Home > First Bank and Trust > Assets and Liabilities
First Bank and Trust, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $74,225,000 | 5,485 |
| Cash and due from depository institutions | $6,016,000 | 3,988 |
| Interest-bearing balances | $2,669,000 | 1,863 |
| Securities | $28,450,000 | 3,801 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,962 |
| Net loans & leases | $28,561,000 | 6,897 |
| Loan loss allowance | $462,000 | 5,884 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,845,000 | 4,168 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $603,000 | 7,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,225,000 | 5,485 |
| Total liabilities | $65,060,000 | 5,562 |
| Total deposits | $64,122,000 | 5,395 |
| Interest-bearing deposits | $42,344,000 | 6,351 |
| Deposits held in domestic offices | $64,122,000 | 5,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $938,000 | 3,715 |
| Total equity capital | $9,165,000 | 4,695 |
| Total bank equity capital | $9,165,000 | 4,695 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $6,980,000 | 2,172 |
| Undivided profits | $1,185,000 | 7,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $149,000 | 8,664 |
| Earning assets | $68,430,000 | 5,468 |
| Long-term assets (5+ years) | $18,952,000 | 3,260 |
| Average Assets, year-to-date | $73,816,600 | 5,282 |
| Average Assets, quarterly | $74,107,500 | 5,415 |
| Volatile liabilities | $1,149,000 | 9,670 |
| Insider loans | $864,000 | 3,913 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,603,000 | 5,555 |
| Tier 1 (core) risk-based capital | $9,152,000 | 4,519 |
| Tier 2 risk-based capital | $454,580 | 5,548 |
| Total risk weighted assets | $36,315,180 | 6,229 |
| Total unused commitments | $4,603,000 | 5,562 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $72,140,000 | 5,601 |
| Cash and due from depository institutions | $3,793,000 | 4,118 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $29,338,000 | 3,702 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,283 |
| Net loans & leases | $30,111,000 | 6,833 |
| Loan loss allowance | $483,000 | 5,842 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,891,000 | 4,006 |
| Other real estate owned | $153,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $854,000 | 6,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,140,000 | 5,601 |
| Total liabilities | $63,439,000 | 5,670 |
| Total deposits | $62,495,000 | 5,493 |
| Interest-bearing deposits | $41,951,000 | 6,480 |
| Deposits held in domestic offices | $62,495,000 | 5,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $944,000 | 3,737 |
| Total equity capital | $8,701,000 | 4,881 |
| Total bank equity capital | $8,701,000 | 4,881 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $6,574,000 | 2,225 |
| Undivided profits | $1,127,000 | 8,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 7,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $164,000 | 8,796 |
| Earning assets | $65,548,000 | 5,651 |
| Long-term assets (5+ years) | $10,945,000 | 4,109 |
| Average Assets, year-to-date | $71,415,400 | 5,435 |
| Average Assets, quarterly | $71,452,500 | 5,585 |
| Volatile liabilities | $1,026,000 | 10,131 |
| Insider loans | $1,276,000 | 2,969 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,382,000 | 4,587 |
| Tier 1 (core) risk-based capital | $8,686,000 | 4,723 |
| Tier 2 risk-based capital | $465,030 | 5,436 |
| Total risk weighted assets | $37,137,730 | 6,226 |
| Total unused commitments | $6,382,000 | 4,590 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $71,117,000 | 5,806 |
| Cash and due from depository institutions | $4,127,000 | 4,213 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $30,746,000 | 3,844 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,076 |
| Net loans & leases | $31,042,000 | 6,825 |
| Loan loss allowance | $502,000 | 5,908 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,796,000 | 4,095 |
| Other real estate owned | $13,000 | 4,213 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $643,000 | 7,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,117,000 | 5,806 |
| Total liabilities | $63,144,000 | 5,847 |
| Total deposits | $61,976,000 | 5,692 |
| Interest-bearing deposits | $42,790,000 | 6,592 |
| Deposits held in domestic offices | $61,976,000 | 5,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $286,000 | 4,334 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $882,000 | 3,888 |
| Total equity capital | $7,973,000 | 5,250 |
| Total bank equity capital | $7,973,000 | 5,250 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $5,913,000 | 2,484 |
| Undivided profits | $1,060,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $162,000 | 9,107 |
| Earning assets | $64,638,000 | 5,845 |
| Long-term assets (5+ years) | $10,496,000 | 4,105 |
| Average Assets, year-to-date | $72,586,400 | 5,561 |
| Average Assets, quarterly | $71,729,000 | 5,708 |
| Volatile liabilities | $1,301,000 | 10,211 |
| Insider loans | $1,089,000 | 3,413 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,072,000 | 4,599 |
| Tier 1 (core) risk-based capital | $7,974,000 | 5,151 |
| Tier 2 risk-based capital | $461,680 | 5,584 |
| Total risk weighted assets | $36,858,380 | 6,325 |
| Total unused commitments | $6,072,000 | 4,612 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $72,393,000 | 5,803 |
| Cash and due from depository institutions | $5,590,000 | 4,498 |
| Interest-bearing balances | $199,000 | 4,260 |
| Securities | $26,656,000 | 4,481 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,782 |
| Net loans & leases | $29,424,000 | 7,063 |
| Loan loss allowance | $501,000 | 6,043 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,803,000 | 4,056 |
| Other real estate owned | $150,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $570,000 | 8,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,393,000 | 5,803 |
| Total liabilities | $65,107,000 | 5,782 |
| Total deposits | $63,922,000 | 5,658 |
| Interest-bearing deposits | $44,181,000 | 6,621 |
| Deposits held in domestic offices | $63,922,000 | 5,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $279,000 | 3,853 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $906,000 | 3,947 |
| Total equity capital | $7,286,000 | 5,681 |
| Total bank equity capital | $7,286,000 | 5,681 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $5,274,000 | 2,719 |
| Undivided profits | $1,012,000 | 9,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $168,000 | 9,369 |
| Earning assets | $64,479,000 | 5,930 |
| Long-term assets (5+ years) | $10,120,000 | 4,015 |
| Average Assets, year-to-date | $72,588,000 | 5,587 |
| Average Assets, quarterly | $72,677,500 | 5,719 |
| Volatile liabilities | $2,232,000 | 9,372 |
| Insider loans | $1,059,000 | 3,595 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,685,000 | 4,642 |
| Tier 1 (core) risk-based capital | $7,269,000 | 5,566 |
| Tier 2 risk-based capital | $451,520 | 5,712 |
| Total risk weighted assets | $36,035,220 | 6,422 |
| Total unused commitments | $5,685,000 | 4,656 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $73,026,000 | 5,722 |
| Cash and due from depository institutions | $7,900,000 | 4,778 |
| Interest-bearing balances | $1,388,000 | 2,009 |
| Securities | $31,294,000 | 4,125 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,419 |
| Net loans & leases | $27,710,000 | 7,371 |
| Loan loss allowance | $477,000 | 6,392 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,766,000 | 4,078 |
| Other real estate owned | $121,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $635,000 | 8,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,026,000 | 5,722 |
| Total liabilities | $66,525,000 | 5,695 |
| Total deposits | $64,306,000 | 5,609 |
| Interest-bearing deposits | $44,332,000 | 6,638 |
| Deposits held in domestic offices | $64,306,000 | 5,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,292,000 | 2,936 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $927,000 | 3,240 |
| Total equity capital | $6,501,000 | 5,884 |
| Total bank equity capital | $6,501,000 | 5,884 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,874,000 | 2,837 |
| Undivided profits | $627,000 | 9,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $169,000 | 9,223 |
| Earning assets | $63,992,000 | 5,932 |
| Long-term assets (5+ years) | $12,490,000 | 3,581 |
| Average Assets, year-to-date | $69,438,200 | 5,847 |
| Average Assets, quarterly | $71,157,000 | 5,814 |
| Volatile liabilities | $2,997,000 | 8,473 |
| Insider loans | $919,000 | 3,933 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,107,000 | 4,361 |
| Tier 1 (core) risk-based capital | $6,651,000 | 5,884 |
| Tier 2 risk-based capital | $439,740 | 5,834 |
| Total risk weighted assets | $35,056,140 | 6,517 |
| Total unused commitments | $6,107,000 | 4,368 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $67,343,000 | 6,253 |
| Cash and due from depository institutions | $6,406,000 | 4,750 |
| Interest-bearing balances | $1,484,000 | 2,857 |
| Securities | $34,253,000 | 3,999 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,759 |
| Net loans & leases | $21,150,000 | 8,609 |
| Loan loss allowance | $473,000 | 6,615 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,253,000 | 5,326 |
| Other real estate owned | $84,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $572,000 | 8,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,343,000 | 6,253 |
| Total liabilities | $61,491,000 | 6,194 |
| Total deposits | $60,032,000 | 6,124 |
| Interest-bearing deposits | $43,902,000 | 6,929 |
| Deposits held in domestic offices | $60,032,000 | 6,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $622,000 | 3,179 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $837,000 | 3,585 |
| Total equity capital | $5,852,000 | 6,506 |
| Total bank equity capital | $5,852,000 | 6,506 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,600,000 | 3,583 |
| Undivided profits | $1,253,000 | 8,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 11,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $131,000 | 10,036 |
| Earning assets | $60,512,000 | 6,357 |
| Long-term assets (5+ years) | $14,123,000 | 3,444 |
| Average Assets, year-to-date | $66,620,000 | 6,183 |
| Average Assets, quarterly | $66,641,500 | 6,252 |
| Volatile liabilities | $2,331,000 | 9,241 |
| Insider loans | $466,000 | 5,929 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,844,000 | 5,629 |
| Tier 1 (core) risk-based capital | $5,853,000 | 6,422 |
| Tier 2 risk-based capital | $371,680 | 6,622 |
| Total risk weighted assets | $29,604,080 | 7,344 |
| Total unused commitments | $3,844,000 | 5,650 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $66,815,000 | 6,363 |
| Cash and due from depository institutions | $6,977,000 | 5,307 |
| Interest-bearing balances | $1,972,000 | 2,774 |
| Securities | $34,119,000 | 3,987 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 4,184 |
| Net loans & leases | $19,817,000 | 8,960 |
| Loan loss allowance | $584,000 | 5,758 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,029,000 | 6,086 |
| Other real estate owned | $438,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $635,000 | 8,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,815,000 | 6,363 |
| Total liabilities | $61,704,000 | 6,277 |
| Total deposits | $60,713,000 | 6,188 |
| Interest-bearing deposits | $47,046,000 | 6,785 |
| Deposits held in domestic offices | $60,713,000 | 6,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $745,000 | 2,822 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $246,000 | 9,125 |
| Total equity capital | $5,111,000 | 6,975 |
| Total bank equity capital | $5,111,000 | 6,975 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,700,000 | 6,084 |
| Undivided profits | $2,411,000 | 6,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 10,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $120,000 | 10,916 |
| Earning assets | $59,708,000 | 6,484 |
| Long-term assets (5+ years) | $21,163,000 | 2,493 |
| Average Assets, year-to-date | $66,177,800 | 6,270 |
| Average Assets, quarterly | $65,872,000 | 6,366 |
| Volatile liabilities | $2,916,000 | 8,673 |
| Insider loans | $19,000 | 8,404 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,872,000 | 6,215 |
| Tier 1 (core) risk-based capital | $5,111,000 | 6,902 |
| Tier 2 risk-based capital | $371,010 | 6,610 |
| Total risk weighted assets | $29,445,710 | 7,432 |
| Total unused commitments | $2,872,000 | 6,246 |
| Derivatives | $0 | 651 |