Home > First Bank Chicago > Income and Expense

First Bank Chicago, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$101,521,000532
Total interest expense$68,444,000311
Net interest income$33,077,000958
Provision for loan and lease losses$-4,246,0004,543
Total noninterest income$3,770,0001,414
Gross Fiduciary activities income$0981
Service charges on deposit accounts$152,0002,978
Trading account gains and feesNANA
Additional Noninterest Income$3,618,0001,112
Total noninterest expense$35,804,000763
Salaries and employee benefits$24,821,000616
Premises and equipment expense$2,755,000942
Additional noninterest expense$3,618,0001,112
Pre-tax net operating income$5,289,0001,851
Securities gains (losses)$1,299,00060
Applicable income taxes$990,0001,444
Income before extraordinary items$5,598,0001,596
Extraordinary gains, net$054
Net income$5,598,0001,616
Minority interest net income$088
Net income of bank and minority interests.$5,598,0001,599
Net charge-offs$-1,021,0004,570
Cash dividends$3,920,000978
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,493,8501,881
2023-09-30 (YTD Data)Rank
Total interest income$76,776,000525
Total interest expense$50,852,000301
Net interest income$25,924,000930
Provision for loan and lease losses$-2,325,0004,562
Total noninterest income$2,685,0001,462
Gross Fiduciary activities income$0950
Service charges on deposit accounts$105,0003,073
Trading account gains and feesNANA
Additional Noninterest Income$2,580,0001,151
Total noninterest expense$26,564,000774
Salaries and employee benefits$18,633,000624
Premises and equipment expense$2,113,000931
Additional noninterest expense$2,580,0001,151
Pre-tax net operating income$4,370,0001,798
Securities gains (losses)$-928,0004,440
Applicable income taxes$-25,0004,444
Income before extraordinary items$3,467,0001,880
Extraordinary gains, net$052
Net income$3,467,0001,897
Minority interest net income$081
Net income of bank and minority interests.$3,467,0001,880
Net charge-offs$-1,562,0004,611
Cash dividends$315,0002,536
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,395,0001,620
2023-06-30 (YTD Data)Rank
Total interest income$50,000,000515
Total interest expense$32,269,000282
Net interest income$17,731,000913
Provision for loan and lease losses$-375,0004,537
Total noninterest income$1,879,0001,357
Gross Fiduciary activities income$0931
Service charges on deposit accounts$67,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$1,812,0001,049
Total noninterest expense$17,964,000749
Salaries and employee benefits$12,711,000605
Premises and equipment expense$1,446,000897
Additional noninterest expense$1,812,0001,048
Pre-tax net operating income$2,021,0002,242
Securities gains (losses)$606,00066
Applicable income taxes$-165,0004,570
Income before extraordinary items$2,792,0001,642
Extraordinary gains, net$051
Net income$2,792,0001,661
Minority interest net income$081
Net income of bank and minority interests.$2,792,0001,641
Net charge-offs$02,431
Cash dividends$315,0002,272
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,186,0001,950
2023-03-31 (YTD Data)Rank
Total interest income$24,067,000527
Total interest expense$14,655,000279
Net interest income$9,412,000870
Provision for loan and lease losses$-550,0004,631
Total noninterest income$827,0001,455
Gross Fiduciary activities income$0913
Service charges on deposit accounts$33,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$794,0001,141
Total noninterest expense$9,475,000726
Salaries and employee benefits$6,817,000589
Premises and equipment expense$740,000892
Additional noninterest expense$794,0001,141
Pre-tax net operating income$1,314,0001,948
Securities gains (losses)$915,00039
Applicable income taxes$187,0001,718
Income before extraordinary items$2,042,0001,259
Extraordinary gains, net$04
Net income$2,042,0001,259
Minority interest net income$048
Net income of bank and minority interests.$2,042,0001,259
Net charge-offs$02,062
Cash dividends$315,0001,550
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,200,2001,878
2022-12-31 (YTD Data)Rank
Total interest income$67,154,000578
Total interest expense$21,760,000248
Net interest income$45,394,000731
Provision for loan and lease losses$6,000,000249
Total noninterest income$3,406,0001,517
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$135,0003,156
Trading account gains and feesNANA
Additional Noninterest Income$3,271,0001,185
Total noninterest expense$33,989,000773
Salaries and employee benefits$24,644,000620
Premises and equipment expense$2,852,000906
Additional noninterest expense$3,271,0001,185
Pre-tax net operating income$8,811,0001,394
Securities gains (losses)$-5,788,0004,639
Applicable income taxes$-546,0004,662
Income before extraordinary items$3,569,0002,245
Extraordinary gains, net$05
Net income$3,569,0002,244
Minority interest net income$063
Net income of bank and minority interests.$3,569,0002,244
Net charge-offs$4,982,000155
Cash dividends$4,025,000927
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,357,0001,181
2022-09-30 (YTD Data)Rank
Total interest income$45,506,000605
Total interest expense$11,141,000246
Net interest income$34,365,000714
Provision for loan and lease losses$2,950,000310
Total noninterest income$1,603,0001,996
Gross Fiduciary activities income$0968
Service charges on deposit accounts$104,0003,156
Trading account gains and feesNANA
Additional Noninterest Income$1,499,0001,654
Total noninterest expense$25,569,000767
Salaries and employee benefits$18,383,000621
Premises and equipment expense$2,143,000901
Additional noninterest expense$1,499,0001,654
Pre-tax net operating income$7,449,0001,271
Securities gains (losses)$-6,870,0004,696
Applicable income taxes$-570,0004,708
Income before extraordinary items$1,149,0003,226
Extraordinary gains, net$04
Net income$1,149,0003,224
Minority interest net income$057
Net income of bank and minority interests.$1,149,0003,225
Net charge-offs$2,476,000195
Cash dividends$2,975,000868
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,019,0001,067
2022-06-30 (YTD Data)Rank
Total interest income$27,850,000623
Total interest expense$5,321,000248
Net interest income$22,529,000703
Provision for loan and lease losses$2,600,000223
Total noninterest income$995,0002,069
Gross Fiduciary activities income$0925
Service charges on deposit accounts$70,0003,152
Trading account gains and feesNANA
Additional Noninterest Income$925,0001,755
Total noninterest expense$17,223,000745
Salaries and employee benefits$12,337,000608
Premises and equipment expense$1,413,000891
Additional noninterest expense$3,473,0001,048
Pre-tax net operating income$3,701,0001,492
Securities gains (losses)$-5,085,0004,721
Applicable income taxes$-815,0004,741
Income before extraordinary items$-569,0004,688
Extraordinary gains, net$04
Net income$-569,0004,688
Minority interest net income$060
Net income of bank and minority interests.$-569,0004,688
Net charge-offs$2,476,000149
Cash dividends$1,312,0001,151
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,448,1501,398
2022-03-31 (YTD Data)Rank
Total interest income$13,218,000630
Total interest expense$2,400,000245
Net interest income$10,818,000706
Provision for loan and lease losses$2,550,000103
Total noninterest income$291,0002,633
Gross Fiduciary activities income$0892
Service charges on deposit accounts$34,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,340
Total noninterest expense$8,728,000735
Salaries and employee benefits$6,257,000602
Premises and equipment expense$708,000900
Additional noninterest expense$1,763,0001,020
Pre-tax net operating income$-169,0004,707
Securities gains (losses)$-2,963,0004,764
Applicable income taxes$-1,069,0004,778
Income before extraordinary items$-2,063,0004,776
Extraordinary gains, net$04
Net income$-2,063,0004,776
Minority interest net income$050
Net income of bank and minority interests.$-2,063,0004,776
Net charge-offs$2,476,000102
Cash dividends$525,0001,130
Sale, conversion, retirement of capital stock, net$0453
Net operating income$277,7703,379
2021-12-31 (YTD Data)Rank
Total interest income$55,452,000613
Total interest expense$11,392,000259
Net interest income$44,060,000705
Provision for loan and lease losses$1,725,000344
Total noninterest income$1,924,0002,270
Gross Fiduciary activities income$0994
Service charges on deposit accounts$119,0003,266
Trading account gains and feesNANA
Additional Noninterest Income$1,805,0002,025
Total noninterest expense$31,737,000804
Salaries and employee benefits$22,920,000638
Premises and equipment expense$2,707,000942
Additional noninterest expense$6,110,0001,125
Pre-tax net operating income$12,522,0001,096
Securities gains (losses)$-791,0004,802
Applicable income taxes$2,671,000916
Income before extraordinary items$9,060,0001,235
Extraordinary gains, net$010
Net income$9,060,0001,234
Minority interest net income$074
Net income of bank and minority interests.$9,060,0001,235
Net charge-offs$5,109,000168
Cash dividends$8,663,000538
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,684,8901,155
2021-09-30 (YTD Data)Rank
Total interest income$41,502,000629
Total interest expense$8,824,000263
Net interest income$32,678,000724
Provision for loan and lease losses$575,000732
Total noninterest income$1,346,0002,396
Gross Fiduciary activities income$0957
Service charges on deposit accounts$86,0003,333
Trading account gains and feesNANA
Additional Noninterest Income$1,260,0002,139
Total noninterest expense$24,123,000801
Salaries and employee benefits$17,420,000638
Premises and equipment expense$1,999,000963
Additional noninterest expense$4,704,0001,108
Pre-tax net operating income$9,326,0001,137
Securities gains (losses)$-535,0004,884
Applicable income taxes$2,099,000945
Income before extraordinary items$6,692,0001,295
Extraordinary gains, net$08
Net income$6,692,0001,295
Minority interest net income$069
Net income of bank and minority interests.$6,692,0001,295
Net charge-offs$-1,0003,099
Cash dividends$6,983,000488
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,114,6501,217
2021-06-30 (YTD Data)Rank
Total interest income$27,524,000632
Total interest expense$6,127,000265
Net interest income$21,397,000725
Provision for loan and lease losses$500,000605
Total noninterest income$920,0002,329
Gross Fiduciary activities income$0951
Service charges on deposit accounts$55,0003,321
Trading account gains and feesNANA
Additional Noninterest Income$865,0002,076
Total noninterest expense$16,255,000789
Salaries and employee benefits$11,814,000625
Premises and equipment expense$1,317,000970
Additional noninterest expense$3,124,0001,097
Pre-tax net operating income$5,562,0001,221
Securities gains (losses)$-168,0004,884
Applicable income taxes$1,274,000986
Income before extraordinary items$4,120,0001,360
Extraordinary gains, net$06
Net income$4,120,0001,360
Minority interest net income$067
Net income of bank and minority interests.$4,120,0001,360
Net charge-offs$-1,0003,056
Cash dividends$4,008,000502
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,252,7201,302
2021-03-31 (YTD Data)Rank
Total interest income$13,693,000631
Total interest expense$3,187,000266
Net interest income$10,506,000726
Provision for loan and lease losses$02,741
Total noninterest income$545,0002,145
Gross Fiduciary activities income$0922
Service charges on deposit accounts$27,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$518,0001,888
Total noninterest expense$8,079,000782
Salaries and employee benefits$5,895,000629
Premises and equipment expense$658,000973
Additional noninterest expense$1,526,0001,102
Pre-tax net operating income$2,972,0001,149
Securities gains (losses)$-741,0004,962
Applicable income taxes$511,0001,129
Income before extraordinary items$1,720,0001,561
Extraordinary gains, net$03
Net income$1,720,0001,561
Minority interest net income$055
Net income of bank and minority interests.$1,720,0001,561
Net charge-offs$-1,0003,038
Cash dividends$2,433,000412
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,305,3901,226
2020-12-31 (YTD Data)Rank
Total interest income$62,959,000546
Total interest expense$21,908,000256
Net interest income$41,051,000708
Provision for loan and lease losses$2,970,000806
Total noninterest income$2,184,0002,025
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$94,0003,618
Trading account gains and feesNANA
Additional Noninterest Income$2,090,0001,746
Total noninterest expense$30,959,000790
Salaries and employee benefits$21,274,000670
Premises and equipment expense$2,643,000945
Additional noninterest expense$7,042,000980
Pre-tax net operating income$9,306,0001,126
Securities gains (losses)$1,443,000275
Applicable income taxes$2,547,000784
Income before extraordinary items$8,202,0001,126
Extraordinary gains, net$04
Net income$8,202,0001,125
Minority interest net income$072
Net income of bank and minority interests.$8,202,0001,126
Net charge-offs$-289,0004,903
Cash dividends$2,765,0001,204
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,062,0301,214
2020-09-30 (YTD Data)Rank
Total interest income$48,533,000527
Total interest expense$17,611,000257
Net interest income$30,922,000695
Provision for loan and lease losses$2,020,000888
Total noninterest income$1,324,0002,219
Gross Fiduciary activities income$0981
Service charges on deposit accounts$69,0003,663
Trading account gains and feesNANA
Additional Noninterest Income$1,255,0001,920
Total noninterest expense$23,336,000777
Salaries and employee benefits$15,982,000657
Premises and equipment expense$1,876,000978
Additional noninterest expense$5,478,000931
Pre-tax net operating income$6,890,0001,097
Securities gains (losses)$892,000331
Applicable income taxes$1,832,000785
Income before extraordinary items$5,950,0001,115
Extraordinary gains, net$04
Net income$5,950,0001,115
Minority interest net income$065
Net income of bank and minority interests.$5,950,0001,115
Net charge-offs$-285,0004,945
Cash dividends$2,450,000946
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,245,3201,188
2020-06-30 (YTD Data)Rank
Total interest income$33,735,000515
Total interest expense$12,548,000265
Net interest income$21,187,000669
Provision for loan and lease losses$1,610,000819
Total noninterest income$735,0002,370
Gross Fiduciary activities income$0970
Service charges on deposit accounts$44,0003,731
Trading account gains and feesNANA
Additional Noninterest Income$691,0002,040
Total noninterest expense$15,878,000765
Salaries and employee benefits$10,876,000639
Premises and equipment expense$1,217,000993
Additional noninterest expense$3,785,000895
Pre-tax net operating income$4,434,0001,067
Securities gains (losses)$703,000293
Applicable income taxes$1,204,000720
Income before extraordinary items$3,933,0001,055
Extraordinary gains, net$04
Net income$3,933,0001,055
Minority interest net income$065
Net income of bank and minority interests.$3,933,0001,055
Net charge-offs$-284,0005,003
Cash dividends$1,610,000936
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,377,6301,166
2020-03-31 (YTD Data)Rank
Total interest income$17,268,000512
Total interest expense$7,075,000275
Net interest income$10,193,000682
Provision for loan and lease losses$150,0001,627
Total noninterest income$437,0002,080
Gross Fiduciary activities income$0941
Service charges on deposit accounts$24,0003,850
Trading account gains and feesNANA
Additional Noninterest Income$413,0001,695
Total noninterest expense$8,286,000739
Salaries and employee benefits$5,622,000616
Premises and equipment expense$600,0001,023
Additional noninterest expense$2,064,000836
Pre-tax net operating income$2,194,000967
Securities gains (losses)$-262,0005,007
Applicable income taxes$423,000834
Income before extraordinary items$1,509,0001,183
Extraordinary gains, net$04
Net income$1,509,0001,182
Minority interest net income$056
Net income of bank and minority interests.$1,509,0001,183
Net charge-offs$-482,0005,086
Cash dividends$508,0001,251
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,715,9801,047
2019-12-31 (YTD Data)Rank
Total interest income$73,401,000482
Total interest expense$31,363,000279
Net interest income$42,038,000658
Provision for loan and lease losses$2,800,000395
Total noninterest income$2,667,0001,683
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$92,0004,007
Trading account gains and fees$0135
Additional Noninterest Income$2,575,0001,321
Total noninterest expense$29,950,000769
Salaries and employee benefits$19,434,000691
Premises and equipment expense$2,094,0001,129
Additional noninterest expense$8,422,000818
Pre-tax net operating income$11,955,000910
Securities gains (losses)$87,000999
Applicable income taxes$3,041,000686
Income before extraordinary items$9,001,0001,017
Extraordinary gains, net$011
Net income$9,001,0001,018
Minority interest net income$076
Net income of bank and minority interests.$9,001,0001,018
Net charge-offs$2,299,000374
Cash dividends$3,535,0001,058
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,932,2701,000
2019-09-30 (YTD Data)Rank
Total interest income$55,245,000481
Total interest expense$23,651,000286
Net interest income$31,594,000659
Provision for loan and lease losses$2,650,000330
Total noninterest income$2,275,0001,549
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$69,0004,062
Trading account gains and fees$0129
Additional Noninterest Income$2,206,0001,211
Total noninterest expense$22,542,000767
Salaries and employee benefits$14,674,000687
Premises and equipment expense$1,507,0001,178
Additional noninterest expense$6,361,000802
Pre-tax net operating income$8,677,000954
Securities gains (losses)$238,000479
Applicable income taxes$2,257,000716
Income before extraordinary items$6,658,0001,052
Extraordinary gains, net$011
Net income$6,658,0001,053
Minority interest net income$072
Net income of bank and minority interests.$6,658,0001,053
Net charge-offs$2,545,000265
Cash dividends$1,015,0001,788
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,469,9801,054
2019-06-30 (YTD Data)Rank
Total interest income$36,678,000483
Total interest expense$15,645,000283
Net interest income$21,033,000660
Provision for loan and lease losses$2,500,000247
Total noninterest income$1,510,0001,532
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$46,0004,077
Trading account gains and fees$0131
Additional Noninterest Income$1,464,0001,180
Total noninterest expense$15,417,000755
Salaries and employee benefits$9,785,000678
Premises and equipment expense$967,0001,221
Additional noninterest expense$4,665,000754
Pre-tax net operating income$4,626,0001,112
Securities gains (losses)$212,000366
Applicable income taxes$1,192,000809
Income before extraordinary items$3,646,0001,195
Extraordinary gains, net$011
Net income$3,646,0001,195
Minority interest net income$069
Net income of bank and minority interests.$3,646,0001,195
Net charge-offs$3,211,000168
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,478,5201,218
2019-03-31 (YTD Data)Rank
Total interest income$18,124,000485
Total interest expense$7,617,000282
Net interest income$10,507,000658
Provision for loan and lease losses$-100,0005,268
Total noninterest income$937,0001,295
Gross Fiduciary activities income$0972
Service charges on deposit accounts$22,0004,147
Trading account gains and fees$0126
Additional Noninterest Income$915,000951
Total noninterest expense$7,595,000761
Salaries and employee benefits$4,953,000664
Premises and equipment expense$482,0001,235
Additional noninterest expense$2,160,000789
Pre-tax net operating income$3,949,000697
Securities gains (losses)$72,000321
Applicable income taxes$1,058,000554
Income before extraordinary items$2,963,000785
Extraordinary gains, net$05
Net income$2,963,000785
Minority interest net income$052
Net income of bank and minority interests.$2,963,000784
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,906,120782
2018-12-31 (YTD Data)Rank
Total interest income$65,856,000497
Total interest expense$23,652,000277
Net interest income$42,204,000651
Provision for loan and lease losses$2,125,000478
Total noninterest income$2,232,0001,870
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$120,0003,947
Trading account gains and fees$0126
Additional Noninterest Income$2,112,0001,447
Total noninterest expense$27,534,000801
Salaries and employee benefits$18,134,000702
Premises and equipment expense$1,991,0001,176
Additional noninterest expense$7,409,000902
Pre-tax net operating income$14,777,000759
Securities gains (losses)$-2,0004,086
Applicable income taxes$1,585,0001,014
Income before extraordinary items$13,190,000716
Extraordinary gains, net$06
Net income$13,190,000714
Minority interest net income$072
Net income of bank and minority interests.$13,190,000714
Net charge-offs$-103,0005,049
Cash dividends$2,573,0001,229
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,191,780719
2018-09-30 (YTD Data)Rank
Total interest income$48,175,000501
Total interest expense$16,410,000277
Net interest income$31,765,000648
Provision for loan and lease losses$2,235,000366
Total noninterest income$1,098,0002,375
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$94,0003,934
Trading account gains and fees$0138
Additional Noninterest Income$1,004,0001,929
Total noninterest expense$19,981,000824
Salaries and employee benefits$13,318,000715
Premises and equipment expense$1,494,0001,173
Additional noninterest expense$5,169,000962
Pre-tax net operating income$10,647,000773
Securities gains (losses)$8,000750
Applicable income taxes$479,0001,827
Income before extraordinary items$10,176,000705
Extraordinary gains, net$05
Net income$10,176,000704
Minority interest net income$066
Net income of bank and minority interests.$10,176,000704
Net charge-offs$-100,0005,113
Cash dividends$2,573,000879
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,168,320704
2018-06-30 (YTD Data)Rank
Total interest income$31,333,000509
Total interest expense$10,002,000274
Net interest income$21,331,000637
Provision for loan and lease losses$2,110,000282
Total noninterest income$752,0002,348
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$60,0003,998
Trading account gains and fees$0130
Additional Noninterest Income$692,0001,891
Total noninterest expense$13,500,000821
Salaries and employee benefits$8,912,000718
Premises and equipment expense$1,024,0001,155
Additional noninterest expense$3,564,000921
Pre-tax net operating income$6,473,000827
Securities gains (losses)$8,000635
Applicable income taxes$-656,0005,516
Income before extraordinary items$7,137,000672
Extraordinary gains, net$06
Net income$7,137,000669
Minority interest net income$065
Net income of bank and minority interests.$7,137,000671
Net charge-offs$75,0001,508
Cash dividends$2,573,000625
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,129,000670
2018-03-31 (YTD Data)Rank
Total interest income$15,073,000521
Total interest expense$4,636,000274
Net interest income$10,437,000647
Provision for loan and lease losses$1,800,000192
Total noninterest income$315,0002,558
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$25,0004,235
Trading account gains and fees$0123
Additional Noninterest Income$290,0002,060
Total noninterest expense$6,663,000833
Salaries and employee benefits$4,364,000738
Premises and equipment expense$525,0001,141
Additional noninterest expense$1,774,000915
Pre-tax net operating income$2,289,0001,075
Securities gains (losses)$8,000468
Applicable income taxes$-1,799,0005,600
Income before extraordinary items$4,096,000584
Extraordinary gains, net$07
Net income$4,096,000584
Minority interest net income$052
Net income of bank and minority interests.$4,096,000584
Net charge-offs$184,000604
Cash dividends$2,573,000342
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,088,000588
2017-12-31 (YTD Data)Rank
Total interest income$53,608,000534
Total interest expense$14,430,000287
Net interest income$39,178,000654
Provision for loan and lease losses$2,455,000440
Total noninterest income$1,716,0002,227
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$105,0004,277
Trading account gains and fees$0151
Additional Noninterest Income$1,611,0001,742
Total noninterest expense$23,707,000906
Salaries and employee benefits$15,883,000774
Premises and equipment expense$1,892,0001,226
Additional noninterest expense$5,932,0001,089
Pre-tax net operating income$14,732,000702
Securities gains (losses)$276,000323
Applicable income taxes$04,135
Income before extraordinary items$15,008,000526
Extraordinary gains, net$09
Net income$15,008,000524
Minority interest net income$076
Net income of bank and minority interests.$15,008,000526
Net charge-offs$3,862,000250
Cash dividends$13,633,000300
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,732,000526
2017-09-30 (YTD Data)Rank
Total interest income$39,307,000551
Total interest expense$10,185,000293
Net interest income$29,122,000657
Provision for loan and lease losses$1,375,000539
Total noninterest income$1,281,0002,259
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$83,0004,267
Trading account gains and fees$0145
Additional Noninterest Income$1,198,0001,760
Total noninterest expense$17,826,000904
Salaries and employee benefits$11,841,000781
Premises and equipment expense$1,396,0001,262
Additional noninterest expense$4,589,0001,057
Pre-tax net operating income$11,202,000698
Securities gains (losses)$237,000331
Applicable income taxes$04,172
Income before extraordinary items$11,439,000558
Extraordinary gains, net$09
Net income$11,439,000557
Minority interest net income$071
Net income of bank and minority interests.$11,439,000558
Net charge-offs$2,852,000236
Cash dividends$10,167,000284
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,202,000563
2017-06-30 (YTD Data)Rank
Total interest income$25,458,000557
Total interest expense$6,372,000295
Net interest income$19,086,000657
Provision for loan and lease losses$925,000525
Total noninterest income$909,0002,177
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$52,0004,349
Trading account gains and fees$0139
Additional Noninterest Income$857,0001,702
Total noninterest expense$11,687,000920
Salaries and employee benefits$7,748,000796
Premises and equipment expense$922,0001,278
Additional noninterest expense$3,017,0001,082
Pre-tax net operating income$7,383,000692
Securities gains (losses)$124,000381
Applicable income taxes$04,189
Income before extraordinary items$7,507,000560
Extraordinary gains, net$011
Net income$7,507,000559
Minority interest net income$071
Net income of bank and minority interests.$7,507,000560
Net charge-offs$03,512
Cash dividends$6,370,000294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,383,000561
2017-03-31 (YTD Data)Rank
Total interest income$12,290,000570
Total interest expense$3,041,000295
Net interest income$9,249,000682
Provision for loan and lease losses$200,000923
Total noninterest income$521,0001,990
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$23,0004,496
Trading account gains and fees$0142
Additional Noninterest Income$498,0001,526
Total noninterest expense$5,890,000925
Salaries and employee benefits$3,784,000818
Premises and equipment expense$468,0001,261
Additional noninterest expense$1,638,000980
Pre-tax net operating income$3,680,000677
Securities gains (losses)$7,000747
Applicable income taxes$04,086
Income before extraordinary items$3,687,000561
Extraordinary gains, net$08
Net income$3,687,000561
Minority interest net income$055
Net income of bank and minority interests.$3,687,000561
Net charge-offs$02,943
Cash dividends$2,748,000312
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,680,000548
2016-12-31 (YTD Data)Rank
Total interest income$45,950,000586
Total interest expense$11,790,000276
Net interest income$34,160,000706
Provision for loan and lease losses$04,332
Total noninterest income$1,502,0002,491
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$118,0004,318
Trading account gains and fees$0170
Additional Noninterest Income$1,384,0001,986
Total noninterest expense$21,821,000977
Salaries and employee benefits$13,803,000854
Premises and equipment expense$1,836,0001,270
Additional noninterest expense$6,182,0001,064
Pre-tax net operating income$13,841,000687
Securities gains (losses)$175,000951
Applicable income taxes$04,278
Income before extraordinary items$14,016,000552
Extraordinary gains, net$05
Net income$14,016,000550
Minority interest net income$082
Net income of bank and minority interests.$14,016,000551
Net charge-offs$-1,548,0005,880
Cash dividends$4,988,000679
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,841,000547
2016-09-30 (YTD Data)Rank
Total interest income$34,205,000586
Total interest expense$8,765,000274
Net interest income$25,440,000707
Provision for loan and lease losses$150,0002,338
Total noninterest income$1,240,0002,359
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$88,0004,353
Trading account gains and fees$0169
Additional Noninterest Income$1,152,0001,866
Total noninterest expense$16,269,000978
Salaries and employee benefits$10,182,000865
Premises and equipment expense$1,373,0001,281
Additional noninterest expense$4,714,0001,049
Pre-tax net operating income$10,261,000700
Securities gains (losses)$175,000880
Applicable income taxes$04,325
Income before extraordinary items$10,436,000564
Extraordinary gains, net$05
Net income$10,436,000564
Minority interest net income$071
Net income of bank and minority interests.$10,436,000564
Net charge-offs$-1,548,0005,949
Cash dividends$2,888,000793
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,261,000554
2016-06-30 (YTD Data)Rank
Total interest income$22,537,000592
Total interest expense$5,744,000277
Net interest income$16,793,000708
Provision for loan and lease losses$250,0001,404
Total noninterest income$698,0002,556
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$56,0004,422
Trading account gains and fees$0157
Additional Noninterest Income$642,0002,058
Total noninterest expense$10,566,000998
Salaries and employee benefits$6,652,000890
Premises and equipment expense$888,0001,313
Additional noninterest expense$3,026,0001,084
Pre-tax net operating income$6,675,000699
Securities gains (losses)$123,000835
Applicable income taxes$04,338
Income before extraordinary items$6,798,000565
Extraordinary gains, net$016
Net income$6,798,000563
Minority interest net income$071
Net income of bank and minority interests.$6,798,000564
Net charge-offs$190,0001,159
Cash dividends$1,995,000781
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,675,000559
2016-03-31 (YTD Data)Rank
Total interest income$11,253,000591
Total interest expense$2,820,000277
Net interest income$8,433,000708
Provision for loan and lease losses$150,0001,146
Total noninterest income$435,0002,251
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$28,0004,424
Trading account gains and fees$0142
Additional Noninterest Income$407,0001,721
Total noninterest expense$5,344,000987
Salaries and employee benefits$3,303,000894
Premises and equipment expense$449,0001,310
Additional noninterest expense$1,592,0001,027
Pre-tax net operating income$3,374,000682
Securities gains (losses)$67,000694
Applicable income taxes$04,259
Income before extraordinary items$3,441,000544
Extraordinary gains, net$012
Net income$3,441,000542
Minority interest net income$062
Net income of bank and minority interests.$3,441,000544
Net charge-offs$81,0001,129
Cash dividends$893,000820
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,374,000535
2015-12-31 (YTD Data)Rank
Total interest income$41,670,000615
Total interest expense$10,460,000275
Net interest income$31,210,000718
Provision for loan and lease losses$04,380
Total noninterest income$1,515,0002,463
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$140,0004,238
Trading account gains and fees$0159
Additional Noninterest Income$1,375,0001,963
Total noninterest expense$19,221,0001,061
Salaries and employee benefits$12,079,000937
Premises and equipment expense$1,850,0001,266
Additional noninterest expense$5,292,0001,211
Pre-tax net operating income$13,504,000671
Securities gains (losses)$-44,0006,014
Applicable income taxes$04,402
Income before extraordinary items$13,460,000547
Extraordinary gains, net$023
Net income$13,460,000545
Minority interest net income$081
Net income of bank and minority interests.$13,460,000548
Net charge-offs$2,264,000338
Cash dividends$5,233,000638
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,504,000538
2015-09-30 (YTD Data)Rank
Total interest income$31,156,000622
Total interest expense$7,647,000279
Net interest income$23,509,000721
Provision for loan and lease losses$675,000812
Total noninterest income$1,101,0002,530
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$108,0004,248
Trading account gains and fees$0153
Additional Noninterest Income$993,0002,038
Total noninterest expense$14,181,0001,081
Salaries and employee benefits$8,804,000968
Premises and equipment expense$1,363,0001,311
Additional noninterest expense$4,014,0001,196
Pre-tax net operating income$9,754,000712
Securities gains (losses)$-44,0006,136
Applicable income taxes$04,489
Income before extraordinary items$9,710,000579
Extraordinary gains, net$021
Net income$9,710,000577
Minority interest net income$078
Net income of bank and minority interests.$9,710,000579
Net charge-offs$1,473,000354
Cash dividends$4,340,000538
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,754,000565
2015-06-30 (YTD Data)Rank
Total interest income$20,520,000626
Total interest expense$4,958,000288
Net interest income$15,562,000727
Provision for loan and lease losses$675,000593
Total noninterest income$710,0002,592
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$73,0004,223
Trading account gains and fees$0157
Additional Noninterest Income$637,0002,087
Total noninterest expense$9,251,0001,103
Salaries and employee benefits$5,980,000957
Premises and equipment expense$927,0001,290
Additional noninterest expense$2,344,0001,343
Pre-tax net operating income$6,346,000729
Securities gains (losses)$-18,0006,168
Applicable income taxes$04,497
Income before extraordinary items$6,328,000595
Extraordinary gains, net$022
Net income$6,328,000593
Minority interest net income$075
Net income of bank and minority interests.$6,328,000595
Net charge-offs$858,000390
Cash dividends$2,870,000528
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,346,000580
2015-03-31 (YTD Data)Rank
Total interest income$10,304,000608
Total interest expense$2,463,000286
Net interest income$7,841,000723
Provision for loan and lease losses$250,000741
Total noninterest income$333,0002,649
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$38,0004,154
Trading account gains and fees$0152
Additional Noninterest Income$295,0002,153
Total noninterest expense$4,661,0001,101
Salaries and employee benefits$3,091,000926
Premises and equipment expense$466,0001,287
Additional noninterest expense$1,104,0001,398
Pre-tax net operating income$3,263,000689
Securities gains (losses)$2,0001,821
Applicable income taxes$04,400
Income before extraordinary items$3,265,000557
Extraordinary gains, net$013
Net income$3,265,000555
Minority interest net income$064
Net income of bank and minority interests.$3,265,000557
Net charge-offs$133,000934
Cash dividends$1,400,000501
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,263,000541
2014-12-31 (YTD Data)Rank
Total interest income$40,555,000610
Total interest expense$9,349,000302
Net interest income$31,206,000707
Provision for loan and lease losses$1,750,000531
Total noninterest income$1,283,0002,726
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$134,0004,568
Trading account gains and fees$0180
Additional Noninterest Income$1,149,0002,140
Total noninterest expense$17,615,0001,143
Salaries and employee benefits$11,037,000984
Premises and equipment expense$1,907,0001,254
Additional noninterest expense$4,671,0001,374
Pre-tax net operating income$13,124,000643
Securities gains (losses)$16,0002,441
Applicable income taxes$04,531
Income before extraordinary items$13,140,000518
Extraordinary gains, net$017
Net income$13,140,000514
Minority interest net income$084
Net income of bank and minority interests.$13,140,000518
Net charge-offs$184,0002,556
Cash dividends$7,280,000438
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,124,000508
2014-09-30 (YTD Data)Rank
Total interest income$29,985,000615
Total interest expense$6,835,000309
Net interest income$23,150,000711
Provision for loan and lease losses$1,000,000664
Total noninterest income$933,0002,803
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$100,0004,631
Trading account gains and fees$0174
Additional Noninterest Income$833,0002,198
Total noninterest expense$13,378,0001,132
Salaries and employee benefits$8,353,000981
Premises and equipment expense$1,385,0001,299
Additional noninterest expense$3,640,0001,326
Pre-tax net operating income$9,705,000648
Securities gains (losses)$13,0002,225
Applicable income taxes$04,583
Income before extraordinary items$9,718,000523
Extraordinary gains, net$015
Net income$9,718,000520
Minority interest net income$081
Net income of bank and minority interests.$9,718,000523
Net charge-offs$-98,0006,204
Cash dividends$5,880,000384
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,705,000513
2014-06-30 (YTD Data)Rank
Total interest income$19,665,000629
Total interest expense$4,552,000307
Net interest income$15,113,000725
Provision for loan and lease losses$700,000642
Total noninterest income$625,0002,771
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$63,0004,704
Trading account gains and fees$0172
Additional Noninterest Income$562,0002,156
Total noninterest expense$8,914,0001,136
Salaries and employee benefits$5,672,000959
Premises and equipment expense$925,0001,301
Additional noninterest expense$2,317,0001,387
Pre-tax net operating income$6,124,000677
Securities gains (losses)$13,0001,826
Applicable income taxes$04,568
Income before extraordinary items$6,137,000534
Extraordinary gains, net$020
Net income$6,137,000533
Minority interest net income$080
Net income of bank and minority interests.$6,137,000534
Net charge-offs$-514,0006,561
Cash dividends$3,430,000422
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,124,000533
2014-03-31 (YTD Data)Rank
Total interest income$9,846,000634
Total interest expense$2,290,000304
Net interest income$7,556,000728
Provision for loan and lease losses$300,000685
Total noninterest income$169,0003,769
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$138,0003,086
Total noninterest expense$4,418,0001,150
Salaries and employee benefits$2,830,000976
Premises and equipment expense$437,0001,399
Additional noninterest expense$1,151,0001,383
Pre-tax net operating income$3,007,000670
Securities gains (losses)$2,0001,528
Applicable income taxes$04,445
Income before extraordinary items$3,009,000530
Extraordinary gains, net$016
Net income$3,009,000530
Minority interest net income$066
Net income of bank and minority interests.$3,009,000531
Net charge-offs$03,660
Cash dividends$1,155,000542
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,007,000526
2013-12-31 (YTD Data)Rank
Total interest income$35,793,000696
Total interest expense$9,450,000333
Net interest income$26,343,000810
Provision for loan and lease losses$925,0001,175
Total noninterest income$1,137,0002,992
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$147,0004,608
Trading account gains and fees$0184
Additional Noninterest Income$990,0002,401
Total noninterest expense$16,563,0001,227
Salaries and employee benefits$9,797,0001,110
Premises and equipment expense$1,582,0001,506
Additional noninterest expense$5,184,0001,298
Pre-tax net operating income$9,992,000776
Securities gains (losses)$507,000445
Applicable income taxes$04,631
Income before extraordinary items$10,499,000613
Extraordinary gains, net$029
Net income$10,499,000614
Minority interest net income$090
Net income of bank and minority interests.$10,499,000614
Net charge-offs$2,771,000577
Cash dividends$6,878,000445
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,992,000626
2013-09-30 (YTD Data)Rank
Total interest income$26,788,000702
Total interest expense$7,180,000335
Net interest income$19,608,000815
Provision for loan and lease losses$475,0001,569
Total noninterest income$398,0004,392
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$115,0004,586
Trading account gains and fees$0180
Additional Noninterest Income$283,0003,831
Total noninterest expense$12,268,0001,242
Salaries and employee benefits$7,450,0001,098
Premises and equipment expense$1,205,0001,494
Additional noninterest expense$3,613,0001,388
Pre-tax net operating income$7,263,000806
Securities gains (losses)$479,000428
Applicable income taxes$04,713
Income before extraordinary items$7,742,000640
Extraordinary gains, net$025
Net income$7,742,000641
Minority interest net income$084
Net income of bank and minority interests.$7,742,000642
Net charge-offs$1,069,000951
Cash dividends$5,180,000394
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,263,000642
2013-06-30 (YTD Data)Rank
Total interest income$17,947,000688
Total interest expense$4,892,000337
Net interest income$13,055,000813
Provision for loan and lease losses$400,0001,362
Total noninterest income$371,0003,839
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$77,0004,566
Trading account gains and fees$0157
Additional Noninterest Income$294,0003,232
Total noninterest expense$8,201,0001,235
Salaries and employee benefits$5,182,0001,045
Premises and equipment expense$778,0001,541
Additional noninterest expense$2,241,0001,456
Pre-tax net operating income$4,825,000795
Securities gains (losses)$279,000589
Applicable income taxes$04,679
Income before extraordinary items$5,104,000651
Extraordinary gains, net$022
Net income$5,104,000653
Minority interest net income$082
Net income of bank and minority interests.$5,104,000653
Net charge-offs$1,222,000672
Cash dividends$3,465,000396
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,825,000639
2013-03-31 (YTD Data)Rank
Total interest income$8,958,000704
Total interest expense$2,534,000335
Net interest income$6,424,000824
Provision for loan and lease losses$250,0001,141
Total noninterest income$200,0003,657
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$37,0004,624
Trading account gains and fees$0148
Additional Noninterest Income$163,0003,064
Total noninterest expense$4,161,0001,228
Salaries and employee benefits$2,579,0001,056
Premises and equipment expense$420,0001,452
Additional noninterest expense$1,162,0001,399
Pre-tax net operating income$2,213,000844
Securities gains (losses)$288,000341
Applicable income taxes$04,602
Income before extraordinary items$2,501,000654
Extraordinary gains, net$010
Net income$2,501,000651
Minority interest net income$076
Net income of bank and minority interests.$2,501,000655
Net charge-offs$1,033,000461
Cash dividends$1,558,000373
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,213,000679
2012-12-31 (YTD Data)Rank
Total interest income$39,496,000663
Total interest expense$12,174,000331
Net interest income$27,322,000787
Provision for loan and lease losses$300,0003,343
Total noninterest income$-163,0006,924
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$217,0004,112
Trading account gains and fees$0166
Additional Noninterest Income$-380,0006,895
Total noninterest expense$17,545,0001,152
Salaries and employee benefits$9,699,0001,088
Premises and equipment expense$1,459,0001,616
Additional noninterest expense$6,387,0001,079
Pre-tax net operating income$9,314,000771
Securities gains (losses)$666,000762
Applicable income taxes$04,751
Income before extraordinary items$9,980,000620
Extraordinary gains, net$029
Net income$9,980,000619
Minority interest net income$093
Net income of bank and minority interests.$9,980,000620
Net charge-offs$2,000,0001,154
Cash dividends$15,155,000232
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,314,000625
2012-09-30 (YTD Data)Rank
Total interest income$30,018,000659
Total interest expense$9,363,000341
Net interest income$20,655,000796
Provision for loan and lease losses$900,0001,552
Total noninterest income$241,0005,178
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$167,0004,114
Trading account gains and fees$0157
Additional Noninterest Income$74,0005,435
Total noninterest expense$12,634,0001,200
Salaries and employee benefits$7,313,0001,065
Premises and equipment expense$1,057,0001,683
Additional noninterest expense$4,264,0001,203
Pre-tax net operating income$7,362,000755
Securities gains (losses)$613,000647
Applicable income taxes$04,802
Income before extraordinary items$7,975,000606
Extraordinary gains, net$020
Net income$7,975,000605
Minority interest net income$086
Net income of bank and minority interests.$7,975,000606
Net charge-offs$2,050,000913
Cash dividends$3,710,000455
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,362,000619
2012-06-30 (YTD Data)Rank
Total interest income$20,075,000663
Total interest expense$6,428,000346
Net interest income$13,647,000807
Provision for loan and lease losses$900,0001,191
Total noninterest income$142,0005,389
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$117,0004,012
Trading account gains and fees$0153
Additional Noninterest Income$25,0006,001
Total noninterest expense$8,362,0001,206
Salaries and employee benefits$4,986,0001,048
Premises and equipment expense$672,0001,755
Additional noninterest expense$2,704,0001,256
Pre-tax net operating income$4,527,000813
Securities gains (losses)$430,000647
Applicable income taxes$04,770
Income before extraordinary items$4,957,000635
Extraordinary gains, net$019
Net income$4,957,000635
Minority interest net income$084
Net income of bank and minority interests.$4,957,000635
Net charge-offs$1,178,0001,009
Cash dividends$2,293,000463
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,527,000648
2012-03-31 (YTD Data)Rank
Total interest income$10,141,000663
Total interest expense$3,273,000347
Net interest income$6,868,000800
Provision for loan and lease losses$450,0001,139
Total noninterest income$-150,0007,229
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$62,0003,888
Trading account gains and fees$0148
Additional Noninterest Income$-212,0007,212
Total noninterest expense$4,196,0001,189
Salaries and employee benefits$2,575,0001,010
Premises and equipment expense$319,0001,867
Additional noninterest expense$1,302,0001,288
Pre-tax net operating income$2,072,000866
Securities gains (losses)$56,0001,174
Applicable income taxes$04,704
Income before extraordinary items$2,128,000713
Extraordinary gains, net$019
Net income$2,128,000714
Minority interest net income$078
Net income of bank and minority interests.$2,128,000714
Net charge-offs$140,0002,156
Cash dividends$770,000599
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,072,000689
2011-12-31 (YTD Data)Rank
Total interest income$46,243,000597
Total interest expense$16,578,000334
Net interest income$29,665,000736
Provision for loan and lease losses$8,250,000505
Total noninterest income$411,0004,739
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$308,0003,545
Trading account gains and fees$0146
Additional Noninterest Income$103,0005,278
Total noninterest expense$17,604,0001,119
Salaries and employee benefits$9,028,0001,088
Premises and equipment expense$1,285,0001,931
Additional noninterest expense$7,291,000968
Pre-tax net operating income$4,222,0001,369
Securities gains (losses)$279,0001,180
Applicable income taxes$04,719
Income before extraordinary items$4,501,0001,108
Extraordinary gains, net$029
Net income$4,501,0001,108
Minority interest net income$096
Net income of bank and minority interests.$4,501,0001,108
Net charge-offs$10,670,000425
Cash dividends$2,611,000746
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,222,0001,119
2011-09-30 (YTD Data)Rank
Total interest income$35,373,000593
Total interest expense$13,106,000329
Net interest income$22,267,000744
Provision for loan and lease losses$6,650,000477
Total noninterest income$298,0004,839
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$232,0003,543
Trading account gains and fees$0145
Additional Noninterest Income$66,0005,529
Total noninterest expense$13,068,0001,128
Salaries and employee benefits$6,564,0001,129
Premises and equipment expense$877,0002,128
Additional noninterest expense$5,627,000942
Pre-tax net operating income$2,847,0001,553
Securities gains (losses)$252,0001,036
Applicable income taxes$04,740
Income before extraordinary items$3,099,0001,253
Extraordinary gains, net$021
Net income$3,099,0001,253
Minority interest net income$087
Net income of bank and minority interests.$3,099,0001,253
Net charge-offs$9,642,000358
Cash dividends$1,841,000688
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,847,0001,280
2011-06-30 (YTD Data)Rank
Total interest income$24,246,000584
Total interest expense$9,021,000341
Net interest income$15,225,000724
Provision for loan and lease losses$4,350,000499
Total noninterest income$-161,0007,332
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$165,0003,414
Trading account gains and fees$0153
Additional Noninterest Income$-326,0007,328
Total noninterest expense$8,763,0001,141
Salaries and employee benefits$4,350,0001,154
Premises and equipment expense$526,0002,355
Additional noninterest expense$3,887,000931
Pre-tax net operating income$1,951,0001,488
Securities gains (losses)$75,0001,328
Applicable income taxes$04,697
Income before extraordinary items$2,026,0001,237
Extraordinary gains, net$015
Net income$2,026,0001,236
Minority interest net income$089
Net income of bank and minority interests.$2,026,0001,237
Net charge-offs$6,427,000377
Cash dividends$1,071,000771
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,951,0001,222
2011-03-31 (YTD Data)Rank
Total interest income$12,464,000568
Total interest expense$4,654,000341
Net interest income$7,810,000703
Provision for loan and lease losses$2,550,000421
Total noninterest income$-266,0007,480
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$-349,0007,480
Total noninterest expense$3,999,0001,249
Salaries and employee benefits$2,163,0001,168
Premises and equipment expense$149,0003,714
Additional noninterest expense$1,687,0001,055
Pre-tax net operating income$995,0001,443
Securities gains (losses)$34,000900
Applicable income taxes$04,545
Income before extraordinary items$1,029,0001,195
Extraordinary gains, net$09
Net income$1,029,0001,195
Minority interest net income$086
Net income of bank and minority interests.$1,029,0001,195
Net charge-offs$3,480,000357
Cash dividends$560,000663
Sale, conversion, retirement of capital stock, net$0925
Net operating income$995,0001,210
2010-12-31 (YTD Data)Rank
Total interest income$57,859,000513
Total interest expense$25,892,000299
Net interest income$31,967,000669
Provision for loan and lease losses$10,300,000643
Total noninterest income$-5,285,0007,642
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$350,0003,335
Trading account gains and fees$0175
Additional Noninterest Income$-5,635,0007,636
Total noninterest expense$15,771,0001,270
Salaries and employee benefits$8,208,0001,202
Premises and equipment expense$1,105,0002,271
Additional noninterest expense$6,458,0001,146
Pre-tax net operating income$611,0004,124
Securities gains (losses)$825,000585
Applicable income taxes$149,0002,935
Income before extraordinary items$1,287,0002,776
Extraordinary gains, net$029
Net income$1,287,0002,773
Minority interest net income$0111
Net income of bank and minority interests.$1,287,0002,778
Net charge-offs$12,572,000504
Cash dividends$2,732,000597
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$544,5004,059
2010-09-30 (YTD Data)Rank
Total interest income$44,691,000496
Total interest expense$20,532,000293
Net interest income$24,159,000662
Provision for loan and lease losses$8,700,000558
Total noninterest income$-3,023,0007,743
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$260,0003,430
Trading account gains and fees$0165
Additional Noninterest Income$-3,283,0007,734
Total noninterest expense$12,175,0001,225
Salaries and employee benefits$6,303,0001,165
Premises and equipment expense$824,0002,335
Additional noninterest expense$5,048,0001,061
Pre-tax net operating income$261,0005,012
Securities gains (losses)$479,000770
Applicable income taxes$04,726
Income before extraordinary items$740,0003,413
Extraordinary gains, net$023
Net income$740,0003,412
Minority interest net income$0110
Net income of bank and minority interests.$740,0003,413
Net charge-offs$10,313,000451
Cash dividends$2,172,000494
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$261,0004,864
2010-06-30 (YTD Data)Rank
Total interest income$30,485,000487
Total interest expense$14,308,000292
Net interest income$16,177,000663
Provision for loan and lease losses$5,950,000553
Total noninterest income$-670,0007,766
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$127,0004,034
Trading account gains and fees$0152
Additional Noninterest Income$-797,0007,748
Total noninterest expense$8,097,0001,227
Salaries and employee benefits$4,251,0001,157
Premises and equipment expense$536,0002,394
Additional noninterest expense$3,310,0001,073
Pre-tax net operating income$1,460,0001,758
Securities gains (losses)$24,0002,293
Applicable income taxes$04,691
Income before extraordinary items$1,484,0001,488
Extraordinary gains, net$019
Net income$1,484,0001,489
Minority interest net income$0105
Net income of bank and minority interests.$1,484,0001,489
Net charge-offs$6,850,000447
Cash dividends$1,645,000416
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,460,0001,436
2010-03-31 (YTD Data)Rank
Total interest income$15,384,000501
Total interest expense$7,590,000291
Net interest income$7,794,000698
Provision for loan and lease losses$2,950,000563
Total noninterest income$-305,0007,861
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$87,0003,420
Trading account gains and fees$0175
Additional Noninterest Income$-392,0007,855
Total noninterest expense$3,801,0001,320
Salaries and employee benefits$2,045,0001,206
Premises and equipment expense$275,0002,383
Additional noninterest expense$1,481,0001,192
Pre-tax net operating income$738,0001,733
Securities gains (losses)$24,0001,449
Applicable income taxes$04,611
Income before extraordinary items$762,0001,450
Extraordinary gains, net$016
Net income$762,0001,452
Minority interest net income$091
Net income of bank and minority interests.$762,0001,452
Net charge-offs$3,750,000416
Cash dividends$612,000550
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$738,0001,429
2009-12-31 (YTD Data)Rank
Total interest income$68,120,000476
Total interest expense$36,167,000312
Net interest income$31,953,000664
Provision for loan and lease losses$11,675,000762
Total noninterest income$-606,0007,896
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$408,0003,287
Trading account gains and fees$0211
Additional Noninterest Income$-1,014,0007,873
Total noninterest expense$14,162,0001,457
Salaries and employee benefits$7,903,0001,242
Premises and equipment expense$1,105,0002,369
Additional noninterest expense$5,154,0001,448
Pre-tax net operating income$5,510,000768
Securities gains (losses)$1,066,000471
Applicable income taxes$3,549,000352
Income before extraordinary items$3,027,0001,116
Extraordinary gains, net$034
Net income$3,027,0001,114
Minority interest net income$0115
Net income of bank and minority interests.$3,027,0001,115
Net charge-offs$2,893,0001,645
Cash dividends$6,680,000269
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,344,7601,397
2009-09-30 (YTD Data)Rank
Total interest income$51,522,000490
Total interest expense$27,936,000331
Net interest income$23,586,000679
Provision for loan and lease losses$10,325,000610
Total noninterest income$-495,0008,006
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$318,0003,230
Trading account gains and fees$0212
Additional Noninterest Income$-813,0007,997
Total noninterest expense$9,956,0001,547
Salaries and employee benefits$5,965,0001,259
Premises and equipment expense$832,0002,393
Additional noninterest expense$3,159,0001,704
Pre-tax net operating income$2,810,0001,158
Securities gains (losses)$1,006,000383
Applicable income taxes$3,594,000284
Income before extraordinary items$222,0004,747
Extraordinary gains, net$027
Net income$222,0004,746
Minority interest net income$0118
Net income of bank and minority interests.$222,0004,747
Net charge-offs$1,347,0001,880
Cash dividends$6,680,000191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-421,8406,349
2009-06-30 (YTD Data)Rank
Total interest income$34,570,000504
Total interest expense$18,784,000345
Net interest income$15,786,000677
Provision for loan and lease losses$10,325,000436
Total noninterest income$130,0005,960
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$214,0003,180
Trading account gains and fees$0193
Additional Noninterest Income$-84,0007,949
Total noninterest expense$6,256,0001,651
Salaries and employee benefits$3,898,0001,315
Premises and equipment expense$559,0002,397
Additional noninterest expense$1,799,0001,982
Pre-tax net operating income$-665,0006,777
Securities gains (losses)$834,000340
Applicable income taxes$3,500,000227
Income before extraordinary items$-3,331,0007,659
Extraordinary gains, net$021
Net income$-3,331,0007,658
Minority interest net income$0112
Net income of bank and minority interests.$-3,331,0007,658
Net charge-offs$352,0002,753
Cash dividends$5,425,000159
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,864,7607,720
2009-03-31 (YTD Data)Rank
Total interest income$17,360,000512
Total interest expense$9,544,000353
Net interest income$7,816,000678
Provision for loan and lease losses$1,025,0001,163
Total noninterest income$155,0004,322
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$108,0003,120
Trading account gains and fees$0171
Additional Noninterest Income$47,0004,942
Total noninterest expense$2,968,0001,679
Salaries and employee benefits$1,876,0001,388
Premises and equipment expense$278,0002,454
Additional noninterest expense$814,0001,965
Pre-tax net operating income$3,978,000305
Securities gains (losses)$136,000848
Applicable income taxes$3,482,000138
Income before extraordinary items$632,0001,699
Extraordinary gains, net$015
Net income$632,0001,700
Minority interest net income$0102
Net income of bank and minority interests.$632,0001,701
Net charge-offs$40,0003,753
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$544,9601,856
2008-12-31 (YTD Data)Rank
Total interest income$67,176,000557
Total interest expense$38,850,000423
Net interest income$28,326,000767
Provision for loan and lease losses$2,900,0001,426
Total noninterest income$692,0004,163
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$454,0003,209
Trading account gains and fees$0154
Additional Noninterest Income$238,0004,536
Total noninterest expense$9,992,0001,932
Salaries and employee benefits$6,839,0001,514
Premises and equipment expense$957,0002,732
Additional noninterest expense$2,196,0002,626
Pre-tax net operating income$16,126,000339
Securities gains (losses)$-151,0007,297
Applicable income taxes$4,566,000344
Income before extraordinary items$11,409,000347
Extraordinary gains, net$039
Net income$11,409,000347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,524,0001,538
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,516,210356
2008-09-30 (YTD Data)Rank
Total interest income$49,784,000587
Total interest expense$29,220,000438
Net interest income$20,564,000801
Provision for loan and lease losses$1,700,0001,322
Total noninterest income$430,0004,671
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$345,0003,213
Trading account gains and fees$0148
Additional Noninterest Income$85,0005,873
Total noninterest expense$7,509,0001,916
Salaries and employee benefits$5,039,0001,558
Premises and equipment expense$708,0002,779
Additional noninterest expense$1,762,0002,404
Pre-tax net operating income$11,785,000437
Securities gains (losses)$155,000730
Applicable income taxes$3,489,000411
Income before extraordinary items$8,451,000431
Extraordinary gains, net$031
Net income$8,451,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0002,334
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,340,950458
2008-06-30 (YTD Data)Rank
Total interest income$33,267,000590
Total interest expense$19,840,000446
Net interest income$13,427,000811
Provision for loan and lease losses$1,200,0001,093
Total noninterest income$329,0004,431
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$229,0003,210
Trading account gains and fees$0149
Additional Noninterest Income$100,0005,056
Total noninterest expense$4,897,0001,954
Salaries and employee benefits$3,274,0001,608
Premises and equipment expense$463,0002,830
Additional noninterest expense$1,160,0002,415
Pre-tax net operating income$7,659,000475
Securities gains (losses)$105,000929
Applicable income taxes$2,313,000463
Income before extraordinary items$5,451,000511
Extraordinary gains, net$021
Net income$5,451,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0001,733
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,377,500505
2008-03-31 (YTD Data)Rank
Total interest income$16,675,000609
Total interest expense$10,493,000451
Net interest income$6,182,000876
Provision for loan and lease losses$325,0001,299
Total noninterest income$156,0004,526
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$106,0003,330
Trading account gains and fees$0158
Additional Noninterest Income$50,0005,048
Total noninterest expense$2,322,0002,064
Salaries and employee benefits$1,576,0001,669
Premises and equipment expense$219,0002,978
Additional noninterest expense$527,0002,592
Pre-tax net operating income$3,691,000536
Securities gains (losses)$55,0001,035
Applicable income taxes$1,139,000521
Income before extraordinary items$2,607,000577
Extraordinary gains, net$015
Net income$2,607,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,828
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,568,500558
2007-12-31 (YTD Data)Rank
Total interest income$70,060,000605
Total interest expense$46,256,000449
Net interest income$23,804,000926
Provision for loan and lease losses$1,300,0001,179
Total noninterest income$604,0004,628
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$395,0003,542
Trading account gains and fees$0178
Additional Noninterest Income$209,0004,974
Total noninterest expense$8,725,0002,109
Salaries and employee benefits$5,998,0001,672
Premises and equipment expense$850,0002,935
Additional noninterest expense$1,877,0002,824
Pre-tax net operating income$14,383,000616
Securities gains (losses)$198,000446
Applicable income taxes$4,868,000557
Income before extraordinary items$9,713,000672
Extraordinary gains, net$-4,0008,507
Net income$9,709,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,033,000457
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,580,340676
2007-09-30 (YTD Data)Rank
Total interest income$52,506,000605
Total interest expense$34,525,000453
Net interest income$17,981,000926
Provision for loan and lease losses$1,000,000898
Total noninterest income$439,0004,697
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$283,0003,635
Trading account gains and fees$0184
Additional Noninterest Income$156,0005,010
Total noninterest expense$6,616,0002,064
Salaries and employee benefits$4,578,0001,647
Premises and equipment expense$626,0002,967
Additional noninterest expense$1,412,0002,752
Pre-tax net operating income$10,804,000658
Securities gains (losses)$80,000542
Applicable income taxes$3,692,000590
Income before extraordinary items$7,192,000727
Extraordinary gains, net$-8,0008,540
Net income$7,184,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,232
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,139,200722
2007-06-30 (YTD Data)Rank
Total interest income$34,506,000628
Total interest expense$22,490,000471
Net interest income$12,016,000937
Provision for loan and lease losses$700,000777
Total noninterest income$280,0004,818
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$180,0003,727
Trading account gains and fees$0168
Additional Noninterest Income$100,0005,125
Total noninterest expense$4,501,0002,049
Salaries and employee benefits$3,126,0001,641
Premises and equipment expense$408,0003,049
Additional noninterest expense$967,0002,703
Pre-tax net operating income$7,095,000693
Securities gains (losses)$18,000734
Applicable income taxes$2,437,000619
Income before extraordinary items$4,676,000775
Extraordinary gains, net$029
Net income$4,676,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,664,120768
2007-03-31 (YTD Data)Rank
Total interest income$16,971,000630
Total interest expense$10,968,000477
Net interest income$6,003,000940
Provision for loan and lease losses$400,000618
Total noninterest income$139,0004,807
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$85,0003,779
Trading account gains and fees$0195
Additional Noninterest Income$54,0004,958
Total noninterest expense$2,237,0002,063
Salaries and employee benefits$1,581,0001,644
Premises and equipment expense$193,0003,208
Additional noninterest expense$463,0002,778
Pre-tax net operating income$3,505,000701
Securities gains (losses)$10,000691
Applicable income taxes$1,213,000626
Income before extraordinary items$2,302,000782
Extraordinary gains, net$022
Net income$2,302,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,295,500771
2006-12-31 (YTD Data)Rank
Total interest income$56,123,000687
Total interest expense$33,678,000519
Net interest income$22,445,000988
Provision for loan and lease losses$600,0001,606
Total noninterest income$619,0004,653
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$406,0003,511
Trading account gains and fees$0130
Additional Noninterest Income$213,0005,003
Total noninterest expense$8,365,0002,108
Salaries and employee benefits$5,959,0001,650
Premises and equipment expense$749,0003,160
Additional noninterest expense$1,657,0003,029
Pre-tax net operating income$14,099,000719
Securities gains (losses)$53,000670
Applicable income taxes$4,947,000638
Income before extraordinary items$9,205,000809
Extraordinary gains, net$2,00047
Net income$9,207,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,170,550802
2006-09-30 (YTD Data)Rank
Total interest income$40,239,000725
Total interest expense$23,400,000549
Net interest income$16,839,0001,008
Provision for loan and lease losses$450,0001,514
Total noninterest income$459,0004,711
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$304,0003,538
Trading account gains and fees$0126
Additional Noninterest Income$155,0005,064
Total noninterest expense$6,101,0002,168
Salaries and employee benefits$4,407,0001,672
Premises and equipment expense$554,0003,201
Additional noninterest expense$1,140,0003,260
Pre-tax net operating income$10,747,000747
Securities gains (losses)$01,388
Applicable income taxes$3,757,000667
Income before extraordinary items$6,990,000831
Extraordinary gains, net$045
Net income$6,990,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,827
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,990,000821
2006-06-30 (YTD Data)Rank
Total interest income$25,363,000745
Total interest expense$14,265,000570
Net interest income$11,098,0001,028
Provision for loan and lease losses$300,0001,464
Total noninterest income$300,0004,742
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$198,0003,571
Trading account gains and fees$0126
Additional Noninterest Income$102,0005,085
Total noninterest expense$3,947,0002,239
Salaries and employee benefits$2,831,0001,733
Premises and equipment expense$364,0003,218
Additional noninterest expense$752,0003,292
Pre-tax net operating income$7,151,000750
Securities gains (losses)$01,185
Applicable income taxes$2,496,000675
Income before extraordinary items$4,655,000835
Extraordinary gains, net$039
Net income$4,655,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,655,000820
2006-03-31 (YTD Data)Rank
Total interest income$12,211,000752
Total interest expense$6,591,000582
Net interest income$5,620,0001,007
Provision for loan and lease losses$150,0001,421
Total noninterest income$156,0004,573
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$105,0003,367
Trading account gains and fees$0115
Additional Noninterest Income$51,0005,080
Total noninterest expense$1,958,0002,269
Salaries and employee benefits$1,401,0001,751
Premises and equipment expense$139,0004,008
Additional noninterest expense$418,0002,996
Pre-tax net operating income$3,668,000722
Securities gains (losses)$0955
Applicable income taxes$1,281,000659
Income before extraordinary items$2,387,000799
Extraordinary gains, net$021
Net income$2,387,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,387,000785
2005-12-31 (YTD Data)Rank
Total interest income$42,769,000750
Total interest expense$20,151,000579
Net interest income$22,618,000941
Provision for loan and lease losses$225,0003,375
Total noninterest income$672,0004,496
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$456,0003,247
Trading account gains and fees$0138
Additional Noninterest Income$216,0005,012
Total noninterest expense$7,042,0002,385
Salaries and employee benefits$5,120,0001,822
Premises and equipment expense$657,0003,399
Additional noninterest expense$1,265,0003,705
Pre-tax net operating income$16,023,000635
Securities gains (losses)$02,296
Applicable income taxes$5,583,000592
Income before extraordinary items$10,440,000695
Extraordinary gains, net$046
Net income$10,440,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,440,000682
2005-09-30 (YTD Data)Rank
Total interest income$31,027,000757
Total interest expense$14,143,000579
Net interest income$16,884,000935
Provision for loan and lease losses$150,0003,463
Total noninterest income$511,0004,489
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$346,0003,242
Trading account gains and fees$0126
Additional Noninterest Income$165,0005,014
Total noninterest expense$5,231,0002,369
Salaries and employee benefits$3,832,0001,810
Premises and equipment expense$482,0003,442
Additional noninterest expense$917,0003,748
Pre-tax net operating income$12,014,000636
Securities gains (losses)$02,317
Applicable income taxes$4,186,000602
Income before extraordinary items$7,828,000697
Extraordinary gains, net$035
Net income$7,828,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,828,000678
2005-06-30 (YTD Data)Rank
Total interest income$20,004,000761
Total interest expense$8,827,000578
Net interest income$11,177,000936
Provision for loan and lease losses$75,0003,815
Total noninterest income$341,0004,438
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$233,0003,180
Trading account gains and fees$0116
Additional Noninterest Income$108,0005,022
Total noninterest expense$3,439,0002,383
Salaries and employee benefits$2,532,0001,810
Premises and equipment expense$254,0004,103
Additional noninterest expense$653,0003,543
Pre-tax net operating income$8,004,000621
Securities gains (losses)$02,146
Applicable income taxes$2,793,000586
Income before extraordinary items$5,211,000690
Extraordinary gains, net$030
Net income$5,211,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,211,000670
2005-03-31 (YTD Data)Rank
Total interest income$9,752,000763
Total interest expense$4,169,000578
Net interest income$5,583,000931
Provision for loan and lease losses$75,0002,455
Total noninterest income$185,0004,185
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$122,0003,000
Trading account gains and fees$0115
Additional Noninterest Income$63,0004,679
Total noninterest expense$1,703,0002,413
Salaries and employee benefits$1,284,0001,799
Premises and equipment expense$156,0003,539
Additional noninterest expense$263,0004,201
Pre-tax net operating income$3,990,000622
Securities gains (losses)$01,685
Applicable income taxes$1,395,000591
Income before extraordinary items$2,595,000686
Extraordinary gains, net$024
Net income$2,595,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,595,000663
2004-12-31 (YTD Data)Rank
Total interest income$36,215,000774
Total interest expense$13,927,000595
Net interest income$22,288,000880
Provision for loan and lease losses$900,0001,146
Total noninterest income$1,046,0003,435
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$560,0002,865
Trading account gains and fees$0138
Additional Noninterest Income$486,0003,360
Total noninterest expense$7,068,0002,258
Salaries and employee benefits$4,680,0001,872
Premises and equipment expense$519,0003,968
Additional noninterest expense$1,869,0002,571
Pre-tax net operating income$15,366,000602
Securities gains (losses)$59,0001,608
Applicable income taxes$5,410,000570
Income before extraordinary items$10,015,000663
Extraordinary gains, net$034
Net income$10,015,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,553
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,976,650643
2004-09-30 (YTD Data)Rank
Total interest income$26,450,000792
Total interest expense$10,129,000596
Net interest income$16,321,000902
Provision for loan and lease losses$575,0001,277
Total noninterest income$860,0003,246
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$427,0002,840
Trading account gains and fees$0134
Additional Noninterest Income$433,0003,058
Total noninterest expense$5,234,0002,271
Salaries and employee benefits$3,514,0001,851
Premises and equipment expense$429,0003,684
Additional noninterest expense$1,291,0002,721
Pre-tax net operating income$11,372,000616
Securities gains (losses)$59,0001,530
Applicable income taxes$4,006,000584
Income before extraordinary items$7,425,000688
Extraordinary gains, net$026
Net income$7,425,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,509
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,386,650662
2004-06-30 (YTD Data)Rank
Total interest income$17,549,000794
Total interest expense$6,596,000603
Net interest income$10,953,000891
Provision for loan and lease losses$525,000940
Total noninterest income$641,0003,031
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$278,0002,883
Trading account gains and fees$0130
Additional Noninterest Income$363,0002,670
Total noninterest expense$3,523,0002,244
Salaries and employee benefits$2,356,0001,846
Premises and equipment expense$287,0003,676
Additional noninterest expense$880,0002,679
Pre-tax net operating income$7,546,000607
Securities gains (losses)$42,0001,561
Applicable income taxes$2,672,000579
Income before extraordinary items$4,916,000683
Extraordinary gains, net$021
Net income$4,916,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,564
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,888,700654
2004-03-31 (YTD Data)Rank
Total interest income$8,844,000801
Total interest expense$3,228,000625
Net interest income$5,616,000881
Provision for loan and lease losses$350,000704
Total noninterest income$195,0004,119
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$138,0002,841
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$1,736,0002,288
Salaries and employee benefits$1,181,0001,861
Premises and equipment expense$142,0003,735
Additional noninterest expense$413,0002,821
Pre-tax net operating income$3,725,000605
Securities gains (losses)$42,0001,294
Applicable income taxes$1,329,000588
Income before extraordinary items$2,438,000688
Extraordinary gains, net$016
Net income$2,438,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,410,700641
2003-12-31 (YTD Data)Rank
Total interest income$34,755,000818
Total interest expense$13,653,000654
Net interest income$21,102,000917
Provision for loan and lease losses$695,0001,629
Total noninterest income$788,0004,269
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$554,0002,863
Trading account gains and fees$0160
Additional Noninterest Income$234,0004,971
Total noninterest expense$7,084,0002,221
Salaries and employee benefits$4,390,0001,958
Premises and equipment expense$551,0003,770
Additional noninterest expense$2,143,0002,252
Pre-tax net operating income$14,111,000633
Securities gains (losses)$72,0002,185
Applicable income taxes$4,964,000625
Income before extraordinary items$9,219,000711
Extraordinary gains, net$054
Net income$9,219,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,260
Cash dividends$1,050,0002,232
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,172,200666
2003-09-30 (YTD Data)Rank
Total interest income$26,127,000836
Total interest expense$10,440,000671
Net interest income$15,687,000939
Provision for loan and lease losses$520,0001,604
Total noninterest income$602,0004,272
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$430,0002,805
Trading account gains and fees$0153
Additional Noninterest Income$172,0005,069
Total noninterest expense$5,289,0002,229
Salaries and employee benefits$3,332,0001,932
Premises and equipment expense$439,0003,598
Additional noninterest expense$1,518,0002,369
Pre-tax net operating income$10,480,000658
Securities gains (losses)$55,0002,240
Applicable income taxes$3,692,000657
Income before extraordinary items$6,843,000750
Extraordinary gains, net$040
Net income$6,843,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,807,250700
2003-06-30 (YTD Data)Rank
Total interest income$17,367,000842
Total interest expense$7,136,000676
Net interest income$10,231,000948
Provision for loan and lease losses$210,0002,412
Total noninterest income$390,0004,308
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$281,0002,795
Trading account gains and fees$0150
Additional Noninterest Income$109,0005,171
Total noninterest expense$3,490,0002,252
Salaries and employee benefits$2,207,0001,929
Premises and equipment expense$302,0003,466
Additional noninterest expense$981,0002,407
Pre-tax net operating income$6,921,000662
Securities gains (losses)$20,0002,610
Applicable income taxes$2,430,000665
Income before extraordinary items$4,511,000760
Extraordinary gains, net$030
Net income$4,511,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$1,050,0001,238
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,498,000697
2003-03-31 (YTD Data)Rank
Total interest income$8,702,000846
Total interest expense$3,612,000672
Net interest income$5,090,000954
Provision for loan and lease losses$85,0002,667
Total noninterest income$190,0004,295
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$137,0002,770
Trading account gains and fees$0134
Additional Noninterest Income$53,0005,163
Total noninterest expense$1,736,0002,250
Salaries and employee benefits$1,110,0001,918
Premises and equipment expense$151,0003,467
Additional noninterest expense$475,0002,449
Pre-tax net operating income$3,459,000654
Securities gains (losses)$02,891
Applicable income taxes$1,214,000669
Income before extraordinary items$2,245,000755
Extraordinary gains, net$021
Net income$2,245,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$1,050,000664
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,245,000695
2002-12-31 (YTD Data)Rank
Total interest income$35,844,000846
Total interest expense$15,618,000725
Net interest income$20,226,000953
Provision for loan and lease losses$1,175,0001,157
Total noninterest income$742,0004,178
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$520,0002,879
Trading account gains and fees$0153
Additional Noninterest Income$222,0004,815
Total noninterest expense$6,641,0002,245
Salaries and employee benefits$4,242,0001,900
Premises and equipment expense$547,0003,681
Additional noninterest expense$1,852,0002,489
Pre-tax net operating income$13,152,000672
Securities gains (losses)$15,0003,365
Applicable income taxes$4,547,000648
Income before extraordinary items$8,620,000735
Extraordinary gains, net$070
Net income$8,620,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$1,050,0002,154
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,610,250704
2001-12-31 (YTD Data)Rank
Total interest income$40,064,000854
Total interest expense$23,766,000704
Net interest income$16,298,0001,089
Provision for loan and lease losses$1,030,0001,214
Total noninterest income$670,0004,296
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$439,0003,162
Trading account gains and fees$0177
Additional Noninterest Income$231,0004,635
Total noninterest expense$6,053,0002,359
Salaries and employee benefits$3,841,0001,960
Premises and equipment expense$506,0003,833
Additional noninterest expense$1,706,0002,586
Pre-tax net operating income$9,885,000771
Securities gains (losses)$164,0001,346
Applicable income taxes$3,294,000773
Income before extraordinary items$6,755,000819
Extraordinary gains, net$0105
Net income$6,755,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,867
Cash dividends$5,250,000588
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,645,120798
2000-12-31 (YTD Data)Rank
Total interest income$41,072,000866
Total interest expense$28,833,000644
Net interest income$12,239,0001,436
Provision for loan and lease losses$198,0003,793
Total noninterest income$639,0004,247
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$411,0003,175
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,493
Total noninterest expense$5,225,0002,600
Salaries and employee benefits$3,300,0002,167
Premises and equipment expense$371,0004,747
Additional noninterest expense$1,554,0002,722
Pre-tax net operating income$7,455,0001,018
Securities gains (losses)$124,000519
Applicable income taxes$2,209,0001,063
Income before extraordinary items$5,370,000999
Extraordinary gains, net$038
Net income$5,370,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$4,025,000744
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,281,9601,010
1999-12-31 (YTD Data)Rank
Total interest income$38,803,000879
Total interest expense$26,667,000623
Net interest income$12,136,0001,445
Provision for loan and lease losses$610,0001,476
Total noninterest income$579,0004,535
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$382,0003,337
Trading account gains and fees$0173
Additional Noninterest Income$197,0004,971
Total noninterest expense$4,754,0002,838
Salaries and employee benefits$2,878,0002,445
Premises and equipment expense$366,0004,819
Additional noninterest expense$1,510,0002,847
Pre-tax net operating income$7,351,0001,060
Securities gains (losses)$62,000908
Applicable income taxes$2,339,0001,076
Income before extraordinary items$5,074,0001,081
Extraordinary gains, net$035
Net income$5,074,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,900
Cash dividends$1,400,0001,771
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,031,8401,068
1998-12-31 (YTD Data)Rank
Total interest income$29,104,0001,115
Total interest expense$19,394,000827
Net interest income$9,710,0001,760
Provision for loan and lease losses$715,0001,289
Total noninterest income$575,0004,515
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$381,0003,264
Trading account gains and fees$0224
Additional Noninterest Income$194,0005,040
Total noninterest expense$4,017,0003,189
Salaries and employee benefits$2,377,0002,856
Premises and equipment expense$351,0004,877
Additional noninterest expense$1,289,0003,161
Pre-tax net operating income$5,553,0001,350
Securities gains (losses)$4,0003,561
Applicable income taxes$1,850,0001,357
Income before extraordinary items$3,707,0001,423
Extraordinary gains, net$032
Net income$3,707,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,670
Cash dividends$2,100,0001,268
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,704,3201,366
1997-12-31 (YTD Data)Rank
Total interest income$23,362,0001,402
Total interest expense$14,692,0001,105
Net interest income$8,670,0002,008
Provision for loan and lease losses$405,0002,074
Total noninterest income$589,0004,465
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$356,0003,559
Trading account gains and fees$0239
Additional Noninterest Income$233,0004,566
Total noninterest expense$3,731,0003,382
Salaries and employee benefits$2,103,0003,148
Premises and equipment expense$357,0004,821
Additional noninterest expense$1,271,0003,184
Pre-tax net operating income$5,123,0001,510
Securities gains (losses)$-13,00010,166
Applicable income taxes$1,764,0001,476
Income before extraordinary items$3,346,0001,619
Extraordinary gains, net$044
Net income$3,346,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,186
Cash dividends$700,0002,776
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,354,4501,575
1996-12-31 (YTD Data)Rank
Total interest income$20,325,0001,647
Total interest expense$12,615,0001,282
Net interest income$7,710,0002,335
Provision for loan and lease losses$120,0004,568
Total noninterest income$534,0004,939
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$322,0004,008
Trading account gains and fees$0262
Additional Noninterest Income$212,0005,014
Total noninterest expense$3,555,0003,725
Salaries and employee benefits$1,894,0003,508
Premises and equipment expense$321,0005,318
Additional noninterest expense$1,340,0003,435
Pre-tax net operating income$4,569,0001,591
Securities gains (losses)$11,0002,431
Applicable income taxes$1,513,0001,589
Income before extraordinary items$3,067,0001,626
Extraordinary gains, net$053
Net income$3,067,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$2,800,0001,010
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,059,6301,595
1995-12-31 (YTD Data)Rank
Total interest income$20,007,0001,691
Total interest expense$12,758,0001,303
Net interest income$7,249,0002,481
Provision for loan and lease losses$80,0005,097
Total noninterest income$462,0005,468
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$189,0005,888
Trading account gains and fees$0522
Additional Noninterest Income$273,0004,237
Total noninterest expense$3,707,0003,549
Salaries and employee benefits$2,000,0003,308
Premises and equipment expense$329,0005,259
Additional noninterest expense$1,378,0003,317
Pre-tax net operating income$3,924,0001,893
Securities gains (losses)$319,000487
Applicable income taxes$1,370,0001,780
Income before extraordinary items$2,873,0001,762
Extraordinary gains, net$065
Net income$2,873,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$2,800,000971
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,656,0801,870
1994-12-31 (YTD Data)Rank
Total interest income$17,190,0001,794
Total interest expense$9,746,0001,340
Net interest income$7,444,0002,431
Provision for loan and lease losses$09,146
Total noninterest income$606,0004,620
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$350,0003,842
Trading account gains and fees$0475
Additional Noninterest Income$256,0004,515
Total noninterest expense$3,934,0003,481
Salaries and employee benefits$1,999,0003,282
Premises and equipment expense$310,0005,563
Additional noninterest expense$1,625,0003,087
Pre-tax net operating income$4,116,0001,724
Securities gains (losses)$-5,0009,408
Applicable income taxes$1,233,0001,838
Income before extraordinary items$2,878,0001,701
Extraordinary gains, net$0249
Net income$2,878,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00011,034
Cash dividends$2,800,000858
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,881,5001,705
1993-12-31 (YTD Data)Rank
Total interest income$18,864,0001,657
Total interest expense$10,193,0001,317
Net interest income$8,671,0002,081
Provision for loan and lease losses$220,0003,693
Total noninterest income$666,0004,594
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$420,0003,300
Trading account gains and fees$0532
Additional Noninterest Income$246,0005,046
Total noninterest expense$3,936,0003,545
Salaries and employee benefits$2,075,0003,163
Premises and equipment expense$303,0005,803
Additional noninterest expense$1,558,0003,390
Pre-tax net operating income$5,178,0001,349
Securities gains (losses)$126,0002,189
Applicable income taxes$1,457,0001,608
Income before extraordinary items$3,850,0001,320
Extraordinary gains, net$113,0001,463
Net income$3,963,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$2,100,000969
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,758,0201,264
1992-12-31 (YTD Data)Rank
Total interest income$20,494,0001,731
Total interest expense$11,251,0001,558
Net interest income$9,243,0001,980
Provision for loan and lease losses$240,0004,686
Total noninterest income$710,0004,359
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$453,0003,090
Trading account gains and fees$0504
Additional Noninterest Income$257,0004,876
Total noninterest expense$4,031,0003,480
Salaries and employee benefits$2,083,0003,106
Premises and equipment expense$286,0006,184
Additional noninterest expense$1,662,0003,285
Pre-tax net operating income$5,682,0001,144
Securities gains (losses)$597,000943
Applicable income taxes$2,018,0001,106
Income before extraordinary items$4,261,0001,106
Extraordinary gains, net$01,422
Net income$4,261,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0007,883
Cash dividends$2,800,000634
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,855,0401,125

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.