Home > First Bank and Trust Company of Tennessee > Income and Expense
First Bank and Trust Company of Tennessee, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 5,560 |
| Total interest expense | $2,738,000 | 5,257 |
| Net interest income | $2,522,000 | 5,767 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $481,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 4,880 |
| Total noninterest expense | $1,733,000 | 6,205 |
| Salaries and employee benefits | $922,000 | 6,235 |
| Premises and equipment expense | $238,000 | 6,221 |
| Additional noninterest expense | $573,000 | 5,948 |
| Pre-tax net operating income | $1,125,000 | 4,922 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $377,000 | 4,109 |
| Income before extraordinary items | $748,000 | 5,242 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $748,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $88,000 | 6,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $748,000 | 5,235 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 6,182 |
| Total interest expense | $1,983,000 | 6,034 |
| Net interest income | $2,232,000 | 6,214 |
| Provision for loan and lease losses | $219,000 | 3,378 |
| Total noninterest income | $344,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,999 |
| Total noninterest expense | $1,345,000 | 7,179 |
| Salaries and employee benefits | $776,000 | 6,862 |
| Premises and equipment expense | $160,000 | 7,502 |
| Additional noninterest expense | $409,000 | 7,189 |
| Pre-tax net operating income | $1,012,000 | 5,277 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $317,000 | 4,692 |
| Income before extraordinary items | $695,000 | 5,480 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $695,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $99,000 | 6,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $695,000 | 5,442 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,269 |
| Total interest expense | $1,721,000 | 6,725 |
| Net interest income | $1,489,000 | 7,710 |
| Provision for loan and lease losses | $134,000 | 4,412 |
| Total noninterest income | $256,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,062,000 | 7,932 |
| Salaries and employee benefits | $582,000 | 7,860 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $333,000 | 7,812 |
| Pre-tax net operating income | $549,000 | 7,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $166,000 | 6,632 |
| Income before extraordinary items | $383,000 | 7,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $383,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $383,000 | 7,241 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 8,796 |
| Total interest expense | $1,341,000 | 7,742 |
| Net interest income | $850,000 | 9,546 |
| Provision for loan and lease losses | $118,000 | 4,844 |
| Total noninterest income | $104,000 | 9,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $858,000 | 8,824 |
| Salaries and employee benefits | $462,000 | 8,870 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $280,000 | 8,527 |
| Pre-tax net operating income | $-22,000 | 10,416 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-7,000 | 10,505 |
| Income before extraordinary items | $-15,000 | 10,422 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-15,000 | 10,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-15,000 | 10,386 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 10,857 |
| Total interest expense | $588,000 | 10,313 |
| Net interest income | $388,000 | 11,109 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $27,000 | 11,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $554,000 | 10,379 |
| Salaries and employee benefits | $297,000 | 10,370 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $198,000 | 9,951 |
| Pre-tax net operating income | $-244,000 | 11,105 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-80,000 | 11,148 |
| Income before extraordinary items | $-164,000 | 11,075 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-164,000 | 11,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-164,000 | 11,035 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,000 | 11,955 |
| Total interest expense | $16,000 | 11,932 |
| Net interest income | $36,000 | 11,952 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $98,000 | 11,949 |
| Salaries and employee benefits | $46,000 | 11,945 |
| Premises and equipment expense | $7,000 | 11,920 |
| Additional noninterest expense | $46,000 | 11,910 |
| Pre-tax net operating income | $-88,000 | 11,589 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-36,000 | 11,608 |
| Income before extraordinary items | $-52,000 | 11,563 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-52,000 | 11,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 148 |
| Net operating income | $-52,000 | 11,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.