002,247
Total interest expense$1,076,0001,382
Net interest income$4,285,0002,479
Provision for loan and lease losses$04,196
Total noninterest income$957,0002,147
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$206,0002,645
Trading account gains and fees$0172
Additional Noninterest Income$751,0001,775
Total noninterest expense$4,589,0002,062
Salaries and employee benefits$2,499,0002,064
Premises and equipment expense$663,0001,787
Additional noninterest expense$1,427,0002,110
Pre-tax net operating income$653,0003,715
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$653,0003,468
Extraordinary gains, net$020
Net income$653,0003,474
Minority interest net income$080
Net income of bank and minority interests.$653,0003,474
Net charge-offs$15,0003,541
Cash dividends$65,0003,364
Sale, conversion, retirement of capital stock, net$0794
Net operating income$653,0003,420
2014-03-31 (YTD Data)Rank
Total interest income$2,682,0002,252
Total interest expense$536,0001,411
Net interest income$2,146,0002,464
Provision for loan and lease losses$03,817
Total noninterest income$505,0002,029
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$102,0002,634
Trading account gains and fees$0147
Additional Noninterest Income$403,0001,651
Total noninterest expense$2,283,0002,082
Salaries and employee benefits$1,259,0002,060
Premises and equipment expense$336,0001,794
Additional noninterest expense$688,0002,179
Pre-tax net operating income$368,0003,447
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$368,0003,177
Extraordinary gains, net$016
Net income$368,0003,178
Minority interest net income$066
Net income of bank and minority interests.$368,0003,179
Net charge-offs$7,0002,989
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$368,0003,143
2013-12-31 (YTD Data)Rank
Total interest income$9,221,0002,619
Total interest expense$2,100,0001,628
Net interest income$7,121,0002,874
Provision for loan and lease losses$05,091
Total noninterest income$2,018,0002,157
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$474,0002,492
Trading account gains and fees$0184
Additional Noninterest Income$1,544,0001,809
Total noninterest expense$8,525,0002,212
Salaries and employee benefits$4,676,0002,190
Premises and equipment expense$1,457,0001,618
Additional noninterest expense$2,392,0002,561
Pre-tax net operating income$614,0004,784
Securities gains (losses)$196,000900
Applicable income taxes$04,631
Income before extraordinary items$810,0004,247
Extraordinary gains, net$029
Net income$810,0004,249
Minority interest net income$090
Net income of bank and minority interests.$810,0004,250
Net charge-offs$260,0002,722
Cash dividends$751,0002,268
Sale, conversion, retirement of capital stock, net$0924
Net operating income$614,0004,573
2013-09-30 (YTD Data)Rank
Total interest income$6,482,0002,790
Total interest expense$1,538,0001,709
Net interest income$4,944,0003,058
Provision for loan and lease losses$04,941
Total noninterest income$1,534,0002,179
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$350,0002,541
Trading account gains and fees$0180
Additional Noninterest Income$1,184,0001,839
Total noninterest expense$6,241,0002,270
Salaries and employee benefits$3,400,0002,241
Premises and equipment expense$1,068,0001,665
Additional noninterest expense$1,773,0002,588
Pre-tax net operating income$237,0005,564
Securities gains (losses)$197,000829
Applicable income taxes$04,713
Income before extraordinary items$434,0004,811
Extraordinary gains, net$025
Net income$434,0004,812
Minority interest net income$084
Net income of bank and minority interests.$434,0004,813
Net charge-offs$-152,0006,676
Cash dividends$556,0002,000
Sale, conversion, retirement of capital stock, net$0868
Net operating income$237,0005,427
2013-06-30 (YTD Data)Rank
Total interest income$3,972,0002,989
Total interest expense$999,0001,783
Net interest income$2,973,0003,306
Provision for loan and lease losses$04,788
Total noninterest income$933,0002,322
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$226,0002,562
Trading account gains and fees$0157
Additional Noninterest Income$707,0001,997
Total noninterest expense$4,216,0002,250
Salaries and employee benefits$2,240,0002,273
Premises and equipment expense$699,0001,695
Additional noninterest expense$1,277,0002,394
Pre-tax net operating income$-310,0006,616
Securities gains (losses)$196,000765
Applicable income taxes$04,679
Income before extraordinary items$-114,0006,532
Extraordinary gains, net$022
Net income$-114,0006,534
Minority interest net income$082
Net income of bank and minority interests.$-114,0006,534
Net charge-offs$-184,0006,793
Cash dividends$370,0002,005
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-310,0006,626
2013-03-31 (YTD Data)Rank
Total interest income$1,808,0003,227
Total interest expense$509,0001,812
Net interest income$1,299,0003,650
Provision for loan and lease losses$04,409
Total noninterest income$459,0002,344
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$112,0002,582
Trading account gains and fees$0148
Additional Noninterest Income$347,0002,027
Total noninterest expense$2,049,0002,321
Salaries and employee benefits$1,125,0002,274
Premises and equipment expense$350,0001,718
Additional noninterest expense$574,0002,654
Pre-tax net operating income$-291,0006,786
Securities gains (losses)$164,000530
Applicable income taxes$04,602
Income before extraordinary items$-127,0006,687
Extraordinary gains, net$010
Net income$-127,0006,688
Minority interest net income$076
Net income of bank and minority interests.$-127,0006,688
Net charge-offs$-2,0005,471
Cash dividends$186,0001,682
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-291,0006,796
2012-12-31 (YTD Data)Rank
Total interest income$8,572,0002,934
Total interest expense$2,593,0001,693
Net interest income$5,979,0003,388
Provision for loan and lease losses$95,0004,737
Total noninterest income$3,966,0001,343
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$662,0001,989
Trading account gains and fees$0166
Additional Noninterest Income$3,304,0001,092
Total noninterest expense$9,976,0001,916
Salaries and employee benefits$5,143,0001,964
Premises and equipment expense$1,832,0001,296
Additional noninterest expense$3,001,0002,165
Pre-tax net operating income$-126,0006,306
Securities gains (losses)$1,163,000445
Applicable income taxes$04,751
Income before extraordinary items$1,037,0003,834
Extraordinary gains, net$029
Net income$1,037,0003,834
Minority interest net income$093
Net income of bank and minority interests.$1,037,0003,836
Net charge-offs$1,627,0001,342
Cash dividends$195,0003,662
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-126,0006,319
2012-09-30 (YTD Data)Rank
Total interest income$6,887,0002,845
Total interest expense$2,024,0001,701
Net interest income$4,863,0003,221
Provision for loan and lease losses$95,0004,412
Total noninterest income$3,411,0001,222
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$533,0001,896
Trading account gains and fees$0157
Additional Noninterest Income$2,878,000969
Total noninterest expense$7,709,0001,860
Salaries and employee benefits$4,070,0001,851
Premises and equipment expense$1,445,0001,240
Additional noninterest expense$2,194,0002,204
Pre-tax net operating income$470,0004,785
Securities gains (losses)$657,000606
Applicable income taxes$04,802
Income before extraordinary items$1,127,0003,197
Extraordinary gains, net$020
Net income$1,127,0003,197
Minority interest net income$086
Net income of bank and minority interests.$1,127,0003,196
Net charge-offs$1,482,0001,124
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$470,0004,552
2012-06-30 (YTD Data)Rank
Total interest income$4,898,0002,676
Total interest expense$1,436,0001,677
Net interest income$3,462,0003,063
Provision for loan and lease losses$95,0003,930
Total noninterest income$2,280,0001,207
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$380,0001,785
Trading account gains and fees$0153
Additional Noninterest Income$1,900,000955
Total noninterest expense$5,148,0001,861
Salaries and employee benefits$2,627,0001,912
Premises and equipment expense$1,001,0001,188
Additional noninterest expense$1,520,0002,129
Pre-tax net operating income$499,0004,125
Securities gains (losses)$169,0001,227
Applicable income taxes$04,770
Income before extraordinary items$668,0003,423
Extraordinary gains, net$019
Net income$668,0003,424
Minority interest net income$084
Net income of bank and minority interests.$668,0003,424
Net charge-offs$628,0001,561
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$499,0003,806
2012-03-31 (YTD Data)Rank
Total interest income$2,368,0002,814
Total interest expense$728,0001,716
Net interest income$1,640,0003,211
Provision for loan and lease losses$05,254
Total noninterest income$1,221,0001,142
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$179,0001,857
Trading account gains and fees$0148
Additional Noninterest Income$1,042,000878
Total noninterest expense$2,574,0001,857
Salaries and employee benefits$1,359,0001,855
Premises and equipment expense$508,0001,177
Additional noninterest expense$707,0002,265
Pre-tax net operating income$287,0003,918
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$287,0003,728
Extraordinary gains, net$019
Net income$287,0003,730
Minority interest net income$078
Net income of bank and minority interests.$287,0003,731
Net charge-offs$-13,0006,740
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$287,0003,557
2011-12-31 (YTD Data)Rank
Total interest income$11,662,0002,390
Total interest expense$3,546,0001,682
Net interest income$8,116,0002,694
Provision for loan and lease losses$2,075,0001,531
Total noninterest income$1,793,0002,176
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$740,0001,896
Trading account gains and fees$0146
Additional Noninterest Income$1,053,0002,072
Total noninterest expense$11,251,0001,726
Salaries and employee benefits$5,577,0001,736
Premises and equipment expense$2,025,0001,239
Additional noninterest expense$3,649,0001,843
Pre-tax net operating income$-3,417,0006,955
Securities gains (losses)$1,271,000341
Applicable income taxes$04,719
Income before extraordinary items$-2,146,0006,860
Extraordinary gains, net$029
Net income$-2,146,0006,860
Minority interest net income$096
Net income of bank and minority interests.$-2,146,0006,860
Net charge-offs$3,307,0001,114
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,417,0006,962
2011-09-30 (YTD Data)Rank
Total interest income$8,682,0002,441
Total interest expense$2,706,0001,725
Net interest income$5,976,0002,748
Provision for loan and lease losses$1,961,0001,257
Total noninterest income$1,189,0002,344
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$541,0001,947
Trading account gains and fees$0145
Additional Noninterest Income$648,0002,320
Total noninterest expense$8,433,0001,722
Salaries and employee benefits$4,093,0001,785
Premises and equipment expense$1,525,0001,250
Additional noninterest expense$2,815,0001,806
Pre-tax net operating income$-3,229,0007,124
Securities gains (losses)$969,000370
Applicable income taxes$04,740
Income before extraordinary items$-2,260,0007,087
Extraordinary gains, net$021
Net income$-2,260,0007,088
Minority interest net income$087
Net income of bank and minority interests.$-2,260,0007,088
Net charge-offs$1,765,0001,330
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,229,0007,154
2011-06-30 (YTD Data)Rank
Total interest income$5,928,0002,394
Total interest expense$1,838,0001,752
Net interest income$4,090,0002,690
Provision for loan and lease losses$1,046,0001,461
Total noninterest income$441,0003,368
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$355,0001,946
Trading account gains and fees$0153
Additional Noninterest Income$86,0004,772
Total noninterest expense$5,862,0001,676
Salaries and employee benefits$2,717,0001,807
Premises and equipment expense$1,009,0001,269
Additional noninterest expense$2,136,0001,614
Pre-tax net operating income$-2,377,0007,219
Securities gains (losses)$219,000687
Applicable income taxes$04,697
Income before extraordinary items$-2,158,0007,224
Extraordinary gains, net$015
Net income$-2,158,0007,225
Minority interest net income$089
Net income of bank and minority interests.$-2,158,0007,225
Net charge-offs$1,595,0001,069
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,377,0007,233
2011-03-31 (YTD Data)Rank
Total interest income$2,991,0002,380
Total interest expense$938,0001,767
Net interest income$2,053,0002,664
Provision for loan and lease losses$714,0001,112
Total noninterest income$36,0006,311
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$177,0001,922
Trading account gains and fees$0158
Additional Noninterest Income$-141,0007,398
Total noninterest expense$3,061,0001,619
Salaries and employee benefits$1,364,0001,817
Premises and equipment expense$484,0001,336
Additional noninterest expense$1,213,0001,445
Pre-tax net operating income$-1,686,0007,365
Securities gains (losses)$119,000485
Applicable income taxes$04,545
Income before extraordinary items$-1,567,0007,367
Extraordinary gains, net$09
Net income$-1,567,0007,368
Minority interest net income$086
Net income of bank and minority interests.$-1,567,0007,368
Net charge-offs$1,474,000655
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,686,0007,377
2010-12-31 (YTD Data)Rank
Total interest income$13,749,0002,201
Total interest expense$6,356,0001,306
Net interest income$7,393,0002,937
Provision for loan and lease losses$2,950,0001,630
Total noninterest income$2,701,0001,670
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$862,0001,703
Trading account gains and fees$0175
Additional Noninterest Income$1,839,0001,480
Total noninterest expense$11,422,0001,728
Salaries and employee benefits$5,361,0001,804
Premises and equipment expense$2,039,0001,269
Additional noninterest expense$4,022,0001,793
Pre-tax net operating income$-4,278,0007,056
Securities gains (losses)$1,503,000343
Applicable income taxes$04,655
Income before extraordinary items$-2,775,0006,967
Extraordinary gains, net$029
Net income$-2,775,0006,967
Minority interest net income$0111
Net income of bank and minority interests.$-2,775,0006,968
Net charge-offs$2,001,0001,859
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,278,0007,106
2010-09-30 (YTD Data)Rank
Total interest income$10,741,0002,150
Total interest expense$5,210,0001,227
Net interest income$5,531,0002,986
Provision for loan and lease losses$2,798,0001,325
Total noninterest income$2,948,0001,272
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$672,0001,693
Trading account gains and fees$0165
Additional Noninterest Income$2,276,0001,011
Total noninterest expense$8,930,0001,648
Salaries and employee benefits$4,072,0001,805
Premises and equipment expense$1,552,0001,271
Additional noninterest expense$3,306,0001,606
Pre-tax net operating income$-3,249,0007,237
Securities gains (losses)$1,503,000289
Applicable income taxes$04,726
Income before extraordinary items$-1,746,0007,092
Extraordinary gains, net$023
Net income$-1,746,0007,090
Minority interest net income$0110
Net income of bank and minority interests.$-1,746,0007,092
Net charge-offs$1,820,0001,595
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,249,0007,281
2010-06-30 (YTD Data)Rank
Total interest income$7,466,0002,085
Total interest expense$3,660,0001,214
Net interest income$3,806,0002,885
Provision for loan and lease losses$2,607,0001,053
Total noninterest income$2,274,0001,120
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$473,0001,626
Trading account gains and fees$0152
Additional Noninterest Income$1,801,000865
Total noninterest expense$6,397,0001,542
Salaries and employee benefits$2,687,0001,831
Premises and equipment expense$1,050,0001,262
Additional noninterest expense$2,660,0001,344
Pre-tax net operating income$-2,924,0007,394
Securities gains (losses)$720,000342
Applicable income taxes$04,691
Income before extraordinary items$-2,204,0007,363
Extraordinary gains, net$019
Net income$-2,204,0007,363
Minority interest net income$0105
Net income of bank and minority interests.$-2,204,0007,363
Net charge-offs$1,754,0001,240
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,924,0007,431
2010-03-31 (YTD Data)Rank
Total interest income$3,809,0002,096
Total interest expense$1,897,0001,225
Net interest income$1,912,0002,905
Provision for loan and lease losses$2,317,000664
Total noninterest income$998,0001,233
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$248,0001,576
Trading account gains and fees$0175
Additional Noninterest Income$750,000971
Total noninterest expense$3,431,0001,464
Salaries and employee benefits$1,539,0001,633
Premises and equipment expense$561,0001,214
Additional noninterest expense$1,331,0001,333
Pre-tax net operating income$-2,838,0007,682
Securities gains (losses)$97,000800
Applicable income taxes$04,611
Income before extraordinary items$-2,741,0007,704
Extraordinary gains, net$016
Net income$-2,741,0007,705
Minority interest net income$091
Net income of bank and minority interests.$-2,741,0007,705
Net charge-offs$1,506,000789
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,838,0007,703
2009-12-31 (YTD Data)Rank
Total interest income$16,985,0001,996
Total interest expense$9,169,0001,297
Net interest income$7,816,0002,787
Provision for loan and lease losses$4,300,0001,588
Total noninterest income$3,497,0001,449
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,234,0001,398
Trading account gains and fees$0211
Additional Noninterest Income$2,263,0001,255
Total noninterest expense$24,784,000850
Salaries and employee benefits$6,221,0001,602
Premises and equipment expense$1,824,0001,484
Additional noninterest expense$16,739,000505
Pre-tax net operating income$-17,771,0007,678
Securities gains (losses)$2,035,000272
Applicable income taxes$04,388
Income before extraordinary items$-15,736,0007,685
Extraordinary gains, net$034
Net income$-15,736,0007,684
Minority interest net income$0115
Net income of bank and minority interests.$-15,736,0007,684
Net charge-offs$4,150,0001,306
Cash dividends$332,0003,092
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-17,771,0007,711
2009-09-30 (YTD Data)Rank
Total interest income$13,141,0001,964
Total interest expense$7,020,0001,340
Net interest income$6,121,0002,685
Provision for loan and lease losses$2,293,0001,753
Total noninterest income$2,587,0001,482
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$925,0001,406
Trading account gains and fees$0212
Additional Noninterest Income$1,662,0001,300
Total noninterest expense$10,176,0001,513
Salaries and employee benefits$4,832,0001,559
Premises and equipment expense$1,342,0001,526
Additional noninterest expense$4,002,0001,362
Pre-tax net operating income$-3,761,0007,387
Securities gains (losses)$1,099,000348
Applicable income taxes$04,592
Income before extraordinary items$-2,662,0007,314
Extraordinary gains, net$027
Net income$-2,662,0007,313
Minority interest net income$0118
Net income of bank and minority interests.$-2,662,0007,314
Net charge-offs$2,528,0001,312
Cash dividends$332,0002,513
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,761,0007,469
2009-06-30 (YTD Data)Rank
Total interest income$9,144,0001,932
Total interest expense$4,796,0001,380
Net interest income$4,348,0002,482
Provision for loan and lease losses$1,405,0001,700
Total noninterest income$1,870,0001,413
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$608,0001,397
Trading account gains and fees$0193
Additional Noninterest Income$1,262,0001,222
Total noninterest expense$6,972,0001,492
Salaries and employee benefits$3,315,0001,554
Premises and equipment expense$921,0001,512
Additional noninterest expense$2,736,0001,362
Pre-tax net operating income$-2,159,0007,424
Securities gains (losses)$465,000534
Applicable income taxes$04,657
Income before extraordinary items$-1,694,0007,385
Extraordinary gains, net$021
Net income$-1,694,0007,384
Minority interest net income$0112
Net income of bank and minority interests.$-1,694,0007,383
Net charge-offs$1,559,0001,314
Cash dividends$249,0002,452
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,159,0007,518
2009-03-31 (YTD Data)Rank
Total interest income$4,788,0001,867
Total interest expense$2,433,0001,414
Net interest income$2,355,0002,314
Provision for loan and lease losses$590,0001,636
Total noninterest income$1,003,0001,286
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$300,0001,380
Trading account gains and fees$0171
Additional Noninterest Income$703,0001,112
Total noninterest expense$3,288,0001,523
Salaries and employee benefits$1,660,0001,570
Premises and equipment expense$455,0001,559
Additional noninterest expense$1,173,0001,384
Pre-tax net operating income$-520,0007,342
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-520,0007,463
Extraordinary gains, net$015
Net income$-520,0007,463
Minority interest net income$0102
Net income of bank and minority interests.$-520,0007,464
Net charge-offs$199,0002,137
Cash dividends$124,0002,091
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-520,0007,438
2008-12-31 (YTD Data)Rank
Total interest income$21,440,0001,792
Total interest expense$10,002,0001,621
Net interest income$11,438,0001,944
Provision for loan and lease losses$3,251,0001,314
Total noninterest income$4,247,0001,220
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,447,0001,246
Trading account gains and fees$0154
Additional Noninterest Income$2,800,0001,020
Total noninterest expense$12,716,0001,536
Salaries and employee benefits$6,842,0001,512
Premises and equipment expense$1,974,0001,399
Additional noninterest expense$3,900,0001,587
Pre-tax net operating income$-282,0006,623
Securities gains (losses)$33,0001,871
Applicable income taxes$04,979
Income before extraordinary items$-249,0006,529
Extraordinary gains, net$039
Net income$-249,0006,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,000,000998
Cash dividends$1,451,0001,769
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-282,0006,705
2008-09-30 (YTD Data)Rank
Total interest income$16,289,0001,817
Total interest expense$7,523,0001,679
Net interest income$8,766,0001,935
Provision for loan and lease losses$2,107,0001,148
Total noninterest income$3,541,0001,147
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,089,0001,244
Trading account gains and fees$0148
Additional Noninterest Income$2,452,000946
Total noninterest expense$9,917,0001,467
Salaries and employee benefits$5,524,0001,405
Premises and equipment expense$1,507,0001,377
Additional noninterest expense$2,886,0001,543
Pre-tax net operating income$283,0005,703
Securities gains (losses)$12,0002,294
Applicable income taxes$05,372
Income before extraordinary items$295,0005,233
Extraordinary gains, net$031
Net income$295,0005,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,267,000770
Cash dividends$426,0002,955
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$283,0005,467
2008-06-30 (YTD Data)Rank
Total interest income$10,970,0001,822
Total interest expense$5,107,0001,719
Net interest income$5,863,0001,919
Provision for loan and lease losses$1,622,000900
Total noninterest income$2,488,0001,116
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$707,0001,259
Trading account gains and fees$0149
Additional Noninterest Income$1,781,000914
Total noninterest expense$6,824,0001,406
Salaries and employee benefits$3,757,0001,388
Premises and equipment expense$1,068,0001,287
Additional noninterest expense$1,999,0001,465
Pre-tax net operating income$-95,0007,181
Securities gains (losses)$12,0002,370
Applicable income taxes$05,627
Income before extraordinary items$-83,0007,221
Extraordinary gains, net$021
Net income$-83,0007,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$887,000930
Cash dividends$296,0003,019
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-95,0007,211
2008-03-31 (YTD Data)Rank
Total interest income$5,602,0001,830
Total interest expense$2,653,0001,774
Net interest income$2,949,0001,891
Provision for loan and lease losses$422,0001,106
Total noninterest income$1,238,0001,117
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$356,0001,235
Trading account gains and fees$0158
Additional Noninterest Income$882,000938
Total noninterest expense$3,394,0001,407
Salaries and employee benefits$1,908,0001,372
Premises and equipment expense$541,0001,274
Additional noninterest expense$945,0001,523
Pre-tax net operating income$371,0003,706
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$371,0003,352
Extraordinary gains, net$015
Net income$371,0003,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$371,0003,256
2007-12-31 (YTD Data)Rank
Total interest income$19,312,0002,139
Total interest expense$9,593,0002,004
Net interest income$9,719,0002,299
Provision for loan and lease losses$1,390,0001,122
Total noninterest income$4,698,0001,152
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,206,0001,488
Trading account gains and fees$0178
Additional Noninterest Income$3,492,000910
Total noninterest expense$11,766,0001,563
Salaries and employee benefits$6,726,0001,501
Premises and equipment expense$1,699,0001,564
Additional noninterest expense$3,341,0001,672
Pre-tax net operating income$1,261,0004,259
Securities gains (losses)$-1,0007,069
Applicable income taxes$06,070
Income before extraordinary items$1,260,0003,838
Extraordinary gains, net$039
Net income$1,260,0003,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,248,000860
Cash dividends$11,428,000375
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,261,0003,820
2007-09-30 (YTD Data)Rank
Total interest income$14,788,0002,125
Total interest expense$7,176,0002,008
Net interest income$7,612,0002,232
Provision for loan and lease losses$850,0001,022
Total noninterest income$3,505,0001,150
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$881,0001,491
Trading account gains and fees$0184
Additional Noninterest Income$2,624,000914
Total noninterest expense$8,807,0001,548
Salaries and employee benefits$5,109,0001,486
Premises and equipment expense$1,294,0001,534
Additional noninterest expense$2,404,0001,693
Pre-tax net operating income$1,460,0003,536
Securities gains (losses)$-1,0007,322
Applicable income taxes$06,220
Income before extraordinary items$1,459,0003,031
Extraordinary gains, net$033
Net income$1,459,0003,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$732,000817
Cash dividends$11,227,000305
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,460,0003,009
2007-06-30 (YTD Data)Rank
Total interest income$9,860,0002,133
Total interest expense$4,636,0002,062
Net interest income$5,224,0002,203
Provision for loan and lease losses$25,0005,140
Total noninterest income$2,297,0001,198
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$565,0001,554
Trading account gains and fees$0168
Additional Noninterest Income$1,732,000953
Total noninterest expense$6,056,0001,515
Salaries and employee benefits$3,505,0001,467
Premises and equipment expense$898,0001,490
Additional noninterest expense$1,653,0001,640
Pre-tax net operating income$1,440,0002,753
Securities gains (losses)$-1,0007,616
Applicable income taxes$06,265
Income before extraordinary items$1,439,0002,276
Extraordinary gains, net$029
Net income$1,439,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,211
Cash dividends$11,216,000242
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,440,0002,255
2007-03-31 (YTD Data)Rank
Total interest income$4,995,0002,113
Total interest expense$2,284,0002,075
Net interest income$2,711,0002,132
Provision for loan and lease losses$05,779
Total noninterest income$1,233,0001,109
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$277,0001,547
Trading account gains and fees$0195
Additional Noninterest Income$956,000872
Total noninterest expense$3,073,0001,490
Salaries and employee benefits$1,787,0001,451
Premises and equipment expense$443,0001,510
Additional noninterest expense$843,0001,583
Pre-tax net operating income$871,0002,406
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$871,0001,923
Extraordinary gains, net$022
Net income$871,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$11,077,000127
Sale, conversion, retirement of capital stock, net$0885
Net operating income$871,0001,914
2006-12-31 (YTD Data)Rank
Total interest income$21,170,0001,894
Total interest expense$9,105,0001,833
Net interest income$12,065,0001,922
Provision for loan and lease losses$06,850
Total noninterest income$4,836,0001,118
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,353,0001,318
Trading account gains and fees$0130
Additional Noninterest Income$3,483,000901
Total noninterest expense$12,375,0001,445
Salaries and employee benefits$7,081,0001,376
Premises and equipment expense$1,948,0001,326
Additional noninterest expense$3,346,0001,573
Pre-tax net operating income$4,526,0002,040
Securities gains (losses)$103,000532
Applicable income taxes$06,600
Income before extraordinary items$4,629,0001,565
Extraordinary gains, net$051
Net income$4,629,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,784
Cash dividends$3,677,000931
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,526,0001,584
2006-09-30 (YTD Data)Rank
Total interest income$15,824,0001,891
Total interest expense$6,704,0001,810
Net interest income$9,120,0001,924
Provision for loan and lease losses$06,685
Total noninterest income$3,761,0001,102
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,029,0001,303
Trading account gains and fees$0126
Additional Noninterest Income$2,732,000884
Total noninterest expense$9,422,0001,435
Salaries and employee benefits$5,327,0001,387
Premises and equipment expense$1,505,0001,294
Additional noninterest expense$2,590,0001,525
Pre-tax net operating income$3,459,0002,085
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,459,0001,599
Extraordinary gains, net$045
Net income$3,459,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,0008,519
Cash dividends$3,592,000712
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,459,0001,580
2006-06-30 (YTD Data)Rank
Total interest income$10,295,0001,900
Total interest expense$4,240,0001,813
Net interest income$6,055,0001,926
Provision for loan and lease losses$06,419
Total noninterest income$2,674,0001,045
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$701,0001,266
Trading account gains and fees$0126
Additional Noninterest Income$1,973,000829
Total noninterest expense$6,442,0001,400
Salaries and employee benefits$3,632,0001,364
Premises and equipment expense$1,030,0001,257
Additional noninterest expense$1,780,0001,491
Pre-tax net operating income$2,287,0002,095
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,287,0001,601
Extraordinary gains, net$039
Net income$2,287,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,543
Cash dividends$3,290,000534
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,287,0001,590
2006-03-31 (YTD Data)Rank
Total interest income$4,991,0001,914
Total interest expense$2,005,0001,817
Net interest income$2,986,0001,939
Provision for loan and lease losses$06,013
Total noninterest income$1,250,0001,078
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$338,0001,275
Trading account gains and fees$0115
Additional Noninterest Income$912,000865
Total noninterest expense$3,218,0001,401
Salaries and employee benefits$1,810,0001,371
Premises and equipment expense$525,0001,238
Additional noninterest expense$883,0001,493
Pre-tax net operating income$1,018,0002,247
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,018,0001,759
Extraordinary gains, net$021
Net income$1,018,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,727
Cash dividends$1,663,000482
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,018,0001,743
2005-12-31 (YTD Data)Rank
Total interest income$19,170,0001,749
Total interest expense$6,897,0001,653
Net interest income$12,273,0001,781
Provision for loan and lease losses$07,120
Total noninterest income$5,368,0001,032
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,334,0001,325
Trading account gains and fees$0138
Additional Noninterest Income$4,034,000796
Total noninterest expense$13,505,0001,273
Salaries and employee benefits$7,676,0001,203
Premises and equipment expense$1,995,0001,236
Additional noninterest expense$3,834,0001,333
Pre-tax net operating income$4,136,0002,169
Securities gains (losses)$24,0001,190
Applicable income taxes$06,964
Income before extraordinary items$4,160,0001,689
Extraordinary gains, net$046
Net income$4,160,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-195,0008,727
Cash dividends$248,0004,699
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,136,0001,670
2005-09-30 (YTD Data)Rank
Total interest income$14,291,0001,717
Total interest expense$4,999,0001,607
Net interest income$9,292,0001,755
Provision for loan and lease losses$06,899
Total noninterest income$4,212,0001,004
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$980,0001,334
Trading account gains and fees$0126
Additional Noninterest Income$3,232,000761
Total noninterest expense$10,334,0001,244
Salaries and employee benefits$5,770,0001,193
Premises and equipment expense$1,671,0001,075
Additional noninterest expense$2,893,0001,313
Pre-tax net operating income$3,170,0002,143
Securities gains (losses)$24,0001,156
Applicable income taxes$06,976
Income before extraordinary items$3,194,0001,645
Extraordinary gains, net$035
Net income$3,194,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000972
Cash dividends$134,0004,486
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,170,0001,627
2005-06-30 (YTD Data)Rank
Total interest income$9,597,0001,668
Total interest expense$3,360,0001,501
Net interest income$6,237,0001,720
Provision for loan and lease losses$06,626
Total noninterest income$2,768,000995
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$616,0001,378
Trading account gains and fees$0116
Additional Noninterest Income$2,152,000765
Total noninterest expense$6,956,0001,224
Salaries and employee benefits$3,929,0001,159
Premises and equipment expense$1,087,0001,099
Additional noninterest expense$1,940,0001,285
Pre-tax net operating income$2,049,0002,149
Securities gains (losses)$24,0001,040
Applicable income taxes$06,961
Income before extraordinary items$2,073,0001,654
Extraordinary gains, net$030
Net income$2,073,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,003
Cash dividends$121,0004,090
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,049,0001,639
2005-03-31 (YTD Data)Rank
Total interest income$4,770,0001,643
Total interest expense$1,687,0001,418
Net interest income$3,083,0001,735
Provision for loan and lease losses$06,226
Total noninterest income$1,374,000979
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$281,0001,458
Trading account gains and fees$0115
Additional Noninterest Income$1,093,000734
Total noninterest expense$3,505,0001,206
Salaries and employee benefits$1,973,0001,155
Premises and equipment expense$527,0001,149
Additional noninterest expense$1,005,0001,239
Pre-tax net operating income$952,0002,255
Securities gains (losses)$75,000437
Applicable income taxes$06,892
Income before extraordinary items$1,027,0001,623
Extraordinary gains, net$024
Net income$1,027,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,045
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$952,0001,734
2004-12-31 (YTD Data)Rank
Total interest income$21,598,0001,318
Total interest expense$7,393,0001,097
Net interest income$14,205,0001,419
Provision for loan and lease losses$1,600,000675
Total noninterest income$5,257,0001,041
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,318,0001,346
Trading account gains and fees$0138
Additional Noninterest Income$3,939,000794
Total noninterest expense$14,391,0001,127
Salaries and employee benefits$8,139,0001,058
Premises and equipment expense$2,090,0001,099
Additional noninterest expense$4,162,0001,184
Pre-tax net operating income$3,471,0002,282
Securities gains (losses)$433,000497
Applicable income taxes$07,185
Income before extraordinary items$3,904,0001,651
Extraordinary gains, net$034
Net income$3,904,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,886,000215
Cash dividends$3,688,000822
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,471,0001,782
2004-09-30 (YTD Data)Rank
Total interest income$16,504,0001,269
Total interest expense$5,649,0001,053
Net interest income$10,855,0001,378
Provision for loan and lease losses$1,600,000494
Total noninterest income$4,013,0001,038
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$996,0001,345
Trading account gains and fees$0134
Additional Noninterest Income$3,017,000794
Total noninterest expense$10,863,0001,117
Salaries and employee benefits$6,102,0001,054
Premises and equipment expense$1,670,0001,032
Additional noninterest expense$3,091,0001,189
Pre-tax net operating income$2,405,0002,472
Securities gains (losses)$398,000487
Applicable income taxes$07,220
Income before extraordinary items$2,803,0001,733
Extraordinary gains, net$026
Net income$2,803,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,126,000252
Cash dividends$2,063,000946
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,405,0001,914
2004-06-30 (YTD Data)Rank
Total interest income$11,053,0001,248
Total interest expense$3,825,0001,019
Net interest income$7,228,0001,363
Provision for loan and lease losses$850,000596
Total noninterest income$2,626,0001,045
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$658,0001,349
Trading account gains and fees$0130
Additional Noninterest Income$1,968,000807
Total noninterest expense$7,248,0001,110
Salaries and employee benefits$4,084,0001,050
Premises and equipment expense$1,117,0001,037
Additional noninterest expense$2,047,0001,184
Pre-tax net operating income$1,756,0002,284
Securities gains (losses)$271,000526
Applicable income taxes$07,214
Income before extraordinary items$2,027,0001,587
Extraordinary gains, net$021
Net income$2,027,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,885,000274
Cash dividends$783,0001,558
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,756,0001,752
2004-03-31 (YTD Data)Rank
Total interest income$5,490,0001,263
Total interest expense$1,888,0001,050
Net interest income$3,602,0001,378
Provision for loan and lease losses$300,000782
Total noninterest income$557,0001,997
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$316,0001,358
Trading account gains and fees$0121
Additional Noninterest Income$241,0002,181
Total noninterest expense$3,200,0001,280
Salaries and employee benefits$1,699,0001,304
Premises and equipment expense$554,0001,069
Additional noninterest expense$947,0001,266
Pre-tax net operating income$659,0002,839
Securities gains (losses)$216,000467
Applicable income taxes$07,103
Income before extraordinary items$875,0001,791
Extraordinary gains, net$016
Net income$875,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-371,0009,087
Cash dividends$392,0001,465
Sale, conversion, retirement of capital stock, net$0464
Net operating income$659,0002,217
2003-12-31 (YTD Data)Rank
Total interest income$24,087,0001,180
Total interest expense$9,036,000986
Net interest income$15,051,0001,294
Provision for loan and lease losses$4,000,000382
Total noninterest income$3,995,0001,344
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,450,0001,197
Trading account gains and fees$0160
Additional Noninterest Income$2,545,0001,206
Total noninterest expense$12,809,0001,263
Salaries and employee benefits$6,797,0001,257
Premises and equipment expense$2,118,0001,075
Additional noninterest expense$3,894,0001,275
Pre-tax net operating income$2,237,0003,125
Securities gains (losses)$406,000864
Applicable income taxes$2,256,0001,170
Income before extraordinary items$387,0006,877
Extraordinary gains, net$054
Net income$387,0006,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,102,000396
Cash dividends$1,550,0001,683
Sale, conversion, retirement of capital stock, net$0868
Net operating income$127,1607,982
2003-09-30 (YTD Data)Rank
Total interest income$18,597,0001,175
Total interest expense$6,971,0001,004
Net interest income$11,626,0001,261
Provision for loan and lease losses$3,750,000341
Total noninterest income$3,215,0001,310
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,101,0001,192
Trading account gains and fees$0153
Additional Noninterest Income$2,114,0001,185
Total noninterest expense$9,780,0001,252
Salaries and employee benefits$5,302,0001,222
Premises and equipment expense$1,589,0001,085
Additional noninterest expense$2,889,0001,288
Pre-tax net operating income$1,311,0003,820
Securities gains (losses)$363,000849
Applicable income taxes$2,231,000971
Income before extraordinary items$-557,0009,042
Extraordinary gains, net$040
Net income$-557,0009,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,071,000320
Cash dividends$1,550,0001,236
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-789,3209,050
2003-06-30 (YTD Data)Rank
Total interest income$12,768,0001,142
Total interest expense$4,738,0001,016
Net interest income$8,030,0001,213
Provision for loan and lease losses$2,500,000335
Total noninterest income$2,151,0001,297
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$749,0001,139
Trading account gains and fees$0150
Additional Noninterest Income$1,402,0001,192
Total noninterest expense$6,695,0001,215
Salaries and employee benefits$3,660,0001,170
Premises and equipment expense$1,037,0001,101
Additional noninterest expense$1,998,0001,245
Pre-tax net operating income$986,0003,566
Securities gains (losses)$363,000712
Applicable income taxes$2,231,000707
Income before extraordinary items$-882,0009,195
Extraordinary gains, net$030
Net income$-882,0009,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,000607
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-1,114,3209,176
2003-03-31 (YTD Data)Rank
Total interest income$6,495,0001,129
Total interest expense$2,412,0001,019
Net interest income$4,083,0001,199
Provision for loan and lease losses$1,200,000338
Total noninterest income$1,141,0001,206
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$357,0001,158
Trading account gains and fees$0134
Additional Noninterest Income$784,0001,066
Total noninterest expense$3,176,0001,268
Salaries and employee benefits$1,835,0001,157
Premises and equipment expense$514,0001,126
Additional noninterest expense$827,0001,454
Pre-tax net operating income$848,0002,353
Securities gains (losses)$370,000442
Applicable income taxes$2,231,000428
Income before extraordinary items$-1,013,0009,281
Extraordinary gains, net$021
Net income$-1,013,0009,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,173
Cash dividends$800,000820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,249,8009,262
2002-12-31 (YTD Data)Rank
Total interest income$27,587,0001,122
Total interest expense$11,229,000995
Net interest income$16,358,0001,183
Provision for loan and lease losses$2,650,000606
Total noninterest income$4,084,0001,232
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,446,0001,117
Trading account gains and fees$0153
Additional Noninterest Income$2,638,0001,093
Total noninterest expense$11,214,0001,371
Salaries and employee benefits$6,473,0001,249
Premises and equipment expense$2,089,0001,059
Additional noninterest expense$2,652,0001,762
Pre-tax net operating income$6,578,0001,284
Securities gains (losses)$7,0003,799
Applicable income taxes$2,367,0001,129
Income before extraordinary items$4,218,0001,472
Extraordinary gains, net$070
Net income$4,218,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,688,000622
Cash dividends$150,0005,190
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,213,5201,425
2001-12-31 (YTD Data)Rank
Total interest income$29,125,0001,170
Total interest expense$14,567,0001,105
Net interest income$14,558,0001,222
Provision for loan and lease losses$975,0001,275
Total noninterest income$4,691,0001,047
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,485,000998
Trading account gains and fees$0177
Additional Noninterest Income$3,206,000897
Total noninterest expense$11,115,0001,310
Salaries and employee benefits$7,178,0001,034
Premises and equipment expense$1,831,0001,164
Additional noninterest expense$2,106,0002,131
Pre-tax net operating income$7,159,0001,040
Securities gains (losses)$04,612
Applicable income taxes$2,670,000923
Income before extraordinary items$4,489,0001,216
Extraordinary gains, net$0105
Net income$4,489,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,715
Cash dividends$700,0002,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,489,0001,171
2000-12-31 (YTD Data)Rank
Total interest income$27,625,0001,287
Total interest expense$13,242,0001,312
Net interest income$14,383,0001,221
Provision for loan and lease losses$890,0001,174
Total noninterest income$3,752,0001,125
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,549,000870
Trading account gains and fees$0180
Additional Noninterest Income$2,203,0001,066
Total noninterest expense$9,423,0001,473
Salaries and employee benefits$6,189,0001,143
Premises and equipment expense$1,505,0001,371
Additional noninterest expense$1,729,0002,488
Pre-tax net operating income$7,822,000988
Securities gains (losses)$-3,0007,730
Applicable income taxes$2,978,000833
Income before extraordinary items$4,841,0001,095
Extraordinary gains, net$038
Net income$4,841,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,014
Cash dividends$700,0002,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,842,9201,096
1999-12-31 (YTD Data)Rank
Total interest income$21,888,0001,495
Total interest expense$9,885,0001,516
Net interest income$12,003,0001,457
Provision for loan and lease losses$1,220,000826
Total noninterest income$3,374,0001,231
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,386,000957
Trading account gains and fees$0173
Additional Noninterest Income$1,988,0001,160
Total noninterest expense$8,798,0001,569
Salaries and employee benefits$5,558,0001,240
Premises and equipment expense$1,556,0001,306
Additional noninterest expense$1,684,0002,561
Pre-tax net operating income$5,359,0001,423
Securities gains (losses)$-8,0009,241
Applicable income taxes$1,980,0001,241
Income before extraordinary items$3,371,0001,579
Extraordinary gains, net$035
Net income$3,371,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,858
Cash dividends$480,0003,607
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,376,1201,553
1998-12-31 (YTD Data)Rank
Total interest income$19,921,0001,633
Total interest expense$9,320,0001,653
Net interest income$10,601,0001,601
Provision for loan and lease losses$1,465,000719
Total noninterest income$3,228,0001,273
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,228,0001,006
Trading account gains and fees$0224
Additional Noninterest Income$2,000,0001,158
Total noninterest expense$7,853,0001,676
Salaries and employee benefits$4,814,0001,364
Premises and equipment expense$1,364,0001,439
Additional noninterest expense$1,675,0002,487
Pre-tax net operating income$4,511,0001,638
Securities gains (losses)$04,449
Applicable income taxes$1,638,0001,493
Income before extraordinary items$2,873,0001,831
Extraordinary gains, net$032
Net income$2,873,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,679
Cash dividends$330,0004,357
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,873,0001,756
1997-12-31 (YTD Data)Rank
Total interest income$16,885,0001,951
Total interest expense$7,833,0001,968
Net interest income$9,052,0001,917
Provision for loan and lease losses$1,020,000977
Total noninterest income$2,480,0001,493
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,222,0001,025
Trading account gains and fees$0239
Additional Noninterest Income$1,258,0001,498
Total noninterest expense$6,608,0001,956
Salaries and employee benefits$3,936,0001,670
Premises and equipment expense$1,255,0001,549
Additional noninterest expense$1,417,0002,887
Pre-tax net operating income$3,904,0001,922
Securities gains (losses)$03,944
Applicable income taxes$1,416,0001,787
Income before extraordinary items$2,488,0002,119
Extraordinary gains, net$044
Net income$2,488,0002,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$863,000879
Cash dividends$350,0004,223
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,488,0002,068
1996-12-31 (YTD Data)Rank
Total interest income$14,707,0002,284
Total interest expense$6,485,0002,380
Net interest income$8,222,0002,189
Provision for loan and lease losses$950,0001,067
Total noninterest income$2,596,0001,505
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,221,0001,079
Trading account gains and fees$0262
Additional Noninterest Income$1,375,0001,456
Total noninterest expense$5,989,0002,293
Salaries and employee benefits$3,486,0001,891
Premises and equipment expense$1,159,0001,744
Additional noninterest expense$1,344,0003,426
Pre-tax net operating income$3,879,0001,864
Securities gains (losses)$10,0002,493
Applicable income taxes$1,410,0001,699
Income before extraordinary items$2,479,0001,996
Extraordinary gains, net$053
Net income$2,479,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,496
Cash dividends$405,0003,841
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,472,6001,962
1995-12-31 (YTD Data)Rank
Total interest income$12,944,0002,580
Total interest expense$5,831,0002,631
Net interest income$7,113,0002,524
Provision for loan and lease losses$550,0001,455
Total noninterest income$1,970,0001,850
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,154,0001,152
Trading account gains and fees$0522
Additional Noninterest Income$816,0002,075
Total noninterest expense$5,488,0002,480
Salaries and employee benefits$3,076,0002,154
Premises and equipment expense$1,085,0001,863
Additional noninterest expense$1,327,0003,433
Pre-tax net operating income$3,045,0002,402
Securities gains (losses)$03,831
Applicable income taxes$1,129,0002,136
Income before extraordinary items$1,916,0002,607
Extraordinary gains, net$065
Net income$1,916,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,792
Cash dividends$373,0004,063
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,916,0002,578
1994-12-31 (YTD Data)Rank
Total interest income$11,064,0002,745
Total interest expense$4,324,0002,834
Net interest income$6,740,0002,686
Provision for loan and lease losses$636,0001,283
Total noninterest income$1,910,0001,895
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$926,0001,461
Trading account gains and fees$0475
Additional Noninterest Income$984,0001,855
Total noninterest expense$5,279,0002,636
Salaries and employee benefits$2,720,0002,461
Premises and equipment expense$1,047,0001,944
Additional noninterest expense$1,512,0003,267
Pre-tax net operating income$2,735,0002,593
Securities gains (losses)$03,600
Applicable income taxes$1,015,0002,212
Income before extraordinary items$1,720,0002,825
Extraordinary gains, net$0249
Net income$1,720,0002,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,439
Cash dividends$335,0004,191
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,720,0002,832
1993-12-31 (YTD Data)Rank
Total interest income$10,433,0002,974
Total interest expense$4,688,0002,751
Net interest income$5,745,0003,152
Provision for loan and lease losses$642,0001,769
Total noninterest income$2,011,0001,971
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$837,0001,639
Trading account gains and fees$0532
Additional Noninterest Income$1,174,0001,836
Total noninterest expense$4,837,0002,942
Salaries and employee benefits$2,416,0002,744
Premises and equipment expense$961,0002,139
Additional noninterest expense$1,461,0003,589
Pre-tax net operating income$2,277,0002,952
Securities gains (losses)$1,0007,052
Applicable income taxes$931,0002,434
Income before extraordinary items$1,347,0003,585
Extraordinary gains, net$117,0001,443
Net income$1,464,0003,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,825
Cash dividends$280,0004,592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,346,3603,394
1992-12-31 (YTD Data)Rank
Total interest income$10,379,0003,369
Total interest expense$5,177,0003,214
Net interest income$5,202,0003,502
Provision for loan and lease losses$349,0003,794
Total noninterest income$1,052,0003,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$585,0002,357
Trading account gains and feesNANA
Additional Noninterest Income$467,0003,333
Total noninterest expense$4,050,0003,456
Salaries and employee benefits$2,073,0003,115
Premises and equipment expense$762,0002,723
Additional noninterest expense$1,215,0004,298
Pre-tax net operating income$1,855,0003,335
Securities gains (losses)$32,0004,877
Applicable income taxes$681,0003,056
Income before extraordinary items$1,206,0003,784
Extraordinary gains, net$01,422
Net income$1,206,0003,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0004,307
Cash dividends$124,0006,153
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,185,5203,568

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.